GENERAL AWARENESS 2013-14

1. Pratyush Sinha Committee :- On Distribution of All-India Service Officers of A.P Cadre B/W
Telangana & Seemandhra
2. Kamalanathan Committee :- on Distribution of State-Level Employees B/W Telangana &
Seemandhra
3. Sivaramakrishnan Committee :- On Deciding Capital for Seemandhra
4. C.Rangarajan Committee :- on Poverty Estimation Measures
5. P J Nayak Committee :- On Banks Privatisation /to Review Governance of Boards of Public
Sector Banks /Dilution of Govt Stake in 26Public Sector Banks PSBs to Less Than 50% &
Repeal Bank Nationalisation Acts of 1970 and 1980 Together with SBI Act and
SBI(Subsidiaries) Act due to Several Externally Imposed Constraints like Dual Regulation by
RBI & Finance Ministry and External Vigilance by CVC , CBI& CAG + Govt to Distance Itself
from Several Governance Functions + All Banks Wanted to be incorporated Under Companies
Act + All Private Banks Should be Nationalised & Brought under Public Sector Banking
6. SIT / Special Investigation Team on Black Money Unearthing Headed by Justice M.B.Shah &
Arjit Pasayat as SIT Includes Revenue Secretary , Deputy RBI Governor , Director of IB , ED ,
CBI ,RAW , CBDT , Financial Intelligence & DG of Revenue Intelligence
7. K.P.Indira Committee On to Administer Sree Padmanabha Swamy Temple
8. J.S. Verma Committee:- To amend criminal laws to provide quicker trial and enhance
punishments for offenders of crimes against women
9. Justice Majithia Committee:- On Wage Board for journalists and non-journalists of
News Papers & News Agencies on a New Pay Structure
10. Arvind Mayaram Committee: on to Probe 5600Crore NSEL Payment Crisis
11. Tarn Taran Committee:- To probe girl & her father beaten up by Punjab police
12. Hemanand Biswal Committee:- on Welfare of Elderly Population / People
13. Tucker Committee :- to Oversee A.P State Bi-Furcation Process
14. Mayaram Committee:- To redefine FDI & FII to practise internationally
15. Lyngdoh Committee:- On electoral reforms

16. Vijay Kelkar Committee:-
On Fiscal consolidation
On Global gas pricing
On backward caste
On direct-indirect taxes
To probe on Kargil defence deals
On banking reforms

#2013 - Miss Muslimah world -Aishah Ajibola (Nigeria )
#2013-Miss World --Megan Young (Miss Philippines ) held at Bali ,Indonesia replacing 2012- Miss
World -- Wenxia (China)
#2012-Miss India World -- Navneet Kaur Dhillon
# The Accidental PM:- The Making & Unmaking of Manmohan Singh Sanjay Baru
# Crusader / Conspirator? Coal Gate & other Truths P.C.Parakh

#2013- UNFCC/UN framework convention on climate change's COP/Conference of parties to be held at
Warsaw in Poland. US & other developed nations shall provide for the $100Bn annual fund by 2020
under 2015 Climate Agreement which is to become operation in 2020
#Former boxing champion who defeated Muhammad Ali in 1973 was died is Ken Norton
#USA converted F-16 Fighter Jet into Drone as QF-16
#Raghuram Rajan Committee:- on to determine A New Index of Backwardness to determine which
states need Special Assistance from Central Funds in addition to Backward Region Grant Fund
Note:As per methodology ,India's Most Backward / least developed States are Odisha ,Bihar,M.P While
Most Developed States are Goa,Kerala Tamilnadu & Middling Category states are A.P ,Karnataka &
Gujarat
#Finance Commision decides transfer of taxes from Central pool for every five years
#INS/Indian NewsPaper Society President --Ravindra Kumar Replacing K.N.Tilak
# China's Financial Capital is Shanghai
# My Driving Ambition book by Andrew Strauss
#Twilight book by Stephenie Meyer
#RIMPAC /The Rim of the Pacific Naval Exercises of USA in 2014 In which India Participating
#USA offered its Global Entry Trusted Traveler Network Programme which offered only to Select
countries like UK ,Germany ,South Korea ,Qatar nd now India as it will expedite the entry of approved
Indian Travellers at USA Border points .undeter this scheme which launched in 2008 on Pilot Basis ,
frequent travellers from approved countries must fill up an online application by paying $100 fee undergo
a background check nd interview nd submit fingetprints as Membership valid for 5Years .
#China provided 200Mn Yuan /$32Mn Grant to Afghanistan
Syria:
1. Syrias Dangerous Chemical Weapons Stockpile will be Destroyed by U.S Vessel at Sea Using
Hydrolysis
2. Latakia is a major Syrian city which is an established strong hold of president Bashar-Al-Assad

3. Russias permanent presence at the port of Tartus in Syria
4. Geneva II talks on to resolve the Syrian crisis to be held in 22
nd
January,2014
5. India offered its Help to Destroy Syrian Chemical Weapons in addition to $1Mn Contribution for
its Destruction by OPCW which is Steering the Disarmament Process
6. OPCW Team to Probe the Use of Chlorine & Ammonia Bombs on Civilian Targets by Syrian
Govt
7. International Donors Pledged to Alleviate Syrias Humanitarian Plight Kuwait
($2.4Bn+$500Mn) , Saudi Arabia($60Mn) , Qatar($60Mn) & USA ($380Mn)
8. Syrias Largest City Aleppo
9. Russia & China Vetoed / Blocked UN Security Council Resolution / Action on Syria to Refer to
ICC for Possible Prosecution of War Crimes & Crimes against Humanity Committed during 3-
Year Civil War Since 2011 Even Remaining 13 Members of UN Security Council Voted in
Favour of Resolution


Iraq:
Al-Qaeda Linked Militants Captured Cities of Ramadi & Fallujah in West Baghdad of Iraq
Iraq Closed Abu Ghraib / Baghdad Central Prison Which made Infamous by Saddam
Husseins Regime & US Forces due Security Concerns
Iran:
Iran offered its Frazad-B Gasfields to ONGC's OVL & Bandar Abbas Port in Iran
Arak Heavy Water Reactor / Production Plant in Iran whose Regional Arch rival is sunni
dominated Saudi Arabia
One of Biggest Salt Water Lakes on Earth Lake Oroumieh in Iran
Russian -Built Bushehr Nuclear Reactor Power Plant was Irans sole nuclear Power Plant
Iran unveiled Shaheed -129 / Witness-129@ Missile Carrying Drone & Iran can carryout
Uranium Enrichment Permitted by the Nuclear Non-Proliferation Treaty / NPT on which
Iran Signed
Iran unveiled Biggest Drone/UAV the Reconnaissance & Combat Drone Fotros
Shahed/Witness-129 Drone
Iran & Pakistan to Hold Joint Military Drills in Strait of Hormuz in 2014
2013- P5+1 & Iran talks were held at Geneva in Switzerland/Geneva-1 Agreement
P5+1 will free up some $6Bn of Irans frozen Foreign assets and ease insurance related
restrictions that have crippled the Iranian oil exports.
To stop / halt enriching Uranium above 5%, reactor grade , Freeze its stock pile of 3.5%
of enriched Uranium & dilute/neutralize its stockpile of 20% enriched uranium / convert
it to oxide.
Gachin Uranium mine & Arak heavy water plant inspections by IAEA/ UN Inspectors
Iran P5+1 Nuclear Deal will Take Effect from 20
th
January ,2014
U.S s NDAA / National Defence authorization Act,2012 extended its Exemptions / Exceptions
from sanctions imposed by U.S Nations Importing of crude oil from Iran@ 9 Nations are
Malaysia , India, China, South Korea, Srialnka , Singapore ,South Africa , Taiwan , Turkey
$4-5Bn IPI (Iran,Pakistan , India) & IIS(Iran,Iraq,Syria) Gas Pipelines i.e.Irans Giant South Pars
gasfield to India s West Coast , towards Syrias Mediterranean Port of Tartus which is Home to
Russian Base
#NPR/National Population Register administered by Registrar General of India and Census
Commissioner of India .NPR data is sent to UIDAI for generation of Aadhar numbers and if one
already has such a number given earlier by UIDAI then it is de-duplicated .Enrollment in NPR is
mandatory under Citizenship Act , whereas getting an 12 Digit Aadhar number is Voluntary but

central and several state governments to make the voluntary Aadhar scheme mandatory for access
to services and subsidies
#ExoMars Trace Gas Orbiter by 2016 European Space Agency and Curiosity's Successor in 2020
for the search of life on Mars .

#Iran unveiled Shahed /Witness -129 Missile -Carrying Drone


# World's 7th largest Economy is Brazil whose Petrobras is 4th Largest Oil company in the World &
Libra Subsalt Oilfields
#USA 's Oil giant Chevron & leading Internet companies like Google,Microsoft &Facebook
#USA National Security Advisor is Susan Rice
#Indira Gandhi centre for sustainable development in Somerville College was set up in 2012 with a
Indian Govt grant of 3Mn
#Europe (Ireland ,UK )Second biggest revenue generator for Infosys after North America
#Indian High Commissioner to UK is Ranjan Mathai replacing Jaimini Bhagwati
#NASA's Cassini spacecraft found Propylene @a chemical used to make household plastics containers on
Saturn's Moon Titan
#Somalia:
Al-Qaeda Linked Somalias Militia Group Al-Shabab Rebels Fighting to Overthrow Somalias
Internationally-Backed But Fragile Govt
Westgate shopping Mall Massacre held in Nairobi of Kenya by Al-Qaeda Linked Somalias
Militia group Al-Shebab Rebels
# 2013-Human Capital Indexon basis of economic potential of their labour force by WEF /World
Economic Forum --78/122 th rank India and 1st rank is Switzerland
# Kepler-7b is Planet beyond the solar system that has Clouds
#LCA /Light Combat Aircraft /Tejas has Kaveri Aero Engine
# Sachar committee on Social ,Economic and educational status of Muslims in India
# Russian President Vladimir Putin nominated for 2014- Nobel peace prize for his key role in preventing
USA missile strike on Syria and initiatives to dismantle Damascus Chemical weapons .
#Argentina's former Tennis World's No.3 David Nalbandian announced his retirement
# 2013- Champions Cricket League --Mumbai Indians vs Rajasthan Royals
#2013-IPL winner --Mumbai Indians
# USA's Patients Protection & ACA/Affordable Care Act,2010 / Obamacare:
It is Barack Obamas Health Care Legislation Passed in 2009 Under Patient Protection &
Affordable Care Act / ACA which Opened in 2013
Obama Poll slogan in 2008 was Yes We Can & in 2013 was Ctrl+Alt+Del
It is epoch-making Legacy of Health-Care Reforms / Health insurance mandate that all
Americans have health care insurance or face tax penalties .
Indian founded Firm Quality Software Services Inc Entrusted to fix Obama care site
Insurance companies must inform consumers about what benefits and protections will no longer
be included in their policies

#USA Government Shutdowns in 1995-96@Clinton -Era & Obama in 2013
#Hashim Committee on Urban Poor
# ISRO's MOM / Mars orbiter Mission by PSLV-C25(XL ) @450Crore @Mars missions become
possible once in 26 months based on positions of Earth and Mars
#Iran's greatest Regional Rival is Saudi Arabia

#China consumes 1/5th of all globalfood supplies yet possesses only 9% of World's farm land and
Chinese companies in process of assembling $400Bn fund to lease farmland in Ukraine to emerge as
biggest farm operator in Ukraine
#Adani group fined with 200 Crore for violations committed by their Waterfront development project in
Gujarat.
# Sunita Narain committee on to probe Adani Group violations and recommended Environmental
Restoration Fund of 2% .
# Bhuj Earthquake in Gujarat in 2001 .
# President Pranab mukherjee visited Belgium nd met King Phillipe nd PM - Elio Di Rupo
# British Energy giant BP to pay compensation for the 2010-Oil spill disaster in Gulf of Mexico
# Segara Anak Crater lake on island of Lombok in Indonesia
Maharatna Status:
Miniratna , Navratna & Maharatna Statuses were given by Govt of India in Recognition of their
Comparative Advantages
Maharatna Status was Introduced in 2009 to Raise Investment Ceiling from 1000Crore to
5000crore & Maharatna Companies can Invest 15% of their Net Worth on their Own
Pre-Requisite for Getting Maharatna Company Status is to have an Annual Net Profit of
5000Crore for 3Years , a Total Net Worth of 15000Crore & Turn Over of 25000Crore
#2013- World bank forecast ,Top destinations for Global Remittances are India,China,Philippines and
Mexico



# 2013- World youth women's Boxing championship held in Bulgaria -- Nikhat Zareen (India ) @ silver
medal
#2013- Russia's Anna Politkovskaya Award -- Malala Yousufzai(Pakistan )
#All-Women's Sharia Court Established in Pune of Maharasthra
#Vijay Kelkar committee on to prepare Roadmap to make India self- sufficient in Oil and Natural Gas by
2030
#Indo-Zimbabwean pair Sania Mirza and Cara Black
Won China Open Tennis Trophy
#Ireland voted to retain the Seanad / the Upper House of Irish Parliament
# Tiananmen Square in Beijing of China Open
#SAIL chairman --C.S.Verma
#2013-- Quadrangular cricket series of Under-19 -- India vs South Africa
# 2013 PGA Tours Golf Player of the Year for a Record 11
th
Time Tiger Woods
# Bill Gates:
3-Finger Salute in the World of Computers means Key Combination of Control+Alt+Delete
Bill- Melinda Gates Foundation funded Avahan India AIDS Programme / Initiative which
launched in 2003 is prevented 6 lakh HIV infections in India over 10 years
Worlds 1
st
Solar-Powered Waterless Toilet Designed , Built & Launched with $777,000
grant from Bill & Melinda Gates Foundation in India as e-Toilet
2014 Forbes MagazinesAnnual Ranking of Global Billionaires Worlds Richest Man /
Billionaires List Bill Gates (US Tech Tycoon & Co-Founder of S/W Firm Microsoft -
Top Rank@79.5Bn for 15 of Past 20Years ) & Carlos Slims ($72Bn @ Mexico)
Microsoft Founder Bill Gates to Become Worlds 1
st
Trillionaire
# Americans Turned Off Lights for a Minute on the Funeral of Thomas Alva Edison on 21
st
October
,1931
# Wilson Kipsang Kiprotich Set a World Record at Berlin in Mens Marathon on 29
th
September ,2013




#Bangladesh:
India's commercial export of power to Bangladesh has been commenced with the inauguration of
Bangladesh -India Power Transmission centre at western Bherampura adjacent to West Bengal on
5th October 2013.
Of the total 665Acres under adverse possession of Bangladesh, Assam will regain 397.5Acres
while Bangladesh will get 267.5Acres
Abdul Quader Mollah was Executed who A Key Allay of Pakistan Occupation Forces in 1971
who was Convicted by a War Crimes Tribunal for Genocide & Mass Rape during Nations
Liberation War .
Bangladesh National Anthem Amar Sonar Bangla Ami Tomay Bhalobasi / My Bengal of Gold ,
I Love You which was Composed by Poet Rabindranath Tagore that Inspired Nation during
Liberation War with Pakistan in 1971 During which 93,000 Pakistani occupation Forces
Surrendered to India Bangladesh Joint Command at 4:31 p.m on 16
th
December,1971
Worlds Leading Garment Retailers & Rana Garments Building Collapse in Dhaka in 2013

