Business Trends - May 2014

MAY 2014
BITS & BYTES

Good, fast, cheap pick two.
PAGE 6
FROM THE CHAMBER
Oh YEA!
PAGE 5
HOW TO SAVE
Some tips on planning for retirement.
PAGE 20
www.sibiztrends.com
JANET DUGO/Business Trends
Soroptimist International of Staten Island, the business and professional women's service organization, pre-
sented its 2014 Ruby Awards to seven women who work to improve the lives of women and girls, at a luncheon
at the Hilton Garden Inn. Pictured, from left, are the honorees: Joan Wilton, Beth Coleman-Oliver, Mary Traina,
Jo-Ellen Brannigan, Michele Baialardo, Jill Holtermann Bowers, and Dr. Cynara Coomer, holding her daughter,
Olivia.
Soroptimist 2014 Ruby Awards
Business Calendar
Check out our monthly listing and
attend an event on Staten Island.
PAGE 7
By TIM RONALDSON
Business Trends
The merchants of New Dorp
Lane would like to see the area
thrive again.
Lucky for them, they have the
will to work hard to accomplish
the task and the backing of an in-
fluential friend City Council-
man Steven Matteo.
Last fall, Matteo approached
the Merchants Association on
New Dorp Lane whose members
told him they need economic
growth in their location. His sug-
gestion start a Local Develop-
ment Corporation with a steering
committee to lead the merchants
in advertising, marketing, main-
tenance and growth programs.
In partnership with the Staten
Island Economic Development
Corp., Matteo has allocated some
funds for next fiscal year for the
start-up of the New Dorp Lane
LDC, hoping to piggyback on the
success of a similar LDC on the
South Shore.
Its successful now, but we
want to bring more business to
the area and more local shop-
pers, Matteo said. So anything
we can do to provide more eco-
nomic vitality is something we
want to do.
The LDC is basically a civic as-
sociation with merchants, Matteo
said, and gives the members the
New Dorp
Lane can
thrive
again
please see LDC, page 17
By TIM RONALDSON
Business Trends
Staten Island needs to create more high-
quality, high-paying jobs, and the Staten Is-
land Economic Development Corp. believes
this job creation needs to be done according
to the 21st-century model of clean tech.
Solar panels, urban agriculture, recycling,
green building these are some of the emerg-
ing markets the SIEDC wants to capture and
bring to the Island.
But the biggest issue for Staten Island, un-
like the other four New York City boroughs,
is it doesnt have an incentivized park, like
the Navy Yard in Brooklyn, to attract compa-
nies here areas that provide tax incentives
please see SIEDC page 26
SIEDC believes in green tech
2 BUSINESS TRENDS MAY 2014
FOR
MORE INFORMATION
Call The Chamber at
718-727-1900
Staten Island
Chamber of Commerce
130 Bay Street,

Staten Island, NY 10301
Parisi Rampulla & Lenza, P.C.
78 Martin Avenue | Staten Island, NY, 10314
(718) 761-3333
Short Sales, Mortgage Modification,
Foreclosure Defense
It was smiles and champagne all around when the Chamber of Commerce helped Pinot's Palette celebrate
its grand opening with a ceremonial ribbon cutting. Owners Rich Barton, Fred Fadell, and Dorothy Fadell
Friedman (second, third and fourth from left) invited the Staten Island business community to come out
and see their new location on Ellis Street in Tottenville, where guests can socialize while they paint a pic-
ture under the guidance of a trained artist.
All smiles at Pinots Palette
J/a/co Vs/aoa a// /ooc- /coc/, Jca-s oy
Special to Business Trends
Some homeowners think making improvements to their home is too
challenging or too costly. But through Neighborhood Housing Servic-
es of Staten Islands Sustainable Home Maintenance Training pro-
gram, those thoughts are laid to rest. Sponsored by Con Edison,
NHSs SHMT program is a free, eight-week course offering hands-on
training, for homeowners looking to repair and maintain their homes.
The program is taught by experienced contractors who demonstrate
basic carpentry, electrical work, plumbing, flooring, tiling, wall finish-
ing, exterior repairing and waterproofing. Participants also learn
about the benefits of making their homes energy efficient. Pictured
are NHS and Con Edison staff and some program participants at a
recent class. For more information, call (718) 442-8080 or visit
www.nhsofsi.org.
ConEd and NHS give hands-on training
Wicked Stitches, a custom embroidery and screen printing business,
hosted a grand opening event to celebrate its new Castleton Avenue
location. Pictured enjoying the evening are Nina Flores of the West
Brighton Community LDC, Wicked Stitches co-owners Carolyn
Aston-Reese and Nancy Nix, and WBCLDC Executive Director Loret-
ta Cauldwell.
Wicked Stitches opens the door
MAY 2014 BUSINESS TRENDS 5
By TOM SCARANGELLO
I was fortunate enough to be
asked to mentor a student partici-
pant when the Staten Island
Chamber of Commerce ran the
Young Entrepreneurs Academy
(YEA!) this past school year. Its a
program that provides high
school students with the tools to
start their own business and its
the only one offered in New York
City. Yes your Chamber of Com-
merce is cutting edge.
The high school student partic-
ipants have to come up with a
business idea, develop a plan to
launch it, and then present their
plan to an investor panel for fund-
ing. Think Shark Tank for
young aspiring entrepreneurs.
These high school students
came up with some great ideas
ranging from technical products
like mobile fingerprint recogni-
tion devices to pastry items to be
sold from vending machines. In
the end, they presented their
ideas to an investor panel and
were awarded money to pursue
their start-ups. It was truly an in-
spiring exercise and I can say I
was impressed with all the partic-
ipants.
I mentored a young aspiring
entrepreneur, Alek, who was de-
veloping a product I knew noth-
ing about: a strategic board
game. It was like monopoly only
you could purchase Mars and
Venus and then mine them for
natural minerals that are used to
create energy for fueling super
nuclear computer weapons that
are then used to basically take
over the universe. It generally
takes about 35 hours to complete
the game and you can imagine
how smart you need to be just to
play it, never mind invent it.
We met every week and he pre-
sented his progress and I gave
him feedback and advice, most of
which he ignored because, lets
face it, my mentee was a lot
smarter than me. And very dedi-
cated -- as he and the other partic-
ipants met every week for 30-plus
weeks for 3-hour sessions, for no
school credit, just the opportunity
to try their hands at being entre-
preneurs.
In addition to all his other
classes my mentee was trying de-
cide between attending Princeton
or M.I.T. in the fall and juggling
this project.
He hit a bump in the road in
trying to do financial projections
so I taught him the basic rule all
aspiring entrepreneurs use:
make it up! He found a way to
get the information we needed
and did some projections that
made sense.
Then as the deadline ap-
proached for the investor panel
presentation it became apparent
that we were not going to be able
to produce a mocked-up version
of his product, the board game, in
time for the panel. So we did
what any savvy entrepreneurs
would do -- we changed the rules!
We shifted gears and decided that
he would not present the board
game to investors but he would
present the idea of the board
game for someone else to develop
to the investor panel.
Just like in real life, my mentee
had to do what all entrepreneurs
have to do and what business
guru Peter Drucker advised to all
small business people 50 years
ago: The best way to predict the
future is to create it.
The kids in the YEA! Program
learned that being an entrepre-
neur isnt easy. Being smart and
having a great idea are not
enough to make you a successful
entrepreneur. The most impor-
tant success factor for an entre-
preneur is the ability to adapt to
the fast changing environment
around you. They learned that
you need to be dedicated and pas-
sionate about what you are pro-
ducing and you need to make
your business work no matter the
obstacles. Simply put, you need
to be willing to do whatever it
takes to turn an idea into a reality.
