IFIC CREDIT CARD

Fees & Charges

Classic Card Gold Card
Annual Fee: Principal Card

Local Card BDT 1,500 BDT 2,000
International (Dual) Card BDT 2,000 BDT 2,500
Annual Fee: Supplementary Card
First two Cards Free Free
3
rd
& onward BDT 500 BDT 1,000
FC Activation/Maintenance Fee (annually)
International Card Free
Other Fees
Card Replacement Fee (Local) BDT 300 BDT 300
Card Replacement Fee (International) BDT 500 BDT 500
PIN Replacement Fee BDT 200 BDT 200
Late Payment Fee BDT 300 BDT 500
Over Limit Charge (Local) BDT 150 BDT 150/USD 2
Over Limit Charge (International) BDT 150 BDT 150/USD 2
Balance Transfer Fee 22%, 1% Processing Fee (min BDT 10 K),
24% (only POS)
Both Classic & Gold Card
Cash Advance Fee
At IFICs ATM Free
At Other Q-Cash ATM BDT 10
At Other Banks ATM in Bangladesh BDT 20
At ATMs outside Bangladesh 2% (Min USD 3)
At Branches through Bank POS 1%(Min BDT 100)
Cheque Collection Fee
Within clearing area Free
Outside clearing area BDT 100/USD 10
Other Fees
Duplicate Statement Fee BDT 50 per statement
Cheque Return Fee BDT 200/USD 10
Certificate Issuance Fee BDT 200
Sales Slip Verification Fee BDT 500/USD 10
CCTV Footage (if available) Charge BDT 1000 or actual
Closing Charge Free
VAT Applicable for all Fees and Charges
Stamp duties or any other charges will be applied, where imposed by the Government.
The Bank reserves the right to fix/change any/all charges & fees at any time without prior notice.

Note

No finance charge (excluding for cash advance) will be levied in case of 100%
payment of current balance on or before the payment due date.

For any enquiries on interest rate, fees, charges, etc please call us-16255

All Fees and charges mentioned in this schedule are subject to change without
notice.

No refund of annual fees will be available if the card is terminated.

Charges, fees etc listed in this schedule are applicable for IFIC Bank Credit Card.

Additional expenses, e.g. postage, cable currier, Fax, legal fee etc will be charged
for where included.

Charges for service not included in this schedule are available on request.

15% VAT applicable on all fees, charges and interest rate.

Special promotional offers/packages are not applicable for the above schedule of
charges.

These are subject to change as per Bank policy/regulatory guideline etc. anytime
with or without the prior intimation to the customer.

Free replacement of Card will be made up on the visit of Thailand, Malaysia,
Singapore, Indonesia, Hong Kong, Srilanka, China, Philippine, Japan, Australia,
India, Myanmar, Italy, Greece, Germany, Great Britain, South & North Korea.
These are subject to change as per Visa Card risky country list.