# Brazil get its Name from the Brazilwood Tree
# Hong Kong Actor & Resident Jackie Chan Helping to Campaign Against Ivory Hunting by
Supporting a Documentary Gambling on Extinction
#Hellen Keller who was Visually Impaired , Had No hearing and Listen to the People can remarkable by
Touching their Lips and Throat
# Vietnam Communist Country:
India agreed to Train 500 Submariners and will transfer 4 Naval Boats under a $100Mn Credit
Line
Vietnams MoU to award Tata Power a $1.8Bn Thermal Power project after a failed bid by the
same Company to set up a $5Bn Steel plant
Vietnams Offer for 3
rd
Country /Indias OVL for Oil Exploration in Kossor Block in Uzbekistan
US fast Food Giant McDonalds Opened its 1
st
Restaurant in Vietnam in Feb,2014
#Zimbabwe & Gambia president Yahya Jammeh has declared its withdrawal from Neo- Colonial
Institution Commonwealth & commonwealth imposed sanctions against Nigeria , Pakistan & Fiji .
#2013- commonwealth summit held in Colombo in Srilanka
#Twitterfiled $1Bn IPO
# Income Tax Department issued fresh demand notices for payment of Taxes to the Tune of 1000Crore
for Alleged Tax Evasion by Finnish Mobile Firm Nokia
#Railway was established in 1825 in U.K & in India in 1853 .
#India' s 1st LGBT / Lesbian ,Gay,Bisexual & Transgender Radio Station / Q Radio was unveiled &
Operated at Bangalore in September ,2013 & Mastermind behind the station is Anil Srivatsa .
# 2014- USA's Leo Szilard Lectureship Award - JNU Physicist R.Rajaraman
# India unveiled Vaccine JENVAC under public-private partnership to prevent Japanese Encephalitis
which is a Mosquito borne Viral Infection @ U.P
# Pakistan high commissioner to India is Salman Bashir
# West Bengal government imposed ban / prohibition on Bicycle riding and use of Non- motorized
transport in 174 designated roads of kolkata during workday / Round the clock
#2013- Champions League T20 Trophy - Mumbai Indians Vs Rajasthan Royals
#2013- Korean Grand Prix / Japanese Grand Prix / Abu Dabhi Grand Prix / US Grand Prix -
Sebastian Vettel (Germany - Redbull )
Note :Youngest Driver to Win 4 World Formula-1 Titles at the age of 26 years.
# 2014 Bahrain Grand Prix& Spanish Grand Prix Lewis Hamilton (Mercedes)


#2013 - World Heavyweight Championship - Vladimir Klitschko ( Ukraine )
#Tripura government provided permanent market place for Bangladeshi Businessmen in Agartala
#2012- Bangladesh Highest Freedom Honour Award / Swadhinathana Sammanona - Indira
Gandhi & 2013 - Pranab Mukherjee
# 2013- Bangladesh liberation War Honour - Ex-Preside Fakruddin Ali Ahmed and Ex-PM
Gulzarilal Nanda & Ex-Defence Minister V.K.Krishna Menon

# Medical Termination of Pregnancy / MTP Act ,1972 of India as per which Abortion is Legal
# Conduct of 2-Finger Virginity Test was Banned
# Forged Rail wheel Factory unit unveiled at Lalgunj in Rae Bareli in U.P.
# Indonesia:
World's Largest Democracy is India and 3rd Largest Democracy is Indonesia while world's
largest Muslim population is Indonesia while world's 3rd largest Muslim population is
India .
Indonesian palm oil's largest consumer is India while India's Biggest supplier of coal is
Indonesia.
South-east Asias Largest Economy s & Worlds 3
rd
Largest Emitter of Green House Gases
Indonesia was Once Dutch Colony with 130 Active Volcanoes such as Kamojang &
Mt.Sinabung
Indonesia forced to Quitits Membership of OPEC in 2008 which is Today Net Oil Importer
40% of Worlds Geo-Thermal EnergyResources are Located with the Potential to Provide
28gigawatts / GW of Energy =12Bn Barrels of Oil
1
st
Geo-Thermal Plant was Set up at kamojang
Indonesia Banned Exports of Unprocessed Mineral Ore
Indonesia Remains a Largely Commodities Driven Economy
Mount Sinabung Erupted in Sumatra Islands in Feb,2014

# world's largest Superconducting Solenoid Magnet is CERN's Large Hadron Collider / LHC
Particle Accelerator in Geneva of Switzerland
# G33 - Group of Developing countries
# Mukul Mudgal committee on Model Cinematograph Bill
# Mukul Mudgal Committee on to Probe Spot-Fixing Charges in IPL-VI Matches(SriSanth)
# world's 1st Smartphone with a Curved Display / Screen unveiled by Southkorea's Samsung
# Azerbaijan president Iiham Aliyev
# ASEAN countries to set up Nalanda University which reined in between 5th - 12th A.D and India
is biggest Financier of this venture including Australia , China & Singapore
# World Famous Universities from India are Takshashila , Nalanda & Vikramashila

Cyclones /Typhoons:
Cyclonic Storm Phailin / Sapphire (in Thai ) devastated A.P & Odisha
Typhoon Fitow devastated China
Typhoon Haiyan / Yolanda Devastated Philippines in November ,2013
# Mukesh Ambani led RIL to explore Venezuela's oil rich Orinoco belt , Junin 1 , Ayacucho 3 &8 ,
Boyaca 4 & which is its largest Crude oil supplier since May, 2012.
# OVL to explore oil rich Fajara belt , Petro Carabobo & Petro Indovenezolan Blocks in Venezuela

Libya:
Libya PM Ali Zeidan
Operation Dignity to Crush Jihadist Militias


#2013 - EU's prestigious SakharovHuman Rights Prize / European Parliament prize @ $65,000 /
50,000 -- Malala Yousafzai
# Canadian Alice Munro wrote Dance of the happy Shades
# 2013 - Indira Gandhi Award for National Integration - Agricultural Scientist M.S.Swaminathan
# 2013 - BASIC Summit held in Beijing of China
# RAY / Rajiv Awas Yojana for Slum free Urban Cities / areas development programme in 2011
# OPCW / Organization for Prohibition of Chemical Weapons -- H.Q The Hague in Netherlands --
189 Members -- Director General Jose Mauricio Bustani -- Works within framework of UNO &
Established in1997 by chemical Weapons convention to carryout Alfred Nobel's vision of
Disarmament @2013- Nobel peace prize
# India ,China,USA & Israel have not signed on ICC / International Criminal Court
# world's 1st Bionic Man / Robot with Artificial Organs , Limbs
# Snowden:
2013 - American Whistleblowers Award /Sam Adams Award for Integrity in Intelligence/
The Guardians Person of the Year (2013) -- Former CIA analyst Edward Snowden &
2010- Wikileaks Founder Julian Assange of Australia
Snowden Exposed Mass Surveillance Programme PRISM Operated by USAs NSA
Former U.S Spy Agency/ CIA analyst / Computer Specialist - Edward Snowden has taken
up a Website Job in Russia
NSA Pirated an Underwater Digital Transmission Cable SEA-ME-WE 4 Linking South
East Asia , Europe Via West Asia & Hacked into Computer N/Ws of 16 Companies
Managing Traffic B/W France , North Africa & Asia
Chinese Telecommunications Equipment Manufacturer Closely Linked to Govt of China
Huawei Servers Hacked by NSA
# Bengali Satyendranath Bose's Collaborative work with Albert Einstein in defining properties of
Higgs Boson /God particle in 1920's
# VCES / Voluntary Compliance Encouragement Scheme for Service Tax payments for the period
from 1st October ,2007 to 31st December 2012 & Tagline is Be smart , make a fresh start
# Historical Rice Bowl of India is A.P which worstly hit in 1977 @260 kmph in Chirala , 1996 in
Konaseema cyclone and Paradwip Super Cyclone in 1999 & 74 Cyclones since 1891 -2013
including Phailin but No Cyclones so far in west Godavari & Vizianagaram districts
# Worst cyclone Hurricane Katrina in USA@in 2005@ 280 kmph windspeed while Hurricane
Paradwip in India in 1999@305 kmph windspeed
# MI - Helicopter, AM -13 helicopter
# Cooperative societies will not come under Public Authority as defined under section 2(h) of RTI Act
which are not liable to provide information to General Public as per Supreme Court # City of Joy /
Kolkata

# Ada Lovelace Day on 15th October as regarded as 1st programmer who worked on Charles
Babbage's Famous Analytical Engine
# USA ' s Minuteman III Nuclear Missiles
# G-20 Finance Ministers Meeting held at Washington
# 2013- Bimal Roy Memorial Emerging Talent Award -Shivendra Singh Dungarpur for his
documentary Celluliod Man
# Food Security Law / Indiramma
# Wakf Boards control Wakf Assets representing Islamic Religious Endowments
# Indonesia :-
1)Pura Lingsar Temple Complex in Lombok of Indonesia .

2) World's most populous Muslim country & 3rd Largest Democracy with Spread over 17,000
Islands + 700 Languages +Wallace's Line + only recognises 6 Religions are Islam ,
Hinduism,Buddhism ,Protestantism , Catholicism & Confucianism .
3) Hindu -Buddhist Kingdoms ruled much of the territory encompassed by Modern day Indonesia
between 7-16 th Centuries
# NBA / Nirmal Bharat Abhiyan originally launched as Total Sanitation Programme in 1999 which
aimed at Eliminating Open Defecation by 2022 instead of 2017
# Judicial Appointments Commission Bill providing for constitution of a National Judicial commission
for appointment of Judges of High courts & Supreme court as per 120th Constitutional Amendment Bill
to Amend Articles 124 & 217 on appointments of Judges
# BCI / Bar Council of India chairman Manan Kumar Mishra & Co-chairman S.prabakaran
# Aluminium Major Hindalco promoted by Aditya Birla Firm whose Chairman Kumar Mangalam Birla
facing allegations including Cheating & Forgery along with then Coal Secretary P.C.Parekh under
Prevention of Corruption Act over Partial Allocation of an Odisha Coal Block to Hindalco about 8 years
ago instead of Block be allocated to PSU's
# Pakistan - India:
Bhagat Singh birth place is Bangay Village of Jaranwala in Faisalabad district of Pakistan & He
was executed by British in Lahore Central Jail on 23rd March,1931 in Lahore Conspiracy Case
The Hague-Based ICA / International court of Arbitration Allowed India to Construct
3600Crore Worth of 330-MW Kishenganga Hydro-Electric Project( Final Verdict on 20
th

December ,2013 as Pakistan Took Issue to ICA in 2010) in North Kashmir as Indias Right Under
Bi-Lateral Indus Water Treaty -1960 that Regulates the Use of Waters in Shared Rivers & to
Divert Water from Kishenganga for Power Generation in J&K and Kishenganga River (in India) /
Neelam (in Pakistan) which is a Tributary of Jhelum
Pakistan Rivers are CJI / Chenab , Jhelum & Indus
IWT-1960 Assigns Use of Eastern Rivers (RBS @Ravi ,Beas & Sutlej) to India While Use of
Western Rivers (CJI @ Chenab , Jhelum & Indus) to Pakistan
Baglihar Dam on Chenab River by India in 1990s @ ICA Verdict in Favour of India
LOC / Line of Control in Poonch District of J&K
Pakistan & Chinese collaboration :
Its largest Civil Nuclear Power project as Karachi Coastal Nuclear Power project k-2 &
k-3(2200 MW)
Diamer Bhasha & Dasu dams in Pakistan
Gaddani Power Park in Baluchistan will have 10 Coal based Power Projects
Its 1
st
Nuclear Power Plant Chashma-I & II , III & IV
Gwadar Port , Chashma Power Project , Karakoram Highway , Pakistan Aeronautical
Complex & Karachi civil Nuclear power Plant

Pakistan Increased Assistance for Reconstruction & Socio- Economic Development from U.S
$385Mn to U.S $500Mn
Pakistans Jahangir Khan & Jansher Khan were Legends in Squash Ball Game
Former Pakistani President / Chief of Army Staff / Military Ruler Pervez Musharraf Indicted
for Imposing Emergency & Subverting Constitution Unconstitutionally
Pakistan Human Rights Panel Urged Pakistani SC to Protect 150-Year Old Ancient Sri Ratneswar
Mahadev Temple Located in Karachi of Pakistan which will be Visited by Sikhs & Hindu
Devotees fromIndia

# India - Finland signed an Agreement to produce Ethanol Bio-Chemicals & Bio-Coal from
Biomass Residual Matters to promote use of clean technologies to cut Oil import Bill as a Pilot
Project since 75% of India's Ethanol requirements are met through Imports

# Central Bank of Srilanka Governor Ajith Nivard Cabraal & Srilanka's EthanolGDP Forecast
(2013-14)-7.5%
# world's 58th Nation to Sign the Multilateral Convention on Mutual Administrative Assistance in
Tax Matters for Automatic Exchange of Tax Information is Switzerland
# Helium book by Jaspreet Singh
17th -- 22th October 2013
# Railway Board Chairman - Arunendra Kumar
# Lavabit is encrypted email service once useful by NSA Whistleblower Edward Snowden ,is open
for Business once more atleast until 17th October 2013@Closed .
Lavabits founder Ladar Levison
# 2013 - Man Booker Prize - Eleanor Catton of New zealand for her The Luminaries & The
Rehearsal @28years as youngest ever writer to win this award by beating Ben Okri @32years for
The Famished Road in 1991.From Next year this prize will be open to American & other writers I.e
writers from all countries with British publishers as a part of english speaking world's most storied
prizes for writing @ 50,000
# 2013- CHOGM / Commonwealth Heads of Government Meeting to be held at Colombo in
Srilanka
# Typhoon Wipha devastated Japan
# Deep water Pelagic Fish which is the Longest Bony Fish in world is Oarfish
# Veteran social activist & daughter Tamilnadu's last Congress CM Bakthavastalam is Sarojini
Varadappan passed away .
# India must adopt a system of universal health coverage that is entirely Tax-funded and cashless
at delivery as recommended by Planning commission's High level Expert Group
# NGT / National Green Tribunal is a statutory tribunal created by parliament as a specialised
judicial and technical body to adjudicate on environmental issues and disputes as an effective
grievances redressal @NGT act ,2010.
# USA based ship Seaman Guard Ohio, Anti-piracy Vessel has been detained for sailing into Indian
waters without permission & for having Heavily Armed Security Guards on board by Coastal Security
Agencies of Tuticorin of Tamilnadu
# Legendary Astronaut Scott Carpenter of USA passed away
# NASA's spacecraft Cassini on Planet Saturn
#
Saudi Arabia - India:
Saudi Arabia which is for the first time elected by General Assembly to become a Non-
Proliferation permanent Member ,has rejected a rotating seat at the UN security council as
a mark of protest against the perceived inaction by world body against Syria
India- Saudi Arabia Signed on Labour Co-Operation Agreement for Domestic Service
Workers Recruitment
Saudi Arabias 1
st
Woman Editor of a Saudi National daily Soumayya Jabarti
2013- PeerReachs Worlds Biggest / Largest Active Twitter(Micro Blogging Platform)
usersSaudi Arabia, Indonesia,U.S(8
th
Rank) & Japan (9th)
2 Holy Cities of Islams Makkah & Medina in Saudi Arabia will be Connected by
Haramain High Speed Railway N/W Trains Project for which Indian Labour Force will be
Roped
India Saudi Signed on MoU On Defence Co-Operation , Science , Technology & Transfer of
Technology & strengthen Co-Operation in Area of Radio & Television
# Bahrain:
India Bahrain Signed on 3 MoUs such as Economic Engagement , Sports & Trade and Business


# Shobhan Sarkar ,Head priest of Shobhan Temple in Unnao , claims to have dreamt of 1000tonnes of
Gold buried under the Ruins of the dilapidated fort of Raja Ram Baksh Singh who fought against British
in Great Rebellion of 1857 in Buxar area of Daundiya Kheda village in Unnao district on the Banks of
Ganga River & ASI initiated digging process
# LIC chairman - S. K. Roy
# Chandrayaan-2 with a lander and a rover @launch on GSLV by 2016 .
# To prevent leakages in PDS ,Govt has decided to allow the states to construct / creation of Pucca /
intermediary Godowns in a 60:40 wages to material ratio under MGNREGA for storage of PDS
Food grains & States to provide the land at free of cost for the venture.FCI would provide PDS
food grains to intermediary Godowns which in turn distribute them to Fair Price Shops .
# German Defence firm Atlas Elektronik to supply ACTAS / Active Towed Away Sonars Systems of
Low frequency which can operate in deep as well as Shallow Waters & detect Enemy Submarines
,Warships and Torpedoes from a very long distance
# Raghuram Rajan committee in Evolving a composite Index of states based in which the centre
should allocate Funds to the states
# Trikant - stealth Frigate from Russia
# Hurricane Raymond devastated Mexican Coast
# TARC / Tax Administration Reforms Commision chairman & Advisor to Finance Minister is
Parthasarathi Shome
# Customs union of Belarus ,Kazakhstan & Russia is economic integration to a New level with the
implementation of the common economic space that provides for free movement of goods ,services
& people.India agreed FTA with customs union.
# Russia's Sakhalin-1 oil & gas project which operated by a unit of Exxon Mobil & Russian Rosneft
as partners who to build $15Bn LNG / Liquefied Natural Gas to process Sakhalin-1 Gas & ONGC
shows interest in Russi's Arctic Offshore.

