MODULE

MRD
REFERENC
E Sub-Module
OD Amortization of charges
OD Change of Interest Rate
OD
Charges collection
(processing fees)
OD
Collection of documentation
fees at Limit Node.
OD Interests
OD against T/D's Interests
OD against Term Deposit A/C closure
Overdraft
Computations/accounting
entries
Overdrafts
Computations/accounting
entries
Overdrafts Accounting entries
Test Case execution
AST_0390 Creation-Account opening Creation of OD account
AST_0391 Creation-Account opening Opening of account&
VERIFICATION
NA Creation-Account opening Open a normal savings bank
account with basic details:
General Transaction Transfer Transaction
AST_0404 Interest calculation Interst run Interest accrual
AST_0405 Interest calculation Interest Booking.
AST_0406 Interest calculation Interest application
Charges MICR and Stop payment
charges
AST_0414 -
AST_0430
Creation-TOD Granting TOD
General Transaction Cash Debit transaction
LIB006 Transaction Cash Credit transaction
AST_0410-
411
Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account
Charge calculation Ledger Folio charges
Closing Closure of the account
Exceptions Exceptions for OD account
creation --
For executing this test case
please have the BPD for OD
as reference
All the scenario in which the
excetpions will generate has
been provided under
GSPM_General Details
Exceptions Exceptions for OD account
creation --
For executing this test case
please have the BPD for OD
as reference
All the scenario in which the
excetpions will generate has
been provided under
GSPM_Scheme Details
Exceptions Exceptions for OD account
creation --
For executing this test case
please have the BPD for OD
as reference
All the scenario in which the
excetpions will generate has
been provided under
GSPM_Transaction
Account
Pass Due date To check whether the
account moves to Pass due
date once the renewal is not
done after 12 months
Interest Rate change To check whether the
interest rate gets changed as
per the interest table
AST_0390 Creation-Account opening Opening of account&
VERIFICATION
General Transaction Transfer Transaction
AST_0404 Interest calculation Interst run Interest accrual
AST_0405 Interest calculation Interest Booking.
AST_0406 Interest calculation Interest application
NA Charges MICR and Stop payment
charges
AST_0414 -
AST_0430
Creation-TOD Granting TOD
General Transaction Cash Debit transaction
LIB006 Transaction Cash Credit transaction
TOD TOD more than the Asset
value
AST_0410 Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account, with
Supercede= Y
Charge calculation Ledger Folio charges
Closing Closure of the account
AST_0390 Creation-Account opening OD a/c opening & verification : With Normal terms
AST_0513 -
AST_0515
AST_0518 -
AST_0525
Collateral link and maintenance Lodge a collateral
AST_0513 -
AST_0515
AST_0518 -
AST_0525
Collateral link and maintenance Link a collateral to an OD account
AST_0518 -
AST_0525
Transaction Transfer Transaction
AST_0404 Interest calculation Interst run Interest accrual
AST_0405 Interest calculation Interest Booking.
AST_0406 Interest calculation Interest application
Charges MICR and Stop payment
charges
Creation-TOD Granting TOD
Transaction Cash Debit transaction
Transaction Cash Credit transaction
AST_0410 Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account, with
Supercede= Y
Charge calculation Ledger Folio charges
NA Collateral not renewed To check whether the
charges are applied if the
collateral is not renewed
Closing Closure of the account
Creation-Account opening OD a/c opening & verification
: With Normal terms
Collateral link and maintenance Lodge a collateral
Collateral link and maintenance Link a collateral to an OD account
Transaction Transfer Transaction
Interest calculation Interst run Interest accrual
Interest calculation Interest Booking.
Interest calculation Interest application
Charges MICR and Stop payment
charges
Creation-TOD Granting TOD
Transaction Cash Debit transaction
Transaction Cash Credit transaction
AST_0410 Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account, with
Supercede= Y
Charge calculation Ledger Folio charges
Closing Closure of the account
Creation-Account opening OD a/c opening & verification
: With Normal terms
Collateral link and maintenance Lodge a collateral
Collateral link and maintenance Link a collateral to an OD account
Interest calculation Interst run Interest accrual
Interest calculation Interest Booking.