The young aspiring entrepre-
neurs in the YEA! Program got a
small taste of what it takes, and it
reminded all the mentors and in-
vestors and teachers in the pro-
gram that entrepreneurship is a
challenge. If the YEA! Program
participants are indicators, we
will have some very successful
entrepreneurs driving our econo-
my in the years to come.
Tom Scarangello, a principal with
Scaran Heating, Air Conditioning and
Plumbing, is chair of the Small Busi-
ness Committee of the Staten Island
Chamber of Commerce.
Oh YEA!
FROM THE CHAMBER
in our opinion
Annual conference shines
S
pring has finally sprung. We
know its official because that
harbinger of spring -- the Staten
Island Economic Development Corpo-
rations annual Business Conference
has come and gone. This annual all-
day event is a must for anyone looking
to make connections and understand
the business environment on Staten
Island.
It often serves as a launching pad for
big economic initiatives that will be
pushed during the year ahead. One
such initiative at this years event was
the Clean Tech campus idea that the
SIEDC is floating, which is highlight-
ed in one of our front-page stories this
month. And there are many smaller,
but no less worthy, projects that re-
ceive their first entre into the public
domain at one of the many sympo-
siums that take place throughout the
day.
The Hilton Garden Inn, which
serves as the setting for the event, is a
beehive of activity, with multiple sem-
inars and programs taking place cov-
ering a wide range of interests -- in the
smaller conference areas that sur-
round the main ballroom, which hosts
a line-up of over 150 vendor stations.
A simple walk through the ballroom is
a sure way to increase your network of
business associates and to learn some-
thing new.
The conference has also traditional-
ly been a stopping point for a contin-
gent of Staten Island and City-wide
public officials, where they get to hear
directly from those of us in the busi-
ness community. This year featured a
panel discussion by three of the five
New York City Borough Presidents,
touching on the major issues each are
facing in the areas of transportation,
housing and more. And the heads of
the NYC EDC and the Dept. of Small
Businesses Services appeared as well.
We saw a great many familiar faces
at this years event and, as always, met
some new people whom we will be
glad to include among our circle in the
days ahead. If you didnt make it to
this years event, we highly recom-
mend you make sure to do so next
year. The new connections youll
make, the existing connections youll
strengthen, and the knowledge youll
gather will surely make it worth your
while.
66 Willow Avenue
718-556-4200
JANET WARREN DUGO
Publisher
TIM RONALDSON
Executive Editor
STEVE COPPOLA
Director
RICHARD GRADO
Director
ROBERT CUTRONA
Director
LAWRENCE RAMPULLA
Director
DAN McDONOUGH, JR.
Chairman
Business Trends is mailed each month to the
business and community leaders of Staten
Island. To be added to the mailing list, e-
mail janet@sibiztrends.com. To submit a
news release, email news@sibiztrends.com.
For advertising info, call 718-556-4200 or
email janet@sibiztrends.com.
By BILL DUBOVSKY
Situation
After eliminating inadvertent misman-
agement, the next steps to save $100K and
more from your annual telecom expense
are to decide on your overall communica-
tions goals and then pick the technology
and service providers best suited to your
situation.
How important is electronic
communications to your organization?
Mission-Vision-Strategy: How impor-
tant is electronic communications to ac-
complishing your mission? How does it af-
fect your vision of the future for your cus-
tomers and stakeholders? How will it be
used to accomplish our mission and vi-
sion? Using the good, fast, cheap ques-
tion you can pick the two factors most im-
portant to your goals. In a highly competi-
tive profession or industry, you can choose
good and fast, but it will not be inexpen-
sive. Or you can pick good and cheap, but it
will not provide cutting edge speed which
suits most small businesses and organiza-
tions just fine and keeps expenses low.
Technologies: Electronic communica-
tions has evolved rapidly from the tele-
graph to WiFi and continues to get faster
and less expensive, but is it as good? Every
technology has its pros and cons and I cant
even list all the competing technologies on
one sheet of paper. Many organizations
will consider off-the-shelf solutions such a
VoIP (Voice over Internet Protocol - pro-
nounced voyp) or some flavor of it. In-
stead of using a unique pair of wires from
your office to the telecom central office,
your voice is converted into digital signals,
placed in electronic packets along with
other information, and is sent over the In-
ternet via fiber, cable, or other broadband
technology.
Some entrepreneurs and startups use
mobile phones exclusively and dont have a
wireline number at all, while others are
switching to some form of VoIP as telecom
companies phase out traditional copper
wireline service. In 2008, 80% of all new
lines installed internationally were VoIP.
There are many variations of VoIP, such
as VoIP to VoIP calls which are basically
free over the Internet (such as Skype,
Ooma, Magic Jack, Google Talk and oth-
ers) and VoIP to non-VoIP wire lines which
provide inexpensive calling services. Man-
ufacturers of VoIP phone systems such as
Polycom, Cisco, and many others, provide
almost unlimited communications func-
tionality. It makes sense for most organiza-
tions to consider a VoIP solution.
Which flavor of VoIP to choose is a book
by itself, but hosted services or VaaS (Voice
as a Service) seems to be trending over the
past few years. VaaS provides your telecom
service from the cloud and eliminates
on-site equipment and maintenance and
gives you backup and redundancy. Youre
never down even if the wires are dam-
aged, your calls are stored on the cloud and
can be retrieved via any Internet connec-
tion and smart device, while providing
your organization with a predictable
monthly fixed cost.
This is a great system for service, retail,
public safety or distribution organizations
that can never be down. Examples: If a
major snow storm is forecast, have your
team bring their phones home, plug into
Good, fast, cheap pick two
BITS & BYTES
please see BITS page 23
WBCLDC SEMINAR: 5
PART SERIES
- QUICKBOOKS
MAY 12, 13, 15, 19 & 20
Time: 6:00 8:00 p.m.
Location: WBCLDC, 705 Forest Ave.,
2nd Fl. Rear
For information, call 718-816-4775
INDEPENDENT
ASSOC. OF
ACCOUNTANTS OF SI
THURSDAY, MAY 8
Time: 7:00 p.m.
Location: Bocelli, 1250 Hylan Boule-
vard
POWERFUL YOU!
THURSDAY, MAY 8
Time: 7:00 p.m.
Location: Giulianas, 4105 Hylan
Blvd.
BOY SCOUTS: GOOD
SCOUT DINNER DANCE
FRIDAY, MAY 9
Time: 6:30 p.m.
Location: Excelsior Grand
STATEN ISLAND
MUSEUM: GALA
PREVIEW
SATURDAY, MAY 10
Time: 6:00 p.m.
Location: Staten Island Museum
RUMC: JACK
SIPP GOLF
& TENNIS OUTING
MONDAY, MAY 12
Location: Richmond County Country
Club
Time: 10:30 a.m.
SIMHS: WOMENS
GUILD SPRING
LUNCHEON
TUESDAY, MAY 13
Time: 11:30 a.m.
Location: The Staaten, 697 Forest
Avenue
SCORE: RISK MGMT.
FOR SMALL BUS.
WEDNESDAY, MAY 14
Time: 9:00 11:30 a.m.
Location: Richmond Cnty. Bk., 832
Jewett Ave.
NYS WOMEN, INC.
(RICHMOND CNTY.)
WEDNESDAY, MAY 14
Time: 6:30 p.m.
Location: Bella Vita Caf, 1919 Hylan
Blvd.
RICHMOND CNTY.
BANKERS ASSOC.
WEDNESDAY, MAY 14
Location: Mikes Place, 4677 Hylan
Blvd.
SIEDC: CHAIRMANS
CUP GOLF
TOURNAMENT
MAY 14 & 15
Location: Atlantic City Country Club
FOREST AVENUE BID:
SPRING ART STROLL
SATURDAY, MAY 17
Time: 10:00 a.m.
