GENERAL INFORMATION

Credit Union Name : NEW YORK STATE EMPLOYEES

CU Type : FCU Status : Active Year Chartered : 1935 Date Insured : 1/22/1971 Region : 1 Charter State (SCU Only) : Member of Federal Home Loan Bank : No Low Income Designation : Yes

Charter Number : 165

Peer Group : 2 - $2,000,000 to less than $10,000,000 Assets : 2325270

No. of Members : 1183 Certification Date: 10/22/2013 11:57:33 AM

Field of Membership Type : Federal, state, local government Research Statistics Supervision and Discount (RSSD) Number : 77570

INFORMATION SYSTEM AND TECHNOLOGY

1. Does the credit union have a website? No a. Website Address : b. Type of website : 2. If the credit union does not have a website and plans to add one in the future a. Type of website : b. Implementation Date : 3. Organizational email address : 4. Does the credit union have Internet access? Yes 5. Data Processing System used to maintain CU records : Vendor online service bureau 6. How members access/perform electronic financial services a. Home Banking via Internet Website b. Audio Response/Phone Based 7. Services offered electronically a. Account Aggregation b. Account Balance Inquiry c. Bill Payment d. Download Account History e. Electronic Cash u. Other (Please Specify) f. Electronic Signature Auth./Cert. g. e-Statements h. External Account Transfers i. Internet Access Services j. Loan Payments k. Member Application l. Merchandise Purchase m. Merchant Processing Svs n. New Loan o. New Share Account p. Remote Deposit Capture q. Share Account Transfers r. Share Draft Orders s. View Account History t. Mobile Payments c. Automatic Teller Machine (ATM) d. Mobile Banking e. Kiosk f. Other

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

REGULATORY INFORMATION

Credit Union Name : NEW YORK STATE EMPLOYEES

Charter Number : 165

Annual Meeting, Date Last Held : 4/19/2013 Financial Statement Audit Date : 12/31/2012 Type of Audit Performed :

Supervisory Committee audit performed by other external auditors

Member Account Verification Date : 12/31/2011 Verifier Name : Supervisory Committee Fidelity Bond Provider Name : CUMIS

Trade Names Used :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

Credit Union Name : NEW YORK STATE EMPLOYEES Charter Number : 165 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (2)

Credit Union Name : NEW YORK STATE EMPLOYEES Charter Number : 165 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (3)

Credit Union Name : NEW YORK STATE EMPLOYEES Charter Number : 165 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

Aggregate Cash Outlay :

CREDIT UNION PROGRAMS AND MEMBER SERVICES

Credit Union Name : NEW YORK STATE EMPLOYEES
Credit Union Programs - Place a "" in the associated box to all the credit union offers (Check all that apply) a. Mortgage Processing b. Approved Mortgage Seller c. Borrowing Repurchase Agreements d. Brokered Deposits (all deposits acquired through a third party) e. Investment Pilot Program (FCU Only) Member Service and Product Offerings - Place a "" in the associated box to all the credit union offers (Check all that apply) Transactional a. ATM/Debit Card Program b. Check Cashing c. Money orders d. No surcharge ATMs e. Prepaid Debit Cards Depository a. Business Share Accounts b. Health Savings Accounts c. Individual Development Accounts d. No Cost Share Drafts e. Share Certificates with low minimum balance requirement Other Member Services a. Bilingual Services b. Insurance/Investment Sales c. No Cost Bill Payer d. No Cost Tax Preparation Services e. Student Scholarship Financial Education a. Financial Counseling b. Financial Education c. Financial Literacy Workshops d. First Time Homebuyer Program e. In-School Branches Credit a. Business Loans b. Credit Builder c. Debt Cancellation/Suspension d. Direct Financing Leases e. Indirect Business Loans f. Indirect Consumer Loans g. Indirect Mortgage Loans h. Interest Only or Pymt Option 1st Mortgage Loans i. Micro Business Loans j. Micro Consumer Loans k. Overdraft Lines of Credit l. Overdraft Protection/ Courtesy Pay m. Participation Loans n. Pay Day Loans o. Real Estate Loans p. Refund Anticipation Loans q. Risk Based Loans r. Share Secured Credit Cards Minority Credit Union Questions 1. Does your credit union have more than 50% of its eligible potential or current members who are Black American,Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : f. Investments not authorized by the FCU Act (State CU Only) g. Deposits and Shares Meeting 703.10(a) (FCU Only) h. Brokered Certificates of Deposit i. Short-Term, Small Amount Loans (FCU Only)

Charter Number : 165

Yes

 Black American
Native American

Hispanic American Asian American

2. Does your credit union have more than 50% of its current management officials who are Black American, Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply :

Yes

 Black American
Native American

Hispanic American Asian American

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (1)

Credit Union Name : NEW YORK STATE EMPLOYEES
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 165

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (2)

Credit Union Name : NEW YORK STATE EMPLOYEES
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 165

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CONTACTS (1)
Credit Union Name : NEW YORK STATE EMPLOYEES
Sal. First Name MI Last Name

Charter Number : 165

Job Title(s)

Ms.

joan

messina

Manager or CEO, Board Secretary, Board Treasurer

Mr.

paul

altruda

Chairperson

Mr.

anton

trapman

Vice Chairperson

Mr.

christopher

covas

Board Member, Supervisory Committee Chairperson

Mr.

jack

stein

Supervisory Committee Member

Ms.

denise

chatman

Supervisory Committee Member

Mr.

andrew

del re

Board Member

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (1)
Credit Union Name : NEW YORK STATE EMPLOYEES
Physical Address Site Name : nysefcu Site Type : Corporate Office Operational Status : Phone Number : (212) 233-4570 Hours of Operation : tuesday - friday 8:30 - 3:30 Main Office : Yes Ext. : City : new york County : New York State : New York Country : United States Zip : 10005 City : new york County : New York State : New York Country : United States Zip : 10005 Line 2 : Line 2 : Line 1 : 80 wall st ste 315

Charter Number : 165

Mailing Address Line 1 : 80 wall st ste 315

Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

Line 1 :

Line 1 :

Line 2 :

Line 2 :

City : County : State : Country : Zip :

City : County : State : Country : Zip :

Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

Line 1 :

Line 1 :

Line 2 :

Line 2 :

City : County : State : Country : Zip :

City : County : State : Country : Zip :

Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

Line 1 :

Line 1 :

Line 2 :

Line 2 :

City : County : State : Country : Zip :

City : County : State : Country : Zip :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.