186

LICS JEEVAN AMRIT PLAN NO 186 *
PLAN WITH SIMPLE REVERSIONARY BONUS & FINAL ADDITIONAL BONUS

INTRODUCED ON 28/5/2007
CO/ACT/2108/4 dt. 9/5/2007
WITHDRAWN ON-
This plan is similar to Bima Sandesh plan 94. However, death benefit will be equal to
sum assured along with vested simple reversionary bonus and on maturity total amount of
premiums paid with reversionary bonus will be paid. Under this plan ,premium paying
term is restricted to 3 or 4 or 5 years and the premium payable during the first year is
higher than payable in subsequent years. This policy will be eligible for simple
reversionary bonus. Kindly note that the simple reversionary bonuses shall be declared
annually at the end of each financial year at the rate per 1000 total amount of premiums
paid excluding any extra premium as on date of valuation, AND NOT ON THE BASIS OF
SUM ASSURED. Paid up policy will also participate in the profits of the corporation at the
rates which will be declared from time to time ,even after policy become paid up This
condition is different from paid up policies under other plans.
Policy is without DAB/EPDB.
A) SYNOPSIS OF PLAN

1) Sum assured Minimum1,00,000
Maximumno limit
2) Age at entry minimum12 yrs( last birthday)
maximum60 yrs( nearer birthday)
3) Maximum maturity age 70 yrs ( nearer birthday)
4) Policy term 10 to 30 yrs
5) Premium Paying term 3,4,5 yrs only.
6) Mode of payment yearly & half-yearly allowed.
7) Mode rebate
Yearly mode 2% of tabular premium
Half-yearly mode nil
8) Sum assured Rebate
SUM ASSURED
GROUP
1 lakh TO 1.95 lakh
2 lakh to 2.95 lakh
3 lakh to 4.95 lakh
5 lakh to 9.95 lakh
10 lakh & above
REBATE PER 1000 SUM ASSURED( RS).

PPT 3 YRS
PPT 4 YRS
PPT 5 YRS
First
Subsequent First Subsequent
First Subsequent
Years
year
Years
year
year
year
Nil
Nil
Nil
Nil
Nil
Nil
7.50
3.75
7.50
2.50
7.50
1.85
10.00 5.00
10.00
3.30
10.00 2.50
12.50 6.25
12.50
4.15
12.50 3.10
15.00 7.50
15.00
5.00
15.00 3.75
9) CEIS rebate will be 5% of the tabular premium.

10) Underwriting, age proof and medical requirements rules are as per Endowment type
plan.
11) A grace period of one calander month but not less than 30 days will be allowed for
payment of premiums.
12) 15 days cooling off period will be allowed to policyholder to cancel the policy if he is
not satisfied with the terms & conditions of the policy from date of receipt of policy.
13) The policy can be dated back within the same financial year at the prevailing rate of
interest in excess of one month. The interest shall be charged even where the policy is
back dated to a lean month. The policy can commence even from a date prior to the
date of introduction of the plan.
B) PAID UP VALUE

After paying at least one full years premiums and subsequent premium be not duly paid,
then policy will acquire paid up value as follows:Paid up value = Instalment premium (excluding extra premium) x no of YLY/ HLY
premiums
paid
The policy so reduced shall thereafter be free from all liabilities for payment of
premium, but shall participate in the future profits of the corporation declared from
time to time in the form of simple reversionary bonus payable at the rate of per thousand
total amount of premiums paid excluding any extra premium.
C) GUARANTEED SURRENDER VALUE

the GSV shall be available after completion of at least one policy year provided premiums
for one full year have been paid. The GSV is equal to 30% of the total amount of
premiums paid excluding any extra premium paid.
The cash value of any existing vested bonuses will also be allowed. For paying cash value
of bonus, rules for vesting of bonus should be followed i.e. paying 3 full years premiums
and completion of 3 years from DOC.
D) SPECIAL SURRENDER VALUE

Policy will acquire special surrender value, provided policy has acquired paid up value.
The method for calculation of SSV is as follows:1) Calculate paid up value.i.e. instalment premium( excluding extra premium) x no
of premiums paid. Paid up value will be available after paying at least 1 full year
premium.
2) Calculate vested simple reversionary bonus.( bonus will be eligible after 3 years)
3) SSV factors will be applicable as per plan of limited payment endowment plan.
Table
1-A of s.v. booklet is applicable.
4) SSV factor will depend upon duration of policy & term of policy ( not PPT).
5) SSV = (paid up value + vested bonus) x SV factor.
E) LOAN

Loan facility is available under this plan after the policy acquires paid up value. The
rate of interest to be charged will be decided from time to time.
F) MATURITY BENEFIT

On surviving to the date of maturity, whether premiums have been paid fully or paid
partly i.e. paid up, maturity benefit will be equal to payment of total amount of
premiums( excluding extra premiums ,if any) paid + vested reversionary bonus + final
additional bonus(if any).
G) DEATH CLAIM

a) Policy in force or treated in force
provided policy in force or treated in force under claim concession, death of life assured
takes place during term of policy, then death claim will be equal to amount of sum
assured + vested simple reversionary bonus + final additional bonus, if any is payable in
lump sum.
Kindly, note that DAB/EPDB is not payable.
b) policy in paid up condition

If policy is in paid up condition i.e death after paying one year premium & after claim
concession period is over, death claim payable will be paid up value + vested
reversionary bonus only.
H) PARTICIPATION IN PROFITS i.e BONUS

This plan is eligible for simple reversionary bonus at such rate and on such terms as may
be declared by the corporation. The simple reversionary bonus shall be declared annually
at the end of each financial year at the rate per 1000 total amount of premiums paid
(excluding any extra premium) as on date of valuation. Hence, bonus will not be related
to sum assured.
Paid up policies (whether partially or fully paid up) shall also participate in the profits of
the corporation. Final bonus may also be declared under the policy which will be payable
on maturity or on earlier death provided the policy has run for certain minimum term.
FAB is not payable under partially paid up policies.
I) claim concession & claim relaxation rules

claim concession under this plan is as follows:- If after at least 1 full years premium
have been and any subsequent premium be not duly paid, in event of death of the life
assured within 6 months from the due date of first unpaid premium, the benefits will be
paid as if the policy had remained in full force after deduction of
1) the premium unpaid with interest thereon till death
2) The unpaid premiums falling due before the next policy anniversary.
J) REVIVAL OF POLICY

If the due premium is not paid within the days of grace i.e 30 days, policy will lapse.
Such policy can be revived during life time of the life assured, but within a period of 5
years from the date of FUP and before date of maturity on submission of proof of
continued insurability to the satisfaction of LIC. Revival requirements for revival during
the PPT or term of policy will be as per endowment type of policy.
K) assignment/ nominations/ policy stamping

Assignment or change of nomination will be allowed as per rules. Policy stamping charges
will be 20 paise per 1000 death benefit sum assured.
TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

LICS JEEVAN AMRUT PLAN 186
PREMIUM PAYING TERM 3 YEARS
AGE
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
1ST
Other
YEAR
years
53.15
26.60
54.35
27.20
55.30
27.65
56.20
28.10
57.00
28.50
57.70
28.85
58.35
29.20
58.90
29.45
59.40
29.70
59.80
29.90
60.10
30.05
60.40
30.20
60.75
30.40
61.10
30.55
61.55
30.80
62.10
31.05
62.85
31.45
63.80
31.90
65.05
32.55
66.60
33.30
68.55
34.30
70.75
35.40
73.25
36.65
76.05
38.05
79.15
39.60
82.65
41.35
86.55
43.30
90.85
45.45
95.65
47.85
100.85 50.45
106.50 53.25
112.75 56.40
119.60 59.80
127.00 63.50
134.95 67.50
143.30 71.65
152.00 76.00
160.85 80.45
169.90 84.95
179.30 89.65
189.00 94.50
199.05 99.55
209.55 104.80
220.40 110.20
231.70 115.85
242.70 121.35
254.25 127.15
266.70 133.35
279.75 139.90
11
1ST
Other
YEAR
years
50.20
25.10
51.30
25.65
52.20
26.10
53.05
26.55
53.75
26.90
54.40
27.20
55.00
27.50
55.50
27.75
55.95
28.00
56.30
28.15
56.60
28.30
56.95
28.50
57.30
28.65
57.75
28.90
58.25
29.15
58.90
29.45
59.75
29.90
60.80
30.40
62.10
31.05
63.75
31.90
65.70
32.85
67.95
34.00
70.45
35.25
73.30
36.65
76.45
38.25
80.00
40.00
84.00
42.00
88.40
44.20
93.25
46.65
98.50
49.25
104.25 52.15
110.50 55.25
117.35 58.70
124.70 62.35
132.55 66.30
140.80 70.40
149.20 74.60
157.90 78.95
166.95 83.50
176.30 88.15
186.05 93.05
196.25 98.15
206.80 103.40
217.80 108.90
228.55 114.30
239.90 119.95
251.70 125.85
264.35 132.20
0
0
POLICY
12
1ST
Other
YEAR
years
47.85
23.95
48.90
24.45
49.70
24.85
50.50
25.25
51.15
25.60
51.75
25.90
52.30
26.15
52.75
26.40
53.15
26.60
53.50
26.75
53.85
26.95
54.20
27.10
54.65
27.35
55.10
27.55
55.70
27.85
56.45
28.25
57.35
28.70
58.50
29.25
59.95
30.00
61.60
30.80
63.60
31.80
65.85
32.95
68.40
34.20
71.30
35.65
74.55
37.30
78.20
39.10
82.25
41.15
86.75
43.40
91.70
45.85
97.05
48.55
102.80 51.40
109.10 54.55
115.95 58.00
123.30 61.65
131.05 65.55
139.05 69.55
147.40 73.70
156.05 78.05
165.10 82.55
174.50 87.25
184.35 92.20
194.65 97.35
205.30 102.65
215.85 107.95
226.90 113.45
238.50 119.25
250.55 125.30
0
0
0
0
TERM
13
1ST
Other
YEAR
years
45.95
23.00
46.90
23.45
47.70
23.85
48.40
24.20
49.00
24.50
49.60
24.80
50.05
25.05
50.50
25.25
50.85
25.45
51.25
25.65
51.60
25.80
52.05
26.05
52.50
26.25
53.05
26.55
53.75
26.90
54.55
27.30
55.55
27.80
56.80
28.40
58.25
29.15
59.95
30.00
62.00
31.00
64.30
32.15
66.95
33.50
69.95
35.00
73.30
36.65
77.05
38.55
81.20
40.60
85.75
42.90
90.75
45.40
96.20
48.10
102.00 51.00
108.35 54.20
115.15 57.60
122.45 61.25
130.05 65.05
138.00 69.00
146.30 73.15
155.00 77.50
164.10 82.05
173.65 86.85
183.60 91.80
193.95 97.00
204.25 102.15
215.05 107.55
226.35 113.20
238.15 119.10
0
0
0
0
0
14
1ST
Other
YEAR
years
44.35
22.20
45.25
22.65
46.00
23.00
46.65
23.35
47.25
23.65
47.75
23.90
48.20
24.10
48.60
24.30
49.00
24.50
49.40
24.70
49.80
24.90
50.30
25.15
50.80
25.40
51.45
25.75
52.15
26.10
53.10
26.55
54.15
27.10
55.45
27.75
56.95
28.50
58.70
29.35
60.80
30.40
63.20
31.60
65.95
33.00
69.00
34.50
72.45
36.25
76.30
38.15
80.55
40.30
85.25
42.65
90.30
45.15
95.80
47.90
101.65 50.85
108.00 54.00
114.85 57.45
122.00 61.00
129.55 64.80
137.50 68.75
145.85 72.95
154.60 77.30
163.80 81.90
173.45 86.75
183.50 91.75
193.50 96.75
204.05 102.05
215.10 107.55
226.65 113.35
0
0
0
15
1ST
Other
YEAR
years
43.00
21.50
43.85
21.95
44.50
22.25
45.15
22.60
45.70
22.85
46.20
23.10
46.60
23.30
47.05
23.55
47.45
23.75
47.90
23.95
48.35
24.20
48.85
24.45
49.45
24.75
50.10
25.05
50.95
25.50
51.95
26.00
53.05
26.55
54.40
27.20
55.95
28.00
57.80
28.90
59.95
30.00
62.45
31.25
65.30
32.65
68.45
34.25
72.05
36.05
75.95
38.00
80.30
40.15
85.05
42.55
90.20
45.10
95.75
47.90
101.65 50.85
108.05 54.05
114.75 57.40
121.90 60.95
129.45 64.75
137.45 68.75
145.85 72.95
154.75 77.40
164.05 82.05
173.80 86.90
183.55 91.80
193.80 96.90
204.60 102.30
215.85 107.95
0
0
0