Business Calendar
please see EVENTS, page 9
That's what we're all about
718-720-1600
1190 Hylan Boulevard
Staten Island, NY 10305-1920
www.heroldinc.com
Bernard Herold & Co., Inc. - A Name You Can Trust Since 1972
......IRAs......Consolidate Your Retirement Planning.....
Sovereign Bank Building
95l2 1hrd Avenue
rookyn, NY ll209
7l8-6l9-5603
Empire State Bank Building
l36l N. Ruroud Avenue
Stuten lsund, NY l0306
7l8-873-4496
College of Staten Island - SBDC
2800 Vctory vd.
dg. 3A, Rm. l05
Stuten lsund, NY l03l4
NOW IN THREE LOCATIONS
Dean Balsamini Sr., Director
718.982.2560
YEARS OF
SERVICE
20
APB Security Systems, Inc. President Steven Coppola announced
the re-location of the company's offices from Victory Boulevard to 1
Teleport Drive, into the complex known as Corporate Commons.
APB provides a wide range of security and technology solutions and
services for both residential and commercial applications. The firms
move was necessitated by growth. Coppolas son, Steven, and daugh-
ter, Pamela, have also chosen to move their individual firms into the
same spacious 9,000 square foot facility. Steven Jr. is president of
Statewide Central Station, a wholesale monitoring firm, and Pamela
Columbia, along with partner Ed Keschecki, heads up Statewide Fire
Corp., a wholesale FDNY approved monitoring facility which primari-
ly monitors large commercial fire alarm systems.
APB moves to new office
Visit us on the Web at www.sibiztrends.com. Like us on Facebook: facebook.com/sibiztrends
Location: Forest Ave., from Hart
Blvd. to Broadway
NYS WOMEN, INC.
(STATEN ISLAND)
TUESDAY, MAY 20
Time: 6:30 p.m.
Location: LiGrecis Staaten, 697
Forest Ave.
WBCLDC SEMINAR: MS
WORD/PUBLISHER
WEDNESDAY, MAY 21
Time: 6:00 8:00 p.m.
2nd Fl. Rear
ALLSTATE
INFO/NETWORKING
EVENT
WEDNESDAY, MAY 21
Time: 6:00 p.m.
Location: 1200 South Ave., Suite
304
SI GREENBELT: BLUE
JEAN BALL
THURSDAY, MAY 22
Time: 7:00 p.m.
Location: The Carousel in Willow-
brook Park
RAB WILKINSON
MEMORIAL GOLF
OUTING
FRIDAY, MAY 23
Time: 7:00 a.m.
Location: Silver Lake Golf Course
24-7
NETWORKING SALES
MONDAY, MAY 26
Time: 9:00 a.m.
Location: Z-One Restaurant, Rich-
mond Ave.
WORLD OF WOMEN
MONDAY, MAY 26
Time: 7:00 p.m.
Location: Mansion Grand, Mansion
Ave.
WBCLDC SEMINAR:
MKTG. YOUR BUS.
ONLINE
WEDNESDAY, MAY 28
Time: 6:00 - 9:00 p.m.
2nd Fl. Rear
NEW DAY
TOASTMASTERS
THURSDAY, MAY 29
Time: 7:00 p.m.
Location: SI Univ. Hosp., Seaview
Ave.
SISTERHOOD OF
WOMENS ORGS.
PROGRAM: ADDRESSING
WOMENS NEEDS
SATURDAY, MAY 31
Time: 11:30 a.m. 4:00 p.m.
Location: SIUH McGinn Ctr., 475
Seaview Ave.
For information, call (718) 226-2486
Small Business Financing, Its a jungle out there!
1361 North Railroad Ave
www.esbna.com
Member FDIC
Jeanne Sarno
347.592.1938
JoAnn Libretti
347.592.1937
Leave the banking jungle behind, and join the civilized small business financing world
of Empire State Bank: Trusted Advice, Local Decisions and Prompt Answers.
To learn how a customized financing program can grow your business
call Jeanne Sarno 347-592-1938 or JoAnn Libretti 347-592-1937.
Small Business
Financing from
Empire State Bank
SBA Financing
Business Loans
Commercial Real
Estate Financing
Leave the jungle behind,
get a smart financing solution
from Empire State Bank.

s
t
a
tena
r
t
s
Staten Arts Photography
www.statenartsphotography.com
Steve White
6 Genesee Avenue
Phone: 718.317.5025
Cell: 917.446.4029
Email: statenarts@aol.com
Weddings
Sweet 16s
Anniversaries
Birthday Parties
Much much more!
..................................
Business Calendar
EVENTS
Continued from page 7
Northfield Bank
Foundation supports CSI
The Northfield Bank Founda-
tion has supported College of
Staten Island student internships
at local non-profit organizations
for the past several years. For
2014-2015, the foundation has in-
creased its support to $40,000 due
to the success of the internship
program in the way it has impact-
ed the community and the lives of
CSI students. With this new level
of support, the program can con-
tinue to grow and reach more
nonprofit organizations on Staten
Island in the years to come. The
hands-on experience of the in-
ternship enables CSI students to
add the position to their resume
to enhance their career opportu-
nities after graduation. The CSI
Career and Scholarship Center
selects students during an appli-
cation and interview process,
which ensures that the nonprofit
groups receive qualified students
with a serious commitment to
serve their community.
SIUH now anticoag.
center of excellence
The Anticoagulation Center at
Staten Island University Hospital
announced that it has passed the
Anticoagulation Forums assess-
ment test and may now consider
itself an Anticoagulation Center
of Excellence. The Anticoagula-
tion Centers of Excellence pro-
gram helps health-care profes-
sionals provide the highest level
of care and achieve the best possi-
ble outcomes for patients on an-
tithrombotic medications. The
program offers a roadmap to con-
sistent, sustainable excellence in
five key areas of patient care. Be-
cause it successfully met the rig-
orous standards in each patient
care pillar, SIUH may be consid-
ered an Anticoagulation Center
of Excellence for two years.
Legislation to help
service-disabled vets
Assemblywoman Nicole
Malliotakis announced the pas-
sage of legislation that will pro-
vide state contracts to service-dis-
abled veteran owned businesses.
The law will set a 6 percent con-
tract goal, which is twice the cur-
rent federal standard. No other
state in the nation offers as strong
a program, which has several
tools, including set-aside con-
tracts to these small businesses.
New York is home to more than 1
million veterans, many of whom
are struggling to make the transi-
tion from military service to civil-
ian life and employment. The
measures in this new law are a
way to thank service-disabled vet-
erans for their honorable service
to our country and help reinte-
grate them back into the states
economy.
Harbor Lights
forms theater guild
The Harbor Lights Theater
Company announced the forma-
tion of the Harbor Lights Theater
Guild, giving members of the
Advertising programs in STATEN ISLAND BUSINESS TRENDS are a fraction
of the cost of the alternative of direct mail campaigns. And we can give
you verified statements from the US Postal Service to prove that we
reach your market.
Each month, STATEN ISLAND BUSINESS TRENDS is mailed to all of the
boroughs business and community leaders using a mailing list that
weve developed from a number of leading Staten Island business and
community institutions as well as top-rated list vendors. By advertising
with us, you get to communicate your message to that entire audience.
To download our current media kit, visit
www.sibiztrends.com. Or call us today to
discuss your marketing and advertising needs.
Janet Warren Dugo, Publisher
janet@sibiztrends.com
718-556-4200
Editor-In-Chief- Dan McDonough, Jr.
(dan@sibiztrends.com)
Publisher- Janet Warren Dugo
(janet@sibiztrends.com)
66 Willow Ave.
www.sibiztrends.com
WEVE
GOT YOUR FUTURE CUSTOMER
Fact is, weve probably got a few hundred or thousand of your future customers.
