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Homework 8: Lecture 10/Chapter 6

Question 1 (2 pts): What are the two principle purposes of the Genetic Information Nondiscrimination Act? a. It prohibits health insurance companies from requesting genetic information and using genetic information when making decisions about coverage, rates, and others. b. It prohibits employers from taking genetic information into account when hiring, firing, and promoting.

Question 2 (2 pts): What are the three most controversial provisions of the USA PATRIOT Act? a. There is greater authority to monitor communications b. There are more bank regulations to prevent money laundering c. There are greater border controls to prevent illegal entry

Question 3 (2 pts): Use the principle of utility to decide whether a National ID card should be implemented. According to the principle of utility, a National ID card should not be implemented because it makes lawabiding people more vulnerable to fraud and indiscretions by others. It does not have a net benefit.

4. (1 pt) The Fourth Amendment to the U.S. Constitution has to do with a) b) c) d) e) freedom of speech and religion. search warrants. the right to bear arms. quartering of soldiers in private homes. self-incrimination.

5. (1 pt) The Family Education Rights and Privacy Act a. gives students 18 years of age and older the right to review their educational records. b. gives students 18 years of age and older the right to request corrections to errors in their educational records.

c. gives students 18 years of age and older the right to prevent educational records from being released without their permission, except under certain circumstances. d. All of the answers e. None of the answers

6. (1 pt) The Health Insurance Portability and Accountability Act a. ensures that a consumer can keep the same health care provider even when he or she changes employers. b. attempts to limit the exchange of information among health care providers to that information necessary to care for the patient. c. ensures that a consumer can sue doctors and hospitals for medical malpractice. d. ensures that doctors and hospitals can counter sue patients who file frivolous medical malpractice claims. e. All of the answers

7. (1 pt) The Fair and Accurate Credit Transactions Act

a. gives consumers the right to request a free copy of their credit report every year. b. allows credit bureaus to sell personal financial information they have gathered. c. makes it possible for a consumer to declare bankruptcy without harming his or her credit rating. d. ensures that people with criminal convictions are still able to obtain credit. e. All of the answers

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