Table 1: Gender-wise Statistics Gender MALE Mean % (td. De)iation Mean % (td. De)iation Mean % (td.

De)iation PowerPrestige 3.3 &' .$!' &. 3 &' . #3 3.+' !' . 3" Anxiety on Perception for Money Matters Money Retention !."3 #.3 &' &' .$"! .3&$ #.3# #.$& &' &' ."## .!3* !.** #.## !' !' .$*3 .!+* Feeling of Distrust !.$" &' ."#* #.'3 &' . !+ !. * !' .$#*

FEMALE

,otal

Table 2: Descriptive Statistics

Factors Power-Prestige 40 Anxiety on Money 40 Matters Perception for Money 40 Retention Feeling of Distrust 40

Mean 3 !0 4 '' & && 4 "'

SD "3# %'3 4!' %&'

Correlation PowerPerception Feeling of Anxiety on Prestige for Money Distrust Money Matters Retention ! - !$" 0!% !&# - !$" ! 3#3( !!0 0!% !&# 3#3( !!0 ! !3$ !3$ !

Table 3: Results of Regression Analysis Dependent Variable Total R R2 Adj. R2 F Sig. For Equation Power-Prestige Perception for Money Retention Feeling of Distrust Anxiety on Money Matters 333 40' !"! 4#3 !!! !#" 033 $!4 0"" !4# 00% !'4 4 %4# % #&$ ! $'0 !0 3#" 03# 00' $#3 003

eta - 333 40' !"! 4#3

t -$ !%' $ %## ! !3# 3 $$0

R)S)ARC* M)+*,D,-,./ AND SAMP-) S01) +2is researc2 in3ol3es e4pirical testing of 2ypot2eses t2roug2 regression analysis 5ase6 on t2e o78ecti3es of t2e present stu6y9 t2e researc2 6esign is exploratory in nature )xploratory researc2 6esign ai4s at collecting 6ata afres2 for t2e current stu6y purposes only Descripti3e researc2 inten6e6 to eluci6ate t2e 6ata an6 pri4ary c2aracteristics a7out t2e 3aria7les an6 respon6ents +2e sa4ple si:e is 40 i e $0 girls an6 $0 7oys pursuing M5A an6 5 +ec2 course +2e stu6ents were ran6o4ly sur3ey in t2e class to get t2eir responses for t2eir 4oney attitu6es

DA+A ANA-/S0S AND R)S;-+S Consi6ering results of ta7le !9 stu6ents 2a3e gi3en 4axi4u4 score to t2e factor< Feeling of Distrust =& &&> +2is i4plies stu6ents re4ain 3ery concerne6 a7out t2e price t2ey pay for t2e purc2ase of articles .irls =& %$> are 7etter at towar6s t2eir feeling of 6istrust as against 7oys =& 3"> .irls are foun6 to 7e 4ore suspicious a7out t2e price of t2e ite4s t2ey purc2ase6 or s2all 7e purc2asing

Stu6ents 2a3e gi3en secon6 2ig2est score to t2e factor< Perception for Money Retention9 in6icating t2at t2ey possess 7etter attitu6e towar6s sa3ing 4oney for future +2ey 7elie3e in financial planning for future +2ey e3en wis2e6 to sa3e for 7a6 p2ase of life .irls =& 3&> are far 7etter in 6oing financial planning for t2e future as co4pare6 to 7oys =4 #3>

+2ir6 2ig2est score 2as 7een gi3en to factor< Anxiety on Money Matters =4 "'> Again girls =& 03> 2a3e score 7etter a3erage s co4pare6 to 7oys =4 %#> .irls use 4oney cautiously to

7uy ite4s of use .irls go for 7argain w2ile s2opping )xtra spen6ing 6oes not 4a?e t2e4 2appy

