RBI Grade

RBI Grade ?B?
Officers Recruitment Exam
Reserve Bank of India Services Board, Mumbai
July 2004 Question Papers
GENERAL AWARENESS
1. In economic field, very often, the term ?Price
Index? is used. If the Price Index in May 1985 was 355,
then what does it mean?
A) The prices on the average were more than three and
a half times as much.
B) The prices were 255 per cent higher than what they
were in 1970-71 (the earlier base year).
C) As compared to the earlier base year, May 1985 was
full of various commodities and the supply was 300 times
better than the earlier years.
Which of these statements is/are true ?
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) None of these
Ans: ( 2 ) Only B
2. Various measures are used by the State to control
the inflation. These can be
A) Price control
B) Monetary measures
C) Fiscal measures
Which of these is/are known as the suppressed inflation ?
(1) Only A
(2) Only B
(3) Only C
(4) A & B both
(5) None of these
Ans: ( 4 ) A & B both
3. The High Court of which of the following States set
aside the decision of the State Government to overturn the
creation of nine districts and four commissioner divisions
(created by the earlier Government) ?
(1) Rajasthan
(2) Orissa
(3) Himachal Pradesh
(4) Tamil Nadu
(5) Uttar Pradesh
Ans: ( 2 ) Orissa
4. The Government of India recently issued norms for
Indian Depository Receipts (IDRs). Which of the following
is NOT TRUE in this regard ?
(1) The companies would have a pre-issue paid
up capital and free reserves of at least 500 million US $.
(2) Average turnover of the company should be
500 million US $.
(3) The norm of average turnover of 500 million
US $ should be during the three preceding years of
financial performance.
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(4) The company should have declared a dividend
of not less than 10% during the last five years.
(5) All such companies need prior nod of SEBI.
Ans: ( 4 ) The company should have declared a
dividend of not less than 10% during the last five years.
5. Who among the following has issued various
accounting standards to be followed by the various
companies in India?
(1) Registrar of Companies
(2) Ministry of Finance, Government of India
(3) Accounting Standards Board of ICAI
(4) Indian Bureau of Standards
(5) World Trade Organisation (WTO)
Ans: ( 4 ) Indian Bureau of Standards
6. How much amount an individual resident can now
borrow from the close relatives residing outside India (As
per new RBI norms)?
(1) US $ 100000 only or its equivalent
(5) None of these
Ans: ( 3 ) US $ 200000 only or its equivalent
7. Growth of credit in agriculture, despite its
priority sector status, has remained a persistent problem
in the economy. According to the RBI, domestic banks must
allocate what percent of their advances to the agricultural
sector (including direct and indirect finances)?
(1) 8%
(2) 12%
(3) 15%
(4) 18%
(5) None of these
Ans: ( 5 ) None of these
8. In July 2003, the banks were asked to reduce their
lending rate to agricultural credit to he extent of ? (for
loans below Rs. 50,000).
(1) 6.5%
(2) 7.5%
(3) 9%
(4) 10%
(5) None of these
Ans: ( 1 ) 6.5%
9. In the financial transaction of the Government, we
often hear a term ?Deficit Financing?. Deficit Financing
is
A) Practised whenever Government expenditure exceeds
the receipts from the public.
B) That part of the Government expenditure which is
met by drawing down the cash balance of the Government held
in RBI or in State treasuries.
C) That part of the Government expenditure which is
required to be compensated by printing new notes/supply of
fresh currency notes in the market.
Which of these statements is/are correct?
(1) Only A
(2) Only A & B
(3) Only C
(4) Only B
(5) None of these
Ans: ( 3 ) Only C
10. In commercial and trade world, very often, we hear
a term ?Free Trade?. What does it really mean?
A) It means no restriction on the movement of goods
between two countries or a group of countries.
B) It means no custom duty or any other tax or duty on
the goods supplied to each other by the countries.
C) It means exchange of goods between the countries to
overcome shortage of particular type of goods.
D) It means a particular nation is allowed to sell its
goods all over the world without any restriction on the
quantity.
Which of these statements is/are correct?
(1) Only A
(2) Only B & C
(3) Only C & D
(4) Only C & A
(5) Only D
Ans: ( 2 ) Only B & C
11. Which of the following statements is/are correct
pertaining to the problems with agricultural credit?
A) Private sector banks are not given any target of
agricultural lending. Hence, they do not lend anything to
farmers.
B) Majority of farmers are not able to afford the cost
of borrowing or not able to guarantee their loan from the
banks.
C) Most of the Co-operative Banks are defunct. Hence,
they are not lending to the farmers.
Which of these statements is/are true?
(1) Only A
(2) Only B
(3) Only A & B
(4) Only C
(5) Only B & C
Ans: ( 1 ) Only A
12. India?s population is likely to reach at which
level during 2026 A.D. ?
(1) 1 billion
(2) 1.2 billion
(3) 1.4 billion
(4) 1.6 billion
(5) None of these
Ans: ( 1 ) 1 billion
13. The Rural Infrastructure Development Fund (RIDF) is
established with ?
(1) NABARD
(2) RBI
(3) SBI
(4) ICICI Bank
(5) None of these
Ans: ( 3 ) SBI
14. Why was the name of B.K. Chaturvedi recently in the
news?
(1) He has taken over as the India?s High
Commissioner to U.K.
(2) He will be the new Cabinet Secretary in the
Union Government.
(3) He will be the new Deputy Speaker of the
Lok Sabha
(4) He will be our permanent representative in
the UNO
(5) None of these
Ans: ( 4 ) He will be our permanent
representative in the UNO
15. India is set to have a revised or new series of the
Index of Wholesale Price (WPI) very soon, as the base year
will now be
(1) 1990-91
(2) 1985-86
(3) 1989-90
(4) 1993-94
(5) None of these
Ans: ( 2 ) 1985-86
16. The farm income insurance scheme announced by the
Union Government is presently being run in how many
districts ?
(1) 20
(2) 50
(3) 100
(4) 150
(5) None of these
Ans: ( 1 ) 20
17. As per the reports of the Census 2001, the Prime
reason for male migration to urban areas has been
employment and business. But what has been the reason of
migration of the young females to urban areas ?
A) Marriage
B) Educational Purposes
C) Job Opportunities
Which of these is/are the correct reasons(s)?
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) None of these
Ans: ( 3 ) Only C
18. As per the migratory trend seen in the recent past,
the outflow of people from which of the following States is
the maximum ?
(1) Uttar Pradesh
(2) Bihar
(3) Madhya Pradesh
(4) Kerala
(5) None of these
Ans: ( 1 ) Uttar Pradesh
19. Which of the following is likely to convert itself
into a bank ?
(1) SIDBI
(2) ECGC
(3) IDFC
(4) SEBI
(5) None of these
Ans: ( 1 ) SIDBI
20. As per the census 2001, the number of million plus
cities in India is
(1) 20
(2) 24
(3) 35
(4) 42
(5) 52
Ans: ( 2 ) 24
21. As per the reports from the Ministry of Health and
Family Welfare, the three important causes of mortality in
India are
(1) Tuberculosis, Typhoid and Malaria
(2) Malaria, Polio, Cancer
(3) Cancer, Heart ailments, Polio
(4) Polio, Malaria, Heart ailments
(5) None of these
Ans: ( 4 ) Polio, Malaria, Heart ailments
22. As per the recent decision taken by the Government
of India, now the students after passing which of the
following examinations are not required to have a
stamp ?Emigration check required? on their passports?
(1) MBA from IIMs or any other university
(2) B.E. or B.Tech. degree
(3) Class XII
(4) Medical degree in Ayurved System
(5) None of these
Ans: ( 4 ) Medical degree in Ayurved System
23. About 35 multistate Co-operative Banks are likely
to come under the Banking Regulation Act as the Government
is going to issue an ordinance to that effect in days to
come. It was required to be done as
A) Co-operative Banks are in bad shape and their
restructuring is very much needed.
B) RBI recommended that Government should issue an
ordinance to this effect.
C) The Supreme Court of India has issued an order
which says that RBI does not have authority to issue
licences to multistate Co-operative Banks.
(1) Only A
(2) Only B
(3) Only C
(4) Only A & C
(5) None of these
24. Which of the following schemes/programmes is/are
now part of the ?Swarna Jayanti Shahari Rojgar Yozana?
(SJSRY) ?
A) Nehru Rozgar Yojana (NRY)
B) Urban Basic Service for the Poor (UBSP)
C) Prime Minister?s Integrated Urban Poverty
Eradication Programme (PMIUPEP)
D) India Mahila Yojana
Choose the correct alternative :
(1) Only A
(2) Only A & B
(3) Only A & D
(4) Only D
(5) Only A, B & C
Ans: ( 5 ) Only A, B & C
25. Which of the following is the aim of the ?Jan
Shree Bima Yojana? of the Union Government launched in 2000?
(1) To provide food security to the rural poor.
(2) To provide Insurance Security to the people
living below poverty line
(3) To provide Insurance cover to the women
(4) To provide Insurance cover to the children
whose parents died in the earthquake in Bhuj a few years
back
(5) None of these
26. Which of the following is the objective of the
International Monetary Fund (IMF) ?
A) To minimize imbalances in quantum and duration of
the international trade.
B) To provide subsidy to the third world countries so
that they may complete with developed nations.
C) To ensure exchange rate stability.
Which of these objectives is correct ?
(1) Only A
(2) Only A & B
(3) Only B
(4) Only A & C
(5) None of these
Ans: ( 1 ) Only A
27. The performance of Public Sector Banks during the
year 2003-04 has been
A) Slightly lower than during 2002-03
B) Much better than the year 2002-03 for all PSBs
C) Same as it was in the year 2002-03
D) Slightly better for some banks like SBI and its
Associates.
(1) Only A
(2) Only B
(3) Only A & D
(4) Only D
(5) None of these
28. Prime Minister Manmohan Singh recently in a meeting
expressed his desire that an early and smooth Value Added
Tax (VAT) is very much needed in the country. How the
introduction of VAT will be helpful for a country like
India?
A) VAT will avoid cascading of taxes.
B) VAT is expected to enhance revenues in the medium
term.
C) Some State Governments may have to lose a
substantial amount of Sales Tax as the Centre will have a
greater share in taxes, but the same will be compensated
later on by providing subsidies on certain items.
(1) Only A
(2) Only B
(3) Only A & B
(4) Only C
(5) A, B and C
Ans: ( 1 ) Only A
29. Which of the following statements(s) is/are true
about the Member of Parliament Local Area Development
Scheme (MPLADS) ?
A) The scheme was introduced in the year 1977.
B) Under the scheme, every MP can spend Rs. 2 crore
every year on some developmental activity in his/her area.
C) Around 6.8 lakh works were recommended by the MPs
during the past years out of which about 4.5 lakh were
completed by the year 2002.
(1) Only A
(2) Only A & B
(3) Only B
(4) Only B & C
(5) None of these
Ans: ( 3 ) Only B
30. According to the World Trade Organisation (WTO),
Anti Dumping measures can be imposed by a country in which
of the following situations ?
A) When hazardous nuclear and radioactive waste is