AGE
16
1ST
Other
YEAR years
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
41.80
42.60
43.25
43.85
44.35
44.85
45.30
45.70
46.15
46.60
47.10
47.70
48.35
49.10
50.00
51.00
52.20
53.60
55.25
57.15
59.40
62.00
64.95
68.20
71.90
75.90
80.35
85.15
90.40
95.95
101.90
108.20
114.95
122.10
129.70
137.80
146.35
155.35
164.75
174.20
184.20
194.70
205.65
0
0
0
0
20.89
21.30
21.62
21.91
22.17
22.41
22.63
22.85
23.07
23.30
23.55
23.83
24.15
24.53
24.98
25.50
26.09
26.79
27.60
28.56
29.69
30.99
32.45
34.10
35.93
37.95
40.16
42.57
45.18
47.97
50.95
54.10
57.46
61.04
64.85
68.89
73.16
77.65
82.36
87.09
92.08
97.33
102.81
0
0
0
POLICY TERM
17
18
19
20
21
1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
YEAR years YEAR years YEAR years YEAR years YEAR years
40.80
41.55
42.15
42.70
43.20
43.70
44.15
44.60
45.05
45.55
46.10
46.75
47.45
48.30
49.20
50.30
51.55
53.00
54.75
56.75
59.10
61.80
64.80
68.20
71.95
76.10
80.60
85.50
90.75
96.40
102.30
108.60
115.35
122.60
130.35
138.50
147.15
156.25
165.45
175.15
185.30
196.00
0
0
0
20.40
20.80
21.10
21.35
21.60
21.85
22.10
22.30
22.55
22.80
23.05
23.40
23.75
24.15
24.60
25.15
25.80
26.50
27.40
28.40
29.55
30.90
32.40
34.10
36.00
38.05
40.30
42.75
45.40
48.20
51.15
54.30
57.70
61.30
65.20
69.25
73.60
78.15
82.75
87.60
92.65
98.00
0
0
0
39.90
40.60
41.20
41.75
42.25
42.70
43.20
43.65
44.15
44.70
45.30
46.00
46.75
47.65
48.60
49.75
51.05
52.60
54.45
56.55
59.00
61.80
64.90
68.40
72.25
76.45
81.05
86.00
91.35
96.90
102.85
109.20
116.05
123.40
131.20
139.50
148.25
157.15
166.55
176.45
186.80
0
0
0
19.93
20.29
20.58
20.85
21.10
21.34
21.58
21.82
22.07
22.34
22.64
22.98
23.36
23.80
24.29
24.86
25.52
26.30
27.20
28.26
29.49
30.88
32.45
34.19
36.11
38.22
40.51
42.99
45.65
48.45
51.41
54.59
58.01
61.68
65.60
69.75
74.12
78.56
83.26
88.21
93.40
0
0
0
39.10
39.80
40.35
40.90
41.40
41.90
42.35
42.90
43.40
44.00
44.65
45.40
46.20
47.10
48.15
49.35
50.75
52.40
54.30
56.50
59.05
61.95
65.20
68.75
72.70
77.00
81.65
86.65
91.95
97.55
103.55
110.00
116.95
124.40
132.35
140.75
149.35
158.40
168.00
178.10
0
0
0
19.55
19.90
20.20
20.45
20.70
20.95
21.20
21.45
21.70
22.00
22.35
22.70
23.10
23.55
24.10
24.70
25.40
26.20
27.15
28.25
29.55
31.00
32.60
34.40
36.35
38.50
40.85
43.35
46.00
48.80
51.80
55.00
58.50
62.20
66.20
70.40
74.70
79.20
84.00
89.05
0
0
0
38.35
39.05
39.60
40.15
40.65
41.15
41.70
42.20
42.80
43.45
44.15
44.90
45.75
46.70
47.85
49.10
50.60
52.30
54.30
56.65
59.30
62.25
65.60
69.25
73.25
77.65
82.35
87.35
92.70
98.35
104.45
111.00
118.10
125.65
133.70
141.95
150.70
160.00
169.75
0
0
0
19.20
19.55
19.80
20.10
20.35
20.60
20.85
21.10
21.40
21.75
22.10
22.45
22.90
23.35
23.95
24.55
25.30
26.15
27.15
28.35
29.65
31.15
32.80
34.65
36.65
38.85
41.20
43.70
46.35
49.20
52.25
55.50
59.05
62.85
66.85
71.00
75.35
80.00
84.90
0
0
0
0
37.75
38.40
38.95
39.50
40.05
40.55
41.10
41.70
42.30
42.95
43.70
44.50
45.40
46.45
47.60
49.00
50.55
52.40
54.50
56.90
59.65
62.70
66.10
69.85
73.95
78.35
83.10
88.10
93.55
99.30
105.50
112.20
119.35
127.05
134.95
143.40
152.35
161.80
0
0
0
0
18.90
19.20
19.50
19.75
20.05
20.30
20.55
20.85
21.15
21.50
21.85
22.25
22.70
23.25
23.80
24.50
25.30
26.20
27.25
28.45
29.85
31.35
33.05
34.95
37.00
39.20
41.55
44.05
46.80
49.65
52.75
56.10
59.70
63.55
67.50
71.70
76.20
80.90
0
0
0
0

1ST
YEAR
POLICY TERM
23
24
25
26
27
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
years YEAR years YEAR years YEAR years YEAR years YEAR years
37.15
37.80
38.40
38.95
39.50
40.05
40.60
41.25
41.90
42.60
43.40
44.25
45.20
46.30
47.55
49.00
50.65
52.55
54.75
57.25
60.10
63.25
66.75
70.55
74.70
79.15
83.90
89.00
94.50
100.40
106.70
113.50
120.80
128.35
136.45
145.10
154.20
18.60
18.90
19.20
19.50
19.75
20.05
20.30
20.65
20.95
21.30
21.70
22.15
22.60
23.15
23.80
24.50
25.35
26.30
27.40
28.65
30.05
31.65
33.40
35.30
37.35
39.60
41.95
44.50
47.25
50.20
53.35
56.75
60.40
64.20
68.25
72.55
77.10
AGE
22
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
36.65
37.35
37.90
38.50
39.05
39.65
40.25
40.90
41.60
42.30
43.15
44.05
45.05
46.20
47.55
49.10
50.85
52.85
55.15
57.70
60.65
63.90
67.45
71.35
75.50
80.00
84.80
90.00
95.60
101.65
108.05
115.00
122.15
129.00
138.20
146.95
0
18.35
18.70
18.95
19.25
19.55
19.85
20.15
20.45
20.80
21.15
21.60
22.05
22.55
23.10
23.80
24.55
25.45
26.45
27.60
28.85
30.25
31.95
33.75
35.70
37.75
40.00
42.40
45.00
47.80
50.85
54.05
57.50
61.10
64.95
69.10
73.50
0
36.25
36.90
37.50
38.10
38.65
39.30
39.95
40.60
41.35
42.10
42.95
43.95
45.00
46.25
47.70
49.30
51.15
53.25
55.60
58.25
61.25
64.60
68.20
72.15
76.35
80.90
85.80
91.15
96.85
103.00
109.55
116.35
123.75
131.65
140.10
0
18.15
18.45
18.75
19.05
19.35
19.65
20.00
20.30
20.70
21.05
21.50
22.00
22.50
23.15
23.85
24.65
25.60
26.65
27.80
29.15
30.65
32.30
34.10
36.10
38.20
40.45
42.90
45.60
48.45
51.50
54.80
58.20
61.90
65.85
70.05
0
35.85
36.55
37.15
37.75
38.35
39.00
39.70
40.40
41.15
41.95
42.90
43.90
45.05
46.40
47.90
49.60
51.50
53.70
56.15
58.90
61.95
65.35
69.00
72.95
77.25
81.90
86.95
92.35
98.20
104.45
110.90
117.90
125.45
133.55
0
0
17.95
18.30
18.60
18.90
19.20
19.50
19.85
20.20
20.60
21.00
21.45
21.95
22.55
23.20
23.95
24.80
25.75
26.85
28.10
29.45
31.00
32.70
34.50
36.50
38.65
40.95
43.50
46.20
49.10
52.25
55.45
58.95
62.75
66.80
0
35.55
36.25
36.85
37.50
38.15
38.80
39.50
40.25
41.05
41.90
42.85
43.95
45.20
46.60
48.15
49.95
51.95
54.20
56.75
59.60
62.70
66.15
69.85
73.85
78.25
83.00
88.15
93.65
99.65
105.80
112.45
119.60
127.30
0
17.80
18.15
18.45
18.75
19.10
19.40
19.75
20.15
20.55
20.95
21.45
22.00
22.60
23.30
24.10
25.00
26.00
27.10
28.40
29.80
31.35
33.10
34.95
36.95
39.15
41.50
44.10
46.85
49.85
52.90
56.25
59.80
63.65
0
35.30
36.00
36.65
37.30
37.95
38.65
39.35
40.15
40.95
41.90
42.95
44.10
45.40
46.85
48.50
50.40
52.45
54.80
57.40
60.30
63.50
66.95
70.75
74.85
79.35
84.20
89.45
95.10
101.00
107.35
114.15
121.45
0
17.65
18.00
18.35
18.65
19.00
19.35
19.70
20.10
20.50
20.95
21.50
22.05
22.70
23.45
24.25
25.20
26.25
27.40
28.70
30.15
31.75
33.50
35.40
37.45
39.70
42.10
44.75
47.55
50.50
53.70
57.10
60.75

AGE
28
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
1ST
YEAR
Other 1ST
years YEAR
35.05
35.80
36.45
37.10
37.80
38.50
39.30
40.10
41.00
41.95
43.05
44.30
45.65
47.20
48.95
50.85
53.05
55.45
58.10
61.05
64.30
67.80
71.70
75.90
80.50
85.45
90.80
96.40
102.45
109.00
115.95
0
17.55
17.90
18.25
18.55
18.90
19.25
19.65
20.05
20.50
21.00
21.55
22.15
22.85
23.60
24.50
25.45
26.55
27.75
29.05
30.55
32.15
33.90
35.85
37.95
40.25
42.75
45.40
48.20
51.25
54.50
58.00
0
29
Other
years
34.90
35.65
36.30
37.00
37.70
38.45
39.25
40.10
41.05
42.10
43.25
44.55
46.00
47.60
49.40
51.40
53.65
56.10
58.85
61.80
65.10
68.75
72.70
77.05
81.70
86.80
92.10
97.85
104.10
110.75
17.45
17.85
18.15
18.50
18.85
19.25
19.65
20.05
20.55
21.05
21.65
22.30
23.00
23.80
24.70
25.70
26.85
28.05
29.45
30.90
32.55
34.40
36.35
38.55
40.85
43.40
46.05
48.95
52.05
55.40
POLICY TERM
30
1ST
Other 1ST
Other 1ST
Other 1ST
Other
YEAR years YEAR years YEAR years YEAR years
34.75
35.50
36.20
36.90
37.65
38.45
39.30
40.20
41.20
42.30
43.50
44.85
46.35
48.05
49.90
52.00
54.30
56.80
59.55
62.65
66.00
69.75
73.80
78.25
83.00
88.05
93.55
99.45
105.80
0
0
0
17.40
17.75
18.10
18.45
18.85
19.25
19.65
20.10
20.60
21.15
21.75
22.45
23.20
24.05
24.95
26.00
27.15
28.40
29.80
31.35
33.00
34.90
36.90
39.15
41.50
44.05
46.80
49.75
52.90
0
0
0

AGE
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
1ST
Other
YEAR
years
59.50
18.35
60.80
18.75
61.85
19.05
62.80
19.35
63.70
19.60
64.45
19.85
65.15
20.05
65.75
20.25
66.25
20.40
66.70
20.55
67.05
20.65
67.35
20.75
67.70
20.85
68.10
20.95
68.55
21.10
69.20
21.30
70.00
21.55
71.00
21.85
72.35
22.25
74.00
22.80
76.10
23.45
78.50
24.15
81.15
25.00
84.15
25.90
87.50
26.95
91.25
28.10
95.45
29.40
100.05 30.80
105.20 32.40
110.80 34.10
116.85 35.95
123.55 38.05
130.90 40.30
138.85 42.75
147.35 45.35
156.25 48.10
165.60 50.95
175.10 53.90
184.80 56.90
194.80 59.95
205.20 63.15
215.95 66.45
227.15 69.90
238.75 73.50
250.75 77.20
262.45 80.80
274.75 84.55
288.00 88.65
301.90 92.90
11
1ST
Other
YEAR
years
55.90
17.20
57.10
17.60
58.05
17.90
58.95
18.15
59.75
18.40
60.45
18.60
61.05
18.80
61.60
18.95
62.05
19.10
62.45
19.25
62.80
19.35
63.15
19.45
63.55
19.55
64.00
19.70
64.55
19.90
65.30
20.10
66.15
20.40
67.30
20.70
68.70
21.15
70.45
21.70
72.55
22.35
74.95
23.10
77.65
23.90
80.65
24.85
84.10
25.90
87.90
27.05
92.15
28.35
96.85
29.80
102.05 31.40
107.70 33.15
113.80 35.05
120.50 37.10
127.85 39.35
135.70 41.75
144.10 44.35
152.90 47.05
161.90 49.85
171.20 52.70
180.80 55.65
190.85 58.75
201.25 61.95
212.10 65.30
223.35 68.75
235.05 72.35
246.50 75.85
258.50 79.55
271.10 83.45
284.50 87.55
0
0
POLICY
12
1ST
Other
YEAR
years
53.05
16.35
54.15
16.70
55.05
16.95
55.90
17.20
56.60
17.45
57.25
17.65
57.80
17.80
58.30
17.95
58.75
18.10
59.10
18.20
59.50
18.30
59.90
18.45
60.35
18.60
60.85
18.75
61.50
18.95
62.30
19.20
63.25
19.50
64.50
19.85
66.00
20.35
67.80
20.90
69.90
21.55
72.30
22.25
75.05
23.10
78.15
24.05
81.65
25.15
85.55
26.35
89.90
27.65
94.70
29.15
99.95
30.75
105.65 32.55
111.80 34.40
118.55 36.50
125.85 38.75
133.65 41.15
141.95 43.70
150.50 46.30
159.35 49.05
168.60 51.90
178.25 54.85
188.30 57.95
198.80 61.20
209.70 64.55
221.05 68.05
232.25 71.50
244.00 75.10
256.30 78.90
269.10 82.80
0
0
TERM
13
1ST
Other
YEAR
years
50.75
15.65
51.75
15.95
52.60
16.20
53.35
16.45
54.05
16.65
54.65
16.85
55.15
17.00
55.60
17.15
56.05
17.25
56.45
17.40
56.85
17.50
57.30
17.65
57.80
17.80
58.40
18.00
59.10
18.20
59.95
18.45
61.05
18.80
62.35
19.20
63.90
19.70
65.75
20.25
67.90
20.90
70.35
21.65
73.20
22.55
76.35
23.50
79.95
24.60
83.95
25.85
88.40
27.20
93.25
28.70
98.60
30.35
104.35 32.15
110.60 34.05
117.30 36.10
124.60 38.35
132.40 40.75
140.45 43.25
148.90 45.85
157.75 48.55
167.00 51.40
176.70 54.40
186.85 57.50
197.45 60.75
208.45 64.15
219.35 67.50
230.85 71.05
242.85 74.75
255.35 78.60
0
00
14
1ST
Other
YEAR
years
48.80
15.05
49.80
15.35
50.55
15.60
51.30
15.80
51.90
16.00
52.45
16.15
52.95
16.30
53.40
16.45
53.80
16.55
54.25
16.70
54.70
16.85
55.15
17.00
55.75
17.15
56.40
17.35
57.20
17.60
58.15
17.90
59.30
18.25
60.70
18.70
62.30
19.20
64.15
19.75
66.40
20.45
68.95
21.25
71.85
22.15
75.15
23.15
78.85
24.25
82.90
25.55
87.45
26.90
92.40
28.45
97.85
30.10
103.65 31.90
109.90 33.85
116.65 35.90
123.90 38.15
131.55 40.50
139.55 42.95
148.00 45.55
156.90 48.30
166.20 51.15
176.00 54.15
186.25 57.30
196.90 60.60
207.55 63.90
218.75 67.30
230.45 70.95
242.65 74.70
0
0
15
1ST
Other
YEAR
years
47.20
14.55
48.10
14.80
48.85
15.05
49.50
15.25
50.10
15.45
50.60
15.60
51.10
15.75
51.55
15.85
51.95
16.00
52.45
16.15
52.90
16.30
53.45
16.45
54.10
16.65
54.80
16.90
55.70
17.15
56.75
17.50
57.95
17.85
59.35
18.30
61.05
18.80
63.00
19.40
65.30
20.10
67.95
20.90
70.95
21.85
74.35
22.90
78.15
24.05
82.35
25.35
86.95
26.75
92.00
28.30
97.50
30.00
103.35 31.80
109.65 33.75
116.40 35.85
123.55 38.05
131.15 40.35
139.15 42.85
147.65 45.45
156.60 48.20
166.05 51.10
175.95 54.15
186.25 57.35
196.60 60.50
207.50 63.85
218.90 67.35
230.80 71.05
0
0
0
0

