Fixed Maturity Plan

1. Rank your preferred choice of fixed income investment or debt investment

Most preferred 44.1% (152) 4.9% (14) 9.7% (27) 23.4% (69) 17.5% (52) Less preferred Least preferred Rating Count

Preferred

NA

Bank Fixed Deposits (FD)

30.1% (104) 25.6% (73) 30.8% (86) 33.2% (98) 31.3% (93)

13.9% (48)

9.6% (33)

2.3% (8)

345

Corporate FD Bonds/NCD Fixed Maturity Plan (FMP) Debt mutual fund

27.4% (78) 29.4% (82) 18.6% (55) 20.5% (61)

29.1% (83) 18.3% (51) 13.9% (41) 22.2% (66) 45.5% (122) 37.4% (98) 26.4% (70)

13.0% (37) 11.8% (33) 10.8% (32) 8.4% (25)

285 279 295 297

Traditional/ULIP insurance

3.7% (10)

9.0% (24)

16.8% (45)

25.0% (67)

268

Annuity G-Sec/RBI bonds

1.9% (5) 5.3% (14)

8.8% (23) 17.0% (45) 36.2% (105)

22.9% (60) 24.5% (65)

29.0% (76) 26.8% (71)

262 265

Tax-free bonds

25.9% (75)

17.2% (50)

11.4% (33)

9.3% (27)

290

PPF/EPF/VPF

58.0% (184)

29.0% (92)

4.7% (15)

4.1% (13)

4.1% (13)

317

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2. What is the percentage of your debt investment do you invest in FMP?

Response Percent 0-5% 5%-10% 10%-20% 20%-30% 30%-40% 40%-50% 50%+ Not sure I don't invest in FMP 22.6% 12.4% 12.4% 10.8% 5.1% 4.3% 4.6% 3.2% 24.7% answered question skipped question Response Count 84 46 46 40 19 16 17 12 92 372 0

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3. If you do not invest in FMP, you do so because: (Multiple Choice)

Response Percent Difficult to choose FMP No information on indicative returns or investment portfolio Not sure about capital safety I am in low tax bracket and hence not right product for me Not sure about how it saves tax Money is locked in Only trust bank FD Not applicable (I do invest in FMP) Other (please specify) 20.7% Response Count 77

32.0%

119

17.5%

65

10.2%

38

9.4% 18.0% 10.8%

35 67 40

33.1%

123

6.7%

25

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4. If you invest in FMP, you do so because: (Multiple choice)

Response Percent Saves tax on investment returns Returns higher than bank FD I can calculate approximate returns Feel that capital is safe Advantage of being closed ended mutual fund Not applicable (I do not invest in FMP) Other (please specify) 36.6% 36.6% 11.3% 16.1% Response Count 136 136 42 60

11.6%

43

39.0%

145

3.8%

14

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5. Possible returns from FMP is:

Response Percent 4%-8% 8%-10% 10%-11% 11%-12% 12%+ Not sure I do not invest in FMP 7.8% 44.6% 11.0% 3.0% 1.9% 7.0% 24.7% answered question skipped question Response Count 29 166 41 11 7 26 92 372 0

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6. Before buying FMP, you depend primarily on:

Response Percent Own research Independent Financial Adviser Financial Planner Distributor Relationship manager Wealth manager Online financial adviser Tax Adviser Media articles Research and ratings websites I do not invest in FMP 28.8% 9.7% 3.5% 3.5% 5.6% 2.4% 1.1% 0.5% 2.7% 7.5% 34.7% answered question skipped question Response Count 107 36 13 13 21 9 4 2 10 28 129 372 0

7. Age group
Response Percent 20-35 years 36-45 years 46-60 years 61-70 years 70 + years 28.5% 24.5% 27.4% 14.0% 5.6% answered question skipped question Response Count 106 91 102 52 21 372 0

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8. Gender
Response Percent Male Female 93.3% 6.7% answered question skipped question Response Count 347 25 372 0

9. City & State

State

City

Other

Mumbai

Delhi

Bangalore

Hyderabad

Ahmedabad

Chennai

Please Choose

4.8% (18)

34.7% (129)

5.1% (19)

10.2% (38)

3.8% (14)

1.6% (6)

5.4% (20)

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10. What is your monthly household income?

Response Percent Less than Rs5 lakh Rs5-10 lakh Rs10-15 lakh Rs15-25 lakh Over Rs25 lakh 55.6% 20.7% 9.9% 8.1% 5.6% answered question skipped question Response Count 207 77 37 30 21 372 0

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