# Chief Justice of India has the power to constitute a constitution bench comprising 5 / more
Judges to hear substantial matters of constitutional law.
#In 1998, Rajeev Gandhi Micheal Gorbachev Agreement for the Export of two 1,000-MWe
VVer(Voda Voda Energo Reactor / Pressurised Light Weight Reactor) but Physical work on
project started only on 31 march 2002.
# Russia is set to expand Military ties with Syria, Iran & Lebanese Hizbollah which is a top Allay of
Syria and Iran to emerge as a major player in the Levant and Gulf
# Iran unveiled Yassir Scan Eagle Drone(A model of U.S Scan Eagle Drone) and also Antei-2500
Missiles.
#Brunei s Sultan Hassanal Bolkiah introduced new Islamic Criminal Law / Shariah penal Code which
would be applied to muslims only that includes penalties like amputation for threft and stonning for
adultery will be enforced in 2014.
#
#Vatican City launched its Vatican Cricket Club at Vatican
#Russias State major Rosneft signed n Agreement with Chinas Largest Refining State company
Sinopec for the supply of 100 Million tonnes of Crude over the next 10 years.
#Russia- Netherlands spat over Arctic-30 (to free 30 Crew members of a Greenpeace Ship who were
detained during a protest against Arctic oil drilling.
# India-Bangladesh signed on Extradition Treaty. (The 2 countries will now be able to exchange convicts/
Under trails as and when required.
#India- China signed on Border Defence Co-Operation Agreement & MoU on Strengthening Co-
operation on Trans-Border-Reverse at The Great Hall of the People.
# Legendary Playback Singer (West Bengal) whose career spanned 70 years and who sang more than
3,500 songs in 16 languages including Kannada - Manna Dey(94) was passed away

#Most distant Galaxy ever seen as it was 700 million years after the Big Bang in The Universe
Discovered is Galaxy z8-GND-5296
# Milkyway forms only 2 to 3 stars per year
# Tata group and Singapore Airlines Joint Venture for launching a full Service Airlingis Tata-SIA
Airlines@FDI
With initial investment of $100 Mn where Tatas-$51Mn while SIA- $49Mn.
#Tata Group, Telestra Trade Place (Arun Bhatias Group) & Malaysian Airlines partnership for a low cost
Air-Carrier in India is AirAsia.
# JRD Tata started Tata Airlines in 1932 which was later Renamed as Air India & was subsequently
Nationalised in1953
#Tata Group- Sikorsky aircraft Corporation of U.S unveiled Indias First 100% indigenous Sikorsky S-92
helicopter cabin at its Hyderabad Facility.
#2013-Indian Grand Prix held at The Buddh International Circuit Winner Sebastian Vettel (Red Bulls
& Germany) where Inaugural Flag Waved by Olympic Bronze Medalist Boxer M.C. Marykom &
2012- Gagan Narang (London Olmpic Bronze Medalist- Shooter) , 2011- Sachin Tendulkar.

JAC Bill / The Judicial Appointments Commission Bill - 2013
1. The Constitution ( 99
th
Amendment) Bill -2013 which Initially Known as The Constitution (120
th

Amendment) Bill for Appointment & Transfer of Judges to the Higher Judiciary
2. JAC has 6 members such as Chief Justice Of India(as Chairman of JAC), 2 Senior most judges of
the supreme court (Judicial)& Law Minister and 2 Eminent persons (Non- Judicial) selected by a
panel consisting of PM, CJI & Leader of Opposition in Lok Sabha with Law Secretary as its
Convener
3. JAC under Chairmanship of CJI is vested with the powers to recommend the persons for the
appointment of Individuals with Outstanding Legal Acumen & Impeccable Integrity and Credibility
for Judgeship in SC & HCsto President of India which means the Rule of Seniority has been given
the Go-By
4. JAC has to be Passed In Parliament by 2/3
rds
Majority that would Replace Collegium System of
Appointments to HCs & SC

# DVD Region Code for India is 5/Five
#Worlds Longest Mountain Chain Andes
# Crossroads of the World / Times Square in New York
# Menieres Disease will affect Ear of the Human Body
# The New Maori Names for New Zealands North & South Islands are Te Ika-a-Maui & Te
Waipounamu
# Indias 1
st
Private Metro Service that Started its Operations from Gurgaon , Haryana on 14
th
November
,2013 Rapid Metro
# Mumbais 1
st
Metro Line / Versova-Andheri-Ghatkopar / VAG Corridor(11.4Km)
# Deadly Invention Louisette Originally Called as Guillotine
# 2013- IAAFs World Athletes of the Year Jamaican Sprinters Usain Bolt & Shelly Ann Fraser-Pryce
# Human Computer Shakuntala Devi Who Honoured with Google Doodle for her Arithmetic Talents &
Mental Abilities was Passed away in April ,2013

# Manda Krishna Madiga who Founded MRPS / Madiga Reservation Porata Samithi was Launched a
New Political Party Mahajana Socialist Party for Social , Economic & Political Justice for Weaker
Sections on 4
th
January , 2014
Kenya:
The West Gate Mall Massacre / attack in Nairobi of Kenya in September 2013 by Al-Qaeda
affiliated militants.

Kenyas Parliament Legalised Polygamy by Allowing Men to Marry as Many Women as they
Want

#Worlds largest Airport to be opened for passenger Traffic is Al-Maktoum International in Dubai.
# Worlds Tallest Manmade Structure - Burj Khalifa in Dubai
# The developed countries have committed to cut Green House gas Emissions by a paltry 3% from 2011
to 2020 which is less than a 3
rd
of the emission cuts that the rich countries have achieved between 1990-
2011 according to UNFCC/ U.N. Framework convention on Climate Change
#2013-Nritya Rupa Festival of India (A Mosaic of 6 traditional Dance forms of India such as
Bharatanatyam, Kathakali, Kathak, Odissi,Chhau & Manipuri) was inaugurated byVice- President of
India Hamid Ansari held at Peruvian capital of Lima and also he launched the Indian Chamber of
Commerce /INCHAM in Peru
# Tiananmen Square crisis in the heart of Beijing in China
Turkey:
Ancient Wonder Temple of Artemis Located in Ephesus Near Modern Town of Seluck in
Turkey
(One of worlds most earthquake prone nation)opened worlds First underwater Rail link as
Worlds Deepest immersed Tube Tunnel connecting 2 continents Asia and Europe, to realize a
project Dreamt up by the Ottoman Abdul Hamid in 1891amd which can stand an earthquake
with a magnitude of 9 is Marmaray @ $2.8Bn@ Bulk oh Financing came from the japan bank
for international co-operation
Turkey PM Recep Tayyib Erdogan Imposed Ban& Now Lifted Ban on US-Based Popular
Messaging Service & Social Media Giant /Social N/W Twitter(Turkish Court Ordered to Lift
Twitter Ban)on Grounds that It was Leaked / Highlighting Corruption Allegations against his
Inner Circle and Committed for Tax Evasion &Googles Video-Sharing Website You tube&
Now Lifted on Grounds that It was Leaked Audio Recordings Appeared there Purportedly of
Senior Officials Discussing a Possible Attack on Syria Ahead of Elections of an Election
Turkey is Worlds Largest Jailer of Journalists
Turkey PM Decided to Reshape Istanbul with New Construction & Closing Gezi Park led to
Protests

# 2013 - world banks the ease of doing business India 134/189 (131/189@2012 & Singapore Top ,
US@4th)
# # 2013 - world banks the ease of Starting business in 2014 List India 177/189 Nations
# Worlds largest Municipal solid waste generator is India which will become worlds most populous
country before 2030
#Kirit Parikh Committee recommendations on a price increase of Rs.5/- per litre in Diesel & Rs4/- in
Diesel and Rs.250/- in LPG cylinder , reducing the number of Subsidized Cylinders from 9 to 6 per
Annum / a methodology for pricing of Diesel and Cooking Fuel


# India Cuba inked a MoU for Co-Operation b/w Prasar Bharati & Cuban Radio and Television Institute
to Explore Co- Production opportunities in Broadcasting on Issues of Mutual Interest & India to supply
50 Buses to Cuba
# International President of Theosophical Society Radha Burnier was passed away
# China opened New Highway to Medong located the Border with Arunachalpradesh@ 117 Km
Highway-- $155Mn / 950Mn Yuan
# Tetrahedron A Solid geometrical Figure made up of 4 Triangular Faces
# Philosopher Socrates Killed Himself by Drinking the Poison Hemlock
#Ichthyophobia is the Fear of Fish

# Singer Norah Jones Father Sitar Maestro Pandit Ravi Shankar who won Bharat Ratna
#
# Justice Mukul Mudgal committee on to Revisit the Entire Legislative Framework & A New procedure
for appointments to Advisory Panels that Actually Views the Films
Note: Central Govt is the Sole Repository of Legislative Power & Executive Action and taken away the
Power from the State Govts to Ban the Films
# The statue of unity :(Narendra Modis Pet Project)
Indias 1
st
Union Home Minister Sardar Vallabhai Patel who Against the aboliton of Privy
councils
Bhoomi Pooja for the Memorial The statute of Unity on Sadhu Bet Island on Narmada River
& 3.2Km Down Stream of Sardar Sarovar Dam& Shoolpaneshar Sanctuary near Bharuch in
Gujarat on 31
st
,October ,2013 on the Eve of sardar Vallabhai Patel & His Death Anniversary on
15
th
December @ 2063Crore
182-Mtrs Statue with 58-Mtrs Pedestal which will be the worlds Tallest

# Marathi Ruler - Chhatrapati Shivajis Memorila Statue to be Unveiled at Nariman Point of
Mumba in Maharastra with 94-Feet Tall &> 2000Crore

Afghanistan
1. Operation Enduring freedom was launched against terrorist entities and the states by USA to
combat terrorists with a global reach on 13
th
November,2001 & ISAF/International security
Assistance Force has since been supported by U.S allies & Partners
2. U.S -Led NATO Troops / Forces Withdrawal from Afghanistan in 2014 & Complete withdrawal
in 2016
3. India provides developmental Assistance & Infrastructure Projects to Kabul@ $2bn where
Afghanistan could become Indias Economic Gateway to Central Asia
4. India Afghanistan signed on SPA / Strategic Partnership Agreement
5. BSA / Bilateral Security Agreement B/W Afghanistan USA which Opposed by Iran
6. Loya Jirgah/ Grand Tribal Assembly
7. India Allotted $11Bn Worth Hajigak Iron Ore project
8. Afghanistans 1
st
Ever Female District Police Chief Col.Jamila Bayaaz

# Venezuelas President Nicolas Maduro announced Social Programme Supreme Social Happiness to
Co-Ordinate >30 Welfare Schemes / Missions which Originally Started by Hugo Chavez in 1999
# Govt Allowed Manufacturing Units in SEZ / Special Economic Zones to Sub-Contract work to DTA /
Domestic Tariff Area(Unit outside India) for up to 3 Years instead of just 1 Year &should be Registered
with Central Excise Department as SEZs which Emerged as Major Export Hubs & Investment
Destinations
# Indias first Aerospace SEZ/ Special Economic Zone with several of SMEs to be setup at Adibatla near
Hyderabad as 24 companies formed as Samuha Engineering Industries Limited to generate global
business in Aerospace, defence, nuclear and other high precision products.
#IOR-ARC/Indian Ocean - Rim Association for Regional Co-Operation@IORA(2013)
2013- 13
th
meeting of the Council of Ministers of the IOR-ARC was held at perth in Australia
(2013-2015)who took over as chair of the Association from India (2011-2013) & Vice-Chair is
Indonesia(2013-2015)
IORA consist of 20 member states & 6 dialogue partners
# The worlds biggest exporter of Radioactive mineral Uranium is Australia.
#Lorenzos Oil:

Augusto Odone (Best Father who amazed Medical Profession) devised as apparent treatment for
his son Lorenzos(But Died) incurable Neurological disease & the treatment is called as
Lorenzos Oil which deduced that a mixture of 2 cooking oils such as Oleic acid and Erucic Acid
ALD/Adreno-Leukodystrophy which is a Genetic Disorder of Young Boys in which the Myelin
that products the nerves of the brain and spinal cord becomes progressively damaged and would
gradually lose ability to see, hear, eat and walk & finally death would soon follow
#Legendary Folk singer and Lambi Judai fame -- Reshma was passed away.

# The EU is worlds largest trading block
#Worlds trade uses 90% of maritime routes
#Tahrir Square and Ramses Square In Cairo, Egypt
# The U.S Prison for war on Terror is Guantanamo Bay in Cuba
# Vodafone Case:
1. U.K / British Telecom player Vodafone Company faces a Capital Gains Tax liability of
over Rs.11,200Cr, along with interest which entered in India in 2007 by Acquisition
/buying Of Hong Kong Based Hutchison-Whampoas Stake in Indias Telecom Major
Hutchison Essar in a $11Bn / 11,200Crore deal as Basic Tax Demand is 7990Crore But
Total outstanding is 20,000Crore after Including Penalty
2. Vodafones FDI proposal cleared by FIPB to invest 10,141Cr / 35.62 % to Buy Out
Minority Shareholders for rising its stake to 100% as at present it holds a 64.38% stake
in the Indian unit / Arm
# Finnish Firm Nokia which Sold its Mobile Unit to US S/W Giant Microsoft has Reduced
Workforce at Chennai Plant by 5000 Employees through a Voluntary Retirement Scheme / VRS
/ Golden Handshake
# Turkey and EU began a membership talks in EU
# 2013 - Star Sports Channels Brand Ambassador is M.S. Dhoni
# 2013FIDE World Chess Championship Worlds No.1 Magnus Carslen (Norway@23 &
Became the Youngest World No.1 at 19 Years) defeating Viswanathan Anand by 12-Game
Match 6.5-3.5 as held at Chennai in India
# Britains Prince Charles and his Wife Camilla took part in an Aarti on the banks of Ganga river
in Rishikesh during their 9 day visit to India.
# Father of the Indian Poultry Industry is Banda Vasudev Rao
# Indias first Hydrogen gas Filled Baloons maiden Flight at Race Course ground in Banglore
on 14
th
November 1963 by 2 German Licensed pilots 1. Hermann Johnnes Scheer and Alfred
Schulz with 14 year old Anil Kumar
#Malcolm Rifkind Committee on functioning of 3 major Intelligent Services of the U.K and on
allegations of a lack of transparency in their work.
#Brazil Celebrated a decade of Bolsa Familia/ Family Grant which has created a net of Financial
Assistance, Health and Educational Facilities & also empowered women
# Super Typhoon/ Strongest Storm Haiyan Devastated Philippines in Pacific Ocean & death toll
raised to 10,000 to whom European Commission decide to provide aid of $4Mn / 3Mn Euros to
help in relief efforts

# Gulf Emirate Dubai launched initiative to fight against Obesity among their Populations in the
name of 2013- Your Weight Campaign Prize Ahmad al- Sheikh(Syrian Architect) @ 2.8Mn
Dirhams / $ 762,942
Sri Lanka :

