1382697135oct 30 2013 Z3 LOW REZ

B
ringing decks back to life.

Transforming old walls into
new. Reconditioning cabi-
net stain without stripping. These
are just some of the restoration
services performed by Grand View
Custom Painting and Property
Maintenance.
Since 1986, the West
Milford-based company has been
working its magic throughout
North Jersey, restoring homes in
Passaic, Morris, Bergen, and Sussex
counties.
We are very meticulous,
working as if we are working on our
own homes, said owner Roy Ryan.
When we finish and clean up,
there isnt any mess left behind
just our beautiful work.
Originally a floor- and carpet-
cleaning company, Ryan bought
the business in 1986 and began to
make changes to the company.
During that time, there was one
thing that never changed. And
that was Ryans commitment to
quality work.
Our craftsmanship is the
best, said Ryan, whether its a
bath or a kitchen, custom trim
work or tiling a floor.
Additional services include
sheet rock installation and repair,
powerwashing, total wall restora-
tion, stripping and sanding, paint-
ing, color matching and consulta-
tion, prep for new construction
and more.
We would like to thank all
our customers for the
opportunity to make
HAVE A HAPPY &
SAFE HALLOWEEN
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
October 30, 2013
Zone 3, Vol. 11, No. 21
We are a Family, Friendly Publication
Grand View Custom Painting and Property
Maintenance restores homes inside and out
continued on page 6
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
NOV 9
The Bloomingdale United Methodist
Church will host a rummage sale on
Saturday, November 9 from 9am-
2pm at 65 Main Street in Troxler Hall
(bldg. to the left of the church).The
sale will include men, women and
childrens clothing, household items,
furniture, toys, books, shoes, baby
items, knick-knacks, dishes and much
more! Cake and coffee will be
available. For further information,
please call 973-838-5140, email
bumc65@aol.com, or visit our web-
site at www.bumc65.org.
NOV 16
Comedy Knight, Saturday, November
16. Doors open at 7pm Show starts
7:30pm. Tickets: pre-sale $25 - at the
Door $30. Price includes show, tap beer,
wine & soda - ID will be required. Knights
of Columbus Hall 65 Hamburg Tpk in
Butler. For more Information and to pur-
chase tickets contact Cathe Nicholson
973-492-8931 or SAColumbiettes
@yahoo.com.
NOV 23
Girl Scout Troop 94658 will be conduct-
ing a Dance Attire drive on Saturday,
November 23 from 11am-2 pm at the
Riverdale Library located at 93 Newark
Pompton Turnpike in Riverdale. We will
be collecting used recital costumes, tap,
ballet, jazz shoes, leotards and dance
wear. All donations will go to Blossom
Sisters Foundation. We are actively seek-
ing donations this month. For a drop off
location prior to November 23, please
contact Roxanne at 973-262-9142 or
lewisfamily@optonline.net. Thank you
for your involvement in making this
another successful community service
project we are all proud of.
Around the
Community
West Milford Players presents March of
the Wooden Soldiers. Performance
dates November 15, 16, 17, 22, 23, 24,
December 6, 7, & 8. Start your Holiday
Season off with this Holiday Classic
adapted from the 1934 Laurel & Hardy
film. A very talented and diverse group
comprises this cast. Show dates
are: November 15, 16, 17, 22, 23, 24,
December 6, 7, 8. Fridays and Saturdays
at 8pm. Saturdays and Sunday mati-
nees at 2pm. Tickets are $18.00 Adults -
$15.00 Student/Senior. Show performed
at the Hillcrest Community Center1810
Macopin Road, West Milford. Tickets may
be purchased at the door or
tickets@wmplayers.org. Or call to pur-
chase tickets 973-696-4400. Donations
will be made to the SAC Fund-Soldiers
Animal Companions Fund.
Learn how to crochet a scarf with
teacher Vikki Anderson during a fun
four-week workshop at the Riverdale
Public Library. Yarn will be provided, but
you must bring your own H crochet
hook. Classes will be held Wednesdays
from 6- 8pm on November 6 and 13,
December 4 and 11. You must register
for all four classes. Family Matinee:
Parents, bring your kids to the Riverdale
Library on Thursday, November 7 to
enjoy the animated tale Epic.
Refreshments will be served. Seniors:
Join Katherine Woodfield, MBA, author
of the book Dont Buy THAT Health
Insurance on Friday, November 8 to dis-
cover how you can give yourself a better
foundation for understanding what is
happening with Medicare and the 2014
Health Care reform. Be an educated
health care consumer! For more informa-
tion or to register for these Riverdale
Public Library programs, call the library
at 973-835-5044 or register online at
www.riverdalelibrary.org.
True Vine Christian Center, located at 99
Two Bridges Road in Lincoln Park offers a
food pantry which is open every second
& fourth Wednesday of the month.
Remaining 2013 dates are as follows:
November 13 & 27, December 11 & 19
(this is the third Wednesday since the
forth is Christmas Day). The hours are
from 5:30-6:45pm. It is for families that
are in need.
The Unorthodox Wood Carving Club
is now excepting new members. We
are a small group of woodcarvers with
interests in carving duck decoys, birds,
and all other types of wood carving
designs. Some power equipment avail-
able for use. Please stop by Pompton
Mill Works 2nd Floor 145 Ringwood
Ave Wanaque or call 973-934-6520
for more information.
The Bloomingdale Friends of the Library
would like to welcome new
members/volunteers. If you are looking
to make new friends, want to share your
leadership skills, and participate in our
fundraising events, please come to a
meeting and help support the library!
You can make a difference in your com-
munity! Meetings are on the 3rd
Wednesday of each month, at 7pm in the
Council Chambers, above the library. For
questions or more info please call or stop
by the Bloomingdale Free Public Library,
101 Hamburg Turnpike, Bloomingdale or
call 973-838-0077.
Whether you are still suffering from the
bleak memories of war or have resolved
to put it all behind you, Point Man
Ministries is for you. Point Man is a
Christian ministry dedicated to helping
veterans find peace with themselves and
the world around them. If you are doing
fine after the war, thats fantastic but
dont forget about your buddies who are
still suffering. Find out how you can help.
Call Barry Jensen at 973-809-9665.
Point Man Ministries meets the first
Thursday of every month from 7:30-
9:30pm at Cornerstone Chapel 620
Route 23 North, Pompton Plains
visit our website at www.lifeandleisurenj.com
October 30, 2013 Page 2, Zone 3
100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editors: Bethanne Pellegrino & Kenneth Nicholas i Art Director: Robin Banta
Sales: Lisa Buniewski, George Papendick, i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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T
hough annuities have
been around since the
days of the Roman
Empire, they have gone
through many metamor-
phisms, especially since the
1950s. Yet many people have
little to no idea how these
much maligned financial prod-
ucts can create a secured guar-
anteed retirement income
without giving up one penny
of principal. Even respected
people in the financial media
are totally misinformed about
annuities, spewing incorrect,
false and incomplete informa-
tion about annuities of all
types. I am appalled by the
annuity venom of TV person-
ality SZ, radio supposed guru
RK and print pundit KN.
To protect the guilty I have
somewhat disguised their
names here, but I believe you
know whom I am referring to.
So in the spirit of these spokes-
people, we will start our con-
versation with the ugly.
SZ says: Never put your
IRA into an annuity because
an annuity is tax deferred and
so is your IRA, so why pay for
tax-deferral through an insur-
ance company with your
IRA? What a bunch of bunk!
Do you know how much the
insurance company charges for
tax deferral? Absolutely noth-
ing! Tax deferral for annuities
is sanctioned by congress. So
there must be another reason
to put your IRA into an annu-
ity, and there are many. More
about that later in the good
section of this article.
RK says: Annuities are
just too expensive and there
are many other less expensive
alternatives. Compared to
what? A 1972 Ford Pinto and
a 2013 Rolls Royce Phantom
will both drive you to work
every day, but the 1972 Pinto
could explode if hit in the rear
along the way. Though your
insurance would replace the
car in that event, who would
replace you? Along with style,
grace, prestige and the finest
ride in the automobile uni-
verse, if you get hit in the rear
while driving your Rolls
Royce, you certainly wouldnt
blow up. In fact, you and your
car would probably be
unscathed by the event. My
first car was a 1972 Pinto that
I rolled over on its side when
making a turn at 5 mph on wet
pavement. When driving my
1994 Bentley, identical to a
Rolls Royce of the same year,
the traffic came to a sudden
stop from 40 mph on Route
23. I stopped, but the young
college student behind me
never even hit the brake,
plowing into me with her
Nissan. The hood of her car
folded in half to the wind-
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Annuities: the good,
the bad and the ugly!
By Mark Charnet
continued on next page
shield. My car had two small
scratches where her license
plate screws were located.
There was absolutely no dam-
age to the car, to me or my pas-
senger. Does that mean the
difference in price between
the Pinto and the Bentley
might have saved me from
bodily harm or even my life?
Ill let you decide. I do know if
I were hit like that in the
Pinto, I would not be writing
this column today.
What about your portfo-
lio and retirement income?
Are they crash proof?
Annuities can be designed to
be crash proof! Is there a fee
for that feature? Absolutely! Is
it worth it? Ill let you decided
that for yourself, too.
KN just doesnt like
annuities. Probably because he
doesnt sell them and it takes
away dollars from what he
does like to sell to his clients:
assets under management.
Stocks, bonds and mutual
funds can all be held in a man-
aged account that generates
fees and or commissions. Most
annuities do not fit well into
this system and fee-based
financial planners loathe
embracing products that do
not pay on-going fees.
The bad: Due to igno-
rance and the promulgation of
faulty and negative informa-
tion spread by these media
personalities and others
coupled with antiquated infor-
mation about modern day
fixed-indexed and variable
annuities the public is once
again disserved by their regular
resources for information. It is
imperative that they get the
facts from knowledgeable
trained and licensed profes-
sionals in the annuity industry
and with those facts be ready
and able to make the
informed, potentially portfo-
lio-saving and perpetuating
decisions.
The good: I am a licensed
annuity representative and a
certified annuity specialist,
uniquely qualified to render an
opinion on this subject. I have
rejected fee-based financial
planning from my practice and
have 32 years of financial
planning and annuity experi-
ence. Ive also created the
Trinity Method of Investing,
based on a tri-annuity plat-
form, which protects your
retirement and portfolio from
the five forces of portfolio
demise: market losses, liability
risks, health care costs,
expenses of long-term care
and taxes at death. Simul-
taneously, most people Ive
encountered desire Maximi-
zing their income today while
preserving, protecting and per-
petuating their wealth for
tomorrow.
All who employ the TMI
benefit from the protection
and opportunities it provides.
Each persons specific financial
position, goals and needs are
different, as would their partic-
ular design of the TMI be.
When market corrections,
crashes and upheaval occur,
when inflation rears its ugly
head, when the bad news
appears in your rear view mir-
ror, will your portfolio and
financial life be driven by an
explosive 1972 Ford Pinto or a
7,000-pound Rolls Royce?
Will the price of protection be
too high then? Will your road
of financial independence dur-
ing retirement be completely
paved and smooth? If so, no
protective measures may be
necessary. However, should
there be a storm or turmoil in
the stock and bond markets, or
an expensive health challenge
sometime along your journey,
then the benefits of a properly
structured portfolio of annu-
ities applied according to the
TMI may be just what the doc-
tor ordered. Are you willing to
wait, unprepared, naked and
vulnerable to see what hap-
pens? Before you answer the
question, a Rolls Royce costs
$450,000 today. A living ben-
efit rider for your annuity can
cost as little as .35 percent
annually. Thats only $350 a
year to protect and guarantee a
$100,000 portfolio. There is
nothing worth $100,000 that
you may own that can be
insured for less than that
annual sum! What would SZ,
RK and KN say about that?
Why not pick up the phone
and call for an appointment to
find out more? The call and
the appointment are free, but
the information when learned
and applied could mean mil-
lions more to you and your
family.
Mark E. Charnet, CAS, CSA
is president and founder of
American Prosperity Group.
APG is the premier retirement
and estate-planning franchise in
the U.S. with 17 offices in eight
states. Charnet has 32 years of
experience in the retirement and
estate-planning fields and en-
courages your inquiries at
877-885-1APG (1274),
973-831-4424 or markchar-
net@1apg.com. For more
information, visit
www.1apg.com. Interested in a
career in retirement and estate
planning? Visit www.apgfran-
chise.com. Securities through:
BCG Securities, Inc. Member
SIPC, FINRA and a registered
investment advisor.
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Annuities: the good, the bad and the ugly!
continued from previous page
your home a better place, said
Ryan.
He and his crew who
have been working together for
over 16 years are looking for-
ward to serving you. For a free
estimate, call 973-632-4733 or
973-657-1869, or e-mail
royrryan@optimum.net.
Grand View Custom
Painting and Property Main-
tenance operates Mon-
dayFriday 8am6pm.
T
he U.S. Food and
Drug Administration
(FDA) is going to
explore creating a new sugar
level for products. This is a
number that added sugar cant
exceed in a given product.
The goal is to boost oral
health, and combat diabetes,
heart disease, and other
health issues. The Center for
Science and Public Interest
filed a 54-page petition about
the overwhelming evidence
that added sugars cause major
health problems.
The American Heart
Association claims that no
person should consume more
than nine teaspoons of sugar
each day. The average
American consumes between
18-23 teaspoons of sugar each
day. The average 20-ounce
bottle of soda has 16 tea-
spoonfuls of sugar from high
fructose corn syrup.
Sugary drinks comprise
the largest source of calories in
the American diet.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-
838-5862 or visit him on the
web at www.drbrusco.com.
Sugar Regulation
By Peter Brusco, DMD
Grand View
Custom Painting
and Property
Maintenance
restores homes
inside and out
continued from page 1

