Instructions

You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders:

Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, F

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by u
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figur
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month"
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then C
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down bo
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a
you stick to your budget.
 Current Month
Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Month
Aug To Date
January
sheet. Enter the "Frequency" by using the drop down menu February
ared to your Tracking (actual) figures on the "Comparison"March
sheet.
selected, the "Budget By Month" figures will be used for April
May
June
July
ur first budget month by using the drop down box in August
he sheet labeled "Click here then Ctrl+Shift+0". September
g 'a budget by month. (If this box is not selected, October
November
December

month by using the drop down box in the "Income" section.

ent time periods by using the drop down box above the

basis. This simple record goes a long way in helping

 Frequency Amount Monthly Yearly

Total Income (net) 0.00 0.00

1 Salary/Wages Monthly 0.00 0.00
1 Salary/Wages (Spouse) Monthly 0.00 0.00
### Other Weekly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

0.00 0.00

Transportation 0.00 0.00

1 Auto Loan/Lease Monthly 0.00 0.00
1 Insurance Monthly 0.00 0.00
### Gas Weekly 0.00 0.00
### Maintenance Quarterly 0.00 0.00
### Registration/Inspection Yearly 0.00 0.00
1 Bill's train pass Monthly 0.00 0.00
1 Jane's bus pass Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Home 0.00 0.00

1 EMI Monthly 0.00 0.00
1 Rent Monthly 0.00 0.00
1 Maintenance Monthly 0.00 0.00
1 Insurance Monthly 0.00 0.00
### Furniture Yearly 0.00 0.00
1 Household Supplies Monthly 0.00 0.00
### Groceries Weekly 0.00 0.00
### Real Estate Tax Semi-Annually 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Utilities 0.00 0.00

1 Phone - Home Monthly 0.00 0.00
1 Phone - Cell Monthly 0.00 0.00
1 Cable Monthly 0.00 0.00
1 Gas Monthly 0.00 0.00
1 Water Monthly 0.00 0.00
1 Electricity Monthly 0.00 0.00
1 Internet Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Health 0.00 0.00

1 Dental Monthly 0.00 0.00
 1 Medical Monthly 0.00 0.00
1 Medication Monthly 0.00 0.00
### Vision/contacts Semi-Annually 0.00 0.00
1 Life Insurance Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Entertainment 0.00 0.00

1 Memberships Monthly 0.00 0.00
1 Dining out Monthly 0.00 0.00
1 Events Monthly 0.00 0.00
1 Subscriptions Monthly 0.00 0.00
1 Movies Monthly 0.00 0.00
1 Music Monthly 0.00 0.00
### Hobbies Weekly 0.00 0.00
### Travel/ Vacation Yearly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Miscellaneous 0.00 0.00

1 Dry Cleaning Monthly 0.00 0.00
### New Clothes Semi-Annually 0.00 0.00
1 Donations Monthly 0.00 0.00
1 Child Care Monthly 0.00 0.00
1 Tuition Monthly 0.00 0.00
1 College Loans Monthly 0.00 0.00
### Pocket Money Weekly 0.00 0.00
1 Gifts Monthly 0.00 0.00
1 Credit Card Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
Chart:

Quick Budget
Yearly TRUE
Monthly
Weekly
1
 Bar Chart
Pie Chart Balance $0
Transportation $0 Income $0
Home $0 Expense $0
Utilities $0
Health $0
Entertainment $0
Miscellaneous $0
 Chart:
-2

Apr May Jun Jul Aug 0 Months

Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

Salary/Wages 0.00 0

Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0

0.00 0.00 0.00 0.00 0.00 0.00

0

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

Auto Loan/Lease 0.00 0

Insurance 0.00 0

Gas 0.00 0

Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Jane's bus pass 0.00 0

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other 0.00 0

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0

Phone - Home 0.00 0

Phone - Cell 0.00 0

Cable 0.00 0

Gas 0.00 0

Water 0.00 0

Electricity 0.00 0

Internet 0.00 0

Other 0.00 0

Other 0.00 0

Health 0.00 0.00 0.00 0.00 0.00 0.00 0

Dental 0.00 0
 Medical 0.00 0

Medication 0.00 0

Vision/contacts 0.00 0

Life Insurance 0.00 0

Other 0.00 0

Other 0.00 0

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
Chart:

