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The ForeclosureGate Gazette Is A Public Service Aggregate Of Foreclosure-Related News And Information Intended To Educate And Advance Justice For American Homeowners
Bair to Regulators: Dont Eviscerate Mortgage Rules In a comment letter sent to banking regulators, Sheila Bair, former chairman of the Federal Deposit Insurance Corp., criticized regulators decision to scale back a proposal to impose tougher standards on the mortgage-securities market. In August, six regulators including the FDIC and Federal Reserve reworked proposed rules requiring issuers of mortgage securities to retain 5% of the credit risk on their books.
Be Skeptical Reporters Caught Not FactChecking Private Company Numbers Even though I know most print publications still employ fact-checking, Im seeing more and more major news media and magazine writers plug in numbers, sometimes unattributed, that no one checks.
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Every day in neighborhoods across the country, low-paid workers with little oversight or training decide whether to break into someone else's home. They are independent contractors working indirectly for banks.
Payments
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Bill Black: Why do Conservatives Oppose Prosecuting Elite Corporate Frauds? No honest home lender, of course, would inflate an appraisal. Appraisal fraud, like fraudulent liars loans, became epidemic. A national survey of appraisers conducted in.
.servicers are advancing payments to investors when the borrower stops paying. In fact, they advance those payments to investors after the declaration of default and even after the foreclosure is complete. Where do they get the money from?
Written Testimony: Before the Senate Committee on Banking, Housing, and Urban Affairs Mortgage investment entails two principal types of risk: interest rate risk and credit risk. Credit risk is the risk that the borrower will default on the mortgage. Interest rate risk is the risk that interest rates will either rise in which case the interest rate the inves tor earns on the mortgage will be below market
Homeowner/Foreclosure Q&A:
Why would a bank agree to a low ball short sale, if final judgment on foreclosure was rendered and debtor got a BK7 discharge?>>>> If I filed a quiet title action, and am now stipulating to that action being dismissed with prejudice, does the 'with prejudice'>>>> Bidding on a foreclosure property with an IRS tax lien>>>> House Foreclosure questions..>>>>
Homeowner Resources:
LinkZ: September 2013 Foreclosure Related News, Worth A Peek>>>> Were 732 days old: Heres what weve been up to>>>> How Do I Use an Expert Declaration?>>>> The Housing Justice Foundation>>>>