Interest calculation Interest application
Charges MICR and Stop payment
charges
Creation-TOD Granting TOD
Transaction Cash Debit transaction
Transaction Cash Credit transaction
AST_0410 Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account, with
Supercede= Y
Charge calculation Ledger Folio charges
Closing Closure of the account
Creation-Account opening OD a/c opening & verification
: With Normal terms
Collateral link and maintenance Lodge a collateral
Collateral link and maintenance Link different collaterals as
Primary and Secondary
Drawing power Check whether the Drawing
power has expiry date
TOD more than Drawing power Check whether the drawing
power is the maximum limit
for TOD granting
Collateral link and maintenance Link a collateral to an OD account
Transaction Transfer Transaction
Interest calculation Interst run Interest accrual
Interest calculation Interest Booking.
Interest calculation Interest application
Charges MICR and Stop payment
charges
Creation-TOD Granting TOD
Transaction Cash Debit transaction
Transaction Cash Credit transaction
AST_0410 Limit maintenance Limit history maintenance -
Adding Sanction New limit to
the OD account, with
Supercede= Y
Charge calculation Ledger Folio charges
Closing Closure of the account
Totals
Menu
To check whether charges are amortized over the
period of the overdraft
To check with change in interest rates
These to be collected at the time of creation of the
OD limit Node
These to be collected at the time of creation of the
OD limit Node
To check whether Interest is calculated on EOD
balances and debited monthly basis
If the underlying Term Deposit is closed earlier
and applicable interest rates are changed ,then the
interest rate of the loan is also changed as it is
derived from the T/D rate (OD automatically picks
standard interest rate from the interest table code
To check if T/D gets closed earlier , is the T/D
renewed or sets off against the OD
To confirm on all IIS computation, reversal thereof
and also accounting , also treatment on
rescheduling of delinquent loans.
Total accounting entries on IIS generations.
To confirm the total accounting entries on Loan
bookings, demend generations, booking and
interest and principal settlements.
Test Case execution
1. Try to open an OD account based on the
Current account
2. Check whether the OD account gets created.
3. If the account gets created, check whether the
Current account is still operative.
4. Also check which GL the credit and debit
performed in OD account is associated with
OD Account sanctioned limit can be granted using
the menu HACLHM. The followig details to be
specified for creating a limit;
Select the Operation > Sanction Limit
Function > M-Modify
Applicable from Date - Start date of the limit
Sanction Limit - Sanctioned limit amount.
Limit Level Interest : There are 3 options;
a. Account Level Interest - The limit amount will be
applied at account level interest rate.
b. Limit Level Interest - The sanctioned limit
amount will be charged at limit level interest which
be mentioned in the field "Normal Interest Rate"
and "Penal Interest Rate".
c. Margin Level Interest - The sanctioned limit
amount will be charged with Account level interest
plus Margin percentage which will be captured in
the field "Margin Interest Rate".
Sanction Date - The date of sanctioned limit.
Expiry Date - Expiry date of the sanctioned limit
will be captured. After this date, penal interest will
be applied if any.
Document Date, Sanction Level, Sanction
Authority and Limit Ref No fields are mandatory.
1. OD account should get
created
2. Current account
should be marked as
Non-operative/ closed
3. Transactions under
OD account should go
under OD sub GL
Limit should be
maintained
HOAACOD/HOAACVOD
(opening)
HACLHM (limit
maintenance)
Open account with:
Limit of ZMW 500000
Account level Interest CLOD
Interest Rate: 18.75%
Collateral = NIL
Account open date on 01.01.2013
Expiry Date 31.12.2013
Capture doccuments details
Verify account opening with appropriate authority.
Enter sanction limit expiry date in account limit
Tab.
