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The National Hockey League and its players wrangle over a salary
cap. The impasse causes the season to be canceled. Everybody
loses. What went wrong?
How does it help to know that you're literally "of two minds"? You
could arrange your affairs to make sure that your rational brain
stays in control -- for example, by committing now to saving a
certain percentage of your paycheck each month in the future.
Many people already do that. Trouble is, long-term commitments
can be too rigid if circumstances change. Ideally, you'd like to
wait to commit to a savings plan until you see whether you can
afford it -- but not wait so long that your animal brain takes over
and you lose the will to save. The new research could help get
that balance right.