Fraternal Order of Police Southwest Missouri Lodge #27

P.O. Box 1134 Joplin, Mo 64802

November 27,2013

Re: At the pension board meeting on Thursday [November 21,2013], there was discussion in which it was mentioned that the plan /s actuary was told that there could be 20 disability claims if the current lawsuit ruling is upheld and the pension benefits are changed. Mr. Swinehart said there are officers who have injuries who have not filed for disability because the police officers unli!e the firefighters !new that their disability benefits would be reduced. "s that the case #that there are a number of officers wor!ing with injuries$% &oes the '() have a belief that 20 officers is an accurate number or what number would be li!ely%

The c rren! r lin" o# !he 2$!h J %ici&l 'irc i! 'o r! in !he c&(e o# Tom )ober!(on v(. The Police &n% *irem&n+( Pen(ion * n%, e! &l., i( !h&! member( ,i!h & - &li#.in" %i(&bili!. re!irin" #rom !he pl&n ,o l% be compen(&!e% &! /00 p&., re"&r%le(( o# !ime o# (ervice. The *r&!ern&l Or%er o# Police h&( ( ppor!e% !he Pen(ion Bo&r% &n% !he 'i!. o# Joplin in i!( &ppe&l o# !hi( %eci(ion % e !o !he po((ible li&bili!. !hi( ,o l% pl&ce on !he # n%, ,hich i! ,&( never # n%e% !o ( ppor!. The Joplin 'h&p!er o# !he *r&!ern&l Or%er o# Police 1o%"e 227 ( ppor!( !he n mber( provi%e% b. !he 'i!. o# Joplin !o !he &c! &r. !h&! !here &re c rren!l. 10 or more police member( ,ho h&ve ( (!&ine% &n in3 r. on !he 3ob ,hich co l% po!en!i&ll. m&4e !hem le(( !h&n 1000 en&ble%. The(e in3 rie( &n% !heir po!en!i&l - &li#ic&!ion &( & %i(&bili!. h&ve "one n&cco n!e% #or % e !o !he(e emplo.ee( reco"ni5in" !h&!, prior !o !he co r! r lin", !he. ,o l% be limi!e% !o & re% ce% bene#i! &n% !h&! copin" ,i!h !he(e in3 rie( &n% rem&inin" on !he 3ob ,&( & #in&nci&ll. more vi&ble op!ion. 6# !he c rren! co r! r lin" ,i!h(!&n%( &ppe&l(, !he(e emplo.ee( co l% (ee4 - &li#ic&!ion o# !heir in3 rie( &( & %i(&bili!. &n% re!ire e&rl. &! /00 p&.. The propo(&l i( !o provi%e !he Pen(ion Bo&r% ,i!h !he & !hori!. !o p rch&(e in( r&nce #or !he pl&n, ,hich co l% cover !he nexpec!e% expen(e o# member( re!irin" ,i!h & - &li#ie% %i(&bili!. prior !o !heir # ll re!iremen! %&!e. The propo(&l %oe( no! obli"&!e !he Bo&r% !o p rch&(e in( r&nce &! !hi( !ime i# !he Bo&r% %oe( no! believe i! ,o l% enh&nce !he (ec ri!. o# !he pl&n &n% i!( member(. The p rch&(in" o# in( r&nce #or !he pl&n co l% po!en!i&ll. re% ce !he li&bili!. !o !he pl&n in p&.in" o ! !he n#ore(een expen(e o# e&rl. re!iremen! b. - &li#ie% %i(&ble% member(. Thi( ,o l% &l(o re% ce !he po((ibili!. o# &n incre&(e in expen%i! re( b. !he 'i!. o# Joplin in or%er !o 4eep !he # n% (olven! or be #orce% !o re% ce !he bene#i! i! provi%e( !o re!iree( 7&( (een in 8e!roi! &n% o!her me!ropoli!&n ci!ie(9. The op!ion !o h&ve in( r&nce cover %i(&bili!. cl&im( &l(o remove( !he li&bili!. o# Pen(ion Bo&r% member( #rom h&vin" !o %eci%e i# & %i(&bili!. exi(!(, (hi#!in" !h&! b r%en !o !he in( r&nce pl&n.

:n%er norm&l r le, !he 'i!. o# Joplin+( Police &n% *iremen+( Pen(ion co l% no! ch&n"e bene#i!( 7incre&(in" !he p&. o# - &li#ie% %i(&ble% member( !o /009 ,i!ho ! bein" 800 # n%e%; ho,ever, !h&n4( !o !he l&,( i! #ile% b. member Tom )ober!(on, & co r! r lin" h&( m&n%&!e% !hi( bene#i!. The <o !h,e(! Mi((o ri *r&!ern&l Or%er o# Police, 1o%"e 227, (ee( !he oppor! ni!. !o p rch&(e in( r&nce !o pro!ec! !he pl&n &n% !o 4eep !he incre&(e% bene#i! !o member( &( & po(i!ive (!ep #or !he 'i!. o# Joplin, !heir emplo.ee(, &n% re!ire% member( o# !he pl&n.