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APPLICATION FORM

AP-1-2
Encl:
1. ____________
2. ____________
3. ____________

CO-APPLICANT SECTION
PURPOSE OF FACILITY
Loan Applied for (Please tick):
Purchase

Construction

Renovation

BTF

Amount Applied Rs.: _______________________ (Rupees _________________________________ only)

Previously Loan Applied:

Yes

No

If Yes:

Accepted

Rejected

Details of Loan(s) Availed from Banks/DFIs Other than HBFCL : __________________________________

Relationship with Main Applicant: _________________________________________________________
PERSONAL DETAILS
Name Mr./Mrs./Ms. (In block letters): __________________________________ Alias: _______________
(As is appearing in your CNIC)
Date of Birth:

Day

Month

Year

CNIC No.:

CNIC Expiry Date:

NIC No.:

NTN No.:

Applicant Status (Please tick):

Applicant

Co-Applicant

Residential Status (Please tick):

Resident Pakistani

Guarantor
Non Resident Pakistani

Fathers Name: ________________________________________________________________________

CNIC No.:

NIC No.:

Mothers Name: _______________________________________________________________________

CNIC No.:

NIC No.:

Gender (Please tick):

Male

Female

Marital Status (Please tick):

Single

Married

Divorced

Widow/Widower

Name of Spouse: ______________________________________________________________________

No. of Dependents: ____________________________________________________________________
S.No.
1
2
3
4
5
6

Name

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Relation

Age

Educational Qualication (Please tick the highest):

Masters & Above

Bachelors

Diploma

Intermediate

Matriculate

O/A Level

Below Matriculate

Illiterate

Professional Certication

Landline Telephone(s) (Please tick):

Yes

No

No.:

Whose Name is the Landline Telephone in: __________________________________________________

Mobile No.: ___________________________________________________________________________
Information about Relationship:
Any Relationship with HBFCL Employee (If yes provide following information):
Yes

No
Name of Employee

Currently Posted at

Relationship

CURRENT RESIDENTIAL DETAILS

House/Apptt. No.: ________________ Street: ________________ Block/Sector/Phase: ______________
Area/Location: ______________________________ Nearest Landmark: __________________________
City: ______________________________________ Postal Code: _______________________________
Current Residence Status (House/Flat) (Please tick):
Owned

Rented

Parents/Joint Family

Others (Please specify): ______________

Monthly Rent: ______________________________ Residing Since (Year): ________________________

Personal Email: ________________________________________________________________________
PERMANENT RESIDENCE
House/Apptt. No.: ________________ Street: ________________ Block/Sector/Phase: ______________
Area/Location: ______________________________ Nearest Landmark: __________________________
City: ______________________________________ Postal Code: _______________________________
Union Council (To be lled by HBFCL ocial): _________________________________________________
Census Block Name (To be lled by HBFCL ocial): ____________________________________________
Census Block Code (To be lled by HBFCL ocial): _____________________________________________
Name of the Property Owner (Permanent): __________________________________________________
Owners Relationship with the Guarantor: ___________________________________________________
Landline Telephone Number(s): ___________________________________________________________
Whose name is the Landline Telephone in: ___________________________________________________
EMPLOYMENT DETAILS
FOR SALARIED INDIVIDUALS ONLY
Occupation/Profession: ______________________ Type of Industry: ____________________________

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Type of Employment (Please tick):

Contract

Permanent

Daily Wages

Adhoc Deputation

Employer/Company Name: ______________________________________________________________

Employer is (Please tick):
Government

Semi Government

Private Ltd.

Public Ltd.

MNC

Proprietor/Partnership

Others (Please specify): ______________________

Designation: _______________________________ Date of Joining: _____________________________

Gross Monthly Income: _________________________________________________________________
Oce Address: ________________________________________________________________________
City: ______________________________________ Country: ___________________________________
Oce Telephone No.: ________________________ Fax No.: ___________________________________
Oce E-mail: __________________________________________________________________________
Duration of Previous Employment (Last three jobs):
1. Company Name: ___________________ Designation ___________________ From ______ to ______
2. Company Name: ___________________ Designation ___________________ From ______ to ______
3. Company Name: ___________________ Designation ___________________ From ______ to ______
Total Work Experience: __________________________________________________________________
FOR BUSINESSMEN/SELF-EMPLOYED PROFESSIONALS ONLY
Occupation/Profession: __________________________________________________________________
Type of Business/Profession/Industry: ______________________________________________________
Company/Business Name: _______________________________________________________________
Share in Business (%): ______ Establishment Date: _______________ Business NTN No.: _____________
Type of Legal Entity (Please tick):
Private Ltd.

Public Ltd.

