Thesis Report

On
Reporting of Corporate Social Responsibility in Banks
-Analysis of Annual report of 2008-2009
Submitted to:
Ms. Farjana Yeshmin
Assistant Professor
Head of Accounting
Department of Business Administration
Stamford University Bangadesh
Submitted by:
!iad Md Sharfin
"D# BBA $%& ''(%(
Major in Accounting
Department of Business Administration
Stamford University Bangadesh.
Date of su)mission# March *+
th
, *$''
Thesis Report
On
Reporting of Corporate Social Responsibility in
Banks -Analysis of Annual Report of 2!-2"

March *+
th
, *$''
-o
Ms. Farjana Yeshmin
Assistant Professor
Head of Accounting
Department of Business Administration
Stamford University Bangadesh
Subject: Submission of the Thesis report on the Reporting of Corporate Social
Responsibility in Banks -Analysis of Annual Report of 200-200!
Dear Madam,
.ith due respect and hum)e su)mission, ", /oud i0e to inform you that, there is the
thesis report on 1Reporting of Corporate Social Responsibility in Banks -Analysis of
annual report of 200-200!"2 /hich /as assigned to me to su)mit under the thesis
program. "t /as a great peasure for me to do the assigned jo). " made every endeavor to
prepare this report accurate 3 tried my eve )est to accumuate reevant and insightfu
information. -his report reay heps me to understand the difference )et/een practica
and theoretica 0no/edge of this Ban0.
"n fine, " am very gratefu to you for assigning such an important area of )an0ing and
your 0ind and generous guidance to ma0e the report successfu.
Sincerey Yours,
Ria# $# Sharfin
"D# BBA4$%& ''(%(
Program4BBA, %&
th
Batch,
Major in Accounting,
Department of Business Administration,
Stamford University Bangladesh
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STA$%&R' ()*+,RS*T- BA)./A',S0

