Beruflich Dokumente
Kultur Dokumente
The tables below provide information regarding the available operational results for the 3 months
ended March 31, 2013, as well as the prior four quarterly reporting periods and the 12 months ended
March 31, 2013 and 2012, for cards carrying the Visa, Visa Electron and Interlink brands. Also
included is a table with information on the number of billable transactions processed on Visa Inc.s
CyberSource network.
1. Branded Volume and Transactions
The tables present total volume, payments volume, and cash volume, and the number of payments
transactions, cash transactions, accounts and cards for cards carrying the Visa, Visa Electron and
Interlink brands. Card counts include PLUS proprietary cards. Nominal and constant dollar growth
rates over prior years are provided for volume-based data.
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
Growth
(Constant
USD)
Payments
Volume
($
Growth
Cash
(Constant Transactions
USD)
(millions)
$449
56
242
223
636
10.0%
0.9%
14.6%
-11.0%
3.4%
12.1%
1.1%
16.7%
-4.4%
3.4%
$296
52
50
98
529
10.1%
1.8%
24.9%
9.5%
4.1%
13.0%
2.0%
28.4%
19.2%
4.1%
3,122
491
931
2,234
10,364
$153
5
192
125
107
9.9%
-8.8%
12.2%
-22.5%
-0.3%
10.5%
-8.6%
14.0%
-17.3%
-0.3%
770
10
1,062
804
830
Visa Inc.
1,607
4.2%
6.2%
1,025
7.1%
8.8%
17,144
581
-0.4%
2.0%
3,476
$255
442
9.2%
7.4%
9.2%
10.8%
$244
395
9.1%
8.2%
9.1%
11.9%
2,841
4,587
$12
47
12.6%
1.7%
12.6%
2.1%
15
179
697
8.1%
10.2%
638
8.5%
10.8%
7,429
59
3.7%
4.0%
193
$381
529
-0.2%
2.7%
-0.2%
6.2%
$285
102
0.3%
19.7%
0.3%
24.4%
7,523
2,192
$96
427
-1.6%
-0.6%
-1.6%
2.6%
815
2,467
910
1.5%
3.4%
387
4.7%
5.7%
9,715
523
-0.8%
1.8%
3,282
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
Growth
(Nominal
USD)
Growth
Cash
(Constant Transactions Accounts Cards
USD)
(millions) (millions) (millions)
$459
67
261
255
654
12.1%
10.4%
18.3%
-3.0%
2.9%
11.7%
6.6%
19.8%
4.5%
2.9%
$313
62
51
103
545
13.5%
11.1%
29.8%
10.7%
3.0%
12.6%
7.3%
32.3%
20.7%
3.0%
3,264
561
917
2,355
10,636
$145
5
211
152
109
9.2%
2.1%
15.8%
-10.6%
2.6%
9.7%
-1.4%
17.1%
-4.2%
2.6%
755
11
1,148
938
863
570
28
273
402
548
670
38
272
431
716
Visa Inc.
1,695
6.7%
7.9%
1,074
8.1%
8.6%
17,734
621
4.4%
6.8%
3,713
1,822
2,128
$274
477
10.5%
10.8%
10.5%
11.0%
$262
424
10.8%
12.0%
10.8%
12.4%
3,130
4,843
$12
52
4.5%
2.3%
4.5%
0.9%
16
196
217
460
277
518
751
10.7%
10.8%
687
11.5%
11.8%
7,974
64
2.7%
1.6%
212
677
795
$379
564
-2.0%
8.0%
-2.0%
11.6%
$282
105
-3.4%
22.9%
-3.4%
27.2%
7,506
2,254
$97
460
2.3%
5.1%
2.3%
8.6%
847
2,655
331
813
439
893
944
3.7%
5.7%
387
2.6%
3.3%
9,760
557
4.6%
7.5%
3,502
1,145
1,333
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
Growth
(Nominal
USD)
Growth
Cash
(Constant Transactions Accounts Cards
USD)
(millions) (millions) (millions)
$429
62
238
239
631
6.7%
2.3%
11.9%
-4.1%
0.8%
9.2%
3.7%
18.9%
9.8%
0.8%
$290
57
47
92
521
6.5%
2.8%
27.0%
3.5%
0.9%
8.2%
4.3%
35.6%
19.8%
0.9%
3,115
528
805
2,165
10,335
$139
5
191
147
110
7.3%
-3.7%
8.8%
-8.3%
0.6%
11.5%
-2.3%
15.4%
4.2%
0.6%
693
11
1,070
909
886
558
27
264
395
535
659
35
265
424
698
Visa Inc.