Dr. Peter Brusco, D.M.D.
Preventing cavities,
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DRIVE HOME YOUR BRAND NEW TODAY!
S
enior citizens and the
winter season do not
often get along very
well. During these cold
months, they are supposed to
stay inside because extreme
weather may cause illness or
injury. Here are some winter
activities that are not only
enjoyable but beneficial.
PLAY BINGO. Bingo may
not be the best game for stay-
ing fit while remaining
indoors, but this is a great
game that encourages mental
stimulation. It is also a great
way to make new friends. This
game is not only played at
home, but can also be found
in local halls and senior clubs.
USE THE TREADMILL.
Treadmills are actually good
friends of senior citizens while
they remain indoors. Walking
on a treadmill daily is just like
walking outside except that
there are no worries about
falling down a snowy path. It
can definitely keep seniors fit
and healthy, even while stay-
ing inside.
WALK UP AND DOWN
THE STAIRS. Winter activ-
ities do not have to be fancy.
CHIROPRACTIC CARE
Spinal Decompression -
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Cold Laser Therapy -
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Bone Mass
PHYSICAL THERAPY
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MEDICAL
Primary and Urgent Care
PAIN MANAGEMENT
Interventional Pain
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Knee/Shoulder/Joint Injections
Numbness/Pins & Needles
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Left to Right, Top row:
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Dr. Paul Marston, DC
Dr. Kevin McElroy - Pain
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Bottom row:
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Lauren Dota and
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No Charge for Initial Consultation...
Call Today! 973-838-6252
Expanded Hours for Primary Medical and Urgent Care
Friday 3-7pm and Saturday 9am-1pm
WE are IN-NETWORK and participate
with most insurance plans.

