Name of the Bank : ______________________________________________________

(For District Central Co-operative Banks) STATEMENT - CCB - 1

COMPARAT !E F NANC A" POS T ON D#R N$ T%E "AST T&O F NANC A" 'EARS AND AS ON T%E DATE OF NSPECT ON
Partic*lars +1 Marc)(((( 1. 2. As on +1 Marc) ((( ( 3.

(Rs( lak))

+1 Marc) ((( (,ate o- nsp() 4.

" AB " T ES

1( Pai,-*p capital 1 Individuals 2 Cooperative Institutions 3 State Government Total. /( Reserve F*n, an, ot)er reserves 4 Statutor !eserve " #$ri%ultural Credit Sta&ilisation 'und ( Buildin$ 'und ) *ividend +,ualisation 'und - Spe%ial &ad de&ts reserve . Bad and dou&tful de&ts reserve 1/ Investment depre%iation reserve 11 0ther funds and reserves 1spe%if 2 Total . +( Principal State Partners)ip 1i2 3#CS 1ii2 0ther So%ieties Total .

F*n, acco*nt -or s)are capital o-

Deposits 12 'i4ed 5
0(

1a2 Individuals of 6hi%h N!I 1&2 0ther So%ieties 1%2 !eserve 'und deposits of 3#CS 1d2 Spe%ial &ad de&ts reserve of 3#CS

131

15 In%ludin$ !e%urrin$ *eposits7 Cash Certifi%ates and other *eposits 6hi%h are 6holl in the nature of time deposits.2 1e2 +mplo ees8 3rovident 'und and staff se%urit deposits

Su& 9otal 1i2

13 Savin$s 1a2 Individuals of 6hi%h N!I 1&2 3#CS 1%2 0ther So%ieties

Su& 9otal 1ii2

14 Current 1a2 Individuals 1&2 3#CS 1%2 0ther So%ieties 1d2 :r&an Coop7 Banks

Su& 9otal 1iii2

1" ;one at Call and Short Noti%e 1a2 Individuals 1&2 3#CS 1%2 0ther So%ieties

Su& 9otal 1iv2

1( 0ther deposits 1spe%if 2 55 1a2 Individuals 1&2 3#CS 1%2 0ther so%ieties

Su& 9otal 1v2

$ran, Total (i 1 ii 1 iii 1 iv 1 v) 55 deposit of institution7 lo%al &odies7 ,uasi Govt. institutions7 et%.

2( Borro3in4s -ro5 A( S)ort-ter5 1. 'rom #pe4 Bank

2. 'rom

1a2 S9 #$ri. 1&2 S9 Non<#$ri.

Me,i*5-ter5 1( Fro5 Ape6 Bank

B( 1a2 Normal 1&2 Conversion 1%2 0thers 1a2 Normal 1&2 Conversion

1a2 S9 #$ri. 1&2 S9 Non<#$ri.

0ther sour%es

/(

Fro5 ot)er so*rces

132

"on4 Ter5 1( Fro5 Ape6 Bank

C(

1%2 0thers

/(

Fro5 Ot)er So*rces

1a2 Investment Credit < 'arm Se%tor 1&2 Investment Credit < N'S 1%2 0thers

(a2 Investment Credit < 'arm Se%tor 1&2 Investment Credit < N'S 1%2 0thers

!( State $overn5ent ! ( Ot)er So*rces (speci-7)

1a2 1&2 1%2 1d2

Total

8( Bills -or collection (as per contra) 9( Branc) a,:*st5ent (Net position) ;( Provision -or *nrealise, interest <( nterest pa7a=le on
1) *eposits 1- Borro6in$s 1. 2/ 21 22 23

1>(

Ot)er lia=ilities

Bills pa a&le :n%laimed dividends Suspense Sundries Staff provident fund pa a&le to the !e$ional 3rovident 'und Commissioner 24 0thers 1spe%if 2 1a2 1&2 1%2 1d2

Total 11( Pro-it 133

$ran, Total Contin4ent "ia=ilities

2" 0utstandin$ lia&ilities for $uarantees issued 1a2 'ull se%ured 1&2 0thers 2( 0thers 1spe%if 2 2)