Select currency ZMW
A/C should be opened &
verified WITH THE
DETAILS OF age
eligibility,currency
ZMW,non resident not
allowed,instrument
supported Cheque allow
as Y,English calender,
sanction limit and expiry
date captured,OD
amount is 500000 ZMW.
Expiry date on
31.12.2013
System allows to verify
by appropriate authority.
Sytem should generated
15 digit account number.
HOAACOD/HOAACVOD
Step 1 : Open With the CIF id created under Test
case ID-CRM_RTL_01
Step 2 : Open a SB account under the CIF ID,
under Scheme code 33001
Step 3 : Fill in the following details (G General
Details, S Scheme Details)
Savings account should
be opened under
specified scheme
sucessfully.
Account number with 15
should be generated.
`
Invoke HXFER menu option. Function -Add and
GO.Next screen enter Tran Type- Debit-Enter OD
account number OPENED IN RB_OD_1,Amount -
ZMW 500000,instrument Type,Instrument
ID,Instument date.Then enter Go.
Enter the next part for credit. Enter credit account
number opened in RB-OD-2.
Date of transaction is 01.01.2013
Submit and verify it by another user.
System should create
transaction for 500000
ZMW
Tran Id should be
created.
Dr.Over Draft account
500000 ZMW
The OD account will also
be an operative account.
HXFER
Run Batch job for HACACCR for this loan a/c,
duly keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.20133
System should support to
inquiry accurual amount
through HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for HACBOOK for this loan a/c,
duly keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Account balance should
be DR 510000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
475000 ZMW.
HCASHDEP
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer salary is increased
to 10 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 10 % greater than the old limit.
Sanction limit ZMW 600000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
600000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Close the accounts through HCAAC menu option.
Repayment through Cash 475000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Check whether the following exceptions are
thrown while performing Account creaton
a. Liability Exceeds Group Limit
b. Insufficient Avail Bal
c. Change in A/c name
d. Instrument is stale
e. A/c is Frozen
f. CIF ID mismatch (Dr.)
g. CIF ID mismatch (Cr.)
h. Back Dated Tran.
i. Value Dated Tran.
j. Default Value Date Exception
k. Sanction Limit expired
l. Sanction exceeds Limit
m. Customer Dr. Without Chq.
n. Referred A/c Closure
o. User TOD grant exception
p. Auto TOD grant exception
q. Default parameters overridden
r. Memo Pad Exists
s. Default interest parameters overridden
t. Int. for Past Due a/c not up to date
u. Age Out Of Allowed Range
v. Negative Lien
All the exceptions has to
be created as per the
specifications and
scenarios given in BPD
envirornment
Check whether the following exceptions are
thrown while performing Account creaton
a. Dr. Bal limit
b. C.I. Tran. on Inactive A/c
c. C.I. Dr.Tran. on Dormant A/c
d. Chq. Issue on a Inactive A/c
e. Chq. Issue on a Dormant A/c
f. Sanction Limit Completely Utilized
g. CI Cr. Tran On Dormant A/c
h. B.I. Dr. Tran. on Dormant A/c
All the exceptions has to
be created as per the
specifications and
scenarios given in BPD
envirornment
Check whether the following exceptions are
thrown while performing Account creaton
a. Chq. Not Issued
b. Chq. Issued to Minor
c. Chq. Stopped
d. Chq. Cautioned
e. Introducer Not Customer
f. Introducer New Customer
g. Staff's own Acct
h. Dr. Against Unclear effects
i. Closure Pending Jobs
j. Closure Pending Clg Cr.
k. Closure Pending Chq
l. Closure Pending Proxy reversal
m. Chq. Unusable
n. Chq. Stopped pending verification
o. Closure Pending S.I.
p. Cheque Rejected
1. Do not renew the OD account created in
RB_OD_01 till 15-01-2012
2. Check whether the account moves to pass due
since the renewal is not done
OD account should be
marked as Pass due
since the renewal is not
done on time
1. Change the Rate of Interest in Scheme level
2. Check whether the new rate of interest is
applicable for all the new products and it is not
applied to existing product
All the new product after
change of rate of Interest
should have updated
value.