dumped in the sea or coastal area of a country by some
other nation.
B) When some products that have been dumped in the
market in such a way that they cause material injury to
domestic industry.
C) When some substandard agricultural products are
dispatched to a country to meet the balance of payment
requirements.
(1) Only A
(2) Only C
(3) Only B
(4) Only A & B
(5) Only B & C
Ans: ( 5 ) Only B & C
31. Which of the following is the one major function of
the finance Commission set up by the Union Government once
every five years ?
A) To determine the share of the States and the Centre
out of the Tax receipts.
B) To determine the minimum support prices of all
major agricultural commodities.
C) To introduce the new taxes to be levied by the
State and the Union governments.
(1) Only A & B
(2) Only B & C
(3) Only B
(4) Only C
(5) Only A
Ans: ( 5 ) Only A
32. Which of the following States is adjudged superior
to most State in India in human development?
(1) Tamil Nadu
(2) Gujarat
(3) Maharashtra
(4) Karnataka
(5) None of these
33. Which of the following statement(s) about
industrial output of India during the recent past is/are
true (in last few months)?
A) Industrial output surges 9.4%.
B) Food production was increased by 15%.
C) Manufacturing growth was 3.33%.
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) Only B & C
Ans: ( 3 ) Only C
34. What are the objectives of the Task Force, out of
A, B, C and D given below, set up to suggest the modalities
for the implementation of interlinking of rivers?
A) To augment irrigation potential.
B) To fulfill the growing need of water.
C) To generate additional power.
D) To facilitate transportation in the country through
inland waterways.
(1) Only A & B
(2) Only B & C
(3) Only C & D
(4) Only D & A
(5) All A, B, C & D
Ans: ( 5 ) All A, B, C & D
35. Which of the following statement(s) about India?s
forex kitty is/are true?
A) India?s forex kitty grows fastest in the world.
B) India?s forex reserves registered a 169% growth
during two and a half years period ended in April 04.
C) India?s forex reserves growth established a huge
lead over the economics of the countries like U.K., USA and
Japan.
(1) Only A
(2) Only B
(3) Only C
(4) Only A & B
(5) All the three
Ans: ( 1 ) Only A
36. Which of the following correctly defines what
National Income means ?
A) It is the total earning of the employees of the
Central Government, all the State governments, all MLAs,
MPs and Ministers, etc. put together.
B) It is aggregate factor income which arises from the
current production of goods and services by the economy of
a country.
C) It is the total value of the goods produced in
various production centers run by the State and Union
Governments.
(1) Only A
(2) Only B
(3) Only C
(4) Only B & C
(5) None of these
37. The increase in the world population has been
accompanied by a major shift in its distribution. The
share of the developed countries in the world population is
approximately.
(1) 15%
(2) 20%
(3) 25%
(4) 33%
(5) 38%
Ans: ( 4 ) 33%
38. Which of the following statements is/are true?
A) A substantial part of the population of the South
Asian countries do not have access to the safe drinking
water.
B) The pattern of water consumption in the region is
about 95% in agriculture and remaining 5% in industries.
No water for domestic use.
C) The time is such that almost one out of the four
hospital beds is occupied by a patient who is ill because
of water pollution.
(1) A & C only
(2) Only A
(3) Only C
(4) Only A & B
(5) A, B & C
Ans: ( 2 ) Only A
39. Which of the following is not the short name of a
programme designed for the employment generation?
(1) EAS
(2) PMIUPEP
(3) TRYSEM
(4) CAPART
(5) SJGSY
Ans: ( 1 ) EAS
40. Which of the following is NOT a part of the
Annapurna Yojana?
A) Every family will be provided 10 kg of food grains
if they are a family identified as living below poverty
line.
B) All those who were getting pension as Senior
Citizens are covered under the Scheme.
C) Only women are covered under this scheme.
(1) Only a
(2) Only B
(3) Only A & B
(4) Only C
(5) All A, B & C
Ans: ( 5 ) All A, B & C
41. The RBI announces Credit Policy twice in a year.
What is the significance of the Credit Policy. Which of
the following is/are the CORRECT statement(s) in this
regard?
A) It is a measure to influence the amount of money
and credit in Indian economy.
B) Credit Policy is a control on the rate of interest
offered by the Banks on their products.
C) It is an indication to the market that how they can
plan their production decisions.
D) It is the green signal to the Union Government that
they can plan their budget and introduce new taxes if they
so desire.
(1) Only A
(2) Only A & B
(3) Only B & C
(4) Only A, B & C
(5) None of these
Ans: ( 4 ) Only A, B & C
42. The RBI has four chief weapons to control or
maintain desired equilibrium in the economy of the
country. Which of the following is NOT one of them?
(1) Open market operations
(2) Reserve requirement (banks have to keep a
part of deposits in reserve)
(3) Repo rate
(4) Bank rate
(5) Introducing new taxes/levies, etc.
Ans: ( 3 ) Repo rate
43. The Government of India is seriously thinking to
repeal which of the following acts?
(1) FERA
(2) FEMA
(3) Rent Control Act
(4) POTA
(5) None of these
Ans: ( 4 ) POTA
44. Which of the following statements is/are correct in
respect of the exports of jewellery from India (Pick up
correct statements)?
A) Last year, the export of gems and jewellery from
India reached at a level of US $ 10 billion for the first
time.
B) India got top position in exports market of gems
and jewellery because of higher unit value realization for
cut and polished diamonds in which India dominates.
C) China & South Africa are the India?s two major
competitors in the field of exports of gems and jewellery.
(1) Only A & B
(2) Only B
(3) Only B & C
(4) Only C
(5) Only A & B
Ans: ( 4 ) Only C
45. Approximately, what percent of the total oil
production of the world is produced by OPEC nations ?
(1) 33%
(2) 45%
(3) 50%
(4) 65%
(5) 75%
Ans: ( 4 ) 65%
46. Which of the following countries announced that it
will help Pakistan to build a nuclear power plant ?
(1) S. Korea
(2) China
(3) Russia
(4) France
(5) None of these
Ans: ( 1 ) S. Korea
47. Noise pollution is measured in
(1) Microns
(2) Nautical miles
(3) Ohms
(4) Amperes
(5) Decibels
Ans: ( 5 ) Decibels
48. The reservation of seats for SCs and STs in the
Parliament is extended for a period of how many years after
2000?
(1) 5 years
(2) 6 years
(3) 8 years
(4) 10 years
(5) None of these
Ans: ( 4 ) 10 years
49. Which of the following non-trade issues has taken a
dominance in WTO agenda?
(1) Patents
(2) Genetically-modified crops
(3) Free trade
(4) Environment
(5) None of these
50. Which of the following cities is famous for trading
of diamonds in India?
(1) Jaipur
(2) Surat
(3) Mumbai
(4) Bangalore
(5) None of these
QUANTITATIVE APTITUDE
Directions (Qs. 1?4) : in each these questions, a
number series is given. After the series a number is given
followed by (a), (b), (c), (d) and (e). You have to
complete the series starting with the number given,
following the sequence of the original series to answer the
question following both the series :
1. 16 24 36 54 81 121.5
14 (a) (b) (c) (d) (e)
what will come in place of (b) ?
(1) 34
(2) 31.5
(3) 30.5
(4) 32
(5) None of these
Ans: ( 2 ) 31.5
2. 7 15 31 63 127 255
4 (a) (b) (c) (d) (e)
What will come in place of (c) ?
(1) 81
(2) 92
(3) 74
(4) 66
(5) None of these
3. 6 18 36 108 216 648
2 (a) (b) (c) (d) (e)
What will come in place of (e) ?
(1) 482
(2) 344
(3) 216
(4) 420
(5) None of these
Ans: ( 3 ) 216
4. 4 3 16 9 256 81
6 (a) (b) (c) (d) (e)
What will come in place of (d) ?
(1) 872
(2) 948
(3) 1145
(4) 1296
(5) None of these
Ans: ( 4 ) 1296
5. A tap can completely fill a water tank in 8 hours.
The water tank has a hole in it through which the water
leaks out. The leakage will cause the water tank to get
empty in 12 hours. How much time will it take for the tap
to fill the water completely in the tank with the hole?
(1) 16 hours
(2) 29 hours
(3) 24 hours
(4) 18 hours
(5) None of these
Ans: ( 3 ) 24 hours
6. On the children?s day, chocolates were to be
equally distributed among 250 children. But on that day,
75 children were absent. Thus each student got 3
chocolates extra. How many chocolates were distributed in
all ?
(1) 2520
(2) 1750
(3) 1550
(4) 2500
(5) None of these
Ans: ( 2 ) 1750
7. Seven kg of sugar was available for Rs. 84 last
year. If this year, nine kg of sugar is available for Rs.
135, then how much is the percentage increase in the price
of sugar?
(1) 15
(2) 30
(3) 20
(4) 25
(5) None of these
Ans: ( 4 ) 25
8. Mr. Patkar earns Rs. 10,000 per month. Every year,
he spends 18 per cent of his annual income on buying
clothes. How much money does Mr. Patkar spend every month
on buying clothes ?
(1) Rs. 1,500
(2) Rs. 1,750
(3) Rs. 2,500
(4) Rs. 2,250
(5) None of these
9. The number of students studying Physics, Chemistry
and Zoology in a college in the year 2003 were in the ratio
4 : 3 : 5 respectively. If the number in these three
disciplines increased by 50%, 25% and 10% respectively in
the year 2004, then what was the new respective ratio?
(1) 24 : 15 : 22
(2) 18 : 11 : 13
(3) 24 : 13 : 17
(4) Cannot be determined
(5) None of these
Ans: ( 1 ) 24 : 15 : 22
10. Prasad?s monthly income is 25% more than that of
Anam. Anam?s monthly income is 75% less than that of
Bhushan. If the difference between the monthly incomes of
Prasad and Bhushan is Rs. 26, 125, then what is Anam?s
monthly income ?
(1) Rs. 8,000
(2) Rs. 16,000
(3) Rs. 9,500
(4) Data inadequate
(5) None of these
Ans: ( 3 ) Rs. 9,500
11. The price of 5 chairs and 3 tables is Rs.
15015.20. Approximately, what will be the price of 9
tables and 15 chairs ?
(1) Rs. 50,000
(2) Rs. 37,000
(3) Rs. 45,000
(4) Rs. 40,000
(5) None of these
Ans: ( 3 ) Rs. 45,000
12. Three-fourth of two-third of five-seventh of a
number is 15. What is half of that number ?
(1) 21
(2) 26
(3) 42
(4) 25
(5) None of these
Ans: ( 1 ) 21
13. Riya and Mita can independently complete a piece of
work in 15 minutes and 10 minutes respectively. If they
work together, then how much time will they take to
complete that piece of work?
(1) 4 minutes
(2) 9 minutes
(3) 6 minutes
(4) 8 minutes
(5) None of these
Ans: ( 3 ) 6 minutes
14. Kumar borrowed Rs. 6,500 from Devang on simple
interest. After 4 years, Kumar paid back Devang. Rs.
2,080 more than what he had borrowed. What was the rate of
interest per annum ?
(1) 6%
(2) 8%
(3) 12%
(4) 7%
(5) None of these
Ans: ( 2 ) 8%
15. 50% of a number is 39 more than 35% of the same
number. What is 115 percent of that number ?
(1) 179
(2) 299
(3) 85
(4) 215
(5) None of these
Ans: ( 2 ) 299
16. The average age of 82 students and the class
teacher is 18. The total age of only the students is
1450. What is the class teacher?s age ?
(1) 37
(2) 40
(3) 48
(4) Data inadequate
(5) None of these
17. The average marks obtained by Amit in English and
History is 95. The average marks obtained by him in
English and Science is 87. What is the difference between
the marks obtained by him in History and Science ?
(1) 20
(2) 40
(3) 12
(4) 16
