A Summer Project Report on banking and Schemes

At Patiala Central Cooperative Bank Ltd.

A Report Submitted to Punjabi University in Partial Fulfilment of the Requirements for the Degree of

Master of Business Administration (2011 2013)

Submitted By: Karanpreet kaur Bajwa MBA - 3rd Sem Submitted to: Ms Harkirat kaur (Project Guide)

SHAHEED UDHAM SINGH COLLEGE OF ENGINEERING AND TECHNOLOGY TANGORI (MOHALI)

DECLERATION
I Karanpreet kaur hereby declare state this project on banking and schemes offered by Patiala central cooperative bank submitted by me in partial fulfillment of requirements of the Master of Business Administration in an original research work carried out by me under the guidance and supervision of my faculty guide, also this work or any part of it has not been previously submitted for a degree of MBA. The information provided in this project report is authentic to the best of my knowledge.

Karanpreet kaur

ACKNOWLEDGEMENT
Thanks to the almighty for showering his blessing on completion of my project. I want to thanks all the employees of the Patiala central Co-operative Bank Ltd. for their cooperation in successfully completion my project works on P.C.C.B. I am very thankful to all employees of 30 D Branch for their co-operation. I am thrilled to find that people here were very co-operative and helped me in all possible ways . I am especially thankful to Mrs. Daljeet kaur mam (Assistant Manager) who is one of the busiest people for giving me actual knowledge about the successful banking, detail knowledge of Loan Procedure, Loan Schemes and giving me time out of his precious schedule. I would also like to thank to Mr. Manjeet singh ( branch manager) who encourage me time to time and guide me for the completion of my project.

INDEX
PARTICULARS PAGE NO.
CHAPTER I : - INTRODUCTION 1 13
Introduction to Banking Industry 2 4
o History of Banking o Banking Institutions o Functioning of a Bank o Role of Banking

Introduction to Cooperative Banks 5 13 o Features of Cooperative Banks o Cooperative Movement in India . A Historical Perspective o Cooperative Banking in India o Types of a Co-operative Bank o Financial Sector Reforms and Credit Cooperatives o Banking Sector Reforms and Urban Cooperative Banks

CHAPTER II: - INTRODUCTION TO PCCB 14 16

Profile of The Patiala central Cooperative Bank o Name of Departments o Various Branches of PCCB o Mission of the Bank: o Objectives of Bank o Technology Used In Bank o Vision

CHAPTER III : - RESERCH METHODOLOGY 17 33

Definition Research Design Objective of Study Collection of Data Limitations of Study

CHAPTER -- IV: -ANALYSIS OF LOAN PROCEDURE & SCHEMES 34- 44

Definition of Loan Importance of Loans in Today's Life What is a Procedure? Loan Schemes CHAPTER V : - FINDINGS AND CONCLUSION 45 CHAPTER VI : - RECOMMENDATIONS 46

BIBLIOGRAPHY 47-50