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February 14, 2014 Sony Financial Holdings Inc.

Summary Information on Sony Banks Financial Results for the Nine Months Ended December 31, 2013
<Contents> 1. Consolidated Balance Sheets 2. Consolidated Statements of Income and Consolidated Statements of Comprehensive Income 3. Non-consolidated Balance Sheets 4. Non-consolidated Statements of Income 5. Supplementary Information (1) Deposits and Loans (Non-consolidated) (2) Balance of Time Deposits by Remaining Period (Non-consolidated) (3) Balance of Securities by Rating (Non-consolidated) (4) Risk-monitored Loans (Non-consolidated) (5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria) (6) Consolidated Capital Adequacy Ratio (Domestic Criteria)
P.2 P.3 P.4 P.5 P.6 P.6 P.6 P.6 P.7 P.7 P.7

1. Consolidated Balance Sheets


As of March 31, 2013 Assets: Cash and due from banks Call loans and bills bought Monetary trusts Securities Loans Foreign exchanges Other assets Tangible fixed assets Intangible fixed assets Deferred tax assets Allowance for loan losses Total Assets Liabilities: Deposits Call money and bills sold Borrowed money Foreign exchanges Other liabilities Reserve for employees' bonuses Reserve for employees' retirement benefits Reserve for directors' retirement benefits Provision for point card certificates Deferred tax liabilities Total Liabilities Net Assets: Common stock Capital surplus Retained earnings Total shareholders' equity Net unrealized gains on other securities, net of taxes Net deferred losses on hedging instruments, net of taxes Total accumulated other comprehensive income Minority interests Total Net Assets Total Liabilities and Net Assets 31,000 21,000 12,489 64,489 6,536 (3,231) 3,304 1,339 69,134 2,012,627 31,000 21,000 15,776 67,776 6,622 (2,586) 4,035 1,312 73,125 2,035,876 1,857,447 10,000 22,000 87 52,338 619 516 108 98 275 1,943,493 1,857,476 6,000 40,000 67 57,916 475 576 47 91 99 1,962,751 62,322 10,000 18,182 906,796 970,226 7,954 32,997 1,108 4,587 91 (1,641) 2,012,627 151,590 6,000 20,496 780,561 1,025,154 11,795 36,112 1,049 4,585 120 (1,590) 2,035,876 (Millions of yen) As of December 31, 2013

2. Consolidated Statements of Income and Consolidated Statements of Comprehensive Income


(1) Consolidated Statements of Income
For the nine months ended December 31, 2012 Ordinary Revenues Interest income (Interest income on loans) (Interest income and dividends on securities) Fees and commissions Other operating income Other ordinary income Ordinary Expenses Interest expenses (Interest expenses on deposits) Fees and commissions Other operating expenses General and administrative expenses Other ordinary expenses Ordinary Profit Extraordinary Losses Losses on disposal of fixed assets Losses on sale of shares of subsidiaries and affiliates Other extraordinary losses Income Before Income Taxes Income Taxes current Income Taxes deferred Total Income Taxes Income Before Minority Interests Minority Interests Net Income 398 0 2,483 (88) 186 97 2,386 94 2,292 25,149 19,238 10,367 8,814 4,103 1,715 92 22,266 6,185 4,934 2,010 1,518 12,377 174 2,883 399 (Millions of yen) For the nine months ended December 31, 2013 27,032 19,815 10,650 9,085 3,633 3,466 117 21,766 4,783 3,631 2,252 1,855 12,713 162 5,265 0 0 5,265 2,167 (161) 2,005 3,260 (26) 3,286

(2) Consolidated Statements of Comprehensive Income


(Millions of yen) For the nine months ended December 31, 2012 Income Before Minority Interests Other Comprehensive Income Net unrealized gains on other securities, net of taxes
Net deferred gains (losses) on hedging instruments, net of taxes

For the nine months ended December 31, 2013 3,260 86 644 730 3,990 4,017 (26)

2,386 2,302 (552) 1,750 4,136 4,042 94

Total other comprehensive income Comprehensive Income (Details) Comprehensive income attributable to parent company Comprehensive income attributable to minority interests

