Leasing Services: The Indian company investors must be acknowledged that lease is that agreement under which the

company or Indian firm acquire the exact right and make use of certain capital asset on the consideration of payment of rental charges. The Indian corporate company must equally known that it cannot equally know that it cannot acquire any kind of ownership to such an asset apart from making use of it. The user comparatively pays all the expected operating costs and also the maintenance expenses. The main corporate companies must equally take into the consideration that developed countries like America, United ingdom the companies of such a countries are commonly depending on the leasing factor. In India since the era of liberali!ation, many of the Indian companies have equally been involved in the leasing transactions. "n the other side, many financial institutions and even the commercial banks in the Indian financial sector have comparatively been accepted over the same transactions. Mutual Funds Services: The Indian corporate companies must equally be informed that the mutual funds comprises of the exact funds gained by pooling all the public savings. The mutual funds are comparatively invested in those portfolios, which are commonly diversified in nature with the main ob#ectives of sharing the risk. The Indian small$scale investors cannot be able to get their funds from the comparative big corporate companies can equally gain there working funds from the mutual funds. %owever, the modern concept of the mutual funds was developed in&'() in *ondon by the foreign and colonial government trust of *ondon. +y which it gained its invention in India in early &'),, even if it was exactly started in &'(- by the unit trust of India. In addition to the above, the mutual funds can be grouped into .a/ 0lose ended funds 1 .b/ "pen ended funds. The Indian corporate companies can only benefits from the mutual funds on gaining savings for investment, better yield low cost on investment, tax benefits, flexible on investment, promoting industrial development reducing the cost of new issue and many more other advantages. "n the other side, Indian corporate companies must be informed on the kind of risks involved with the mutual funds like market risks, scheme risks, business risk, investment risks and even the political nature of risks. 2hile the investors are selecting the funds must take into account the ob#ectives of the fund, consistency of performance of the funds. %istorical background of the funds, cost of operation, capacity for innovation, the investors servicing, market trends, and even the transparence of the

fund management. 3or the Indian mutual funds to have good future there must be full support of 45+I better control of capital issue, better interest rate, good 65 ratio, investors must have good choice, tax concessions, and many more. Hire Purchase Services: In the hire purchase kind of transaction is that method of selling by which goods are left out on hiring by the Indian corporate company to the purchaser by which the hirer is comparatively required to the payment on an agreed sum of amount in the system of periodical installments. In the hire purchase the Indian corporate companies must know that the ownership of such kind of the property exactly remain under the control of the creditor who normally passes the right to hirer on the condition of payment of the last agreed sum of money in installment. The Indian corporate company must know that legally, payment is made in installment over the agreed specified period, possession of the same right is delivered to the purchaser during the time of agreement, the property passes to the exact purchaser on the agreed last installment, and the hirer has a right to return the property without further installment. In addition to the above, the Indian corporate company must know that the agreement must comparatively contain the nature of the goods as described in manner so that to identify them easily, the nature of the hire purchase price, the date of commencement and finally the extend or number of installments. Venture Capital Services: The venture capital is that investment in the new Indian enterprises without stability in growth. It7s that environment of capital, shareholding and even the setting up of small firms, which are comparatively speciali!ing, in same new technological ideas in the commercial sectors. The venture capital is equity participation, it7s of high risk in nature, it7s also available only for commerciali!ation of new technologies and it7s the exact promoter of the pro#ects, and it7s continuous in nature and input of the firm. The Indian corporate companies must equally know that venture capital involves the development of pro#ect idea, implementation, fledging or additional financing, and establishment stage. The main importance of venture capital to Indian, corporate companies are the reduction of risk, easy to analy!e the business prospects and to assume the investors on affairs of the business. The Indian methods of venture financing are equity participation, income notes, the conventional loans and even the conditional loans. In order to promote the venture

capital growth in India, there must be tax concessions for capital gains, high level development of capital market, giving of fiscal incentives to Indian corporate companies, high level participation of the private sectors the improving and reviewing of the existing laws and limited partnership and many more. Discounting, factoring and forfeiting services 8ue to the exact trade transaction the trade bill comparatively arises, the Indian corporate companies must take into consideration that the supplier of the exact goods draws bill which is based on the purchase for the invoice price of goods sold on credit method of which is drawn on the short period of time. The buyer pays the amount on the exact date by which the supplier of goods has to await until the expiry of the exact bill. %owever, the banks provides the cash discounting based on the exact trade bills by which they deduct certain charges as discount based on the amount of the bill and credit balance of the customers account. Factoring 3actoring is to get thing being done. The ward factor means to mark or to do according to 9.2. :ohnson factoring is a service involving the purchase by financial organi!ation, called a factor of receivables owned by manufacturers and distributors by the customers with the factor assuming full credit and collection responsibilities. The main conditions of factoring that the Indian corporate companies must know are these must be assignment of debt that has to be in favour of the factor. The selling limits for the client, the factor must have recourse to the client in the case of non$ payment by the customer; the factor will equally have recourse in case of non$payment, details on payment for the services, interest and limit of any overdraft facility charged. The Indian corporate companies must be well informed about the types of factoring as full service, recourse factoring, maturity, bulk, invoice, agency and also international factoring. At the same time the exact cost of factoring like the pricing, fee, discount, accounting system must be taken into consideration. Forfeiting 3orfeiting is the 3rench term means <to give something< or <give one7s right<. =enerally the term forfeit is non$recourse purchase by the commercial bank or any other financial intermediaries or institutions receivables that equally arises from the export of the goods.

Securitization of Debt Services The securiti!ation is that process by which the liquidating of the liquid and the long term assets of the Indian corporate companies like the loans and receivables by the issuing marketable securities against the same. %owever, the Indian corporate companies must know that securiti!ation is that technique by which the exact long term, non$ negotiable instruments are equally converted into securities of such kind of small value in nature which can be easily transacted in the commercial capital market. In India, apart from the above, there is low and unpopularity of securiti!ation due to introduction of it as it7s a new idea or concept to India, heavy stamp duty and comparative registration fees imposed by the Indian government, complicated and also legal transfer procedure the difficulty in the assignment of debts. Also there is poor standard of loan documentation, problem of inadequate credit rating system, poor accounting procedure and lack of comprehensive guidance. Derivatives The derivatives are those instruments, which are commonly used to derive therein$exact value of underlying asset of the financial institutional corporate companies. The derivatives comparatively may involve the payment or receipt of the value or income created by the underlying assets. The main factors that are responsible for the slow growth of derivatives in India and high level of misconception of the derivatives, the derivatives lends themselves to leveraging, the nature of the off balance sheet, items, poor accounting system, speculative mechanism and finally poor infrastructure system. Credit ating Services

According to >oody7s 9ating are designed exclusively for the purpose of grading bonds according to their investments qualities<. Also according to the Australian 9atings <A corporate credit rating provides lenders with a simple system of gradation by which the relative capacity of companies to make timely repayment of interest and principal on a particular type of debt can be noted<. The main credit ratings in India are credit rating information service ltd ?09I4I*@, investment information and credit rating agency of India ?I09A@, 0redit Analysis and 9esearch ?0A95@, and 8uff 6helps 0redit 9ating 6vt. *td ?809 India@.