And we could be telling them all about you every month!
FREE Business Consulting for Entrepreneurs
ITS CONFIDENTIAL.
ITS FREE. AND IT HELPS!
Advisors to help at any stage of your business:
Sales
Cash Flow
Bottom Line
ITS CONFIDENTIAL.
ITS FREE. AND IT HELPS!
Advisors to help at any stage of your business:
Sales
Cash Flow
Bottom Line
Visit www.StatenIsland.SCORE.org
or call to schedule an appointment with a mentor today 718-727-1221
Anthony DeFazio, Chairman
MONTHLY UPDATE
please see BRIEFS, page 21
STATEN ISLAND, N.Y. Dr.
Frank J. Mandarino is an
award-winning chiropractor
with a treasure trove of ground-
breaking pain-relief and injury-
prevention therapies literally at
his fingertips.
His unwavering commitment
to combining traditional chiro-
practic treatments with the
most highly effective state-of-
the-art therapies has positioned
him at the leading edge of his
profession for nearly a quarter
century.
My mission hasnt changed
over the years. Its to make cer-
tain my patients have the bene-
fit of every available non-phar-
maceutical option for pain
relief, said Dr. Mandarino as he
walked toward a treatment
room in his Staten Island prac-
tice, one of six such offices in
Brooklyn, Queens, the Bronx,
Long Island and New Jersey.
And he leaves no opportunity
unexplored in pursuit of his
g o a l .
REVOLUTIONARY TREATMENTS
Dr. Mandarino, whose expert-
ise includes such quality-of-life-
enhancing breakthroughs as
Rocktape, Kinesio and Spider
Tech therapeutic taping, has
most recently added Deep Tis-
sue Laser Therapy to the
menu of revolutionary treat-
ments in his practice.
Its gratifying to see how
well my patients are responding
to the laser-therapy treatments,
which induce the body to utilize
its own healing powers, said
Dr. Mandarino, a five-time recip-
ient of the Best of Staten Island
Chiropractor Award and an
Americas Top Chiropractors
designee.
Laser therapy, a non-invasive
FDA-cleared option for helping
reduce pain and inflammation,
is a proactive response to treat-
ing individuals with acute or
chronic discomfort.
I particularly like the thera-
py because its non-invasive and
can be safely used as an adjunct
or alternative to pharmaceuti-
cal drugs, Dr. Mandarino said.
SOOTHING RELIEF
Treatments, which last
between 5 and 10 minutes, are
administered directly to skin, as
laser light cannot penetrate lay-
ers of clothing.
The procedure is a comfort-
able and even somewhat sooth-
ing experience for the patient,
Dr. Mandarino said.
Depending on the condition
being treated, Dr. Mandarino
may administer the therapy
through either a contact or non-
contact hand piece.
When using a contact hand
piece, I can physically manipu-
late the tissue, which results in
a deeper-tissue laser massage,
he said.
PATIENT-SPECIFIC APPROACH
The top-of-the-line Light-
Force therapy laser, Dr. Man-
darinos medical apparatus of
choice, is designed to provide
positive outcomes for patients
through an ideal combination of
power, intelligence and versatil-
ity.
For example, Dr. Mandari-
no explained, delivery of the
optimal therapeutic dose is the
key to achieving desired results.
And since no two patients and
no two injuries are identical,
there should never be a cookie-
cutter solution when it comes to
treatment. The innovative sci-
ence incorporated into my ther-
apy laser, known as Influence
technology, enables me to pro-
vide personalized patient-specif-
ic protocols to each patient,
based upon the specific charac-
teristics of their individual con-
dition.
For his patients, Dr. Mandari-
no said, this means quicker
relief from pain and a shorter
recovery time from injuries.
For additional information,
or to schedule an appointment,
Dr. Mandarinos office in the
Staten Island community of
Grant City may be reached at
718-667-2190, via email at
fjmdc@aol.com, or online at
www.mandarinochiropractic.co
m .
About Mandarino Chiropractic
Mandarino Chiropractic, the
namesake practice of Dr. Frank
J. Mandarino, since its launch
in 1991 has grown to include six
state-of-the-art offices situated
in metropolitan New York, Long
Island and New Jersey.
Popular among athletes and
the non-athletic alike, the
award-winning practice is well-
known for providing uncompro-
mised patient care and service;
offering traditional and leading-
edge therapeutic options, and
utilizing the latest and most
effective scientific break-
throughs in the areas of pain-
relief therapy and injury-pre-
vention technology.
Mandarino Chiropractics six
offices are located at: 2052 Rich-
mond Rd., Staten Island, NY
10306 (Phone: 718-667-2190); 7601
5th Ave., Brooklyn, NY 11209
(Phone: 718-748-9624); 865
Cypress Ave. Ridgewood,
Queens, NY 11385 (Phone: 718-
628-5300); 1476 Williamsbridge
Rd., Bronx, NY 10461 (Phone:
718-823-6688); 247-01 Post Ave.,
Westbury, NY 11590 (Phone: 516-
997-4466), and 176 Route 9 North,
Suite 204, Englishtown, NJ 07726
(732-617-8000).
Barton Horowitz is president
of Relevant Public Relations
LLC, a full-service PR and busi-
ness-marketing company head-
quartered in Staten Island, N.Y.
He may be reached at 718-682-
1509, ext. 4, at BHorowitz@Rele-
vantPR.com, or via the Web at
www.RelevantPR.com.
THE
BOTTOM
LINE
By Barton Horowitz
President, Relevant Public Relations
Dr. Frank J. Mandarino Introduces Leading-Edge Laser
Therapy To Award-Winning Chiropractic Practice
Advertisement
Dr. Frank J. Mandarino targets the source of
a patients anguish with Deep Tissue Laser
Therapy in his state-of-the-art Staten
Island office.
Innovative therapy reduces pain and inflammation by inducing the body to utilize its own healing powers
Dr. Mandarino dons special glasses as he discusses the effectiveness of high-
tech laser therapy in combating pain.
Wagner College introduces
MEDIA MANAGEMENT
MBA
This program will equip you to succeed in the film, television, music,
news media and related industries. Experience hands-on practical
application of learning under the guidance of media professionals.

Tuesday, May 13th 6pm-8pm
Spiro Athletic Center, VIP Room
For more information call 718-390-3453
wagner.edu/business-admin/graduate/tmba/media-management/
WAGNER COLLEGE
One Campus Road, Staten Island, New York 10301
Lois and Richard Nicotra gathered with grant recipients at the COMMONS caf, as The Lois & Richard
Nicotra Foundation awarded $26,359 to nearly 20 nonprofit groups. Using the Nicotra managed COM-
MONS caf as a venue for the grant ceremony was meaningful, since 100 percent of the cafs profits
benefit Foundation recipients. Pictured in the first row, from left, are Linda Salmon of Children At Play
Early Intervention Center; Foundation Trustee Lois Nicotra; Aria Grillo of The Muscular Dystrophy Asso-
ciation; Foundation Trustee Richard Nicotra; Gerry Tannucilli of Staten Island Academy; Dr. Ken Byalin of
John. W. Lavelle Preparatory Charter School; Dr. Mark Sherman of Unity Games; Vivian Barone of Public
School 54; Foundation Executive Director Kristine Garlisi; and Lynn Rogers of Friends of Abandoned
Cemeteries, Inc. In the second row, from left, are Barbara Walker of Richmond County Orchestra, Inc.;
Nick DeFendis of Richmond County Youth Complex, Inc.; Teresa Caliari of Public School 22; Pastor Dave
Watson of Calvary Chapel of Staten Island; Mark Garafano of Staten Island Fleet Week, Inc.; Jack Martz
of Trinity Lutheran Church Feeding Ministry; Rhagina Chisolm of The College of Staten Island Founda-
tion; Anthony DeFazio of SCORE Staten Island; and Robert Capolongo of Michaels Cause, Inc.