Margaret (Peggy) Tana
Ed.M, MAT, LPC, LCADC
Licensed Professional Counselor
Licensed Clinical Alcohol and
Drug Counselor
NJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse, trauma,
cultural, and spiritual issues.
Trained in EMDR.
170 Kinnelon Road
Kinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
Anxiety
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Depression
Five best winter activities for the elderly
continued on page 10
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Next time you hit the drive-thru for your morning coffee, a quick bite for lunch or
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To get started, download a Drive Thru Difference Note
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give to the person in the car behind you. Its a great little
note to let them know you care and a perfect opportunity
to introduce them to the New Star 99.1...and maybe, just
maybe, introduce them to Jesus.
We would love to hear your stories!
You can call The New Star 99.1
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Ofcial Radio Station of the...
Simply walking up and down
the stairs can actually keep
senior citizens healthy. Sure,
it is not as pleasant and fun
as some other activities, but
it burns more calories and
keeps them away from heart
diseases.
TAKE A CLASS. Cooking,
sewing and other kinds of
classes can make the senior
citizen busy and happy during
the cold months. Enrolling in
a class is a brilliant method to
Has your child been diagnosed with...
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Five best winter activities for the elderly
O
n the front porch
of a quaint Victor-
ian-style house on
Boonton Ave., customers sit,
enjoying a cup of morning
coffee. Some have arrived a
few minutes early and are
waiting for their appoint-
ments. Others are taking a
moment to relax between
services.
Inside, a team of elite
stylists is helping men and
women look and feel their
best.
This is the environment
at Xquisite Salon & Spa, a
full-service salon for men,
women and children that is
celebrating its first anniver-
sary this fall. Since the grand
opening one year ago,
Xquisite has become known
throughout Butler and sur-
rounding communities for its
cozy and relaxing atmosphere,
inside and out.
A huge part of maintain-
ing this warm atmosphere is
the staff. They are friendly
and approachable, and eager
to get to know their clients
personally. They are also some
of the most experienced and
talented stylists in North
Jersey. Whether youre look-
meet new people. In addition,
this improves memory, keeps
their minds sharp and even
boosts their self-confidence.
Learning anything is the best
way to have a healthy mind
and body for a long time.
LEARN TO USE THE
COMPUTER. Winter is a
great time to learn to use a
computer with confidence.
There are online tutorials for
various computer programs
and information about virtual-
ly anything online. One can
travel to museums and cities
around the world, learn a new
language, take an online class
via a college or other venue, or
just goof off and play games.
Sonia Scott is the owner of Dor-
son Home Care, a full-service
home health care agency provid-
ing families throughout Northern
and Central New Jersey with
compassionate home care servic-
es since 1989. For more infor-
mation, visit www.dorsonhome-
care.com or call 973-672-7691.
220 WEST PARKWAY
POMPTON PLAINS
&
Monday, November 18th thru 27th from 10am-3pm
Saturday, November 23 from 9am-4pm
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Have a Happy and Safe Halloween!
Have a Happy and Safe Halloween!
Five best winter
activities
Xquisite Salon & Spa celebrates one year in Butler
W
hile Halloween
can be fun for
adults and chil-
dren, pets might not look for-
ward to October 31 as much as
the rest of the family. When
trick-or-treating time arrives
and the doorbell gets its annu-
al workout, pet parents should
take steps to ensure their dogs,
cats and other companion
animals stay calm and dont
get too frightened or excited.
Halloween is full of deco-
rations, costumes and
strangers ringing your door-
bell. While the excitement
can be thrilling for children,
pets can easily grow scared.
Animals generally become
creatures of routine, and any-
thing that takes them out of
their comfort zones can be a
cause for agitation. Spooky
decorations hung throughout
the house and outdoors pres-
ent new sights and smells. The
doorbell ringing every few
minutes could put skittish pets
even more on edge espe-
cially when they come face-
to-face with hordes of cos-
tumed trick-or-treaters.
Candy, chocolate in par-
ticular, poses a large risk as
well. Even relatively small
amounts of chocolate can be
harmful to cats
and dogs. Thats
because choco-
late contains caf-
feine and theo-
bromine, two dif-
ferent types of
stimulants that
can wreak havoc
on an animals
central nervous
system. Hard
candies may be
swallowed and
become lodged
in the throat or
digestive tract.
Artificial sweet-
eners are harmful to animals,
too.
To help keep pets safe, it
is best to consider the follow-
ing tips for Halloween.
1. Keep pets indoors for the
day. Animals that are fright-
ened may run away or grow
disoriented and get lost. Also,
you never want your pet to be
the victim of a Halloween
prank. Sometimes black cats
are stolen on Halloween. Dogs
left outside may be
at risk for teasing
and taunting, too.
2. Dont take dogs trick-or-
treating. Although you may
have a calm, well-mannered
dog, the crowds in the neigh-
borhood may excite mans
best friend, whose behavior
might be difficult to predict.
Also, other animals that get
loose from homes when the
doors are opened may provoke
your dog. Its enough to keep
your eyes on your children,
never mind being mindful of
your dog, too!
3. Skip costumes for pets. You
may think its a cute idea to
dress your pets in costumes,
but theres a good
chance your pet does
not share your enthu-
siasm. It may stress
out the animal, so
avoid pet costumes.
4. Be mindful of hol-
iday decorations.
Strings of lights,
fake spider webs
and other decorative items
can be tripping hazards for
pets, while electronic
devices could pose a safety
risk. Avoid lit candles in the
home because cats or dogs
may knock them over.
5. Keep pets secured in a
bedroom or another quiet
space. Your dog or cat may
try to bolt outside every time
you open the door to trick-
or-treaters. Instead, keep the
animals in a bedroom or
laundry area. Not only will
they appreciate the quiet,
but also they wont have a
chance to escape and get lost.
6. Store collected candy out
of reach. Pets are inquisitive,
and they may be drawn to the
sweet smell of candy and
treats. Candy wrappers and
the candy itself can be haz-
ardous to pets. Therefore,
store candy where pets cannot
access it and be sure children
discard candy wrappers.
Brought to you by Dr. Matthew
Krupnick, the owner of the Pe-
quannock Animal Hospital. He
grew up in Kinnelon and is hap-
py to be home with his wife,
three cats and two dogs to
provide quality and compassion-
ate care for your pets in the
community. The Pequannock
Animal Hospital is located at
591 Newark Pompton Turnpike
in Pompton Plains. You can
reach them at 973-616-0400.
Protect pets from Halloween hazards
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 11/30/13.
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 11/30/13.
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
ing for a routine trim or a
complete style change, their
extensive training and knowl-
edge will give you a look to
match your bone structure,
face shape, skin tone and
lifestyle.
For spa services, head
upstairs to see trained estheti-
cian Julia Moeller. She will
help you select from a variety
of specialty facials, including
European style, age-defying,
acne or sinus relief. There is
also a facial treatment
designed specifically for men.
She does all facials,
everything from teenagers
with acne to me, said owner
Kelly Napolitano.
Napolitano admitted
that these facial services are so
relaxing that customers often
fall asleep during the treat-
ment and wake up to a new,
refreshed face.
Other spa services in-
clude stripless waxing and
body treatments. Care for your
tired legs and feet with heated
wraps to soothe overworked
muscles, or enjoy a relaxing
50-minute massage.
The salon carries the lat-
est in Keratin hair-smoothing
treatments, as well as hair
extensions, and all-natural
ammonia-free coloring upon
request. They have specialty
treatments for curly hair,
mens hair and more.
Xquisite Salon & Spas
elite team of talented and
creative artists are passionate
about their work. The staff is
dedicated to making you
look and feel your absolute
best, and the atmosphere is
fresh, welcoming and posi-
tively unique.
Everyone who comes in
here feels like theyre walk-
ing into a friends house,
Napolitano said. Its very
quaint, very charming.
Salon and spa hours are
10am3pm Tuesday, 10am8
pm Wednesday and Thursday,
10am3pm Friday, and
9am3pm Saturday. Later
appointments are available
upon request. Sundays are
reserved for private parties
and special occasions. Every
