WEEKEND EDITION, SEPTEMBER 23 SEPTEMBER 27, 2013

Support Our Efforts By Being The First On Your Block To Own A ForeclosureGate Gazette Ball Cap, T-Shirt Or Mouse Pad >>>>

MONDAY, SEPTEMBER 23, 2013

ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

Final Progress Report: Banks Report $51 Billion in National Mortgage Settlement Consumer Relief FGG EDITOR'S NOTE: Is this the US government final stamp of approval, in support of US banks stealing homes from American citizens and banks committing the most egregious criminal acts of our lifetime?------Joseph A. Smith, Jr., Monitor of the National Mortgage Settlement, has received an update on the consumer....

Late Breaking Foreclosure Information At Foreclosure Crime Scene News >>>>

Foreclosure lawyers say AG grandstanding Attorney General John Suthers office is making hysterical allegations in its investigation of billing practice by the states leading foreclosure lawyers, doing little more than grandstanding. U.S. Foreclosure Activity Increases 2 Percent in July Boosted by 6 Percent Increase in Foreclosure Starts The monthly increase in U.S. foreclosure activity was driven by a 6 percent monthly increase in.

BofA rejects ex-workers' claims on how it treats troubled homeowners Bank of America Corp rejected allegations that greed and bad faith drove the bank and its workers to push distressed homeowners into foreclosure, rather than help them obtain loan.

Investors raise concerns on reps and warrants as RMBS market improves As the residential mortgage-backed securities market continues to make its comeback and the number of issuers grows, it will be important for investors to hold an understanding of variations.

Moody's Warns of Losses from Home Equity Loans Monthly payments made by borrowers are set to rise in about two years, given the abundance of home equity loans made before the financial crisis and the terms generally associated with.

Main Line realtors tried sabotaging sale of neighbor's home, cops say But Straub and her Realtor husband, Jonathan, were so desperate to sell their own home, authorities said, that they crossed the line by putting dead animals in their next-door.

Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedure Act (Regulations X and Z) This rule amends some o f the final mortgage rules issued by the Bureau of Consumer Financial Protection (Bureau) in January o f 2013. These amendments clarify, correct, or amend provisions on the relation to State law of Regulation Xs servicing provisions;

Homeowner/Foreclosure Legal Q&A:

Can a Lender transfer servicing rights on a foreclosure that has a judgement? >>>> During Current Foreclosure Auctions in some States in Florida, Banks are Stating Minimum Acceptable Amounts >>>> If You are involved in reduced Payment arrangements with a Mortgage Servicer , is foreclosure allowed at the same time?>>>> Bought auctioned home from a company advised title search was done. Title has lien, Any recourse to keep the property>>>>

Double Take:
Watchdogs warn 1.7 million homeowners risk foreclosing, feds unprepared >>>> Banks as Bookies >>>> The Bank-Friendly Eighth Governor of the Fed >>>> The housing recovery is a total sham >>>> Longmont Humane Society makes plea for donations to avoid foreclosure >>>>

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WEEKEND EDITION, SEPTEMBER 23 SEPTEMBER 27, 2013

Support Our Efforts By Being The First On Your Block To Own A ForeclosureGate Gazette Ball Cap, T-Shirt Or Mouse Pad >>>>

TUESDAY, SEPTEMBER 24, 2013

ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

Homeowners vs. Big Bad Banks Two weeks ago, U.S. District Court Judge Rya Zobel dismissed the case, denying class-action certification to 43 homeowners in 26 states who suffered because of similar conduct. Plaintiffs have plausibly alleged that Bank of America utterly failed to administer its HAMP modifications in a timely and efficient way, Zobel agreed.

