IZINDABA

Clientle Life is an authorised Financial Services Provider

December 2012 / January 2013

ITHiKiTHi ESANDLENi!
Nkosi, IFAs amazing brand ambassadors, Desmond Dube and Mme Lillian Dube will be back once again to ensure that prizes are given away, crowds entertained and everything else runs as planned. We also heard through the grapevine that the Grammy Award winning Soweto Gospel Choir will be there to lift everyones spirits. All this for R50, only. There can be no Mass Rally without IFAs, therefore IFA has organised buses once again to transport IFAs from wherever they are in the country at discounted rates, to make it easy for IFAs to get to the event. All IFAs with a 2013 IFA Mass Rally ticket qualify for a discounted rate on limited luxury coaches to Johannesburg on a rst-come, rst-served basis. The bus departure and drop off points in each province will be communicated. The bus tickets are available from IFA Marketing Materials or RBMs and can also be bought on the IFA website (www.ifa.co.za). Therefore you better get ready for a lot of recognition and entertainment at the 2013 IFA Mass Rally on 23 February 2013. Before the big one however, you can look forward to the Provincial Rallies scheduled to start on 19 January 2013 at venues, dates and times detailed below.
By Elliot Ngubeni and Mpume Nyandu

ITS An ALL TIckET AffAIR

FAs biggest event of the year is upon us once again, and the tickets are selling very fast. More than two thousand 2013 IFA Mass Rally tickets have been sold to date. The number of tickets sold thus far surpasses expectation - this is an indication that IFAs are eagerly anticipating what promises to be a day of EXTRAVAGANZA. If you do not already have ithikithi esandleni (ticket in hand), you might just miss out on the most exciting IFA event. This year IFA will be giving away four luxury cars to four hardworking and lucky IFAs. Over and above the cars, hundreds and thousands of rands will also be won. Nimrod Mr Lotto

PROVINCIAL

MASS RALLIES

KWAZULU-NATAL DATE: Saturday, 19 January 2013 TIME: 12h00 VENUE: Olive Convention Centre, 81 Somtseu Rd, Durban LIMPOPO DATE: Saturday, 19 January 2013 TIME: 12h00 VENUE: Jack Botes Hall, cnr Church and Bodenstein Str, Polokwane

WESTERn CAPE DATE: Saturday, 19 January 2013 TIME: 12h00 VENUE: Cape Sun, Strand Str, Cape Town MPUMALAnGA DATE: Saturday, 26 January 2013 TIME: 12h00 VENUE: Witbank Civic Theatre, President Str, Witbank

GAUTEnG DATE: Saturday, 26 January 2013 TIME: 12h00 VENUE: Theatre on the Track, Monza Place, Kyalami Park, Midrand FREE STATE DATE: Saturday, 2 February 2013 TIME: 13h00 VENUE: President Hotel, 1 Union Avenue, Bloemfontein

NORTH WEST DATE: Saturday, 2 February 2013 TIME: 13h00 VENUE: Rustenburg Civic Centre, 1 Kloof Rd, Rustenburg EASTERn CAPE DATE: Saturday, 2 February 2013 TIME: 12h00 VENUE: Opera House, White Str, Port Elizabeth

IFA Izindaba August/September 2012

Calling all IFA Presenters...

D N A E M O HAVE C T SLOW DOWN DON

S RALLIE T U B , E N O G
thou ma10
100

nspiration, direction and a clear plan is what IFA Presenters often walk away with from the annual Presenters Conference. The 2013 IFA Presenters Conference will be no different. Taking place on Friday, 22 February 2013 at Birchwood Hotel & Conference Centre Johannesburg, the conference is sure to set the path for the year ahead. Keeran Krishna, IFA Head of Sales and driving force behind this conference says, Every year IFA delivers new and innovative methods to grow the IFA business and 2013 is going to be even better. This said, the 2013 Presenters Conference looks to re-establish the power of the presenters and is certain to display what can be the best year for IFA since inception. IFA Presenters will converge on Thursday afternoon, 21 February 2013. Later that evening the 2012 best performing presenters will be recognised. The big day (22 February 2013) is where it