1,599
3.2%
6.9%
1,008
3.8%
5.9%
16,947
591
2.1%
8.5%
3,569
1,778
2,081
$261
441
8.2%
4.9%
8.2%
8.9%
$250
392
9.2%
6.2%
9.2%
10.1%
2,977
4,593
$11
49
-10.1%
-3.9%
-10.1%
0.1%
16
190
213
455
273
515
703
6.1%
8.6%
642
7.3%
9.8%
7,570
61
-5.1%
-2.0%
206
669
788
$370
526
-3.8%
4.6%
-3.8%
13.2%
$272
95
-5.8%
11.4%
-5.8%
20.2%
7,358
2,019
$98
432
2.0%
3.2%
2.0%
11.8%
870
2,493
322
788
426
868
896
0.9%
5.5%
366
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
-1.8%
-0.2%
9,376
530
3.0%
9.9%
3,364
1,110
1,293
For the 3 Months Ended June 30, 2012
Growth
Payments Growth
Growth
Payments
Cash
Growth
Growth
Cash
(Constant
Volume
(Nominal (Constant Transactions Volume
(Nominal (Constant Transactions Accounts Cards
USD)
($ billions)
USD)
USD)
(millions) ($ billions)
USD)
USD)
(millions) (millions) (millions)
$413
61
234
244
619
8.8%
1.8%
14.4%
-0.3%
-0.6%
11.2%
6.3%
23.4%
15.4%
-0.6%
$277
56
45
88
513
11.5%
1.9%
28.4%
3.2%
-1.1%
13.0%
6.4%
39.2%
19.9%
-1.1%
3,001
513
751
2,055
10,024
$136
5
189
155
107
3.6%
0.8%
11.5%
-2.1%
1.5%
7.6%
5.2%
20.2%
13.0%
1.5%
651
11
1,088
961
861
537
25
256
385
524
645
33
258
415
682
Visa Inc.
1,570
3.9%
8.1%
978
3.9%
6.2%
16,344
592
3.9%
11.5%
3,572
1,726
2,032
$256
426
9.2%
6.7%
9.2%
11.2%
$246
378
9.7%
8.5%
9.7%
12.9%
2,887
4,437
$11
49
-0.4%
-5.6%
-0.4%
0.0%
15
192
209
451
265
511
683
7.6%
10.5%
623
9.0%
11.6%
7,324
59
-4.7%
-0.1%
207
660
776
$363
525
-6.6%
7.5%
-6.6%
17.7%
$267
88
-9.3%
16.9%
-9.3%
28.3%
7,137
1,883
$96
437
1.7%
5.8%
1.7%
15.8%
846
2,519
315
752
417
839
888
1.2%
6.4%
355
-3.9%
-2.2%
9,020
533
For the 3 Months Ended March 31, 2012
Growth
Payments Growth
Growth
Payments
Cash
(Constant
Volume
(Nominal (Constant Transactions Volume
USD)
($ billions)
USD)
USD)
(millions) ($ billions)
5.0%
13.0%
3,364
1,067
1,256
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
Growth
(Nominal
USD)
Growth
Cash
(Constant Transactions Accounts Cards
USD)
(millions) (millions) (millions)
$408
56
211
251
616
16.0%
6.8%
19.1%
13.2%
7.0%
14.0%
8.8%
24.2%
18.6%
7.0%
$269
51
40
90
508
16.6%
6.9%
33.3%
16.9%
6.5%
14.1%
8.9%
40.3%
22.8%
6.5%
2,874
463
665
2,016
10,119
$139
5
171
161
108
14.7%
5.6%
16.1%
11.2%
9.3%
13.9%
7.5%
20.9%
16.4%
9.3%
637
10
1,015
953
880
530
24
250
391
521
631
32
251
420
676
Visa Inc.
