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Budget Planner - Overview / Help

Instructions

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You may move from worksheet to worksheet by clicking on the dark blue buttons

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located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400 Current Month
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Month
Aug To Date
Quick Budget January
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu February
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. March
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for April
comparison purposes instead.) May
June
Budget by Month July
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". September
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, October
the "Quick Budget" sheet figures will be used for comparison purposes instead.) November
December
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
Current Month
Prior Month
Aug To Date

September
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Budget Chart:

Income Frequency Amount Monthly Yearly Budget Summary

Total Income (net) 12000.00 144000.00
1 Salary/Wages Monthly 12000.00 12000.00 144000.00
Salary/Wages (Spouse) Weekly 0.00 0.00 0.00 $2,828
4.33
4.33 Other Weekly 0.00 0.00
4.33 Other Weekly 0.00 0.00
4.33 Other Weekly 0.00 0.00 $12,000
Column Z
Spending Total: 9171.67 110060.00
$9,172
Transportation 4116.67 49400.00 $0 $2,50 0
$5,00 0 $7,5 00 $10 ,0 0 0
1 Auto Loan/Lease Monthly 0.00 0.00 $ 12,50 0

1 Insurance Monthly 0.00 0.00

4.33 Gas Weekly 0.00 0.00
Row 26 Row 25 Row 24
0.33 Maintenance Quarterly 0.00 0.00
0.08 Registration/Inspection Yearly 0.00 0.00
1 Bill's train pass Monthly 0.00 0.00 Bar Chart
Spending Summary
4.33 Daryl's bus pass Weekly 200.00 866.67 10400.00 Quick Budget Pie Chart Balance $2,828
4.33 Other Weekly 750.00 3250.00 39000.00 Yearly TRUE Transportation$4,117 Income $12,000
Monthly Home $4,400 Expense $9,172
Home 4400.00 52800.00 Weekly Utilities $305
1 EMI Monthly 0.00 0.00 2 Health $300
1 Rent Monthly 1700.00 1700.00 20400.00 Entertainment $-
1 Maintenance Monthly 0.00 0.00 Miscellaneous $50
1 Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00 $4,117
0.08
1 Household Supplies Monthly 100.00 100.00 1200.00 $50
$300
$305
4.33 Groceries Weekly 600.00 2600.00 31200.00
0.17 Real Estate Tax Semi-Annually 0.00 0.00 $4,400
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Transporta- Home Utilities Health

Utilities 305.00 3660.00
tion
1 Phone - Home Monthly 0.00 0.00
Enter- Miscel-
1 Phone - Cell Monthly 0.00 0.00
tainment laneous
1 Cable Monthly 0.00 0.00
 1 Gas Monthly 0.00 0.00
1 Water Monthly 105.00 105.00 1260.00
1 Electricity Monthly 200.00 200.00 2400.00
1 Internet Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Health 300.00 3600.00

1 Dental Monthly 0.00 0.00
1 Medical Monthly 0.00 0.00
1 Medication Monthly 0.00 0.00
0.17 Vision/contacts Semi-Annually 0.00 0.00
1 Life Insurance Monthly 300.00 300.00 3600.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Entertainment 0.00 0.00

1 Memberships Monthly 0.00 0.00
1 Dining out Monthly 0.00 0.00
1 Events Monthly 0.00 0.00
1 Subscriptions Monthly 0.00 0.00
1 Movies Monthly 0.00 0.00
1 Music Monthly 0.00 0.00
4.33 Hobbies Weekly 0.00 0.00
0.08 Travel/ Vacation Yearly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Miscellaneous 50.00 600.00

1 Dry Cleaning Monthly 0.00 0.00
0.17 New Clothes Semi-Annually 0.00 0.00
1 Donations Monthly 0.00 0.00
1 Child Care Monthly 0.00 0.00
1 Tuition Monthly 50.00 50.00 600.00
1 College Loans Monthly 0.00 0.00
4.33 Pocket Money Weekly 0.00 0.00
1 Gifts Monthly 0.00 0.00
1 Credit Card Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
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Month 0
Chart: March
Income Apr May Jun Jul Aug 0 Months Budget Summary
Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00

0
Err:504

Salary/Wages 0.00 Err:504

Salary/Wages (Spouse) 0.00 Err:504

Other 0.00
0
Err:504

Other 0.00 Err:504

Other 0.00 Err:504

Column AK
0
Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0
Err:504

000000 00001
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 11111 11111
Err:504