AGE
POLICY TERM
16
17
18
19
20
21
1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
YEAR years YEAR years YEAR years YEAR years YEAR years YEAR years
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
45.80
46.65
47.35
48.00
48.55
49.05
49.50
49.95
50.45
50.95
51.45
52.05
52.75
53.55
54.50
55.60
56.90
58.35
60.10
62.15
64.55
67.30
70.40
73.90
77.80
82.10
86.80
91.90
97.45
103.40
109.70
116.40
123.50
131.10
139.20
147.80
156.85
166.40
176.35
186.40
197.00
208.10
219.70
0
14.10
14.40
14.60
14.80
14.95
15.10
15.25
15.40
15.55
15.70
15.85
16.05
16.25
16.50
16.80
17.15
17.50
17.95
18.50
19.15
19.85
20.70
21.70
22.75
23.95
25.25
26.70
28.30
30.00
31.85
33.75
35.85
38.00
40.35
42.85
45.50
48.30
51.20
54.30
57.35
60.65
64.05
67.60
0
44.60
45.40
46.05
46.65
47.20
47.70
48.15
48.65
49.15
49.70
50.25
50.90
51.70
52.55
53.55
54.70
56.05
57.60
59.40
61.55
64.05
66.90
70.15
73.75
77.75
82.10
86.90
92.10
97.70
103.65
109.90
116.60
123.80
131.45
139.65
148.30
157.50
167.15
176.85
187.10
197.90
209.20
0
13.75
14.00
14.20
14.35
14.55
14.70
14.85
15.00
15.15
15.30
15.50
15.70
15.90
16.20
16.50
16.85
17.25
17.75
18.30
18.95
19.75
20.60
21.60
22.70
23.95
25.30
26.75
28.35
30.10
31.90
33.85
35.90
38.10
40.45
43.00
45.65
48.50
51.45
54.45
57.60
60.90
64.40
0
43.55
44.30
44.90
45.50
46.00
46.55
47.05
47.55
48.10
48.65
49.30
50.00
50.85
51.75
52.80
54.00
55.40
57.05
58.95
61.20
63.80
66.80
70.10
73.80
77.90
82.35
87.20
92.50
98.15
104.05
110.35
117.10
124.35
132.10
140.40
149.20
158.45
167.85
177.80
188.30
199.30
0
13.40
13.65
13.85
14.00
14.20
14.35
14.50
14.65
14.80
15.00
15.20
15.40
15.65
15.95
16.25
16.65
17.05
17.55
18.15
18.85
19.65
20.55
21.60
22.75
24.00
25.35
26.85
28.45
30.20
32.05
33.95
36.05
38.25
40.65
43.20
45.90
48.80
51.65
54.75
57.95
61.35
0
42.60
43.30
43.90
44.50
45.05
45.55
46.10
46.60
47.20
47.80
48.50
49.25
50.15
51.10
52.20
53.50
55.00
56.70
58.75
61.10
63.80
66.85
70.30
74.05
78.25
82.80
87.70
93.05
98.65
104.60
110.95
117.80
125.15
133.05
141.45
150.35
159.40
169.05
179.20
189.85
0
13.10
13.35
13.55
13.70
13.85
14.05
14.20
14.35
14.55
14.75
14.95
15.20
15.45
15.75
16.10
16.50
16.95
17.45
18.10
18.80
19.65
20.60
21.65
22.80
24.10
25.50
27.00
28.65
30.35
32.20
34.15
36.25
38.50
40.95
43.55
46.30
49.05
52.05
55.15
58.45
0
41.75
42.45
43.05
43.60
44.15
44.70
45.25
45.85
46.45
47.10
47.85
48.70
49.60
50.60
51.80
53.15
54.70
56.55
58.65
61.10
63.95
67.10
70.60
74.50
78.75
83.35
88.35
93.65
99.30
105.35
111.75
118.70
126.20
134.20
142.70
151.45
160.70
170.55
180.85
0
12.85
13.10
13.25
13.45
13.60
13.75
13.95
14.10
14.30
14.50
14.75
15.00
15.25
15.60
15.95
16.35
16.85
17.40
18.05
18.80
19.70
20.65
21.75
22.95
24.25
25.65
27.20
28.85
30.55
32.45
34.40
36.55
38.85
41.30
43.95
46.60
49.45
52.50
55.65
0
41.00
41.70
42.30
42.85
43.45
44.00
44.60
45.20
45.85
46.55
47.35
48.20
49.15
50.25
51.50
52.95
54.60
56.55
58.75
61.30
64.20
67.45
71.10
75.05
79.35
84.05
89.05
94.40
100.10
106.25
112.80
119.85
127.45
135.55
143.95
152.85
162.30
172.30
0
12.65
12.85
13.05
13.20
13.40
13.55
13.75
13.90
14.10
14.35
14.60
14.85
15.15
15.50
15.85
16.30
16.80
17.40
18.10
18.90
19.75
20.80
21.90
23.10
24.45
25.90
27.40
29.05
30.80
32.70
34.70
36.90
39.25
41.75
44.30
47.05
49.95
53.05
0

AGE
POLICY TERM
22
23
24
25
26
27
1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
40.35
41.05
41.65
42.20
42.80
43.40
44.00
44.65
45.35
46.10
46.90
47.80
48.85
50.00
51.35
52.85
54.60
56.65
58.95
61.60
64.60
67.95
71.65
75.70
80.10
84.80
89.80
95.25
101.05
107.30
113.95
121.15
128.85
136.85
145.40
154.50
164.15
12.45
12.65
12.85
13.00
13.20
13.35
13.55
13.75
13.95
14.20
14.45
14.75
15.05
15.40
15.80
16.30
16.80
17.45
18.15
19.00
19.90
20.95
22.05
23.30
24.65
26.10
27.65
29.30
31.10
33.05
35.10
37.30
39.65
42.15
44.75
47.55
50.55
39.75
40.45
41.05
41.65
42.25
42.90
43.55
44.20
44.95
45.75
46.60
47.55
48.65
49.85
51.30
52.90
54.75
56.90
59.30
62.05
65.15
68.55
72.35
76.45
80.85
85.60
90.70
96.20
102.15
108.50
115.30
122.60
130.20
138.40
147.15
156.40
0
12.25
12.45
12.65
12.85
13.00
13.20
13.40
13.60
13.85
14.10
14.35
14.65
15.00
15.35
15.80
16.30
16.85
17.50
18.25
19.10
20.05
21.10
22.25
23.55
24.90
26.35
27.95
29.60
31.45
33.40
35.50
37.75
40.10
42.60
45.30
48.15
0
39.25
39.95
40.60
41.20
41.80
42.45
43.15
43.85
44.65
45.45
46.35
47.40
48.55
49.85
51.35
53.05
55.00
57.25
59.75
62.55
65.75
69.25
73.10
77.20
81.70
86.50
91.70
97.30
103.35
109.85
116.75
123.95
131.75
140.10
149.05
0
12.10
12.30
12.50
12.70
12.90
13.10
13.30
13.50
13.75
14.00
14.30
14.60
14.95
15.35
15.80
16.35
16.95
17.65
18.40
19.25
20.25
21.30
22.50
23.80
25.15
26.65
28.25
29.95
31.80
33.80
35.95
38.15
40.55
43.15
45.85
0
38.80
39.50
40.15
40.80
41.45
42.15
42.85
43.60
44.40
45.25
46.25
47.30
48.55
49.95
51.50
53.30
55.35
57.65
60.25
63.15
66.40
70.00
73.85
78.05
82.60
87.50
92.80
98.55
104.70
111.30
118.15
125.55
133.50
142.05
0
11.95
12.20
12.35
12.55
12.75
13.00
13.20
13.45
13.70
13.95
14.25
14.60
14.95
15.40
15.85
16.40
17.05
17.75
18.55
19.45
20.45
21.55
22.75
24.05
25.45
26.95
28.55
30.35
32.25
34.25
36.35
38.65
41.10
43.70
0
38.45
39.15
39.80
40.50
41.15
41.85
42.60
43.40
44.20
45.15
46.20
47.35
48.65
50.10
51.75
53.65
55.80
58.15
60.85
63.85
67.15
70.75
74.70
78.95
83.60
88.60
94.00
99.85
106.15
112.70
119.70
127.25
135.40
0
11.85
12.05
12.25
12.45
12.70
12.90
13.15
13.35
13.60
13.90
14.25
14.60
15.00
15.45
15.95
16.55
17.20
17.90
18.75
19.65
20.70
21.80
23.00
24.30
25.75
27.30
28.95
30.75
32.70
34.70
36.85
39.20
41.70
0
38.10
38.85
39.55
40.25
40.95
41.65
42.40
43.25
44.15
45.10
46.20
47.45
48.80
50.35
52.10
54.05
56.30
58.75
61.50
64.55
67.90
71.60
75.60
79.95
84.65
89.80
95.35
101.30
107.55
114.25
121.40
129.15
0
11.15
11.95
12.20
12.40
12.60
12.85
13.05
13.30
13.60
13.90
14.25
14.60
15.05
15.50
16.05
16.65
17.35
18.10
18.95
19.90
20.90
22.05
23.25
24.60
26.05
27.65
29.35
31.20
33.10
35.15
37.40
39.75
0

AGE
POLICY TERM
28
29
30
1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
37.85
38.60
39.30
40.00
40.75
41.50
42.30
43.15
44.10
45.15
46.30
47.60
49.05
50.70
52.50
54.55
56.85
59.40
62.20
65.30
68.70
72.45
76.55
81.00
85.85
91.10
96.75
102.65
109.05
115.90
123.25
11.65
11.90
12.10
12.35
12.55
12.80
13.05
13.30
13.60
13.90
14.25
14.65
15.10
15.60
16.15
16.80
17.50
18.30
19.15
20.10
21.15
22.30
23.55
24.95
26.45
28.05
29.80
31.60
33.55
35.70
37.95
37.65
38.40
39.15
39.85
40.60
41.40
42.25
43.15
44.15
45.25
46.50
47.85
49.35
51.05
52.95
55.10
57.45
60.05
62.95
66.10
69.55
73.40
77.60
82.15
87.10
92.45
98.05
104.15
110.70
117.70
11.60
11.85
12.05
12.30
12.50
12.75
13.00
13.30
13.60
13.95
14.30
14.75
15.20
15.75
16.30
16.95
17.70
18.50
19.40
20.35
21.40
22.60
23.90
25.30
26.80
28.45
30.20
32.05
34.10
36.25
37.45
38.25
39.00
39.75
40.50
41.35
42.25
43.20
44.25
45.40
46.70
48.15
49.75
51.50
53.50
55.70
58.10
60.75
63.70
66.90
70.50
74.40
78.70
83.35
88.45
93.75
99.50
105.75
112.45
11.55
11.80
12.00
12.25
12.50
12.75
13.00
13.30
13.65
14.00
14.40
14.85
15.30
15.85
16.45
17.15
17.90
18.70
19.60
20.60
21.70
22.90
24.25
25.65
27.25
28.85
30.65
32.55
34.60