day is senior day with 10 per-
cent discounts for those 60
and up!
Xquisite Salon & Spa is
located at 26 Boonton Ave. in
Butler, on the corner of Cary
Avenue, just down the road
from Arkitect Studios. For
more information or to make
an appointment, call 973-838-
3044. Visit online at
www.xquisitesalon.com.
ASSOCIATED EYE PHYSICIANS, P.A.
www.njeyedoc.com
Call Today For Our New Extended Early Morning & Evening Hours!
505 Wanaque Ave., Pompton Lakes 973.835.1222
1033 Clifton Ave., Clifton 973.472.6405
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Charles D. Crowley, M.D. and his Associates offer eye care for the entire family
from surgery to glasses.
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
We Also Buy Sterling Silver & Coins
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,325 oz.
Xquisite Salon & Spa celebrates one year in Butler
T
he arrival of autumn
ushers in cooler days
and less hours of sun-
shine. As much of the coun-
try turns its clocks back an
hour, night descends that
much earlier, prompting a
greater reliance on artificial
light and electricity. When
the time comes to turn clocks
back, eco-conscious men and
women can employ various
strategies to conserve energy.
Change light bulbs. Tra-
ditional incandescent bulbs
are not the most energy effi-
cient option available. The
United States Department of
Energy says incandescent
bulbs use a lot of energy to
produce light, but a signifi-
cant amount of energy to
produce heat as well. Ninety
percent of the energy used by
incandescent bulbs is given
off as heat, so it is more eco-
nomical and efficient to use a
bulb that cuts down on heat
production. Compact fluo-
rescent lamps, or CFLs, qual-
ified by Energy Star use about
one-fourth the energy and
last ten times longer than a
comparable incandescent
bulb that puts out the same
amount of light. Light-emit-
ting diode, or LED, bulbs are
a much more energy-efficient
option, and LEDs last 25
times longer than incandes-
cent bulbs.
Turn lights off when rooms
arent being used. It can be
tempting to turn on all of the
lights on in a home when
darkness arrives. But this
wastes both energy and
money. Turn lights off when
you exit rooms. Try to gather
the family in a centralized
location that is full of ambi-
ent and task lighting in an
attempt to concentrate light-
ing usage rather than spread-
ing it out all over the house.
Rely on timers or automat-
ed systems. Standard timers
or more complex app-synced
house management systems
enable homeowners to turn
their lights or even appli-
ances on and off at key times.
Those with a smartphone or
tablet can log in and manage
their homes from a remote
location, turning lights on or
off or adjusting their thermo-
stats at their convenience.
Turn down the tempera-
ture. The California Energy
Commission says for every
degree a person lowers the
heat in the 60- to 70-degree
range, he or she will save up
to 5 percent on heating costs.
Set the thermostat low at
night when residents are
under warm blankets and
quilts, and lower the thermo-
stat when the house is empty.
Furthermore, homeowners
can turn down the thermo-
stat on hot water heaters and
even dishwashers, which can
help save as much as 11 per-
cent on water heating costs.
Look to alternative heat
and lighting sources. A
warm, inviting fire can light
up a room and also provide
supplementary heat. Pellet
stoves, or those that burn a
highly concentrated fuel
source that is energy efficient
and environmentally friendly
Residential
Commercial
Industrial
Concrete Work
$
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Any Driveway
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Schedule Before November 15, 2013
973-838-0866
Call Now For a Free Estimate
WE NOW ACCEPT CREDIT CARDS
Green ways to embrace shorter, colder days
I
n its annual Cost vs.
Value Report that com-
pares the cost for 35 pop-
ular remodeling projects with
the value those projects
retain at resale, Remodeling
magazine found that the
overall average cost-value
ratio has improved for the
first time in six years. Cost-
recouped percentages in-
creased for all 35 projects
examined for the 2013 sur-
vey, a remarkable turnaround
from just a year earlier, when
only three of the 35 projects
saw an increase in cost-
recouped percentage.
Replacement projects
proved especially beneficial
for homeowners, who likely
also benefitted from a real
estate market that finally
started to stabilize after an
extended period of economic
uncertainty that heavily
influenced both buyers and
sellers.
While an economy on
the rebound no doubt bene-
fitted homeowners looking to
recoup as much of their home
improvement investment at
resale as possible, other fac-
tors likely contributed as
well. For example, homeown-
ers surveyed for the 2013
report who added a backup
power generator recouped
more of their investment
than in previous years. Thats
may prove a worthwhile
investment. Many heating
stoves continue to give off
ambient heat long after their
flames have been extin-
guished. And centrally locat-
ed stoves can heat most of a
home at a fraction of the cost
of traditional forced-air sys-
tems.
Put south and west-facing
windows to use. Place solar-
powered devices next to an
open window during daylight
hours to charge when the sun
is at its brightest. Use solar-
powered lamps, radios and
even phone charges once the
sun sets. Windows that get a
lot of warm sunlight can be
draped in dull, black curtains
to incubate rooms that need
warming. The black fabric
will absorb the suns heat,
naturally heating a room.
Trim shrubs and trees.
Make the most of sunlight
when its available by allow-
ing the suns rays to reach the
interior of the home. Prune
dormant trees and shrubs so
that the home will get plenty
of sunlight.
Spend time outdoors. Make
the most of daylight hours by
spending as much time out-
doors as possible. Read books
outside or do homework at
the patio table, reducing
reliance on indoor lighting.
Sunlight can make ideal task
lighting for arts and crafts
projects as well.
There are many ways to
conserve energy and become
less reliant on artificial light
as daylight hours gradually
dwindle.
Free Estimates Fully Insured References Available
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Member Of The
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Quality You Can Trust Since 1886...From Americas Largest Roofing Manufacturer
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WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
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e
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Fall
Green ways to embrace shorter, colder days
Home improvement
projects recouping
more at resale
JP PAVING
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Located in Pompton Lakes Serving Northern NJ In Business Since 2003
Owner
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H
alloween is certainly
known for the
spooky decorations
that adorn homes and for the
creative costumes children
put on to canvas the neigh-
borhood. But for many
youngsters, Halloween is all
about the candy.
In just a few hours,
trick-or-treaters can accumu-
late a substantial amount of
assorted chocolates, confec-
tions and other sweet treats.
Once everyone has had their
fill of their favorite items,
candy often gets relegated to
a giant bowl on the kitchen
table, where it beckons each
resident who passes by.
Rather than submitting
to the call of the candy and
sacrificing your dental health
as a result, enterprising indi-
viduals can repurpose that
leftover Halloween candy.
INCENTIVES
Parents can store extra
candy to use as rewards for
good behavior. Many parents
use sweet treats as rewards for
children learning to potty
train. Rewarding older chil-
dren for a job well done
cleaning up their rooms or as
a special treat for scoring a
good grade on a test also can
be a way to put the candy to
good use.
GINGERBREAD
HOUSES
Christmas is just two
months after Halloween. Put
candy into sealable baggies
and use it come the holiday
season when building ginger-
bread houses. You will have a
variety of different candies
from which to choose and
wont have to purchase any-
thing new in order to deco-
rate your creations.
ADVENT CALENDARS
Halloween candy can be
saved to make an Advent
calendar. This calendar tradi-
tionally counts down to
Christmas, revealing a date
and a sweet treat behind
each door. Instead of pur-
chasing a readymade Advent
calendar, families can get
together and make one for a
family craft as a way to recy-
cle Halloween candy.
GOODY BAGS
Candy is a crowd-pleas-
er, and leftover candy can be
used in goody bags doled out
at birthday parties. Keep the
candy well-sealed to store
away until it is needed to fill
goodie bags. Add a few trin-
kets that tie in with the
theme of your party, and
youre all set.
On a similar note, left-
over candy can be used to
stuff a piata for a party.
Piatas are available in many
different themes and styles,
making any occasion ripe for
a piata.
BAKING
Cookies, brownies and
cake bars taste even better
with peanut butter cups,