Nicotra Foundation grant recipients
Deadline June 30
To obtain a Nomination Form,
visit www.siedc.org or call 718-477-1400
OUTDOOR ROOMS - THE PERFECT OUTDOOR SPOT
THE FIREBIRD SWEEP, INC.
Great Kills Box# 218 55 Nelson Ave Staten Island, NY
Phone 718-356-1747 www.rebirdsweep.com
Professional Chimney & Fireplace Contractors
H.l.C. Lic# 818125
S T A T E N I S L A N D
C H A P T E R
Don't make an ash of yourself!
O
utdoor living spaces are more popular than
ever thanks to all the new products
available for outdoor entertaining and relaxing.
Using the existing available space to augment
your living style pays big dividends in both
pleasure and value.
A good outdoor kitchen responds to its
surroundings with functionality and harmony.
It connects with the dining area and living
area, so that it's as easy to socialize and
converse as it is to set the table and serve the
food. When the cook is at the grill, he or she will
want to interact with the guests who are
lounging on the couch, and can ask for help
without having to shout through walls and
doors. There is so much to consider - sight
lines, kitchen location, workspace in the outdoor
kitchen, kitchen configurations, materials, and
so on.
Let's not forget that we can design any
fireplace you want in your outdoor patio.
Just as a fireplace functions in a living room,
a fireplace and its chimney are dramatic
architectural elements outdoors too. It defines
the perimeter of a patio, and beckons people to
gather there.
So whether you are thinking about updating
your existing patio or you want to plan a whole
new outdoor room, leave it to the pros to design
your dream space. Fireplaces, Kitchens,
Pergolas, Pavers, Granite Counters, Seating
Plans and more, we have the ability to bring it
all together. So give us a call and put peace and
relaxation on the priority list!
Well-wishers and local dignitaries turned out to help Richmond University Medical Center cut a ceremo-
nial ribbon marking the opening of a satellite clinic on Castleton Avenue to serve non-emergency health
needs. It is part of a continuing effort by RUMC to bring health care services out into the communities it
serves.
RUMC cuts ribbon on satellite clinic
ability to meet with other city
agencies such as the NYPD to
form collaborative relationships.
It also gives them a budget with
which to work for marketing
such as advertising, the creation
of a website and signage which
is a key for getting more Staten Is-
landers to shop on the lane.
We want it to be what it was in
the past, said Maria Esposito,
owner of the Norman Heil
Agency and a member of the
steering committee.
While the LDC is in its very
early stages, much positive work
has already been done. The
SIEDC sent out a survey to the
merchants of New Dorp Lane,
asking for feedback on what they
need and what they want to see
done in the area. More than 50
percent of the merchants re-
sponded to the survey, which is a
huge number, according to Es-
posito.
The steering committee has
held one meeting so far and plans
to have another in the next few
weeks to discuss adding more
merchants to the committee. The
next step will be going over a
budget and perusing the surveys
to come up with the right combi-
nation of what merchants are
looking for.
Esposito said the LDC will
greatly help with marketing to po-
tential shoppers through possibly
a shoppers guide, a website, social
media outlets, advertising, ban-
ners and signage, holiday lighting
and even sanitation services.
Were looking to increase eco-
nomic growth, she said. In
order to increase economic
growth, we have to increase the
advertising. We have to let people
know on the Island that we are
here.
Esposito said one of the chal-
lenges the LDC will face is chang-
ing the perception of New Dorp
Lane. Currently, many visitors
come to the area only for an im-
mediate cause, which, she said
could be paying a bill before they
hop back into their car and leave.
The challenge is how do we
keep them here, she said. We
have people here who use New
Dorp Lane as a drive-through.
They dont even look left or right.
My goal is to get them to get out of
their car and stay here. Will it
happen overnight? No, its going
to take some time.
In addition to bringing new
shoppers to the area, Esposito
hopes the efforts of the LDC will
bring new merchants to New
Dorp Lane to fill some of the re-
tail vacancies. And while the
process is still early on, she has a
long-term vision and hope for her
location.
What Im hoping to accom-
plish is that New Dorp Lane will
continue to be a big part of the
Staten Island landscape, she
said. I just hope to increase shop-
pers and visitors to New Dorp
Lane . and attract more locally-
owned retail stores.
NAT'S MENS SHOP
Work Uniforms Casual Wear
Carhartt Timberland Dickie Red Wing
Embroidery & Screen Printing
718-442-1698 81 Port Richmond Avenue
Pat Silvestri, Proprietor Staten Island, NY 10302
New Dorp Lane can thrive again
LDC
Red Cross awards
$250k grant for
disaster management
The American Red Cross has
awarded a $250,000 grant to "Make
the Road New York" to provide
disaster case management servic-
es for vulnerable communities in
Midland Beach who were affected
by Superstorm Sandy. The fund-
ing will be used to deliver long-
term recovery assistance to 90
clients. Make the Road New York
also will assist by providing with
housing support and coordina-
tion as part of the organizations
Sandy Recovery Support Servic-
es. The grant will fund two full-
time case managers, an outreach
coordinator position and a pro-
gram assistant for 12 months.
MONDAY
Bus. Outreach Ctr of SI/WBCLDC
Small Bus. Counseling
MWBE/BOC Capital: WBCLDC, 705
Forest Ave., 2nd Fl. By appointment
only. For info, call 718-816-4775.
Kiwanis Club of Richmond Co.:
LaFontana Restaurant, 2879 Amboy
Rd. 7 p.m. Call 718-420-1966.
College of S.I., Small Bus. Dev. Ctr.
Business Counseling: CSI, 2800
Victory Blvd. 9 a.m. to 5 p.m. No
charge. For info, call the SBDC at
718-982-2560.
TUESDAY
SI Business Friends: 7:30 - 8:45
a.m. Hilton Garden Inn, 1100 South
Ave. For information, call Dr. Richard
Bove at 718-938-5978 or visit
www.sibfnetwork.com.
Richmond Business Connections:
PKs Restaurant, 1281 Arthur Kill Rd.
8 a.m. For info, call Ronald P. Cut-
trone at 347-258-8131.
Direct120.com, Ultimate Think
Tank: Lorenzos, 1100 South Ave. For
info, visit www.direct120.com.
Kiwanis Club of South Shore:
LaFontana, 2879 Amboy Rd. 7:30
p.m. For info, call 718-370-2770.
SCORE Business Counseling: S.I.
Bank & Trust, 1550 Richmond Rd. 9
a.m. to noon. No appointment nec-
essary. No charge. For info, call 718-
727-1221.
Business Guild I of the S.I. Cham-
ber of Commerce: Hilton Garden
Inn, 1100 South Ave. 7:45 a.m. Mem-
bers and invited guests only. Call
Michael Anicito at 646-606-2111.
Business Network Intl. (BNI) Net-
work Alliance Chapter: Z-One
Lounge, 1821 Richmond Ave. 7 to
8:30 a.m. For info, call Timothy
Houston at 718-981-8600.
Rotary Club Staten Island: LiGre-
cis Staten, 697 Forest Ave. 12:30 to
1:30 p.m. Members and guests wel-
come. For info, call 718-370-3140.
Business Counseling: Chamber of
Commerce, 130 Bay St. 9 a.m. No
charge. Call 718-982-2560.
Victory Blvd. 9 a.m. to 5 p.m. No
charge. Call the SBDC at 982-2560.