(5) None of these
18. The total of the present ages of A and B together
is 12 years more than the total of the present ages of B
and C together. C is how many years younger than A ?
(1) 12
(2) 24
(3) Data inadequate
(4) C is older than A
(5) None of these
Ans: ( 1 ) 12
Directions (Qs. 19?23) : In each of these
questions, a question is followed by the information given
in the three statements. You have to study the question
along with the statements to decide that the information
given in which of the statement(s) is necessary to answer
the given question :
19. What is the speed of the current ?
I. Speed of the boat is 4 km/hr in still water.
II. Boat runs at a spped of 6 km/hr downstream.
III. The difference between the speeds of the boat while
traveling in still water and downstream is 2 km/hr.
(1) Only I and II
(2) Only III
(3) Either I & II together or only III
(4) Only I and either II or III
(5) Any one of the three
Ans: ( 3 ) Either I & II together or only III
20. What was the amount of profit earned ?
I. 8% discount was offered on the labeled price.
II. Had there been no discount then profit would have
been 29%
III. Selling price was more than the cost price by 16%
(1) I and either II or III
(2) Any two of the three
(3) All I, II and III
(4) Either I or II and III
(5) Question cannot be answered even with the
information given in all the three statements
Ans: ( 5 ) Question cannot be answered even
with the information given in all the three statements
21. What is Amar?s present salary?
I. The salary increases every year by 12%.
II. His salary at the time of joining was Rs. 3,500.
III. He had joined exactly 7 years ago.
(1) II and III only
(2) All I, II and III
(3) I and II only
(4) I and III only
(5) None of these
Ans: ( 2 ) All I, II and III
22. What is the total strength of the college ?
I. 45% of the students are studying Commerce only.
II. 1543 students are studying disciplines other than
Arts.
III. 1375 students are studying disciplines other than
Commerce.
(1) Only I and III
(2) Only II and III
(3) Only I
(4) Only III
(5) None of these
Ans: ( 1 ) Only I and III
23. What is the rate of simple interest per annum ?
I. An amount of Rs. 7,500 increases by Rs. 1,125 at
the end of the year.
II. The principal amount of Rs. 6,000 increases by
three times in 20 years.
III. Interest accured on an amount of Rs. 5,200 in 3
years is Rs. 2,340.
(1) Either I and II or III only
(2) Only III
(3) Only I
(4) Any one of the three
(5) None of these
Ans: ( 4 ) Any one of the three
Directions (Qs. 24 to 28) : Study the following
table carefully to answer these questions :
Year
School 1997 1998 1999 2000 2001 2002
A 25 80 50 30 15 75
B 30 35 45 25 60 85
C 65 60 55 40 75 75
D 80 3 20 95 70 55
E 10 25 75 65 70 90
F 55 55 95 88 85 90
24. If the total number of students appearing in SSC
from School C in the year 2001 was 1204, then what was the
number of students passed ?
(1) 900
(2) 897
(3) 905
(4) 850
(5) None of these
25. What is the ratio of the number of students passing
SSC from School A to that of School E in the year 1999, if
the number of students appeared was 2914 and 604 from
School A and E respectively in that year ?
(1) 1457 : 453
(2) 1450 : 457
(3) 1277 : 527
(4) 1834 : 627
(5) None of these
Ans: ( 1 ) 1457 : 453
26. What is the percentage increase/decrease in the
number of students passing SSC from School F in the year
2000 from the previous year ?
(1) 10
(2) 65
(3) 17
(4) Cannot be determined
(5) None of these
Ans: ( 4 ) Cannot be determined
27. If the number of students passing SSC from School D
in the year 1997 was 1840, then how many students had
appeared in SSC from that School in the same year ?
(1) 2500
(2) 2300
(3) 1900
(4) 2800
(5) None of these
Ans: ( 2 ) 2300
28. If the number of students appeared in SSC from
School B in the year 1997, 1998 and 2002 is 980, 2540 and
1200 respectively, then what is the total number of
students passed in those years ?
(1) 2503
(2) 2105
(3) 2203
(4) 2315
(5) None of these
Ans: ( 3 ) 2203
graph carefully to answer these questions :
NUMBER OF STUDENTS PREFERRING DIFFERENT BEVERAGES
FROM
5 COLLEGES
29. Which of the colleges has the highest percentage of
students preferring Coffee over the total of students in
the college ?
(1) A
(2) B
(3) C
(4) D
(5) E
Ans: ( 3 ) C
30. Total number of students preferring Tea from all
the colleges together is what percent of the total number
of students from all the colleges together ?
(1) 32
(2) 47
(3) 51
(4) 24
(5) None of these
31. What is the total number of students preferring
Cola from all the colleges together ?
(1) 2100
(2) 1900
(3) 2400
(4) 1500
(5) None of these
32. What is the ratio between the number of students
preferring Tea and Cola together from college D to the
students preferring Coffee and Cola together from College
E?
(1) 7 : 6
(2) 4 : 5
(3) 6 : 7
(4) 5 : 4
(5) None of them
Ans: ( 4 ) 5 : 4
table carefully to answer these questions :
NUMBER OF ARTICLES (IN THOUSANDS) MANUFACTURED (M)
AND DEFECTIE (D) BY 5 UNITS OF A COMPANY OVER THE YEARS
Year UNIT
I II III IV V
MDMDMDM
DMD
1996 53 21 45 12 76 38 56
21 46 18
1997 49 18 32 10 45 24 63
24 36 14
1998 50 18 48 18 55 16 68
30 34 15
1999 65 20 68 15 57 2 54
19 48 12
2000 70 31 72 13 82 22 48
27 58 10
2001 44 15 56 22 38 32 40
15 60 11
33. During which year the largest percentage of the
article was defective out of the articles manufactured by
Unit IV ?
(1) 1996
(2) 1997
(3) 1998
(4) 1999
(5) 2000
Ans: ( 5 ) 2000
34. What is the average number of defective items from
Unit II for the given years ?
(1) 21,500
(2) 17,000
(3) 12,500
(4) 15,000
(5) None of these
Ans: ( 4 ) 15,000
35. What is the ratio between the total number of
articles manufactured by Unit III to that by Unit V for all
the years together ?
(1) 353 : 282
(2) 282 : 353
(3) 457 : 215
(4) 215 : 457
(5) None of these
Ans: ( 1 ) 353 : 282
36. What was the percentage (rounded off to the nearest
integer) of the defective articles over the number of
articles manufactured by all the Units together in the year
2001?
(1) 42
(2) 40
(3) 37
(4) 33
(5) None of these
Ans: ( 2 ) 40
37. During which year, there was the percentage
increase / decrease in manufacture from the previous year,
the highest, for Unit I?
(1) 1998
(2) 2001
(3) 1999
(4) 1997
(5) None of these
Ans: ( 2 ) 2001
RBI Grade ?B? Officers Recruitment Exam
Reserve Bank of India Services Board, Mumbai
July 2004 Question Paper
ENGLISH LANGUAGE
Direction (Qs. 1 to 5) : Which of the phrases (1), (2), (3)
and (4) given below each sentence should replace the phrase
printed in bold in the given sentence to make it
grammatically correct? If the sentence is correct as it is
and no correction is required, then mark your answer as (5) :
1. Ultimately he received the honour he deserve.
(1) Gained the honour he deserve
(2) Received the honour he deserves
(3) Received the honour he deserved
(4) Bags the honour he deserve
(5) No correction required
Ans: ( 3 ) Received the honour he deserved
2. I am totally opposite in the statement of some of our
Managers.
(1) Totally oppose to the
(2) Absolutely oppose by the
(3) Totally opposed to the
(4) Completely opposed in the
Ans: ( 3 ) Totally opposed to the
3. Gayatri turned down the job offer to accommodate her friend.
(1) Job offered in accommodate
(2) Job offers for accommodate
(3) Job offer to accommodating
(4) Job offer in accommodate
Ans: ( 5 ) No correction required
4. She was informed that everyone of them are aware of the fact.
(1) Were aware of
(2) Are aware of
(3) Was aware of
(4) Is aware of
Ans: ( 3 ) Was aware of
5. She has being venturing into areas which she had always
avoided in the past.
(1) Has been venturing into
(2) Has venturing into
(3) Would venturing into
(4) Had venturing into
Ans: ( 1 ) Has been venturing into
Directions (Qs. 6 to 10) : Read each sentence to find out
whether there is any grammatical error or idiomatic error in
it. The error, if any, will be in one part of the
sentence. The number of that part will be your answer. If
there is no error (ignore errors of punctuation, if any),
then your answer will be (5).
6. They never thought (1) / that Joshi is (2) / oldest than
the other (3) / Professors in the Faculty. (4) / No error (5)
Ans: ( 3 )
7. Taken into consideration (1) / the advice of his (2) /
colleagues he decided (3) / to stay in the Institute. (4) /
No error (5)
Ans: ( 1 )
8. I am likely contact (1) / you sometime in (2) / next week
to (3) / discuss with you in detail. (4) / No error (5)
Ans: ( 1 )
9. The police has making (1) / every effort to provide (2) /
best help and (3) / attention to each citizen. (4) / No
error (5)
Ans: ( 1 )
10. He cannot withdraw (1) / all his money (2) / unless he
do not (3) / give advance notice. (4) / No error (5)
Ans: ( 3&4 )
Directions (Qs. 11 to 25) : Read the following passage to
answer these questions given below it. Certain words /
phrases have been printed in bold to help you locate them
while answering some of the questions :
The suicide attacks by militant Palestinian groups killing
large numbers of Israeli civilians and the harsh Israeli
response, have raised the renewed hopes of peace in the
region. It is Arafat?s leadership and authority that are
being severely tested in the latest phase of the west Asian
crisis.
By accusing the Palestinian Authority (PA) of supporting
terrorism by groups, Israel hopes to put pressure on Arafat
to act. Arafat, on the other hand, has never looked a less
powerful force than he does today. If he acts against the
militants and elements in his own Fatah movement sympathetic
to them, he risks a Palestinian civil conflict. But if he
chooses to do nothing, he faces erosion of his authority and
all claim to a central role in the peace process. Whatever
he does, sections of the Palestinians will hold that he has
gone too far and Israel that he has not gone for enough.
This is, of course, why Arafat has invariably shrunk from
hard decision. He has refrained from curbing the militant
groups, explaining his inaction as necessary to maintain
Palestinian unity.
The Palestinian leadership?s inability to improve economic
conditions for its people has been a decisive factor in the
erosion of its ability to act. Palestinians in Gaza have
targeted the PA as being responsible for their condition.
The Militant organizations have capitalized on the PA?s
failure to establish a functioning administrative
infrastructure by setting up a parallel welfare system with
the help of the millions of dollars. Though the
Palestinian security forces claim to have arrested more than
100 militants after the suicide bomb attacks in Israel, the
other similar militant groups remain defiant, confident of
their popular support and of the certainty that in the
ultimate analysis the PA leadership will stop short of
decisive action against them.
That the militant groups enjoy popular support in Gaza is
hardly surprising. The Gaza Strip today resembles a vast
prison camp in which some 1.2 million Palestinians are
crammed. Despite the Oslo Accord, 7000 Israeli settlers
still remain in 20 percent of the Gaza?s area and are
protected by heavily armed Israeli forces. With its recent
blockade of and extensive incursion into PA controlled