UNHRC High Commissioner Navi Pillay Called for Credible International Probe /
Inquiry into Alleged Sri Lankan War Crimes Committed in Sri Lanka During Final
Stages of Its Ethnic Conflict , Violation of International Human Rights & Humanitarian
Law Under UNHRC Resolution& Majority Simhala Community
UNHRC (47) has 14 New Members Including China, Cuba , Russian Federation &
Saudi Arabia etc
2014 USA/Western -Sponsored & Co- Sponsored by 41Nations - UNHRC Resolution
Against Sri Lanka Calling for an International Investigation into Alleged War
Crime,Rights Abuses & Demanding Accountability in Sri Lanka in which India
Abstained 1
st
Time from Voting in a 23(Backing Resolution)-12(Opposing
Resolution) Vote Where 11 Nations Abstained from Voting while 12 Nations
Opposed Resolution Includes Russia , China & Pakistan& Sri Lankan Govt
Rejected this Resolution
LLRC / Lessons Learnt & Reconciliation Commission on Rehabilitation & Resettlement
Includes those Pertaining to Missing Persons , Detainees , Reduction of High Security
zones , Return of Private Lands by Military & Withdrawal of Security Forces from
Civilian Domain in Northern Province& Sri Lankas Tamil Speaking North-East Crave
for Political rights & Complete Freedom
13
th
Amendment Made to Sri Lankan Constitution Following Indo- Lanka Accord of
1987 that Devolves Certain Powers to Provincial Councils
Kachatheevu Island was a Matter of Dispute B/W British India & Ceylon / Sri
Lanka which has No Agreed Boundary .
Indian Navy offered to Train Srilankan Naval Officers to Combat Piracy in the Indian
Ocean
OVL offered 13 Oil & Gas blocks in Srilankas Mannar basin (M3, M5, M6 blocks ) &
Cauvery Basin (C2 & C3 blocks)
Sri Lankas Trincomalee Power Company Ltd / Ceylon Electricity Board & Indias
NTPC(1
st
International JV of NTPC) Joint Venture / 50:50 in 500MW Capacity Coal-
Fired Power Plant at Sampur Power Plant in Trincomalee of Srilanka for which Sri
Lankan Govt Provided 1000 Acres Land in the name Private Company Ceylon
Electricity Board
Indian Housing Scheme for War Effected People in Sampur
Palk Bay is International Maritime Boundary Line & Traditional Fishing Grounds
Conflict B/W Tamil Nadu Fishers & Northern Sri Lankan Fishers on Indian Ocean



# India Kuwait held talks to take relationship beyond the present buyer-seller partnership
between them.
# 2013 ASEM/Asia Europe Meeting held at Gurgaon in Haryana.
# Satellite GOCE which was launched in 2009 to map Earths Gravitational field is likely to
crash/ hit earth in unpopulated areas/oceans/polar regions
# 2013 - Hero Indian open Golf Tournament Mohammad Siddikur@$1.25Mn
# Indian Film maker RiturParno Ghosh was passed away
# Basantimata Mine located at Nirsa of Dhanbad in Jharkhand.

# E- Cigarettes are pen-sized battery powered devices that stimulate smoking by heating and
vaporising a liquid solution containing Nicotine
# ViswanatahnAnand won his Last of 5 World Chess Titles in Moscow , Russia
#English Shire Considered as Tallest Breed among Horses
# Italian Physicistwho Invented Battery in 1800s Alessandro Volta
# A Street in Markham , Ontario was Recently named after Oscar-Winning Indian
A.R.Rahman
# 2013 Google Doodle Award Winner Bharat Ratna C.V. Raman(on His 125
th
Birthday on
7
th
November , 2013)
# River Jordans Mouth is Dead Sea

# Computers Related Topics:
World Wide Web Proposal Published by Tim Berners Lee on 12
th
November ,1991
With Microsoft Application Power point , One Can Create Slideshows & Presentations
# UNFCC / Warsaw Treaty
2013 19
th
Conference of the parties / CoP-19 to U.N framework convention on climate
change held at Warsaw in Poland (On Cut in Global Green house Gas Emissions/GHG-
India wants to retain the Kyoto protocols preferential treatment of developing countries)
USA declared that it has no plans to ratify the Kyoto protocol which imposes a binding
emissions cut on developed countries
G-77+China served Ultimatum on Developed Countries to set up a New Mechanism
# NASAs Cassini Spacecraft released 1
st
ever Natural Colour Mosaic of Saturn Planet which
has & Moons & Rings and Earth, Venus & Mars which all are Visible. Saturns rings out to the
E-Ring which is Saturns 2
nd
Outermost Ring

# Successor State of A.P / Seemandhra:
1. The A.P Re-Organisation Bill-2103(Relating to Bi-Furcation of State A.P& Creation of
New State Telangana that Requires 2/3
rds
Majority in Parliament to Amend Article -371
D ) Approved as The A.P Reorganisation Act ,2014as per this, Governor and
Hyderabad as Common Governor & Common Capital for 10 Years for Both A.P &
Telangana
2. Tucker Committee Appointed to Oversee A.P State Bi-Furcation Process by Chief
Secretary /CS of State P.K.Mohanty
3. Successor State of A.P / Seemandhra(13 Districts Including 4 Districts of North
Coastal Andhra) will Become 12
th
State with Special Category State Status(Bulk of
90% Additional Central Assistance/Aid / Financial Assistance would be in the Form of
Grant and 10% in Loans which Routed through Panel to Seemandhra RegionInstead of
30% Grant & 70% Loan in General Category + Besides 100% Excise Duty Exemption
for 10 Years + 15% Investment Subsidy for Plant & Machinery + 100% Income Tax
Exemption to All New Units for Initial Period of 5 Years ) in India after 8 North-
Eastern States , Uttarakhand , Himachal Pradesh and J&K for a Period of 5Years
1. 25 Loksabha Seats / Parliamentary Constituencies + 175 Assembly Constituencies to be
Allocated to Residuary A.P/ Seemandhra& 17 Loksabha Seats /Parliamentary

Constituencies + 119 Assembly Constituencies to be Allocated to Telangana State
During General Elections to 16
th
Lok Sabha / Assemblies in 2014
2. Number of Seats in Seemandhra Legislative Assembly Increased to 225 Seats from 175
Seats While Number of Seats in Telangana Legislative Assembly Increased to 153 Seats
from 119 Seats in Tune with Provisions of Article -170 of Constitution
3. It Took 3Months for Govt to Create Uttarakhand , Chhattisgarh & Jharkhand in
November ,2000
4. RBI Created Separate Consolidated Fund of Telangana State which will Become
Operational from 2
nd
June ,2014 as Consolidated Fund A/C will Facilitate All taxes to be
Accrued to State as well as Central Devolution to be Deposited into a Separate A/C
5. President of India Promulgated Ordinance for Transfer of 136 Villages + 211 Hamlets +
7 Mandals of Khammam to Seemandhra
6. Polavaram Multipurpose Dam to Seemandhra

# Greenhouse Gases making Worlds oceans Hot, Sour & Breathless and Worlds Oceans are
getting more Acidic because of Increased Carbon dioxide from the Burning of Coal , Oil & Gas
in the Water. World Ocean pH is 8.0 now and Coral Reefs are among the most Vulnerable
Species to Ocean Acidification
#The Pink Star Diamond / Gemstone graded as a Type-IIa sold for $83.425Bn (59.60 Carat)
# Kasturirangan Committee has Identified 13,108 Km of Western Ghats I Kerala as Ecologically
Sensitive Areas / ESA where to prevent mining and construction activities in large tracts of the
Western Ghats.
# Madhav Gadgil Committee: on WGEEP / Western Ghats Ecology Expert Panel that
Mandates to Identify ESAs / Ecological Sensitive Areas in Western Ghats , To Recommend
Environment Oriented Development & Conservation Strategies to be Followed
#Worlds Biggest Rainforest and Ecosystem is Amazon Region in Brazil
# 2013- CII Presidents Award - Tata Group Chairman -- Emeritus Ratan Tata
# Obama thanked London-Based Indian Steel Baron Lakshmi Mittal for investing in Recession
Hit America and creating jobs with $70Mn Arcelor Mittal Cleveland Steel Factory which is the
largest supplier of steel to the auto sector in USA
# Retirement Fund Body EPFO will pay at least 8.55 rate of return on PF deposits for 2013-14 to
its over 5Crore Subscribers by its Apex Decision Making Body CBT / Central Board of Trustees
which would have to meet at least Twice before deciding Interest rate on PF Deposits for the
Current Fiscal
# Nobel Literature Prize(2007)winning Author Doris Lessing (Persia/Iran & her Books Martha
Quest to the Four Gated City,Children of Violence & The Golden Note Book)
# 2013- Honorary Oscar Award for Humanitarian Work at Governors Awards Angelina Jolie
# Europes Most active Volcano Mt. Etna was Erupted at Catania in Italy
# SAILs Mining Operations at Gua Iron Ore Mines , Durgaiburu , Jhilingburu-I &II, Topailore
in Jharkhand
# OVL / ONGC Videsh Ltd:
Indias OVL to explore 2 oil Blocks in Phu Khanh Basin of South China Sea that is
Contested by China
OVL to Explore Gas & Oil Blocks in Cauvery Basins C1,C2,C3 + Manner Basins
M1,M3 in Srilanka

OVL Shut Down its Oil Fields of Greater Nile Oil Project (25%)& Block 5A(24.125%)
in South Sudan
OVL Paid $2.475Bn to Videocon Group for Acquiring 10% stake in a Giant Gas Field
Mozambique
OVL & UAEs Investment Firm Mubadala Joint Investment in Upstream Projects
# Australian Foreign minister Julie Bishop Visited India
# Tiwas Tribe in Assam Kept 15
th
A.D. Jun(Moon-Shaped)beel(Water Body) Mela / Barter
Trade Fair Alive underAuspicious of Gorbar Kingdom which was Introduced by Gova King
was Rarest of Rarest Festivals where Both Tribals & Non-Tribals of Assam & Meghalaya
Practice a Barter System for Exchanging Agricultural Produce in a Festive Manner at End of
Assamese Magh Bihu Period
# 2013-APEC/Asia-Pacific Economic Co-operation summit held at Bali in Indonesia
# 2013 IFFI / International Film Festival of India to mark 100
th
Year of Indian Cinema was
held at Panaji in Goa(10
th
Time) which was Inaugurated by Hollywood Actress Susan Sarandon
# Asias 1
st
Luxury Hotel & Erstwhile Great Eastern Hotel (1840-2006 )in Kolkatais restored &
renamed as The Lalit Great Eastern Hotel on 1
st
February , 2014 as Continents Longest Running
Hotel which became 1
st
Hotel in India to be fully Illuminated with Electricity in1883

# VVIP Scandal / Scam:
India Govt Terminated 3726.96Crore / 556.262Mn Euro Deal for the supply 12 VVIP
AW 101 Helicopters to India by Anglo-Italian Helicopter Supplier Finmeccanicas
Subsidiary Firm - Augusta Westland on the Grounds of Breach of Pre-Contract Integrity
Pact / PCIP on 1
st
January , 2014
It Revealed that Middlemen had been Used with a Payment of 360Crore in Kickbacks


# Googles Nexus 7 Hits Indian Stores
# Indian Nitin Desai chosen for Global Panel to Address the Future Internet Governance Issues
Tehelka Case:
Tehelka Founder - Editor in Chief Tarun Tajpal Convicted on Allegations of Sexual
Assault leveled by one of its Employees / a women colleague
Tehelkas Urvashi Butalia Committee to be held to Probe the Issue
The Valley of Masks Book written by Tarun Tejpal

# Tropical Cyclonic Storm Helen&Lehar in A.P
# Pakistan P.Ms Youth Programme Chairperson - Maryam Nawaz Sharif which contains 6 Components like
Interest free loans, Training scheme, Skills Development Programmme , Free laptops , Reimbursement of Fees for
Students apart from Business Loans
# Union Health Ministry made it Mandatory Audio-Visual Recording of the Informed Consent
each Subject in a Clinical Trial in addition to obtaining his / her Written Consent
China:
String of Pearls / Ports Project in South Asia by China
2014 - New Chinese Year is Year of Horse
Malacca Straits Key route for Chinas Energy Imports
2014- Milan Naval Excercises B/W India-China

China Elected among 14-countries to Serve on 47-Member Body of UNHRC for Period
of 3Years (Nov,2013 Nov,2016)
Barack Obama Met Exiled TibetanSpiritual & Cultural Leader Dalai Lama in
Washington in Feb,2014 & earlier in 2010 and 2011
China Claimed Disputed Paracel / Xisha Islands Argues that Falls within its EEZ /
Exclusive Economic Zone Located 200 Nautical Miles from Vietnams Own Coastline

ADIZ / Air Defence Identification Zone:
China has set up ADIZ / Air Defence Identification Zone On East China Seas
Disputed Islands Diaoyu(China) Senkaku (Japan ) to track Aircraft over the
parts of the disputed East China Sea on 23
rd
November,2013
1
st
US 1
st
Lady to Visit China Independently Michelle Obama in Mar , 2014
India-China Signed a MoU on IT Co-Operation
Disputed Territories B/W China-India @ Aksai Chin-Border in LAC , Arunachal Pradesh
, Trans-Karakoram Tract & Depsang Plains in J& K
China attempted to Block a $60Mn ADB Bank Flood Management Programme for
Arunachal Pradesh which is Disputed Region B/W China India
India Signed BDCA / Border Defence Co-operation Agreement to Defuse Tension in
Ladakh on Border with China
India China Trade Border Through Nathu La Pass B/W Sikkim & Shigatse Prefecture
in Tibet Re-Opened Only for 6Months from 1
st
May 30
th
November
BCIM Economic Land Corridor / Bangladesh China- India-Myanmar
21
st
Centurys Maritime Silk Road (To Build Ports/ String of Pearls Project, Set Up
Trade Zones & Boost Maritime Connectivity + Chinese Economic & Maritime Links
with Both Southeast Asia & IOR/Indian Ocean Region Nations including Bangladesh &
Sri Lanka+ 10Bn Yuan/ 10,000crore Fund for Maritime Silk Road) as Response to
String of Pearls(China Intended to Build Military Bases in Littoral Countries from
Sri Lanka to Pakistan & Bangladesh)& Hambantota Deep-Sea Port Project by Sri
Lanka China to Connect Pacific & Indian Ocean
String of Pearls Project Gwadar(Pakistan) , Hambantota(Sri Lanka) &
Chittagong(Bangladesh)
China Instituted 3Bn Yuan / $500Mn Maritime Co-Operation Fund
China has Overtaken India to Become Largest Contributor of FDI to Nepal
China Taiwan Held Historic talks Since Chinese Civil War in 1949 although Both have
China to Build Worlds Longest Under-Water Tunnel Beneath Bohai Sea by 2026
Connecting Port Cities of Dalian in Liaoning Province & Yantai in Shandong Province
with 123Km @ 220Bn Yuan / $36Bn to Surpass Worlds 2 Longest Under Water
Tunnels like Japans Seikan Tunnel & Channel Tunnel B/W Britain & France
China Emerged as Largest Buyer / Consumer of Gold in World in 2013 by Surpassing
India as Largest Buyer / Consumer of Gold in World According to Gold Demand Trends
Report of WGC / World Gold Council
India China Signed on Panchsheel Treaty (1954) Enshrining 5-Principles of Peaceful
Co-Existence B/W 2-Nations