1 111 11 11 1
Auto Loan/Lease 0.00 Err:504

Insurance 0.00 Err:504

Gas 0.00 Err:504

Row 27 Row 26 Row 25

Maintenance 0.00 Err:504

Registration/Inspection 0.00 Err:504

Bill's train pass 0.00 Budget by Chart: Mths/Wks

Err:504

Spending Summary
Jane's bus pass 0.00 Err:504
Month Mar Start Mth Pie Chart 1 Budgeted Bar Chart
Other 0.00 Err:504
FALSE 7 4 Transportation $- - Balance $-
1 Yearly 0 Months Home $- - Income $-
Home 0.00 0.00 0.00 0.00 0.00 0.00 Err:504
2 Monthly (avg.) 0 Months Utilities $- Expense $-
EMI 0.00 Err:504
3 Weekly (avg.) 0 Months Health $-
Rent 0.00 Err:504
4 Current Month Sep Entertainment $-
Maintenance 0.00 Err:504
5 January Jan Miscellaneous $-
Insurance 0.00 Err:504
6 February Feb $-
Furniture 0.00 Err:504
7 March Mar
Household Supplies 0.00 Err:504
8 April Apr
Groceries 0.00 Err:504
9 May May
Real Estate Tax 0.00 Err:504
10 June Jun
Other 0.00 Err:504
11 July Jul
Other 0.00 Err:504
12 August Aug
13 September Sep
Utilities 0.00 0.00 0.00 0.00 0.00 0.00 Transporta- Home Utilities Health
14 October Oct
Err:504

tion
Phone - Home 0.00 15 November Nov
Enter- Miscel-
Err:504

Phone - Cell 0.00 Err:504

tainment laneous 16 December Dec

Cable 0.00 Err:504

Gas 0.00 Err:504

Water 0.00 Err:504

Budget by Month
Electricity 0.00 Err:504

Internet 0.00 Err:504

1
Other 0.00 1
Err:504

Other 0.00 1
1
Err:504

1
Health 0.00 0.00 0.00 0.00 0.00 0.00 Err:504

0
Dental 0.00 Err:504
0
Medical 0.00 Err:504 0
Medication 0.00 Err:504
0
Vision/contacts 0.00 0
Err:504

0
Life Insurance 0.00 Apr
Err:504

May Jun
Other 0.00 Err:504
Jul Aug Row 16
Other 0.00 Err:504

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 Err:504 Row 16 Row 8
Memberships 0.00 Err:504

Dining out 0.00 Err:504

Events 0.00 Err:504

Subscriptions 0.00 Err:504

Movies 0.00 Err:504

Music 0.00 Err:504

Hobbies 0.00 Err:504

Travel/ Vacation 0.00 Err:504

Other 0.00 Err:504

Other 0.00 Err:504

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 Err:504

Dry Cleaning 0.00 Err:504

New Clothes 0.00 Err:504

Donations 0.00 Err:504

Child Care 0.00 Err:504

Tuition 0.00 Err:504

College Loans 0.00 Err:504

Pocket Money 0.00 Err:504

Gifts 0.00 Err:504

Credit Card 0.00 Err:504

Other 0.00 Err:504

Other 0.00 Err:504

Other 0.00 Err:504

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Trackin
g Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
3 Salary/Wages 0.00
4 Salary/Wages (Spouse) 0.00 0
5 Other 0.00
6 Other 0.00
7 Other 0.00 0

Column AN
Spending 0

Total Spending: 0.00 0.00 0.00 0.00 0.00 0 0 0 0 00000

000 00001 1 111
1111 11 1 1
1 11 1 11 1
Transportation 0.00 0.00 0.00 0.00 0.00
12 Auto Loan/Lease 0.00
13 Insurance 0.00
Row 28 Row 27 Row 26
14 Gas 0.00
15 Maintenance 0.00
16 Registration/Inspection 0.00
Actuals by Month
17 Bill's train pass 0.00 12 Sep First Tracking Month
18 Daryl's bus pass 0.00 1 Sep 10 Budget By Month? 1 Bar Chart
19 Other 0.00 1 9 1 Current Month Sep 1 Jan Feb January FALSE Balance $-
20 1 8 2 Prior Month Aug 2 Feb Mar February Income $-
21 Home 0.00 0.00 0.00 0.00 0.00 1 3 Oct to Date Oct to Date 3 Mar Apr March Expense $-
22 EMI 0.00 1 4 January Jan 4 Apr May April
1
23 Rent 0.00 5 February Feb 5 May Jun May
0
24 Maintenance 0.00 6 March Mar 6 Jun Jul June
0
25 Insurance 0.00 0 7 April Apr 7 Jul Aug July
26 Furniture 0.00 0 8 May May 8 Aug Sep August
27 Household Supplies 0.00 0 9 June Jun 9 Sep Oct September
28 Groceries 0.00 0
Oct Row 8 10 July Jul 10 Oct Nov October
Nov 11 August Aug 11 Nov Dec November
29 Real Estate Tax 0.00 Dec Row 17
Jan
30 Other 0.00 12 September Sep 12 Dec Jan December
31 Other 0.00 13 October Oct 13 Oct to Date October to Date
32
Row 17 Row 8 14 November Nov
33 Utilities 0.00 0.00 0.00 0.00 0.00 15 December Dec
34 Phone - Home 0.00
35 Phone - Cell 0.00
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 0.00 0.00 0.00 0.00 0.00
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 0.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 0.00 0.00 0.00 0.00 0.00
54 Memberships 0.00
55 Dining out 0.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 0.00 0.00 0.00 0.00 0.00
66 Dry Cleaning 0.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00