All the old products
should have the old Rate
of interest
HIVSM
Open account with:
Limit of ZMW 100000
Interest RATE RLOAN
Interest Rate: 0
against Deposit for ZMW 100000
(Deposit of same customer)/Document capturing
Verify account opening with appropriate authority.
Enter account limit tab enter sanction limit expiry
date.
Select currency ZMW .
Link collateral -Deposit created under test case ID -
RB-RL-2
A/C should be opened &
verified WITH THE
DETAILS OF purpose of
loan,age
eligibility,currency
ZMW,non resident not
allowed,instrument
supported Cheque allow
as Y,sanction limit and
expiry date captured,max
loan amount is 100000
ZMW.
Apportioned amount -
100000
Sytem should generated
15 digit account number.
HOAACOD
HOAACVOD
Invoke HXFER menu option. Function -Add and
GO.Next screen enter Tran Type- Debit-Enter OD
account number OPENED IN RB_OD_1,Amount -
ZMW 100000,instrument Type,Instrument
ID,Instument date.Then enter Go.
Enter the next part for credit. Enter credit account
number opened in RB-OD-2.
Date of transaction is 01.01.2013
Submit and verify it by another user.
System should create
transaction for 100000
ZMW
Tran Id should be
created.
Dr.Over Draft account
100000 ZMW
Cr Operative account
100000 ZMW
Account balance after the
transaction should be
100000 ZMW debit
balance.
HXFER
Run Batch job for ACACCR for this loan a/c, duly
keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.2013.
System should supports
to inquiry accurual
amount through
HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for ACBOOK for this loan a/c, duly
keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Cr Cash account ZMW
10000
Account balance should
be DR 110000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
75000 ZMW.
HCASHDEP
1. Grant a TOD more than the Asset Value
2. Check the maping of current balances and TOD
1. Current balances (i.e.,
the amount within the
asset value) should fall
under assets
2. TOD which is more
than the asset value
should fall under
Liablities
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer's OD value
increases to 30 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 30 % greater than the old limit.
Sanction limit ZMW 130000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
130000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Close the accounts through HCAAC menu option.
Repayment through Cash 75000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Open account with:
Limit of ZMW 250000
Interest Rate ODTS
Interest Rate: 11.5%
(Deposit of same customer)/Document capturing
Verify account opening with appropriate authority.
Enter account limit tab enter sanction limit expiry
date.
Select currency ZMW .
A/C should be opened &
verified with all the valid
values provided to the
account
Apportioned amount -
250000
Sytem should generated
15 digit account number.
HOAACODHOAACVOD
Lodge a collateral through HCLM menu option.
Invoke menu option HCLM.Function Lodge.
Type as Tangible properties
Capture all the mandatory properties required and
try to create an account
Collateral should be
lodged with details of
Celing limit 250000 ZMW
and all the details which
is given while lodging it
HCLM
Link a collateral to the OD account through
HSCLM menu option.
Invoke menu option HSCLM.Function L-Link.
Collateral should be
linked to the OD account
HSCLM
Invoke HXFER menu option. Function -Add and
GO.Next screen enter Tran Type- Debit-Enter OD
account number OPENED IN RB_OD_1,Amount -
ZMW 250000,instrument Type,Instrument
ID,Instument date.Then enter Go.
Enter the next part for credit. Enter credit account
number opened in RB-OD-2.
Date of transaction is 01.01.2013
Submit and verify it by another user.
System should create
transaction for 250000
ZMW
Tran Id should be
created.
Dr.Over Draft account
250000 ZMW
Cr Operative account
250000 ZMW
Account balance after the
transaction should be
250000 ZMW debit
balance.
HXFER
Run Batch job for ACACCR for this loan a/c, duly
keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.2013.