3. Non-consolidated Balance Sheets


(Millions of yen) As of December 31, 2012 (A) Assets: Cash and due from banks Call loans Monetary trusts Securities Loans Foreign exchanges Other assets Tangible fixed assets Intangible fixed assets Deferred tax assets Customers' liabilities for acceptances and guarantees Allowance for loan losses Total Assets Liabilities: Deposits Call money Borrowed money Foreign exchanges Other liabilities Reserve for employees' bonuses Reserve for employees' retirement benefits Reserve for directors' retirement benefits Provision for point card certificates Deferred tax liabilities Acceptances and guarantees Total Liabilities Net Assets: Common stock Capital surplus Retained earnings Total shareholders' equity Net unrealized gains on other securities, net of taxes Net deferred losses on hedging instruments, net of taxes Total valuation and translation adjustments Total Net Assets Total Liabilities and Net Assets 31,000 21,000 11,480 63,480 4,069 (3,149) 919 64,400 2,002,947 31,000 21,000 15,888 67,888 6,622 (2,586) 4,035 71,924 2,025,030 4,407 4,407 2,553 563 3,116 7,524 22,082 31,000 21,000 12,506 64,506 6,536 (3,231) 3,304 67,811 2,005,081 3,382 3,382 86 644 730 4,112 19,948 1,000 1,938,547 1,868,438 10,000 12,000 18 46,047 407 439 94 100 1,857,476 6,000 40,000 67 48,369 442 518 42 91 99 1,953,106 (10,962) (4,000) 28,000 48 2,321 34 78 (52) (9) 99 (1,000) 14,558 1,937,270 1,857,447 10,000 22,000 87 46,238 561 461 98 98 275 15,835 28 (4,000) 18,000 (20) 2,131 (119) 56 (56) (6) (175) 51,726 10,000 15,147 951,856 929,791 10,728 29,895 891 2,733 840 1,000 (1,662) 2,002,947 149,428 6,000 20,496 782,599 1,025,154 11,795 27,617 722 2,806 (1,590) 2,025,030 97,702 (4,000) 5,348 (169,257) 95,363 1,066 (2,277) (169) 73 (840) (1,000) 72 22,082 61,936 10,000 18,182 908,847 970,226 7,954 26,062 838 2,674 (1,641) 2,005,081 51 19,948 87,491 (4,000) 2,313 (126,248) 54,928 3,840 1,555 (116) 132 As of December 31, 2013 (B) Change (B-A) (Reference) As of March 31, 2013 (C) Change (B-C)

4. Non-consolidated Statements of Income


(Millions of yen) For the nine months ended December 31, 2012 (A) Ordinary Revenues Interest income (Interest income on loans) (Interest income and dividends on securities) Fees and commissions Other operating income (Gains on foreign exchange transactions) Other ordinary income Ordinary Expenses Interest expenses (Interest expenses on deposits) Fees and commissions Other operating expenses General and administrative expenses Other ordinary expenses Ordinary Profit Extraordinary Losses Income (losses) Before Income Taxes Income Taxes -current Income Taxes -deferred Total Income Taxes Net Income (losses) 22,822 19,232 10,361 8,814 1,774 1,715 1,157 100 20,177 6,151 4,934 1,781 1,518 10,552 173 2,644 2,826 (182) (90) 54 (36) (146) 5,414 2,165 (132) 2,032 3,382 For the nine months ended December 31, 2013 (B) 25,191 19,815 10,650 9,085 1,792 3,466 2,080 117 19,777 4,780 3,631 2,039 1,855 10,940 160 5,414 Change (B-A) 2,369 582 288 270 18 1,751 923 17 (400) (1,371) (1,303) 258 337 387 (13) 2,770 (2,826) 5,597 2,256 (187) 2,068 3,528 (Reference) For the year ended March 31, 2013 31,351 25,948 13,871 12,007 2,465 2,815 1,874 122 27,068 7,850 6,297 2,344 2,534 13,955 384 4,282 2,791 1,491 487 125 612 879

(Reference) Non-consolidated Statements of Income for the three months ended December 31, 2013
(Millions of yen) For the three months ended For the three months ended December 31, 2012 December 31, 2013 (A) (B) Ordinary Revenues Interest income (Interest income on loans) (Interest income and dividends on securities) Fees and commissions Other operating income (Gains on foreign exchange transactions) Other ordinary income Ordinary Expenses Interest expenses (Interest expenses on deposits) Fees and commissions Other operating expenses General and administrative expenses Other ordinary expenses Ordinary Profit Income Before Income Taxes Income Taxes current Income Taxes deferred Total Income Taxes Net Income 7,620 6,631 3,535 3,079 599 355 316 33 6,920 1,916 1,563 616 734 3,591 62 699 699 1 269 270 429 8,437 6,709 3,590 3,091 605 1,081 579 40 6,708 1,586 1,219 665 724 3,670 62 1,728 1,728 809 (148) 660 1,067 Change (B-A) 816 77 55 12 6 725 263 7 (211) (329) (344) 49 (10) 79 (0) 1,028 1,028 808 (417) 390 638

5. Supplementary Information
(1) Deposits and Loans (Non-consolidated)
(Millions of yen, %)
For the nine months ended December 31, 2012 For the nine months ended December 31, 2013