Late Breaking Foreclosure Information At Foreclosure Crime Scene News >>>>

Richmond mayor denied meeting with Wells Fargo CEO An attempt by Richmond Mayor Gayle McLaughlin to keep financially struggling homeowners in their homes by seeking a meeting with Wells Fargo CEO John Stumpf went unfulfilled at the bank's headquarters. Justice Department Plans New Crisis-Related Cases Attorney General Eric Holder said the Justice Department is nearing decisions on a number of probes involving large financial firms and that he plans to announce new cases stemming from the economic meltdown in the coming months

Elizabeth Warren's Takedown Removed From YouTube

Of

CNBC

How to Win the Case There many ways to win a case, so what I am saying in this article should be taken in the context of a larger reality where lawyers are winning hearings and winning the entire case using their own style, strategies and tactics.

A viral clip of Sen. Elizabeth Warren (D-Mass.) ripping into the hosts of CNBC's "Squawk Box" has been removed from the senator's YouTube channel.

Four Headwinds to the US Housing Recovery Yves here. This post from MacroBusiness describes three risks facing the American housing recovery, and I thought Id add a fourth, which is the open question of how much longer private equity funds and other speculators will.

Richard Cordray Confirmed As Consumer Financial Protection Bureau Director The Senate has voted 66-34 to confirm Richard Cordray as director of the Consumer Financial Protection Bureau. Sen. Elizabeth Warren (DMass.), who has fought Republicans.

Region's foreclosure rates almost double in first half of year Foreclosure rates in the Lower Hudson Valley are surging - and have nearly doubled in the first half of the year over the same period in 2012. County clerks, whose offices handle the legal paperwork, say second quarter filings exceeded an already high number in the first quarter.

Homeowner/Foreclosure Legal Q&A:

Can a Lender transfer servicing rights on a foreclosure that has a judgement? >>>> During Current Foreclosure Auctions in some States in Florida, Banks are Stating Minimum Acceptable Amounts >>>> If You are involved in reduced Payment arrangements with a Mortgage Servicer , is foreclosure allowed at the same time?>>>> Bought auctioned home from a company advised title search was done. Title has lien, Any recourse to keep the property>>>>

Double Take:
Watchdogs warn 1.7 million homeowners risk foreclosing, feds unprepared >>>> Banks as Bookies >>>> The Bank-Friendly Eighth Governor of the Fed >>>> The housing recovery is a total sham >>>> Longmont Humane Society makes plea for donations to avoid foreclosure >>>>

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WEEKEND EDITION, SEPTEMBER 23 SEPTEMBER 27, 2013

Support Our Efforts By Being The First On Your Block To Own A ForeclosureGate Gazette Ball Cap, T-Shirt Or Mouse Pad >>>>

WEDNESDAY, SEPTEMBER 25, 2013

ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

Irish Banks Chasing Defaulters Who Sleep Well at Night FGG EDITOR'S NOTE: Following the lead of heinous and intolerable American banks, Irish banks begin their own media blitz to manipulate public opinion and to blame homeowners for the mess banks created, so that banks can then easily move on to stealing homes from Irish citizens.----------------------The decision to go after strategic defaulters is raising suspicions in a country where about a quarter of all.

Late Breaking Foreclosure Information At Foreclosure Crime Scene News >>>>

CA Attorney Sentenced To 7 Years In Federal Prison For Obstructing Investigation .the substantial sentence was warranted by the fact that the defendant lied to the Securities and Exchange Commission, and then. Oregon's foreclosure mediation law is working A change to Oregon's mediation law has prompted a flood of requests for face-to-face meetings between lenders and homeowners with delinquent mortgages.

Survey: 54% of YouWalkAway Clients Past Due but Not in Foreclosure YouWalkAWay.com, a national foreclosure agency, recently released a June 2013 survey of its customers and found 54 percent are in preforeclosure.

New Defaults Trouble a Mortgage Program Banks and other mortgage servicers have accepted $815 million in taxpayer-funded incentives for helping homeowners who have since redefaulted on their home loans.

Foreclosure Rescuers Jailed for Defrauding Lenders and Homeowners AEG convinced individuals to become investors by promising them they could buy a property with no money down, collect rent for a year or two then sell it back to the renter for a profit.

