Month

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Start a Quick Budget

Budget Planner Demo- Home

Move from worksheet to worksheet by clicking the dark blue buttons at the top of each worksheet.
Demo users: Income and the first 3 spending categories are open to demo users.

Budget Planner 1 - 2 - 3

#1 - Build a Budget #2 - Track Income/Spending #3 - Compare B

Use the Quick Budget sheet (for Track your actual income and
simple budgets) or the spending on this sheet or use the
Daily Spending Record below
Budget by Month sheet (click here).

Quick Budget
or
Budget By Month

Use the Daily Spending Record

for detailed record keeping.

Pre- Customized Versions (at no additional cost)

Need additional spending rows? Additional spending cateogories? Using another currency? See our Pre-Customized
All versions below are available at no additional cost (all versions are available for free after purchasing the "basic" ve
Expanded (additional rows) Cents version
Additional Categories Pounds version
Daily Linked (links Daily Spending to Tracking) Euro version
 Expanded & Daily Linked Rand version

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by usi
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" fig
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the dro
the "Income" section.
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box i
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop d
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a lon
you stick to your budget.

Financial Calculators available at Simpleplanning.com:

- Budget Planner - Mortgage Calculator Net Worth Calculator
- Investment Calculator - Tax Calculator Complete Planner
- Retirement Planner - 401k Calculator Profit & Loss Planner

Software License Agreement

Simpleplannings.com grants usage of this financial planning "software" under the following terms and conditions:
After the purchasing and downloading of this software from Simpleplanning.com, the purchaser is granted a "license" to
The "licensee" may make copies of this product in an amount that does not exceed the number of licenses originally pu
Simpleplanning.com, or for the purpose of creating a backup copy.
This file or the software contained in this file shall not be transferred to a non-licensee without the written consent from

Limitation of Liability
Simpleplanning.com will not be held liable for damages in the event of, but not limited to inaccurate assumptions, calcu
software, hardware, data and network failure and profit/savings losses as a result of using this software.
 Month

arison
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arison
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k Budget Start a Budget by Month

Current Month

#3 - Compare Budget to Actuals

Compare your budgeted income
and spending to your actuals. Are
you over or under your budget?

Aug To Date

ncy? See our Pre-Customized versions below

after purchasing the "basic" version on our website).

Purchase now for $9.95

 January
Enter the "Frequency" by using the drop down menu February
o your Tracking (actual) figures on the "Comparison" sheet. March
cted, the "Budget By Month" figures will be used for April
May
June
July
budget month by using the drop down box in August
September
udget by month. (If this box is not selected, October
November
December

h by using the drop down box in the "Income" section.

me periods by using the drop down box above the

This simple record goes a long way in helping

Invoice Template
Business Suite

ng terms and conditions:

chaser is granted a "license" to use this product.
umber of licenses originally purchased from

hout the written consent from Simpleplanning.com.

naccurate assumptions, calculation errors,

g this software.
 Quick or create a Budget by Month
Budget Next Step:
Enter what you think you will spend on this sheet. This is your Budget. Track your actual spending

Income Frequency Amount Monthly Yearly Weekly Budget Summary

Total Income (net) $2,253 $27,040
Salary/Wages Patty Monthly $- $-
-$350
Salary/Wages (Jane) Bi-Weekly $1,040 $2,253 $27,040
Other Weekly $- $-
Other Bi-Weekly $- $-
$520
Other Monthly $- $-

Spending Type over sample categories & amounts

Total: $3,770 $45,244 $870
Transportation $245 $2,940
Auto Loan/Lease Monthly $- $-
Insurance Monthly $145 $145 $1,740 -$400 -$200 $0 $200 $400 $600 $800 $1,000
Bill's train pass Bi-Weekly $- $-
$870 $520 $(350)
Jane's bus pass Bi-Weekly $- $-
Registration/Inspection Yearly $- $-
Gas Monthly $75 $75 $900 Spending Summary
Maintenance Monthly $25 $25 $300
other Non-DemoMonthly
Planner includes: $- $- $57
$131
-Additional categories/rows
Home -Alternate currencies $1,387 $16,644
Mortgage Monthly $932 $932 $11,184
Rent Monthly $- $- $109
Maintenance Monthly $50 $50 $600 $320
Insurance Monthly $50 $50 $600
Furniture Yearly $- $-
Household Supplies Monthly $30 $30 $360
Groceries Weekly $75 $325 $3,900
Real Estate Tax Semi-Annually $- $- $168
Other Monthly $- $-
Other Monthly $- $- $85

Transportatio Home Utilities

Utilities $370 $4,440 n
Phone - Home Monthly $- $- Health Entertainment Miscellaneou
Phone - Cell Monthly $- $- s
Cable Monthly $70 $70 $840
Gas Monthly $- $-
Water Monthly $75 $75 $900
Electricity Monthly $225 $225 $2,700
Internet Monthly $- $-
Other Monthly $- $-
Other Monthly $- $-