Presenters can expect a wealth of pertinent information, exciting rst time news, training aimed at improving their personal standing through topics like Financial Planning, the opportunity to network with their peers and a dynamic and inspirational motivational speaker, further explained Keeran. With all this on the cards, it is clear that the 2013 IFA Presenters Conference cannot be missed. Note that all IFA Presentation Venues will be closed from Thursday, 21 February to Saturday, 23 February 2013. Normal presentations will resume on Sunday, 24 February 2013. By Louwella Moeti

laTiONs CONgraTU OWiNg TO THe fOll saNDs THOU THaTHa ma WiNNers

he IFA Gijima Rallies, which took place from 27 October to 11 November 2012, celebrated the sprinters who were nishing strong as the Gijima Competition entered its nal phase. The sprinters are IFAs who had worked hard to increase their rankings, and were being recognised for their passion, energy and dedication. IFA Brand Ambassadors Lillian Dube and Desmond Dube were at several Gijima Rallies to ensure that everyone walked away with a smile even if they didnt win cash. Successful IFAs are Olympians, explains Mbali. They have a champion spirit that strives for excellence and a willingness to overcome all obstacles. The Gijima Rallies honoured those on their way to the 2013 IFA National Mass Rally, the pinnacle event in the IFA calendar, and the most heart wrenching event ever. For the rst time IFA will be giving away four cars - a VW Polo Vivo, Audi A1, BMW 1 Series and a BMW 3 Series for lucky draw winners in the G100, G200, G400 and G800 categories respectively. There will be over 30 buses taking IFAs from across the country for a day of recognition and entertainment - SA style and motivation. I am especially looking forward to the

ATHA TH

will all happen in an informative, educational and motivational conference, the year ahead will be unpacked and presenters will be thoroughly equipped for 2013.

nds sa

e sh

announcement of the top 5 qualiers Gijima performers nationally who will walk away with cash totalling to R450 000, continues Mbali. Fueling the Gijima spirit was the Thatha Ma Thousand Game Show held at each rally. Every IFA that invited three or more prospects to their regional Gijima Rally were entered in a draw to be part of the Thatha Ma Thousands Game Show offering four contestants a maximum of a R1 000 each. The game show aimed at helping IFAs know and understand the IFA business and rules better. It tested both the nerves and knowledge of participants. For every question that contestants got right they banked more money but if they got it wrong they would lose it all. Some IFAs opted for the safer option of nishing early while others pushed on and claimed the entire R1 000 up for grabs. Make sure that your last dash is the fastest before it is too late. All application forms captured until 20 December 2012 with a debit date of 1 January 2012 will still count towards the Gijima Competition. Mbali parts with this thought: Whos going to walk away with the big cars? Be there at the 2013 IFA Mass Rally to nd out. Gijima IFA! By Christopher Bompas

GaUTeNg
Mamatiwa Dikgale, Lucy Mashilo, Elsie Gumede and Primrose Masophi

MPUmalaNga
Danielo Adewuyi, Christopher Rapolayi and Dolly Nyathi

IFA Head Ofce Hosts IFAs from KwaZulu-Natal

FAs from KwaZulu-Natal visited IFA Head Ofce with the hope of learning more about the business and how it operates. Tired, yet excited IFAs arrived very early on Thursday, 4 October 2012, in time to freshen up and get down to business. In an informative presentation session they were addressed by the MD-Designate, Basil Reekie as well as by different managers from different departments. This was followed by a hearty meal that would give them enough energy to tour the Clientle Ofce Park. The tour around the ofce park gave them the opportunity to interact with different departments and ask questions. After a long and no doubt exhausting day, yet totally worthwhile, it was time to hit the road and head back home. Now thats called making every second count! By Louwella Moeti

S N E I U H L T I VA W
FROM

KWaZUlU-NaTal
Nhlanhla Mbambo, Johannes Makhanya, Nelly Magutswa and Nonhlanhla Ncube

NOrTH WesT
Tsietsi Sibanda, Caroline Molokwane and Merriam Mbokazi

ike most companies, Clientle has specic objectives that the company would like to achieve over a specic period. In addition to this, we have a guiding ethos that denes who we are and what we stand for as a company. These are regarded as our Vision and Mission.

