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E-mail: tangwap2004@yahoo.com/tangwap2010@gmail.com
Tel: 75-00-53-48/93-23-51-98
TABLE OF CONTENTS
Business Overview
BUSINESS OVERVIEW
In September 2008 I formed a Palm Oil sales business that started the oil complex today called TPL2.
This business was located in Bamenda Cameroon. I formed this business as a proprietorship. Others involved
in this business were: Sewoyeba Loveline, Lukong Tangwa Anthony and Monica kilirgha
The main goal of this business was to create employment and improve on the living standards of the people
involved likewise giving nutritional balance to local consumers.
Financing was arranged through home equity loans on terms that it shall be paid within a period of three years
on no interest for the betterment of the family.
TPL2 PALM OIL was formed as a proprietorship business, in April 2012 in Bamenda Cameroon, by
TANGWA Paul BUDZE in response to the following market conditions:
The population growth and opportunities that exist in the need/demand for Palm Oil.
The need for use of efficient distribution and financial methods in these overlooked markets.
He has several customers who are willing to place large orders within the next three years.
Several other prospective customers have expressed serious interest in doing business within three years.
Paul previously owned a company that was active in the Oil markets. Over the past few years I spent much
time studying ways to improve overall performance and increase profits. This plan is a result of that study.
The basic components of this plan are:
<Product>
Competitive pricing
Increased advertising
To this end, he needs investment from private individuals and/or companies. A total of 1, 531, 600Fcfa is being
needed which will be used to finance working capital, plant and equipment. The business will be incorporated
and common stock issued to investors. The business will be run as a proprietorship.
Tangwa Paul now able to adequately address the markets i have targeted. I have adjusted my staff,
redirected my advertising and sales force, and have added the products necessary to meet the needs and
expectations of my customers.
TPL2 PALM OIL believes very strongly in technical, financial, business and moral excellence. To
secure a stable future for all those connected with TPL2 PALM OIL have set the following long term goals:
MARKETING PLAN
TPL2 PALM OIL intends to offer PALM OIL. This PALM OIL offers my customers the best possible solution
as it:
<Product>
1
Provides an alternative, cost effective way for them to realize a similar goal.
<Service>
<Product>
The Palm Oil has a useful life of five to ten years. To distribute this product so that it remains usable for my
customers, i must use the following methods of storage and transportation:
Overnight delivery
Incorporate preservatives
Trade shows
Market surveys
Item
Description
Incorporation Costs
Registration/memorandu
m
Computer System
Laptop
Intangible assets
Transportation fees
Furniture
Benches
Equipment
and Drum Jack, Key and
tools
funnels
Transport element
Truck
Office Equipment
Calculator/others
Another fixed assets Containers
Deposit of rent
Commodities
Total
Investment
Store house
Volume of Oil
of
Value (F CFA)
Availability
(yes/No)
60.000
Yes
150.000
60.000
25.000
35.000
Yes
No
Yes
Yes
90.000
5000
14000/28000/2000/60
0
20.000
1,040,000
No
Yes
No
Yes
No
1,531,600
SWOT ANALYSIS
Strengths:
Location - next door to supplier, on major artery, and by the market.
Weaknesses
Service mixed low quality and medium together for customers.
Machinery sale in small drums to dose who do not know the difference.
OPPORTUNITIES
Palm Oil
The distinctive competitive advantages which TPL2 PALM OIL brings to this market are: Experience in this
market. I have four years of hands-on experience in this Business.
Sophistication in finance and distribution. This results in my being the low cost supplier in these price sensitive
markets.
The philosophy of TPL2 PALM OIL is to price not just according to my costs, but also
according to what the market will pay.
3
Product pricing will include a range of quantity discounts as well as an early payment discount.
Rather than being strictly regional, I will expand into the national market.
A level and policy of Capitalization that will allow me to fully address the respective markets with
comprehensive marketing and customer service plans.
By keeping my overhead low, I will be able to funnel my profits back into operations thus
avoiding high debt ratios or lost sales opportunities.
A quarterly direct mail campaign directed at both current customers and prospective new
customers consisting of an informative newsletter.
I will print complete four-color catalogs on a yearly basis. Price lists will be updated as needed.
I intend to be aggressive in trade magazine advertising.
Consideration will also be given to attending trade shows around the country.
With this level of capitalization, should an unexpected downturn occur, I will be able to continue
operations on a positive scale.