March *+
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, *$''
" am Ria# $# Sharfin, the student of Business Administration Batch4%&
th
)earing "D#
BBA4$%& ''(%( 5major in Accounting6 from Stamford University Bangadesh, /oud
i0e to decare here that the decaration on the -hesis report on 1Reporting of Corporate
Social Responsibility in Banks -Analysis of annual report of 200-200!" /hich has
not )een su)mitted )efore in any degree, dipoma, tite or recognition.
-he report /hich )asicay presented under the supervisor of Ms. %arjana -eshmin,
Assistant Professor, Head 7f Accounting, Department of Business Administration,
Stamford University Bangadesh.
8888888888888888888888888888
Ria# $# Sharfin
"D# BBA4$%& ''(%(
Program4BBA, %&
th
Batch,
Major in Accounting,
Department of Business Administration
Stamford University Bangadesh.
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STA$%&R' ()*+,RS*T- BA)./A',S0
To 2hom *t $ay Concern
-his is to certify that the thesis report is )asicay prepared on 1Reporting of Corporate
Social Responsibility in Banks -Analysis of annual report of 200-200!" for perfecty
fufiment the degree of Bacheor of Business Administration 9BBA:, major in
Accounting from the Stamford University Bangadesh carried out )y Ria# $# Sharfin,
"D# BBA-034 55636 under my supervision. Under my guidance and supervision this
report is )eing carried out successfuy. ;o part of the thesis report has )een su)mitted
for any degree dipoma, tite, or recognition )efore.
" /ish his every success in ife.
Supervisor
8888888888888888888888
Farjana Yeshmin
Assistant Professor
Head of Accounting
Department of Business Administration
Stamford University Bangadesh.
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Acknowledgement
First and foremost, " /oud )e gratefu to the Amighty Aah as " have successfuy
competed this report /ithin due time and for a the incidences " had to undergo /hie
preparing this report.
" am deepy inde)ted to my gratitude coordinator Ms. Farjana Yeshmin, Assistant
Professor, Head of Accounting, Department of Business Administration of 5Stamfor#
(ni7ersity Bangla#esh6 for his /hoe hearted supervision during the course period. His
suggestions, comments and guideine /ere reay a great source of sprit to ma0e my
-hesis !eport a good one.
Finay, " /oud i0e to than0 my parents from the )ottom of my hearts for their endess
support and encouragement.
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Executive Summery
-he -hesis report is prepared as re<uirement of BBA program of Stamford University
Bangadesh. -his report focuses on the research /or0. -his report /i give a cear idea
a)out the impementation of =S! in the )an0ing sector of Bangadesh.>speciay this
report focuses on the =S! adaptation )y )an0. -he main purpose of the study is to have a
)etter orientation of =orporate Socia !esponsi)iity. " have chosen some reputed )an0s
as a sampe for my study.
"t consists of seven chapters. "n the first chapter mentioned the importance of the report,
o)jective of the report, methodoogy and imitations of the report. Second chapter covers
the overvie/ of the corporate socia responsi)iity. .here presented the detais
discussion a)out corporate socia responsi)iity, its importance, Mode?Frame/or0 of
=S!, Corporate Social Responsibility Process, beneits o CSR, the Bank beneits o
CSR, Argument !or " Against CSR, Rules or Regulation Regarding CSR. "n the third
chapter )an0ing sector in Bangadesh is focused in detais /hich incude the definition
and o)jective of )an0, functions of )an0, historica )ac0ground of )an0ing in Bangadesh
and current position. Fourth chapter covers the overvie/ of the Ban0s profies. Fifth
chapter covers anaysis of corporate socia responsi)iity in )an0ing sector. .here
presented the detais position a)out corporate socia responsi)iity in )an0s and its
activities in corporate socia responsi)iity. "n chapter si@ the detai anaysis of areas of
=S! is presented /hich covers community deveopment, human resource, physica
resources and environmenta contri)ution, products and services, /here =S! is reported,
and S.7- anaysis. -he recommendations and concusion is covered in chapter seven
/here a of my o)servations regarding this studies is sho/n in terms of
recommendations /hich indicates )an0s to perform =S! in some specific areas /here it
is needed. At the end, the concusion part concuded /ith a nice comment a)out the =S!
practice of )an0ing industry in Bangadesh.
#able o Contents
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Title 8age no9
=hapter4'
"ntroduction
'.' Background o the Study$
'.* %rigin o the report$
&$' %b(ectives o the Study$
&$) Rationale o the Study$
&$* +ethodology$
&$, -imitations o the Study$
$' A $B
=hapter4*
=orporate Socia !esponsi)iity9=S!:
*.' Socia !esponsi)iity
*.* =orporate Socia !esponsi)iity 9=S!:
*.% "mportance of =S!
*.& Mode?Frame/or0 of =S!
*.( =orporate Socia !esponsi)iity Process
*.B Benefits of =S!
*.+ -he Ban0 )enefits of =S!
*.C Argument For 3 Against =S!
*.D !ues or !eguation !egarding =S!
$+ A 'C
=hapter4%
7vervie/ of Ban0ing Sector in Bangadesh
%.' Definition of )an0
%.* 7)jective of )an0
%.% "mportance of )an0
%.& Basic function of commercia )an0
%.( Modern function of )an0
%.B Ban0ing "ndustry Anaysis
%.+ Brief History of Ban0ing in Bangadesh
%.C Ban0ing Sector in Bangadesh
%.D "ndustry6s dominate economic feature
%.'$ =ompetitive forces at /or0 and strength of each
of the competitive forces
%.'' drivers of changes and its impact in the industry
%.'* Ban0s in the strongest ?/ea0est position
%.'% Eist of )an0s in Bangadesh
'D A %D