AGE
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
1ST
Other
YEAR
years
84.45
21.15
86.15
21.55
87.55
21.90
88.80
22.20
89.95
22.50
90.95
22.75
91.85
23.00
92.65
23.20
93.35
23.35
93.90
23.50
94.35
23.60
94.80
23.70
95.25
23.85
95.75
23.95
96.35
24.10
97.15
24.30
98.20
24.55
99.50
24.90
101.20 25.30
103.35 25.85
106.05 26.55
109.10 27.30
112.50 28.15
116.35 29.10
120.60 30.15
125.35 31.35
130.60 32.65
136.40 34.10
142.80 35.70
149.65 37.45
157.10 39.30
165.25 41.35
174.10 43.55
183.60 45.90
193.65 48.45
204.20 51.05
215.05 53.80
226.00 56.50
237.15 59.30
248.45 62.15
260.10 65.05
271.95 68.00
284.15 71.05
296.55 74.15
309.20 77.30
321.40 80.35
334.05 83.55
347.45 86.90
361.45 90.40
11
1ST
Other
YEAR
years
75.65
18.95
77.15
19.30
78.40
19.60
79.50
19.90
80.50
20.15
81.40
20.35
82.20
20.55
82.90
20.75
83.50
20.90
84.00
21.00
84.45
21.15
84.90
21.25
85.35
21.35
85.95
21.50
86.65
21.70
87.55
21.90
88.65
22.20
90.00
22.50
91.80
22.95
94.00
23.50
96.60
24.15
99.55
24.90
102.85 25.75
106.60 26.65
110.80 27.70
115.50 28.90
120.70 30.20
126.45 31.65
132.70 33.20
139.50 34.90
146.80 36.70
154.75 38.70
163.35 40.85
172.60 43.15
182.30 45.60
192.50 48.15
202.80 50.70
213.40 53.35
224.25 56.10
235.45 58.90
246.95 61.75
258.80 64.70
271.00 67.75
283.45 70.90
295.55 73.90
308.05 77.05
321.00 80.25
334.65 83.70
0
POLICY
12
1ST
Other
YEAR
years
69.25
17.35
70.60
17.65
71.75
17.95
72.75
18.20
73.65
18.45
74.45
18.65
75.15
18.80
75.75
18.95
76.30
19.10
76.75
19.20
77.20
19.30
77.70
19.45
78.25
19.60
78.90
19.75
79.70
19.95
80.65
20.20
81.80
20.45
83.30
20.85
85.15
21.30
87.30
21.85
89.85
22.50
92.80
23.20
96.10
24.05
99.85
25.00
104.05 26.05
108.70 27.20
113.90 28.50
119.60 29.90
125.80 31.45
132.50 33.15
139.70 34.95
147.55 36.90
156.00 39.00
165.00 41.25
174.45 43.65
184.20 46.05
194.25 48.60
204.60 51.15
215.35 53.85
226.45 56.65
237.95 59.50
249.80 62.45
261.95 65.50
273.90 68.50
286.25 71.60
299.00 74.75
312.15 78.05
0
0
TERM
13
1ST
Other
YEAR
years
64.40
16.10
65.65
16.45
66.65
16.70
67.60
16.90
68.40
17.10
69.15
17.30
69.75
17.45
70.30
17.60
70.80
17.70
71.30
17.85
71.80
17.95
72.30
18.10
72.90
18.25
73.60
18.40
74.50
18.65
75.50
18.90
76.80
19.20
78.35
19.60
80.20
20.05
82.35
20.60
84.95
21.25
87.85
22.00
91.20
22.80
94.45
23.75
99.20
24.80
103.90 26.00
109.10 27.30
114.80 28.70
121.00 30.25
127.65 31.95
134.80 33.70
142.50 35.65
150.80 37.70
159.60 39.90
168.75 42.20
178.25 44.60
188.15 47.05
198.40 49.60
209.10 52.30
220.20 55.05
231.70 57.95
243.55 60.90
255.20 63.80
267.35 66.85
279.90 70.00
292.85 73.25
0
0
14
1ST
Other
YEAR
years
60.55
15.15
61.70
15.45
62.65
15.70
63.50
15.90
64.25
16.10
64.90
16.25
65.50
16.40
66.00
16.50
66.50
16.65
67.00
16.75
67.55
16.90
68.10
17.05
68.80
17.20
69.55
17.40
70.50
17.65
71.60
17.90
73.00
18.25
74.60
18.65
76.45
19.15
78.65
19.70
81.25
20.35
84.20
21.05
87.60
21.90
91.45
22.90
95.70
23.95
100.45 25.15
105.65 26.45
111.35 27.85
117.55 29.40
124.20 31.05
131.30 32.85
138.95 34.75
147.10 36.80
155.65 38.95
164.60 41.15
174.00 43.50
183.80 45.95
194.10 48.55
204.75 51.20
215.90 54.00
227.40 56.85
238.80 59.70
250.65 62.70
263.00 65.75
275.70 68.95
0
0
15
1ST
Other
YEAR
years
57.50
14.40
58.55
14.65
59.40
14.85
60.20
15.05
60.90
15.25
61.50
15.40
62.05
15.55
62.55
15.65
63.10
15.80
63.60
15.90
64.20
16.05
64.80
16.20
65.55
16.40
66.40
16.60
67.40
16.85
68.60
17.15
70.00
17.50
71.65
17.95
73.55
18.40
75.80
18.95
78.45
19.65
81.50
20.40
85.00
21.25
88.85
22.25
93.20
23.30
98.00
24.50
103.25 25.85
108.95 27.25
115.15 28.80
121.80 30.45
128.85 32.25
136.40 34.10
144.40 36.10
152.80 38.20
161.70 40.45
171.05 42.80
180.85 45.25
191.15 47.80
201.85 50.50
213.00 53.25
224.05 56.05
235.65 58.95
247.75 61.95
260.20 65.05
0
0

AGE
POLICY TERM
16
17
18
19
20
21
1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
54.95
55.95
56.75
57.45
58.10
58.65
59.20
59.75
60.30
60.85
61.50
62.15
62.95
63.90
64.95
66.20
67.65
69.35
71.30
73.65
76.40
79.50
83.05
87.00
91.40
96.25
101.55
107.30
113.50
120.10
127.15
134.55
142.45
150.80
159.70
169.05
178.90
189.25
200.00
210.75
222.05
233.80
246.00
00
13.75
14.00
14.20
14.40
14.55
14.70
14.80
14.95
15.10
15.25
15.40
15.55
15.75
16.00
16.25
16.55
16.95
17.35
17.85
18.45
19.10
19.90
20.80
21.75
22.85
24.10
25.40
26.85
28.40
30.05
31.80
33.65
35.65
37.70
39.95
42.30
44.75
47.35
50.00
52.70
55.55
58.45
61.50
0
52.80
53.70
54.45
55.15
55.75
56.35
56.90
57.45
58.00
58.60
59.25
60.00
60.90
61.85
63.00
64.30
65.80
67.55
69.60
72.05
74.85
78.05
81.70
85.75
90.20
95.10
100.45
106.20
112.45
119.05
125.95
133.30
141.15
149.55
158.45
167.90
177.80
188.15
198.60
209.55
221.00
232.90
0
13.20
13.45
13.65
13.80
13.95
14.10
14.25
14.40
14.50
14.65
14.85
15.00
15.25
15.50
15.75
16.10
16.45
16.90
17.40
18.05
18.75
19.55
20.45
21.45
22.55
23.80
25.15
26.55
28.15
29.80
31.50
33.35
35.30
37.40
39.65
42.00
44.45
47.05
49.65
52.40
55.25
58.25
0
50.95
51.80
52.50
53.15
53.80
54.35
54.95
55.50
56.10
56.75
57.45
58.30
59.20
60.25
61.40
62.75
64.35
66.20
68.35
70.85
73.75
77.05
80.75
84.90
89.40
94.35
99.75
105.55
111.75
118.30
125.15
132.50
140.45
148.90
157.85
167.35
177.30
187.35
198.00
209.10
220.70
0
12.75
12.95
13.15
13.30
13.45
13.60
13.75
13.90
14.05
14.20
14.40
14.60
14.80
15.10
15.35
15.70
16.10
16.55
17.10
17.75
18.45
19.30
20.20
21.25
22.35
23.60
24.95
26.40
27.95
29.60
31.30
33.15
35.15
37.25
39.50
41.85
44.35
46.85
49.50
52.30
55.20
0
49.35
50.20
50.85
51.50
52.10
52.70
53.30
53.90
54.55
55.20
56.00
56.85
57.85
58.90
60.15
61.55
63.20
65.15
67.40
70.00
73.00
76.40
80.20
84.35
88.95
94.00
99.40
105.20
111.40
117.90
124.80
132.20
140.15
148.70
157.75
167.30
177.00
187.25
198.05
209.30
0
12.35
12.55
12.75
12.90
13.05
13.20
13.35
13.50
13.65
13.80
14.00
14.25
14.50
14.75
15.05
15.40
15.80
16.30
16.85
17.50
18.25
19.10
20.05
21.10
22.25
23.50
24.85
26.30
27.85
29.50
31.20
33.05
35.05
37.20
39.45
41.85
44.25
46.85
49.55
52.35
0
47.95
48.75
49.45
50.05
50.70
51.30
51.90
52.55
53.20
53.95
54.80
55.70
56.70
57.85
59.15
60.65
62.40
64.40
66.75
69.45
72.55
76.00
79.90
84.15
88.80
93.85
99.30
105.10
111.25
117.80
124.75
132.25
140.30
148.90
158.05
167.35
177.25
187.65
198.60
0
12.00
12.20
12.40
12.55
12.70
12.85
13.00
13.15
13.30
13.50
13.70
13.95
14.20
14.50
14.80
15.20
15.60
16.10
16.70
17.40
18.15
19.00
20.00
21.05
22.20
23.50
24.85
26.30
27.85
29.45
31.20
33.10
35.10
37.25
39.55
41.85
44.35
46.95
49.65
0
46.75
47.55
48.20
48.85
49.45
50.10
50.75
51.40
52.15
52.95
53.80
54.75
55.80
57.00
58.35
59.95
61.80
63.90
66.35
69.15
72.30
75.90
79.80
84.15
88.85
93.95
99.40
105.20
111.40
118.00
125.05
132.65
140.80
149.50
158.40
167.90
177.95
188.50
0
11.70
11.90
12.05
12.25
12.40
12.55
12.70
12.85
13.05
13.25
13.45
13.70
13.95
14.25
14.60
15.00
15.45
16.00
16.60
17.30
18.10
19.00
19.95
21.05
22.25
23.50
24.85
26.30
27.85
29.50
31.30
33.20
35.20
37.40
39.60
42.00
44.50
47.15
0

1ST
YEAR
POLICY TERM
23
24
25
26
27
ST
ST
ST
ST
ST
Other 1
Other 1
Other 1
Other 1
Other 1
Other
45.70
46.45
47.15
47.80
48.45
49.10
49.75
50.45
51.25
52.05
52.95
53.95
55.05
56.35
57.80
59.45
61.40
63.60
66.15
69.00
72.30
75.95
79.95
84.35
89.10
94.20
99.65
105.50
111.75
118.45
125.60
133.30
141.55
150.05
159.20
168.85
179.05
11.45
11.65
11.80
11.95
12.15
12.30
12.45
12.65
12.85
13.05
13.25
13.50
13.80
14.10
14.45
14.90
15.35
15.90
16.55
17.25
18.10
19.00
20.00
21.10
22.30
23.55
24.95
26.40
27.95
29.65
31.40
33.35
35.40
37.55
39.80
42.25
44.80
AGE
22
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
44.80
45.55
46.20
46.90
47.55
48.20
48.95
49.70
50.50
51.35
52.30
53.30
54.50
55.85
57.40
59.15
61.15
63.50
66.10
69.10
72.45
76.15
80.25
84.70
89.45
94.55
100.05
106.00
112.35
119.15
126.40
134.20
142.30
151.00
160.25
170.10
0
11.20
11.40
11.55
11.75
11.90
12.05
12.25
12.45
12.65
12.85
13.10
13.35
13.65
14.00
14.35
14.80
15.30
15.90
16.55
17.30
18.15
19.05
20.10
21.20
22.40
23.65
25.05
26.50
28.10
29.80
31.60
33.55
35.60
37.75
40.10
42.55
0
43.95
44.75
45.45
46.10
46.80
47.50
48.25
49.05
49.85
50.75
51.75
52.85
54.10
55.55
57.15
59.00
61.10
63.50
66.25
69.30
72.70
76.50
80.65
85.10
89.90
95.05
100.65
106.65
113.15
120.05
127.45
135.10
143.35
152.20
161.65
0
11.00
11.20
11.40
11.55
11.70
11.90
12.10
12.30
12.50
12.70
12.95
13.25
13.55
13.90
14.30
14.75
15.30
15.90
16.60
17.35
18.20
19.15
20.20
21.30
22.50
23.80
25.20
26.70
28.30
30.05
31.90
33.80
35.85
38.05
40.45
43.30
44.05
44.75
45.45
46.15
46.90
47.65
48.50
49.35
50.30
51.35
52.50
53.85
55.35
57.05
59.00
61.20
63.70
66.45
69.60
73.10
76.95
81.10
85.60
90.45
95.75
101.40
107.55
114.10
121.15
128.40
136.25
144.70
153.70
0
10.85
11.05
11.20
11.40
11.55
11.75
11.95
12.15
12.35
12.60
12.85
13.15
13.50
13.85
14.30
14.75
15.30
15.95
16.65
17.40
18.30
19.25
20.30
21.40
22.65
23.95
25.35
26.90
28.55
30.30
32.10
34.10
36.20
38.45
0
42.65
43.45
44.15
44.90
45.65
46.40
47.20
48.05
48.95
49.95
51.05
52.30
53.70
55.30
57.10
59.10
61.40
63.95
66.85
70.05
73.60
77.50
81.70
86.25
91.20
96.55
102.35
108.55
115.25
122.15
129.60
137.60
146.20
0
10.70
10.90
11.05
11.25
11.45
11.60
11.80
12.05
12.25
12.50
12.80
13.10
13.45
13.85
14.30
14.80
15.35
16.00
16.75
17.55
18.40
19.40
20.45
21.60
22.80
24.15
25.60
27.15
28.85
30.55
32.40
34.40
36.55
00
42.15
42.95
43.70
44.45
45.20
45.95
46.80
47.70
48.65
49.70
50.85
52.20
53.65
55.35
57.20
59.30
61.70
64.35
67.30
70.55
74.15
78.05
82.35
87.00
92.05
97.50
103.40
109.70
116.35
123.40
131.00
139.15
0
10.55
10.75
10.95
11.15
11.30
11.50
11.70
11.95
12.20
12.45
12.75
13.05
13.45
13.85
14.30
14.85
15.45
16.10
16.85
17.65
18.55
19.55
20.60
21.75
23.05
24.40
25.85
27.45
29.10
30.85
32.75
34.80