Budget by Chart:
Month Mar Start Mth
FALSE 7 4
1 Yearly 0 Months
2 Monthly (avg.) 0 Months
3 Weekly (avg.) 0 Months
4 Current Month Jul
5 January Jan
6 February Feb
7 March Mar
8 April Apr
9 May May
10 June Jun
11 July Jul
12 August Aug
13 September Sep
14 October Oct
15 November Nov
16 December Dec
 Mths/Wks
Pie Chart 1 Budgeted Bar Chart
Transportation $0 0 Balance $0
Home $0 0 Income $0
Utilities $0 Expense $0
Health $0
Entertainment $0
Miscellaneous $0
$0
 Chart:

Oct Nov Dec Jan Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00

3 Salary/Wages 0.00
4 Salary/Wages (Spouse) 0.00
5 Other 0.00
6 Other 0.00
7 Other 0.00

Total Spending: 0.00 0.00 0.00 0.00 0.00

Transportation 0.00 0.00 0.00 0.00 0.00
12 Auto Loan/Lease 0.00
13 Insurance 0.00
14 Gas 0.00
15 Maintenance 0.00
16 Registration/Inspection 0.00
17 Bill's train pass 0.00
18 Jane's bus pass 0.00
19 Other 0.00
20
21 Home 0.00 0.00 0.00 0.00 0.00
22 EMI 0.00
23 Rent 0.00
24 Maintenance 0.00
25 Insurance 0.00
26 Furniture 0.00
27 Household Supplies 0.00
28 Groceries 0.00
29 Real Estate Tax 0.00
30 Other 0.00
31 Other 0.00
32
33 Utilities 0.00 0.00 0.00 0.00 0.00
34 Phone - Home 0.00
35 Phone - Cell 0.00
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 0.00 0.00 0.00 0.00 0.00
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 0.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 0.00 0.00 0.00 0.00 0.00
54 Memberships 0.00
55 Dining out 0.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 0.00 0.00 0.00 0.00 0.00
66 Dry Cleaning 0.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00

0 0 0 0
Chart:

12
1
7 1 Current Month
6 2 Prior Month
3 Oct to Date
4 January
5 February
6 March
7 April
8 May
9 June
10 July
11 August
12 September
13 October
14 November
15 December
Sep First Tracking Month
Jul 10 Budget By Month? 1 Bar Chart
Jul 1 Jan Feb January FALSE Balance $0
Jun 2 Feb Mar February Income $0
Oct to Date 3 Mar Apr March Expense $0
Jan 4 Apr May April
Feb 5 May Jun May
Mar 6 Jun Jul June
Apr 7 Jul Aug July
May 8 Aug Sep August
Jun 9 Sep Oct September
Jul 10 Oct Nov October
Aug 11 Nov Dec November
Sep 12 Dec Jan December
Oct 13 Oct to Date October to Date
Nov
Dec
 Compare October
to Budget

Vs
Budget Oct Actual
Budget
Total Income (net) 0 0 0
3 Salary/Wages 0 0.00 0.00
4 Salary/Wages (Spouse) 0 0.00 0.00
5 Other 0 0.00 0.00
6 Other 0 0.00 0.00
7 Other 0 0.00 0.00