System should supports
to inquiry accurual
amount through
HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for ACBOOK for this loan a/c, duly
keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Cr Cash account ZMW
10000
Account balance should
be DR 260000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
225000 ZMW.
HCASHDEP
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer's Security value
increases to 20 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 20% greater than the old limit.
Sanction limit ZMW 350000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
350000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Leave the collateral not renewed after the date of
renewal. Check whether any charges is applicable
in OD account level since the collateral in which it
is linked is not renewed
Charges needs to be
calculated for the
collaterals which is not
renewed within the
correct period
Close the accounts through HCAAC menu option.
Repayment through Cash 225000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Open account with:
Limit of ZMW 500000
Interest Rate ODPRE
Interest Rate: 16.5
(Deposit of same customer)/Document capturing
Verify account opening with appropriate authority.
Enter account limit tab enter sanction limit expiry
date.
Select currency ZMW .
A/C should be opened &
verified with all the valid
values provided to the
account
Apportioned amount -
500000
Sytem should generated
15 digit account number.
HOAACOD
HOAACVOD
Lodge a collateral through HCLM menu option.
Invoke menu option HCLM.Function Lodge.
Type as Premises
Capture all the mandatory properties required and
try to create an account
Collateral should be
lodged with details of
Celing limit 500000 ZMW
and all the details which
is given while lodging it
HCLM
Link a collateral to the OD account through
HSCLM menu option.
Invoke menu option HSCLM.Function L-Link.
Collateral should be
linked to the OD account
HSCLM
Invoke HXFER menu option. Function -Add and
GO.Next screen enter Tran Type- Debit-Enter OD
account number OPENED IN RB_OD_1,Amount -
ZMW 500000,instrument Type,Instrument
ID,Instument date.Then enter Go.
Enter the next part for credit. Enter credit account
number opened in RB-OD-2.
Date of transaction is 01.01.2013
Submit and verify it by another user.
System should create
transaction for 500000
ZMW
Tran Id should be
created.
Dr.Over Draft account
500000 ZMW
Cr Operative account
500000 ZMW
Account balance after the
transaction should be
500000 ZMW debit
balance.
HXFER
Run Batch job for ACACCR for this loan a/c, duly
keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.2013.
System should supports
to inquiry accurual
amount through
HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for ACBOOK for this loan a/c, duly
keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Cr Cash account ZMW
10000
Account balance should
be DR 510000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
475000 ZMW.
HCASHDEP
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer's premises value is
increased to 10 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 10 % greater than the old limit.
Sanction limit ZMW 600000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
600000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Close the accounts through HCAAC menu option.
Repayment through Cash 475000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Open account with:
Limit of ZMW 100000
Interest Rate ODSHR
Interest Rate: 14
against Deposit for ZMW 100000
(Deposit of same customer)/Document capturing
Verify account opening with appropriate authority.
Enter account limit tab enter sanction limit expiry
date.
Select currency ZMW .
A/C should be opened &
verified with all the valid
values provided to the
account
Apportioned amount -
100000
Sytem should generated
15 digit account number.
HOAACOD
HOAACVOD
Lodge a collateral through HCLM menu option.
Invoke menu option HCLM.Function Lodge.
Type as Shares
Also lodge collaterals as stocks whose types are
a. Work in progress
b. Finished goods and
c. Unfinished goods
Capture all the mandatory properties required and
try to create an account
Collateral should be
lodged with details of
Celing limit 200000 ZMW
and all the details which
is given while lodging it
HCLM
Link Five different collaterals (shares) with
different margin values to the OD account through
HSCLM menu option.
Invoke menu option HSCLM.Function L-Link.
Collateral should be
linked to the OD account
HSCLM
Run Batch job for ACACCR for this loan a/c, duly
keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.2013.