Health $730 $8,760

Dental Monthly $50 $50 $600
Medical Monthly $500 $500 $6,000
Medication Monthly $15 $15 $180
Vision/contacts Semi-Annually $150 $25 $300 Page Up
Cells locked for Demo users
Life Insurance Monthly $40 $40 $480
Other Monthly $100 $100 $1,200
Other Monthly $- $-

Entertainment $472 $5,660

Memberships Monthly $60 $60 $720
Dining out Monthly $100 $100 $1,200
Events Monthly $50 $50 $600
Subscriptions Monthly $15 $15 $180
Cells locked for Demo users
Movies Monthly $20 $20 $240
Music Monthly $15 $15 $180
Hobbies Weekly $20 $87 $1,040
Travel/ Vacation Yearly $1,500 $125 $1,500
Other Monthly $- $-
Other Monthly $- $-

Miscellaneous $567 $6,800

Dry Cleaning Monthly $20 $20 $240
New Clothes Semi-Annually $150 $25 $300
Donations Monthly $70 $70 $840
Child Care Monthly $- $- Page Up
Cells locked for Demo users
Tuition Monthly $- $-
College Loans Monthly $300 $300 $3,600
Pocket Money Weekly $20 $87 $1,040
Gifts Monthly $50 $50 $600
Credit Card Monthly $15 $15 $180
Other Monthly $- $-
Other Monthly $- $-
Other Monthly $- $-

Additional categories/rows provided in Non-Demo Planner

-Alternate currencies are provided as well
 Budget By or create a Quick Budget Next Step:
Month Track your actual spending
Enter what you think you will spend on this sheet. This is your Budget.
10

Income Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 12 Months March Budget Summary
J an to Date

Total Income (net) $- $- $- $- $- $- $- $- $- $- $- $- $- 0

Salary/Wages (Bill) $- -$4,935

0

Salary/Wages (Jane) $- 0

Other $- $- 0

Other $- 0
$0
Other Type over sample categories & amounts $- 0

Spending Total: $3,245 $4,715 $4,935 $3,230 $3,105 $6,165 $3,335 $3,335 $3,335 $3,335 $3,335 $3,335 $45,405 $4,935
38735

Transportation $- $- $- $- $- $- $- $- $- $- $- $- $- 0

Auto Loan/Lease $- 0

Insurance $- 0
-$6,000 -$4,000 -$2,000 $0 $2,000 $4,000 $6,000
Bill's train pass $- 0

$4,935 $- $(4,935)
Jane's bus pass $- 0

Registration/Inspection $- 0

Gas $- 0

Spending Summary
Maintainnce $- 0

Other $- 0
$775
Page Down
Home $2,030 $2,030 $3,030 $2,030 $2,030 $5,030 $2,030 $2,030 $2,030 $2,030 $2,030 $2,030 $28,360 24300

Mortgage $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $18,000 $250
15000

Rent $- 0

Maintenance $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 500

Insurance $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 500

Furniture $1,000 $1,000 1000

Household Supplies $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 $650
300

Groceries $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $4,800 4000
$3,030
Real Estate Tax $1,000 $2,000 $3,000 3000

Other $- 0
$230
Other $- 0

Transportatio Home Utilities

Utilities $250 $240 $230 $230 $240 $270 $290 $290 $290 $290 $290 $290 $3,200 2620

n
Phone - Home $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 400

Health Entertainmen Miscellaneou

Phone - Cell $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 300
t s
Cable $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 400

Gas $40 $40 $40 $40 $50 $70 $90 $90 $90 $90 $90 $90 $820 640

Water $- $- $- $- $- $- $- $- $- $- $- $- $- 0
Budget by Month
Electricity $70 $60 $50 $50 $50 $60 $60 $60 $60 $60 $60 $60 $700 580 $7,000
Internet $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 300

Other $- 0
$6,000
Other Page Up $- 0

$5,000
Health $110
$260 $650 $110 $110 $110 $110 $110 $110 $110 $110 $110 $2,010 1790

Dental $10$10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $120 100
$4,000
Medical $60$60 $600 $60 $60 $60 $60 $60 $60 $60 $60 $60 $1,260 1140

Medication $30$30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 $3,000
Cells locked for Demo users 300

Vision/contacts $150 $150 150

$2,000
Life Insurance $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $120 100

Other $-
$1,000
0

Other $- 0

$0
Entertainment $280 $1,710 $250 $310 $250 $280 $280 $280 $280 $280 $280 $280 $4,760 Row 16 Row 8
4200

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Memberships $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $720 600