territories, the Israeli government has placed the whole
civil society in Palestine under siege. Over 450 NGOs,
eight universities and numerous other educational, civic,
social, developmental and health institutions have had their
work impeded and their vital services to the population
blocked. An international conference on Israel?s treatment
of human rights in West Bank and Gaza, attended by
signatories to the 1949 Geneva Conventions, that has opened
in Switzerland overriding Israeli and American protests, is
expected to censor Israel for its treatment of civilians in
the Palestinian territories.
Arafat?s standing among Palestinians rests on the authority
conferred on the PA by the international community to
represent and speak for the Palestinians. Even the major
militant group has so far never openly challenged Arafat?s
leadership. Israel?s latest vicious attacks directed
against the PA and Arafat present the international
community with the danger that this precarious balance of
power in the Palestinian community may be destroyed.
Continuance of the Israeli attacks can only further
radicalize and harden the attitudes of ordinary
Palestinians. On the other hand, Israeli moves to freeze
further expansion of Jewish settlements in the West Bank and
Gaza and, as soon as security conditions permit it, ease the
economic blockade of Palestinian towns?however remote such
measures appear just now?alone can restore the authority of
the PA and give it a chance to get a grip on Palestinian
militancy.
11. Which of the following factors have raised the hope for
peace in West Asia?
A. Killings of Israeli civilians
B. Harsh response of Israelites
C. Revocation of Oslo Accord
(1) Only A and C
(2) Only B and C
(3) Both A and B
(4) Either A or B
(5) None of these
Ans: ( 3 ) Both A and B
12. Which of the following explains the lack of action on
the part of Palestinian leader?
(1) He fears the army action against him
(2) This according to him will fasten peace process
(3) He feels that this step will keep Palestinians united
(4) He is seriously worried about the degeneration of his
power base
(5) None of these
Ans: ( 4 ) He is seriously worried about the degeneration
of his power base
13. What is ultimate analysis of other similar militant groups?
(1) The PA leadership will only act if a definite forceful
action is taken on the PA
(2) The suicidal attacks will only aggravate the situation
(3) The PA leadership should be changed
(4) The action on the Palestinians was justified
(5) None of these
14. Which of the following words is just opposite in meaning
to the word impeded as used in the passage?
(1) Hindered
(2) Facilitated
(3) Felicitated
(4) Stopped
(5) Courage
Ans: ( 1 ) Hindered
15. What does the word overriding mean as used in the passage?
(1) Notwithstanding
(2) Concurring
(3) Welcoming
(4) Criticizing
(5) None of these
Ans: ( 1 ) Notwithstanding
16. Which of the following best describes the meaning of the
word challenged as used in the passage?
(1) Questioned
(2) Accepted
(3) Attacked
(4) Scared
(5) None of these
Ans: ( 1 ) Questioned
17. Which of the following is the most similar word as
accusing as used in the passage?
(1) Abusing
(2) Blaming
(3) Charging
(4) Responding
(5) Praising
Ans: ( 2 ) Blaming
18. Which of the following is the expected outcome of
International Conference which is in progress in Switzerland?
(1) To revoke 1949 Geneva Convention
(2) Impose censorship on propaganda of PA
(3) To build cordial relations between Conflicting parties
(4) To put a curb on Israel?s policies while treating
civilians in an alien territory
(5) None of these
Ans: ( 3 ) To build cordial relations between Conflicting
parties
19. Which of the following best explains the word vicious as
used in the passage?
(1) Dangerous
(2) Fatal
(3) Reoccurring and cyclic
(4) Cyclic but not reoccurring
(5) None of these
Ans: ( 3 ) Reoccurring and cyclic
20. Which of the following best explains the word remote as
used in the passage?
(1) Far away from reality
(2) Distant
(3) Most likely to happen
(4) Control in someone else?s hand
(5) None of these
Ans: ( 1 ) Far away from reality
21. Who according to the passage conferred the authority to PA?
(1) Arafat
(2) Israel
(3) Militant groups
(4) International community
(5) None of these
Ans: ( 4 ) International community
22. Which of the following can restore the degenerating
authority of the PA?
A. Arresting the expansion of Jewish settlements
B. Easening the economic blockade of Palestinian towns
(1) Only A
(2) Only B
(3) Either A or B
(4) Both A and B together
(5) Neither A or B
Ans: ( 4 ) Both A and B together
23. Which of the following is the most opposite in meaning
as the word shrunk as used in the passage?
(1) Coming forward
(2) Abdicating
(3) Control
(4) Expand
(5) None of these
Ans: ( 1 ) Coming forward
24. What may be the affect of continuous Israeli attacks?
(1) It may harness a negative attitude amongst the civil
Palestinians
(2) It may destroy militancy from its basic roots
(3) It may revitalize the weakening leadership of the PA
(4) It may enhance militant activities
(5) None of these
Ans: ( 4 ) It may enhance militant activities
25. What dangers are being perceived by the International
Community?
(1) Both the nations may get destroyed if war erupts
(2) The PA and Israel will never strike a deal
(3) The attacks against the PA may destroy the balance of
power in Palestinians
(4) The militancy may spread in other countries also
(5) None of these
Ans: ( 3 ) The attacks against the PA may destroy the
balance of power in Palestinians
Directions (Qs. 26 to 35) : In the following passage there
are blanks, each of which has been numbered. These numbers
are printed below the passage and against each, five words
are suggested, one of which fits the blank appropriately.
Find out the appropriate word in each case:
Whatever prosperity India enjoyed in the seventeenth
century disappeared when the Mughal Empire ???(26) apart.
The most immediate cause of this breakdown was the religious
intolerance, which led to the open rebellion. It was to
???(27) these revolts that the bigot ruler spent ???(28)
years in the field, with immense armies consuming the
revenues of the country. There were, however, more
deep-seated ???(29) The corruption of officials and the
oppression of the masses steadily ???(30) away the empire?s
life blood. For sometime, there had been a noticeable
deterioration in the character of the ruling class. Wars of
succession ???(31) wiped out the leading families, and new
blood from central Asia was no ???(32) recruited for the
higher governmental posts. Finally, the Mughal Empire was
an alien regime. It continues to be so ???(33) Akbar?s
policy of conciliation was abandoned, and it wore itself out
trying to maintain its power ???(34) the ceaseless
opposition, only now and then overt but always present, of
the ???(35) citizens.
26. (1) Joined
(2) Broke
(3) Dashed
(4) Banged
(5) Became
Ans: ( 2 ) Broke
27. (1) Run out
(2) Crash
(3) Crush
(4) Cajole
(5) Motivate
Ans: ( 3 ) Crush
28. (1) No
(2) Hardly
(3) Many
(4) Inexpensive
(5) Most
Ans: ( 3 ) Many
29. (1) Variables
(2) Attributes
(3) Characteristics
(4) Causes
(5) Affect
Ans: ( 4 ) Causes
30. (1) Drained
(2) Gone
(3) Sucked
(4) Released
(5) Went
Ans: ( 1 ) Drained
31. (1) Has
(2) Have
(3) Was
(4) Did
(5) Had
Ans: ( 5 ) Had
32. (1) Longer
(2) Pumped
(3) Far
(4) Candidate
(5) Shorter
Ans: ( 1 ) Longer
33. (1) At
(2) Into
(3) Over
(4) After
(5) Before
Ans: ( 4 ) After
34. (1) Far
(2) At
(3) Against
(4) Favouring
(5) For
Ans: ( 3 ) Against
35. (1) Discontented
(2) Weeping
(3) Ruling
(4) Calm
(5) Contented
Ans: ( 1 ) Discontented
Directions (Qs. 36 to 40) : Pick out the most effective
word/phrase from the given words to fill in the blanks to
make the sentences meaningfully complete:
36. Tiwari?s weill-wishers went to the extreme to _____ his
business reputation.
(1) Speak
(2) Enhance
(3) Cajole
(4) Provoke
(5) Advocate
Ans: ( 2 ) Enhance
37. A group of junior college boys _____ the highest peak of
the Shivalik range of the Himalayas.
(1) Scaled
(2) Walked
(3) Climb up
(4) Avoided
(5) Won
Ans: ( 1 ) Scaled
38. A special programme to raise the standard of living of
the village folks has been _____ by the Government.
(1) Affixed
(2) Stalled
(3) Glued
(4) Launched
(5) Propose
Ans: ( 4 ) Launched
39. A herd of elephants _____ ready to attack the lion.
(1) Were
(2) Is
(3) Was
(4) Are
(5) Has been
Ans: ( 2 ) Is
40. It is not possible this year to run this company with so
many employees, without increasing the _____ of deficit.
(1) Loss
(2) Altitude
(3) Gain
(4) Magnitude
(5) Extend
Ans: ( 4 ) Magnitude
_MODEL SOLVED PAPER
RBI OFFICER GRADE B EXAM
Hld _0n 18.12.2011 l Based on Memry
GENERAL AWARENESS
Some mewc see a refermenof Least Developed country' in the economic joumalsfbapers etc. Which among the following is one nf the parameters on the basis of which a country in economic parlance. la laLeast Dezveloped P
_iUFrequent changes in mon-
tar-yf fiscal policies
ment in last ten years as general elections `did not take place _'
[3l Low Per Capita income of a I
specified level and instabil~ ity 1n amcfulturalfindustrial production
[4] Huge losses due to natural
disasters resulting in displaement of people in maJOFY ,
[5) scarcity of trained/skilled
manpower in the country
Economy 1n the last decade is Not Comet ?
fourth largest _ln the word
with GDP of about 4 trilion US Sat Purchasing Fewer Parity fPPP.
major concern for the
growth of the economy is now growing _at an average of 7% per annum stlqng Balance of Pay-
ment (BOP) position 1n re+ cent yaa'ml has rcsulyed in a omfrfable stock the foretgn @chai-Lge reserves.
{5} Indian economy has shown a remarkable averalge GDP growth of 6.3% during last ten years.
among the following is
very closely associated with the
to day mnctiooing of the
Reserve Bank of India 'P
{l} Subir Gokarn
l2) Mr. U. K. Sinha
{3} Dr. Kaushik Basu
{4} Mr. Narendra J adhav
. (5] None of these
Census In India was conducted recently _(201 l). In the eyes of the economists and policy makers. Indla's demographics are very much favourable to grow-th. Which of the following statements is NOT in conformity with the tsaditinnal demographic charact'crstics of India and its relatibn with gyowth ? 'l1]lnd1a'is a young country
with low dependency ratio (2] More and more Indian youth .under the age of 30 are getting better health care access to quality technical education
of India islhappy as they have better housing and earning facilitis
{4} More empoyment opportunities and resultant nancial freedom have made young women folk to sue single life and delay manmge
{5} Indian youth are now biggest consumers 'of luxuoous goods. they spend dacretionary incarne and en'joy the associated status.
Some policy and think-
ers are of the opinion that the
nqtorious Satyam Scandal of
.[2) Faster legal proceedings
and effective judiciary
[3] Greater Accounting trans-
pascncy and Corporate
Governance
(41'Better employer employee relationship and active par ticipatlon of employees in manage-rial functions
[5) AH of these
Frequent changes in the cost
ql' which of the following examL