(9,172) (9,172) (9,172) (9,172)

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Compariso October
n
Compare
October to Budget

Income Budget Oct Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 12,000 0 -12,000 2,828
3 Salary/Wages 12000 -12,000.00
4 Salary/Wages (Spouse) 0 0.00 12,000
5 Other 0 0.00 Budget
9,172
6 Other 0 0.00
7 Other 0 0.00 0

0
Spending Tracking0

Total Spending: 9,172 0 -9,172 0 2,500 5,000 7,500 10,000

Transportation 4,117 0 -4,117 12,500
12 Auto Loan/Lease 0.00 0.00
13 Insurance 0.00 0.00
14 Gas 0.00 0.00 Expense Income Balance
15 Maintenance 0.00 0.00 (Savings)
16 Registration/Inspection 0.00 0.00
17 Bill's train pass 0.00 0.00
18 Daryl's bus pass 866.67 -866.67 Spending Comparison 13 Oct Budget By Month? 1 Pie Chart Bar Chart Tracking Budget
19 Other 3,250.00 -3,250.00 $4,500 $4,400 9 1 Current Month Sep FALSE Budget Tracking Balance (Savings) $- $2,828
$4,117
20 $4,000 8 2 Prior Month Aug Transportation4116.67 0 Income $- $12,000
21 Home 4,400 0 -4,400 $3,500
3 Oct to Date Oct to Date Home 4400 0 Expense $- $9,172
22 EMI 0.00 0.00 4 January Jan Utilities 305 0
$3,000
23 Rent 1,700.00 -1,700.00 5 February Feb Health 300 0
$2,500
24 Maintenance 0.00 0.00 6 March Mar Entertainment 0 0
25 Insurance 0.00 0.00 $2,000 7 April Apr Miscellaneous 50 0
26 Furniture 0.00 0.00 $1,500 8 May May
27 Household Supplies 100.00 -100.00 $1,000 9 June Jun
28 Groceries 2,600.00 -2,600.00 $500 $305 $300 10 July Jul
29 Real Estate Tax 0.00 0.00 $0 $50 $0 $0 $0 $0 $0 $0 11 August Aug
$0
30 Other 0.00 0.00 Budget Tracking 12 September Sep
31 Other 0.00 0.00 13 October Oct
32 Transporta-
Budget
Home UtilitiesTracking Health 14 November Nov
33 Utilities 305 0 -305 tion 15 December Dec
34 Phone - Home 0.00 0.00 Enter- Miscel-
35 Phone - Cell 0.00 0.00 tainment laneous Simple Budget 1
36 Cable 0.00 0.00
37 Gas 0.00 0.00
38 Water 105.00 -105.00
39 Electricity 200.00 -200.00
40 Internet 0.00 0.00
41 Other 0.00 0.00
42 Other 0.00 0.00
43
44 Health 300 0 -300
45 Dental 0.00 0.00
46 Medical 0.00 0.00
47 Medication 0.00 0.00
48 Vision/contacts 0.00 0.00
49 Life Insurance 300.00 -300.00
50 Other 0.00 0.00
51 Other 0.00 0.00
52
53 Entertainment 0 0 0
54 Memberships 0.00 0.00
55 Dining out 0.00 0.00
56 Events 0.00 0.00
57 Subscriptions 0.00 0.00
58 Movies 0.00 0.00
59 Music 0.00 0.00
60 Hobbies 0.00 0.00
61 Travel/ Vacation 0.00 0.00
62 Other 0.00 0.00
63 Other 0.00 0.00
64
65 Miscellaneous 50 0 -50
66 Dry Cleaning 0.00 0.00
67 New Clothes 0.00 0.00
68 Donations 0.00 0.00
69 Child Care 0.00 0.00
70 Tuition 50.00 -50.00
71 College Loans 0.00 0.00
72 Pocket Money 0.00 0.00
73 Gifts 0.00 0.00
74 Credit Card 0.00 0.00
75 Other 0.00 0.00
76 Other 0.00 0.00
77 Other 0.00 0.00
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Daily Spending
Record
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Daryl's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00