chips and chocolate candies
baked inside. Some candy
can be frozen for later use in
baked goods. Baked goods
can be enjoyed by the family
or used for bake sales for
schools and other organiza-
tions.
DONATIONS
Hospitals, doctors
offices and nursing homes
may appreciate donations of
candy for staff and visitors.
You can visit different places
to see if they would appreci-
ate a candy donation.
ADULT BEVERAGES
Hard candies can be
used to add some flavor to
adult beverages. Let the
candy sit in the alcohol for a
few hours and the candy will
dissolve. Use a coffee filter to
strain out any candy rem-
nants.
There are many differ-
ent ways to put Halloween
candy to use so it doesnt go
to waste or end up ruining
teeth and waistlines.
Friday & Saturday Specials
*
*All Specials exclude tax. Topping extra.
PIZZA OF THE
MONTH
SICILIAN
PIZZA
LARGE
PIZZA
CHICKEN
PARM DINNER
SELECTED
PASTA
SICILIAN
PIZZA
$7.00 $10.00
12 GLUTEN
FREE CHEESE
PIZZA
$9.99
BEST PRICE IN
THE AREA!
BUFFALO CHICKEN
$12.99
WITH A CHOICE OF
LARGE ANTIPASTO,
MUSSELS OR WINGS
$16.95
SERVED WITH HOUSE
SALAD OR
PASTA OF THE DAY
$8.99
1 LARGE
CHEESE PIZZA
W/PENNE VODKA
DINNER & 6
GARLIC KNOTS
$16.95
1 LARGE
CHEESE PIZZA
& 6 MINI
CANNOLIS
$15.95
WITH A CHOICE OF
LARGE ANTIPASTO,
MUSSELS OR WINGS
$16.95
Many uses for leftover Halloween candy
To Advertise
in Life & Leisure
Call 973-696-8008
T
he Rhino Theatre in
Pompton Lakes pres-
ents Les Misrables,
one of the most popular musi-
cals in the world, from Nov.
8Dec. 1.
Les Misrables packs an
emotional wallop that has
thrilled audiences internation-
ally since opening in London
over 28 years ago. Its been seen
by over 60 million people in 42
countries and took home eight
Tony Awards including Best
Musical when it first came
to Broadway in 1987.
The timeless master-
piece, based on the novel by
Victor Hugo and made into an
Oscar-nominated film last
year, depicts an ex-convicts
struggle for redemption
against the tumultuous back-
drop of the French Revolu-
tion. Hunted relentlessly for
breaking his parole, he must
leave his past behind while
keeping his vow to raise a
young orphan.
Youll be astounded by
the explosion of talent, and
moved by the performances,
said producer Carmela
Wolosz. And the brilliant
songs will keep you engaged
for the entire show.
Memorable songs like
Do You Hear the People
Sing, I Dreamed a Dream,
Castle on a Cloud, and
Master of the House lend to
this incredible story of the
human spirit that has made
Les Misrables Broadways
most beloved musical.
Dont miss your chance to
experience this theatrical phe-
nomenon performed live in
Fresh seafood, the finest quality meats, seasonal ingredients and a chef who
ensures every course is prepared to perfection. Thats our recipe for success.
49 MAIN STREET | BLOOMINGDALE
973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com
Just off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
DAILY LUNCH BUFFET $6.95
& Full Menu with Specials
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Catering For All Occasions, On & Off Site
Gift Certificates Available
Take-Out Full Bar
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Linas
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of course!
WE WILL BE OPEN
FOR PRIVATE PARTIES ON
MONDAYS & TUESDAYS
visit us on facebook
www.linasristorante.com
CUSTOMER
APPRECIATION
NIGHT
Every Wednesday & Friday
4PM-11PM
50% Off
Entire Check
18% Gratuity added to total bill.
Not valid with any other offers.
CASH
ONLY
Ensure
the Perfect Date
for Your Holiday or
Special Occasion...
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Since 1983
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
RESTAURANT
z3
MUST PURCHASE A BEVERAGE WITH EACH MEAL .
DINNER ONLY INCLUDES SOUP OR SALAD.
MONDAYSATURDAY
CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON
HOLIDAYS. Coupon must be presented before ordering. Not valid on parties 6 or more.
2 Meals per coupon. Expires 11/30/13.
*
Strip SteakNShrimp Scampi
WITH BAKED POTATO FOR A LIMITED TIME
MONDAY-SATURDAY
--- NO COUPONS ---
$
14
99
+tax
12
OZ.
LUNCH DINNER
$
6
99 $
11
99
Veal Parmigiana Fried Shrimp Platter
Chicken, Shrimp or Sole Francaise
Chicken or Shrimp Parmigiana
Homemade Meatloaf w/Mashed Potatoes
Meatball & Sausage Vodka Sauce over Ziti.
* *
Do you hear the people sing?
Rhino Theatre presents Les Misrables
H
alloween parties are
commonplace. Full
of frightful decora-
tions and spooky lighting, a
good Halloween party also
features food that plays up the
theme of the evening.
Therefore, Halloween party
hosts will need to get creative
with the type of foods they
serve to ensure a spook-tacu-
lar time.
With a little ingenuity,
otherwise mundane foods can
be transformed into some-
thing worthy of a second
look. Here are some creative
ways to turn ordinary food
items into Halloween-
inspired fare for your next get-
together.
GHOSTS IN THE
PUMPKIN PATCH
Using bananas and
clementines or small oranges,
you can create the appearance
of ghosts haunting a field of
pumpkins. Peel both the
oranges and the bananas and
place small chocolate chips
into the rounded head of
the banana to create a ghost
face. Use a piece of green
gummy candy or something
that will hold its shape to cre-
ate stems for the orange
pumpkins. Place the ghosts
and pumpkins on a platter or
in a bowl for a healthy and
festive snack.
WITCHES BREW
Create a punch recipe
that bubbles and looks like a
witchs evil concoction. Put
two quarts of lime sherbet for
a green punch (or orange
sherbet if you prefer an orange
punch) in a punch bowl. Add
a two-liter bottle of ginger ale
and one can of pineapple
juice. Feel free to float eye-
ball peeled grapes or gummy
worms in the brew for a more
authentic effect. If available,
add a piece of dry ice to the
punch so it bubbles and fizzes.
SUGAR SPIDERWEBS
Spiders and their sticky
webs go hand-in-hand with
Halloween. Create spider-
webs that can be used to
adorn cookies and cupcakes
and give them an extra scary
flair.
Use a template of a spi-
derweb and place this tem-
plate under a piece of waxed
paper to serve as your guide.
Use store-bought or home-
made royal icing to pipe out
the shape of the spiderweb on
top of the waxed paper. Allow
to dry until completely hard-
ened, then peel off the paper.
Repeat the process for as
many spiderwebs as you need.
You can use these spiderweb-
sas garnish for a variety of
baked goods, or they can be
eaten on their own.
GHOULISH
GRAVEYARD
What would Halloween
be without a haunted grave-
yard? With a few tasty ingre-
dients, you can recreate this
classic look in a rich dessert.
Crush graham crackers
and mix with melted butter
and sugar to create a cookie
crust. Press into the bottom of
a baking pan. Prepare some
chocolate pudding to pour on
top of the crust and allow it to
grow firm. Then sprinkle
crushed chocolate cookies on
top to create the appearance
of soil. Push some rounded-
edge, oblong cream-filled
cookies into the pudding to
serve as tombstones. Decorate
with candy worms, gummy
skeletons and any other candy
items that can add to the
look. Black licorice sticks
poked with black licorice
strings can look like dead
trees.
SCARY GRIN
Turn a whole watermelon
into a jack-o-lantern and fill
with fruit salad. This makes for
a refreshing treat and provides
an alternative to candy. Cut
the watermelon as you would a
pumpkin and hollow out the
insides to use for the salad.
Add sliced berries, grapes,
apples, pears, and any other
fruits you desire.
$
18
99
1 LG. CHEESE PIE & 1 ORDER
OF BUFFALO WINGS
Only
$
15
99
Only
1 LG. CHEESE PIE & 1 COLD
ANTIPASTO OR MUSSELS
$
16
99
Only
Only
FAMILY MEAL DEAL
$
19
99
Only
Lg. 1 Topping Pizza,
1 Garden Salad,
1 Order Mozzarella
Sticks,1-2 Lt. Soda
DANNYS PIZZA
Take-Out or Delivery only. Not to be
combined w/any other offers. Exp. 11/30/13
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
DANNYS PIZZA
2 Large
1 Topping Pizzas
2 Large Pies
20 Wings
(2) liter Soda
2 for
$
22
$
5 Off
DANNYS PIZZA
DINNER FOR 2
Chicken Entrees Any Style,
Pasta Any Style, Side Salad
3 LARGE
CHEESE PIES
2 LARGE
CHEESE PIES
$15 or MORE $30 or MORE
$
2 Off
$
21
99
Only
$
27
99
ANY LARGE PIE
$
2 Off
DANNYS PIZZA
W
e Have
Gluten
Free
Pizza!
$
29
99
1
Halloween treats that are equal parts spooky and delicious
Pompton Lakes.
Les Misrables runs
Fridays and Saturdays at 8pm
and Sundays at 2pm, from
Nov. 8Dec. 1. Ticket prices
are $25 for adults, $23 for
seniors and $20 for children,
plus tax. To order tickets, call
973-248-9491.
The Rhino Theatre is
located at 247 Wanaque Ave.
in Pompton Lakes, right off
Route 287 (exit 55). For
more information, visit
www.rhinotheatre.com.
Do you hear the
people sing?
Rhino Theatre
presents Les
Misrables
SMARTER. BOLDER. FASTER.
Make your first choice the right choice. Call Danielle today at 973.460.4352
142 Route 23 N
Pompton Plains, NJ 07444
danielle.fiorina@century21.com
www.daniellefiorina.com Office: 973.646.7440
Exceptional Full
Service...Quality
that Matters.
NJAR Circle of Excellence Award 2006-2012
Presidents Producer Award 2012
DANIELLE FIORINA
REALTOR
, ABR
HOMES ARE SELLING & BUYERS ARE BUYING!