modies at internationa] lev-
els, push 1nf1atln upwards ?
l 1 ) Vegetables
(2) Foodgrains
(3] Pctroleum Products
{4} Milk'
{5} All of' these
Indian Parliament in the year
2005 passed Special Economic
Zones which gave birth .lo
hundreds ofSEZs in the
try. How do these SEZS h'elp
in the growth of the Indian
Economy _
(1] SEZS attract significant foreign direct investment I'rorn and MNCS
{2} SEZS give a far better price for land to the farmers and others who sell their land for the same
(3] Production 1n SEZs is done for local consumption only and is supposed to tame inflation in _the country
{4} Banks in India allowed
to give loans to SEZS liber-
ally as the interest rate on such loans is decided to be 5% higher than the normal interest rates
{5} All of thsc
www.'kiranprakashan.com @El
MODEL SOLVED PAPER ; RBI OFFICER GRADE B EXAM
8. In economic terms, the 'total 14. Which one of the following a market value ofall final goods measure 0f Fiscal Reforms. and services produced in a has Government of india country in a given year is - adopted? known (1l Bringing down scal deficit
{l} GNE GDP - tof a particuar level bya11
[3) inflation [4) PPP Act of Law
[5] Wealth of a nation [2] Fixing higher rate of growth 9. Watch of the follow-lng is one (3] Allocation of mor: funds to
of the indicators of Human job oriented schemes
Development Index {HDI} (4) Allocation of more funds to
[I] Life expectancy at birth provide education to chil-
[QlTOlal cost of the algu-1miv dren who are 644 years of _
tural land with a family 3g@ (3) Total area of agrlcul- [5) None of these
tural land with a family 1_5. 'Green House: Gases are re(41Ava1labl1ty of perennial sponsible mainly for'- _ source of water for lrriga- [1) Growth of Livestock popu tion lation (5) Nature of employment. ca- [2) Volume of foreign trade
suallperrnanent or semi- [3) Quality nf agro products in permanent - a contry
10. Which of the following is one [4] industria) Development Ufa
of the measures 0f cCOUOI'oiC ' nation growth of a coumrv ' {5} Global wanmng
{llvolume of Direct Invest" 16. Which of the following in ln ment' made by Foreign da is implemented in all the Countries _ dlstrlcls of tlic country for pm-
Number of companies listed ding 100 days employ-mgm 10
on the Binck Egchange muse-willing in do manual obs (3) Gross Domestic product of m rural areas?
the 11311011 _ ,l- Pradhan Mantr'i Gram {4} Numbe'r of Foreign nation- Sadak Yojana
als working in a country {2} Bharat Nimmt-1 - 151A 0f thse *3+ Mahatma Gandhi National 11 what 13 the Contflbution _ Rural Employ-[nent Gual'Agricultural sector in total antec Act I GDP uflndia 2 About- _ [4) Swag-n Jayanti Gram (l) 10% (2l 24% Swarojgar Yojana www* @40% . ' (51 A11 of mcse
@60% 1?. which or-the following is a 12. what is the contribution of Social Development pm_
'Seryic'e Sector in total GDP of gamme launched by the Gow
Inda? ernment of India for school (l) 10% (2] 14% children ? (3) 18% {4} 26% ' (11 Bharat Nmnan of these [2) ASHA 13. In India, the National DCOITC Kuur
is measured on the basis of- 1 um n,... M1 mr.;
Ul _ M al _ I {l} Flow of goods only _
d {2} gxglber of employe youth 18. which of the following cco-
nomlc concept is categorized on {3} of tax conectad per the basis of Current Account
__, '_ or Capital Account Ior both 'E' I4) Earning 'of people working [l] Baance of . t _
paymen t EDESUS and Cover-men *2+ Value' ofthe foodgrain stock {5} All of these 0f a country
[3}Gross National Product
{GNP} l
(4)Gross National Income
[GNI]
l5lTotal collection of Direct '
Taxes in a year
which of the following acts isf
19.
was intrduced for the purpose
of sustainable growth
{l} Water [Prevention and Con-
trol of Pollution] Act
[2) Narcotics and Psychotropic
_ Substance Act
[3] Foreign Exchange Manage-
ment Act
I {4} anking Regulation Act
(5] Prevention of Money Laun-
dering Act
IAEA is an organization
which functions in the area of
(1] Prevention of Money Laun-
dering
[2) Control of Foreign Direct
Investment
{3} Nuclear _Energy
(4) World Trade
{5} Promoting International understanding among the nations.
As reported 1n newspapers.
China has raised objection on
India's presence in South
China sea alongwith Vietnam.
Both the nations are engaged
in which of the following ac-
tivies in the sea?
{l} Fishing
(21 Explonng Minerals
[3l Exploring Oillelds
[4i Disposal of electronic waste
[5) Disposal of nuclear' waste
Which of the i5 the
Your Cusiosner" norms by the
banks _
{llTo bring more and more people under the banking net.
[Eldcntifying people who do
not pay Income Tax
ensure that the money
deposited in banks has come from genuine sources
ensure whether the money deposited in the bank is of an Indian or a foreign national-
i (5) None of- these
www.kiranprakashan.corn [E]
MODEL SOLVED PAPER : RBI OFFICER GRADE B EXAM
Which of " following organisations is established
mainly to promote Mlcro._
Srhall 5i Medium industrial
{1} NABARD {2} SIDBI
{3} IDBl Bank {4} EMM Bank
As reported in newspapers. the
Market Borrowings of the:
Union Government have gone
up 1n 201 (upto Septem-
ber 2011). What is the main
reason for the same ?
[1]F1xing very high target of'
{2} Lnwer than budgeted collecF
tlon of the revenue
[3] Lower than expected flow ol'
foreign investment
[4] REFS reluctance in giving
fresh loans to the Government of India for developmental projects
{5} Consistent revision in the I
limit of Lhc Ways and Means Advances given to the Government of India by the RBI
"Core Industries witness ower
growth in last few months"
was the news in some major
newspapers recently. This'
means the perfrmance of
which of the following is ,NOT
taken into accounts for the
India recently entered into an
agreement purchase LNG
from some East Aslan Nations.
This is the part of India`a im-
tiative in the direction -
[1) Look East policy
{2} Switch over to LNG
lluslness _ With Most
Favoured Nations only
[4) Convention on Supplemen-
tal Compensation {CSC}
[5) New Business : New Part-
ners Scheme
As per recent reports the Coal
28.
Ministry of- Indz'a has alocated
certain coa] blocks lo four
NI'PC 'Thermal Power Plants in
four states. Which of the fot-
owlng st'ates is NOT among
these four states
(l) Uttar Pradesh
[2) Karnataka [3] Orissa
[4] Madhya Pradesh
(5] GularaL
The Meet of the Finance Chiefs
_ of Gf? countries was held in
September 201 1 in
Which oi' the following ls a popular women`s Empowerment Programme in India {MASI-IA
33.
[2) Swabhlman _
(3] Mid Day Meal Scheme
(4] Bharat Nit-man
(5] Self Help Group
We know' that the Industrial sector plays an important roh: development of India.
which sector does not come under Industrial sector E
{l} Mining
(2] Manu facturi n g
[4)
[51 Construction
Who among the following'is one of the Deputy Governors 01v the RBI f '
35.
(l) Shri U. K- Sinha
[2] Shri Ranjan Mathai
(3] Dr. Subir Gokarn '
{4} Dr.. M. S. Ahluwalia
[5] None 0F these n What does the term denote which is the short [orm ol' a Socia Scheme launched
by the Govemment ol' India? (1] Antodaya Awas Yojana
36.
Gem and Jewellery
Centre brings the curtain
down on DEPB scheme' was
the news receolly. What is the
full fom? ofthe term DEPB 'P
[l] Deveoprnental Enterprises
Promotion Board
[2)Duty Entitlement Pass
{3} Duty E11-forcement and Pro-
. {4]Develogment. Export and
Procurement Bureau
llDcportation and Enforccd
Prevention Bureau
Which of the folowng organi-
30.
zations has given a waning to
the nations of the world that
there may be increased risk to
global nancial stability in the
world 'P l
[1) Word Bank- _
(2] World Trade' Organisation
{3} Asian Development Bank
{4NnLern'at10nal Monetary
Fund '
[5) United Nations Organisa-
ti on
Which of the following is con-
31.
sldered Non Tax Revenue of the
Government _of India as pro
jected in the Union Budget 'i'
{I} Income Tax
{2} Custom Duty
_(3) Service Tax
{4} Corporate Tax
(5] Dividends and Profits
what does the letter M denote
32.
in the abbreviated term
an act which was applicable in
India till recently 'P
[2) Asian Awas Yojana
{} Antndaya Anna Yojana
[4) Area Antodaya Yo}ana
(5] None of these
Which of thc following organizations of women in -India will bue-arisen out of the connue-nce of three movements
37.
labour movement. cooperative movement and women's movement based on Gandhan
[5) Gramin Bank'
The Second Green Revolution being planned in India will be launched basically in Eastem/ North Eastern states and wil bc based on production cnf-[l] Sugarcane (2] Jute
[3) Bamboo (4] Vegetables I (5] Paddy
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MODEL SOLVED PAPER : RBI OFFItER GRADE EXAM
39. Which ofthe following factors [l] Statutory Liquidity Ratio Has now put a check on Ml- ' [2] Roan-ve Ratio _ gration of Agricultural La- [315mm Deposit " boul-cra from one place lo an- 4 R erst Re other 1n India P ...cv
l La k Hm u f um {5]Govcrnment Securities
C ga on ac es 44, Banks in their daily business ,2- LOW Productivity Hand i face various kinds of risks. (31 Single Crop Cultivation which of the following is one [41H1ghcr wages and avall- such major risk ablity of employment {l} Customer risk
{5} Launch of MGNREGA and {2} Reputation . availability 0f [al Goodwin risk opportunities locally 4i Protection risk 40. Which of the following Acts [5] O
perational risk helps a bank in its day to day
activities? 45. which of he .folliwmg 'im' "w" t ' -schcmcs was launched by the l Compctitlon AC RBI in 2004 under which Glowv *2) Negotiabk Instmmnts AC ernment of India dated Secu*33 Hindu Mal'flgc Act . rltics/htauly Bills could bc: ' (4) Hindu 'Succession Act issued to absorb surplus/du Act ' rable liqmdity i 41. Lack of access to financial UIR'PGS
services is technically known (2] External Commercial Bor1 as- ' _ rowing _ {Unancial Instability [3] Market Stablllsatton (2] fnaxiciai inclusion Scheme [33 nnanclal stabimy (41 High value clearing scheme
[5j ment facllty
42, which Oftha fonomng 1mm- HOW much amount (in I une of the major functions of croresl was allocated for rais the National BJank for , ing Credit to um {anne-rs 1n um
lul-a] and Rural Development ' Union Budget 201 1-12?
(NABARD) E (ll '1475000 crores
{l} Acting as a regulator [or- [2] 575909 CTDTCB cooperative banks and @11675000 crores RRBa [4] I 775000 crores
{2} Extending assistance to ' l (5) Non@ 0f these
the government and others 47. What does the letter 'M' de in matters relating to ru- note in the name MFI' as ral development used in financial sector P [Sprovidlng refinance to [UMim llMonciary
lending Institution 1n ru- [3j Mlm-0 _ [4151651 ral areas (5) Multiple
4) Act-ing as a Cfdmator i 4B. The Government of India has the' of rural created s. Women's Seti cred institutions Group Development Rmd so {5} Review of monetary and that it can reduce their inter-
Crcdlt Polif-y est burden. What is the size 43. As we all len-:rwa Banks in In- 0f the fund 'P
dia are required to maintain (1)1100 crores a portion of their demand and *2+ 200 crores time liabilities with thc Re [3) 1 25g Crm-'e5 'ma Por' [4l 1 400 crores {5} 'i 500 crores
49. which ofthe fonomngis NOT
a programe launched by the
Government oflnclia
{I} Salva Shiksha Abhiyan
*2+ Rastoya Krlshi Vlkas -
jana
(3] Accelerated Irrigation Ben-