=hapter4&
Ban0s Profies
%.' 7vervie/ of 7ne Ban0 Eimited
&$ A ('
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%.* 7vervie/ of =ity Ban0 Eimited
%.% 7vervie/ of Ban0 Asia Eimited
%.& 7vervie/ of B!A= Ban0 Eimited
%.( 7vervie/ of >astern Ban0 Eimited
%.B 7vervie/ of ;== Ban0 Eimited
%.+ 7vervie/ of Dutch Banga Ban0 Eimited
%.C 7vervie/ of Premier Ban0 Eimited
%.D 7vervie/ of >F"M Ban0 Eimited
%.'$ 7vervie/ of Prime Ban0 Eimited

=hapter4(
Anaysis of =orporate Socia !esponsi)iity
(.' =oncept of =orporate Socia responsi)iity 9=S!:4
Bangadesh 9"ntroducer?Pioneer:
(.* -he financia sources for performing those =S!
(.% -he chaenges of =S!
(.& Bangadesh Ban0 Monitor =S! of Ban0s
(.( Highights of recent engagements of )an0s in =S! Practices
(* A B$
=hapter4B
Performance Anaysis and Findings
B.' =S! Practices in )an0s# an anaytica revie/
". =ommunity Deveopment
"". Human !esource 9H!:
""". Physica !esources and >nvironment =ontri)ution
"G.Products and Services
B.* Section in annua report /here =orporate Socia
!esponsi)iity is reported
B.% =S! statement in annua reports of )an0s
B.& S.7- Anaysis
B'4'$&
=hapter4+ !ecommendations 3 =oncusions '$( A '$D
Bi)iography ''$
Appendices
Appendi@4' !eporting of =orporate Socia !esponsi)iity 4 *$$C
Appendi@4* !eporting of =orporate Socia !esponsi)iity A*$$D
'''4'*%
A))reviations '*&4'*(
-ist o !igures.Charts
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%igures 8age no9
=hapter4*
=orporate Socia !esponsi)iity
*.' -he components of =S! and ho/ they come together in
=S! reporting.
*.* Frame/or0# =orporate Socia !esponsi)iity9=S!:
*.% =orporate Socia !esponsi)iity Process
''
'&
'(
=hapter4%
7vervie/ of Ban0ing Sector in Bangadesh
%.' Basic functions of commercia )an0
%.* Modern Functions of )an0
%.% Different competitive forces are presented in Porter6s
five forces

*(
*B
%(
=hapter4(
Anaysis of =orporate Socia !esponsi)iity
(.' Sta0ehoders of an organiHation.
(B
=hapter4B
Performance Anaysis and Findings
B.' Segment /ise =S! "nvestment *$$C4*$$D
B.* Major Financia "ncusion Programs *$$C4*$$D
B.% 7utstanding SM> oans of )an0s *$$C4*$$D
B.& Dis)ursement of Agricutura =redit *$$C4*$$D
B.( -raining need identification fo/ chart
B.B ;um)er of participant in training programs *$$C4*$$D
B.+ ;um)er of >mpoyees *$$C4*$$D
B.C >mpoyee heath 3 Safety
B.D Deposits *$$C4*$$D
B.'$ Eoans 3 Advances *$$C4*$$D
B.'' Avaia)iity of =S! !eports *$$C4*$$D
B&
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BD
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-ist o #ables
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%igures 8age no9
=hapter4*
=orporate Socia !esponsi)iity
*.' Arguments For 3 Against =orporate Socia '+
=hapter4(
Anaysis of =orporate Socia !esponsi)iity
(.' -heme of =orporate Socia Discosures
(+
=hapter4B
Performance Anaysis and Findings
B.' Sector4/ise pattern of =S! e@penditure )y )an0s
B.* "nstitutionaiHing =S! at corporate eve
B.% "ngraining =S! practices in the )an0s and their cient
)usinesses
B.& =ommunity investment for socia 3 environmenta
improvement
B.( Direct socia 3 environmenta intervention *$$C4*$$D
B.B Eocation of =orporate Socia !esponsi)iity Discosures
B%
B(
BB
BD
+$
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