TOP PRODUCER
Advertising on over 170 websites
Direct access to all real estate listings
Short Sales & Foreclosure Certification
F
e
a
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Homes
KINNELON
$329,900 WEST MILFORD $439,900
POMPTON LAKES
$499,800 WEST MILFORD $299,900
BLOOMINGDALE $279,900 RIVERDALE $199,900
To Find Out More, Call Danielle Today!
973.460.4352
POMPTON PLAINS
$799,000
POMPTON PLAINS
CALL FOR DETAILS
POMPTON PLAINS $299,900
LINCOLN PARK
$354,900
LINCOLN PARK
$359,900
LINCOLN PARK
$749,900
LINCOLN PARK $259,900 LINCOLN PARK $379,900
TOO NEW FOR PHOTO
SHORT HILLS
$1,350,000
10+ ACRES
L
easing commercial
space is a fact of life for
many business owners.
The expense of commercial
leasing is considerable, but
cost is not the only factor to
consider when leasing a com-
mercial space. The following
are a few tips for business own-
ers when negotiating their
commercial space lease.
Enlist some professional
help. While seasoned business
owners may be able to negoti-
ate their commercial lease on
their own, new business own-
ers often benefit from the
services of real estate brokers
and real estate lawyers. Real
estate lawyers can negotiate
your lease, explaining key
terms and conditions that may
prove confusing to first-time
business owners. Real estate
brokers can help you find the
right location, and many real
estate brokers have a long
working history with land-
lords. Such relationships can
make the negotiating process
easier, and they also can bene-
fit business owners looking for
the best possible location for
their businesses. Real estate
brokers often get first choice
at the most desirable loca-
tions, so teaming up with an
established real estate broker
can increase your chances of
landing a desirable property.
Emphasize affordable renew-
al options. The length of com-
mercial leases favored by small
businesses is often similar to
the length of a lease on a pri-
vate residence. Though the
language might be more com-
plex than that of a private res-
idence lease, the length of a
commercial lease agreement is
typically one to two years. But
business owners must be
diligent regarding renewal
PEQUANNOCK $199,000
Warmth/character abound in this spacious yet
cozy custom home offering H/W Flrs/lots of up-
grades & park like property. KIN3951
KINNELON/SMOKE RISE 973-838-9300
KINNELON $1,195,000
Smoke Rise-Stunning 14 Rm/5BR/5.1BA CHC
at end of cul-de-sac/pool w/waterfall/summer
Kit./3C Gar. & more. KIN3826
MORRISTOWN $1,149,990
Morristown Sq NEW constr stunning end unit
2800sf townhome w/open flr plan, 3BRs, 2.5Bths,
spectacular custom finishes. WYN0713
WAYNE 973-694-8000
POMPTON PLAINS $239,900
Immaculate 2nd fl 2BR condo in The Glens
w/vaulted ceilings, Brkfast Bar, priv balcony.
Pool, clubhouse, tennis. WYN0748
WAYNE 973-694-8000
POMPTON LAKES $299,000
Custom 3BR 2.5Bth Exp Ranch w/LR/fplc, FDR,
full front porch, screened rear porch, fin bsmt +
2GAR. WYN0562
WAYNE 973-694-8000
WANAQUE $334,990
Wanaque Reserve NEW construction at 55+ ac-
tive adult comm, 768sf 2BR 2Bth unit. Impres-
sive 20,000sf clubhouse! WYN0816
WAYNE 973-694-8000
WAYNE $419,900
Pristine Breckenridge 2BR 2.5Bth unit w/marble
entry, open fl plan, FDR & DR, EIK, FamRm, lg
MBR, Terrace over looks gardens. WYN0836
WAYNE 973-694-8000
WAYNE $429,900
Premier 3BR 1.5Bth home on golf course cul-de-
sac loc w/nwr Kit, Roof, Deck+AC, LR/fpl, FamRm,
updtd wdws elec, furnace, MORE! WYN0806
WAYNE 973-694-8000
WAYNE $494,800
Fabulous loc! Spacious 3BR 2.5Bth Ranch style
end unit w/Gmrt Kit, gorgeous MBth, 2GAR,
MORE. Great lifestyle-Tennis & Pool! WYN0674
WAYNE 973-694-8000
WAYNE $549,900
Open, bright & spacious 5BR 3.5Bth Split
w/updtd Kit, HW fls, CA & MORE in one of the
most desirable areas in town! WYN0811
WAYNE 973-694-8000
WAYNE $825,000
Custom built 5406sf 5BR 4.5Bth CH Colonial
on cul-de-sac. w/finished in-law-suite, 3GAR,
huge backyd & hot tub. WYN0741
WAYNE 973-694-8000
WAYNE $839,900
Beautiful custom 12yr young Colonial loc on
cul-de-sac w/6BRs, 5Bths, 6000sf of living
space incl fin bsmt + IG Pool! WYN0724
WAYNE 973-694-8000
CLIFTON $799,000
Stunning updtd 3BR 2.5Bth Custom w/HW fls
thruout, Kit & Bth heated fls, wood accents, IG
pool, MORE SMART technology home. WYN0831
WAYNE 973-694-8000
KINNELON $355,000
Fayson Lks-Charm/Character throughout this
cust. home, cul-de-sac, close to beach. 4BRS/2
full Bths. KIN2141
KINNELON $375,000
Fayson Lks-Custom 3BR/2.1BA home w/winter
views/renovated 1997. KIN3529
KINNELON $499,000
Smoke Rise-Wonderful 2BR/2.1BA Cape w/nu-
merous renovations 2010-203/2C Gar./excellent
curb appeal. KIN3946
KINNELON $539,000
Smoke Rise - Spacious, Bright & clean 4BR,
2.2BA make this home your own/freshly painted
interior/exterior. KIN3780
KINNELON $550,000
Smoke Rise-Exceptional 1.33 AC level property
ready to be built on. Septic system & well in-
stalled. House plans avail. KIN1296
KINNELON $579,000
All brick spacious 4BR/2.1BA Ranch w/charm-
ing front porch/W/O lower level/2C Gar.
KIN3924
KINNELON $599,000
Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,
FP, Crown Moldings; 2C Gar.; above ground
Pool. KIN3094
KINNELON $675,000
Fabulous 5BR, 3BA CHC w/Contemp. flair. SS
Appl, Great Rm w/brick FP, skylights, lge Deck,
3C. Gar. KIN3685
PEQUANNOCK $275,000
Renovated Col. offers 4/5BRS, 2BA located on
a deep level lot close of highways, shopping,
restaurants, public transp. KIN3770
KINNELON $1,650,000
Smoke Rise:Spectacular cust. estate w/unparal-
leled finishes/detail & design. 14Rm French
Country Est. KIN3755
LINCOLN PARK $279,790
Deer Run Golf Club 2BR 2.5Bth twnhm w/real
HW fls, fplc, new W/D, FLR & DR, SunRm, EIK
& more in Pet Friendly community. WYN0767
WAYNE 973-694-8000
Negotiating a commercial lease that works for you
options and the cost of such
renewals. Come the end of
your lease terms, you don't
want to be met with a consid-
erable and unexpected hike in
rent just as your business is
starting to take off. Work to
get the most favorable renew-
al options possible so more of
your operating budget can go
into your products and not
toward your lease.
Pay attention to extra fees.
Many commercial leases
include fees in addition to the
monthly rent. Maintenance
fees are common, and there
may even be a separate set of
maintenance fees when shar-
ing commercial space. When
negotiating your lease, ask to
see a list of the costs and fees
current tenants typically incur
each month. When discussing
maintenance fees, confirm
who must pay for less routine
maintenance, such as hvac or
plumbing repairs, and be sure
to get such information
included in the lease.
When discussing such
fees, inquire about utility costs
as well. Utilities are often the
responsibility of the tenant,
but it still behooves business
owners to confirm who will be
paying the monthly utilities.
Negotiate an exclusivity
clause. Business owners often
don't want their competitors
to move in across the street,
and they certainly don't want
them to move into the same
building. Protect your business
from such a development by
negotiating an exclusivity
clause into your lease. Such
clauses prevent landlords from
leasing other spaces on the
property to your competition.
Carefully read the default
language. Before signing a
likely because heavily publi-
cized storms, such as
Superstorm Sandy in late
2012, have forced homeown-
ers and prospective home-
owners to place a greater
emphasis on being prepared
for such storms.
Among the upscale
projects surveyed, none
recouped more of a home-
owners investment than
replacing existing siding
with fiber-cement siding.
Homeowners who financed
such a project recouped 79.3
percent of the projects cost,
placing it just ahead of a
garage door replacement,
which recouped an average
of 75.2 percent of its cost.
After years of many