Dining out $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $1,200 1000

Events $50 $100 $50 $50 $50 $50 $50 $50 $50 $500
Cells locked for Demo users 400

Subscriptions $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 150

Movies $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $240 200

Music $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 150

Hobbies $20 $40 $40 $20 $20 $20 $20 $20 $20 $20 $240 200

Travel/ Vacation $1,500 $1,500 1500

Other $- 0

Other $-
Page Up
0

Miscellaneous $575 $475 $775 $550 $475 $475 $625 $625 $625 $625 $625 $625 $7,075 5825

Dry Cleaning $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $240 200

New Clothes $150 $150 150

Donations $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $720
Cells locked for Demo users 600

Child Care $- 0

Tuition $- 0

College Loans $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $3,600 3000

Pocket Money $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $960 800

Gifts $100 $150 $75 $150 $150 $150 $150 $150 $150 $1,225 925

Credit Card $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 150

Other $- 0

Other $- 0

Other $- 0

Additional categories/rows provided in Non-Demo Planner

-Alternate currencies are provided as well
 Trackin Next Step:
g
Enter what you actually spend on this sheet. or
Track
Track actual
actual spending
spending Compare Actual Spending to Budget
Chart: March
on
on aa daily
daily basis
basis
Income Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan to Date Actual Income/Spend Summary
Total Income (net) $- $- $- $- $- $- $- $- $- $- $- $- $-
Salary/Wages Patty $-
Salary/Wages (Jane) $- -$5,103
Other $-
Other $-
Other Let's you know when $- $0
spending is over budget.
Spending Under Over Over
Budget Budget Budget
$5,103
Total Spending: $1,977 $4,652 $5,103 $- $- $- $- $- $- $- $- $- $11,732
Transportation $260 $650 $- $- $- $- $- $- $- $- $- $- $910
Auto Loan/Lease $200 $200 -$6,000 -$4,000 -$2,000 $0 $2,000 $4,000 $6,000
Insurance $100 $100 $200
$5,103 $- $(5,103)
Bill's train pass $100 $120 $220
Jane's bus pass $170 $170
Registration/Inspection $-
Actuals by Month
Gas $60 $60 $120
Maintenance Page Down $- $6,000
Type over sample categories & amounts
other $-

$5,000
Home $480 $1,940 $3,005 $- $- $- $- $- $- $- $- $- $5,425
Mortgage $1,500 $1,500 $3,000
Rent $- $4,000

Maintenance $50 $- $50 $100

Insurance $50 $50 $50 $150 $3,000
Furniture $-
Household Supplies $30 $30 $30 $90 $2,000
Groceries $350 $360 $375 $1,085
Real Estate Tax $1,000 $1,000
$1,000
Other $-
Other $-
$0
RowMay
Jan Feb Mar Apr 17 Jun Row
Jul 8
Aug Sep Oct Nov Dec
Utilities $250 $240 $244 $- $- $- $- $- $- $- $- $- $734
Phone - Home $40 $40 $46 $126
Phone - Cell $30 $30 $38 $98
Cable $40 $40 $40 $120
Gas $40 $40 $40 $120
Water $- $- $- $-
Electricity $70 $60 $50 $180
Internet $30 $30 $30 $90
Other $-
Other $-

Health $110 $110 $650 $- $- $- $- $- $- $- $- $- $870

Dental $10 $10 $10 $30
Medical $60 $60 $450 $570
Medication $30 $30 $30 $90
Vision/contacts Cells
Cells locked
locked for
for Demo
Demo users
users $150 $150
Life Insurance $10 $10 $10 $30
Other $-
Other $-

Entertainment $282 $1,187 $454 $- $- $- $- $- $- $- $- $- $1,923

Memberships $60 $60 $60 $180
Dining out $100 $75 $200 $375
Events $50 $50
Subscriptions Cells
Cells locked
locked for
$15Demo
for users
Demo$15users $25 $55
Movies $22 $22 $44 $88
Music $15 $15 $30 $60
Hobbies $20 $40 $60
Travel/ Vacation $1,000 $1,000
Other $55 $55
Other $-

Miscellaneous $595 $525 $750 $- $- $- $- $- $- $- $- $- $1,870

Dry Cleaning $20 $20 $20 $60
New Clothes $15 $45 $25 $85
Donations $60 $60 $60 $180
Child Care $-
Tuition Cells
Cells locked
locked for
for Demo
Demo users
users $-
College Loans $300 $300 $300 $900
Pocket Money $100 $100 $120 $320
Gifts $100 $150 $250
Credit Card $30 $30
Other $45 $45
Other $-
Other Additional categories/rows provided in Non-Demo Planner $-
-Alternate currencies are provided as well
Compariso March
n
Compare your budget to your actual spending on this sheet.