WEDNESDAY
Richmond County Referral Source:
Comfort Inn. 7:00 to 8:15 a.m. For
info, email jcmexp@aol.com
Staten Island Business Council:
Lorenzos at Hilton Garden Inn, 1100
South Ave. 7 a.m. Members and
invited guests only. For info, call 347-
855-4488 or send an e-mail to
info@sibizcouncil.com.
Bucks Business Network: Hamp-
ton Inn, 1120 South Ave. 7:45 a.m.
For info, call 718-351-2557 or visit
www.sibucks.com.
Kiwanis Club of Brighton: Jodys
Club Forest, 372 Forest Ave. 7:30
p.m. For info, call 718-348-0505.
Kiwanis Club of North Central:
LiGrecis Staten, 697 Forest Ave.
7:30 p.m. Call Len Bosso at 718-442-
7804.
Rotary Club of Gateway: The Lake
Club, 1150 Clove Rd. 7:15 p.m. For
info, call 718-447-1509.
SCORE Business Counseling:
Chamber of Commerce, 130 Bay St.
9 to 11:30 a.m. Appointment neces-
sary. No charge. Call 718-727-1221.
E.L.I.T.E. (Executive, Leadership,
Interactive, Team, Effort) Net-
working Group: 1110 South Ave. 8
a.m. New members welcome. For
info, call 347-273-1375.
Victory Blvd. 9 a.m. to 5 p.m. For
info, call 718-982-2560.
THURSDAY
Kiwanis Club of Staten Island:
Better |otes - Better 3erv|oe
71B2265300
www.Mortgoge1eoh.net
4459 ^mboy |ooo, 3u|te 1, 3toten |s|ono, NY 10312
Broker NMLS ID 8162. Registered Mortgage Broker NYS Dept. of Financial Services. All loans arranged
through Third Party Providers. Agent Funding & Abstract LLC DBA Mortgage Tech Home Finance.
If you have a small business, chances are
you have big plans.
Our financial representatives can help you with your long-
range business plans. By offering innovative solutions that
include risk management, business succession, employee
benefits and personal planning, we treat you like youre
anything but small.
Joseph Milano
Managing Director
The Milano Financial Group
(718) 987-8000
joseph-milano.com
Get certified as a Minority or Women Business Enterprise!
Thanks to a local law, New York City agencies are directed to buy
more goods and services from City-certified M/WBE`s.
If you have ever thought about selling, to government, now is a great
time to become a City-certified M/WBE!
City-certified M/WBE`s get:
Free guidance on selling to the government
Free advertising in the Online Directory of Certified Businesses
Invitations to exclusive events with City buyers and prime contractors
This program was made possible by the New York City Council
For more information on SBS M/WBE programs, please visit
www.nyc.gov/getcertified
The West Brighton Community Local Development Corporation (West Brighton
LDC) has been named a member of the New York City Council supported 2014
M/WBE Leadership Association. The West Brighton LDC located at 705 Forest
Avenue, 2nd Floor-Rear, has tools, knowledge, and experience to get you started.
For more information on getting certified, call us today at 718-816-4775, email
nina@westbrightonldc.com or visit www.nyc.gov/getcertified.
FOUNDATION FINANCIAL
ADVI5OR5
RNALD I. CITRNL
|incncic| A!tiscr / Pcrincr
Circc 1985
718-727-5100
WEEKLY MEETINGS
please see MEETINGS page 24
Become a
DOME SAVINGS
CLUB VENDOR
and reach thousands
of potential customers!
For more information, call
(718) 605-2500
www.domegroup.com
Dome Property Management - managers of
over 100 condo and homeowners association
communities - is now accepting vendors and
merchants to participate in the Dome Savings
Club, an "offer board" of discounted services
and products for the communities it serves.
Join national companies like Time Warner
Cable, Wells Fargo Home Mortgage and local
businesses like Jealan Fireplaces and The Pool
Therapist. To learn more, visit the Offer Board
at www.DomeGroup.com/dscOffers.
Serving S.I.
32 Years
Commercial/Residential Renovations
Additions & Extensions
Kitchens/Bathrooms
Custom Carpentry/Artistic Wood-Working
Finished Basements
Repairs/Handyman Services
Fire/Flood Restorations
Call Bob or David
718-761-8390
Insured. Bonded.
References Available.
License #1015742
Our Prices Fit Your Budget
HOME IMPROVEMENTS
Planning for retirement
By CATHERINE M. PAULO
In todays world of insecure
employment, job hopping and
longer life expectancies, it has be-
come critical to plan for life after
your prime working years. No
longer can an individual count on
a steady monthly payment from
an employer or trade union. This
is now the privilege of a small
percentage of Americans. Social
Security remains as a base for
most of us but was never intend-
ed to be the sole source of income
in retirement.
The first thing is to determine
what retirement means for you.
With life expectancies into the
eighties for both men and women
retirement is no longer a gold
watch and the rocking chair at 60.
It can mean a second career doing
the things you put aside to earn a
living or it can be volunteer work
that is as consuming as any ca-
reer. For others it will mean being
a caregiver for younger or older
family members. Some of us will
work to supplement our incomes.
Once we have determined what
retirement will mean we can start
to build the plan.
Before we look at investment
strategies or withdrawal rates
from accounts, I maintain the
most important thing is to get rid
of consumer debt. Even if it
means working an extra year or
two or going to a smaller resi-
dence you cant begin to live a se-
cure life with credit card bills at
18 percent staring you in the face.
If your savings are earning you 1
percent or less and you are paying
interest on a credit card the best
investment you can make is to get
rid of the credit card debt. This
means once and for all not to pay
it off and start on the merry go
round again.
Ideally, you will not enter re-
tirement with a mortgage. Al-
though there are some economic
circumstances where it can make
sense to keep a mortgage it is gen-
erally a better plan to be debt free.
This is harder to do in a world
where mortgages are large and
often refinanced to fund educa-
tion expenses.
The other critical need to con-
sider is health insurance. For in-
creasing numbers of people re-
tiree health insurance is not
available from an employer.
Those who are laid off often lose
that right with the termination of
their employment. Even those
who retire with health insurance
can lose it as their former em-
ployers financial fortunes
change. Medicare is the baseline
program for those 65 and older.
For those who need to bridge the
end of employment and the start
of Medicare there are some choic-
es. For those with very low in-
comes or certain illnesses Medi-
caid is an option. Various pro-
grams keyed to ones income such
as Health Plus may provide an al-
ternative even for those who have
assets. Other choices may be
affinity groups or professional or-
ganizations such as bar associa-
tions, ethnic clubs or the like.
High deductible private health
plans paired with health savings
accounts may be an option for
some. With the advent of univer-
sal health insurance this issue
should recede in importance.
Even those who have health in-
surance coverage will need funds
available for those expenses not
covered by insurance. Fidelity In-
vestments has estimated that the
average married couple will need
$240,000.00 to meet health expens-
es not covered by insurance.
Long-term care insurance is
another consideration but is be-
yond the scope of this article.
This brings us to the next step -
saving for day-to-day needs in-
cluding health expenses. The ugly
word budget surfaces. Many can
tell you their expenses down to
the last penny but a significant
number, even those with substan-
tial incomes, have never budget-
ed.
There are many budgeting sys-
tems including the envelope sys-
tem where you put money for dif-
ferent expenses into a series of
envelopes. Others favor having a
checking account that is just for
household expenses. In todays
tech savvy world many depend on
computer or phone based pro-
grams. Whatever the method it
remains important to distinguish
between needs and wants. Needs
please see RETIRE, page 24
By JOHN J. VENTO
A different sort of tax return
deadline is fast approaching:
Nonprofit groups claiming tax-ex-
empt status have until May 15 to
file returns for the 2013 tax year.
Here are the answers to several
common questions on this issue.