Stu6ents 2a3e gi3en least score to t2e factor< Power-Prestige =3 !0> 0t si4ply 4eans t2at stu6ents 6o not get a4use6 7y influencing frien6s wit2 t2e a4ount of t2ey 2a3e wit2 t2e4 or t2e 3alua7les t2ey carry@7ear in college .irls score6 =$ "3> as co4pare6 to 7oys =3 3"> on t2is particular factor

+a7le $ s2ows t2e correlation a4ong 3arious factors +2e 3alue is 7elow # in all cases s2owing t2at no factor is 2ig2ly correlate6 to anot2er factor +2ere is no pro7le4 of 4ulticollinearity a4ong factors

+2e regress 4o6el results of ta7le 3 in6icate t2at t2ere is a significant 6ifference 7etween t2e stu6entsA 4oney attitu6e across gen6er +2e 3alue of Bil?sCC -a476a in6icates a7out =! #0%> ( !00 D 3' 3E of t2e 3ariance in t2e 6epen6ent 3aria7les is accounte6 for 7y t2e 6ifferences 7etween gen6er attitu6e to 4oney +2ree out of total four 4easures i e PowerPrestige9 Perception for Money Retention9 an6 Anxiety on Money Matters appear to 3ary significantly o3er gen6er9 an6 e3en t2e F-ratio =& ##"> for t2ese is significant =pF 00!>

Differences in Anxiety relate6 to 4oney 4atters across gen6er 2a3e greater i4pact on o3erall stu6entsA 4oney attitu6e as s2own 7y t2e 2ig2est 3alues of R $ = $!4> an6 a68uste6 R = !'4> +2is result is significant at pF0 0! +2e F static also 2a3e t2e greatest 3alue =!0 3#"> in t2is case Differences in perception for 4oney retention across gen6er scores t2e secon6 2ig2est 3alues for 7ot2 R$ = !#"> an6 a68uste6 R = !4#> +2ese 3alues are significant at pF0 0! wit2 F 3alueD% #&$ Power-Prestige factor 2as t2e least 3alues for R$ = !!!> an6 a68uste6 R = 0"">

+2ese 3alues are significant at pF0 0& wit2 FD4 %4# 0n case of fourt2 factor =feeling of 6istrust> regression 3alues 2a3e not 7een foun6 statistically significant 5eta 3alues also s2ow t2e strengt2 of pre6ictor i e gen6er for assessing 4oney attitu6e +2ese 3alues in6icate t2at for 6eter4ining stu6entsA 4oney attitu6e9 anxiety on 4oney 4atters 2as t2e strongest pre6icting strengt2 = 4#3> followe6 7y perception for 4oney retention = 40'> an6 finally t2e power-prestige factor = 03#> D0SC;SS0,N ,F R)S;-+S *0G +2ere is no 6ifference 7etween t2e 4ean scores of 4ale an6 fe4ale respon6ents across four 4oney attitu6e factors *AG +2ere is a 6ifference 7etween t2e 4ean scores of 4ale an6 fe4ale respon6ents across four 4oney attitu6e factors +a7le !G AN,HA
5etween .roups Bit2in .roups +otal 5etween .roups Anxiety on Money Matters Bit2in .roups +otal =A3gJD > 5etween .roups Perception for Money Retention Bit2in .roups +otal =A3gJ5> Feeling of Distrust 5etween .roups Bit2in .roups =A3gJC> +otal

Power-Prestige =A3gJA>

Su4 of SIuares 6f 3 0$& ! $4 $!' 3" $% $44 3' & $&# ! !' $#& 3" $4 &$$ 3' ! !4" ! & %03 3" # "&$ 3' %3% ! $! %0$ 3" $$ 43' 3'

Mean SIuare F Sig 3 0$& 4 %4# 03# #3% & $&# &0% ! !4" !&0 %3% &%! !0 3#" 003

% #&$

00'