Income Budget Mar Actual

March Vs Budget Tracking vs Budget Summary
($1,517)
Total Income (net) $2,253 $- $(2,253)
Salary/Wages Patty $- $- $2,253
Salary/Wages (Jane) $2,253 $(2,253)
Other $- $- $3,770
Other $- $-
Other Select month $- Tracking $-
sheet ($5,103)
figures
Spending Budget March Vs Budget $0
Total Spending: $3,770 $5,103 $1,333
$5,103
Transportation $245 $- $(245)
Auto Loan/Lease $- $-
($6,000) ($4,000) ($2,000) $0 $2,000 $4,000 $6,000
Insurance $145 $(145)
Bill's train pass $- $- Expense Income Balance
Jane's bus pass $- $- (Savings)
Registration/Inspection $- $-
Gas $75 $(75)
Maintenance $25 $(25) Spending Comparison
other $- $- Over budget in red
Under budget in green $3,005
Home $1,387 $3,005 $1,618
Mortgage $932 $1,500 $568
Rent $- $-
Maintenance $50 $50 $-
Insurance $50 $50 $-
$1,387
Furniture $- $-
Household Supplies $30 $30 $-
Groceries $325 $375 $50 $730 $750
$567 $650
Real Estate Tax $- $1,000 $1,000 $472 $454
$370
$245 $244
Other $- $-
Other $- $-
$0
Transportati
Budget
Home Utilities
Tracking
Utilities $370 $244 $(126) on
Phone - Home $- $46 $46 Health Entertainme Miscellaneou
Phone - Cell $- $38 $38 nt s
Cable $70 $40 $(30)
Gas $- $40 $40
Water $75 $- $(75)
Electricity $225 $50 $(175)
Internet $- $30 $30
Other $- $-
Other $- $-

Health $730 $650 $(80)

Dental $50 $10 $(40)
Medical $500 $450 $(50)
Medication $15 $30 $15
Vision/contacts $25 $150 $125
Life Insurance $40 $10 $(30)
Other $100 $(100)
Other $- $-

Entertainment $472 $454 $(18)

Memberships $60 $60 $-
Dining out $100 $200 $100
Events $50 $(50)
Subscriptions $15 $25 $10
Movies $20 $44 $24
Music $15 $30 $15
Hobbies $87 $40 $(47)
Travel/ Vacation $125 $(125)
Other $- $55 $55
Other $- $-

Miscellaneous $567 $750 $183

Dry Cleaning $20 $20 $-
New Clothes $25 $25 $-
Donations $70 $60 $(10)
Child Care $- $-
Tuition $- $-
College Loans $300 $300 $-
Pocket Money $87 $120 $33
Gifts $50 $150 $100
Credit Card $15 $30 $15
Other $- $45 $45
Other $- $-
Other $- $-
 Daily Spending This sheet is optional. Use this sheet to keep track of what you spend on a daily basis.
a We provide a version of the Budget Planner with 12 Daily Spending sheets (one for each month). Each sheet is linked
Record to the Tracking sheet so you won't have to enter your actual spending in two different places.

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: $85 $70 $95 $100 $260 $90 $245 $55 $40 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $1,040
Transportation $75 $- $- $- $100 $- $15 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $190
Auto Loan/Lease $-
Insurance $100 $100
Bill's train pass $15 $15 $30
Jane's bus pass $-
Registration/Inspection $-
Gas $60 $60
Maintenance $-
other $-

Home $- $- $- $100 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $100

Mortgage $-
Rent $-
Maintenance $-
Insurance $-
Furniture $-
Household Supplies $-
Groceries $100 $100
Real Estate Tax $-
Other $-
Other Scroll Right Scroll Left $-

Utilities $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Phone - Home $40 $40
Phone - Cell $30 $30
Cable $40 $40
Gas $40 $40
Water $20 $20
Electricity $40 $40
Internet $30 $30
Other $-
Other $-

Health $- $- $- $- $70 $- $30 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $100

Dental $10 $10
Medical $60 $60
Medication $30 $30
Vision/contacts Cells locked for Demo users $-
Life Insurance $-
Other $-
Other $-

Entertainment $- $- $15 $- $- $80 $- $45 $20 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $160

Memberships $-
Dining out $80 $80
Events $-
Subscriptions $15 $15
Movies Cells locked for Demo users $20 $20
Music $-
Hobbies $15 $30 $45
Travel/ Vacation $-
Other $-
Other $-

Miscellaneous $10 $- $- $- $- $10 $200 $10 $20 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $250

Dry Cleaning $20 $20
New Clothes $-
Donations $-
Child Care Cells locked for Demo users $-
Tuition $-
College Loans $200 $200
Pocket Money $10 $10 $10 $30
Gifts $-
Credit Card $-
Other $-
Other $-
Other Additional categories/rows provided in Non-Demo Planner $-
-Alternate currencies are provided as well