Q. Does every organization
have to file a return?
A. No. There are certain excep-
tions in the law. For example, the
following nonprofits are exempt
from the filing requirements:
Most religious organizations,
religious schools and missionary
organizations.
Subsidiaries of nonprofits
that may be covered under a
group return filed by the parent
organization.
Certain government corpora-
tions and state institutions pro-
viding essential services.
Q. What form do you have to
file?
A. It depends on the size and
nature of the organization. Non-
profits with gross receipts of
more than $50,000 must file Form
990 or 990-EZ, those with gross re-
ceipts that dont exceed $50,000
file Form 990-N (the e-Post-
card), and private foundations
file Form 990-PF.
Q. What happens if you fail to
file?
A. It could result in monetary
penalties. Even worse, if an or-
ganization fails to file Form 990
three years in a row, the IRS will
automatically revoke its tax-ex-
empt status and it can no longer
receive tax-deductible contribu-
tions. Theres no appeal process
for this harsh result.
Q. Are there any other poten-
tial taxes?
A. Yes. Significantly, a tax-ex-
empt organization may owe an
unrelated business income tax
for regular business activities un-
related to its charitable function.
For example, if a nonprofit
charges advertising in its publica-
tions, the income may be subject
to UBIT.
John J. Vento is a certified public
accountant in private practice and
president of Comprehensive Wealth
Management, Ltd. He may be
reached at (718) 980-9000 or via
email at john@ventocpa.com.
Deadline approaching for nonprofits
community an opportunity to
share their talents and passion
for the arts with Staten Islands
first and only professional equity
theater company. The guild is a
volunteer organization dedicated
to supporting Harbor Lights' op-
erations and productions. Mem-
bers will act as ambassadors for
the company; they will welcome
incoming artists, host opening
night parties, and assist the staff
generally supporting every as-
pect of production, which will
also include exciting behind-the-
scenes activities. Members will
have the opportunity to join spe-
cialized committees, each focused
on a particular operation of Har-
bor Lights.
For more information, call
(646) 408-7785 or email bethgittle-
man@gmail.com.
RUMC applies
for FEMA grant
Richmond University Medical
Centers grant application to New
York States Hazard Mitigation
Grant Program has been ad-
vanced to the next level for feder-
al action. The funding request to-
tals $12,071,076, and would pro-
vide infrastructure to build re-
siliency to natural disasters, such
as Superstorm Sandy. A total of
10 projects have been advanced by
the state; RUMCs request is the
second largest from a hospital
within those forwarded to FEMA
for final approval.
For both Hurricane Irene and
Superstorm Sandy, Richmond
University Medical Center was
the only hospital to remain open
on the Island; both of the SIUH
campuses are in flood zones. The
project will improve new flood
control measures and harden
nine buildings against wind dam-
age.
Monthly Update
BRIEFS
$
8
5
0

V
A
L
U
E
APB Security & Home Automation
2047 Victory Boulevard Staten Island NY 10314
(718)698-8244
www.apbsecurity.com
STEVE WHITE/Business Trends
Students participating in the SI Chamber of Commerce Young Entrepreneurs Academy were treated to a
panel discussion by some of Staten Island's established business professionals. The event took place at
Susan Wagner High School.
YEA! students participate in panel discussion
ATTENTION!
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MEMBER
2014
their Internet connection, and to
callers, you are all together at
work.
This ability saved a NYC busi-
ness after a utility explosion
made their building unusable for
over a week. Their phones were
retrieved and were back in busi-
ness the next day all working re-
motely!
Next time
Part Three Which carriers
and resellers to use and how to
choose them.
Bill Dubovsky - Comtel Information
Services, has a proven track record
of business success spanning over
30 years in helping hundreds of or-
ganizations improve their profitabili-
ty. He is the principal technology
specialist with Comtel Information
Services, a New York based telecom-
munications consulting firm, and an
adjunct lecturer in business at the
College of Staten Island, C.U.N.Y.
Contact him via email at
billdubovsky@gmail.com.
Good, fast, cheap pick two
BITS
LiGrecis Staten, 697 Forest Ave.
7:30 p.m. For info, call 718-967-4345
or kiwanisclubofstatenisland.com.
Rotary Club of South Shore: Man-
sion Grand, 141 Mansion Ave. 12:15
p.m. For info, call 718-987-2061 or
visit southshorerotary.org.
Rotary Club Mid-Island: New Dako-
ta Diner, 921 Richmond Ave. 7:30 to
9:00 a.m. Call 718-981-0700.
SCORE Business Counseling: SI
Bank & Trust, 1550 Richmond Rd. 9
a.m. to noon. No appointment nec-
essary. No charge. Call 718-727-1221.
Rotary Club of North Shore: LiGre-
cis Staten, 697 Forest Ave. 7 p.m.
For info, call Chris Williams at 718-
442-9047.
Business Network Intl. (BNI) High
Achievers Chapter: PKs Restau-
rant,1281 Arthur Kill Rd. 7 to 8:30
a.m. For info, call Timothy Houston
at 718-981-8600.
Business Guild II of the S.I. Cham-
Inn, 1100 South Ave. 7:45 to 8:45
a.m. Members and invited guests
only. For info, call Dovid Winiarz at
718-983-9272.
Business Guild III of the SI Cham-
Inn, 1100 South Ave. 8 a.m. New
members welcome. Call Nick Testa
at 646-823-4494.
Victory Blvd. 9 a.m. to 5 p.m. For
info, call 718-982-2560.
Community Emergency Response
Team (CERT): 7 p.m. For info. and
locations, call John Tidona at 448-
7160 or portrichcert@yahoo.com.
FRIDAY
SATURDAY
SCORE Business Counseling: St.
George Library, 5 Central Ave. 10
a.m. to noon. Appointment neces-
sary. No charge. Call 718-442-8560.
SCORE Business Counseling: Rich-
mondtown Library, 200 Clarke Ave.
10 to 11:30 a.m. Appointment neces-
sary. For info, call 718-668-0413.
Weekly meetings
MEETINGS
are the basics such as shelter,
food, and clothing.
These come first. Ideally you
will have secure sources of in-
come such as pensions, Social Se-
curity, rents or the like to cover
these costs. If you dont you will
need to combine savings vehicles
with investment accounts to meet
your needs.
If basic expenses are met from
secure sources of income then
saving becomes a matter of put-
ting aside funds for extraordi-
nary costs like home repairs or a
new car.
Vehicles for saving should be
secure and readily available such
as bank accounts, money mar-
kets, and short term CDs or gov-
ernment obligations. You should-
nt be playing the stock market
with the money you will need to
repair the roof.
Investing is putting money to
work in riskier vehicles like
stocks and bonds in search of
higher returns.
For those who can meet their
basic needs from secure income
sources it will be a way of fund-
ing pleasures such as travel and
hobbies or leaving a legacy for
family or charity.
You need to understand that
potential returns from invest-
ments are higher but so are risks.
The amount you put into your in-
vestment accounts will depend on
your tolerance for risk and your
time horizon.
Once you have considered
these fundamentals you can fill in
the details such as where you will
live and what deferred ambitions
you may want to realize. Planning
for retirement is a challenge but
the rewards are substantial.
Catherine M. Paulo, Esq. is the man-
aging member of Paulo Financial Ad-
visors LLC, a New York Registered In-
vestment Advisory firm. She can be
reached at (718) 370-3464 or at
Paulo@paulofinancialadvisors.com.
Start planning for
retirement today
RETIRE
Here's a revenue-boosting
opportunity that may be flying
under the radar of your business
or professional networking circle.
Decades-old Dome Property Man-
agement, one of the largest and
most respected companies of its
kind in the New York metropoli-
tan area, is offering an unprece-
dented opportunity for a limited
number of vendors and mer-
chants to share in their success.
