Qaiser Rouf

P-490 St # 2, Block-A, Al-Najaf Colony, Faisalabad,Pakistan

Tel (Res.) #041-8720153 (Off.) 041-4589080 Mobile#0321-6632992.
e-mail:qaiserrouf@gmail.com,CNIC#33100-
0854598-9
Date and birthplace:September 22,1981,Faisalabad,Punjab

OBJECTIVE
Seeking a challenging position in a national premier institution that
offers professional growth and an opportunity to contribute to its
mission.
Education

JAIBP /DAIBP Junior Associate of The Institute of Bankers Pakistan (IBP)

[summer 2009]
M.A (Economics) The University of the Punjab,Lahore[2001-2003]
CA (Module-A) The institute of Chartered Accountants of Pakistan[2002]
B.Com, The University of the Punjab,Lahore [1999-2001]
I.Com B.I.S.E,Faisalabad[1997-1999]

Work Experience

MANAGER OPERATIONS
Oct 03--Present

MCB BANK LTD

Operation/Compliance/Audit Department

o Account Opening in the light of KYC requirements of SBP,

o Coordination with internal & external Auditors at branch level,
o Provision of necessary documents/data required by auditors
o Monitoring and rectifying Audit irregularities related to General Banking
operation
o Preparation and timely submission of Compliance/Inspection report to
higher authorities,
o Preparation & managing branch financial statements on a daily, weekly,
monthly & yearly basis, verifying branch financial statements, signing of
reports,
o Carryout periodical reporting with Circle office/Audit Center and HO,
maintaining strong customer relationship, Dealing with client through
oral and written communications, Market Banks Products and Services
o Ensure regulatory compliance as well as compliance to all Policies &
Procedures Manuals of the Bank(as circulated from time to time)
o Served as stand in branch operations manager when required
 o Maintain close contacts with the regulators offices(SBP,NBP,NIFT)
linked to branch
Remittance Department

o Issuing different instruments such as DD, TT, MT, PO, etc as per
customer requirement, Handling both Commercial & Home Remittances
Clearing Department
o Processing instruments for NIFT clearing purpose,
o Handling same day and intercity NIFT clearing frequently
o Conduct and supervise daily operations of NIFT strictly in compliance
with the NIFT/Bank Operations Manual
o Coordination with operation staff of NIFT to ensure trouble-free
operations of NIFT clearing
o Correspondence with NIFT and internal departments of bank to resolve
matters relating to NIFT clearing
Credit Department
o Review of Credit Proposals, duly supported by spreadsheets, for
running/cash finance, instant & demand finance facilities ensuring that
they are in accordance with the lending criteria set by Credit
Committees/Board of the Bank and in accordance with the regulatory
requirements.
o Timely processing of Credit Proposals (CPs) at Branch Level for
necessary approval by competent authorities.
o Responsible to maintain record of all credit proposals approved by
competent authorities.
o Ensure that Credit Sanction Advice (CSA) accompanies all the
supporting documents.
o Ensure compliance of MCB/SBP policies, rules, regulations, procedures
etc. pertaining to sanction of credit facilities.
COMPUTER SKILLS

Professional (1)-Certificate of Completion of Computer Practical Training

(CCPT)
Certification (2)-Certificate in Data Entry Operator (CDEO)
IT Software MS Word, MS Excel, Power Point, Microsoft Access, Microsoft
Windows, Microsoft outlook & Internet. ‘C’-Programming,
Networking.
KEY SKILLS

Ability to articulate and communicate clearly and effectively.

Effective working on own initiative, or as leader of a group
 Experience in handling high-pressure situations and deadlines

References available upon request