Checklist for points to be covered in Company Profile of the client to be submitted to Bank

Brief Background of the Company

- Promoted by
- Location of factory, registered office, other offices,etc
- Goods/services provided
- Sector in which company falls & importance of company in sector (if any)
- Whether project taken on BOT, BOOT, EPC, etc if any & terms of such contract in short.
- Resources of company for example: machineries in numbers, type of goods each machinery
produces or services provided.
- Time period since the company is present & its growth details.
- Classification of overall operations of company into different goods/services provided (if the
operation of one type of goods/services is totally different from one another as per product,
type of market, buyers of such product, etc.
- Advantages of Company considering factors like location, technology of machine, clearances
from Govt if any, water supply, electricity supply, type of customers dealt with, any other
advantages which gives the company edge over others.

Clientele
- 4 to 5 names of reputed clients to be stated to whom co sells the goods.

Management, Their Experience & Shareholding pattern
- It should be ideally be in the following format:-

Name Position in the
company
Age Qualification Experience
Nrupal Jayant
Patil
Promoter &
Director
33 MBA 5 years experience
in the industry
Chitralekha
NrupalPatil
Promoter &
Director
28 Graduate in Commerce 5 years experience
in the industry
Jayant Patil Promoter &
Shareholder
58 Undergraduate 8 years experience
in the industry




Directors/Promoters Background
- A brief of each director needs to be given in short stating their qualification, experience &
responsibility & how their qualification & experience has helped the business.
For example, given below is the brief of each director:
Nrupal Patil:
Mr. Nrupal J. Patil is a MBA-Finance from Pune University. He initially was the proprietor
of PNP Maritime Services which then later converted into PNP maritime Services Private
Limited. He has been solely responsible for setting up of the Dharamtar port from
scratch and looks after the business development related activities.
He is also well versed in the operations and maintenance of passenger ferries that are
being operated by the company in the Mumbai-Mandwa-Alibag route daily.
Chitralekha Patil:
Mrs.Chitralekha Patil is a commerce graduate who handles the administrative issues of
PNP Maritime Services Pvt Ltd.
Jayant Patil :
Mr. Jayant Patil was the brains behind starting the port operations. He started his career
as a printer with a printing press. He has retired from the company and is now taking
care of his printing business in the name of Nagesh Enterprises.

Share Holding Pattern
- Ideally the following format should be used:-
Shareholder Name Designation Number of Shares % of
shares
Nrupal Patil Director 102600 42%
Jayant Patil Shareholder 102600 42%
Sunita Naik Shareholder 10000 4%
Ramakant Patil Shareholder 10000 4%
Sunanda Patil Shareholder 10000 4%
Tukaram Waghmode Shareholder 10000 4%
Total 245200 100.00%
Present Proposal Details
- Refer brief background PNP word file

Project Cost Details
- Refer brief background PNP word file (this would be given by architect in case of a project.

Repayment Schedule
- Ideally it should be in the following format:-
Period No of Months Installment Amount (in Cr) Total
Dec 13 to Dec 14
(Moratorium
construction phase)
13 -- --
Jan 15 to March 15 3 0.1854 0.5561
April 15 to March 16 12 0.1854 2.2245
April 16 to March 17 12 0.1854 2.2245
April 17 to March 18 12 0.1854 2.2245
April 18 to Nov 19 8 0.1854 1.4830
Total 60 8.7125
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