1ST
YEAR
POLICY TERM
29
30
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other 1ST
Other
41.70
42.50
43.25
44.05
44.80
45.65
46.50
47.40
48.45
49.55
50.80
52.20
53.75
55.50
57.45
59.60
62.05
64.80
67.80
71.10
74.75
78.75
83.10
87.85
93.00
98.55
104.55
110.80
117.60
124.85
132.60
0
10.45
10.65
10.85
11.05
11.20
11.45
11.65
11.85
12.15
12.40
12.70
13.05
13.45
13.90
14.40
14.90
15.55
16.20
16.95
17.80
18.70
19.70
20.80
22.00
23.25
24.65
26.15
27.70
29.40
31.25
33.15
0
AGE
28
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
41.30
42.15
42.95
43.70
44.50
45.35
46.25
47.25
48.30
49.50
50.80
52.25
53.90
55.70
57.75
60.00
62.50
65.30
68.35
71.70
75.45
79.50
83.95
88.80
94.05
99.75
105.65
112.10
119.00
126.40
0
10.35
10.55
10.75
10.95
11.15
11.35
11.60
11.85
12.10
12.40
12.70
13.10
13.50
13.95
14.45
15.00
15.65
16.35
17.10
17.95
18.90
19.90
21.00
22.20
23.55
24.95
26.45
28.05
29.75
31.60
0
41.00
41.85
42.65
43.45
44.30
45.15
46.10
47.15
48.30
49.50
50.90
52.45
54.15
56.00
58.10
60.45
63.05
65.85
68.95
72.40
76.20
80.35
84.90
89.85
95.20
100.85
106.95
113.50
120.60
0
10.25
10.50
10.70
10.90
11.10
11.30
11.55
11.80
12.10
12.40
12.75
13.15
13.55
14.00
14.55
15.15
15.80
16.50
17.25
18.10
19.05
20.10
21.25
22.50
23.80
25.25
26.75
28.40
30.15
0
TABULAR CLASS I EXTRA PREMIUM RATES PER 1000 SUM ASSURED UNDER
age
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
1 st Sub
year yrs
11
1 st Sub
year yrs
12
1 st Sub
year yrs
4.12
4.38
4.60
4.78
4.96
5.11
5.25
5.36
5.47
5.55
5.62
5.68
5.75
5.83
5.92
6.04
6.18
6.38
6.61
6.92
7.30
7.73
8.19
8.70
9.26
9.87
10.52
11.23
11.97
12.75
13.55
14.38
15.24
16.12
16.98
17.83
18.63
19.38
20.08
20.71
21.30
21.81
22.25
22.61
22.88
23.07
23.15
23.16
23.08
4.04
4.28
4.48
4.66
4.82
4.96
5.09
5.20
5.28
5.36
5.43
5.50
5.58
5.66
5.77
5.91
6.08
6.28
6.55
6.87
7.25
7.67
8.15
8.66
9.23
9.85
10.51
11.23
11.99
12.77
13.57
14.40
15.26
16.12
16.97
17.80
18.59
19.33
20.01
20.65
21.23
21.73
22.17
22.52
22.81
22.98
23.05
23.05
00
3.97
4.20
4.38
4.55
4.70
4.83
4.95
5.04
5.13
5.21
5.28
5.36
5.45
5.55
5.67
5.82
6.01
6.24
6.51
6.85
7.23
7.65
8.13
8.66
9.25
9.88
10.56
11.28
12.05
12.83
13.63
14.46
15.31
16.16
17.00
17.80
18.57
19.30
19.98
20.61
21.18
21.68
22.11
22.46
22.73
22.89
22.94
2.08
2.21
2.32
2.41
2.50
2.58
2.65
2.70
2.76
2.80
2.83
2.86
2.90
2.94
2.98
3.04
3.11
3.21
3.33
3.48
3.67
3.89
4.12
4.37
4.65
4.96
5.28
5.64
6.01
6.40
6.80
7.21
7.64
8.08
8.51
8.94
9.34
9.71
10.06
10.38
10.67
10.93
11.15
11.33
11.46
11.56
11.60
11.60
11.56
2.04
2.16
2.26
2.35
2.43
2.50
2.57
2.62
2.66
2.70
2.74
2.77
2.81
2.85
2.91
2.98
3.06
3.16
3.30
3.46
3.65
3.86
4.10
4.35
4.64
4.95
5.28
5.64
6.02
6.41
6.81
7.22
7.65
8.08
8.51
8.92
9.32
9.69
10.03
10.35
10.64
10.89
11.11
11.28
11.43
11.51
11.55
11.55
0
2.01
2.12
2.21
2.30
2.37
2.44
2.50
2.54
2.59
2.63
2.66
2.70
2.75
2.80
2.86
2.93
3.03
3.14
3.28
3.45
3.64
3.85
4.09
4.35
4.65
4.96
5.30
5.66
6.05
6.44
6.84
7.25
7.68
8.10
8.52
8.92
9.31
9.67
10.01
10.33
10.61
10.86
11.08
11.25
11.39
11.47
11.49
POLICY TERM
13
14
1 st Sub
1 st Sub
year yrs
year yrs
3.91
4.13
4.30
4.46
4.60
4.71
4.82
4.91
5.00
5.08
5.16
5.25
5.35
5.46
5.60
5.76
5.97
6.21
6.50
6.84
7.23
7.67
8.16
8.71
9.30
9.95
10.63
11.36
12.41
12.92
13.72
14.55
15.38
16.22
17.03
17.83
18.58
19.30
19.98
20.60
21.16
21.65
22.06
22.40
22.65
22.79
0
1.96
2.09
2.17
2.25
2.32
2.38
2.43
2.48
2.52
2.56
2.60
2.65
2.70
2.75
2.82
2.90
3.01
3.13
3.27
3.44
3.64
3.86
4.10
4.38
4.67
5.00
5.34
5.70
6.09
6.48
6.88
7.30
7.71
8.13
8.54
8.94
9.31
9.67
10.01
10.32
10.60
10.85
11.05
11.22
11.35
11.42
0
3.86
4.06
4.22
4.37
4.50
4.61
4.71
4.80
4.89
4.98
5.06
5.16
5.27
5.40
5.55
5.73
5.96
6.21
6.51
6.86
7.26
7.71
8.22
8.78
9.39
10.05
10.74
11.48
12.25
13.03
13.83
14.65
15.48
16.29
17.09
17.86
18.61
19.33
19.99
20.60
21.14
21.62
22.01
22.33
22.55
0
1.95
2.05
2.13
2.21
2.27
2.33
2.38
2.42
2.47
2.51
2.55
2.60
2.66
2.72
2.80
2.89
3.00
3.13
3.28
3.45
3.65
3.88
4.13
4.41
4.72
5.05
5.39
5.76
6.15
6.54
6.94
7.35
7.76
8.17
8.57
8.95
9.33
9.69
10.02
10.32
10.59
10.83
11.03
11.19
11.30
0
15
1 st Sub
year yrs
16
1 st Sub
year yrs
3.81
4.00
4.16
4.30
4.41
4.52
4.62
4.71
4.80
4.89
4.99
5.10
5.22
5.36
5.53
5.73
5.96
6.23
6.53
6.90
7.31
7.78
8.30
8.88
9.50
10.16
10.86
11.61
12.38
13.16
13.96
14.76
15.56
16.37
17.16
17.92
18.66
19.36
20.01
20.60
21.13
21.59
21.96
22.25
0
3.76
3.95
4.10
4.23
4.34
4.44
4.54
4.63
4.73
4.83
4.94
5.05
5.19
5.35
5.53
5.75
5.98
6.26
6.58
6.95
7.38
7.87
8.40
9.00
9.62
10.30
11.01
11.75
12.52
13.30
14.09
14.88
15.66
16.45
17.24
17.99
18.72
19.40
20.04
20.61
21.12
21.55
21.90
0
1.93
2.02
2.10
2.17
2.23
2.28
2.33
2.38
2.42
2.47
2.52
2.57
2.63
2.70
2.79
2.89
3.00
3.14
3.29
3.47
3.68
3.91
4.17
4.46
4.77
5.10
5.45
5.83
6.21
6.60
7.00
7.40
7.80
8.21
8.60
8.98
9.35
9.70
10.03
10.32
10.59
10.82
11.00
11.15
0
1.90
2.00
2.07
2.14
2.19
2.24
2.29
2.34
2.39
2.44
2.49
2.55
2.62
2.70
2.79
2.90
3.01
3.15
3.31
3.50
3.71
3.96
4.22
4.52
4.83
5.17
5.53
5.90
6.28
6.67
7.07
7.46
7.85
8.25
8.64
9.02
9.38
9.72
10.04
10.33
10.58
10.80
10.97
0
age
1 st
year
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
17
Sub
yrs
3.73
3.90
4.03
4.16
4.27
4.38
4.48
4.57
4.68
4.78
4.90
5.03
5.18
5.35
5.55
5.76
6.01
6.30
6.64
7.03
7.47
7.98
8.53
9.12
9.76
10.45
11.16
11.90
12.67
13.45
14.21
14.98
15.77
16.55
17.32
18.07
18.78
19.45
20.06
20.61
21.10
21.50
0
1.89
1.97
2.04
2.10
2.16
2.21
2.26
2.31
2.36
2.41
2.47
2.54
2.61
2.70
2.80
2.90
3.03
3.17
3.34
3.54
3.76
4.01
4.29
4.58
4.90
5.25
5.60
5.97
6.36
6.75
7.13
7.51
7.91
8.30
8.68
9.06
9.41
9.75
10.05
10.33
10.57
10.77
0
1 st
year
18
Sub
yrs
3.68
3.85
3.98
4.10
4.21
4.32
4.42
4.53
4.64
4.75
4.88
5.01
5.18
5.36
5.56
5.80
6.06
6.36
6.71
7.12
7.58
8.10
8.66
9.26
9.92
10.60
11.31
12.06
12.81
13.58
14.34
15.10
15.88
16.65
17.41
18.15
18.85
19.48
20.08
20.61
21.06
1.86
1.95
2.01
2.07
2.13
2.18
2.23
2.29
2.34
2.40
2.46
2.53
2.61
2.70
2.80
2.92
3.05
3.20
3.38
3.58
3.81
4.07
4.35
4.65
4.98
5.32
5.68
6.05
6.43
6.81
7.19
7.57
7.96
8.35
8.73
9.10
9.45
9.76
10.06
10.33
10.55
0
POLICY TERM
19
20
1 st Sub
1 st Sub
year yrs
year yrs
3.65
3.80
3.93
4.05
4.16
4.27
4.38
4.49
4.61
4.73
4.87
5.02
5.20
5.38
5.59
5.83
6.11
6.44
6.81
7.23
7.71
8.23
8.80
9.42
10.07
10.76
11.47
12.21
12.96
13.71
14.46
15.23
16.00
16.76
17.50
18.22
18.89
19.52
20.08
20.59
1.85
1.92
1.99
2.05
2.10
2.16
2.21
2.27
2.33
2.39
2.46
2.53
2.62
2.71
2.82
2.94
3.08
3.24
3.43
3.64
3.88
4.14
4.42
4.73
5.06
5.40
5.76
6.13
6.50
6.88
7.25
7.64
8.02
8.40
8.77
9.13
9.47
9.78
10.06
10.32
0
3.61
3.76
3.89
4.01
4.12
4.24
4.35
4.47
4.60
4.72
4.87
5.04
5.21
5.41
5.63
5.89
6.19
6.53
6.91
7.35
7.83
8.38
8.96
9.58
10.23
10.92
11.63
12.36
13.10
13.85
14.60
15.35
16.11
16.86
17.60
18.28
18.93
19.54
20.08
1.83
1.90
1.97
2.03
2.08
2.14
2.20
2.26
2.32
2.38
2.46
2.54
2.63
2.73
2.84
2.97
3.12
3.29
3.48
3.70
3.94
4.21
4.50
4.81
5.14
5.48
5.84
6.20
6.57
6.95
7.32
7.70
8.08
8.45
8.82
9.16
9.49
9.79
10.06
21
1 st Sub
year yrs
22
1 st Sub
year yrs
23
1 st Sub
year yrs
3.58
3.73
3.85
3.98
4.09
4.21
4.33
4.45
4.59
4.73
4.88
5.06
5.25
5.45
5.70
5.96
6.27
6.63
7.02
7.48
7.98
8.52
9.11
9.74
10.40
11.08
11.78
12.51
13.24
13.98
14.73
15.48
16.23
16.96
17.66
18.34
18.96
19.54
0
3.55
3.70
3.83
3.95
4.07
4.20
4.32
4.45
4.60
4.75
4.90
5.08
5.28
5.50
5.76
6.05
6.36
6.74
7.15
7.61
8.12
8.67
9.27
9.90
10.56
11.24
11.94
12.65
13.38
14.12
14.86
15.60
16.33
17.04
17.73
18.38
18.98
0
3.53
3.67
3.80
3.93
4.06
4.18
4.32
4.46
4.60
4.76
4.93
5.12
5.33
5.57
5.83
6.13
6.48
6.86
7.28