ASSETS 1( Cas) on )an,

2- #t =ead 0ffi%e 2. #t Bran%hes 9otal : /( Balance 3it) 3/ SCB in Current #>% 31 State Bank of India and other notified &anks 32 Current 33 34 0ther institutions 1in%ludin$ 3ost 0ffi%e and 9reasuries2 3" Current 3( Savin$s 3) 'i4ed

Total +( Mone7 at call an, s)ort notice 0( nvest5ents in

3- Central and State Government se%urities 1in%ludin$ treasur &ills ? &alan%es in !everse !epo #>%2 3. @and *evelopment Bank *e&entures 4/ 0ther 9rustee se%urities 41 Shares in other Cooperative Institutions 42 0ther investments 1spe%if 2

43 44 4" 4( vi2 State Bank of India and other notified &anks a2 'i4ed 2(

nvest5ent o*t o- t)e principal 134

state partners)ip -*n, in s)ares o-.

4) 3#CS 4- 0ther so%ieties Total

8( "oans an, a,vances A( "oans to PACS 1i2 Short<term for

4. Seasonal a$ri%ultural operation "/ ;arketin$ of %rops i2 Se%ured ii2 :nse%ured "1 Aeavers8 finan%e "2 0ther industrial finan%e "3 #dvan%es a$ainst the se%urit of fi4ed deposits "4 0thers

1ii2 ;edium<term loans for 1a2 #$ri%ultural purposes "" Normal "( Conversion ") !ephasement>!es%hedulement

1&2 Industrial purposes

"- Se%ured ". :nse%ured (/ Se%ured (1 :nse%ured

1%2 0ther purposes 1iii2 @on$ < term loans for 1a2 #$ri%ultural purposes
i. ii. i. ii. i. ii. Se%ured :nse%ured

1&2 Industrial purposes

Se%ured :nse%ured

1%2 0ther purposes

Se%ured :nse%ured

B(

Cas) cre,its an, over,ra-ts

(2 #$ri%ultural purposes (3 Industrial purposes (4 0ther purposes 1spe%if 2

135

"oans in,ivi,*als
C(

an,

a,vances

to

(" Se%ured a$ainst a2 'i4ed deposits &2 Govt. and other se%urities %2 0ther t pes of se%urit 1spe%if 2 ii2 :nse%ured

trustee

D*es -ro5 li?*i,ation

D( i2 S9 ii2 ;9 iii2 @9

societies

*n,er

E( Bills p*rc)ase, an, ,isco*nte, Total 9( nterest receiva=le on

(( Investments () @oans and advan%es a2 N3# a%%ount &2 Non N3# a%%ount iii2 0f 1ii2 dues from So%eities under li,uidation ;(

Bills -or collection (as per contra) <( Branc) a,:*st5ents (net position) 1>( "an, an, B*il,in4s 11( F*rnit*re an, -i6t*res 1/( Ot)er assets (speci-7)
(- ;otor Behi%les (. Suspense and Sundries 1spe%if 2 Total

1+( Non-=ankin4 assets ac?*ire, in satis-action o- clai5s 10( Acc*5*late, "oss $ran, Total

136

Name of the Bank:_________________________________________________________

STATEMENT - CCB /A

3!0'I9 #N* @0SS #CC0:N9 '0! 9=+ @#S9 9A0>9=!++ 'IN#NCI#@ C+#!S
te5s +1 Marc)(((( +1 Marc)(((

1!s. lakh2

1( 1 2 3 4 " (

/(

+(

+1 Marc)((( (Date onsp()

0(

( nco5e

Interest on advan%es and dis%ount Interest and dividend on investments Commission7 e4%han$e and &rokera$e Su&sidies and donations5 In%ome from non<&ankin$ assets and profit from disposal of su%h assets 0ther re%eipts 1spe%if 2

$ross nco5e

10f 6hi%h re%eiva&le2 ) . 11 12 13 14 1" 1( 1) 1-

( E6pen,it*re

Interest on deposits Interest on &orro6in$s Salaries7 allo6an%es7 provident fund and $ratuit

