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P%P" &%'(10(1)*1+(,2#$
THE NEW
P%P" &%'(10(1)*1+(,2#$
P%P" &%'(10(1)*1+(,2#$
P%P" &%'(10(1)*1+(,2#$
Com-ination of .hole life and endo.ment -enefit/ that pro0ides a lumpsum amount on maturity/ .hile pro0iding an insurance co0er for life1
P%P" &%'(10(1)*1+(,2#$
$n 4ea)+
AGE 35 36 37 38 39 40 55
&00
During the policy term Death Benefit = Gtd. Death Benefit + ccrued !e"ular Bonus + #erminal Bonus $if an%& At the end of the policy term = 'aturit% Benefit = Sum ssured + ccrued !e"ular Bonus + #erminal Bonus $if an%& fter the end of the (olic% term) the plan will continue with extended cover till the life insured attains a"e *++ or till death) if sooner. On death durin" this (eriod or on sur,i,al to a"e *++) BSLI -ill (a% Gtd. Death Benefit
'ar7e) Group
P%P" &%'(10(1)*1+(,2#$
Ideal for those .ho .ant .hole life co0er .hile paying premium for limited period1 Customers .ho .ish to recei0e guaranteed returns to help them plan their financial goals
BSLI Vision LifeSecure Plan I!" 109!0#$V01
4le2i-ility to choose policy term .ith lump sum payment at end of policy term1 Premium has to -e paid regularly during the chosen term1
1 to ,0 years 13 to )3 years 'ttained age at the end of policy term is 1# yrs or more 'ttained age at the end of policy term is $3 yrs or less
P%P" &%'(10(1)*1+(,2#$
re5iu5 ayin7 'er5 "ini5u5 Su5 Assure4 "ini5u5 re5iu5 re5iu5 ay5en) (re9uency
%egular Pay %s1 2/00/000 %s1 12/000 'nnual/ Semi*'nnual/ 5uarterly 6 7onthly
P%P" &%'(10(1)*1+(,2#$
"o4al !e;a)e
ay (re9uency %e-ate Annual )10: Se5i<annual 113: =uar)erly 010: "on)+ly 010:
If chosen payment method is ;CS/ a premium re-ate of )10: is offered irrespecti0e of the pay fre<uency1 =o.e0er/ total premium re-ate .ill -e )10: irrespecti0e of pay fre<uency1
Bonuses Participating plan> BSLI shall declare re0ersionary -onus on 1 st ?uly e0ery year during policy term1 Bonus applica-le to all in*force policies ha0ing anni0ersaries -et.een 1 st ?uly and )0th ?une of follo.ing year Simple %e0isionary Bonus applica-le to this plan Based on actual e2perience BSLI may declare &erminal Bonus
P%P" &%'(10(1)*1+(,2#$
10
&his is a participating insurance plan/ that com-ines ad0antage of endo.ment 6 .hole life plans1 It offers lump sum -enefit at the end of the policy term and insurance co0er till age 1001 "a)uri)y Benefi) In the e0ent the life insured sur0i0es to the end of the policy term/ BSLI .ill pay Sum 'ssured> plus 'ccrued regular -onuses> plus &erminal Bonus 8if any9
BSLI Vision LifeSecure Plan I!" 109!0#$V01
P%P" &%'(10(1)*1+(,2#$
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.ea)+ Benefi) @uring the policy term/ BSLI .ill pay the follo.ing death -enefitA Buaranteed @eath Benefit> plus 'ccrued regular -onuses as on date of death> plus &erminal Bonus 8if any9
P%P" &%'(10(1)*1+(,2#$
'fter the policy term/ the policy .ill continue till age 1001 Cn sur0i0al of life insured till age 100 or death if earlier/ BSLI .ill pay Buaranteed @eath BenefitA Buaranteed @eath Benefit is higher of Sum 'ssured> or 10 times the annual premium
.shall /e minimum of *+01 of the total (remiums (aid e2cludin" ser,ice ta2 and under-ritin" e2tra) if an%
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Surren4er Benefi)
Policy ac<uires surrender 0alue after all due premium for at least ) years are paid1 Surrender -enefit is higher of Buaranteed Surrender Value> or Special Surrender Value Buaranteed Surrender Value D Percentage of premiums paid 8e2cluding any premiums paid to.ards rider(s -enefit/ under.riting e2tras and ser0ice ta29 E surrender 0alue of accrued regular -onuses maturity -enefit already paid1
P%P" &%'(10(1)*1+(,2#$ Policy Year 3 4 5 6 7 8 9 10 15 20 25 30 35 % of premiums paid excluding u/w extra, service tax and cess 15 ! 5 "! "5 30% 30% 30% 30% 30% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 54% 53% 52% 51% 51% 59% 55% 54% 53% 52% 63% 58% 55% 54% 53% 80% 70% 64% 61% 59% 80% 73% 68% 64% 80% 75% 70% 80% 76% 80% Surrender Value of bonuses ! 5 "! 2% 2% 2% 2% 2% 2% 3% 2% 2% 3% 2% 2% 4% 2% 2% 4% 2% 2% 5% 2% 2% 6% 3% 2% 16% 6% 3% 40% 16% 6% 40% 16% 40%
13
P%P" &%'(10(1)*1+(,2#$
!e4uce4 ai4<up Benefi)s Fhere premiums are paid for a minimum period of ) years and su-se<uent premiums are not paid policy .ill -e continued on %educed Paid* p -asis Sum 'ssured .ill -e reduced in proportion to the premiums paid to the total premiums paya-le during the policy term1 'ny -onus paya-le for the year of premium discontinuance shall -e reduced proportionately to the unpaid premiums in that policy year1 !o further accrual of -onuses1 olicy Loan se this policy as a collateral to taGe loan from BSLI once the policy ac<uires surrender 0alue *7inimum policy loan is %s1 3/000 *7a2imum is #3: of the surrender 0alue as on that date less any o(s policy loan -alance If the policy is in reduced paid*up status> policy .ill -e terminated .hen o(s policy loan -alance e<uals or e2ceeds surrender -enefit 'll -enefits paya-le .ill -e first reduced -y any o(s policy loan -alance
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Insurance is the su-Hect matter of the solicitation &a2 -enefits are su-Hect to changes in ta2 la.s
BSLI Vision LifeSecure Plan I!" 109!0#$V01
%efer to product -rochure for more details 4or &raining purpose only
P%P" &%'(10(1)*1+(,2#$
15
P%P" &%'(10(1)*1+(,2#$
'+an> You
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