WesTerN CaPe
Chantal Cupido, Porsia Southgate, Malvyn Lewis and Elton Muller

In order to make the Vision and Mission a reality, every person involved in the business has a part to play. Underpinning our Vision and Mission are the values that guide our behaviour and we believe these extend to our IFA Network too.

EasTerN CaPe
Port Elizabeth Siphokazi Dingada, Pumelele Nono and Shaun Sonjica. Mthatha Odwa Macwingwnane, Phumelele Marhwanqana and Nosisa Tshetu.

Our values, launched this year include:

professional, ethical and focused manner.

Customer Excellence: connecting with our clients in a Respect: treating colleagues, clients and other stakeholders
with respect, courtesy and fairness. Integrity: adhering to high moral standards and being honest in all that we do. Passion: approaching every task with determination, energy and commitment. Teamwork: working effectively with others and utilising individual and combined strengths to succeed.

Free STaTe
Patricia Samuel, Lebo Potelo, Lefu Mthwalo and Letseparelo Modise

LimPOPO
Noko Selepe, Godfrey Homela, Grace Baloyi and Zavi Malungane

Our achievements are guided by our behaviour, which is directed by our shared Values. If we live the Values each day in everything we do, we will be well on our way to achieving success. We invite all IFAs to embrace these values and together we will succeed!
By Lauren Kleynhans 2 IFA Izindaba December 2012 / January 2013 IFA Izindaba December 2012 / January 2013 3

am

2000 20

100

100

IFA and Clientle

embroiled in an SABC1 Drama

The rst event, the morning after arrival, was

photographer extraordinaire Oppa Litsoane, and the shop till you drop category going to Alina Ngubeni and Primrose Njongo, and nally the tness category going to Theresa Lillis. A trip to Rio would not be complete without visits to the Corcovado Mountain upon which the overpowering statue of Christ the Redeemer overlooks the city of Rio, as well as a trip on the Bondinho up Pao de Acugar, which also overlooks Rio but from a very different angle. The views from these two attractions can best be described as phenomenal. The full view of Copacabana Beach, with our hotel perfectly situated in the middle, was evident from the top of Sugarloaf Mountain. Many purchased lembranca (curios). Both were half day excursions with the balance of the days being free time some more Skol! All good things must come to an end. The two-split groups left a day apart and the long journey home began. Funny, the trip home is always a little quieter than the trip at the start of an adventure. A tired bunch of IFAs arrived back at OR Tambo airport, all rejuvenated and motivated to get back to business pending more awards at the upcoming 2013 IFA National Mass Rally in February. By Gary Simpson

At IFA we are constantly pushing boundaries, to nd innovative ways to take the business to scores of people who want to improve or change their lives for the better, but do not know how. Generations is the perfect platform to take the IFA business to millions in the comfort of their homes, thereby assisting IFAs in their quest to invite potential downlines, explained Mthunzi Mbali, IFA Marketing Director, when asked about the move to take IFA into Generations. Clientle made its debut on Generations from 19 October 2012, SMS communication was sent to the network because it is tting that the rst people to be informed about this are the IFA network and Clientle staff, who at some level are stakeholders that manage the companys products and are also the companys internal brand ambassadors. It is hoped that this venture will strengthen our production and also make the load lighter on IFAs as they Invite, Meet and Follow-up on their prospects. For Clientle Life and IFA, the Generations project is the single biggest marketing campaign and brand awareness venture the company has ever embarked on. The soap is the most popular programme on South African prime time TV and only a few brands have managed to feature on this soap. It is estimated that Generations has about 5 to 7 million viewers tuning in every day for some classic drama. With such a wide reach and looking at the companys target market, Generations is the most appropriate platform to place the companys brand and products, concludes Mthunzi. By Mpume Nyandu

futebol (football) on the beach and we all know what futebol means to Brazilians and South Africans alike. An exciting couple of

shell t u n in a

...

