profles for finance : analyst,comodity research ,equity reseach,wealth mgt,portfolio mgt,merchant bankin,investment banking,risk mgt, Investment Banking Frst

t lets take everybody's favourite, Investment Banking, it is a field of banking that assists companies in acquiring the funds they require for their businesses. A firm that specializes in IB is likely to do a fair amount of consulting work on financial matters. They are also capable of tracking the market in order to be able to offer advice to a company about when they should make public offerings as well as to know the most suitable way to manage the assets of the business. Some of the consulting work an investment banking firm does will overlap with the work performed by a private brokerage. This is because buy-and-sell suggestions and advice is often something they offer to the corporations and businesses they represent. Many people choose a career in the investment banking industry because the potential for high earnings is great. Investment bankers are one of the most sought after jobs to be found in the world of money markets. A career in this field is exciting, competitive and time intensive. You will travel a lot, work round the clock on a more or less regular basis and some say being cutting edge and even a little cutthroat is required. Consulting Next lets talk about the second most popular finance field known to all, Consulting, it is all about helping organizations improve their performance primarily through the analysis of existing organisational problems and development of plans for improvement. Consultancies may also provide organizational change management assistance, development of coaching skills, technology implementation, strategy development, or operational improvement services. Management consultants generally bring their own, proprietary methodologies or frameworks to guide the identification of problems, and to serve as the basis for recommendations for more effective or efficient ways of performing work tasks. There is a thin line of distinction between Business consulting & Management Consulting while the former is more concerned with the short term plans of the organisation the latter is more related to the alignment of the organisation to the long term goals & objectives so as to achieve its vision & mission effectively. Merchant Banking Now lets move to fields which are not so popular first a field which i find very interesting, Merchant Banking, this is one field which primarily involves financial advice and services for large corporations and wealthy individuals. They invest their own capital in client companies and provide fee-based advice services for mergers and acquisitions, issuing letters of credit, trade consulting and co-investment in projects involving trade of one form or another among other services they provide.Also they work with other merchant banks and financial institutions with its prominent role being that of stock underwriting,

and the bank works in the realm of private equity where securities of a company are not available for public trading. They also perform international financing activities such as foreign corporate investing, foreign real estate investment, trade finance and international transaction facilitation. Risk Management Next is Risk Management which involves assessing and quantifying business risks, then taking measures to control or reduce them. It is often a part of the compliance function. Risk managers either may be generalists who cover several different areas, or specialists who concentrate on a single one. Within the financial services industry, the major categories of risk include : Defaults on loans extended, Losses on securities inventories held, Losses on investment securities held, Counter party risk (another financial firm failing in its obligations to yours). Risk management personnel develop, implement and enforce rules and procedures designed to mitigate these risks etc. Asset management, this includes a lot as an asset may mean Equity, Real Estate, Bonds or Commodities.

Simply speaking it is the professional management of various securities and assets , in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes,e.g. Mutual Funds or Exchange Traded funds The point i want to make is that an AMC & a MFare 2 different things coz many people dont understand the distinction. Project Financing Next up Project Financing, includes how to prepare the financial plan, assess the risks, design the financing mix, and raise the funds. A knowledge-base is required regarding the design of contractual arrangements to support project financing; issues for the host government legislative provisions, public/private infrastructure partnerships, public/private financing structures; credit requirements of lenders, and how to determine the project's borrowing capacity; how to prepare cash flow projections and use them to measure expected rates of return; tax and accounting considerations; and analytical techniques to validate the project's feasibility.All in all a very very entrpreneurial feel is guaranteed here Private Equity Now back to another popular category, Private Equity, they are investment companies that, as a rule, do not hold publicly-traded securities. Instead, they normally seek equity stakes (that is, partial ownership) in private companies. They also may invest in so-called private placements of securities from public companies. That is, securities that are not offered to the general public or traded in the

public securities markets. Venture capital is a specialized subcategory of private equity. Both are high risk, high reward investment approaches. They draw their investment pools from wealthy individuals, pension funds and other investment managers. Most are private companies themselves, but some have been publicly traded entities. Other private equity funds are subsidiaries or divisions of larger financial services firms.