1/ *ire%tors and lo%al %ommittee mem&ers fee and allo6an%es

!ent7 ta4es7 insuran%e7 li$htin$7 et%. @a6 %har$es 3osta$e7 tele$rams and telephone %har$es #uditors8 fee *epre%iation and repairs to propert Stationer 7 printin$ and advertisement @oss from disposal of non<&ankin$ assets 3rovision for a2 Standard assets &2 Impaired %redits %2 0verdue interest d2 0thers 1spe%if 2 4iii2 0ther e4penditure 1spe%if 2 Total III 1a2 3rofit &efore ta4 1&2 3rofit after ta4 1. 2/ 21 22 23 24

!( Pro-it - Appropriations to Reserves

Statutor reserve fund #$ri%ultural %redit sta&ilisation fund Buildin$ 'und !eserve for impaired %redits 0ther !eserves 1spe%if 2 #mount appropriated for pa ment of dividend

137

2" *ividend rate 1D2 5 Su&sidies 1other than those re%eived in respe%t of advan%es to Aeavers8 So%ieties2 and donations have to &e e4%luded from $ross in%ome 6hile 6orkin$ out per%enta$e of C0;7 et%. Name of the Bank : _______________________________________________

STATEMENT - CCB /B

RAT O ANA"'S S - "AST T&O@T%REE 'EARS

te5 As a A to For t)e 7ear en,e, +1(+( +1(+( +1(+( (Date o- nsp()

a) E6pen,it*re

i2 Interest paid on deposits

1 2 3 4 " ( ) -

Gross In%ome 9otal +4penditure Gross In%ome 9otal +4penditure Gross In%ome 9otal +4penditure Aorkin$ funds Interest +arned Gross In%ome

ii2 Interest &orro6in$s

paid

on

iii2 ;ana$ement Cost

iv2 9otal +4penditure

=) nco5e

i2 Interest on advan%es 0f 6hi%h re%eiva&le ii2 Interest on investments iii2 0ther in%ome iv2 Gross In%ome v2 3rofit &efore ta4

Gross In%ome Gross In%ome Gross In%ome Gross In%ome . Aorkin$ funds 1/ Net Aorth Net Aorth

c) Pro-it

3rofit after ta4

&. Net Aorth %. Aorkin$ funds

,) Pro-it appropriation
2( #mt. appropriated to6ards reserves 2) #mt.appropriated for pa ment of dividend

Net profit Net profit

e) Mar4in

2- Net interest mar$in i.e.7 net int. in%ome 4 1// 9otal assets

9otal assets

138

ii. Net mar$in i.e. 'inan%ial ;ar$inEF;is%.In%ome5 <9ransa%.%ost5< risk %ost515as a per%enta$e to the 6orkin$ funds2 1E'inan%ial ;ar$in G Aei$hted #vera$e ield on assets < Aei$hted #vera$e %ost of funds2 ii. N3# 1Impaired %redits2 d. @oans ? advan%es o>s e. 9otal assets f. Net Aorth $. Aorkin$ funds iii. +rosion in assets 1 2 3 4 iv. 3rovision for erosion in assets v. =i$h ieldin$ investments vi. @oans 1hi$h ieldin$ loans2 vii. 0verdues viii. =i$h %ost &orro6in$s i4. Borro6in$s 4. *eposits 4i. 0verdues 4ii. Net Aorth $2 i2 Aorkin$ 'unds of the &ank 1#&solute fi$ures in !s. lakhs2 ii2 Net6orth of the &ank 1#&solute fi$ures in !s. lakhs2 @oans ? advan%es o>s 9otal assets Net Aorth Aorkin$ funds

9otal erosion in assets

9otal investments 9otal loans1o>s2 9otal loans1o>s2 9otal &orro6in$s1o>s2 Aorkin$ funds Aorkin$ funds Borro6in$s1o>s2 Aorkin$ funds

139

140

STATEMENT - CCB +
Na5e o- t)e Bank . BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