! $'0

$#3

+a7le $G 0n6epen6ent Sa4ples +est

-e3eneCs +est for )Iuality of Hariances F Sig A3gJA )Iual 3ariances assu4e6 '"4 )Iual 3ariances not assu4e6 A3gJD )Iual 3ariances assu4e6 0!# )Iual 3ariances not assu4e6 A3gJ5 )Iual 3ariances assu4e6 & !%4 )Iual 3ariances not assu4e6 A3gJC )Iual 3ariances assu4e6 4 ##" )Iual 3ariances not assu4e6 3$" "'' 0$' 03%

t-test for )Iuality of Means t $ !%' $ !%' -3 $$0 -3 $$0 -$ %## -$ %## -! !3# -! !3# 6f 3" 3% $#$ 3" 3% !33 3" 3& !$' 3" 3& '34 Sig Mean +wo-taile6 Difference 03# 03# 003 003 00' 00' $#3 $#4 &&0 &&0 - %$& - %$& - 33' - 33' - $%! - $%!

+2e result s2ows t2at Power-Prestige Factor =A3gJA> 2as pK0 & for -e3eneCs +est in6icating t2at eIuality of 3ariances across gen6er +2e t-test result =wit2 eIuality of 3ariances> s2ows t statistic of $ !%' wit2 3" 6egrees of free6o4 +2e correspon6ing two-taile6 p-3alue is 0 3#9 w2ic2 is less t2an 0 0& 7ut 2ig2er t2an 0 0! +2erefore9 null 2ypot2esis =* 0> is re8ecte6 at &E significance le3el i4plying t2at 4ean scores of gen6ers are significantly 6ifferent fro4 eac2 ot2er on power-prestige 3aria7le

+2e result s2ows t2at Anxiety on Money Matters =A3gJD> 2as pK0 & for -e3eneCs +est in6icating t2at eIuality of 3ariances across gen6er +2e t-test result =wit2 eIuality of 3ariances> s2ows t statistic of -3 $$0 wit2 3" 6egrees of free6o4 +2e correspon6ing twotaile6 p-3alue is 0 0039 w2ic2 is less t2an 0 0& 7ut 2ig2er t2an 0 00! +2erefore9 null 2ypot2esis =*0> is re8ecte6 at &E significance le3el i4plying t2at 4ean scores of gen6ers are significantly 6ifferent fro4 eac2 ot2er on Anxiety on Money Matters

+2e result s2ows t2at Perception for Money Retention =A3gJ5> 2as pF0 & for -e3eneCs +est in6icating t2at ineIuality of 3ariances across gen6er +2e t-test result =wit2 ineIuality of 3ariances> s2ows t statistic of -$ %## wit2 3& !$' 6egrees of free6o4 +2e correspon6ing two-taile6 p-3alue is 0 00'9 w2ic2 is less t2an 0 0& 7ut 2ig2er t2an 0 0! +2erefore9 null 2ypot2esis =*0> is re8ecte6 at &E significance le3el i4plying t2at 4ean scores of gen6ers are significantly 6ifferent fro4 eac2 ot2er on Perception for Money Retention +2e result s2ows t2at Perception for Money Retention =A3gJC> 2as pF0 & for -e3eneCs +est in6icating t2at ineIuality of 3ariances across gen6er +2e t-test result =wit2 ineIuality of

3ariances> s2ows t statistic of -! !3# wit2 3& '34 6egrees of free6o4 +2e correspon6ing two-taile6 p-3alue is 0 $#49 w2ic2 is 4ore t2an 0 0& +2erefore9 null 2ypot2esis =*0> is not re8ecte6 at &E significance le3el i4plying t2at 4ean scores of gen6ers are not significantly 6ifferent fro4 eac2 ot2er on Perception for Money Retention

Group Statistics Gender Avg_A MALE FEMALE Avg_D MALE FEMALE Avg_! MALE FEMALE Avg_" MALE FEMALE N 20 20 20 20 20 20 20 20 Mean 3.38 2.83 4.63 5.35 5.38 5.72 4.76 5.03 Std. Deviation .740 .853 .764 .655 .327 .43 .65 .841 Std. Error Mean .165 .1 1 .171 .147 .073 .0 8 .147 .188