Total Spending: 0 0 0
Transportation 0 0 0
12 Auto Loan/Lease 0.00 0.00 0.00
13 Insurance 0.00 0.00 0.00
14 Gas 0.00 0.00 0.00
15 Maintenance 0.00 0.00 0.00
16 Registration/Inspection 0.00 0.00 0.00
17 Bill's train pass 0.00 0.00 0.00
18 Jane's bus pass 0.00 0.00 0.00
19 Other 0.00 0.00 0.00
20
21 Home 0 0 0
22 EMI 0.00 0.00 0.00
23 Rent 0.00 0.00 0.00
24 Maintenance 0.00 0.00 0.00
25 Insurance 0.00 0.00 0.00
26 Furniture 0.00 0.00 0.00
27 Household Supplies 0.00 0.00 0.00
28 Groceries 0.00 0.00 0.00
29 Real Estate Tax 0.00 0.00 0.00
30 Other 0.00 0.00 0.00
31 Other 0.00 0.00 0.00
32
33 Utilities 0 0 0
34 Phone - Home 0.00 0.00 0.00
35 Phone - Cell 0.00 0.00 0.00
36 Cable 0.00 0.00 0.00
37 Gas 0.00 0.00 0.00
38 Water 0.00 0.00 0.00
39 Electricity 0.00 0.00 0.00
40 Internet 0.00 0.00 0.00
41 Other 0.00 0.00 0.00
42 Other 0.00 0.00 0.00
43
44 Health 0 0 0
45 Dental 0.00 0.00 0.00
46 Medical 0.00 0.00 0.00
47 Medication 0.00 0.00 0.00
48 Vision/contacts 0.00 0.00 0.00
49 Life Insurance 0.00 0.00 0.00
50 Other 0.00 0.00 0.00
51 Other 0.00 0.00 0.00
52
53 Entertainment 0 0 0
54 Memberships 0.00 0.00 0.00
55 Dining out 0.00 0.00 0.00
56 Events 0.00 0.00 0.00
57 Subscriptions 0.00 0.00 0.00
58 Movies 0.00 0.00 0.00
59 Music 0.00 0.00 0.00
60 Hobbies 0.00 0.00 0.00
61 Travel/ Vacation 0.00 0.00 0.00
62 Other 0.00 0.00 0.00
63 Other 0.00 0.00 0.00
64
65 Miscellaneous 0 0 0
66 Dry Cleaning 0.00 0.00 0.00
67 New Clothes 0.00 0.00 0.00
68 Donations 0.00 0.00 0.00
69 Child Care 0.00 0.00 0.00
70 Tuition 0.00 0.00 0.00
71 College Loans 0.00 0.00 0.00
72 Pocket Money 0.00 0.00 0.00
73 Gifts 0.00 0.00 0.00
74 Credit Card 0.00 0.00 0.00
75 Other 0.00 0.00 0.00
76 Other 0.00 0.00 0.00
77 Other 0.00 0.00 0.00
 13 Oct Budget By Month? 1
7 1 Current MonthJul FALSE
6 2 Prior Month Jun
3 Oct to Date Oct to Date
4 January Jan
5 February Feb
6 March Mar
7 April Apr
8 May May
9 June Jun
10 July Jul
11 August Aug
12 September Sep
13 October Oct
14 November Nov
15 December Dec

Simple Budget 1
Pie Chart Bar Chart Tracking Budget
Budget Tracking Balance (Savings)$0 $0
Transportation 0 0 Income $0 $0
Home 0 0 Expense $0 $0
Utilities 0 0
Health 0 0
Entertainment 0 0
Miscellaneous 0 0
 1st 2nd 3rd 4th 5th 6th

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00

Transportation 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

Home 0.00 0.00 0.00 0.00 0.00 0.00

EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

Utilities 0.00 0.00 0.00 0.00 0.00 0.00

Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

Health 0.00 0.00 0.00 0.00 0.00 0.00

Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00

 Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00

Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other
7th 8th 9th 10th 11th 12th 13th 14th

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15th 16th 17th 18th 19th 20th 21st 22nd

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
23rd 24th 25th 26th 27th 28th 29th 30th

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
31st Month

0.00 0.00
0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00 0.00
 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00