home improvement projects
recouping little of their ini-
tial costs at resale, the tide
finally seems to be turning
for homeowners. More infor-
mation about the 2013 Cost
vs. Value Report is available
at www.remodeling.hw.net.
Home improvement projects recouping more at resale
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2012
Consistent
TOP PRODUCER
in the WAYNE area.
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your
home is worth?
WAYNE $474,999
CONTRACTOR'S DELIGHT!
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Private secluded
lot, detached
oversized garage
with loft.
973-838-1001
1333 Route 23 South BUTLER
www.c21preferredrealty.com
Jeff Montemarano
Maryann Brown
Brokers/Owners
PREFERRED REALTY, INC.
Each office is independently owned and operated.
WEST MILFORD
$15,000
COUNTRY SETTING
Large buildable lot located in a
residential area.
BUTLER
$425,000
CUSTOM HOME
Custom 4BR/ 3BA., Beautiful hdwd
floors. Kit w/center island. Unique
custom fireplace. Easy access to routes
23 & 287. Convenient to NYC
transportation and shopping.
BUTLER
$429,000
NEW CONSTRUCTION
Colonial 4BR, 2.1 BA, 2 car gar., cust
Kit w/sitting area off Kit, FR w/FP, lrg
brms, plenty of closets. Gazabo rm off
Kit. Open flr plan, HW flrs, 9 clgs. +
sliders off FR to very lrg deck.
WEST MILFORD
$284,500
SPACIOUS
55+ Adult Community. Open floor plan.
Formal living + dining space. FP, kit w/sepa-
rate dining area. Lrg storage room, lrg cedar
closet, high ceilings and Office/ Den/FR. In
a great location. Call for details.
HASKELL
$369,900
LAKEFRONT
Immaculate Lakefront multi-family. Great
location, close to major routes/shopping.
Great investment opportunity w/projected
income of $1,325/m per unit.
BELLEVILLE
$289,000
TWO FAMILY HOME
Income producing property. Beautiful tree-
lined street, 8 rooms total, 4 BR, Eat-In
Kitchen, 2 car garage, plenty of additional
off-street parking. Full high basement
w/access to exterior.
BUTLER
$324,900
EXPANDED RANCH
Updated 3BR ranch. Large great room
w/vaulted ceiling & French doors to le
deck. FLR w/ fpl, Kit has separate
dining area tiled floor. Lwr level is finished
with lrg rec room, laundry room,
and storage room.
LINCOLN PARK
$225,900
DONT HESITATE
Youll feel right at home the moment you
step into this lovely 3BR/ 2BA Cape Cod
home. This home features a LR, DR, Eat-In
Kitchen w/ gas stove and dishwasher and
full basement. Large level fenced in rear
property, great for entertaining.
Call today for your appointment.
WEST MILFORD
$250,000
OAK RIDGE LOCATION
4 bedrooms, 2 bath, 2 car garage.
Large level lot. Close to Rt. 23 &
Shopping. Make an offer today!
MONTCLAIR
$259,000
MULTI-LEVEL CONDO
2 BR w/walk-in closets. High ceilings, hw
floors, large windows w/ great views of
the city and lots of natural light.
Surrounded by restaurants,
shopping & nightlife.
WAYNE
STARTING AT: $889,000
NEW CONSTRUCTION
New 9 Lot Subdivision of Custom Homes with only 3 left. Some of the features include
4-5 Bedrooms, Fireplace, custom kitchen w/granite counters & stainless steel appliances.
Custom trim in formal dining rm., wainscoting in formal dining rm and foyer, Hardwood floors,
3 car garage and so much more!! Hurry-Only 3 Homes Left.
Call for your private showing today!
BLOOMINGDALE
$179,999
CONVENIENT LOCATION
Take a look & make an offer. 4BR, 1BA
Cape Cod Home. Convenient location. This
home can shine with some TLC & updating.
Large level yard. Full basement. Large
storage room upstairs.
KINNELON
$439,000
FAYSON LAKES
Beautifully maintained Colonial Cape in
Fayson Lakes. 2 gas Fps, 2FB, &5 Brs. Kit.
Ftrs. Granite ctr. tops & open Fl. Plan to LR
and DR. Dont miss this opportunity.
OAK RIDGE
$199,900
UPDATED
Condo alternative. 1 Fl. Living, LR, DR,
Eat-In Kitchen, 2 bedrooms, bath, full
unfinished basement, backs up to state
property. Come home today!
RINGWOOD
$129,000
LAKEFRONT LOT
With Foundation. New 3
bedroom septic already installed.
A steal at $129,000.
BLOOMINGDALE
$329,000
NEWLY RENOVATED
Recently renovated and sparkling clean.
This house has an open floor plan. Just
unpack your bags and move right on in!
The family room and half bath are
newly renovated!
facebook.com/c21preferred
twitter.com/c21_preferred
BUILDERS WANTED!
R
E
D
U
C
E
D
!
HIDDENGLENDEVELOPMENT HIDDENGLENDEVELOPMENT
Negotiating a commercial lease that
works for you
commercial lease, business
owners must familiarize them-
selves with the default lan-
guage therein. Determine
what happens if you default on
the lease, including if you will
be locked out upon your first
missed payment and if the
landlord will immediately ini-
tiate eviction proceedings in
such instances. Many com-
mercial leases also include
language stating tenants are
responsible for any legal fees
landlords accrue in the case of
a default. Though it might be
difficult to negotiate the
default language in a lease,
business owners should still
know that language prior to
signing a lease.
Negotiating a commercial lease that works for you
Feature Your Listing in Our ReaI Estate Section
CALL 973-696-8008
OnIy
$125
UNLOCK YOUR
SELLING
POTENTIAL WITH
LIFE & LEISURE
100% MaiIed to over
49,500 Homes
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0230 FIREWOOD
SEASONED FIREWOOD
FIREPLACE-$150.CD
STOVEWOOD-$175.
FREE DELIVERY
973-227-0513
SPLIT, SEASONED
& DELIVERED,
$180.full cord,
$110.half cord.
Call 973-296-3307
HELP WANTED
0280 - 0329
0312 HELP
WANTED SALON
Aesthetician &
Massage Therapist
Experienced only for
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in Kinnelon, NJ 07405
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NEOUS
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
Cleaning
& Floor Service
Residential
& Commercial
973-839-6436
0684 SER.COMM/
RESI. CLEAN
Aidas Cleaning
Service
Lincoln Pk, N.J .
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
Call 908-764-8966
0685 SERVICES
CLEANING
Best Cleaning Ser.
FREE ESTIMATES
for office,apt,house
call BARBARA
973-779-1546
HOUSE CLEANING
HOME-OFFICE-APT
Regina-973-249-8907
Mariyas Cleaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction. Exper.
Refs Avail
Call 973-557-3621
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont
pick up. WE DO !!!
CALL
862-200-1283
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0774 SERVICES
HANDYMAN
0785 SER. HOME
IMPROVEMENT
0804 SERVICES
LAWN CARE
0815 SERVICES
MASONRY
0827 SERVICES
PAINTING
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
SERVICE DIRECTORY & CLASSIFIEDS
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
ROSS
ROOFING & SIDING
973-696-5699
Free Estimates Fully Insured
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 11/30/13.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFF
YOUR TO-DO-LIST!
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
0815 SERVICES MASONRY
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
0656 SERVICES CARPET/FLOORING
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
0826 SERVICES PAINT/POWER WASH
LOTTERY
FREE
Make $$
Playing
the Lottery
ID F9192
Club Membership
Booklet
1-877-526-6957
0804 SERVICES LAWN CARE
Advertise
in Kathleens
Business Card
Directory,
Call for More
Information.
973-696-8008
0297 HELP
WANTED
LANDSCAPING
Landscape Foreman
needed. Lawn
maintenance exper.
& drivers license
Req. Contact
973-332-4666
To Advertise
in the
Classifieds
Call Kathleen
973-696-8008
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
0771 SERVICES-GUTTERS
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
J ust
Call
No Job Too Small
Weekly Lawn
Service
Like What
Like What
You You See? See?
See YOUR Ad
In Life & Leisures
Next Issue!
Call
Kathleen (973) 696-8008
0827 SERVICES PAINTING
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
MOTHERS IN TRAINING
PROACTIVE PARENTING
TEMPER TANTRUMS