System should supports
to inquiry accurual
amount through
HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for ACBOOK for this loan a/c, duly
keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Cr Cash account ZMW
10000
Account balance should
be DR 110000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
75000 ZMW.
HCASHDEP
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer's collateral
increased to 30 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 30 % greater than the old limit.
Sanction limit ZMW 130000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
130000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Close the accounts through HCAAC menu option.
Repayment through Cash 75000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Open account with:
Limit of ZMW 500000
Interest Rate ODSTD
Interest Rate: 16.5
(Deposit of same customer)/Document capturing
Verify account opening with appropriate authority.
Enter account limit tab enter sanction limit expiry
date.
Select currency ZMW .
A/C should be opened &
verified with all the valid
values provided to the
account
Apportioned amount -
500000
Sytem should generated
15 digit account number.
HOAACOD
HOAACVOD
Lodge atleast Five debtors as collateral with
different Margin. through HCLM menu option.
Invoke menu option HCLM.Function Lodge.
Type as Debtors
Capture all the mandatory properties required and
try to create an account
Collateral should be
lodged with details of
Celing limit 500000 ZMW
and all the details which
is given while lodging it
HCLM
Try to link different collaterals under HCLM as
Primary and Secondary
Collaterals must be
linked as primary and
secondary categories as
per the user needs
HCLM
In the finacle system check whether the Drawing
power has expiry date.
Drawing power should
have an expiry date after
which this has to be
marked as expired
Try to give a TOD more than the drawing power
(across all the accounts).
Check whether the system allows to sanction TOD
over the drawing power
User should not be
allowed to sanction TOD
more than the Drawing
power
Link atleast Five debtors with different margins as
collaterals to the OD account through HSCLM
menu option.
Also link a share as collateral to this account.
Link Debtors with different book date as
1-90, 91-180, 181 and more
Invoke menu option HSCLM.Function L-Link.
Collateral should be
linked to the OD account
HSCLM
Invoke HXFER menu option. Function -Add and
GO.Next screen enter Tran Type- Debit-Enter OD
account number OPENED IN RB_OD_1,Amount -
ZMW 500000,instrument Type,Instrument
ID,Instument date.Then enter Go.
Enter the next part for credit. Enter credit account
number opened in RB-OD-2.
Date of transaction is 01.01.2013
Submit and verify it by another user.
System should create
transaction for 500000
ZMW
Tran Id should be
created.
Dr.Over Draft account
500000 ZMW
Cr Operative account
500000 ZMW
Account balance after the
transaction should be
500000 ZMW debit
balance.
HXFER
Run Batch job for ACACCR for this loan a/c, duly
keying in the calculation period as Daily On
04.01.2013.
Inquiry it through HAITINQ.
Report should be
generated, showing the
accrued interest
calculation details for
date 04.01.2013.
System should supports
to inquiry accurual
amount through
HAITINQ.
No Journal entry should
be done.
System should not do
accurual .
HACACCR/HAITINQ
Run Batch job for ACBOOK for this loan a/c, duly
keying in the calculation period as Daily on
04.01.2013
Inquiry it through HAITINQ
Report should be
generated, showing the
Booked interest
calculation details for tha
date 04.01.2013.Booking
amount should be Zero.
System should supports
to inquiry booking
amount through
HAITINQ.
System should not do
Booking.
HACBOOK/HAITINQ
RUN Batch job HACINT for this account on
31.03.2013.
Interst should be Debited
to this OD account upto
26.01.2013 System
should not apply interest.
System should not Credit
any interest to this
account
HACINT
Run appropriate batch jobs for MICR and Stop
payment charges
System should Collect
MICR and Stop payment
charges.
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
HACLI
Grand a TOD for 10000 ZMW adhoc through
HACTODM menu option on Date 01.04.2013.
and verify through HACTODM for 30 days .
Enter details for which TOD given in the remarks
field.Verify it through HACTODM.
Single / Running Tran
limit TOD for 10000
ZMW should be granted.
TOD expiry date on
30.04.2013( 30 days).