The newly introduced Dome
Savings Club gives businesses the
opportunity to expand their cus-
tomer bases for free. Theres
absolutely no catch: You simply
agree to provide an attractive dis-
count to club participants on the
Dome Savings Clubs Offer
Board. That's it. Nothing more. A
nominal one-time set-up fee,
which includes a place on the
clubs online Offer Board, is the
only cost. This is a winning situ-
ation for everyone involved, said
Michael Motelson, president of
Dome Property Management.
ALL PARTIES BENEFIT
Here's why:
(1) The businesses in the Dome
Savings Club may incorporate
marketing incentives that work
best for them, such as dollars-off
or percentage-savings discounts,
free gifts or services, or other
strategies that have successfully
worked for them in the past. They
will enjoy a huge audience com-
prised of well over 10,000 potential
customers at over 100 Dome-man-
aged communities, and are
included in the clubs online mar-
keting efforts.
(2) Homeowners and communities
under Domes management bene-
fit from the dollars they save on
top-quality products and services.
(3) Dome Property Management,
notably Staten Islands premier
property management company,
benefits from directly interacting
with the business community and
providing a greatly appreciated
advantage to the many condo com-
munities it services.
Founded in 1987, Dome Proper-
ty Management manages over 100
condominium and homeowners
association communities, mostly
on Staten Island, and is the
biggest such operation in the bor-
ough. Dome provides comprehen-
sive property management servic-
es to many types of properties and
complexes, from under 10 to more
than 500 units, and includes many
building types and individually
owned homes. For now, the Dome
Savings Club is being marketed
solely to its Staten Island condo
communities.
DISTINGUISHED
MEMBERS
Time Warner Cable was the first
to participate in the club, with an
offer to supply participating
condo residents a savings of more
than $60 per month with bulk-rate
pricing. Additional members
include national companies, such
as Wells Fargo Home Mortgage,
and reputable local merchants,
such as Jealan Fireplaces. Even
Dome itself has joined in by offer-
ing preferred pricing and
enhanced services to the residents
of participating communities.
Now that the word is out, it is
likely representatives of the auto-
motive, banking, medical, finan-
cial and restaurant industries will
soon come on board. Dome should
also expect to hear from numer-
ous home-services businesses,
such as landscaping, contracting,
plumbing, electrical, woodwork-
ing, painting, multi-service and
product suppliers, and others.
Given the assortment of com-
munities and properties we man-
age, and the many goods and serv-
ices they and their residents con-
sume, businesses offering a wide
array of products and services
can benefit from participating,
said Enid Motelson, senior vice
president of Dome Property Man-
agement.
SOLID REPUTATION
IS A MUST
If you are interested in participat-
ing in the Dome Savings Club as a
merchant or vendor, be aware that
not every business will qualify.
Only businesses with a stellar
reputation for product, customer-
service and integrity will be con-
sidered, Michael Motelson said.
By simply providing a discount to
Domes customers in these tough
economic times, quality mer-
chants, service providers and ven-
dors can strengthen the loyalty of
their existing customers and
attract and build relationships
with new prospects.
For additional information,
Dome Property
Management may be reached at
718-605-2500,
e-mail at DomeProp@
DomeGroup.com, and
visited online
at www.DomeGroup.com. The
Dome Savings Clubs Offer
Board can be found at
www.DomeGroup.com/dscOffers.
The company is headquartered at
109 Winant Place,
Staten Island, NY 10309.
Current Participants:
Dome Savings Club connects businesses
to thousands of potential customers for free
Advertisement
The Tides at Charleston, the first active-adult community of its kind in metropolitan New York, is one of over 100 condominium and home-
owners association communities benefitting from the extensive services provided by Dome Property Management.
Dome Property Management provides com-
prehensive property management services
to many types of properties and complexes,
from under 10 to more than 500 units, and
includes many building types and individual-
ly owned homes.
and turn-key ready properties.
What were trying to create is
something comparable to that,
said Steve Grillo, the vice presi-
dent of projects for the SIEDC.
Theres these wonderful, vast
tracts of land, and you can create
this great life here.
Creating a clean tech park as
the SIEDC envisions is a large
project with a lot of parts. As
such, it is hoping to create a pub-
lic-private partnership for the en-
terprise, seeking a real estate
agent, developer or property
owner who owns land that could
be transformed into this vision,
and then fast-tracking govern-
ment approvals where needed
and creating a tax incentive pro-
gram to attract businesses to the
park.
Grillo said the land they are
seeking needs to be at least five
acres, but probably more, of in-
dustrial space some of which
would be developed into turn-key
ready parcels while some would
be left undeveloped for companies
that might want a custom-built
space.
Its a simple concept, but
theres a lot of demand out there
theres a lot of stuff to do, Grillo
said.
Technology is modernizing the
manufacturing industry, not only
changing the way existing compa-
nies do business but also creating
new companies altogether. There
are a number of businesses on
the Island that wouldnt have
been here 15 years ago if it
werent for this technology, Grillo
said.
In more progressive green
states such as California and Ore-
gon, as well as at university towns
throughout the country, clean
tech is emerging at a fast pace,
but such is not the case every-
where.
Staten Island is a little behind
the times, Grillo said. What
were looking to do is create a
brand that Staten Island is a place
where you can come and do clean
tech. Were looking to attract
what is already an existing area.
The SIEDC often receives real
estate inquiries from people who
need space and want the access to
New Jersey, but the space just
isnt there. Grillo said they be-
lieve a clean tech park would sat-
isfy this need, providing access,
and prices comparable, to New
Jersey while still being in New
York City.
The SIEDC submitted a bid for
the former Arthur Kill Correc-
tional Facility site, but it lost out
to Broadway Stages, which has
plans to convert property into a
$20 million movie studio. Now,
the SIEDC is turning its sights on
other potential properties on the
Island.
We dont want folks to think of
this as the Arthur Kill facility
project. We did submit, and we
lost, but thats fine. Were ready to
move onto other sites, Grillo
said.
Over the last few months, the
SIEDC has worked with the Col-
lege of Staten Island on Modern
Island, a mapping program that
went block by block, lot by lot
looking at vacant space that could
be developed. Its a project that
was unveiled in its entirety at the
Staten Island Economic Develop-
ment Conference on April 30.
Theres surprisingly not
much left, Grillo said. Staten Is-
land has some really incredible
development sites, but a lot of
them face obstacles. The SIEDC is
very, very serious in developing
land.
Grillo said the SIEDC wants to
work with the city and a private
entity to overcome these obsta-
cles, and they are confident the
program will be beneficial to the
borough because it will develop
an underutilized property while
also bringing the new-age indus-
try of clean tech to Staten Island.
To do so, the SIEDC is asking
any of its members who are de-
velopers, real estate professionals
or land owners to come forward
with a proposed site or sites that
could work for the park.
If the parcel is feasible, the
SIEDC will work on finding a de-
veloper for the owner of the land,
then work with the city to fast-
track the approval process for the
developer so the clean tech park
can be operational as soon as pos-
sible.
Anybody that teams up on this
is going to benefit tremendously,
and its really going to help the
borough, Grillo said.
People go to the Brooklyn
Navy Yard because you can get
in there, the space is good and
theres really good incentives. We
just want our fair share. Other
boroughs have it; Staten Island
doesnt. But we need some private
investment.
Were trying to address an
unmet need. We know theres a
need out there for this.
SIEDC believes in green tech
SIEDC
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Suite 900 !,828 SI
Suite 701 80 SI
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118-35 Queens Blvd.
Forest Hills, NY 11375
www.muss.com
Bill Bergman
Vice President, Leasing
(718) 263-3800 x307
bbergman@muss.com

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