FUSSY EATERS

DEVELOP A FAMILY SYSTEM

BEDTIME STRUGGLES
SIBLING RIVALRY
CREATING ROUTINE
REJECTION IN PARENTING
BLENDED FAMILY ISSUES
LOYLA LOUVIS
CERTIFIED
PARENTING
COACH
LOYLA LOUVIS, AACC
facebook: moms in training
www.mothersintraining.org
615 Valley Road
Upper Montclair, NJ
second oor
973-493-6918
www.mothersintraining.org
call to schedule a free consultation
or to book a workshop

alley Road 615 V 615 Valley Road

alley Road

LOYLA LOUVIS
CER
ARENTING PPARENTING
COACH
LOYLA LOUVIS, AACC
.mothersintraining.org www

LOYLA LOUVIS
TIFIED CER
ARENTING
COACH
LOYLA LOUVIS, AACC
.mothersintraining.org

T

alley Road 615 V 615 Valley Road
Upper Montclair
second oor
973-493-6918
.mothersintraining.org www
ee consultation call to schedule a fr

alley Road
, NJ Upper Montclair
second oor
973-493-6918
.mothersintraining.org
ee consultation

MOTHERS IN TRAINING
PROACTIVE P
ANTRUMS TEMPER T TEMPER TANTRUMS
TERS FUSSY EA FUSSY EATERS

MOTHERS IN TRAINING
ARENTING PROACTIVE P PROACTIVE PARENTING
ANTRUMS
TERS

MOTHERS IN TRAINING
Y SYSTEM AMIL AMILY SYSTEM DEVELOP A F DEVELOP A FAMIL
BEDTIME STRUGGLES
Y ALR SIBLING RIV SIBLING RIVALR

MOTHERS IN TRAINING
Y SYSTEM TING ROUTINE CREA CREATING ROUTINE
ARENTING REJECTION IN P REJECTION IN PARENTING
Y ISSUES AMIL AMILY ISSUES BLENDED F BLENDED FAMIL

MOTHERS IN TRAINING
TING ROUTINE
ARENTING
Y ISSUES

TERS FUSSY EA FUSSY EATERS

TERS

Y ALR SIBLING RIV SIBLING RIVALR

Y ISSUES AMIL AMILY ISSUES BLENDED F BLENDED FAMIL

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0931 SER.-
TV/AUDIO
INSTALLED
The TV Guy
If you need your TV,
Home Theater, Audio/
Stereo Equipment in-
stalled or connected.
Big or Small...We do
it All. Call Mike
973-495-3775
DIRECTORY
0932 SERVICES TREE
Advertise in the Classifieds.
B
A
B
Y

I
T
E
M
S

L
U
G
G
A
G
E

B
O
A
T
S

O
U
T
D
O
O
R

G
E
A
R

T
O
Y
S

C
A
M
E
R
A
S
When its time to sell something you no longer
need or use, move it with the Classifieds.
Life & Leisure
www.lifeandleisurenj.com
To Advertise
Call
(973)
696-8008
Ask for Kathleen
J
E
W
E
L
R
Y

A
R
T

P
I
E
C
E
S

A
N
T
I
Q
U
E
S

R
E
C
O
R
D
I
N
G
S

T
V
S

&

V
C
R
S

...AND MORE!
Advertise
in Kathleens
Business Card
Directory,
Call for More
Information.
973-696-8008
HELP WANTED
Seeking a PT
Administrative Assistant
w/computer skills
Primary function is to
manage and properly direct
phone calls, assist with email
and editorial filing system in
Word and other office duties
as needed. Light graphic
ability a plus to assist in minor
layout and text importing.
9:00AM - 2:00PM
Every other week.
Call for more details.
973-696-8008
2012Coldwell Banker Real EstateLLC. Coldwell Banker
is aregisteredtrademark of Coldwell Banker LLC. AnEqual Opportunity Company. Equal HousingOpportunity. OwnedandOperatedby NRT LLC.
RESIDENTIAL BROKERAGE
If you are considering a move, give me a call and I will guide you every step of the way.
Cell 973-714-3897. The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!
www.KinnelonRealty.com
Coldwell Banker Kinnelon/Smoke Rise
1450 Rt23 North, Kinnelon/Butler, NJ 07405
Direct Office 973-283-7725 Office 973-838-9300 x244
Cindy Gallagher
All Agents Are Not The Same.
When Youre Ready to Sell, Call Cindy.
Cindy Gallagher
Call me on my cell 973.714.3897
f|
Ux
{x
OVER 25 YEARS
EXPERIENCE IN
SALES & MARKETING
A Native Of Kinnelon
#1 Top Producer
Relocation Specialist
Circle Of Excellence
Premier Sales Agent
Preview Property Specialist
A Few of Cindys Kinnelon Luxury Homes
Visit www.LuxuryHomesofKinnelon.com For Luxury Listings
HEATED IN-GROUND POOL
Your Property
Can Be Here...
Call Cindy
Today For An
Appointment.
973.714.3897
KINNELON/ SAW MILL ESTATES $925,000
Spectacular, completely renovated 5 Bedroom 3.5 Bath Center Hall Colonial home with breathtaking details at every turn. Incomparable design & materials are apparent in
every room in most sought after Saw Mill Estates. This Exquisite home offers crown moldings, hrdwd flrs & a wonderful open flr plan. The new gourmet kitchen includes a
center island, gas cook top, Silestone Counters, dining area & doors to the deck, overlooking the lusciously landscaped yard with an in-ground pool, with pool house & a play-
house. The LR opens to the family rmwith a beautiful customfireplace, formal DR rm& main level 5th bedroomor office. Second-level offers a master bdrmsuite with a new
luxurious master bthrm, 3 + bdrms & a new full bath. The finished walkout LL w/a new full bath. Main level garage. Close to Rts 23, 287, 46 & 80.
HEATED IN-GROUND POOL
KINNELON/ ESTATES OF KINNELON $975,000
Elegant Center Hall Colonial with 5 bedrooms & 3 1/2 baths, two-story foyer, very spacious eik with cherry cabinets & granite counter tops, stainless steel appli-
ances, gas cook top, double ovens, center island & wet bar with beverage refrig. Formal dining rm & living rm w/ hrdwd flrs. Great rm, open to the kitchen, with
18 ceiling, gas frpl & hrdwd flrs. Main level bdrm/office, powder room, and a laundry rm. The 2nd level offers a master bdrm suite w/a tray ceiling, walk-in clos-
et, and a master bath w/2 vanities, Jacuzzi tub, and a stall shower. 3 more bdrms w/hrdwd flrs and a full bath, with a double sink vanity. The finished walk out
LL offers a recreation room, storage rm, full bath, & doors to the beautiful level yard w/an in-ground swimming pool, patio, & deck to enjoy the outdoors. Lush
landscaping. Pride of ownership throughout.
PANORAMIC MOUNTAIN TOP VIEWS
KINNELON/ RENAISSANCE RIDGE $1,175,000
The ultimate in privacy. This beautiful custom Center Hall Colonial has fabulous panoramic mountaintop views with your own private tennis court. The spectac-
ular gourmet kitchen offers maple cabinets, granite counter-tops, sub zero refrigerator, Montague gas stove, wet bar, large center island, wine racks and porcelain
tile floor. Large formal dining room, great room with stone fireplace, skylights, French doors to a large Trex deck with hot tub and fabulous views. The formal liv-
ing room/library offers Maplewood built-ins, deep crown moldings, gas fireplace with granite surround. Hardwood floors, central vacuum, intercom system, an in-
law bdrm or office, three car main level garage. Upstairs offers a master bedroom suite with 2 walk in closets, marble bathroom fit for a king/queen. 3 addition-
al bdrms, full bathroom and laundry room. Lower level offers a heated recreation rm, a bath rm + storage area.
CINDYS RECENT SOLDS!
LIST PRICE
520 PEPPERIDGE TREE LANE
SMOKE RISE/KINNELON - $625,000
3 BIRCHWOOD TRAIL
FAYSON LAKES/KINNELON - $540,000
924 UNION VALLEY RD.
LOWER WEST MILFORD - $375,000
101 MILLER RD.,
KINNELON - $499,900
2 PINE HILL RD., KINNELON - $599,000
52 PHEASANT RUN
KINNELON - $1,275,000
47 FAYSON LAKES RD.
FAYSON LAKES/KINNELON - $360,000
2 SAN FILIPPO WAY, GRANDVIEW
KINNELON - $1,199,000
102 SOUTH GLEN RD.,
KINNELON ESTATES/KINNELON - $1,300,000
6 HEMLOCK LN.,
SMOKE RISE/KINNELON - $899,000
Call Cindy at 973-714-3897cell

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HOMES ARE SELLING & BUYERS ARE BUYING!

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