cfjl. Pmgmmne
[4'] National Rural Lvelihood
Mission
(5] Jeevan Anand Yojana
which of the following
schemes is_ launched to pro'
vide prenatal and postnatal
care to mother and childv? *
{1} National Mission for Pro-
tein Supplements_
{2]lnit1ative on
Clusters
[3] Promotion of Num Cereals
[4] Jan Mitra Yojana
{5} J anani Suraksha Yojana
Which of the foilw'ing state-
ments is TRUE about Interna-
tional Monetary Fund {IMF}
(l) IMF provide Way MeansFunds to member
countries _
is a-n agency of the World Bank and ia $ituat' ed in Prague .
[3] IMF makes all the rubs and regulahons In relation to the World Trade bhvcen the nations l . ,
(4)011 becoming membler of
the IMF, countncs get finance as temporary' Bab" ance of payment' needs
[5) IMF is ah organization floated byl the members of NATO aod`caters .to the need of those Countries
Ony .
52.
The bank rate is -
{1} free to utuate aoewding -to the forces of demand and
Supply '
[2) set by the R. B. l. .
(Slaat 'by the R. B. as directed by the Union 'Minis0f Finance
[4l-set'by RQB. I. as ,advised
by the Indian Banks Association '1.1 l
{5} set byGovemmcnt of In-
dla on' the. mmmndaon d!" the Planningommissoin f l
MODEL SOLVED PAPER : . RBI OFFICER GRADE *B* EXAM
Which of the following terms is used in' the eld of Banking and Finance ?
[1) Special Drawing [2) Affirmative Defence
[4)1nformed Consent
[5] Quer-imm of Fact
Which of the following is one of the Mlllennium Development Goals bythe United
'Nations Organisation
1] Develop -a global partner-
ship for development
(2) Develop new varieties of
food grains whleh can ensure bumper crops
ensure Ithat populaiinn does not increase in Mast countries al an alarming rate Y '
(4] Develop measurs to avert deadly Hurricanes/Tsuna~ mies etc. in an effective way
Economy is developed when- all nations can par~ ttcipale. according lo lhei
Which nf the followlng countries recently got a new bail.uut package with the help of the Private Sector?
Fam-ms Sardar Sarovar Dam
is built across which of the fol lmamagf1 rivers ?
a CTL-.dn Rating Agency 'P
[llfredlt Analysis and Re-
Search Ltd. (CARE)
[2] India Pvt4 Ltd.
[3] Muody's mvestors Service
{4} Slamdard and Pours
{5} ich Ratings
Who among the following is the
60.
Presldem [Chief] of the World
' Bank at present P
Dr. Manmohan Singh recently
84.
addressed UN General Assem-
bly. Which of the following was
the major issge which he em-
phasizpd 1n his speech ?
{1} usefulness of multilateral
lending agencies like IMF and World Bank in the present context
(2] WTO'S efforts to introduce more and more G M Crops in the market
[3] Democratic Rights in Gulf
Countries
(4] Mechanism to control oil
pces in the world
(5) Need of strong Indo-China
relations
which of the following is
65.
called Robinhood and
was 1n news during recent
' Summit of G-20 nations 'P
By whwh of the following montho Goods and Sources
Tax (GSH 15 to be implvmented
Organisation on which -Indla
and l'ffw other countries were
hav-ng all together different
vieus than deveoped coun-
mei. i
{l} Subsidies and Government
procurement policy
M varieties of certain
crops
Yuan as major
trade currency
[4) Spatial treatment to NATO
f'mllnlries
,5- 9.1. nl' these
Wh .u nung L'ne following is the
Hfn uf Lhe National Manufac-
Lun-.lg Competitiveness Coun-
cil. reconstituted recently
(53 None of these
BB. The Approach Paper of 12th
AFm: Year Plan got approval of
the Union Cabinet recently.
which of thg following is
added fol-the first tlmc in ap-
proach papers
(1]Growth Rate and mecha-
nism to achieve tt
[2) Corruption, 'hanspqrency
and Governance
{3} Strengthening 01' Agricul-
ltun,- sector
Periodical Review of Morletary poiicy by the Government and not by RB
{5} All of these
A hugenreservr: of gas was ex-
pored in Northern
Rashidpur Gas of ~
[Il Bhutan (2] Bangladesh [31511. Lanka [4] Pakjstan A {5} Afghamstan
Which of the folowlhg agencies recently conductd a Polw lution Survey of various cines across the world and found out that cities ln India. Iran, Pakistan and Mongolia are the mosl polluted cities in the world '?
Bank [2] Intcrnatiqnal Monetary
{3} Asian Devenpment Bank
{4} World Trade Organisation (5] World Heaith Organisation The Centra] Banks of five de veloped countries recently came together and decided lo provide unlimited dollar loans to banks in their areas. What
[l] To prevent China from be coming a bigger lender than the World Bank
[2) Ease growmg tensions in the Euro zone's Inancial
[3l To reinstats USA'S Credil rating at AAA level from the downgraded M+ level [4) To create - an emergency pool of dollars to prfovide instant help to any coun-
try in case of need
[5] None o!" these 70. Which of the following is a
payment and Settlement system used by the banks in' da
[1) LiquldiLy Adjustment Fa-
cmq.' [2)Rea1 Time Gross Settle-
ment
[3) Forward Rate Agreements [4] Central Depository Service
{5} Negotiated Dealing System '
71. Reserve' is the Cen-
tra! Bank ot' which of the folP lowing countries
{l} Russia l2) Britain [3] Canada [4) Australia (5) USA
72. The Y. H. Maltgan CDmmiL-
tee which submitted its report a few months back was set up to report on further improvement of functioning of W
[1) Micro _Finance Institutions (2] Stock Exchanges in India [3) Cooperative Banks
{4} Regional Rural Banks
fines in India '73. The Comptroller and Auditor'
General {CAG} 'of India re-
(1] World Bank
{2} Bank of America
{3} UNESCO
[4] IAEA and
{5} International Monetary
_ Fund {IMF}
'Speclaj Drawing Rights` are
Lhc rights ofcountocs provided
by? .
{l} World Bank {2} TMF
[3) ADB
{4} Federal Reserves
[5) None of these
Indian citizens are aowed to
75.
invest overseas- freely except
ln- '
(1)511 Lanka {2} UK
{3} Bangladesh [4] Nepal
{5} Pakistan
Who among the following rep-
resented India In. first South
Asia Forum Meeting held in
September 201 l '?
{1} Dr. Manmohan Singh
Ranjan Matha!
[31| Dr. Mahendra Lama
(4] {l} and [2)
l5] (2] and (3]
Which of the _following
schemes is launched by the
Government ot' India Ld make
lndi'an cities free from
hutments and slums 'E'
(1] Indira. Awas ana
[2] Rajiv Awas Yojana
(BRashlriya Gram Swaraj
Yojana
[4)Ccntra1 Rural Sanitation
Programme
[5)_None of these
which of the ollowmg is the
_largest producer of chcn'ncal
fertilizers in the world ?
Which of the following ls the abbreviated name of the programme launched by the Govcmment of India for developing desert areas 'P
79.
BO. Who among the follouong are . the two economists who got Nobel Prize in 2011 for their contribution in Economics ? [1)Thomas J. Sargent and
Christopher A. Sims
[2) Peter A. Diamond and Tho-
mas J. Sargent (3) Christopher A. Sims and
Dale T. Mortensen
[4)0I1iver O. Williamson and
Amratya Sen
(5] None of these
ENGLISH LANGUAGE
Directions : Read the following passage carefully and answer' the questions given below it.
. Certain words] phrases are printed
in bold lo help you to locate them while answering some of the clues-sF tions.
. Food inflation is a signifcant negative feature of today's econ-unna environment and more so. In respect of our cuunuy. It has a ire_mcndous impact on quality of life, as people snuggle to maintain nutritional standards that they had previously achieved. or give up some other terms of consumption so as to keep themselves well~fed. For a country that legitimately believed that it had effectively dealt with its vulnerability to food shortages in
the form of the Green Revolution of the late 19605 and early 19?OS. the current situaliun cornes as a rude reminder that solutions are rarely permanent.
To' place tlf'ie'current developments 1n context. il must be point.ed out Lhat the world economy is itself facing proberns with food' prices. Food as a category has been lblowlng global trends in commodILy prices over the past cuplc nt' years. There is a view that this fs the outcome of the larger trend mL wards financiallsalion of commodities wherein large increases in giobal liquidily as a response to the 2008 crisis feed directly imo higher asset including conunodities,
MODEL SOLVED PAPER : RBI OFFICER GRADE B EXAM
factors at work. which may either reinforce cr counteract the broader trend. Sugar. for exam ple, shows fluctuations in response
to current supply conditions. while '
wheal rellecls the effec-.t of persistent drought ln some major cultivating areas.
lndia's food inflation is certamly linked to global trends, particu lax-ly in relavely heavily traded commodities like sugar and oilscds. but. given the: high degree of selfwreliance in many other commodities, domestic' factors play a big role, although the drivers of inflation in recent months have been fmorr prices and demand oressures. as reflected in the non-food manufactured products index. food prices contributed signifcantly in the rst haliof 2010 and remain uncomfortably high, Apart from the direct impact un the index. il is also likely to feed through into the wider inflationary process through higher wage demands, ofwhlch-there is some evidence.
it is beieved that food prices are highy sensitive to monsoon perfomance. but this belief
has been tested over the past few years. There is sufficient evidence LQ Suggtzsl that food prices :are- being drivczn not by 'transitory factors. such as rainfall. but by more fundamental forces. Essentially. a long period of relatively rapid growth has laken large numbers of households across a Lhreshold at which thcy begin lo look for nutritional dives" soaiion. The predonunanoe of cereals in the typical household diet gives way Lo greater balance and a consequent increase in the demand for proteins pulses. milk. meat, fish _and eggs., vegetables and fruit. Il-is no surdi-isc that these items have been the primary causes of food
inlation in the: reent pcood.
81 . Why, according to the passage.
does food inilation alect peoples qualityf life {l} I t is a fundamental require-
ment ofaevery individual. [2)Generaily, pcdple refrain
from maintaining their nu-
tritional standards.
[3] People generally are averse
to change their form of consumption.
[4) People give up some other forms of consumption Lo keep themselves well-fed. [5) None of these Which of the following state ments contradicts the general belief that our country has achleved sel sufficiency 1n respect of food 'P inflation is'a . cantly negative feature of todays econcgmic environment. I {2]0111- country legitimately l beliejfes having mastered
food deficiency. {3} Green Revolution of the late 19605 and early has
~ helped u's conquer depen--
dence on others for food.
{4} Our vulnerabiity to food
shortagee was effectlvey
dealt with by us in the
l9608 and early 70's. [5) None of these 83. Wl'xich ofthe following best ex-
plains the phrase. "pollutions are rarely permanent" as used in passage E _ {A} Our strategies for overcom-
ing the food shortages 1n a specific period have proved
to be futile subsequently. [BlThe current situation
been a rude reminderI of our self-reliance in a specific period in the matter of food. genera] tendency ofpe0~
ple to keep themselves wellfed leads to food inflation. {llA Bz B only [2] B : C only [31A [4) C only (5] None of these WHat, according to the passage, is DEFINITELY the root
