OBJECTIVES OF PROJECT 1. To Study the complete structure and history of HDFC Bank. 2.

To know the different methods available for credit Rating and understanding the credit rating procedure used in HDFC Bank. 3. To gain insights into the credit risk management activities of the HDFC Bank 4. To know the RBI Guidelines regarding credit rating and risk analysis. 5. Studying the credit policy adopted Comparative analyses of Public sector and private sector. METHODOLOGY:

DATA COLLECTION METHOD

To fulfill the objectives of my study, I have taken both into considerations viz primary & secondary data.

Primary data: Primary data has been collected through personal interview by direct
contact method. The method which was adopted to collect the information is Personal Interview method. Personal interview and discussion was made with manager and other personnel in the organization for this purpose.

Secondary data: The data is collected from the Magazines, Annual reports, Internet,
Text books. The various sources that were used for the collection of secondary data are o Internal files & materials o Websites Various sites like www. hdfcbank.com