7.75
8.27
8.83
9.43
10.06
10.71
11.38
12.08
12.80
13.53
14.25
14.98
15.71
16.42
17.11
17.78
18.41
0
1.81
1.89
1.95
2.01
2.07
2.13
2.19
2.25
2.32
2.39
2.46
2.55
2.65
2.75
2.87
3.00
3.16
3.34
3.53
3.76
4.01
4.28
4.58
4.89
5.22
5.56
5.91
6.28
6.64
7.01
7.39
7.76
8.14
8.50
8.85
9.19
9.50
9.79
0
1.80
1.87
1.94
2.00
2.06
2.12
2.18
2.25
2.32
2.40
2.47
2.56
2.66
2.77
2.90
3.05
3.20
3.39
3.60
3.83
4.08
4.36
4.66
4.97
5.30
5.64
5.99
6.35
6.71
7.08
7.45
7.82
8.19
8.54
8.89
9.21
9.51
0
1.79
1.86
1.92
1.99
2.05
2.11
2.18
2.25
2.32
2.40
2.49
2.58
2.69
2.81
2.94
3.09
3.26
3.45
3.66
3.90
4.16
4.44
4.74
5.05
5.38
5.71
6.06
6.42
6.79
7.15
7.51
7.88
8.23
8.58
8.91
9.23
0
age
1 st
year
Sub
yrs
1 st
year
Sub
yrs
1 st
year
POLICY TERM
27
28
Sub 1 st Sub 1 st Sub
yrs year yrs year yrs
3.51
3.66
3.79
3.92
4.05
4.18
4.33
4.47
4.62
4.78
4.97
5.16
5.39
5.64
5.91
6.23
6.58
6.98
7.42
7.90
8.43
8.99
9.60
10.21
10.86
11.54
12.23
12.94
13.66
14.38
15.10
15.80
16.50
17.18
17.81
0
1.78
1.85
1.92
1.98
2.05
2.11
2.19
2.26
2.33
2.41
2.51
2.60
2.72
2.84
2.98
3.14
3.31
3.51
3.73
3.97
4.24
4.52
4.82
5.13
5.45
5.79
6.14
6.49
6.85
7.21
7.57
7.92
8.27
8.61
8.93
0
3.50
3.65
3.78
3.91
4.05
4.20
4.34
4.49
4.65
4.82
5.01
5.22
5.46
5.72
6.01
6.34
6.70
7.11
7.56
8.05
8.58
9.15
9.74
10.36
11.01
11.68
12.37
13.08
13.80
14.51
15.20
15.89
16.56
17.22
0
1.77
1.85
1.91
1.98
2.05
2.12
2.19
2.27
2.35
2.43
2.53
2.63
2.75
2.88
3.03
3.19
3.37
3.58
3.80
4.05
4.31
4.60
4.89
5.20
5.53
5.86
6.21
6.56
6.92
7.28
7.62
7.97
8.30
8.63
3.48
3.64
3.78
3.92
4.06
4.20
4.36
4.51
4.68
4.86
5.06
5.28
5.53
5.81
6.11
6.46
6.83
7.25
7.70
8.19
8.73
9.30
9.89
10.51
11.16
11.83
12.51
13.22
13.92
14.61
15.30
15.97
16.62
0
1.76
1.84
1.91
1.98
2.05
2.12
2.20
2.28
2.36
2.45
2.55
2.66
2.79
2.93
3.08
3.25
3.44
3.65
3.87
4.12
4.39
4.67
4.97
5.28
5.60
5.94
6.28
6.63
6.98
7.33
7.67
8.01
8.33
0
24
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
25
26
3.48
3.64
3.78
3.93
4.07
4.22
4.38
4.54
4.72
4.91
5.12
5.36
5.62
5.91
6.23
6.57
6.96
7.38
7.84
8.34
8.87
9.44
10.03
10.65
11.30
11.97
12.65
13.35
14.03
14.71
15.38
16.03
0
1.76
1.84
1.91
1.99
2.06
2.13
2.21
2.29
2.38
2.48
2.58
2.70
2.83
2.98
3.14
3.31
3.50
3.71
3.94
4.19
4.46
4.74
5.04
5.35
5.67
6.01
6.35
6.70
7.04
7.38
7.71
8.04
0
3.48
3.64
3.80
3.94
4.09
4.25
4.40
4.58
4.76
4.97
5.20
5.44
5.71
6.01
6.33
6.70
7.09
7.52
7.98
8.48
9.01
9.58
10.18
10.80
11.45
12.11
12.78
13.45
14.13
14.79
15.44
0
1.76
1.84
1.92
1.99
2.07
2.15
2.22
2.31
2.40
2.51
2.62
2.74
2.88
3.03
3.19
3.37
3.57
3.78
4.01
4.26
4.53
4.81
5.11
5.42
5.75
6.08
6.41
6.75
7.09
7.42
7.74
0
29
30
1 st
year
Sub
yrs
1 st
year
Sub
yrs
3.49
3.65
3.80
3.96
4.11
4.27
4.44
4.62
4.82
5.03
5.26
5.53
5.81
6.11
6.45
6.82
7.22
7.66
8.12
8.62
9.16
9.73
10.32
10.94
11.58
12.24
12.89
13.56
14.21
14.86
0
1.77
1.85
1.92
2.00
2.08
2.16
2.24
2.33
2.43
2.54
2.65
2.79
2.93
3.08
3.25
3.43
3.63
3.85
4.08
4.33
4.60
4.89
5.18
5.49
5.81
6.14
6.47
6.80
7.13
7.45
0
3.50
3.66
3.82
3.98
4.13
4.31
4.48
4.68
4.88
5.10
5.35
5.61
5.91
6.22
6.57
6.95
7.36
7.79
8.26
8.75
9.30
9.86
10.45
11.07
11.71
12.35
12.99
13.64
14.28
00
1.77
1.85
1.93
2.01
2.09
2.18
2.26
2.36
2.46
2.57
2.70
2.83
2.98
3.13
3.31
3.50
3.70
3.92
4.15
4.40
4.67
4.95
5.25
5.56
5.88
6.20
6.52
6.84
7.16
00
age
1 st
year
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
Sub
yrs
4.43
4.71
4.94
5.15
5.34
5.51
5.65
5.78
5.88
5.98
6.05
6.12
6.19
6.27
6.37
6.49
6.66
6.86
7.12
7.44
7.85
8.30
8.80
9.35
9.94
10.59
11.28
12.04
12.84
13.66
14.51
15.39
16.31
17.23
18.15
19.04
19.90
20.70
21.43
22.11
22.72
23.26
23.72
24.10
24.37
24.57
24.65
24.65
24.58
1.39
1.48
1.55
1.62
1.67
1.73
1.77
1.81
1.84
1.87
1.89
1.92
1.94
1.96
1.99
2.03
2.08
2.14
2.22
2.32
2.45
2.59
2.74
2.91
3.09
3.29
3.50
3.74
3.98
4.24
4.50
4.77
5.05
5.33
5.62
5.89
6.15
6.40
6.63
6.83
7.02
7.19
7.33
7.45
7.53
7.59
7.62
7.62
7.60
1 st
year
11
Sub
yrs
4.33
4.60
4.80
5.00
5.17
5.32
5.46
5.58
5.67
5.75
5.83
5.90
5.99
6.08
6.19
6.34
6.52
6.74
7.02
7.36
7.77
8.22
8.72
9.28
9.89
10.54
11.25
12.01
12.81
13.64
14.49
15.37
16.28
17.20
18.10
18.97
19.81
20.59
21.32
22.00
22.60
23.14
23.59
23.97
24.26
24.44
24.51
24.51
0
1.36
1.45
1.51
1.57
1.62
1.67
1.71
1.75
1.78
1.80
1.83
1.85
1.87
1.90
1.94
1.98
2.04
2.11
2.19
2.30
2.42
2.56
2.71
2.89
3.07
3.28
3.49
3.73
3.97
4.23
4.49
4.76
5.04
5.32
5.60
5.87
6.13
6.37
6.59
6.80
6.99
7.15
7.29
7.41
7.50
7.55
7.57
7.57
0
POLICY TERM
12
13
14
1 st Sub
1 st Sub
1 st Sub
year yrs
year yrs
year yrs
4.25
4.49
4.69
4.87
5.03
5.17
5.29
5.40
5.49
5.58
5.65
5.74
5.83
5.94
6.07
6.23
6.42
6.67
6.97
7.32
7.73
8.18
8.70
9.26
9.88
10.55
11.27
12.04
12.85
13.68
14.53
15.40
16.31
17.21
18.09
18.94
19.76
20.53
21.25
21.92
22.52
23.05
23.50
23.87
24.15
24.31
24.37
0
1.34
1.41
1.48
1.53
1.58
1.62
1.66
1.69
1.72
1.75
1.77
1.80
1.83
1.86
1.90
1.95
2.01
2.08
2.18
2.28
2.41
2.55
2.71
2.88
3.07
3.28
3.50
3.74
3.99
4.24
4.50
4.77
5.05
5.33
5.60
5.86
6.11
6.35
6.57
6.78
6.96
7.12
7.26
7.38
7.46
7.51
7.53
0
4.18
4.41
4.60
4.76
4.91
5.04
5.15
5.25
5.34
5.43
5.52
5.61
5.71
5.84
5.99
6.16
6.38
6.64
6.94
7.30
7.72
8.18
8.71
9.29
9.92
10.60
11.34
12.11
12.93
13.76
14.61
15.47
16.36
17.24
18.10
18.94
19.74
20.51
21.22
21.88
22.46
22.98
23.43
23.78
24.04
24.18
0
1.32
1.39
1.45
1.50
1.54
1.58
1.62
1.65
1.67
1.70
1.73
1.76
1.79
1.83
1.87
1.93
1.99
2.07
2.17
2.28
2.41
2.55
2.71
2.89
3.08
3.29
3.52
3.76
4.01
4.27
4.53
4.79
5.07
5.34
5.60
5.86
6.11
6.34
6.56
6.76
6.94
7.10
7.24
7.35
7.43
7.47
0
4.11
4.34
4.50
4.66
4.80
4.93
5.03
5.13
5.22
5.31
5.40
5.51
5.63
5.76
5.93
6.12
6.36
6.62
6.94
7.31
7.73
8.22
8.76
9.35
10.00
10.69
11.43
12.21
13.03
13.86
14.70
15.57
16.43
17.30
18.14
18.96
19.76
20.51
21.21
21.85
22.43
22.93
23.35
23.69
23.92
0
1.30
1.37
1.42
1.47
1.51
1.55
1.58
1.61
1.64
1.67
1.69
1.73
1.76
1.80
1.86
1.92
1.99
2.07
2.17
2.28
2.41
2.56
2.73
2.91
3.11
3.32
3.55
3.79
4.04
4.30
4.55
4.82
5.09
5.35
5.61
5.87
6.11
6.34
6.56
6.76
6.93
7.09
7.22
7.32
7.39
0
1 st
year
15
Sub
yrs
4.06
4.26
4.43
4.58
4.71
4.82
4.93
5.02
5.12
5.21
5.32
5.43
5.56
5.71
5.90
6.11
6.35
6.64
6.95
7.34
7.78
8.27
8.83
9.44
10.10
10.80
11.55
12.33
13.15
13.97
14.81
15.66
16.52
17.36
18.19
19.00
19.79
20.53
21.22
21.84
22.40
22.88
23.28
23.59
0
1.28
1.34
1.39
1.44
1.48
1.51
1.55
1.58
1.61
1.64
1.67
1.70
1.74
1.79
1.85
1.91
1.99
2.07
2.17
2.29
2.43
2.58
2.75
2.94
3.14
3.36
3.59
3.83
4.08
4.33
4.59
4.85
5.11
5.37
5.63
5.88
6.12
6.35
6.56
6.75
6.92
7.07
7.20
7.29
0
16
1 st Sub
year yrs
4.01
4.21
4.35
4.49
4.61
4.73
4.83
4.94
5.04
5.15
5.26
5.38
5.52
5.69
5.89
6.11
6.36
6.66
6.99
7.40
7.85
8.37
8.94
9.55
10.22
10.93
11.69
12.47
13.29
14.10
14.94
15.77
16.61
17.43
18.26
19.06
19.83
20.55
21.22
21.83
22.37
22.83
23.20
0
1.27
1.33
1.37
1.41
1.45
1.49
1.52
1.55
1.58
1.62
1.65
1.69
1.73
1.78
1.84
1.91
1.99
2.08
2.18
2.31
2.46
2.61
2.78
2.97
3.18
3.40
3.63
3.87
4.12
4.37
4.63
4.88
5.14
5.40
5.65
5.90
6.13
6.36
6.56
6.75
6.91
7.06
7.17
0
age
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
17
1 st Sub
year yrs
18
1 st Sub
year yrs
3.96
4.15
4.29
4.42
4.54
4.65
4.76
4.87
4.97
5.08
5.21
5.35
5.51
5.69
5.90
6.12
6.39
6.69
7.05
7.47
7.94
8.47
9.05
9.68
10.36
11.08
11.84
12.62
13.43
14.25
15.06
15.88
16.70
17.52
18.34
19.13
19.88
20.59
21.23
21.81
22.33
22.76
0
3.91
4.09
4.23
4.35
4.47
4.59
4.70
4.82
4.93
5.05
5.19
5.34
5.51
5.70
5.91
6.16
6.43
6.75
7.13
7.56
8.05
8.59
9.18
9.83
10.52
11.24
11.99
12.78
13.58
14.38
15.18
15.98
16.80
17.62
18.42
19.19
19.94
20.61
21.24
21.80
22.29
0
1.25
1.31
1.35
1.39
1.43