2013- 9
th
WTO Ministerial Conference held in Bali , Indonesia


#2013- Wiki Loves Monuments India Prize A Panoramic photo of the Brihadeeswara temple
in Thanjavur of Tamil Nadu
Thailand:
Googles Street View Imagery is a Part of Googles Maps which is Available in 55
Countries that Carves throughStreet View which will give 360 Degree View of
structures Added One of Oldest Heritage Monuments in World Angkor Wat
Architectural Temple Complex (100 Temples Complex Including Ta Phrom Temple) in
Cambodia & Last Heritage Monument Put on Street View was Taj Mahal in 2014
Thailand Declared 60-day Sate of Emergency in Bangkok to Tackle Mass Protests which
were Erupted Due to Thailand PM Yingluck Shinawatra of Being a Puppet for her
Brother & Former PM Thaksin Shinawatra who was a Controversial Tycoon-Turned-
Politician who was Ousted as PM in a Military Coup in 2006 & Who lives in Exile in
Dubai to Jail for a Corruption Conviction
Thailands Constitutional Court Dismissed , Thailand PM Yinglick Shinawatara & 9
Ministers for Improper Transfer of a Top Security Official
Thai Royal Family Celebrated Golden Jubilee for Possession of Largest Cut & Faceted
Diamond in World
Worlds Longest Reigning Monarch -Bhumibol Adulyadej
Thailand Military Junta Chief / General Prayut Chan-O-Cha Seized Power in a Military
Coup &Imposed Martial Law on 20
th
May ,2014 due to Anti-Govt Protests / Political
Bloodshed & Red Shirts Movement Allied to Ousted Govt
Supreme Court:
Retirement age of subordinate Judicial officers in States / U.T.'s is 60 years while High
Court Judges is 62 Years and Supreme Court Judges is 65 Years .
SC Directed Election Commission to Include NOTA / None of the Above Option in
EVMs & Ballot Papers in Order for the Voters to Exercise their Right to Reject Un-
Deserving Candidates
SC Upheld Law Fixing Juvenile Age at 18Years as it is Constitutionally Permissible
SC Ruled One Rank One Pension for HC Judges under A-14 of Constitution of India
SC Recognised Transgender Community as 3
rd
Gender / Others along with Male &
Female on 15
th
April,2014 and also Directed Centre & States to Treat them as Socially
and Educationally Backward Classes & Extend Reservation for Admission in Educational
Institutions & for Public Job Appointments
SC Ruled that CAG can Audit A/Cs of Private Telecom Firms that Share their Revenues
with Govt in Addition to Govt & Public Sector Companies as they Uses Public / Natural
Resources in its Business & Sharing Revenue with Govt
SC Held Imposition of Mother Tongue as Medium of Instruction in Primary Classes in
Govt Recognised , Aided , Un-Aided Private School was Unconstitutional as State has
No Power Under A-350A of Constitution to Compel Linguistic Minorities to Choose
their Mother Tongue Only as a Medium of Instruction in Primary Schools
SC Banned Jallikattu / Bull Fighting & Bullock Cart Racing in Tamil Nadu

# Australias Red Bull Formula-1 racer - Mark Webber was announced his retirement.
#Indonesias Mount Sinabung Volcano on the island of Sumatra was erupted



# Japan:
It is the largest source of aid & key player to improve Indias poor infrastructure such
as Japanese financed Western Freight Corridor, Delhi-Mumbai Industrial Corridor &
Bangalore Metro Rail Project
Indo-Japan signed on CEPA/ Free Trade Pact.
Partnership in Delhi-Mumbai Industrial/ Infrastructure Corridor & Delhi-Mumbai
Freight Corridor
Japan PM Shinzo Abe Became 1
st
Leader to Visit Controversial Yasukuni War
Shrine(Honours Japans Civilian War Dead
Japan Cancelled Its Annual Antarctic Whaling Hunt for 1
st
time in More than 25Years
after a UN Court ICJ asked Japan to Stop its Whaling Programme in Antarctic as It was a
Commercial Activity Disguised as Science Where Japan Calls it as Scientific Research
Japan Pledged 500Mn Yen /$5Mn for Agricultural Transformation in Ethiopia & Offered
Support to Expand its Geo-Thermal & Renewal Energy Capacities
Japan also Promised 70Bn Yen /$ 672Mn Worth Investment in Mozambiques Natural
Resources Sector & To Build 4 LNG Units with a Total Capacity of 20Mn Metric Tonnes
per Annum by 2018
2014 Indo-Japan Joint coast Guard Exercise Drills Sahayog Kaijinheld in Kochi


# World bank has banned PCL/Progressive construction limited from any world bank
financed projects founded by Union textiles minister K. Sambasiva Rao for at least 11 years
for engaging in Fraudulent practices in execution of 3 contracts for a National Highway
project in connection with Lucknow Muzaffarpur National Highway project
# Oxford Martin Commission on creation of a 20-30-40 coalition to counter act climate change
& to break grid lock on multi-lateral negotiations. Besides G20 nations, the Coalition should
comprise 30 citites affliated to world business council for sustainable development and the
existing C40 cities initiative / for future generations on the risks of a short term approach to
global governance merits consultation
# Union Health 7 Welfare Ministry to set up Birth waiting Homes/ Healthcare centres to
Pregnant Women in Remote areas to gain access to parental Care as their due date nears / at least
1 week before her Delivery date by Hiring Palanquins / Carts under NRHM & Govt pays it
# Malala Yousafzai:
Pakistani Teenager Shot in the head along with kainat Riaz & Shazia Ramzan in Swat
Valley in 2012 by Taliban fir Girls Education has been named as
2013 GG2/ Garavi Gujarat 2 Hammer Leadership awards as Britains Most Influential
Asian
2013 United Nations Human Rights Prize - Malala
# Sachin Tendulkar has been named the regional brand Ambassador by UNICEF India
representative/South-Asia regional Director-Karin Hulshof to promote its total sanitation
campaign in India, Pakistan, Srilanka, Bangladesh & Nepal
# Krishna Water Disputes Tribunal :
Brajesh Kumars(2013) Led KWDT II / Krishna Waters Disputes Tribunal(on 3
Riparian States are Karnataka, T.N & A.P) decision to Allocate Waters on 65%

Dependability under which Karnataka to get 105 tmcft & Maharastra to get 35 tmcft of
assured Additional Water Allocation Instead of Existing 75% Dependability

# Comet Ison Survived its close encounter with Sun which was a Dirty Snowball from the
Fringes of the Solar System that was 1
st
Spotted by Russian Telescope in September,2012
# Cauvery Water Disputes Tribunal :
CWDT Chairman B.S. Chauhan & Cauvery River Authority Constituted in 1998 to
Ensure Proper Implementation of Award
CWDT Tribunal Constituted on 2
nd
June,1990 & Gave its Final Verdict on 5
th
February
,2007
As per Final Award Tamil Nadu 419tmcft(Against Demand for 562tmcft) , Karnataka
270tmcft(Against Demand for 465tmcft) , Kerala 30tmcft & Puducherry 7tmcft
The Actual Release of Water by Karnataka to Tamil Nadu will be 192tmcft a Year &
From it Tamil Nadu will Release 7tmcft to Puducherry
# Cobrapost:
It is Investigative Website & its undercover Operation is Operation Blue Virus --
Exposed certain IT firms fro Misusing Social Media platforms like Facebook , Twitter &
YouTube to help politicians artificially Boost their popularity with fake Likes &
Followers and running Campaigns against Rivals even triggering Panic among Minority
Groups @ BJP is Frontrunner
Operation Falcon Claw 11 MPs Reportedly agreed to Lobby for Fictitious Oil
Company/ Firm for a Consideration Ranging From Rs.50,000/- to 50Lakh
CP Sting Operation on Babri Masjid Demolition on 6
th
December ,1992@ 2 Dozen
Members Invovled with Ram Janmabhoomi Movement by Sangh Parivar
# 2013 Eastern Partnership Summit held at Vilnius in Lithuania
# Worlds Largest CSP / Concentrated Solar Power Project based on CLFR Technology supplied
by French Giant Areva SA Company with cost of 2100Crore by (any Private sector Entity)
Reliance Power Ltd. &also financed by ADB, EXIM Bank of U.S, Netherlands & Axis bank at
Jaisalmer district in Rajasthan by March,2104

# 2013 Macau open Grand Prix Gold Badminton Title P.V.Sindhu Vs Michelle Li (Canada)
# 2013 World Badminton Championship P.V.Sindhu(1
st
Indian to have Won a Medal in
Womens Singles )
# 2013 Malaysian Open Grand Prix Gold / Macau Open Badminton Championship
P.V.Sindhu
# Worlds Largest steel Maker Arcelor Mittal & Japans Nippon Steel Plant and Sumitomo
Metal Corporation will Jointly Acquire / Buy Thyssenkrupp Ags U.S steel Mill for $1.55Bn
# Sonia Launched FM Rainbow Channel (102.8 MHz) ,Roads Built(10Crore) Under PMGSY /
PM Gram Sadak Yojana & laid Foundation Stone for Rae-Bareli MaharajGanj-Akbarganj Rail
Line in Rae Bareli of U.P
# French Nuclear Giant Areva SAs Biomass Energy Unit at Chennai
# Article 370:
Article 370 which Guarantees a Special Status to J&K and is not Revocable because it
is of permanent nature in constitution of India
Constitution of J&K which Signed into Law in 1957 & J&K is Integral Part of India But


# PM Manmohan dedicated GAILs 1000km Long Dabhol(Maharastra) Bangalore Gas
Pipeline to the Nation
Myanmar:
International Border fence B/W India-Myanmar is Moreh in Manipur Bordering with
Myanmars Tamu Town
2013 European Unions 1990- Sakharov Price for Human Rights-Aung San Suu Kyi (Nobel
Peace prize winner).

# ICCs Cricket Awards -2013:
2013- ICCs LG People s Choice Award M.S.Dhoni(India)
2013- ICCs Spirit of the Cricket -- Mahela Jayawardena (Srilanka)
2013- ICCs Women ODI Cricketer of the Year Suzie Bates (New Zealand)
2013- ICCs T20I Performance of the Year Umar Gul (Pakistan)
2013- ICCs Women T20I Cricketer of the Year Sarah Taylor(England)
2013- ICCs Emerging Cricketer of the Year Cheteshwar Pujara(India)
2013- ICCs Sir Garfield Sobers Trophy for ICC Cricketer of the Year Michael
Clarke(Australia)
2013- ICCs Test Cricketer of the Year -- Michael Clarke(Australia)
2013- ICCs ODI Cricketer of the Year Kumara Sangakkara(Srilanka)
2013- ICCs Associate & Affiliate Cricketer of the Year Kevin OBrien(Ireland)
2013- ICCs David Shepherd Trophy for Umpire of the Year Richard
Kettleborough(Emirates Elite Panel)
## 2014 BCCI Awards:
2013 Col.C.K .Nayudu Trophy for Life Time Achievement Award Haryana
Hurricane & Former Indian Captain Kapil Dev (25Lakhs +Trophy+Citation ) & 2012-
Sunil Gavaskar
Polly Umrigar Award for Best International Cricket in 2012-13 R.Ashwin
Lala Amarnath Award for Best Ranji All-Rounder in 2012-13 Abhishek
Nayar(Mumbai)

# International Current affairs Magazine Newsweek Plans to Re-launch its Print Edition in 2014
since its Ceasing of Publication in 2012 to Focus on its Website The New york times
# Egypt:
Army Chief of Egypt who was the Face of Anti-Morsy Protests & Ouster in July,2014 to
Contest for Presidential Elections Abdel Fattah El-Sisi
683 Supporters of Ousted Islamist President Md .Morsy Sentenced to Death after a
Mass Trial by Highest Islamic Authority Grand Mufti
Hosni Mubaraks 30-Year Brutal Rule Ended in Januray ,2011
Egypt Depends Aid from Saudi Arabia , UAE & Kuwait which Gave $12Bn In Aidz

# Google Glass /Googles Computer In An - Eye Glass is a Device features thumbnail Size
transparent display above the Right Eye & This Technology not be made Available to Public
Until 2014
# 2013- BRICS & Emerging Countries Highest Ranked Top 100 Educational Institutions of the
Country Punjab University(131 Years Old) Overtook JNU & IITs in India and Only China &
Taiwan are having Top 100 Universities
# Asian City - Singapore is Orchard Road Known for its Shopping Malls & Hotels

# Wizard of Indian Hockey & 3-Time Olympic Gold Medallist Major Dhyan Chand was
Passed away on 3
rd
December,1981

# South Korea / Republic of Korea:
South Korean Steel maker POSCO / Pohang Steel Company s $12Bn Worth Proposed
Steel Plant in JagatSinghpur District of Odisha
India South Korea Signed on 9 Pacts Such as to Set Up Korean industrial Park in India
& MoU on $10Mn Joint Fund for Joint Applied Research
DTAA / Double Taxation Avoidance Agreement Signed B/W India South Korea
South Koreans Cancelled their Credit Cards due to Countrys Largest Ever Leak of
Private Financial Information
Ferry Sewol Capsized with 476 School Children in Seoul for Which South Korean PM -
Chung Hong Won Resigned


# ACME Cleantech Solutions joined with French Renewable Energy Giant EDF Energies
Nouvelles to set up 200 MW solar power plants in Madhya Pradesh, Odisha in India
# South Africa:
Nelson Mandela / Madiba :
20
th
Centurys Great Figure/Last Great Liberator of 20
th
Century/Global Peace /
Africas Last Great Statesman/Anti-Apartheid(Racial Division)Revolutionary/1
st

Democratically Elected Black president(1994) of South Africa who joined ANC H.Q
at Shell House in Plein Street in Johannesburg /African National Congress in 1943 -
Nelson Mandela(95)/ Madiba (LLB) was passed away on 5
th
December , 2013 who
Born on 18
th
July,1918 & His Body arrived at his Ancestral Home of Qunu in Eastern
Cape Town
He spent 18 years in Robben Islands Out of 27 Years Captivity in Victor Verster
Prison & released on 11
th
, February ,1990.He Conferred with Bharat Ratna(1990) &
Nobel Peace Award(1993) for Ending Minority White Rule & laying Foundation for
Democracy was Shared Along with South African Vice-President F.W.de Klerk
who was Last White President
Mandela: A Long Walk to Freedom film Produced by Anant Singh
Parliament adjourned 5-day State Mourning from 6
th
-10
th
December ,2103 in Tamil
Nadu & national Flag will be flown Half- Mast
SA Allowed Muslim Marriages for 1
st
Time
SAs Johannesberg got Its 1
st
Gurudwara

# Vishnuprayag hydro-Power Project near Alakananda River in Uttarakhand
# Government allotted 12% interest subvention / Interest -free loan of 6,600Crore for Cash-
Strapped Sugar Mills / Industries for Payment of Cane Arrears to Farmers which can be Re-paid
in 5 years with moratorium of 2 years. Revenue sharing model for sugar mills suggested by C.
Rangarajan Committee
#Atlantic Icy Winter Storm Xaver with Hurricane force winds devastated Europe
# Indian Government appointed US based Law Firm Curtis, Mallet Prevost, Cole & Mosle
LLP for representing it in International Arbitration between Indian Government & Mauritius

Based Khaitan Holdings which is seeking damages about $1Bn as its 26.95% state in Loop
Telecom whose 21 telecom 2G licenses were cancelled by supreme court in 2012
# C.Rangarajan Committee: on Oil & Gas Exploration contracts would be Awarded on
Revenue Sharing arrangement / Basis shifting from Current PSCs/ Production/Profit Sharing
Contracts
# C.Rangarajan Committee: on Formula for Calculating the Natural Gas Price

Nepal:
India Nepal signed the Revised India-Nepal Treaty of Trade & Agreement of Co-
operation to Control Unauthorised Trade in 2009
India-Nepal Joint Army Drills in Uttarakhand
Himalayan Nation Nepals Biggest Trading Partner is India & Nepal Central bank is
Nepal Rastra Bank
TRC (Truth & Reconciliation Commission) Violated International Law as Per Amnesty
International , Human Rights Watch & International Commission of Jurists
Madi Hydropower Project in Pokhara of Nepal
# CM N. Kiran Kumar Reddy dedicated Pulichintala project which named as K.L. Rao multi-
Purpose Irrigation project across Krishna River at Pulichintala in Guntur to the Nation on 7
th

December, 2013.
# Pulicat Lake Near to Proposed Dugarajapatnam Port Project in Neighbouring Potti Sriramulu
Nellore District of A.P
# Worlds largest Airliner Airbus-380
# Spains first private International Airport / Ghost Airport operated its first flight in 2008 but
that passenger / Commercial Flight not received since 2011 went up for Auction for just 100Mn
Euros as it went into Bankruptcy in June, 2012 with debts of around 300Mn Euros
# J. A. Patel Commission :- On to Probe on Adarsh Housing Society Scam involving 4
Maharastra CMs
Mauritius:
Mauritius India agreed to LoB clause / Limitation of Benefits in its Revised DTAA Tax
Treaty as LoB are Aimed at preventing Treaty Shopping / Inappropriate Use of Tax Pacts
by 3
rd
Country Investors & LoB Limits Treaty Benefits to those who meet Certain
conditions including those related to Business, Residency and Investment Commitments
of Entity seeking Benefit of a DTAA
# Maldives:
Indian Infrastructure Giant Firm -- GMRs $500Mn Male AirPort Project Development
Scrapped by Maldivian Govt led by Mohamed Waheed