PART C#"ARS OF AD!ANCES TO AND RECO!ER ES FROM SOC ET ES ! S- A -! S DRA&A"S FROM AND REPA'MENTS TO T%E SCB #NDER S%ORT-TERM AND MED #M TERM CRED T " M TS S NCE T%E DATE OF "AST NSPECT ON
9 pe and purpose of the %redit limit : (Rs( lak)) Mont) "oans an, @ cas) cre,it li5its Borro3in4 -ro5 SCB @ Ot)ers (please -*rnis) ,etails o- =orro3in4s -ro5 SCB C ot)ers in separate s)eets) Dra3als Repa75ents O*tstan,in4 Over,*es

A,vances

Recoveries

O*tstan,in4

Over,*es

"

Non-O@D loans (0-2) (

1/

D T)is col*5n nee, not =e -ille, in =7 t)e DCCB A( ter5 B( C( Separate state5ents s)o*l, =e prepare, in respect o- eac) t7pe o- cre,it li5its viE( SAOF Marketin4 o- cropsF &eaversG -inanceF 5e,i*5 ( nor5al an, ot)er li5its 3)ere non-over,*e cover is re?*ire, to =e 5aintaine,) #tilisation o- interi5 -inance to =e in,icate, separatel7 nspectin4 O--icer 5a7 -ill *p Col( No( 1/ =ase, on in,irect lia=ilit7 le,4er o- t)e Re4ional O--ice

131

STATEMENT - CCB 0
Name of the Bank : __________________________________________________________________

te5s o- =ranc)-a,:*st5ent acco*nts o- Rs(1>>>> an, a=ove o*tstan,in4 -or 5ore t)an si6 5ont)s as on t)e ,ate oinspection
(A) Na5e o- t)e =ranc) Partic*lars an, ,ate o- transaction 1. 1. De=it A5o*nt Cre,it Reasons -or nona,:*st5ent 1. 1. DateF i- a,:*ste, s*=se?*entl7

1#mt. in !upees2

1.

1.

__________________________________________________________________________________________________________________ _

B( Total position o- =ranc) a,:*st5ent acco*nt as on t)e ,ate o- inspection - a4e-3ise position
Perio, No( o- entries 1. i2 Belo6 ( months ii2 ;ore than ( months to 1 ear iii2 ;ore than 1 ear to 2 ears iii2 ;ore than 2 ears to 3 ears iv2 #&ove 3 ears 1. 1. De=it A5o*nt (Rs() 1. No( o- entries 1. Cre,it A5o*nt (Rs()

132

__________________________________________________________________________________________________________________ _

133

STATEMENT - CCB 2
Name of the Bank : ___________________________________________________________________

CAS% CRED TS " M TS TO MARHET N$F &EA!ERSGF PROCESS N$F CONS#MERSGF ETC( SANCT ONED S NCE T%E DATE OF "AST NSPECT ON
(Rs( lak))

Na5e osociet7

Nat*re oA@c ( Ple,4e @ %7pot)ecatio n @ Clean) /

Date osanction @ rene3al +

Net ,isposa=le reso*rces at t)e ti5e o- sanction @ rene3al Date 0 A5o*nt 2

"i5it sanctione,

Perio, -or 3)ic) sanctione, @ rene3e, C*rrent 'ear Fro5 To 9 ;

P*rpose

Mar4in prescri=e,

O@s as on ,ate o- inspection

<

1>

11

1 Cear<6ise parti%ulars to &e furnished separatel 2

134

STATEMENT - CCB 8
Name of the Bank : _________________________________________________________________ !upees2 1#mt. in

(A) S*n,r7 cre,itorsF ,ivi,en, pa7a=le an, ot)er lia=ilities o- Rs(1>>>>@- an, a=ove o*tstan,in4 -or 5ore t)an 8 5ont)s as on t)e ,ate o- inspection
Na5e o- t)e =ranc) 1. 1. Partic*lars Date o- ori4inal entr7 1. 1. A5o*nt 1. Reasons -or nona,:*st5ent DateF i- a,:*ste, s*=se?*entl7 1.

