IST/Switch

High-performance transaction processing and switching

IST/Switch

IST/Switch is a high-performance credit and debit processing switch for all your transaction processing needs. As a front-end processor that handles unlimited devices, networks and host systems, IST/Switch manages ATM and POS networks of any size, electronic funds transfer and inter-network switching. IST/Switchs stateof-the-art architecture offers full compliance with all major networks, proven high performance, and full customisation for any processing environment. As the hub of your transaction processing environment, you can seamlessly integrate IST/Switch with IST/Clearing and IST/ MAS for a complete authorisation, clearing and settlement system based on a single, flexible architecture. IST/Switch enables you to: Drive revenue up: -- Consolidation of multiple channels on a single platform to drive higher processing revenues. -- Flexibility to add multiple institutions easily. Drive costs down: -- Scalability and flexibility to scale predictably up or down reduces IT management costs. -- End-to-end integration with products, legacy systems and third-party components reduces management costs. Increase speed to market: -- Wide range of off-the-shelf interfaces. -- Flexible support for operating systems, hardware and databases. -- Flexible, open architecture speeds development and product launch. -- Seamless integration Interoperable with IST/Clearing and IST/MAS for end-to-end processing, clearing and settlement. -- Ease of configuration Zero programming, plug-and-play, dynamic updating with no system downtime

Process transactions from any source: ATM, POS, Internet, mobile devices Provide batch and online network interfaces required to process credit/debit transactions through all the major card associations and networks including: Visa, MasterCard, Europay, Interac, American Express, Diners, JCB, STAR, NYCE and HONOR. Accept transactions in and output to any message format. IST/Switch ATM provides a comprehensive feature set for ATM transaction processing, including support for multiple ATM types and emulations, multiple institutions, multiple currencies and a wide range of security, administration and monitoring functions. IST/Switch POS provides a comprehensive POS acquiring processing solution, including support for multiple POS device types, multiple transaction types and multiple network message formats. IST/Switch for EFT provides a wide range of core EFT processing features that help ensure payment transactions are processed securely, completely, and with integrity at every stage of the switching and authorisation cycle. For enhanced multiinstitution management, including priority and alternative routing, IST/Switch features flexible configuration of multiple issuing and acquiring institutions from a single system. IST/Switch for Processors performs a range of essential processing functions, including: Acquiring multicard credit/debit transactions and routing them through card networks for authorisation. Routing transactions through IST/Clearing to qualify for the lowest available network interchange rates. Routing transactions through IST/Clearing to IST/MAS to manage the complete cycle of merchant settlement, payments, fees and commissions.

IST/Switch

Integration with CONNEX and DataNavigator to take advantage of enterprise authorisation capabilities and flexible transaction analysis and reporting. Integration with third-party fraud management products to provide real-time or batch transaction scoring and predictive fraud detection. IST/Switch for Card Issuers performs a range of essential processing functions, including: Acceptance of incoming transaction authorisation requests from card networks. Routing of authorisation requests to card management solutions. IST/Switch for Networks performs a range of essential processing functions, including:

Acceptance of incoming transaction authorisation requests from multiple acquirers and processors. Routing of incoming transaction authorisation requests to issuers running card management solutions. Output of electronic capture/ deposit files to IST/Clearing, for creation of qualified clearing and settlement files sent to issuers. Integration with third-party fraud detection products for real-time checking of fraudulent transactions. Contact us For more information on how FIS can help your business, please visit www.fisglobal.com or contact us at one of our international locations.

IST/Switch Features ATM transaction processing Complete ATM management Multi-ATM support -- Diebold -- Interbold -- Fujitsu -- CR-Triton -- WinCor-Nixdorf Complete POS management support IST/Switch Benefits Scalability Flexibility High performance Market ready

Europe/Middle East/Africa +44.1923.471.850 emea.marketing@fisglobal.com Asia +65.6225.5926 ap.marketing@fisglobal.com Australasia +61.3.8615.1100 au.enquiries@fisglobal.com Latin American/Caribbean +1.501.220.5070 lac.marketing@fisglobal.com
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