# A.P Become the 1
st
State in India to Have a High Definition Video Conference System Up to
Mandal Level
#


# GVK Power & Infrastructure Company got Australian Govt Nod to Develop Abbot point Port
,Alpha mine & Kevins Corner Coal Projects in Australia

# Fair Trade watchdog CCI / Competition Commission of India Slapped with Fine of 1773crore
Penalty on CIL / Coal India Ltd for allegedly Abusing its Dominant position in the Supply of
Dry Fuel
# 2013- Special OlympicsAsia-Pacific Games in New Castle of Australia V.Varun
Chand(Bronze Medal 50-m FreeStyle @ Differently Challenged Swimmers Category )
# PFTBA / PerfluoroTributylAmine is a Novel chemical Lurking in Atmosphere which is Most
Radiatively Efficient Chemical Found to date that Impact Climate
# N.K.Sodhi Committee: on Stricter Norms for Prohibition of Insider Trading & its Regulations
# 2013 TIME Magazines Person of the year - Pope Francis / Jorge Mario Bergoglio
# Pakistani Punjab C.M Muhammad shahbaz Visited India
# Chinese TBEA Energy Company signed $400Mn agreement with India for a Plant in Gujarat
# Trans-Pacific Partnership that Involves US , Japan & Other 10 Rim Countries while Trans-
Atlantic Alliance Between US & European Union

# 2013- Prevention of Communal & Targeted Violence(Access to Justice & Reparations ) Bill
Passed by union Cabinet
# Quinine is Alkaloid Extracted from the Bark of Cinchona Tree
#Kiwi Birds Egg is Biggest of Any Living Species Relative to the Size of the Creature
# Rome City was Founded by Twins who had been Raised by Wolves according to Legend
#Our Upright-Walking Ancestors Originate from Present Day Continent Africa
#Main Ingredient In Glass Silica
#Albedo Effect with Reference to Our Planet is Reflectivity of Earths Surface
#The Average Temperature of a Healthy Human in Celsius 37 Degree
# Brightly Coloured Frogs Called Dendrobatids are Poisonous Frogs

# 2013 ICC Hall of Fame Adam Gilchrist (Australia) after Waqar Younis in 2013 as 19
th

Male Australian & 71
st
Male Member of Hall of Fame
# Worlds Largest Airline Grouping Star Alliance N/W that Offers 21,900 Daily Flights to 1328
Airports in 195 Countries has Decided to Recommence the Integration Process of Air India Into
its Grouping after Revocation of Suspension of National Carrier Air India in 2011
# US Retail Giant Walmart India Operations President & CEO Krish Iyer
# European Commission Mandated that Buses must Adopt Innovative measures such as Digital
Tachygraphy that Record Speed , Driving Time , & Rest Periods of the Driver, Inspectors
Regularly to Review Data to enforce a Better System.In 2001, ARAI / Automotive Research
Association of India is there to develop this Code
# Maharashtra Govt Passed 2013 anti- Superstition Bill
# Bengaluru International airport was Re-Named as KempeGowda International Airport
# Prince Harry has Become 1
st
British Royal to reach the South Pole
# Britain Granted Posthumous Pardon to Alan Turing who Committed Suicide after he was
Convicted of then Crime of Homosexuality which was De-Criminalised in Britain in 1967 7 He
was Father of Modern Computing & Played Pivotal Role in Breaking Germanys Engima Code
which Brought Early End to World War II / WW-II Code Breaking Hero
# Union Minister for Labour & Employment Sis Ram Ola was Died
#
# The Epidemic Air-Borne Disease Foot & Mouth Disease / FMD Spreads Due to Cattle
Grazing & Movement of Human Beings

#3 Deserts In African Continent are Sahara , Kalahari & Namib
MadhyaPradesh:
It is giving Rice at 1/- per Kg to the Poor Families through PDS from 1
st
, January 2014
& Starting Mukhyamantri Khet sadak Yojana to Build Roads for Farms
Setting up Madhyam Varg Aayog & Vyapar Samvardhan Mandal to Address the Issues
of Middle Classes & Promote Trade
Beti Bachao Abhiyan / Save the Daughter Campaign
# Singapore:
Little India Riots Erupted in 8
th
December , 2013 which was Worst Since Race Riots in
1969
As Riots began after a Bus Fatally Knocked Down an Indian Pedestrian Sakthivel
Kuaravelu in Little India by Indian Origin Businesses, Eateries & Pubs Frequented by
Most South Asian Workers & 33 Indians Have been Charged

USA / United States of America -50 States:
US Regulator FDA / Food & Drug Organisation Banned Shipments / Import of Products
from Ranbaxys 4
th
Plant in Punjabs Toansa (Also Paonta Sahib , Dewas & Mohali in
Punjab) due to Manufacturing Violation & Distributing APIs / Active Pharmaceutical
Ingredients to Prevent Sub-Standard Quality Products from Reaching US Consumers
India US Relations Hits Due to WTO Dispute Over Indias National Solar Mission
/ NSM that Requiring Solar Power Developres to use Indian Manufactured
Equipment Instead of U.S Equipment as Indias Solar Power Target 100,000MWs
Capacity by 2022
2014- Social Progress Index on 132 Nations , Top NationsNew Zealand, Switzerland ,
Iceland and Netherlands(4
th
) While Canada in 7
th
Rank+Best Among G-7 Countries ,
Germany(12
th
) , Britain(13
th
) , Japan (14
th
) ,Ukraine(62
nd
) ,Russia(80
th
) , China(90
th
) ,
Bangladesh (99
th
),India (102th )and Bottom Top Chad(132
nd
) Where Social Progress
Index was Brainchild of Michael.E.Porter
USA Imposed Visa Ban on Narendra Modi Since 2005 in Wake of Gujarat Riots -2002
&USA Told If Narendra Modi Become PM , He Would Automatically be Eligible for an
A-1 (Diplomatic) Visa as Head of State/ Diplomatic Immunity Regardless of Purpose of
It as Ban Automatically Revoked
US Space Company SpaceX / Space Exploration Technologies Launched its Falcon 9
Rocket with Unmanned Capsule Carrying Cargo for ISS / International Space Station

India Signed Agreement with US to Combat Possible Tax Evasion by Americans through
Indian Financial Entities under FATCA / Foreign A/c Tax Compliance Act

USA Signed Defence Agreement with Philippines to Inject US Forces Close to South
China Sea

US Trade Representative / USTR Not to Designate India as a Priority Foreign Country /
PFC & Retained India on Less-Serious Priority Watch List


# Arab Spring:

It was started / Sparked on 17
th
December ,2011 in Tunisia after Self-Immolation by
Young street Vendor Mohammmed Bouazizi who Staged Iconic Protest against Long-
Ruling Strongman Tunisian Dictator Zine El Abidine Ben Ali
Tunisia gained Independence from France in 1950s had the Arab Worlds Most
Progressive Laws on Womens Rights
# Russia /Former Soviet Union /USSR:
Russia Offered Bailout Package of Loans & Heavy Discounts on Natural Gas Supplies &
Decided to Purchase $20Bn Worth Crisis Hit Ukraine Govt Bonds / Securities under
National Welfare Fund to Slash Kievs (Ukraines Capital)Gas Import Bills to Boost for
Embattled President of Ukraine who Rejected to sign on a Free Trade Pact & to Join in
E.U as in Favour of Aid & Natural Gas Agreements with RussiaNovember ,2013 that
Sparked Entire Country
Russias Natural Gas Export Monopoly Gazprom became Worlds 1
st
Country to Launch
Commercial Operations of Production of Oil from Under Arctic Waters as It begun its 1
st

Arctic Offshore Platform at the Prirazlomnoye Field in Pechora Sea
Russia & Estonia Signed on Border Agreement & Estonia is the Last of 3 Baltic States to
have Legalised its Border with Russia
Russia is in Recession as per IMF due to Ukrainian Crisis
Russia & China(Energy-Hungry) Signed Energy Deal of $400Bn of Siberian Natural
Gas to be Exported to China Over 30 Years & $70Bn Pipeline Infrastructure Project
B/W them + China Pledged $20Bn Investment in Infrastructure & Gas Development in
Eastern Russia
# Ukraine Crisis / East-West Crisis / Soviet Bloc & Western Bloc :

Ukraine Crisis / Movement was Started on 26
th
February , 2014 in Its Capital - Kiev
Ukraine is 2
nd
Most Powerful Economy in Former Soviet Union /USSR that is Crucial
to Vladimir Putins Plan to Build Eurasian Economic Union / EEU which is a Russian-
Led Version of E.U
Ukraines Opposition Ousted / Toppled(on 22
nd
Feb,2014) Moscow-Based
Democratically Elected President Viktor Yanukovych( Signed a Political Agreement
with E.U Leaders on 21
st
March ,2014 which will Pave Way for Integration of Ukraines
Interests with Europe
Lenin Square Simferopol Located in Crimea of Ukraine
Ukraines Wladimir Klitschko is World Heavy Weight Boxing Champion
Eastern Ukraine-City of Donetsk have Proclaimed Independence from Ukraine & Seeks to Join
Russia& Other Eastern Cities of Ukraine Donetsk ,Luhansk ,Sloviansk @ Pro-Russian Protesters
inUkraine s Eastern Industrial Heartland
US & its Allies Expelled / Suspended Russias Membership / Participation in G-8(1997-
2014@Russia) during 2014- 3
rd
International Nuclear Security Summit held in Hague of
Netherlands / Hague DeclarationBut BRICS Nations Refused to Join Campaign & BRICS
Nations also Rejected Australias Threats to Block Out Russia from G-20
2014 G-7 Summit Held at Brussels of Belgium Instead of as G-8 in Sochi of Russia

Crimeas Self-Determination like Kosovo Leaving/ Splitting form Serbia& Crimea
Annexed by Russia in1783 Since then Crimea becomes Part of Soviet Union / Russia
from 1921 to 1954 When Soviet Leader Nikita Khrushchev was Given to Republic of
Ukraine Later Crimea Voted to Join in Independent Ukraine in 1992as Autonomous
Republic of Crimea
E.U Proposed to Extend 1Bn Euros to Ukraine in Addition to 610Mn Euros as the Loans
are Conditional on Ukraine Reaching Agreement with IMF on an Aid Package
Russian Naval Base at Sevastopol Gives Access to Mediterranean Sea as Sevastopol
Naval Base Facility Leased from Ukraine by RussiaFor Period 2017- 2042Under 2010
Agreement as in Exchange for Discounts on Russian Gas Supplies
China was Only UN security Council Permanent Member Nation to Abstain on a US-
Tabled Draft Resolution against Russia
Crimea Has Set Up New Central Bank that Expecting to get $30Mn in Support from
Russia which would Later Function as a Regional Branch of Russian Central Bank
IMF Agreed to Provide $17BnStandby Credit for Ukraine if Ukraine Adopts Severe
Austerity Measures/ Economic Reforms like to Cut Budget Deficit , Raise Taxes , shift to
Flexible Exchange Rates & Increase Retail Energy Tariffs as Russia Put on Hold a
$15Bn Aid Package & Also Russias Gas Monopoly Gazprom Withdrawn 30% Gas
Price Discounts to Ukraine
USA , E.U , Russia & Ukraine Signed an Accord of Constitutional Reforms by Granting
More + Powers to Russian-Speaking Eastern Regions + Abolish Regional & District
State Administrations & Allow People to Elect Instead Respective Councils & Executive
Committees + Special Status to Russian Language in Geneva for De-escalation of
Ukraine Crisis
Ukraine Signed Deal with EU for $1.37Bn / 1Bn Euro Aid for Govt & to Build Ukranian
Institutions
US Offered $58Mn in Financial Assistance & $1Bn in Loan Guarantees to Ukraine
which Needs $ 35Bn to Avoid Bankruptcy
Chocolate King Petro Poroshenko Elected as President of Ukraine
Rebellious Russian Speaking 8 South- Eastern RegionsDecided to Form Novorossiya /
New Russia& 6 More Regions to Join as Eastern Part of Ukraine was Called in 19
th

Century
USA Boosted its Military Aid to Ukraine

# UK / United Kingdom / Britain :
U.K India Economic Engagement on Joint Development of Bengaluru Mumbai
Economic Corridor
Falkland Islands / Malvinas(Spanish Name) War in 1980s B/W UK & Argentina as
Falklands Ruled by Britain Since 1833 where Argentina Invaded Islands in 1982 But they
were Re-Claimed by British Forces after a Brief But Bloody Conflict
UKs Lewis Clarke Became Youngest Person at 16Years to Trek South Pole
Worlds Largest Tidal Energy Plants & Power Generating Lagoon to Be Set up in
South Wales of Britain worth of 12Bn Sterling Pounds
Atlantic Storm Ruth Devastated London
UK Plans Cinderella Law Against Child Cruelty / Child Neglect / Emotional Abuses
Cases as Crime Punishable by Up to 10 Years in Prison as Cinderella Law to Protect

Childrens Emotional , Social & Behavioural Wellbeing Under this , If Parents Found
Guilty Could Face Up to 10 Years in Prison
UK Controversially Privatised Postal Operator Royal Mint in 2013


Nigeria:
Nigerian Islamic Extremist Group Boko Haramattacked on Sleeping School
Children(59 Killed) on 25
th
Feb,2014
Boko Haram Kidnapped 276 School Girls from Chibok in Borno State on 14
th
April
,2014
# Uganda parliament passed Anti-Homo-Sexuality Bill That would see Repeat Offenders Jailed
for Life
# GAIL to Export 5Mn LNG / Liquified Natural Gas to Pakistan
# Indian Sailors Sunil James & Vijayan were Arrested in July , 2103 by Togo Police Authorities
on the Charges of Pirate Attack on their Oil tanker & Aiding Piracy were Released in
18
th
December , 2103 as Sunil James Son (11 Months Old) was Died of Illness Septicaemia on
2
nd
December ,2013
# Air India Plans to Raise $840Mn through the Sale of 7 Boeing 787-8 Dreamliner Aircraft to
Pay Off the Bridge Loans taken Against Them
# Former Pakistani Cricket Captain & Legendary Batsman Hanif Mohammad got Financial
Assistance from Pakistan Govt to treat his Cancer
# Lava Means Magma Expelled from Inside a Volcano
# M.B.Shah Commission: on Illegal Iron & Manganese Ore Mining
# UK Based Tesco Plc Became 1
st
Global Retailer to get Approval from FIPB to Enter Indian
Multi-Brand Retail Segment/ Sector with an Initial Investment of $110Mn Including for the
Acquisition of 50% Stake in Tata Group Firm Trent Hypermarket Ltd.
# Designer of AK 47 Automatic Rifle / Kalashnikovs Automatic (1947) Mikhail
Kalashnikov was Passed Away
# India Launched Indigenous AV Magnivisualizer A Device that can Detect early Cervical
Cancer & be Used by Healthcare Workers with Basic Training that Costs 10,000/- Instead of 8-
10Lakhs
# Malaysian Airports Holdings Berhad Plans to Buy 405 Stake of Indian Arm Firm GMR
Infrastructure Ltd. in Turkeys Sabiha Gokcen International Airport Project fro 225Mn Euro /
1900Crore/-
# GMR Infrastructure Ltd Signed $ 700Mn Project to Develop & Operate Mactan Cebu
International Airport in Philippines
# Union Cabinet approved to Set Up 2035Crore NCI / National Cancer Institute with 710 Beds
on the Campus of AIIMS / All India Institute of Medical Sciences at Jhajjar in Haryana