Balance at the end

Average balance

Yield

Balance at the end

Average balance

Yield

Deposits Yen deposits Ordinary deposits Time deposits Foreign currency deposits Ordinary deposits Time deposits Loans Mortgage loans Others

1,868,438 1,488,941 382,455 1,106,462 379,497 171,173 208,324 929,791 830,691 99,100

1,795,300 1,429,310 334,614 1,094,667 365,989 162,660 203,318 880,573 788,137 92,436

0.36 0.25 0.01 0.33 0.78 0.10 1.32 1.56 1.60 1.21

1,857,476 1,504,432 474,028 1,030,385 353,044 170,396 182,647 1,025,154 917,002 108,152

1,838,029 1,461,290 426,669 1,034,584 376,738 191,116 185,608 997,946 887,610 110,336

0.26 0.19 0.01 0.26 0.54 0.08 1.00 1.41 1.47 0.91

Note: The average balance of foreign currency deposits during the term is calculated as the average during the period of the yen equivalent value of each days foreign currency deposit balance.

(2) Balance of Time Deposits by Remaining Period (Non-consolidated)


As of December 31, 2012 Remaining period
Less than 3 months 3 months or more, less than 6 months 6 months or more, less than 1 year 1 year or more, less than 2 years 2 years or more, less than 3 years 3 years or more

(Millions of yen) As of December 31, 2013 Total 511,293 106,507 435,132 138,596 12,393 55 206 55,206 1,259,130 Yen 360,548 82,190 326,162 130,901 10,592 59 701 59,701 970,096 Foreign currency 105,654 37,121 30,423 6,561 2,526 361 182,647 Total 466,203 119,311 356,585 137,462 13,118 60 062 60,062 1,152,744

Yen 391,881 60,573 403,499 129,398 10,472 54 981 54,981 1,050,805

Foreign currency 119,412 45,934 31,632 9,198 1,920 225 208,324

Total

Note: The table above does not include thrift saving deposits.

(3) Balance of Securities by Rating (Non-consolidated)


Ratings AAA AA A BBB BB or below P-1 Unrated Total Notes: As of December 31, 2012 Balance Composition 348,004 36.5 336,694 35.4 222,387 23.4 35,145 3.7 973 0.1 8,650 0.9 951,856 100.0 (Millions of yen, %) As of December 31, 2013 Balance Composition 184,581 23.6 306,830 39.2 238,506 30.5 40,753 5.2 1,998 0.2 9,927 1.3 782,599 100.0

1. Sony bank uses the Basel II standardized approach and classifies its securities, based on rating by five rating agencies: Moody's Investors Service, Standard & Poor's, Rating and Investment Information, Japan Credit Rating Agency and Fitch Ratings. 2. The unrated items on the above table include 7,877 million of investments in unrated investment trusts and 2,050 million of investments in shares of a subsidiary.

(4) Risk-monitored Loans (Non-consolidated)


As of December 31, 2012 Category Amount 163 Bankrupt loans 1,646 None-accrual delinquent loans Past due loans (3 months or more) 2,273 Restructured loans 4,083 Total (Millions of yen) As of December 31, 2013 Amount 353 1,385 1,948 3,686

(5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria)


Capital Adequacy Ratio
%

Tier I Ratio
%

Total Capital
Millions of yen

Tier I Capital
Millions of yen

Total Required Capital


Millions of yen

As of December 31, 2013 As of December 31, 2012 As of March 31, 2013

11.92 10.71 11.98

9.12 8.91 8.85

88,651 76,233 87,340

67,888 63,480 64,506

29,745 28,471 29,153

Notes: 1. The non-consolidated capital adequacy ratio (domestic criteria) was calculated based on FSA Notification No.19 (2006), which establishes standards based on Article 14-2 of the Banking Act of Japan for determining the capital adequacy of a bank in lifgt of the assets held by the bank. 2. Total required capital = risk-weighted assets 4%

(6) Consolidated Capital Adequacy Ratio (Domestic Criteria)


Capital Adequacy Ratio
%

Tier I Ratio
%

Total Capital
Millions of yen

Tier I Capital
Millions of yen

Total Required Capital


Millions of yen

As of December 31, 2013 As s of o December ece be 31, , 2012 As of March 31, 2013

11.94 10.72 .7 11.96

9.17 8.95 .9 8.87

89,653 77,333 77, 88,404

68,890 64,580 , 65,570

30,031 28,845 , 29,555

Notes: 1. The consolidated capital adequacy ratio (domestic criteria) was calculated based on FSA Notification No.19 (2006), which establishes standards based on Article 14-2 of the Banking Act of Japan for determining the capital adequacy of a bank in lifgt of the assets held by the bank.. 2. Total required capital = risk-weighted assets 4%