cause of problems with globa
food prices?
[1) Shortage 'of commodities
that constitute [ood item5 [2)F1'nancialisation of com-
modities
[3) Food crisis faced globaly in
2008
{4} Increase in global liquidity
85. The example of sugar and
wheat helps us tu conclude
that__
*A+ Certain commoditypeci f-
ic factors perpetuate a general tendency.
{BCcrtam commodilypecif ic factors make the trnd go in reverse direction.
(CThe current supply condi-
tions are insensitive to the globa -
the
[2) al C @my
[3) A 8l C only [IHA : B
{5} None of these
Which of the following :is/are
crucial factora) responsible for
India's food inflation in the
recent ptrid 'P
(AlEscalating energy prices'
and rising demand pres-
sures.
(BlChanging scenario all over the world that influences' food inflation,
[CPeople's inclination to nulT lritional diversification.
{l} Ali the three
{2} B Br C only
(3)15.. 8L C only Bz B only
[5] None _of these
Which of the following
87.
statcr'lentis] is f are 'definitely
TRUE in the context of the.
passage P
[AlPasf few ycars` data show that food prices are heavily dependent on monsoon perfor'snance.
{Bllncreased food prices have exerted an impact on the 1ndex and instigated higher wge dearnamtisY
typical Indian house-
hold, consumption of food items with high protc1n~ content l5 on a higher side.
(UAH the three
A6: B only ' -
{3} B Si C only on]
(51A 81 C only
Whlch of Lhc following best ex-
88.
plains the meaning of the Lwo
"fluctuatiunf" and
"sensitive" taken together in
the context of the passag?
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MODEL .SOlVED PAPER : RBI OFFICER GRADE *B* EXAM
- [l]Conslc1erate to establish
stability Vulnerability to changes {3} High impact of change [41Vu1nerahi11ty leading lo
chaos l5] Susceptibility to security Directlm [SB-BS) e Reanang the following seven sentences (A).
proper 'sequence to form a meaningful paragraph: then answer the questions given below them.
{A} They have to. therefore. nec-
essarily devise strategies for product differentiation and pricing. market segmentation and efficient portfolio management.
[Bl There is a great need for the banks to exploit these sectors to achieve a udn-win situation for both the farm and non-farm sector units and the banks. [C] The time has now come to consolidate on the gains of the past decades ol' nationahzed banking.
{D} This means banks will no longer be operating in a "seier's market".
[E] Undoubtedly. an untapped
and vibrant market for commercial banking exists in
oi' rural economy.
[F] Then. and then. could
it be claimed that the nationalization has. at least Lo some extent'. achieved the purpose of nationallzation.
(G) The prenant- era of nancta
liberalization and globaized banking would entail that banks equip themselves to face the rigours of a highly competitive HmmM cial maket.
BQ. Which of the following should
be the SECOND semence after rearrangement
91. Which ofthe following should be the FIFTH sentence after
rearrangement P [HG [ENT (3]E [4)B 151D
92. which of the following should be the FIRST sentence
93. Which of the following should be the SEVENTH sentence
' Directions (9498) z In each question below, two sentences or parts of sentences are given two blank spaces ( __] between them. Fromatmong the three parts / sentences denoted by (A). {B} and (C) given below find out which'two can up the blanks in proper sequence (Le. the order 1n which these are given in the answer options) to make the sentcnce/ group of sentences meaningfully complete. "
'94.- Four years ago. I had major
90. Which of the following should be the THIRD sentent-1: after
rearrangement
L1] Only {A} and (B) {2} only [A] and [cl (3)0111? and (A) [410n1y {C} and {B} {5} Either C amd [A] or [C] and
{B}
The Central Govcrnment's
96.
plans toi l____J despite the fact that the oppsltion parties united Front had support ofgeneral public at the outskirts of Mumbai. (A) defy the curfew imposed to prevent the _proposed rally from protesting against the hike in petrol prices
(Blcurb the rally called for by the opposition succeeded due to ruliog party's announcement to '
all the trams enter-
ing Mumbai. l1) [A] and {B} only {2} (B) and (A) only (3] {E} and {C} onfy [4) (A) and {C} only (5) Either [B] and (C) 01' (A) and
[C]
97. The economic gloom wvs ex-
acerbated yesterday by'Gre-ek Prime Minister's surprise ar nouncement L' and vote might put the trturously conceived package ih jeopardy.
(A) that was struck last Weck
[B] that he would recommend the Parliament to strike down the obnoxious deal CBthat his country would hold a referendum on the European debt deal
[1) [Ci and {A} only
[2) (B) and {A} only
and [C] 0h13'
(4) Either [C] and [A] or [B] and
[A] ' [5] None of these
BB. The worlds-most powerful na.d tions were warned [ r I and trigger' mass social unrest. (A) that could cost minions of
jobs around ihe globo
[Bthat international eono-
my was on the brink of a deep new coonor'no cnsis
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MODEL SOLVED PAPER : RI OFFICER GRADE B'ExAM
the only solution was
pumping a huge amount of money in the economy
{l} (C) and {A} only [2103) and [A] Only [3] {E} and {C} only {4} [C] and {B} only (5] None of mese Directions (DQ-103] :Which of the phrases (1)'. [2). {3} l'amd [4] -gwA en below should replac the phrase given in hold in the following sentence to make the sentencc gramrnatically meaningful and correct. If the sentence is correct as it is and no correction is required.' mark {5} as the answer._ _
99. Innovalrs create products which il an outgrnwing of wliat they imagine. things that help them create a world they would like to hvem. -l
lwhat is an outgrowing of what has been imagined by them l
[2) which are an outgrowth ol'
what they imagine
[3) which are outgromng what
they imagine {4} which out'grew their imagi-
nation {5} No correction required 100.11112: product-driven organiza-
tion'hu the product al the. most important element in everything lt doel.
[Il does everything to have the pro'duct's most important elmcnt
[2}does the most important things to have all cierne-nts' of importance 1n its produta (3] had the' product as the most important element in everything they do
{4} keeps the most.lmportant
clemqnt in eve'ry product thcy do " {5} No correction required He had always have a full mentire of a trait that 15 a mark oa mlccessful leader: de-
termination. '
{1} did always do a ful mea-
[2) had always did have a
measure of a trait
(3] had always have s. fuli'y
measured traits
(4] has always had a full mea-
sure a trait
{5} No correction requi'ed '
102. Most of the people were dumb .
founicd and obvl'ously uncom-_
fortable by the performance that inl expected of them. (111mm,- the performance that' _ they were expecting
the performance that they were expected with {Blwith the performance that
was expected of them {4} at the perfomance which
had expectations of them l5) No correcuon required 103.1f he cqnSidered you to be a bright. capable and made contobutlnn'tn his proposed project. he would kisten to your
criticizing hun.
1] are bright. capable and had
"made contribution to
{2} to be bright. capable and making contribution to [3] to be bright. capable and
had been contributed for {4} would have been bright, ca-
pable and contributing with _ [5) No correction required _ Dlrcctlom {1114-110} : In thf: following passage, there are blanks', each of which has been numbered. These numbers are porlted the: passage and against each. five wordsarelsuggested. one ofwhich ma the blank appropriately. Find out the appropriate word in each cae.
with fairy hghts upm shopping l
centres and crackers on 'offer in supennarkets, Britain ls alreadyuml uppr Chrjsnas. Irl-this tough economie climate. many retailers are huping'the festive season will be a chance for the public to um their financial dtfculties. And. for some compaias, the miltons of Britons now struggling to make ends meet are an early Christmas present.
Asbanksatnp Iendingandm
eats away at the pay packets of thoe 'lucky nough to still be in work, the past year has aleen an [1911 1n high-cost crcdit lending in
the UK. Payday loan compamcs and _
hire purchase stores now m tow centres around Britain. offering astronomica] -luth-:reist rates on loans
to those who have few other options
to [15191 their'outgulngs. Last year. the payday ioan sector was worth
1.7bn, a vefold increase in the
past few years. The pace of expan-
sion is [11511 too. Bemelen-April and
May this year alone, there was a 58
per cent rise in the number oi' peo-
ple applying fdr a payday loan vla
moneysupermarkctom.
- QUANTITATIVE-mmm l
MODEL SOLVED PAPER x RBI OFFICER GRADE 'B' EXAM
(1111
(31 13 {4} (11F
_ Directions (118420) : In the
follomng questions three Iaqu ations numbered I. l! and II] are given. You have to solve all the equations either together or separately, or two together and one separately. by any other method end-
the above relatlclnL ship is established
123.130 139 155 180 2161?)
{11260 [21290
{3} 265 [4) 996
(5) 'None or these 124.2890 l?) naz 874 730 658
[121684 {2117'35
[3) 1784 {4].1672
[5) None of Lhese 12B. 14 1004 1202 1251.5 1268
l?)
{l} 1267.5 im) 12m-.25
{3} 1324.5 [4) l36725
[5) None. of these
Directions (126-130) g Study the following infomation carefully to answer the que_st10ns that 1bl:
There are two rhalma. Train-A
and 'Hain-B. Both .Trains have four different types ol' Coaches viz. General Coaches, Sleeper Coaches. First 'Class Coaches and AC Coaches. in Train A there are total 700 passengers. has thirty
percent more passeogers than .Train A. 'twenty percent 0l" the passengers of Train-A are 1n General Coaches. One-fourth of the total number of passengers of Train-A are in AC coaches. 'Twenly three percent of the pasengers of Train-A are in
class coaches. Total number of passengers inAC coaches 1n both the trains together is 480. Thirty percent. of the number of passengers of Train-B is ln Sleeper Class Coaches. Ten percent of the total passengers of are in first class coaches. Remaining passengers of Train-B are in general class coaches.
126.What is the respective ratio
'between the number o! passengers in first class Coaches ofTrainA and number ofpassengrs in Sleeper Class coaches of Train B ? [13137 (21?: 13 {3} 32:39
Data Inadequate
15) None of these 127.What is the tota] numbr of
passengers in the Gneral
Coaches of Train A a'nd the
_AC Coaches of Drain - B to-
gcther?
[1) 449 [2] 459 [3) 435 [4) 445 {5} None of these'
128.What is the difference between the number of passengers in the AC Coaches of Hain-A and toLa] number of passengers in Sleeper class cu'aches and First class coaches together qfTratn- kEB [l] 199 . {2} 178
[3) 187 {4}
[5) None. of these
129. Total number of passengers in General Class coaches in both the Trains Logelhr is approximately what percent-age of lotal number of passengers in
l 2008 |21 2009 A 2010
131.What was the average monthly salary of Sumit in the year 2008. Anil in the year 2009 and Jyoti in the year 2010 together? ,l- i 20.000 *2+ ' 25.000 [3) 45.000 [4) i 15.000 {5} None these
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RBI Grade ?B?

