Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

January
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) 125.75 Tracking Sheet Click for Help

5054.00

4928.25 Amount (RM) Estimated Actual 4884.00 170.00 4884.00 170.00

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Yapiem Cukai Pendapatan Sub total C Saving / Investment Tabung Haji Savings Sub total D

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details

Amount (RM) Estimated Actual

Income

50.00 70.00 70.00 51.00

Medical Consultation 50.00 Medicine and vitamins 70.00 Dentals 60.00 51.00 Sub total Insurance/Takaful Life/Family Health Motor Child education

5054.00 900.00 900.00

5054.00 900.00 900.00

Zakat / tax

Expenses (cont.)

940.00 1000.00 1478.35 10.00 76.90 3505.25

940.00 1000.00 1478.35 10.00 76.90 3505.25

Monthly fixed expenses

Sub total Education Anis Athirah aufa afiq Stationeries Pocket money School bus

241.00 100.00 50.00 40.00 52.00

231.00 Sub total Personal expenses 100.00 Clothings 50.00 Shoes 40.00 Hair and beauty 52.00 Sub total Other expenses Child care Gifts 242.00 Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

50.00

50.00

50.00

50.00

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

242.00 200.00 100.00

Amount for other expenses (A-B-C-D)

598.75

598.75

300.00

Sub total

January Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Yapiem Cukai Pendapatan Sub total Saving / Investment
TOTAL 1

Zakat / tax

900.00 900.00 940.00 1000.00 1478.35 10.00 76.90 3505.25

Monthly fixed expenses

Tabung Haji Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

50.00

50.00

50.00 70.00 60.00 51.00

Sub total Education Anis Athirah aufa afiq Stationeries Pocket money School bus

231.00 100.00 50.00 40.00 52.00

Expenses (cont.)

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

242.00

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

February
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

February Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

March
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

March Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

April
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

April Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

May
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

May Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

June
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

June Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

July
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

July Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

August
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

August Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

September
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

September Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

October
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

October Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

November
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

November Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

Monthly Budget Planner

Select Month:
January February March April May June July August September October November December

December
Enter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking sheet.
Actual position TOTAL INCOME TOTAL EXPENSE = SURPLUS / (DEFICIT) Tracking Sheet Click for Help

Details Household income Own income Spouse's income Part time job House rental Business Dividend/bonus Other income Sub total A Income tax Zakat Sub total B Loan repayment House Car Credit card Personal loan Study loan Others Sub total C Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total D

Amount (RM) Estimated Actual

Details Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening

Amount (RM) Estimated Actual

Details Medical Consultation Medicine and vitamins Dentals

Amount (RM) Estimated Actual

Income

Zakat / tax

Sub total Insurance/Takaful Life/Family Health Motor Child education

Expenses (cont.)

Monthly fixed expenses

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Personal expenses Clothings Shoes Hair and beauty Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total

Amount for other expenses (A-B-C-D)

Sub total

December Tracking Sheet

Enter figures into the blue cells. BACK Actual expenses incurred TOTAL INCOME Income tax Zakat Sub total Loan repayment House Car Credit card Personal loan Study loan Others Sub total Saving / Investment EPF Fixed deposit Tabung Haji Cooperative Savings Sub total Household expenses Rental Water Electricity Telephone/mobile Cable TV Internet Groceries Furniture Gardening
TOTAL 1

Monthly fixed expenses Expenses (cont.)

Zakat / tax

Sub total Education School fees University fees Tuition School uniform Stationeries Pocket money School bus

Sub total Transportation Road tax Petrol Parking Repairs/maintenance Driving license Sub total Medical Consultation Medicine and vitamins Dentals

Sub total Insurance/Takaful Life/Family Health Motor Child education

Sub total Personal expenses Clothings Shoes Hair and beauty

Sub total Other expenses Child care Gifts Donations Hobbies and sports Subsriptions Newspapers and magazines Restaurants and take aways Club membership

Sub total

How to use this budget calculator?

Set your monthly budget Select the corresponding month in the Monthly Budget Planner

BACK

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes To record your daily spending, use the Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits. Compare against the budgeted amount and determine whether the expenses are necessary. Learn more on how to manage your money here. You can change the items of income and expenditure in the Monthly Budget Planner to suit your need. This will be reflected in the tracking sheet of the corresponding month.

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