Mortgage lender accused of paying illegal bonuses for costlier loans The Consumer Financial Protection Bureau sued Castle & Cooke Mortgage, accusing it of paying illegal bonuses to employees who steered home buyers toward higher-interest loans.

Elizabeth Warrens new fight: Why even the Tea Party backs it! Banking should be boring. Thats the slogan accompanying Sen. Elizabeth Warrens latest project, a highly anticipated bill that would reinstate the firewall between commercial and investment banking, first instituted after the Great Depression as the Glass-Steagall Act. Warrens implied goal is to make the institutions that take.

Homeowner/Foreclosure Legal Q&A:

Can a Lender transfer servicing rights on a foreclosure that has a judgement? >>>> During Current Foreclosure Auctions in some States in Florida, Banks are Stating Minimum Acceptable Amounts >>>> If You are involved in reduced Payment arrangements with a Mortgage Servicer , is foreclosure allowed at the same time?>>>> Bought auctioned home from a company advised title search was done. Title has lien, Any recourse to keep the property>>>>

Double Take:
Watchdogs warn 1.7 million homeowners risk foreclosing, feds unprepared >>>> Banks as Bookies >>>> The Bank-Friendly Eighth Governor of the Fed >>>> The housing recovery is a total sham >>>> Longmont Humane Society makes plea for donations to avoid foreclosure >>>>

Page 3 of 5

WEEKEND EDITION, SEPTEMBER 23 SEPTEMBER 27, 2013

Support Our Efforts By Being The First On Your Block To Own A ForeclosureGate Gazette Ball Cap, T-Shirt Or Mouse Pad >>>>

THURSDAY, SEPTEMBER 26, 2013

ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

Most Mortgage Closings Were Sham Closings Now the Banks are saying that just because they had their own reasons not to write the right parties and terms on the loan in violation of their duties to the investors, that the Bank is entitled to foreclose! AND if you look closely you see all the succession language and powers of attorney, endorsements, and mergers, all of which lack.

Late Breaking Foreclosure Information At Foreclosure Crime Scene News >>>>

FDIC official says big banks trying scare tactics on capital rules The nation's largest banks are trying to scare the public about the impact of tougher capital requirements proposed by U.S. regulators, a top Federal Deposit Insurance Corp.official said. FHA Trims Waiting Period for Borrowers Who Experienced Foreclosure For borrowers who went through a recessionrelated financial event, FHA stated it realizes their credit histories may not fully reflect their true ability or propensity to repay a mortgage.

Decrease in Starts Curbs U.S. Housing Rebound The residential real-estate rebound suffered a setback in June as housing starts unexpectedly fell to the lowest level in almost a year, curbing how much construction contributed to U.S. economic growth last quarter.

Central Massachusetts At Risk For More Foreclosures in 2014 Like the rest of our states so-called gateway cities, Worcester and Fitchburg got hammered during the foreclosure crisis. Their pain is likely to be further inflamed when the state's new foreclosure-notification forms become.

GMAC to Pay Settlement Deal

$230M

in

Foreclosure

Facing foreclosure, families lose homes in scam A California company broke the heart of not one but two local families after they paid that company big bucks to stop their foreclosure. Instead, those families have been left penniless and homeless.

The Federal Reserve Board announced a settlement with GMAC Mortgage that will end the complex and costly foreclosure reviews required through prior enforcement actions.

Mortgage Foreclosure Notes ARE NOT NEGOTIABLE INSTRUMENTS! (But Courts Will Not Recognize This) Far more fundamentally, this nation failed because our nations legal system failed. The third branch was supposed to be the stop, the check, the protection against evil gone wild. Against tyranny. Against aggression and lies and fraud and abuses. But judges all across this country forgot and in fact completely ignored their fundamental.