games saw a few IFAs apply their skills turned into a phenomenal morning. A closing to the futebol that attracted many passing Brazilians was when we collectively erupted into song, OleOleOle The rest of the day was free time with some relaxing on the beach, some shopping at the Rio Sul or Feira Hippie, and a few trying the local Skol beer. The evenings were also a balanced mix of organised restaurants and free time. Over the week we experienced O Sabor Do Rio (Flavours of Rio) as we dined at three amazing restaurants in Marius, the Rio Scenarium (which later turned into a very popular night club), and Porcao, where we ate until we could no more. Other evening activities included strolling along the O Calcadao, where Brazilians exercicio (exercise) by running or on bicicleta (bicycle) well into the night. At the Rio Scenarium restaurant certain awards were presented which included all the soccer stars, a special award to Sipho Mpofu who found Theresa Lillis lost passport,

for the 2012 Incentive Conference to the pulsating city of Rio de Janeiro. Departure saw the travellers being split into two groups that travelled a day apart from each other. The International departures terminal at OR Tambo airport was abuzz with excitement as IFAs did their last bit of shopping, exchanged currency and had a departing meal and drinks. Traveling SAA to Sao Paulo was a pleasure as the airline offered exceptional service. Upon arrival at Rio, relatively late at night, IFAs were greeted by the event Guia (Tour Guide), and boarded two luxury Onibus (buses) which were at our beck and call for the duration of the trip. We arrived at the Rio Othon Palace Hotel, situated in the middle of the famous Copacabana Beach, and most, somewhat weary, went to bed.

he month of September nally arrived, over 60 excited IFAs and their partners prepared themselves

inally, the moment of truth came. It was a case of network-marketing meets drama as the long anticipated IFA debut on Generations became a reality rather than just a rumour. On 13 November 2012, most IFAs, their families and friends across the country ensured that at 20h00 they were gathered around their TV sets, with eyes glued to the screens, eagerly awaiting to be part of millions of people who witnessed IFA making its entrance into the Generations storyline. And yes, they were not disappointed when the moment nally came as IFA was brilliantly weaved into the script. The IFA Walk-in-Centre at The Wedge Shopping Centre in Sandton screened the soap, and as soon as IFA was mentioned, the crowd went wild with excitement, clapping hands and smiling from ear to ear.

RENTING A HOME? YOU NEED A LAWyEr!

to ost of the time, our homes are places of safety and comfort, but it is important remember that it is also a nancial asset and a legal commodity. If you pay rent, you might need a good lawyer at some stage, says Luleka Ngodwane of Clientle Legal.

Dr. George Dennill Clientle Legal client

must be drawn up in plain language, such that an ordinary consumer with average literacy skills could understand. Further, the Act states that lease agreements may only exist for 24 months. Automatic renewals are a thing of the past, Ngodwane warns. This means that landlords will not be able to charge a cancellation fee at the end of the lease and must now take responsibility to renew the lease appropriately between 40 and 80 days before expiry, warns Ngodwane further. Apart from issues with rentals, home owners or people who pay rent may also encounter other legal problems: disputes with the neighbours, contractual disputes, poor service from security companies, problems with builders, disputes with the town council over billings or even legal issues resulting from pet ownership. That is why, if you rent a home you should have a lawyer! Ngodwane explains. We are here to assist you 24 hours a day.
By the MIH team

LEGAL CORNER

Dr. George Dennill from Bloemfontein, knows this all too well. I had a bad experience with a rental agency and a dispute ensued. It became a legal nightmare, lled with red tape and frustration. Just trying to understand the complications arising from the lease agreement was near-impossible, says Dr. Dennill. I turned to my lawyers at Clientle Legal for help. They guided me through the legal clutter and the matter was resolved. I would never have been able to afford the legal fees otherwise. Recent changes to the Consumer Protection Act might have some controversial implications for lease agreements, says Ngodwane from Clientle Legal. The Act stipulates that the lease agreement
4 IFA Izindaba August/September 2012 2013 December 2012 / January

Get a good lawyer from R130 per month.

