YOUR AFRICAN BANK CREDIT CARD GIVES YOU FREE ACCESS TO CELLPHONE SERVICES

Access your account information in seconds anytime, anywhere.

Simply register for Cellphone Services. You can: View your balance
(First 10 transactions are FREE, thereafter: R1.70 per transaction)

PLATINUM CREDIT CARD

You deserve the nest at the nest rates.

View your mini-statements.

(3 FREE transactions per month, thereafter: R1.70 per transaction)

Buy airtime, sms and data bundles.

(Transactions are FREE)

Check if you qualify for a limit increase. Immediately stop your lost or stolen credit card. No need to wait in long ATM, branch or call centre queues.

How do I register?
Call 0861 000 351 or visit your nearest branch.

To activate:
Simply dial *130*49494# from the registered cellphone number. Accept the Terms & Conditions.  Accept the PIN smsd to you upon registration or create a new one.

1The transaction bundle covers all the free items the customer receives in a months. i.e. 2 free debt orders a month, 2 balance enquiries, 2 cash withdrawals.

*Terms, conditions and affordability rules apply. ** 1.5% back on all till point transactions. NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider. Reg No1975/002526/06.

AB/2013/07/PCC

PLATINUM CREDIT CARD

Platinum Credit Card fees
Account fees
Monthly service fee Initiation fee Transaction bundle R47.50 R180.00 R20.00

Card replacement fee Account management fees SMS messaging service Statement reprint per page All POS transactions are free Payment fees* Debit order (Two free debit orders per month, thereafter) ATM fees* Balance enquiry: 3 free per month, thereafter ATM cash withdrawal: 2 free per month thereafter - For amounts more than R100 (Plus 1.2% of transaction value) - For amounts less than or equal to R100

R80.00

FREE FREE

With your African Bank Visa Platinum Credit Card be rewarded for every payment you make. Get credit limits up to R80 000.00 with up to 60 days interest free! BENEFITS OF THE PLATINUM CREDIT CARD
Y  ou get a 3.5%* Interest rate rebate on the 16% by simply paying your monthly instalment! Your Rebate will be paid into your card in the next month.

R5.70

Maximum cash withdrawal R4000.00 per day. Emergency Services Medical and Legal referral.  Up to 60 days interest-free credit, if you settle your outstanding balance in full by the due date. Your card is issued immediately at an African Bank branch. No need to carry cash. Swipe, then enter your PIN to complete the transaction. - Get 1.5%** reward for all point of sale purchases with your card. International acceptance by millions of merchants, wherever you see the VISA logo. Superior buying benefits: - Purchase protection guarantee - Extended warranty

R3.00 R11.00 R5.00

Deposit fees*
First 1 free, thereafter at fee of (Plus 1.10% of transaction values over R250)

R3.70

Crime Injury Insurance

R3.50 R5.70 R10.00 16.5% p.a. 3.5% p.a. 13% p.a. Should you or your family be affected by a violent crime incident you will be covered, under the Platinum product, for insurance benets of R8000.00 per person*.

International fees Purchase ATM balance enquiry ATM cash withdrawal (Plus 0.7% of transaction value) Interest rates from Rebate Net Price Credit Life Monthly fee Ad Valorem Notes All fees include 14% VAT. All fees and interest rates are variable and can be adjusted by African Bank with written notice to the cardholder, in accordance with the National Credit Act (2005). R11.00 4.5 %

Credit Life Insurance

For peace of mind for lifes unexpected insurable events, we offer you Credit Life Insurance. You will be covered for the following events*: Death Permanent disability Temporary disability Retrenchment benets Short time cover Compulsory unpaid leave/temporary layoff

* Insurance terms and conditions are available on the website: www.africanbank.co.za or in-branch.

Savings Account
Your Platinum Credit Card qualies you to have a savings account linked to it, where you can deposit money and earn an interest rate of 5% p.a.