1,541
11.8%
12.7%
958
11.1%
11.1%
16,138
584
13.0%
15.6%
3,495
1,716
2,009
$234
411
11.8%
13.1%
11.8%
12.8%
$223
365
12.1%
14.9%
12.1%
14.4%
2,599
4,229
$10
47
5.5%
0.8%
5.5%
1.9%
15
182
205
453
265
513
645
12.6%
12.4%
588
13.8%
13.5%
6,828
57
1.6%
2.6%
197
658
778
$382
515
4.2%
17.1%
4.2%
20.7%
$284
85
2.4%
26.0%
2.4%
29.7%
7,520
1,790
$97
429
9.7%
15.5%
9.7%
19.1%
865
2,433
315
742
410
820
897
11.2%
12.9%
370
7.0%
7.5%
9,310
527
14.4%
17.2%
3,299
1,058
1,231
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Page 2
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Visa Inc.
Visa Credit Programs
US
Rest of World
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Growth
(Nominal
USD)
Growth
Cash
(Constant Transactions
USD)
(millions)
$1,749
246
975
961
2,540
9.4%
3.9%
14.8%
-4.6%
1.6%
11.1%
4.5%
19.6%
6.0%
1.6%
$1,176
227
193
382
2,107
10.4%
4.5%
27.5%
6.8%
1.7%
11.7%
5.1%
33.6%
19.9%
1.7%
12,504
2,093
3,404
8,809
41,359
$573
20
782
578
433
7.6%
-2.4%
12.1%
-10.9%
1.1%
9.8%
-1.8%
16.7%
-1.5%
1.1%
2,868
43
4,368
3,612
3,440
6,471
4.5%
7.3%
4,085
5.7%
7.4%
68,169
2,386
2.5%
7.1%
14,330
$1,047
1,787
9.3%
7.5%
9.3%
10.5%
$1,001
1,588
9.7%
8.7%
9.7%
11.8%
11,835
18,461
$46
198
1.1%
-1.5%
1.1%
0.8%
62
756
2,833
8.2%
10.0%
2,590
9.1%
11.0%
30,297
244
-1.0%
0.8%
818
$1,493
2,144
-3.2%
5.7%
-3.2%
12.0%
$1,106
389
-4.6%
17.8%
-4.6%
24.9%
29,523
8,349
$387
1,755
1.1%
3.3%
1.1%
9.5%
3,378
10,134
3,638
1.9%
5.2%
1,495
0.4%
1.7%
37,872
2,142
2.9%
7.9%
13,512
Total
Volume
($ billions)
All Visa Credit & Debit
Asia Pacific
Canada
CEMEA
LAC
US
Growth
(Nominal
USD)
Growth
(Nominal
USD)
Growth
(Nominal
USD)
Growth
Cash
(Constant Transactions Accounts Cards
USD)
(millions) (millions) (millions)
$1,598
237
849
1,007
2,500
18.5%
9.7%
24.9%
19.4%
8.4%
13.2%
7.4%
25.8%
19.2%
8.4%
$1,066
217
151
358
2,072
21.0%
10.0%
35.3%
23.8%
8.3%
14.6%
7.7%
37.4%
23.7%
8.3%
11,469
1,924
2,409
7,807
41,640
$533
20
698
649
428
13.8%
6.6%
22.9%
17.2%
8.8%
10.4%
4.3%
23.5%
16.9%
8.8%
2,483
41
4,071
3,792
3,568
530
24
250
391
521
631
32
251
420
676
Visa Inc.