1.46
1.50
1.53
1.56
1.60
1.64
1.68
1.73
1.78
1.85
1.92
2.00
2.09
2.20
2.33
2.48
2.64
2.82
3.01
3.22
3.44
3.67
3.92
4.16
4.42
4.67
4.92
5.17
5.42
5.68
5.92
6.15
6.37
6.56
6.74
6.90
7.04
0
1.24
1.29
1.33
1.37
1.41
1.44
1.48
1.51
1.55
1.59
1.63
1.67
1.73
1.79
1.85
1.93
2.01
2.11
2.23
2.36
2.51
2.68
2.86
3.06
3.27
3.49
3.72
3.96
4.21
4.46
4.70
4.95
5.20
5.45
5.70
5.94
6.17
6.37
6.57
6.74
6.89
0
POLICY TERM
19
20
21
1 st Sub 1 st Sub 1 st Sub
year yrs year yrs year yrs
3.87
4.04
4.17
4.30
4.42
4.54
4.65
4.76
4.89
5.02
5.17
5.33
5.51
5.71
5.93
6.19
6.49
6.83
7.21
7.66
8.17
8.72
9.33
9.98
10.67
11.39
12.15
12.93
13.72
14.51
15.31
16.11
16.92
17.73
18.51
19.27
19.97
20.63
21.24
21.77
0
1.22
1.27
1.32
1.35
1.39
1.43
1.46
1.50
1.54
1.58
1.62
1.67
1.73
1.79
1.86
1.94
2.03
2.13
2.25
2.39
2.55
2.72
2.90
3.10
3.32
3.54
3.77
4.01
4.25
4.50
4.74
4.99
5.24
5.49
5.73
5.96
6.18
6.38
6.57
6.73
0
3.83
3.99
4.13
4.26
4.37
4.50
4.62
4.74
4.87
5.01
5.17
5.34
5.52
5.74
5.98
6.25
6.56
6.92
7.33
7.79
8.31
8.87
9.49
10.14
10.84
11.56
12.31
13.08
13.86
14.64
15.44
16.23
17.03
17.82
18.59
19.32
20.01
20.64
21.22
0
1.21
1.26
1.30
1.34
1.38
1.42
1.45
1.49
1.53
1.57
1.62
1.68
1.73
1.80
1.87
1.96
2.05
2.16
2.29
2.43
2.59
2.76
2.95
3.15
3.37
3.59
3.82
4.06
4.30
4.54
4.78
5.03
5.27
5.52
5.75
5.98
6.19
6.38
6.56
0
3.79
3.95
4.09
4.22
4.34
4.47
4.60
4.73
4.86
5.02
5.19
5.36
5.56
5.78
6.03
6.32
6.64
7.02
7.44
7.92
8.45
9.03
9.65
10.31
11.00
11.73
12.47
13.23
14.00
14.79
15.57
16.35
17.14
17.91
18.66
19.37
20.03
20.64
0
1.20
1.25
1.29
1.33
1.37
1.41
1.45
1.49
1.53
1.58
1.63
1.68
1.74
1.81
1.89
1.98
2.08
2.19
2.32
2.47
2.63
2.81
3.00
3.20
3.42
3.64
3.87
4.10
4.34
4.58
4.82
5.06
5.31
5.54
5.77
5.99
6.20
6.38
0
22
1 st Sub
year yrs
23
1 st Sub
year yrs
3.76
3.92
4.05
4.19
4.32
4.45
4.58
4.72
4.87
5.02
5.20
5.39
5.60
5.83
6.10
6.40
6.75
7.14
7.57
8.06
8.59
9.18
9.81
10.47
11.17
11.88
12.62
13.38
14.15
14.92
15.69
16.47
17.24
18.00
18.72
19.41
20.05
0
3.74
3.89
4.03
4.17
4.30
4.43
4.58
4.73
4.87
5.04
5.23
5.42
5.65
5.90
6.17
6.49
6.85
7.26
7.71
8.20
8.75
9.34
9.97
10.64
11.33
12.04
12.77
13.52
14.29
15.06
15.82
16.59
17.34
18.07
18.77
19.43
0
1.19
1.24
1.28
1.32
1.36
1.40
1.44
1.48
1.53
1.58
1.63
1.69
1.75
1.83
1.91
2.00
2.11
2.23
2.36
2.51
2.68
2.86
3.05
3.25
3.47
3.69
3.92
4.15
4.39
4.62
4.86
5.10
5.34
5.57
5.79
6.00
6.20
0
1.18
1.23
1.27
1.31
1.36
1.40
1.44
1.49
1.53
1.58
1.64
1.70
1.77
1.85
1.93
2.03
2.14
2.27
2.40
2.56
2.72
2.91
3.10
3.31
3.52
3.74
3.96
4.19
4.43
4.67
4.90
5.14
5.37
5.59
5.81
6.01
age
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
24
1 st Sub
year yrs
25
1 st Sub
year yrs
3.71
3.87
4.01
4.15
4.29
4.43
4.58
4.73
4.90
5.07
5.26
5.47
5.70
5.97
6.27
6.60
6.97
7.38
7.85
8.35
8.91
9.50
10.13
10.80
11.48
12.19
12.92
13.67
14.43
15.19
15.94
16.68
17.41
18.13
18.81
3.70
3.85
4.00
4.15
4.29
4.44
4.59
4.75
4.92
5.11
5.30
5.53
5.77
6.05
6.36
6.71
7.09
7.52
7.99
8.51
9.07
9.67
10.29
10.95
11.63
12.34
13.07
13.82
14.57
15.31
16.04
16.77
17.48
18.17
0
1.17
1.22
1.27
1.31
1.35
1.40
1.44
1.49
1.54
1.59
1.65
1.72
1.79
1.87
1.96
2.06
2.18
2.30
2.45
2.60
2.77
2.96
3.15
3.35
3.56
3.78
4.01
4.24
4.47
4.71
4.94
5.16
5.39
5.61
5.82
0
1.17
1.22
1.26
1.31
1.35
1.40
1.44
1.49
1.55
1.60
1.66
1.73
1.81
1.89
1.99
2.10
2.21
2.35
2.49
2.65
2.82
3.01
3.20
3.40
3.61
3.83
4.05
4.28
4.51
4.74
4.97
5.19
5.41
5.62
0
POLICY TERM
26
27
28
3.69
3.85
4.00
4.14
4.30
4.45
4.61
4.78
4.95
5.15
5.36
5.59
5.86
6.14
6.47
6.83
7.22
7.66
8.14
8.66
9.22
9.82
10.45
11.10
11.78
12.49
13.21
13.95
14.70
15.42
16.13
16.84
17.54
1.17
1.22
1.26
1.31
1.35
1.40
1.45
1.50
1.56
1.62
1.68
1.75
1.83
1.92
2.02
2.13
2.25
2.39
2.54
2.70
2.87
3.05
3.25
3.45
3.66
3.88
4.10
4.32
4.55
4.78
5.00
5.21
5.43
3.68
3.85
4.00
4.15
4.31
4.47
4.63
4.80
4.99
5.19
5.42
5.67
5.94
6.25
6.58
6.95
7.36
7.80
8.29
8.81
9.37
9.97
10.60
11.25
11.93
12.64
13.36
14.09
14.80
15.52
16.22
16.90
1.16
1.22
1.26
1.31
1.36
1.41
1.46
1.51
1.57
1.63
1.70
1.78
1.86
1.95
2.06
2.17
2.30
2.43
2.58
2.74
2.92
3.10
3.29
3.49
3.70
3.92
4.14
4.37
4.59
4.81
5.02
5.23
3.69
3.85
4.01
4.17
4.32
4.48
4.66
4.84
5.04
5.25
5.49
5.75
6.04
6.35
6.69
7.07
7.49
7.95
8.44
8.96
9.52
10.12
10.74
11.40
12.08
12.78
13.49
14.20
14.90
15.61
16.28
0
1.17
1.22
1.27
1.31
1.36
1.41
1.47
1.52
1.58
1.65
1.72
1.80
1.89
1.99
2.09
2.21
2.34
2.48
2.63
2.79
2.96
3.15
3.34
3.54
3.75
3.96
4.18
4.40
4.62
4.83
5.04
29
1 st Sub
year yrs
30
1 st Sub
year yrs
3.69
3.85
4.02
4.18
4.35
4.52
4.70
4.89
5.10
5.32
5.57
5.84
6.14
6.46
6.82
7.21
7.63
8.09
8.57
9.10
9.67
10.26
10.89
11.54
12.22
12.92
13.60
14.30
15.00
15.67
0
3.70
3.87
4.04
4.21
4.37
4.55
4.74
4.94
5.15
5.39
5.65
5.93
6.24
6.57
6.94
7.34
7.77
8.22
8.71
9.24
9.81
10.41
11.04
11.69
12.35
13.03
13.71
14.39
15.07
0
1.17
1.22
1.27
1.32
1.37
1.42
1.48
1.54
1.60
1.67
1.75
1.83
1.92
2.02
2.13
2.25
2.38
2.52
2.67
2.83
3.01
3.19
3.38
3.58
3.79
4.01
4.22
4.43
4.65
4.85
0
1.17
1.22
1.27
1.33
1.38
1.43
1.49
1.55
1.62
1.69
1.77
1.86
1.95
2.05
2.17
2.29
2.42
2.56
2.71
2.88
3.05
3.23
3.43
3.63
3.83
4.04
4.25
4.46
4.67
0
ag
e
POLICY TERM
1 st
year
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
10
Sub
yrs
5.75
6.12
6.41
6.67
6.90
7.11
7.30
7.45
7.60
7.71
7.80
7.89
7.98
8.08
8.20
8.34
8.53
8.76
9.06
9.45
9.91
10.45
11.02
11.65
12.32
13.05
13.81
14.62
15.46
16.31
17.15
18.01
18.87
19.72
20.53
21.29
21.98
22.61
23.16
23.63
24.01
24.31
24.51
24.59
24.56
24.49
24.30
24.05
23.72
1.47
1.56
1.64
1.70
1.76
1.81
1.86
1.90
1.93
1.96
1.98
2.01
2.03
2.05
2.08
2.12
2.17
2.22
2.30
2.40
2.51
2.65
2.79
2.95
3.11
3.30
3.49
3.69
3.90
4.11
4.32
4.54
4.75
4.96
5.17
5.36
5.53
5.69
5.82
5.94
6.04
6.11
6.16
6.18
6.17
6.16
6.11
6.05
5.96
1 st
year
11
Sub
yrs
5.43
5.76
6.03
6.26
6.48
6.66
6.83
6.96
7.09
7.19
7.28
7.37
7.47
7.58
7.71
7.88
8.09
8.35
8.67
9.06
9.53
10.05
10.62
11.25
11.92
12.65
13.43
14.24
15.08
15.94
16.79
17.66
18.53
19.39
20.21
20.99
21.71
22.36
22.94
23.45
23.86
24.20
24.43
24.56
24.63
24.58
24.42
24.20
0
1.39
1.47
1.54
1.60
1.65
1.70
1.74
1.77
1.81
1.83
1.85
1.88
1.90
1.93
1.96
2.00
2.06
2.12
2.20
2.30
2.42
2.55
2.69
2.85
3.01
3.20
3.39
3.59
3.80
4.02
4.23
4.45
4.67
4.88
5.09
5.28
5.46
5.62
5.77
5.90
6.00
6.08
6.14
6.17
6.19
6.18
6.14
6.08
0
12
13
14
Sub
yrs
1 st
year
Sub
yrs
1 st
year
Sub
yrs
1 st
year
5.20
5.50
5.73
5.95
6.14
6.30
6.45
6.58
6.69
6.79
6.89
6.98
7.10
7.22
7.37
7.56
7.78
8.06
8.40
8.80
9.26
9.78
10.35
10.98
11.66
12.40
13.18
14.00
14.85
15.70
16.56
17.43
18.30
19.16
19.98
20.76
21.48
22.15
22.75
23.28
23.72
24.08
24.33
24.53
24.61
24.57
24.43
0
1.33
1.41
1.47
1.52
1.57
1.61
1.65
1.68
1.71
1.73
1.76
1.78
1.81
1.84
1.88
1.92
1.98
2.05
2.13
2.23
2.35
2.48
2.62
2.78
2.95
3.13
3.33
3.53
3.75
3.96
4.17
4.39
4.61
4.82
5.03
5.22
5.40
5.57
5.72
5.85
5.96
6.05
6.12
6.17
6.19
6.18
6.14
0
5.00
5.28
5.50
5.70
5.87
6.02
6.16
6.27
6.38
6.48
6.58
6.69
6.81
6.96
7.12
7.32
7.57
7.86
8.21
8.61
9.07
9.60
10.18
10.82
11.51
12.25
13.03
13.85
14.71
15.56
16.41
17.28
18.15
19.00
19.81
20.60
21.32
22.00
22.61
23.14
23.59
23.96
24.26
24.45
24.54
24.51
0
1.28
1.35
1.41
1.46
1.50
1.54
1.57
1.60
1.63
1.65
1.68
1.71
1.74
1.77
1.81
1.86
1.93
2.00
2.09
2.19
2.30
2.43
2.58
2.74
2.91
3.10
3.29
3.50
3.71
3.92
4.14
4.35
4.57
4.78
4.99
5.18
5.36
5.53
5.69
5.82
5.93
6.02
6.10
6.15
6.17
6.16
0
4.85
5.10
5.30
5.48
5.65
5.79
5.91
6.03
6.13
6.24
6.35
6.47
6.60
6.76
6.94
7.16
7.42
7.72
8.08
8.48
8.96
9.49
10.08
10.73
11.43
12.18
12.97
13.79
14.64
15.49
16.35
17.20
18.06
18.90
19.71
20.48
21.21
21.88
22.49