(B) A4e-3ise position o- o*tstan,in4 acco*nts in respect o- s*n,r7 cre,itorsF ,ivi,en, pa7a=le an, ot)er lia=ilities
Perio, o- pen,enc7 i2 Belo6 ( months ii2 ;ore than ( months and 1 ear iii2;ore than 1 ear and 2 ears iii2 ;ore than 2 ears and 3 ears iv2 #&ove 3 ears No( o- entries A5o*nt (Rs) Reasons -or non a,:*st5ents

135

Name of the Bank : ___________________________________________________________________

STATEMENT - CCB 9

N!ESTMENTS AS ON T%E DATES OF PRE! O#S NSPECT ON AND PRESENT NSPECT ON ( N SEPARATE S%EETS)
Scrips 1. Date op*rc)ase 1. Face val*e 1. Book val*e 1. Market val*e 1. Di--erence =et3een 1. Depreciation 1. (Rs( lak)) Provision Provision re?*ire, 5a,e 1. 1.

A( S"R nvest5ents i. Current

ii.

a2 9reasur Bills &2 Govt. dated se%urities a2 GoI dated se%urities &2 State Government dated se%urities %2 0ther approved se%urities 1spe%if 2 Total

3ermanent

B( Non-S"R nvest5ents a2 Bonds &2 *e&entures %2 Shares d2 0ther se%urities 1spe%if 2

Total (A1B)
C(

Details o- Repo Transactions

Min( O@s ,*rin4t)e 7ear Ma6( O@s ,*rin4 t)e 7ear Dail7 avera4e ,*rin4 t)e 7ear O@s as on +1 Marc) Market Price Provision Re?*ire, Provision Ma,e

Se%urities sold under !epo Se%urities pur%hased under !everse !epo

136

STATEMENT - CCB ;
Name of the Bank : _________________________________________________________

DEMANDF CO""ECT ON AND BA"ANCE FOR T%E "AST T&O CO-OPERAT !E 'EARS AND AS ON T%E DATE OF NSPECT ON
Partic*lars S)ort-ter5 loans Me,i*5-ter5 loans Total as on (Rs( lak)) As on t)e ,ate oinsp(

1(9( to +>(8( 1. 1.

1(9( to +>(8( 1.

1(9( to ,ate oinspn( 1.

1(9( to +>(8( 1. 1.

1(9( to +>(8( 1.

1(9( to ,ate oinspn( 1.

+>(8(

+>(8(

1.

1.

A( "oans an, a,vances (Principal)

i. *emand for the period ii. !e%overies durin$ the period iii. Balan%e>overdues iv. D of overdues to demand v. 9otal outsandin$ at the end of the period

137

B( #nrene3e, cas) cre,its@ over,ra-ts C( nterest

i. *emand for the period ii. Colle%tion durin$ the period iii. Balan%e at the end of the period

#s on 3/ Hune

#s on 3/ Hune

#s on date of Inspn.5

1 Hul Hune

to 3/

1 Hul Hune

to 3/

#s on the date of inspe%tion.

D( N*5=er Societies

o-

CCBs@

1 Hul Hune

to 3/

1 Hul Hune

to 3/

#s on the date of inspe%tion.

iv. 'inan%ed durin$ the period v. 0n 6hi%h demand levied durin$ the period vi. Inde&ted at the end of the period vii. In default at the end of the period

E( No( o- societies *n,er li?*i,ation

viii. *ues as on i4. 0f 6hi%h %onsidered &ad and dou&tful 5 If the *CB for the pre%edin$ immediate 3/ Hune is availa&le in respe%t of inspe%tions %ondu%ted after 3/ Hune7 the same ma &e furnished.