For more details, attend an IFA Presentation or visit www.clientelelegal.co.za
IFA Izindaba August/September 2012 IFA Izindaba December 2012 / January 2013 5

Gauteng IFAs Show What

Heritage Day
me when I say I am an African. This can be said about the IFAs who gathered proudly in their traditional apparel to celebrate belated Heritage Day on 12 October 2012 at the IFA Network Service Centre. Heritage Day, celebrated annually in South Africa as a public holiday on 24 September, is a day of reection on, who we are and where we come from. Some celebrate it with a braai with family and friends, while others dress up in their traditional apparel. At IFAs Heritage Day celebration, many different cultures, traditions and languages were represented, one couldnt help but appreciate the fact that our diversity is a positive asset to our country. And that is the same philosophy that makes the IFA network so unique. The commemoration was kick-started by Romeo Jagjiban who did an IFA Business Opportunity presentation. Jerry Dikgale encouraged IFAs to build a better life for themselves in his motivational talk. And of course, you cannot celebrate South Africas heritage without song, dance and food. Musician Thembi Twala and the Batswana Dancers added excitement to the already electrifying vibe. The dynamic Lillian Dube sealed the whole event with her inspiring words. What a way to celebrate our rich and diverse culture! By Louwella Moeti

Think Big, Think Quality

Means to Them
verse from a poem I am an African quoted by Thabo Mbeki in one of his Opening of Parliament speeches goes, I know that none dare challenge

eople join the IFA Business Opportunity for many reasons but a common thread runs throughout: they want to make a change in their lives. The change can

Quality people
Personality. Look for people that have the willingness and the drive to make it in the IFA Business. Generally, they have an innate ability to connect with others and a sense of community. Affordability. The reality is that it is next to impossible to be an IFA without some form of income. It is therefore essential to introduce individuals that can afford their premiums and the IFA Business Fee or they are likely to drop out of your network. Its simple unmet premiums, equal no earnings!

only be achieved if it is built on a solid foundation. Sadly, many IFAs do not grow their business because of short-term thinking. Lets look at the two business examples below (for the sake of simplicity we will look at the rst two levels and assume each policy is worth R100 ) and compare.

Business A

Business B

Quality practices
LeVel 1 LeVel 1

Presentation attendance. Statistics show that those that are written up outside of a presentation venue are less informed about how this works, and statistically they fall off far quicker than those that do attend an IFA Presentation.

8
LeVel 2 LeVel 2

12 88
= R1 776
Potential Earnings

70
Potential Earnings

Filling in the application form properly. Having identied a quality prospect, the introducer can ensure that their work does not come to nil by double checking that an application form is lled in properly, including, banking details, ID numbers, contact numbers, names of beneciaries and premium amount.

= R2 256

Just by looking at the number of submitted applications you could easily guess that Business B is better. Supposing that 87.5% of the applications of Business A make it on the books, in contrast Business B only submits 37.5% of successful applications.

Teamwork. What IFAs see on their earnings statements is directly in proportion to the time and energy they spent in working with others. It therefore important to monitor, strategise and guide new and existing members within your team and to treat them with respect and humility.

Business A

Business B

LeVel 1

Be Part of The

Log onto www.ifabuzz.co.za TODAY and download the app!