Officers Recruitment Exam

Reserve Bank of India Services Board, Mumbai

July 2004 Question Papers

1. In economic field, very often, the term ?Price

Index? is used. If the Price Index in May 1985 was 355,

then what does it mean?

A) The prices on the average were more than three and

a half times as much.

were in 1970-71 (the earlier base year).

C) As compared to the earlier base year, May 1985 was

full of various commodities and the supply was 300 times

better than the earlier years.

Which of these statements is/are true ?

(4) Only A & B

(5) None of these

2. Various measures are used by the State to control

the inflation. These can be

Which of these is/are known as the suppressed inflation ?

(4) A & B both

(5) None of these

Ans: ( 4 ) A & B both

3. The High Court of which of the following States set

aside the decision of the State Government to overturn the

creation of nine districts and four commissioner divisions

(created by the earlier Government) ?

(3) Himachal Pradesh

(4) Tamil Nadu

(5) Uttar Pradesh

4. The Government of India recently issued norms for

Indian Depository Receipts (IDRs). Which of the following

is NOT TRUE in this regard ?

(1) The companies would have a pre-issue paid

up capital and free reserves of at least 500 million US $.

(2) Average turnover of the company should be

(3) The norm of average turnover of 500 million

US $ should be during the three preceding years of

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(4) The company should have declared a dividend

of not less than 10% during the last five years.

(5) All such companies need prior nod of SEBI.

Ans: ( 4 ) The company should have declared a

5. Who among the following has issued various

accounting standards to be followed by the various

(1) Registrar of Companies

(2) Ministry of Finance, Government of India

(3) Accounting Standards Board of ICAI

(4) Indian Bureau of Standards

(5) World Trade Organisation (WTO)

Ans: ( 4 ) Indian Bureau of Standards

6. How much amount an individual resident can now

borrow from the close relatives residing outside India (As

per new RBI norms)?

(1) US $ 100000 only or its equivalent

(2) US $ 150000 only or its equivalent

(3) US $ 200000 only or its equivalent

(4) US $ 250000 only or its equivalent

(5) None of these

Ans: ( 3 ) US $ 200000 only or its equivalent

7. Growth of credit in agriculture, despite its

priority sector status, has remained a persistent problem

in the economy. According to the RBI, domestic banks must

allocate what percent of their advances to the agricultural