138

Name of the Bank : ______________________________________________________________________

STATEMENT - CCB <

ANA"'S S OF O!ERD#ES #NDER "OANSF #NRENE&ED CAS% CRED TS AND O!ERDRAFTS AS AT T%E END OF T&O PRECEED N$ 'EARS AND AS ON T%E DATE OF NSPECT ON (Rs( lak))
9 pe of &orro6er 0verdues under loans as on 3/.(. 3/.(. *ate of inspe%tion :nrene6ed %ash %redits 3/.(. 3/.(. *ate of inspe%tion 3/.(. 9otal as on 3/.(. *ate of inspe%tion

A(

S)ort-ter5
3#CS in%ludin$ 'SS ? @#;3S ;arketin$ So%ieties 3ro%essin$ So%ieties :r&an Banks Salar +arners8 So%ieties Consumers8 Stores Aeavers8 So%ieties 0ther Industrial So%ieties =ousin$ So%ieties 'armin$ So%ieties @a&our Contra%t So%ieties Individuals 0thers 1Spe%if 2

B( Me,i*5 Ter5 ( Speci-7 t)e ,etails ) D C( "on4 Ter5 ( Speci-7 ) D

( A4e-3ise classi-ication o- over,*es i. :pto 1 ear ii. I 1 ear ? J 3 ears iii. I 3 ears ? J 4 ears iv. I 4 ears ? J ( ears v. #&ove ( ears D Details to =e 4iven as in,icate, in A

Total

139

STATEMENT - CCB 1> ASSET C"ASS F CAT ON AND PRO! S ON N$ STATEMENT AS ON T%E DATE OF NSPECT ON (For t)e 7ear en,e, +1 Marc) BBBBB ) A( "oans an, A,vances (-*rnis) -or eac) 7ear a-ter last inspection ) (Rs( lak))
CATE$OR' OF CRED T FAC " T' 9otal

A(Classi-ication o- loans an, a,vances ( A5o*nt O*tstan,in4 ( Assets Classi-ication

1. Standard : 1a2 #$ri. ? S;+ 1&2 0thers 2. Su& standard 3. *ou&tful 1i2 Se%ured loans 1a2 *1 1&2 *2 1%2 *3 1ii2 :nse%ured loans 4. @oss assets ". 9otal N3# 12F3F42

S9 S#0

S9 0S#0

CC ? 0*

Bills

9erm @oans

( Provisionin4 re?*ire,
1. Standard assets 1a2 #$ri. ? S;+ 1&2 0thers 2. Su&<standard assets 3. *ou&tful assets i2 Se%ured portion a2 *1 &2 *2 %2 *3 ii2 :nse%ured loan

140

4. "oss assets

!( Total provision re?*ire, to =e 5a,e (11/1+10)

a2 Bank8s assessment &2 #uditor8s assessment

!( Provision act*all7 5a,e 1e4%ludin$ Standard #sset 3rovision2 ! ( Di--erence ( !-!) B. nco5e Reco4nition
1i2 9otal interest>dividend on loans and advan%es and investments taken to 3 ? @ a>% 1ii2 0f item 1i2 a&ove7 interest a%%rued &ut not due 1iii2 0f item 1i2 a&ove7 overdue interest a%%rued and not realised. 1iv2 0ther in%ome taken to 3 ? @ #%%ount &ut not realised. 1v23rovision re,uired to &e made for overdue intrest and other in%ome taken to 3 ? @ a>%. 1vi2 3rovision for overdue interest and other in%ome a%tuall made.

C( Ot)er assets@ "ia=ilities

Partic*lars i2 *epre%iation on investments 1a2 Govt. se%urities> &onds7 et%. 1&2 Share in other %o<op. institutions 1%2 0ther investments < shares7 et%. 1d2 !epo sold Provision Re?*ire, Ma,e

1 !s. lakh2

Total o- (i)
ii2 'rauds7 em&eKKlements7 et%. iii23'7 Gratuit 7 et%. iv2 0ther lia&ilities like rent7 rates7 ta4es7 et%. v2 Contin$ent> off<&alan%e sheet e4posures vi2 Interest on deposits and &orro6in$s outstandin$ as lia&ilit vii2 *epre%iation on other assets like land7 &uildin$7 furniture7 fi4tures7 et%.