# US Based Tech Major Microsoft Launched Guardians Track Me as a Safety Application that
Enables Friends & Family of Windows Phones Azure Cloud Services & Bing Map APIs Users
to Track them in Real Time & Can Call for Help through an SOS Alert Button & also to Connect
to Security Agencies , Police & Hospitals easily Via this APP in Times of Distress
# Famous Astronomer Galileo Galilei made his 1
st
Observation of the Moons Ganymede ,
Callisto, Io & Europa on 7
th
January ,1610

#Dr.John Langdon Down (Downs Syndrome Fame) who 1
st
Published Information About
Genetic Condition which can affect a Childs Learning & Physical Features in 1900s
# Fictional Spacecraft USS Enterprise in Star Trek has Identification Number as NCC 1701
#Worlds Highest Grossing Animated Movie in 2013 Despicable Me 2
# Pope Francis gave his 1
st
Urbi et Orbi speech on 25
th
December ,2013
# Rockall , the Remains of Volcano in Scotland was in News as 4 New Species of Animals
namely a Large Sea Snail , 2 Types of Clam & 1 Marine Worm were Discovered at a Suspected
Cold Sleep

# Tripura Govts Palatana Gas-Based Power Plant soon Restarted & Bangladesh Govt Made a
Formal Request to Import Electricity from it
# 2013- 62
nd
National Mens Volleyball Championship Tamil Nadu
# 1
st
Country in the World to Legalise Smoking Cannabis / Tetrahydrocannabinol / THC
Uruguay that Allows Citizens over 18 Years & Residents will be able to Register with Govt &
then Grow up to 6 Plants at Home / Buy up to 40Grams of the Drug per Month from Licensed
pharmacies While Resale , Dope Tourism , Sale in Cafes & Advertising are Banned as Illegal.
# Worlds 1
st
Cloned Animal Dolly(Sheep)
# Retired 7 Time- World Formula One Champion Michael Schumacher who was
Formula One / F1 Champion Michael Schumacher(Germany) Battling for His Life after an
Off-Piste Skiing Accident in French Alps in Dec,2013 to have 1
st
Corner of Bahrains Formula
One Circuit Named after Him
# 2013 10
th
World Zoroastrian Congress was Held in Mumbai
# 2013 Chitwan Elephant Festival was Held in Nepal
# Bollywood Hero - Farooq Sheikh was Passed away
# Civil Aviation Collaborations:
Indias Largest Domestic Budget Carrier by Market Share -- IndiGo Airlines with 459
Flights Connecting 36 Destinations Across India as Fastest Growing Airline was
Launched 10 New Flights on its Domestic N/W Recently was Launched in 2006
UAE / Abu Dhabi- based Airline Etihad Jet Airways of Indias (Owner Naresh Goyal
who always Opposed Foreign Airlines Investing in Indian Carriesrs )Joint Venture as Jet-
Etihad Airlines @ 2058Crore / 24% Equity Stake by Etihad Airways in Jet Airways in
April ,2013

Low Cost Carrier AirAsia is Joint Venture / JV with Malaysia , Tata Sons Group &
Telestra of Arun Bhatias Group @ $30Mn
Tata SIAJoint Venture / JV B/W Tata Group & Singapore Airlines
SpiceJet Joint Venture / JV with Tiger Airways
#Awards-2014:
2014-SASTRA-CNR Rao award -Suresh Das (CSIR-Director,Thiruvananthapuram ) &
Sourav Pal ( CSIR-Director, Pune)- Award Value 5 Lakhs + Citation +Presented On 28
th

February On Every Year
# Newly Elected Speaker Of Delhi Assembly is M.S.Dhir.

# PM Manmohan Singh Dedicated 4500Crore Kochi LNG / Liquefied Natural Gas Import
Terminal Pipelinewith 15,000Km at Puthuvypeen of Kochi in Kerala to the Nation & Petronet
LNG Indias Largest Importer of LNG

# 2013 The Right to Fair Compensation & Transparency in Rehabilitation & Resettlement Act
, 2013 will Replaced Land Acquisition Act,1894
# 2014- Aircel Chennai Open Badminton Wawrinka Stanislas (Switzerland)
# 2014 Under-19 Asia Cup Title India Vs Pakistan
# 2014 WTA Brisbane International Tennis Tournament Serena Williams(World No.1@ US)
# New Zealand All-Rounder Corey Anderson Smashed Worlds Fastest Century in 36 Balls
against West Indies in ODI on 1
st
January , 2014 that Replaced Pakistan All-Rounder Shahid
Afridis Record ODI Century in 37 Balls against Sri Lanka in 1996

# Black Panther / The King / Football Legend who Top Scorer in 1996 World Cup Football
Eusebio da Silva Ferreira (Portuguese) was Passed away
# Indian Athlete / Sprinter Amiya Kumar Mallick to Train under Usain Bolts Coach Glen
Mills
# 2014 348
th
Birth Anniversary of 10
th
Guru Gobind Singh / Guru Gobind Rai who Introduced
Panj Kakkar(5 Ks to the Sikh Community) , Initiated Khalsa & Holy Book Guru Granth Sahib
# Tato-II Hydro-Electric Project in Siyom of Arunachal Pradesh
# 2014 Hero Hockey World League Trophy Netherlands Vs New ZealandHeld at Major
Dhyan Chand National Stadium in New Delhi
# PM Manmohan Singh Inaugurated Swanky Terminal 2 / T2 Of the Chhatrapati Shivaji
International Airport / CSIA in Mumbai
# Union Environment Rejected Forest Clearance for Vedantas Bauxite Mining Project in Niyam
Giri Hills of Odisha
# 2014 World Sufi Spirit Festival /WSSF held at Jaipur,Rajasthan
# 2014 12
th
Pravasi Bharatiya Divas held at New Delhi & Pravasi Bharatiya Samman Awards
Ela Gandhi(Gandhis Grand Daughter) , Australian Senator of Indian Origin- Lisa Maria Singh
& Ramakrishna Mission in Fiji among 13 Recipients
# India to Seek FDI in Rail N/W from Foreign Investors who will be Allowed to fully Own New
Services in Sub-Urban areas , High Speed Tracks , connection to Ports , Mines & Power
Installations
# 1893 The Parliament of Religions in Chicago on 11
th
September,1893 by Swami
Vivekananda
# WHO/World Health Organisation - India:
WHO South East Asia Region & India Declared Officially Polio-Free on 27
th
March
,2014
Polio Virus is Still Endemic in Pakistan ,Afghanistan & Nigeria
Malaria Due to Anopheles Mosquitoes that Carries Malaria Parasite
# Darjeeling in West Bengal that Adjoins 4 Countries + it Sits on Chickens Neck / Siliguri
Corridor
# 2014- Sitara-e- Shujaat / Pakistans Civilian Honour For Bravery Brave Heart Aitizaz
Hussain who was Died While Stopping RunningTerrorist/ Suicide Bomber Entering into School
in Hangu of Islamabad on 6
th
January ,2014 + School Named After Him + Internationa Human
Rights Commission 5Mn
# Spain Princess Cristina (Daughter of King Juan Carlos) to Testify as Subject of Criminal
Proceedings Over Tax fraud & Money-Laundering Charges
# Israel Former PM -- Ariel Sharon was Passed Away



#2014 Compton Miller Medal for Ashes Series that Swept by Australia 5-0 Series Win
against England Mitchell Johnson& Autralia Won More Ashes Rivalry Series
# To determine the Age of the Horse , Its Teeth will be Examined
Mount Logan Highest Mountain in Common Wealth Country- Canada
# The Family Group of Dolphins is Called as Pod
# 1
st
Venue Outside Europe to Host Winter Olympic Games Lake Placid in 1932
# M.S.Dhoni Became 2
nd
Indian Cricketer after SachinTendulkar to Win LG Peoples Choice
Award Given by ICC
# 2013 44
th
International Film Festival of India Golden Peacock for Best Film Winner
(Beatrizs War East Timor)
# Ocean Acidification means The Ongoing Decrease in pH of Earth Oceans Caused by Uptake
of Carbon Dioxide
# 2013 Junior Mens Hockey World Cup Germany (6
th
Time & Held in New Delhi)
# Hubble Space Telescope has Detected Strong Evidence of Water Plumes Erupting from
Surface of Jupiters Moon Europa
# Shah Rukh khan was Named as Most Powerful Indian Entertainer Celebrity for 2
nd
Time in a
Row by Forbes India in 2013
#The State Tree of Tamil Nadu is Borassus Flabellifer / Asian Palmyra Palm
# In Zoroastrianism , Dakhmah means The Tower of Silence used for exposure of Dead
# Matallic Element Tin is Extracted from Cassiterite
# 2014 WEF / World Economic Forum Davos in Switzerland
# Worlds Largest &Biggest PC/ Personal Computer Maker Lenovo(2005) Group of China
Buys IBMs Server Business for $ 2.3Bn& Also Buys Googles Motorola Handset for $2.91Bn
# 2014 The Hindu Prize for Best Fiction Award Anees Salim (For his Novel Vanity Bagh /
Little Pakistan)
# 2014 Annual Music Festival -Chennai

Projects & Ports India:
4 UMPPs / Ultra Mega Power Projects Tilaiya UMPP (Jharkhand) , Sasan
UMPP(M.P) , Mundra UMPP(Gujarat) & Krishnapatnam UMPP (A.P)
12 Major Ports in India are Kandla / Child of Partition , JNPT , Mumbai , Murmugao ,
New Mangalore , Cochin , Chennai , Ennore , VO Chidambarnar , Paradip ,
Visakhapatnam , Kolkata(Including Haldia) handles 61% of Cargo Traffic
Kandla Port Ranked 1
st
in Handling of Iron Ore in India & Visakhapatnam Port 3
rd

Rank among 12 Major Ports in India
# Sahara Pariwar Case:
SC Ordered Sahara Pariwar to Disclose Source of Funds Nearly 23000Crore with which
it claimed to have Re-Funds to a 6.6Mn / Very Large Number of Investors in its
Controversial OFCD Scheme / Optionally Fully Convertible Debentures as SEBI
Declared it as Illegal in 2011
Sahara Chief Subrata Roy & 2 Directors in Tihar Jail
# Marathi Poet & Founder of Dalit Panthers - Padma Sri Namdeo Dhasal Passed Away
# HSUI / Housing Start Up Index:
HSUI is a Joint Venture of National Building Organisation & RBI as it is an Pilot Index
that Tracks the Number of Houses being Constructed Every Year across India

# FaceBook:
Worlds Largest Social Networking Giant Facebook Acquired Indias 1
st
Stake in
Bangalore-Based Little Eyes Labs
Facebook Bought Photo-Sharing Service Instagram for $1Bn in 2012
Facebook Bought Fast-Growing Smart Phone Based Mobile-Messaging Start Up
WhatsApp for $19Bn ($4Bn in Cash +$12Bn in Stock +$3Bn in Restricted Stock) in
Feb,2013
Facebook Bought Virtual Reality Technology Company Oculus (A Round / Eye-Like
Opening / Design) VR for $2Bn in a Cash & Stock Deal in March ,2014
# Legendary Actress & Great Garbo of Bengali Cinema Suchitra Sen was Passed away
# Polar Vortex is Being Used for Persistent , Large Scale Cyclone Located near the Poles that
is being Touted as Big Cause for Unprecedented Cold Conditions in USA
# Only Indian Women to Achieve Grandslam / GM Titles in Chess Koneru Hampi &
Dronavalli Harika
# 2013 FIFA Ballon dOr Award Cristiano Ronaldo
# Bankapura Peacock Sanctuary Located in Karnataka
# Nephophobia is Fear of Clouds Natural Formation
# Bowline Knot is Sometimes Referred to as King of the Knots Because of its Importance
# Uttarakhand Became 1
st
State to Adopt Provisions of Lokpal Act ,2014 with the Vidhan
Sabha that Passed Uttarakhand Lokayukta Bill -2014
# 2014 - DSC Prize for South Asian Literature - Cyrus Mistry (India For his Novel
Chronicles of a Corpse Bearer) Held at Diggi Palace in Jaipur & Keynote Delivered by Nobel
Laureate Economist Amartya Sen


# 2014 Britains Most Influential 500 People List - V.S.Naipaul (2001 Nobel Prize in
Literature) & Malala Yousafzai (Pakistans Women Education Activist)
# 2014 Indian Grand Prix Badminton Title Saina Nehwal Vs P.V.Sindhu
# 2014 Ashok Chakra Award / Posthumous Highest Peace Time Gallantry Award K.Prasad
Babu (A.P)
# Smallest Sovereign Asian State Maldives
# 2014- 3
rd
Lusofonia Games held in Goa which is Organised by ACOLOP / Association of
Portuguese Speaking Olympic Committees as It is for Portuguese Commonwealth Nations are
Eligible for Paticipation
# Dawoodi Bohras Muslim Community Spiritual Leader - Syedna Mohammed Burhanuddin
who Honoured with Star Jordan & Order of Nile Passed Away
# Sir Rowland Hill Introduced the Postage Stamp
# Kidney is Critical Organ of Human Body Effected by Brights Disease
# Former president of India & Long-Term Resident of Rameswaram A.P.J.Abdul Kalam
Inaugurated Centenary Celebrations of Pamban Railway Bridge( Long - 2.06Km@ Designed by
German Engineer Scherzer ) which was Indias 1
st
Cantilever Bridge that Connects Pilgrim
Island of Rameswaram with Mainland
# Worlds 1
st
Female Amputee to Have Scaled & Conquered Mt.Everest (Nepal) in May 2013
Arunima Sinha
# Indias 1
st
Mono-Rail Ran its Trail Run on 30
th
January ,2014 B/W Central Suburb of Wadala
& Eastern Suburb of Chembur in Mumbai with 3000Crore & 19.17Km as 2
nd
Longest Corridor

with 17Stations after Longest One of Japans Osaka MonoRail i.e. India Joined with Countries
like US ,Australia , Germany , Japan , China & Malaysia that Run Mono-Rails
# 2014 Fortune Magazines 100 Best US Companies to Work For in World Internet Search
Giant Google (5
th
Consecutive Year)
# 2014 Worlds Most Admired Companies List International Paper (Top Rank -11
th
Time in
Last 12 Years )
# 2014 Hollywood Buzz Magazines Top 30 Most Beautiful Women - Aishwarya Rai
Muslims :
National Waqf Development Corporation Ltd / NAWADCO :
PM Launchedon 29
th
January ,2014which was Established on 31
st
December ,2014 as
New Public Sector Enterprise in New Delhi with Authorised ShareCapital of 500Crore to
Develop Waqf Properties in Agreement with Shariah Laws & Resources thus generated
will be Invested in Activities for Welfare of Muslims as India has Largest Number of
Waqf Properties in World with More than 4.9Lakh Registered
Centre Announced Sub-Quota of 4.5% of Socially & Educationally Backward People of
Minority Communities in 2011 as per which 4.5% Quota for Muslims with in OBC
Quota(27%) in Education & Employment
Union Cabinet Clears Reservation for Jats Under OBC in 9-Northern States

# Social Media Site Facebook / as The Facebook launched on 4
th
February ,2004
# Ceres Dwarf Planet & Largest Asteroid that Suggested that it Spewing Plumes of Water
Vapour into Space
# Vaporetto means Powered Water Taxis in Venice in Italy
# 2014 Zurich Chess Challenge Held at Zurich in Switzerland as Strongest Tournament /
Category -23 in Chess History
# 2014 - 28
th
Surajkund international Crafts Mela held in Haryana which has Goa as Its Theme
State this Year
# Meghalayas 1
st
Padma Shri Awardee & Oldest Voter Silverine Swer / Kong Sil Passed
Away
# 2014 Controversial $450Mn - Sindh Festival Held on the Ruins of Mohenjodaro Heritage
Site in Karachi of Pakistan
# 2014- Ranji Trophy Winner Karnataka Vs Maharashtra
# 2014 Irani Trophy Winner Karnataka Vs Rest of India
# 2014 Vijay Hazare Trophy Karnataka Vs Railways
# 2014 Subbaiah Pillai Trophy Tamil Nadu Vs Karnataka
# 2014 Deodhar Trohy West Zone Vs North Zone
# IPL-VIIs Most Expensive Player Yuvraj Singh (Royal Challengers Bangalore) at 14Crore in
IPL-VIIs Auction
# Hejjje / Pug Marks Indigenously Developed Android-Based Mobile Application for
Tracking Tigers launched to Prevent Poaching, To Render Activities like Patrol Time , Watre
Level in Lakes ,Suspicious Activities , Tree Population &Forest Fires in Bandipur NP in
Karnataka
# Pam Rajput Committee: To Understand Status of Women Since 1989 & Evolve Appropriate
Policy Interventions Based on a Contemporary Assessment of Womens Needs
# India to Donate $4Mn Over Next 4 Years (2014-18) to GAVI Alliance to Immunise Children
in Poorest Countries World-wide Against Life Threatening Diseases i.e. GAVI Alliance is a