HACTODM/HACTOM
Invoke HCASHWD menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Dredit.Enter amount ZMW 10000.
Date of transaction on 01.04.2013
System should create
transaction for 10000
ZMW
Tran Id should be
created
Dr.Over Draft account
ZMW 10000
Cr Cash account ZMW
10000
Account balance should
be DR 510000 ZMW.
HCASHWD
Invoke HCASHDEP menu option.Fucntion -Add
and Go.Next screen enterTran Type as
Debit.Enter amount ZMW 35000.
Date of transaction on 30.06.2013
System should create
transaction for 35000
ZMW
Tran Id should be
created
Cr.Over Draft account
ZMW 35000
Dr Cash account ZMW
35000
TOD should be
regularised.
Account balance is
475000 ZMW.
HCASHDEP
Invoke menu option HACLHM on 01.08.2013.
For this OD account customer salary is increased
to 10 % in the slab.
Through HACLHM option M- Modification; Click
Add new button- Sanction a new limit The new
limit should be 10 % greater than the old limit.
Sanction limit ZMW 600000.
Date of process -01.08.2013.
sanction limit should be
modified to ZMW
600000.
No renewal charge
should be collected.
HACLHM
Run appropriate batch jobs for Ledger and Folio
Charges
System should Collect
Ledger Folio charges (55
rs).
Tran Id should be
created.
Dr.Over Draft account
Cr Income account
Close the accounts through HCAAC menu option.
Repayment through Cash 475000 ZMW.
Account closing date is 31.12.2013.
Accounts should be
closed .
Interest should be
calculated up to date.
Cheque book should be
destroyed.
Dr CASH Account
Cr Over Draft Account
Account Balance is
ZERO.
HCAACOD
HCAACAU/HCASHDEP
Importance
R=REGULA
TORY
H=HIGH
RISK
M=MEDIUM
RISK
L=LOW Test Start date
Test Completion
Date
Number of
Test
Cases
Planned
Number of
Test
Cases
Done
Successfu
l Tests
Failure
Tests Tested BY
L 19-May-14 6-Jun-14 6 5 0 5 Maipelo
M 19-May-14 6-Jun-14 6 5 0 5 Maipelo
M 19-May-14 6-Jun-14 6 2 0 2 Maipelo
M 19-May-14 6-Jun-14 6 2 0 2 Maipelo
H 19-May-14 6-Jun-14 10 5 5 5 Maipelo
H 19-May-14 6-Jun-14 10 1 0 1 Maipelo
H 20-May-14 6-Jun-14 10
H
20-May-14 6-Jun-14
10
H 20-May-14 6-Jun-14 10
H 20-May-14 6-Jun-14 10
M 20-May-14 6-Jun-14 6 6 6 0 Maipelo
M 20-May-14 6-Jun-14 6
M 21-May-14 6-Jun-14 6
M 21-May-14 6-Jun-14 6
H 21-May-14 6-Jun-14 10
H 21-May-14 6-Jun-14 10
H 21-May-14 6-Jun-14 10
M 22-May-14 6-Jun-14 6
H 22-May-14 6-Jun-14 10
M 22-May-14 6-Jun-14 6
M 22-May-14 6-Jun-14 6
M 22-May-14 6-Jun-14 6
H 23-May-14 6-Jun-14 10 Alick
L 23-May-14 6-Jun-14 3
H 23-May-14 6-Jun-14 10
H 23-May-14 6-Jun-14 10
H 23-May-14 6-Jun-14 10
H 23-May-14 6-Jun-14 10
H 24-May-14 6-Jun-14 10
M 24-May-14 6-Jun-14 6
M 24-May-14 6-Jun-14 6
H 24-May-14 6-Jun-14 10