Your wallet has a secure 5 digit PIN which ensures that your money is safe at all times. IFABuzz can be loaded on all phones that can connect to the internet the phone does not have to be a smart phone for you to be part of IFABUZZ. It operates on iPhones, BlackBerrys, Androids and J2ME phones, across all cellphone networks in South Africa. By Nicole Simpson

Training. Nelson Mandela once said that Education is the most powerful weapon to change the world. The IFA Academy has 14 years worth of business secrets to share in modules that are available to all IFAs free of charge for every

LeVel 1

-1

-8

7
LeVel 2

4
-11
LeVel 2

-55

level of experience and expertise. Utilising available resources. IFAs have an incredible amount of resources at their disposal. To name a few: the IFA web/mobi site, the Izindaba newsletter, a call centre, regional business managers, IFA Presenters and distributors, IFA Marketing Materials and a brand new communication tool IFABuzz. What you put in your business is what you will get out. Are you thinking quality?
By Gary Simpson and Christopher Bompas

I
6

59
- 12 polIcIes lost

33
- 63 polIcIes lost

FA, in association with Clientle Mobile, is proud to introduce IFABUZZ - an instant messenger

have access to request statements, check your earnings, nd presentation venues around the country and much more! The application also provides an electronic wallet which allows you to safely store money on your phone. This money can be used to buy airtime and electricity at your convenience - anytime, anywhere.

Real Earnings

R1 554

Real Earnings

R846

chat application that can be loaded on your cellphone and allows you to connect with family and friends for the fraction of the cost of an SMS. Plus you get access to news, sports, entertainment updates, the weather and cool competitions. As an IFA, you
IFA Izindaba December 2012 / January 2013

Why is Business A succeeding even though at rst it looks smaller, while Business B has many more applications but is failing? The answer is QUALITY. This term refers to the particular attributes of something, someone or the processes involved. Bad business is bad for everyone you, your team and for IFA. On the other hand, good business benets everyone, grows your club status and takes you closer to a better life. It is based on:

IFA Izindaba December 2012 / January 2013

New Club
September 2012
Club 30
Nomnikelo Poti Themba Makhathini Ramateu Monyokolo Phumla Mathatha Mathews Khalo Nomfundo Mlambo Thabisile Mahlaba Bajabulile Phungula Katlego Kgothi Mandla Malindi Bongani Madlala Janice Lewis Alford Buthelezi Nonzuzo Mcenge Vincent Ncube Johanna Muller Mengameli Makhathini Andile Qwesha EASTERN CAPE KWAZULU-NATAL GAUTENG FREE STATE GAUTENG FREE STATE KWAZULU-NATAL KWAZULU-NATAL GAUTENG GAUTENG KWAZULU-NATAL WESTERN CAPE KWAZULU-NATAL EASTERN CAPE MPUMALANGA WESTERN CAPE GAUTENG GAUTENG

Qualiers
Vusimuzi Msomi Nothando Hadebe Sanele Dlamini Nombulelo Milisi Dukwana Skosana Lerato Masango Justin Boois Nompumelelo Nduli Phuti Kganyago Nonkululeko Nkuse Joyce Nculwane Mkokeli Mampofu KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL EASTERN CAPE MPUMALANGA MPUMALANGA WESTERN CAPE GAUTENG LIMPOPO FREE STATE FREE STATE WESTERN CAPE Neugan Jones Lunga Sokupha Dorothy Muller Pertunia Mkhohliswa Charmaine Meyepa Mike Mathebula Mziwenhlanhla Mbatha Zibuyile Ntombela Zeblon Ndlovu Patricia Makhathini Tsepo Motshwene Patricia Mtshambela Nomalanga Tembe David Khoza Sindiswa Makalima Puseletso Mokoena WESTERN CAPE EASTERN CAPE EASTERN CAPE GAUTENG WESTERN CAPE MPUMALANGA KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL MPUMALANGA FREE STATE KWAZULU-NATAL KWAZULU-NATAL EASTERN CAPE FREE STATE

Club 175

Karolis Petersen Nomosa Zulu

WESTERN CAPE MPUMALANGA

Club 250

Sandile Chili Mongezi Dambuza Mthokozisi Msezane

KWAZULU-NATAL EASTERN CAPE KWAZULU NATAL

Platinum 250
Ntombenhle Myeni

KWAZULU-NATAL

Club 60

Club 500

Ntuthuko Hlengwa David Sauls Melissah Isaacs Patrick Luvuno Thozama Nxitywa Sbusiso Gema