$ran, total
D( (i)Total provision re?*ire, to =e 5a,e in Balance S)eet 1Items III142 1Col.-2 F B1v2 F 9otal of Col.2 of 3art C2 1ii2 #%tuall made !s. ________ !s.________

141

1iii2 *efi%it 1<2> Surplus 1F2

!s.________

STATEMENT - CCB 11
Name of the Bank : ___________________________________________________________________

A( State5ent o- "e4al Action taken =7 t)e =ank a4ainst ,e-a*lters ,*rin4 t)e last t3o 7ears an, as on t)e ,ate oinspection
'ear Ar=itration Cases Pen,in4 No( A5t( 1. 1. File, No( A5t( 1. 1. Decrees @ A3ar,s O=taine, No( A5t( 1. 1. E6ec*te, No( A5t( 1. .. Recoveries e--ecte, =7 le4al action No( 1/. A5t( 11.

1.

(Rs( lak)) Pen,enc7 as on ,ate oinspection Ar=itration A3ar,s No( A5t( No( A5t( 12. 13. 14. 1".

B(

A4e-3ise classi-ication o- cases pen,in4 as on t)e ,ate o- inspection

Partic*lars Ar=itration No( A5t( A3ar, No( A5t(

i. :pto ( months ii. ( months to 1 tear iii. 1 to 2 ears iv. 2 to 3 ears v. #&ove 3 ears

142

STATEMENT - CCB 1/
Name of the Bank : ________________________________________________________________

DEFA#"TS B' BORRO& N$ NST T#T ONS D#R N$ T%E PER OD OF NSPECT ON A( De-a*lts in e6cess o- Rs( 2>F>>>@Na5e o- t)e Bank @ Branc) @ Societ7F etc( 1. 1.

1Borro6er<6ise details to &e furnished2 1 Rs( lak))

Date o- ,e-a*lt A5o*nt ,e-a*lte, 1. 1. &)en cleare, s*=se?*entl7 (,ate) 1. Re5arks

T7pe o- loan ,e-a*lte, (incl*,in4 cas) cre,it) 1.

B(

Total position o- ,e-a*lts =7 =orro3in4 instit*tion (P*rpose-3ise )

T7pe o- o- loan ,e-a*lte, ( incl*,in4 cas) cre,it ) No( o- acco*nts A5o*nt

143

STATEMENT - CCB 1+
Name of the Bank : __________________________________________________________

DETA "S RE$ARD N$ BRANC%ES AS ON T%E DATE OF NSPECT ON

S( No( Na5e ot)e Branc) 1. Date oopenin4 Deposits No( oA5o*nt A@cs 1. 1. (Rs(lak)) A,vances No( oA5o*nt A@cs 1. NPAs No( oA5o*nt A@cs 1. 1. Pro-it (1)@ "oss (-) Sta-- stren4t) O--icers Ot)ers

1. 1. 2. 3. 4. ". (. ). -. .. 1/. 11. 12. 13. 14. 1". 1(. 1).

1.

1.

1.

1.

1.

Total

131

STATEMENT- CCB 10 D#ES FROM SOC ET ES #NDER " I# DAT ON AS ON T%E DATE OF NSPECT ON A) Societies ot)er t)an PACS
Na5e oSociet7 Ori4inal a,vance Date 1. B)( 1. 1. A5t( 'ear in 3)ic) t)e societ7 3as =ro*4)t *n,er li?*i,ation 1. O*tstan,in4 as on t)e ,ate oinspection A5t( ,*e to S)ares an, ,eposits t)e =ank )el, 3it) t)e =ank ". (.

(A5t( in Rs()
BankGs ,*es consi,ere, =a, or ,o*=t-*l o- recover7 =7 t)e A*,itor @ =ank ).

PACS
O*tstan,in4 a5o*nt ,*e to t)e =ank O*tstan,in4 as on t)e ,ate o- inspection A5t( ,*e to t)e =ank S)ares an, ,eposits )el, 3it) t)e =ank BankGs ,*es consi,ere, =a, or ,o*=t-*l o- recover7 =7 t)e A*,itor @ =ank

Total n*5=er oPACS *n,er li?*i,ation

A4e-3ise ,*es pen,in4 -or recover7 -ro5 Societies *n,er li?*i,ation

No( 1 ear to " ears ( ears to 1/ ears 11 ears to 1" ears 1( ears to 2/ ears A5o*nt o- loan o*tstan,in4

131

#&ove 21 ears

132

STATEMENT - CCB 12
Name of the Bank : ___________________________________________________________________