H 24-May-14 6-Jun-14 10
H 24-May-14 6-Jun-14 10
M 26-May-14 6-Jun-14 6
H 26-May-14 6-Jun-14 10
M 26-May-14 6-Jun-14 6
M 26-May-14 6-Jun-14 6
H 26-May-14 6-Jun-14 10
M 26-May-14 6-Jun-14 6
H 27-May-14 6-Jun-14 10
M 27-May-14 6-Jun-14 6
M 27-May-14 6-Jun-14 6
H 27-May-14 6-Jun-14 10
H 27-May-14 6-Jun-14 10
M 27-May-14 6-Jun-14 6
M 28-May-14 6-Jun-14 6
H 28-May-14 6-Jun-14 10
H 28-May-14 6-Jun-14 10
H 28-May-14 6-Jun-14 10
H 28-May-14 6-Jun-14 10
M 28-May-14 6-Jun-14 6
L 29-May-14 6-Jun-14 3
H 29-May-14 6-Jun-14 10
M 29-May-14 6-Jun-14 6
H 29-May-14 6-Jun-14 10
L 29-May-14 6-Jun-14 3
M 29-May-14 6-Jun-14 6
H 30-May-14 6-Jun-14 10
H 30-May-14 6-Jun-14 10
M 30-May-14 6-Jun-14 6
M 30-May-14 6-Jun-14 6
H 30-May-14 6-Jun-14 10
H 30-May-14 6-Jun-14 10
H 31-May-14 6-Jun-14 10
H 31-May-14 6-Jun-14 10
M 31-May-14 6-Jun-14 6
M 31-May-14 6-Jun-14 6
H 31-May-14 6-Jun-14 10
H 31-May-14 6-Jun-14 10
L 2-Jun-14 6-Jun-14 3
M 2-Jun-14 6-Jun-14 6
H 2-Jun-14 6-Jun-14 10
H 2-Jun-14 6-Jun-14 10
H 2-Jun-14 6-Jun-14 10
H 2-Jun-14 6-Jun-14 10
H 3-Jun-14 6-Jun-14 10
M 3-Jun-14 6-Jun-14 6
H 3-Jun-14 6-Jun-14 10
M 3-Jun-14 6-Jun-14 6
M 3-Jun-14 6-Jun-14 6
H 3-Jun-14 6-Jun-14 10
M 4-Jun-14 6-Jun-14 6
L 4-Jun-14 6-Jun-14 3
M 4-Jun-14 6-Jun-14 6 0
H 4-Jun-14 6-Jun-14 10
H 4-Jun-14 6-Jun-14 10
H 4-Jun-14 6-Jun-14 10
H 5-Jun-14 6-Jun-14 10
H 5-Jun-14 6-Jun-14 10
M 5-Jun-14 6-Jun-14 6
H 5-Jun-14 6-Jun-14 10
H 5-Jun-14 6-Jun-14 10
H 5-Jun-14 6-Jun-14 10
H 6-Jun-14 6-Jun-14 10
H 6-Jun-14 6-Jun-14 10
M 6-Jun-14 6-Jun-14 6
M 6-Jun-14 6-Jun-14 6
H 6-Jun-14 6-Jun-14 10
M 6-Jun-14 6-Jun-14 6
L 6-Jun-14 6-Jun-14 3
812 26 11 20
% Error
Set of
Accountin
g entries
as
observed
in the
system Remarks
100% System error. Armotisation of charges not
available for the scheme code. OD accounts.
100% Interest at scheme level fixed at zero percent.
When trying to change error 'no interest rate
comibination for ZMW. I entered customer
pref rate and it is now showing. Awaiting end
of day to check which rate will be picked by
the system for interest calculation.
100% Charges not linked to OD account and we are
unable to link charges during limit creation.
100% Menu HACLI not valid for use to inquire
transactions on account.
100% Awaiting end of day to cross check with
system. Inquiry on account show as EOD
100% Retail CIF - Linking collateral to OD not
supported. ODIND scheme not supported for
loan against collateral
#DIV/0!
#DIV/0!
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0% 1st step of overdraft account done
sucessfully.
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#DIV/0!
#DIV/0!
#DIV/0!
77%