23.03
23.48
23.87
24.17
24.36
24.45
0
1.25
1.31
1.36
1.40
1.45
1.48
1.51
1.54
1.57
1.59
1.62
1.65
1.68
1.72
1.77
1.82
1.89
1.96
2.05
2.15
2.27
2.41
2.55
2.72
2.89
3.08
3.28
3.48
3.69
3.91
4.12
4.33
4.55
4.76
4.96
5.15
5.34
5.50
5.66
5.79
5.90
6.00
6.08
6.12
6.15
0
1 st
year
15
Sub
yrs
4.71
4.95
5.14
5.31
5.46
5.59
5.71
5.82
5.93
6.05
6.16
6.29
6.44
6.61
6.80
7.05
7.31
7.63
7.98
8.41
8.90
9.44
10.04
10.70
11.41
12.16
12.95
13.78
14.62
15.46
16.31
17.16
18.00
18.83
19.63
20.40
21.13
21.80
22.41
22.93
23.40
23.78
24.06
24.25
0
1.21
1.27
1.32
1.36
1.40
1.43
1.46
1.49
1.52
1.55
1.57
1.61
1.64
1.69
1.73
1.80
1.86
1.94
2.03
2.14
2.26
2.39
2.54
2.71
2.89
3.07
3.27
3.48
3.69
3.90
4.11
4.32
4.53
4.74
4.94
5.13
5.32
5.48
5.64
5.77
5.88
5.98
6.05
6.10
0
1 st
year
16
Sub
yrs
4.60
4.82
5.00
5.16
5.30
5.42
5.55
5.65
5.77
5.89
6.01
6.16
6.32
6.50
6.72
6.97
7.25
7.57
7.94
8.37
8.87
9.43
10.05
10.71
11.43
12.19
12.98
13.80
14.64
15.48
16.32
17.15
17.98
18.80
19.60
20.36
21.08
21.73
22.33
22.86
23.32
23.68
23.96
0
1.18
1.24
1.28
1.32
1.36
1.39
1.42
1.45
1.48
1.51
1.54
1.57
1.61
1.66
1.71
1.78
1.85
1.93
2.02
2.13
2.25
2.39
2.55
2.71
2.89
3.08
3.28
3.48
3.69
3.90
4.11
4.32
4.53
4.73
4.93
5.12
5.30
5.47
5.62
5.75
5.86
5.95
6.02
0
age
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
17
1 st Sub
year yrs
18
1 st Sub
year yrs
4.50
4.71
4.87
5.02
5.16
5.28
5.40
5.52
5.64
5.77
5.91
6.06
6.23
6.44
6.66
6.91
7.20
7.54
7.93
8.38
8.89
9.46
10.09
10.76
11.49
12.25
13.03
13.85
14.68
15.51
16.34
17.16
17.98
18.79
19.58
20.33
21.04
21.70
22.28
22.80
23.24
23.59
0
4.41
4.61
4.76
4.91
5.03
5.16
5.29
5.41
5.54
5.68
5.83
5.99
6.18
6.39
6.62
6.89
7.19
7.54
7.95
8.41
8.93
9.52
10.16
10.83
11.56
12.33
13.11
13.93
14.75
15.56
16.38
17.20
18.00
18.80
19.59
20.33
21.03
21.66
22.23
22.74
23.16
0
1.16
1.21
1.25
1.29
1.32
1.35
1.38
1.41
1.44
1.48
1.51
1.55
1.59
1.64
1.70
1.76
1.83
1.92
2.02
2.13
2.28
2.40
2.56
2.72
2.91
3.10
3.29
3.50
3.70
3.91
4.12
4.32
4.53
4.73
4.93
5.12
5.29
5.46
5.60
5.73
5.84
5.93
0
1.14
1.19
1.22
1.26
1.29
1.32
1.36
1.39
1.42
1.45
1.49
1.53
1.58
1.63
1.69
1.76
1.83
1.92
2.02
2.14
2.27
2.41
2.57
2.74
2.92
3.12
3.31
3.52
3.72
3.92
4.13
4.33
4.53
4.73
4.93
5.12
5.29
5.45
5.59
5.72
5.82
0
POLICY TERM
19
20
21
4.33
4.51
4.66
4.80
4.94
5.07
5.20
5.33
5.46
5.61
5.77
5.95
6.14
6.36
6.61
6.88
7.20
7.57
7.99
8.47
9.01
9.60
10.25
10.94
11.66
12.42
13.21
14.01
14.82
15.63
16.43
17.24
18.05
18.84
19.60
20.33
21.01
21.63
22.18
22.66
0
1.12
1.16
1.20
1.23
1.27
1.30
1.33
1.37
1.40
1.44
1.48
1.52
1.57
1.62
1.69
1.75
1.83
1.93
2.03
2.15
2.29
2.43
2.60
2.77
2.95
3.14
3.34
3.54
3.74
3.94
4.14
4.34
4.55
4.74
4.93
5.12
5.29
5.44
5.58
5.70
0
4.25
4.43
4.58
4.73
4.86
4.99
5.12
5.26
5.41
5.56
5.73
5.92
6.12
6.35
6.61
6.90
7.23
7.62
8.05
8.55
9.10
9.70
10.35
11.05
11.77
12.53
13.31
14.11
14.91
15.70
16.50
17.30
18.10
18.88
19.63
20.34
21.00
21.60
22.13
0
1.10
1.14
1.18
1.22
1.25
1.28
1.31
1.35
1.39
1.42
1.47
1.51
1.56
1.62
1.69
1.76
1.84
1.94
2.05
2.17
2.31
2.46
2.62
2.80
2.98
3.17
3.36
3.56
3.76
3.96
4.16
4.36
4.56
4.75
4.94
5.12
5.28
5.43
5.57
0
4.18
4.36
4.51
4.66
4.80
4.93
5.07
5.21
5.36
5.53
5.71
5.90
6.11
6.36
6.63
6.94
7.28
7.69
8.13
8.64
9.20
9.81
10.47
11.16
11.90
12.65
13.42
14.20
14.99
15.79
16.58
17.37
18.15
18.91
19.65
20.34
20.98
21.56
0
1.08
1.12
1.16
1.20
1.23
1.27
1.30
1.34
1.37
1.42
1.46
1.51
1.56
1.62
1.69
1.77
1.85
1.96
2.07
2.19
2.33
2.49
2.65
2.82
3.01
3.20
3.39
3.58
3.78
3.98
4.18
4.38
4.57
4.76
4.95
5.12
5.28
5.42
0
22
1 st Sub
year yrs
23
1 st Sub
year yrs
4.13
4.31
4.45
4.60
4.74
4.88
5.02
5.18
5.34
5.51
5.70
5.90
6.13
6.38
6.66
6.99
7.36
7.77
8.23
8.75
9.32
9.94
10.60
11.30
12.02
12.76
13.53
14.30
15.09
15.88
16.66
17.44
18.21
18.96
19.66
20.34
20.95
0
4.08
4.26
4.41
4.55
4.70
4.85
5.00
5.16
5.33
5.51
5.70
5.91
6.15
6.41
6.72
7.06
7.44
7.86
8.34
8.86
9.45
10.06
10.73
11.43
12.15
12.88
13.64
14.41
15.20
15.97
16.75
17.51
18.26
18.98
19.68
20.33
0
1.07
1.11
1.15
1.18
1.22
1.25
1.29
1.33
1.37
1.41
1.46
1.51
1.57
1.63
1.70
1.78
1.87
1.98
2.09
2.22
2.36
2.52
2.68
2.86
3.04
3.22
3.42
3.61
3.81
4.00
4.20
4.39
4.59
4.77
4.95
5.12
5.27
0
1.05
1.10
1.14
1.17
1.21
1.25
1.28
1.32
1.37
1.41
1.46
1.51
1.57
1.64
1.71
1.80
1.89
2.00
2.12
2.25
2.40
2.55
2.72
2.89
3.07
3.25
3.44
3.64
3.83
4.03
4.22
4.41
4.60
4.78
4.95
5.12
0
age
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
24
1 st Sub
year yrs
25
1 st Sub
year yrs
4.05
4.22
4.36
4.52
4.67
4.82
4.99
5.15
5.32
5.51
5.71
5.94
6.19
6.47
6.78
7.14
7.54
7.98
8.46
9.00
9.58
10.20
10.87
11.56
12.27
13.00
13.75
14.53
15.30
16.07
16.83
17.58
18.31
19.01
19.68
0
4.01
4.18
4.35
4.50
4.65
4.81
4.98
5.15
5.33
5.53
5.74
5.98
6.25
6.54
6.86
7.23
7.64
8.09
8.59
9.13
9.71
10.35
11.00
11.68
12.40
13.12
13.88
14.64
15.41
16.16
16.90
17.63
18.34
19.03
0
1.05
1.09
1.12
1.16
1.20
1.24
1.28
1.32
1.36
1.41
1.46
1.52
1.58
1.65
1.73
1.82
1.92
2.03
2.15
2.28
2.43
2.58
2.75
2.92
3.10
3.28
3.47
3.67
3.86
4.05
4.24
4.43
4.61
4.79
4.95
0
1.04
1.08
1.12
1.16
1.20
1.24
1.28
1.32
1.37
1.42
1.47
1.53
1.60
1.67
1.75
1.84
1.94
2.06
2.18
2.32
2.46
2.62
2.78
2.95
3.13
3.31
3.50
3.69
3.89
4.07
4.26
4.44
4.62
4.79
0
POLICY TERM
26
27
28
3.99
4.16
4.32
4.48
4.65
4.81
4.98
5.15
5.35
5.55
5.78
6.03
6.31
6.61
6.95
7.33
7.75
8.21
8.71
9.26
9.85
10.48
11.13
11.81
12.52
13.25
13.99
14.75
15.51
16.25
16.97
17.68
18.37
0
1.03
1.07
1.11
1.15
1.20
1.24
1.28
1.32
1.37
1.42
1.48
1.54
1.61
1.69
1.77
1.87
1.97
2.09
2.21
2.35
2.50
2.65
2.82
2.99
3.16
3.35
3.53
3.72
3.91
4.10
4.28
4.45
4.63
0
3.97
4.15
4.31
4.48
4.65
4.81
4.99
5.17
5.37
5.59
5.83
6.09
6.38
6.70
7.05
7.45
7.87
8.34
8.85
9.40
9.99
10.61
11.26
11.94
12.65
13.37
14.11
14.86
15.59
16.32
17.03
17.71
0
1.03
1.07
1.11
1.15
1.20
1.24
1.28
1.33
1.38
1.43
1.49
1.56
1.63
1.71
1.80
1.90
2.00
2.12
2.25
2.38
2.53
2.69
2.85
3.02
3.20
3.38
3.56
3.75
3.93
4.11
4.29
4.46
0
3.96
4.14
4.31
4.48
4.65
4.82
5.01
5.20
5.41
5.63
5.89
6.16
6.46
6.80
7.16
7.56
8.00
8.47
8.98
9.53
10.11
10.74
11.40
12.07
12.77
13.49
14.22
14.95
15.68
16.38
17.07
0
1.02
1.07
1.11
1.15
1.20
1.24
1.29
1.33
1.39
1.44
1.51
1.57
1.65
1.73
1.82
1.92
2.03
2.15
2.28
2.42
2.56
2.72
2.88
3.05
3.23
3.41
3.59
3.77
3.95
4.13
4.30
29
1 st Sub
year yrs
30
1 st Sub
year yrs
3.96
4.14
4.31
4.48
4.66
4.84
5.03
5.24
5.46
5.70
5.95
6.24
6.55
6.90
7.27
7.68
8.13
8.60
9.11
9.66
10.25
10.87
11.52
12.20
12.90
13.61
14.32
15.04
15.75
16.43
0
3.96
4.15
4.32
4.50
4.68
4.87
5.06
5.28
5.51
5.76
6.03
6.32
6.65
7.00
7.39
7.80
8.25
8.73
9.24
9.79
10.38
11.00
11.65
12.33
13.01
13.71
14.41
15.11
15.80
0
1.02
1.07
1.11
1.15
1.20
1.24
1.29
1.34
1.40
1.46
1.52
1.59
1.67
1.76
1.85
1.95
2.07
2.18
2.31
2.45
2.60
2.75
2.91
3.08
3.26
3.44
3.61
3.79
3.97
4.14
0
1.02
1.07
1.11
1.16
1.20
1.25
1.30
1.35
1.41
1.47
1.54
1.61
1.70
1.78
1.88
1.98
2.10
2.22
2.34
2.48
2.63
2.78
2.95
3.12
3.29
3.46
3.64
3.81
3.98
0

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LICS JEEVAN AMRIT PLAN NO 186 *

PLAN WITH SIMPLE REVERSIONARY BONUS & FINAL ADDITIONAL BONUS

REBATE PER 1000 SUM ASSURED( RS).

9) CEIS rebate will be 5% of the tabular premium.

C) GUARANTEED SURRENDER VALUE

D) SPECIAL SURRENDER VALUE

b) policy in paid up condition

H) PARTICIPATION IN PROFITS i.e BONUS

I) claim concession & claim relaxation rules

K) assignment/ nominations/ policy stamping

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

TABULAR ANNUAL PREMIUM RATES PER 1000 SUM ASSURED UNDER

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