Proprietorship

Partnership

Others (Please specify): ____________________________________________

Oce/Business Address: _________________________________________________________________

City: ______________________________________ Country: ___________________________________
Oce Premises (Please tick):

Owned

MONTHLY INCOME (Amount in Rs.):

EXPENDITURE (Amount in Rs.):

Gross Income
Tax
Loans Deducted by Employer
Other Deductions
Net Monthly Income
Other Income
Total Net Monthly Income

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Rent
Utilities
Education
Transport
Kitchen
Card Payments
Loan Repayments
Insurance
Other Expenses

Rented

ASSETS & LIABILITIES

Assets to include bank account balances (along with details of bank etc.,)
Liabilities to include all loans and obligations
Details and Types of Assets

Value

Details and Types of Liability

Amount

I hereby conrm that I have no other outstanding banking facility like Personal Loan/Auto Loan/Mortgage
Loan/OD etc., other than the ones listed above.
Professional/Club/Trade Body Membership (Please tick):
Club

Yes

No

Member Since

Registration Number

LEGAL HEIRS
Name

Age

CNIC No.

Relationship

Date: _____________________________________ Place: ______________________________________

Applicant Signature: __________________________ Co-Applicant Signature: ________________________
*All columns must be lled and not left blank.
*HBFCL reserves the right to reject a nancing application without assigning any reason.

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(ON RS.100 NON JUDICIAL PAPER)

Place: ____________________________________ Date: ______________________________________

UNDERTAKING
I/We _____________________________________ S/o, D/o, W/o _______________________________
resident of House No. ________________________________ CNIC No. ___________________________
have applied to House Building Finance Company Limited (Company) for housing nance facility of
Rs. ________________________ (Rupees __________________________________________ only) vide
application_______________________ for the construction/purchase/renovation of house/apartment
bearing No. _______________________. I/We also understand that this nancing is only oered to a
Pakistani national, and do hereby declare that I am/we are Pakistani national(s).
(a) I/We understand that in the event Company agrees to nance any amount in the aforesaid
property as admissible under its rules, regulations and procedures, I/we the undersigned do
hereby declare and undertake that decision of the Company in respect of the following shall be
binding on me/us and I/we shall not be absolved from this undertaking any time during the
currency of the nancing:
(i) The assessed cost of land and cost of construction thereon;
(ii) The assessed rental income of the property and the rate of periodic revision thereof;
(iii) The share of the Company in the rental income in consideration of its investment;
(iv) The xation of additional amounts be paid in case of default in making payments of dues by the
due date;
(v) The period of completion of the house; and
(vi) Obtaining Group Life Insurance Coverage/Life Takaful/Property Takaful on such terms and
premium, as agreed to by the Company and the Insurance Company;
(b) I/We undertake to open an account with a Bank as may be designated by the Company, if this
application is accepted and hereby undertake to furnish all required postdated cheques/
Irrevocable Direct Debit Advice/standing instructions to the bank, as per the details provided by
the Company from time to time in order to pay o charges related to the facility which may be
applicable.
(c) That I/we do hereby authorize the Company to obtain information/data regarding my/our nancial
and personal details from any credit bureau, agent, nancial institution companies for purposes of
processing my/our application and monitoring my/our facilities/account. Further I/we authorize
the Company to disclose/share information/data about my/our account/facilities to/with any
other credit bureau, agent, banks, nancial institutions or companies as the Company considers
appropriate from time to time. I/We also understand that external agency charges and all other
charges are non-refundable even if my/our application is rejected.

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(d) That I/ we do hereby declare that there is no default against me/us as a borrower or as guarantor
at any bank/nancial institution. I/We also indemnify that subsequently if any default appears in
any credit bureau after registration and processing of any investment case at the Company, the
application fee so deposited by me/us with the Company for obtaining housing nance facility will
be forfeited and not refunded to me/us.
(e) I/We declare that all the information presented above is correct and complete to the best of
my/our knowledge. I/We also hereby authorize the Company, or its duly appointed agents, to
contact my place of residence, work, and/or references to verify any of the information provided
by me in this application.
That I/we further declare that this application form and undertaking shall form part of and be deemed to
have been incorporated in the Musharka Agreement to be executed by me/us.
1. Name: __________________________________ 2. Name: __________________________________
CNIC No.:

CNIC No.:

Signature: _________________________________ Signature: _________________________________

3. Name: __________________________________ 4. Name: __________________________________
CNIC No.:

CNIC No.:

Signature: _________________________________ Signature: _________________________________

5. Name: __________________________________ 6. Name: __________________________________
CNIC No.:

CNIC No.:

Signature: _________________________________ Signature: _________________________________

WITNESSES:
1. Name: __________________________________ 2. Name: __________________________________
CNIC No.:

CNIC No.:

Address: ___________________________________ Address: __________________________________

__________________________________________ __________________________________________

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