COST
My books will initially be maintained manually. TPL2 PALM OIL seeks at a future point to use a
computerized accounting package to monitor her financial performance. This information will be
compiled at the end of each month for preparation of financial statements. Each month these statements
will be reviewed against my performance and appropriate action taken to adjust costs or my budget. If i
find that I am continually over budget, my first step will be to reevaluate my markup on products and
then to recheck my costs to make certain that I am obtaining the best possible prices.
In the last column, estimate how important each competitive factor is to the customer. 1 = critical; 5 =
not very important.
Importance
to customer
FACTOR
Me
Strength
Weakness
Competitor A
Products
Good
New
Old in business
Price
Very flexible
Important
Lack of customers
Not an issue
Quality
Superb
Important
Lack of transportation
Up to the task
Selection
Grade one
Always the
best
Service
Sales
One on one
contact
Lack of communication
Huge capitals
Reliability
Very reliable
Always
Lack of customers
Heavy stuck
FACTOR
Me
Strength
Weakness
Competitor A
Importance
to customer
Stability
Very stable
Good
Risk
Heavy stuck
Expertise
Not much
Longevity
Company
reputation
Always at the
service of
customers
New in business
Location
Best location
Appearance
Very hygienic
Much of color
Dirty area
Sales method
Lack of customers
Capitalistic
Credit
policies
No credit to
individuals
Good for
business
strength
Advertising
By flyers/Radio
Attractive
Lack of funs
Image
Sticker logo
Good
Lack of funs
market face
Week
Good
n/a
DESCRIPTION
Volume of Oil
Containners
Truck for tansporting oil around
Farm to Market Transportation
OF
VALUE
1,040,000
148.000
90.000
60.000
1,338,000
HUMAN RESOURCE
Manager
MANAGER: Tangwa Paul is the manger with a qualification of Baccalaureate Technique F3 and has done
Information Technology to the level of Diploma. He is the general manager and Owner of the
business and is in charge of overseeing the affairs of the business.
ASSISTANT MANAGER: Lukong Tangwa Anthony is the assistant manager and his role is to coordinate
and see into the better functioning of the business from the store level. His relation with the
manager is father and son. (my Father) He is a retired Civil servant.
MARKETING DIRECTOR:
Shiynyuy Arthur-Loic is the marketing director whose role is to insure the
proper and sufficient supply of oil to all targeted customers and also follow up and control the
sales personnel. He has no formal relation with the manager and has CAP in Accounting. His
beginning salary is 15.000 FRS.
SALES GIRLS:
Sewoyeba Loveline and Minica Kilirgha are sales girls whose role is to deliver supplies
and collect money from our customers. Their relations with the manager are wife and mother
respectively.
PRODUCTION PLAN
The Palm Oil is highly produced within the months of March, April, May and June in the area of my business
coverage. The best time to buy and stuck is within this period because the price witness a drop in purchasing
AND GOOD QUALITY Palm Oil is also available
After this period the price starts to increase gradually until the months of November, December,
January and February that prices are really high and is the period whereby Palm Oil sellers make good profit
from their stuck to repay back their loans.
FINANCIAL PLAN
To
payable
whom
Unit cost
Qty
Year One
Unit Cost QT
Year two
Unit Cost
14000
1120000
28000
Qty
Year three
Fixed assets
Containers/variet
y
14000
228000
168000
Store counter
25,000
25,000
Total Fixed
12
264.000
51500
56400
56400
12
9600
1300
12
15600
25.000
12
300.000
35.000
12
420.000
384000
48000
12
576.000
52.000
12
624.000
38400
3800
12
45600
4200
12
50.400
12
240.000
20
12
Taxation
49500
49500
51500
Consumable bills
520
12
187200
800
Salary
15000
12
180,000
Transportation
32000
12
Council ticket
3200
12
Total
variable/Expen
diture
1079100
Miscellaneous
exp
205000
Selling cash
1120000
12
11328000
13440000
Profit margin
2112000
Net Profit
827900
218000
22.000
20.000
12
50.000
240.000
Store rent
944000
1120000
253000
Buying cash
50.000
1,430,400
1,222,700
230.000
250,000
1.400,000
12
16.800.000
1.600.000
12
1.650.000
12
19.800.000
1.900.000
12
3.000.000
1.547300
19.200.000
22.800.000
3.600.000
1.919.600
These outlays will enable me to operate at a level that will allow me to meet my
conservative sales goals for the first year. This will also allow me to outright purchase these
items rather than finance or lease them. This will also help guide my business for the next three
years.
NB The successful realization of this my business plan has been thanks to the office of
NCYIS at mile four Nkwen Bamenda Cameroon.