Model Test Paper 2013 B.Com.

-I
EAFM-II (B) Banking and Finance
Answer the following questions:2x5 = 10 1. Define the term Bank, according to the Banking regulation Act 1948? 2. Name the following: a. ICICI b. DIC 3. Name two development banks of India. 4. List any four functions of RBI. 5. Define garnishee order and Right to set off. 6. What is federal finance? 7. List any ten public and private banks of India. 8. Define grants-in aid. 9. What do you understand bybudget deficit and external debt? 10. What do you mean by Credit and credit creation? Answer the following questions in 100 words each: 5x4=20 1. Give short note on: Investment Banks. Narsimham Committee. 2. Explain the different accounts of banks. 3. What are the problems faced by RRBs. Explain in detail. 4. Discuss the methods of credit creation. 5. Loans are the children of deposits; Deposits are the children of Loans. Comment. 6. What are the objectives of RRBs? What are the problems faced by RRBs in attaining those objectives. 7. What are the various functions of RBI? 8. What is NABARD? How NABARD helps RRBs to grow. 9. What are the various methods of credit control? 10. What are negotiable instruments? Explain its characteristics. 11. What do you mean by crossing of cheques? 12. Give the procedure of collection and payments of cheques. 13. What do you mean by Public finance?Compare public finance and private finance. 14. What are the basic components of public expenditure? 15. What are the different accounts of banks? Explain. 16. Give the classification of banks. 17. How banks helps in economic development of the country. 18. Classify tax on different bases. 19. Give a brief note about public expenditure and revenue.

20. Discuss the relationship of union and state government. Answer any two of the following questions: 10x2=20 1. RBI is known as Bankers bank. Comment. 2. Discuss the methods of credit creation by banks. 3. Throw light on the recent trends took place in Indian Banking Sector. 4. Discuss the major functions of modern commercial banks. 5. Insurance is one of the major tools of Investment banking. Comment. 6. What are the recent trends taking place in Indian Banking System? Explain in detail. 7. What are the different canons of taxations? 8. Discuss the salient features of Indian banking regulation Act 1949. 9. What are the legal procedures under which a cheque gets dishonored? 10. What is meant by Public debt? How it is related with deficit budget.