KWAZULU-NATAL EASTERN CAPE WESTERN CAPE KWAZULU-NATAL FREE STATE KWAZULU-NATAL

Mlungisi Madlala Sizwe Qotywa

KWAZULU-NATAL GAUTENG

Club 100

Club 1750
KWAZULU-NATAL KWAZULU-NATAL

Minenhle Lamula Winnie Cele

Danae Schoeman

WESTERN CAPE

October 2012
Club 30
Yolande Barties Bathabile Pulumane Steven Dlamini Martha Ngejane Thulaganyo Seripe Ernestina Bhengu Vusumuzi Buthelezi Innocentia Conco Freedom Gumede Lindani Hlongwa Zanele Mbatha EASTERN CAPE EASTERN CAPE GAUTENG GAUTENG GAUTENG KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL Linda Mlumbi Sicebi Mncwabe Mhlophe Msani Fano Ndlovu Pretty Ntshangase Thamsanqa Sithole Mogomotsi Hlapa Cornelia Wales KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL NORTH WEST WESTERN CAPE Tumelo Selomane Thabisile Mahlaba Sanelisiwe Ngubane Rosemary Nkosi Vilakaz GAUTENG KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL

Club 175

Club 100

Patricia Samuel Piet Ramushu Themba Mpangela Phumzile Sosibo

FREE STATE GAUTENG KWAZULU-NATAL KWAZULU-NATAL

Club 60

Ntombizanele Ntweni Sindiswa Qupa

EASTERN CAPE EASTERN CAPE

Mziwenhlanhla Mbatha Lungile Mkhwanazi Thabisa Sithole Tsietsi Sibanda

KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL NORTH WEST

Club 250
Kinki Samuel

FREE STATE

Club 500

Ntombenhle Myeni

KWAZULU-NATAL

November 2012
Club 30
Luyolo Gqaboti Babalwa Jack Happy Watson Phelisa Guda Lindiwe Dube Mzuyanda Giwu Mmushi Mashilo Ndabezinhle Sibanda Wiseman Danca Irene Dludla Cheril Gwala Dumisani Khomo Noluthando Madonda EASTERN CAPE EASTERN CAPE EASTERN CAPE FREE STATE GAUTENG GAUTENG GAUTENG GAUTENG KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL Mxolisi Mathonsi Philangenkosi Mzila Thulani Shandu Nkosingiphile Simelane Maxwell Sithole Harold Zulu Doreen Ripinga Monageng Maselo Elizabeth Jephthah KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL MPUMALANGA NORTH WEST WESTERN CAPE Charles Mtshali Elsie Gumede Janice Lewis Reloe Mafatle Mandy Martin Bertha Stoffels KWAZULU-NATAL NORTH WEST WESTERN CAPE WESTERN CAPE WESTERN CAPE WESTERN CAPE

Club 175

Siyabulela Tyabazayo Isaac Masinga Rosemary Mqwati Bheki Ntusi Nokuphiwa Zuma

EASTERN CAPE GAUTENG KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL

Club 100

Club 60

Sibusiso Banda Buhle Gabela Fikile Mbili

KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL

Siseko Mahogo Dumisile Dumakude Shadrack Ngcobo Nomalanga Tembe Neugan Jones

GAUTENG KWAZULU-NATAL KWAZULU-NATAL KWAZULU-NATAL WESTERN CAPE

Club 250

Themba Mpangela

KWAZULU-NATAL

Turn your childs potential into a successful tomorrow

Bursary scheme
lawy
An IFA Bursary could be part of your childs future offering R50 000 for each year of their studies. Ask for your bursary application form from your IFA presenter or download one from www.ifa.co.za

2014 IFA

Deadline: 30 April 2013!

8 IFA Izindaba December 2012 / January 2013