Homeowner/Foreclosure Legal Q&A:

Can a Lender transfer servicing rights on a foreclosure that has a judgement? >>>> During Current Foreclosure Auctions in some States in Florida, Banks are Stating Minimum Acceptable Amounts >>>> If You are involved in reduced Payment arrangements with a Mortgage Servicer , is foreclosure allowed at the same time?>>>> Bought auctioned home from a company advised title search was done. Title has lien, Any recourse to keep the property>>>>

Double Take:
Watchdogs warn 1.7 million homeowners risk foreclosing, feds unprepared >>>> Banks as Bookies >>>> The Bank-Friendly Eighth Governor of the Fed >>>> The housing recovery is a total sham >>>> Longmont Humane Society makes plea for donations to avoid foreclosure >>>>

Page 4 of 5

WEEKEND EDITION, SEPTEMBER 23 SEPTEMBER 27, 2013

Support Our Efforts By Being The First On Your Block To Own A ForeclosureGate Gazette Ball Cap, T-Shirt Or Mouse Pad >>>>

FRIDAY, SEPTEMBER 27, 2013

ACADEMIA ADVERSARIES ADVOCATES BLOGOSPHERE LEGAL LEGISLATE OP-ED HOMEOWNERS NEWS The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners

New Fraud Evidence Shows Trillions Of Dollars In Mortgages Have No Owner Thanks to forged documents, banks cant prove that they own trillions of dollars in mortgages, according to recently unsealed court documents relating to a lawsuit the government decided to settle out of court for $95 million in 2012. The evidence gathered by Lynn Szymoniak, a Florida resident who fought off a wrongful foreclosure after three years of legal wrangling, could invalidate ownership claims to the homes in question.

Late Breaking Foreclosure Information At Foreclosure Crime Scene News >>>>

Foreclosure lawyers charge homeowners for nonexistent cases some Housing market recovery uneven The real estate agents mantra of location, location, location for setting the value of a home is also determining which housing markets are rebounding the fastest..

At the risk of losing their homes if they didn't, scores of Colorado homeowners struggling to avoid foreclosure in the past year were each.

The Hidden Credit Report That Shuts People Out of the Banking System What has happened is that banks are trying to focus their retail banking services on more affluent customers and dump poorer ones (I can see this with the mushrooming of bank branches in my neighborhood, displacing wine and food.

Wall Street firms become landlords in buy-torent industry Prepare to send your rent check to a Wall Street address. After buying tens of thousands of singlefamily homes in beaten-down markets, major investment firms have quickly become major landlords and they're in it for the long haul.

The Financial Crisis Cost More Than $14 Trillion: Dallas Fed Study So how bad was it? Really, really bad: The economists say a "conservative" estimate of the damage is $14 trillion, or roughly one year's U.S. gross domestic product.

Awaiting Foreclosure Relief The bill is intended to put an end to the shadow docket of pending foreclosure cases stuck in limbo for months or even years because lawyers for the lenders havent filed the paperwork necessary for them to move into court.

Perils of Pooling We hold these truths to be self evident: that Chase never acquired any loans from Washington Mutual and that Bank of America never acquired any loans from Countrywide. A review of the merger documents approved by the FDIC reveals that neither Chase nor Bank of America wanted to assume any liabilities in connection with the lending operations of Washington Mutual or Countrywide, respectively.

Homeowner/Foreclosure Legal Q&A:

Can a Lender transfer servicing rights on a foreclosure that has a judgement? >>>> During Current Foreclosure Auctions in some States in Florida, Banks are Stating Minimum Acceptable Amounts >>>> If You are involved in reduced Payment arrangements with a Mortgage Servicer , is foreclosure allowed at the same time?>>>> Bought auctioned home from a company advised title search was done. Title has lien, Any recourse to keep the property>>>>

Double Take:
Watchdogs warn 1.7 million homeowners risk foreclosing, feds unprepared >>>> Banks as Bookies >>>> The Bank-Friendly Eighth Governor of the Fed >>>> The housing recovery is a total sham >>>> Longmont Humane Society makes plea for donations to avoid foreclosure >>>>

Page 5 of 5