(A)

S#NDR' DEBTORS AND OT%ER ASSETS OF Rs(1>F>>> AND ABO!E O#TSTAND N$ FOR O!ER T%REE MONT%S AS ON T%E DATE OF NSPECT ON
Ori4inal ,e=it Date A5o*nt A5o*nt o*tstan,in4 on ,ate oinspection 1. Sec*rit7F i- an7F )el, Action taken -or recover7 an, reasons -or non-a,:*st5ent DateF i- a,:*ste, s*=se?*entl7 (Rs( lak)) A5o*nt consi,ere, as NPA =7 Bank A*,itor

Na5e ot)e =ranc)

1.

1.

1.

1.

1.

1.

1.

(B)

A4e-3ise position o- o*tstan,in4 acco*nts in respect o- S*n,r7 De=tors an, S*spense Acco*nt
No( o- entries A5o*nt (Rs) Reasons -or non a,:*st5ents

Perio, o- pen,enc7 i2 Belo6 ( months ii2 Bet6een ( months and 1 ear iii2 Bet6een 1 ear and 2 ears iii2 Bet6een 2 ears and 3 ears iv2 #&ove 3 ears

133

Name of the Bank : ___________________________________________________________________

STATEMENT - CCB 18

PART - A . Fra*,sF 5isappropriationsF e5=eEEle5ents etc( ( Fra*,sF 5isappropriationsF e5=eEEle5entsF etc(F occ*rre, ,*rin4 t)e perio, covere, =7 t)e present inspection (ie(F 1 April BBBBB to +1 Marc) BBBBBB )
Na5e ot)e =ranc) Na5e@s ot)e person@s involve, Date o- -ra*,@ 5isappropriation@ e5=eEEle5ent etc( Date o,etection Mo,*s Operan,i Date oreportin4 to NABARD A5o*nt involve, (Rs() &)et)er clai5 lo,4e, 3it) ins*rance co5pan7J - soF ,ate( &)et)er co5plaint -ile, 3it) PoliceJ - soF ,ate( A5o*nt recovere , (Rs() Present position

"

1/

11

Consoli,ate, position o- -ra*,sF 5isappropriationsF e5=eEEle5entsF etc( as on +1 Marc) -------No(o=ranc)es involve, No(ocases A5o*nt involve, (Rs() No(ocases close, A5o*nt recovere, so -ar (Rs() A5o*nt 3ritten o-(Rs() No(o- cases o*tstan,in4 as on +1 Marc) BB A5o*nt o*tstan,in4 as on +1 Marc) B (Rs() Provision 5a,e as on +1 Marc) BB (Rs()

Total n*5=er o=ranc)es

"

1/

134

PART-B .

Details o- ro==eriesF ,acoitiesF etc(F occ*rre, ,*rin4 t)e perio, covere, =7 t)e present inspection (i(e(F 1 April BBBBB to +1 Marc) BBBB)

I.

Ro==eriesF ,acoitiesF etc(F occ*rre, ,*rin4 t)e perio, covere, =7 t)e present inspection (i(e( 1 April BBBBB to +1 Marc) BBBBBB )
Date oocc*rrence Nat*re ot)e-t @ ,acoit7 A5o*nt involve, (Rs() &)et)er co5plaint lo,4e, 3it) PoliceJ - soF ,ate " &)et)er clai5 lo,4e, 3it) ins*rance co5pan7J soF ,ate( ( Date oreportin4 to NABARD A5o*nt recovere, (Rs() Present position

Na5e o- t)e =ranc)

Consoli,ate, position o- ro==eriesF ,acoitiesF etc( as on +1 Marc) BBBBBBBBB

Total n*5=er o=ranc)es No(o=ranc)es involve, No(o- cases A5o*nt involve, (Rs() A5o*nt recovere, so -ar (Rs() A5o*nt 3ritten o-(Rs() No(o- cases o*tstan,in4 as on +1 Marc) ((( ) A5o*nt o*tstan,in4 as on +1 Marc) ((( (Rs() Provision 5a,e as on +1 Marc) (((( (Rs() .

"

135

136