6,191
14.8%
13.3%
3,863
13.9%
12.0%
65,248
2,328
16.2%
15.4%
13,954
1,716
2,009
$958
1,662
10.5%
18.4%
10.5%
13.9%
$913
1,461
10.5%
19.3%
10.5%
14.6%
10,643
16,855
$45
201
11.1%
12.4%
11.1%
9.4%
65
732
205
453
265
513
2,620
15.4%
12.6%
2,374
15.7%
12.9%
27,498
246
12.1%
9.7%
797
658
778
$1,542
2,029
7.1%
20.5%
7.1%
19.7%
$1,159
331
6.6%
30.0%
6.6%
28.6%
30,997
6,753
$383
1,699
8.5%
18.8%
8.5%
18.1%
3,503
9,654
315
742
410
820
3,571
14.3%
13.7%
1,490
11.1%
10.6%
37,750
2,082
16.8%
16.1%
13,157
1,058
1,231
Visa Inc.
Visa Debit Programs
US
Rest of World
Visa Inc.
Page 3
Footnote
The preceding tables present regional total volume, payments volume and cash volume, and the
number of payments transactions, cash transactions, accounts and cards for cards carrying the Visa,
Visa Electron and Interlink brands. Card counts include PLUS proprietary cards. Nominal and
constant dollar growth rates over prior years are provided for volume-based data.
Payments volume represents the aggregate dollar amount of purchases made with cards carrying the
Visa, Visa Electron and Interlink brands for the relevant period; and cash volume represents the
aggregate dollar amount of cash disbursements obtained with these cards for the relevant period and
includes the impact of balance transfers and convenience checks; but excludes proprietary PLUS
volume. Total volume represents payments volume plus cash volume.
Visa payment products are comprised of credit and debit programs, and data relating to each program
is included in the tables. Debit programs include Visas signature based and Interlink (PIN) debit
programs.
The data presented is reported quarterly by Visas members on their operating certificates and is subject
to verification by Visa. On occasion, members may update previously submitted information.
Visas CEMEA region is comprised of countries in Central Europe, the Middle East and Africa. Several
European Union countries in Central Europe, Israel and Turkey are not included in CEMEA. LAC is
comprised of countries in Central and South America and the Caribbean. Rest of World includes Asia
Pacific, Canada, CEMEA and LAC.
Information denominated in U.S. dollars is calculated by applying an established U.S. dollar/local
currency exchange rate for each local currency in which Visa Inc. volumes are reported (Nominal
USD). These exchange rates are calculated on a quarterly basis using the established exchange rate for
each quarter. To eliminate the impact of foreign currency fluctuations against the U.S. dollar in
measuring performance, Visa Inc. also reports year-over-year growth in total volume, payments volume
and cash volume on the basis of local currency information (Constant USD). This presentation
represents Visas historical methodology which may be subject to review and refinement.
Page 4
Growth
(Constant
USD)
3 Months Ended
Mar 31, 2013
Dec 31, 2012
Sep 30, 2012
Jun 30, 2012
Mar 31, 2012
10%
11%
7%
10%
15%
10%
11%
10%
14%
16%
12 Months Ended
Mar 31, 2013
Mar 31, 2012
9%
16%
11%
15%
Period
Period
Processed
Transactions
(millions)
Growth
3 Months Ended
Mar 31, 2013
Dec 31, 2012
Sep 30, 2012
Jun 30, 2012
Mar 31, 2012
13,850
14,159
13,573
13,113
13,038
6%
4%
2%
1%
8%
12 Months Ended
Mar 31, 2013
Mar 31, 2012
54,695
52,939
3%
9%
Page 5
4. CyberSource Transactions
The table below represents billable transactions processed on Visa Inc.s CyberSource network.
Period
Billable
Transactions
(millions)
Growth
3 Months Ended
Mar 31, 2013
Dec 31, 2012
Sep 30, 2012
Jun 30, 2012
Mar 31, 2012
1,608
1,581
1,363
1,303
1,281
25%
28%
25%
25%
26%
12 Months Ended
Mar 31, 2013
Mar 31, 2012
5,854
4,649
26%
29%
Page 6