Public-Private Partnership of Members Including WHO , UNICEF , IBRD / World Bank & Bill-
Melinda Gates Foundation
Common Wealth Games Scam/ CWG :
Shunglu Committee Appointed To probe on Common Wealth Games Scam ( in a Street
Lights Project that Occurred Ahead of CWG in 2010@ 31.07Crore Loss to Exchequer)


Germany:
German Cars Audi , Volkswagen , Mercedes Benz
India Germany Signed on 2 Agreements under which Germany will Provide loans Up
to 900EuroMillon to India

Australia:
Catherine Hamlin An Australian Gynaecologist who has Spent Most of Her Life in
Ethiopia is a 21
st
Century s Mother Teresa
India is Australias 9
th
-Largest Trading Partner & India is Australias 4
th
Largest Export
Market
Australias Apex Court Recognised Existence of 3
rd
Gender as Sex as Non-Specifici.e.
Neither Male Nor Female

# Indias 1
st
Mono-Rail Service Inaugurated on 1
st
, February ,2014 in Mumbai
# Louisette / Guillotine Fatal Cutting Device
# SAVE Programme : To Conserve Majestic Avian Vulture as SAVE stands for Saving Asias
Vultures from Extinction
# Largest Area Country in Continental Africa Algeria
# Taiwans Smart Phone Maker HTC Signed Agreement with Finnish Phone GiantNokia to
make Payments & Reach settlement on Patent Rights/ Lawsuits
# Howrah Bridge on Ganga River in Kolkata

Railway Budget -2014-15:
Total Plan Outlay 64,305Crore of which 30,223Crore will Come from Central
Budgetary Support
61 Escalators at Stations to be Installed & 1 AC EMU Service Train to be Launched in
Mumbai
Rail Connectivity to Katra , Vaishnodevi in J&K and Harmati- Naharlagun & Dudhnoi-
Mehendipathar New Lines in Arunchal Pradesh & Meghalaya
North-East also Benefit from Conversion of 510Km Rangiya-Murkongselek section to
Broad Gauge
2 Premium from Delhi & Chennai to North-East to Cope with Rush
Semi-High Speed Trains(160-200kmph) to Run from Delhi to Chandigarh & Agra
Passanger Trains 10 , New Express Trains 39 ,MEMU 4 & DMU -3
17 Premium Trains Named Jai Hind on High-Density Routes weekly / Bi-weekly@
73 Total New Trains
24 Surveys for New Lines & Doubling of Lines

Lokpal Anti-Corruption Ombudsman:

Central Lokpal & Lokayuktas Act ,2014 Anti-Corruption Ombudsman whose Selection
Panel / Committee Consists of PM(Manmohan Singh)+ Loksabha Speaker(Meira
Kumar) +Supreme Court Judge(P.P.Rao) +Nominee of CJI(SC Judge - H.L.Dattu)
+Opposition Leader in Loksabha(Sushma Swaraj)
Lokpal Search Panel / Committee Consists of 1 Chairperson + 8 Members (4 Judicial +
4 Non-Judicial)to Forward Names to Selection Committee as Lokpal Search Committee
Headed by K.T.Thomas
P.P.Rao (Jurist ) Nominated
# 2014 AIFF / All India Football Federations Player of the Year Prize - Sunil Chhetri(Indian
Football Team Present Captain 3
rd
Time-2007,2011&2014)
#
2014 FICCIs Sports Awards:
Sportsperson of the Year Prize Deepika Kumari (Archery)
Breakthrough Sportsperson of the Year P.V.Sindhu(Badminton)
Lifetime Achievement Award Rahul Dravid (Cricket)
Paralympics Sportsperson of the Year Award Devender Jhajharia(Javelin Throw)


#2014- World Book Fair New Delhi
# Worlds 1
st
Day & Night Abled Solar-Powered Wide Bodied Aircraft Solar Impulse (of
Switzerland)
# IOC / International Olympic Committee Reversed 14-Month ban on Indias IOA Over
Corruption Concerns on 11
th
February,2014 during 2014- Sochi Winter Olympic Games
# Indian Left-Arm Spinner Became 1
st
Indian Bowler to Grab Hat-Trick Wickets in Under-19
World Cup in Dubai
# 1
st
Zoo in India to have a Conservation Breeding Center for Endangered Wild Dog / Dhole
with Project Value of 50lakh - Indira Gandhi Zoological Park /IGZP in Visakhapatnam / City of
Destiny
# 2014-Rotary Internationals Highest Award the award of Honour Pranab Mukherjee(Due to
Indias Victory Over Polio Eradication)
# 2014 2
nd
Edition of Hero Hockey India League / HIL Winner Delhi Wave Riders Vs
Jaypee Punjab Warrriors
#
# US Pharmaceutical Giant MSD / Merck & Co.(Leading Player in HIV/AIDS Innovative
Treatment) & Indias Cipla to Co-Market AIDS Drug in India Raltegravir (MSDs AIDS
Launched in India in 2010)
# Odia Billed as 1
st
Language from Indo-Aryan Linguistic Group & 6
th
Language of India
to get Classical Language Status in 2014 after Sanskrit , Tamil , Telugu , Kannnada &
Malayalam
# Kolleru lake located B/W West Godavari & Krishna Districts as One of Indias Largest
Fresh Water Lakes
# 1
st
State in India to get a Real Estate Regulator that will Control Powerful Builders Lobby
Maharashtra

# CCEA gave Nod to Set Up Coal Regulator
# Indias Oldest MP Retired in Feb,2014 Rishang Keishing(94Years from Manipur Since
1952@1
st
Lok Sabha)
# Hemanand Biswal Committee : on Welfare of Elderly Population / People
# Canada Governor David Johnston & His Wife Sharon Johnston Visited Taj Mahal in India in
Feb,2014
# 2014 22
nd
Receipent of Dr. Y.Nayudamma Memorial Award Jayant Narlikar (Worlds
Renowed Cosmologist)
# 1
st
Muncipal Body in India to Win an ISO 9001-2008 Certification for Civic Body Outside the
Private Sector for Quality Services & Management - Malappuram Municipality in Kerala
# University of Glasgow has Identified a Single Protein AP2-G , which Acts as a Master
Switch that Triggers the Process in the Malaria Parasite that Spreads the Disease
#
# Indias local currency/ Rupee had depreciated to an all-time low of 68.85/-Against Dollar on 28
th

August, 2013
# Among 4 Metropolitan Cities (Mumbai , Kolkata , Chennai & Delhi) B/W 2010 to 2012 , Delhi
Recorded Highest IMR / Infant Mortality Rate 30/1000 (Newborns Dying for Every 1000 Live
Births ) While Chennnai Recorded Lowest IMR 15/1000 Whereas Mumbai and Kolkata -
20/1000
# Euthanasia:
PIL / Public Interest Litigation Filed in SC/ Supreme Court to Declare Dying with
Dignity a Fundamental Right for Terminally Ill Patients
In May 2011, SC Ruled that Euthanasia was Not a Permissible Option for Ms.Aruna
Shanbaug@ Case who had Lying in a Semi-Comatose & Vegetative State in Mumbais
KEM Hospital for 37 Years as Her Condition Still Remains Same
# Additional 50Days Employment Under MGNREGA Act for Tribals Who have been Granted
Land Rights(Under STs & Other Traditional Forest Dwellers-Recognition of Forest Rights , Act
,2006) , Provided they have No other Private Land & they have Already Completed 100 days of
Work Under this Act in that Financial Year
# Tucker Committee :- to Oversee A.P State Bi-Furcation Process
# Rajasthan State Govt Plans to Accord Heritage Status to Animal Camel / Ship of Desert
# Padma Vibhushan Writer Khushwant Singh was Died who Returned Padma Bhushan in Protest
against Storming of Golden Temple in 1984
# Arcelor Mittal to Set Up 750Mw Integrated Captive Power Plant with Cost of $6.5Bn in
Karnataka
# NTPCs 2400MW Kudgi Super Thermal Power Plant kaProject in Bijapur , Karnata
# Submarine - INS Sindhuratna met an Fire accident
CSR / Corporate Social Responsibility

Under New companies Act, 2013 which makes it mandatory for profit making companies
reporting 5crore / more profits in the last 3 years to spend at least 2% of their average
profits towards CSR activities while public and private enterprises with net profits above
500crore will have to pay 2% of their annual profits towards CSR with a minimum
threshold of 15crore

# India Emerged as Biggest Fleet / Big Jets Owner of Business Aircraft in Asia-Pacific
Surpassing China with Business Houses & HNIs / High Net worth Individuals Acquiring
Aircrafts
# M & M / Mahindra & Mahindra Group Launched Indias Biggest Innovation Prize as Rise
Prize offering $1Mn for Disruptive Innovations
# 1
st
of its Kind in Country , An Electric Passenger Bus with Zero Emission Level Inaugurated in
Bangalore on 27
th
February ,2014

# Pakistans 1
st
LNG / Liquefied Natural Gas Terminal to be Ready by November ,2014
# Union cabinet Increased DA / Dearness Allowance of Union Govt Employees & DR /
Dearness Relief of Pensioners by 10% of Basic Pay ,Taking the Rate to 100% & Also Fixed
Minimum Monthly Pension Paid by EPFO at 1000/- with Effect from 1
st
April ,2014
# 1
st
Indian Film Museum to be Opened with $20Mn /122Crore in Home of Bollywood
Mumbai
# 2014 Santosh Trophy Football Championship Mizoram Vs Railways
# INS Kolkata / Yard 701 An Guided Class Missile Destroyer from Gas Leaked on Board
# 2014 Asia Cup Cricket Winner Sri Lanka Vs Pakistan
# Bihar is Indias Fastest Growing State(1
st
Rank ) with its State GDP / GSDP at 15.05 % during
2012-13 & Estimated to Grow 8.82%(2013-14), Gujarat (6
th
Rank -7.96%@2012-13) &
A.P(5.09%@2012-13)As Per CSO Data and All India Growth for 2012-13 is 4.47%
#
# Roshni Scam:
2500Crore Roshini Land Scam in J&K as 2 Political Parties got the Lands Transferred to
2 Trusts Under Garb of Roshni Act against Peanuts in Brazen Violation of Rules &
Norms
# Malaysian Airlines Flight MH 370 Boeing 777-200 Aircraft Dis-appeared flying from
Kuala Lumpur to Beijing was Collapsed in Indian Ocean Killing All 239 on Board
BIMSTEC / Bay of Bengal Initiative for multi-Sectorial Technical & Economic Co-
Operartion:
2014 -BIMSTEC Summit in Nay Pyi Taw of Myanmar with Object for Regional
Approaches to International Terrorism , Transnational Crime , Drug , Trafficking &
Mutual Legal Assistance in Criminal Matters
7-Nations Participating in BIMSTEC
# Controversial 1750MW Demwe Mega Dam Project in Arunachal Pradesh as It Affects
Assams Dibru-Saikhowa National Park & Kaziranga National Park

# IOCL to Buy 10% Stake in Shale Gas Assets a Linked LNG / Liquefied Natural Gas Project in
Malaysian State-Own Company Petronass Stake in British Columbia for $900Mn/$1Bn in
North America
#Diseses Virus Based:
Outbreak of CD / Canine Distemper Disease threats to Tiger Population from CDV /
CD Virus Infection that Primarily Carried from Dogs to Tigers as Associated with
Hunting of Domestic Dogs
MenAfriVac a Meningitis A Vaccine which is a Polysaccharide Conjugate Vaccine
Manufactured by India(Pune Institute) as Mickael became 1
st
Person Ever to Receive a
MenAfriVac Meningitis A in Nov,2012
H1N1-Influenza A , H5N6 &H7N9 Bird Flu Virus Erupted in China & Hong Kong
India Recently Declared Itself free from Notifiable -- Avian Influenza / H5N1 / Bird Flu
MERS-CoV / Middle East Respiratory Sindrome- CoronaVirus Infected in Camels @
Kerala& Cousin of SARS/Severe Acute Respiratory Syndrome Virus
Ebola Virus One of Most Contagious Viral Diseases Known Often Resulting Death
found in Guinea
# Delhi High Court to Get 1
st
Woman Chief Justice Justice Rohini
# 2014 Forbes Worlds Richest Man / Billionaires List Bill Gates (US Tech Tycoon & Co-
Founder of S/W Firm Microsoft -Top Rank@76Bn for 15 of Past 20Years ) & Carlos Slims
($72Bn @ Mexico)
# 2014 Sunday Times Annual List of UKs Richest Persons Hinduja Group Brothers
(Srichand & Gopichand) 1
st
Rank(11.9Bn Sterling Pounds) & Lakshmi Mittal (3
rd
@ 10.25Bn
Sterling Pounds)
# 2014 PAGE Donors Conference in Dubai Pledged Over $11Mn in Support for UN Led
Initiative to Boost Green Economies through Sharing Expertise & Technology with Developing
Nations as Partnership started with Mongolia ,Peru , Senegal , Burkina Faso , Mauritius while
Finland , Norway , Sweden, Switzerland South Korea , Finance Programme as PAGE does Not
Fund projects But Helps Govts Set Strategies to Develop their Economies
# LIC Buys 4.66% Stake in BHEL through FPO / Follow on Public Offer
# 2014 USAs Prestigious International Women of Courage Award - Laxmi (Indian Acid
Victim)
Election Commission of India :
16
th
Lok Sabha Poll Process will Spread over 73Days in 9 Phases Starting from 7
th
April
,2014 12
th
May ,2014 While Counting & Results on 16
th
May ,2014
On 17
th
April,2014 in LS Elections Polling Happened for Most Number of Constituencies
(122)
1
st
Time NOTA / None of the Above is Available in General Elections Held to 16
th
Lok
Sabha in 2014 as EVM / Electronic Voting Machines in All Polling Stations will Provide
an Option for Voters to Press / Exercise NOTA Button If they Dont Wish to Vote For
Any Canditate & This Option was Implemented in Delhi Assembly Elections in
December , 2013
Union Cabinet / Govt Raised Poll/ Election Expenditure Ceiling for Lok Sabha Poll to
70Lakh from 40Lakh While For Legislative Assembly Constituency Polls / Elections to
28Lakh from 16Lakh But Applicable in Bigger States
Visually Challenged Voters can Now Cast their Votes through Electronic Voting
Machines Supported by Braille Signage like Dots


# BIS / Bureau of Indian Standards Introduced Unique Identification Number for Hallmarked
Jewellery to Ensure Better Traceability & Consumer Protection
# 2014- ESPNCricinfos Cricketer of the Generation Award Sachin Tendulkar(India), Shane
Warne(Australia) & Jacques Kallis(South Africa)
# Largest Yellow HyperGiant Star Spotted ever in Our galaxy that 1300 Times Larger & 1Mn
Times Brighter than Sun with Great Distance of 12,000 Light-Years from Earth HR 5171 A
# No Airline Can Refuse to Fly Differently-Abled
# Vizhinjam International Seaport Ltd / VISL in Thiruvananthapuram of Kerala

IO-5 / Indian Ocean-5 Group(2011):
Main Aim A State of Preparedness from where it is Capable of Responding to Illegal
activity Such as Piracy
Indian Ocean Centred Maritime Security Trilateral-Among India , Sri Lanka & Maldives
will Expanded to Include 2 More Island Countries are Seychelles & Mauritius


# UNESCO / United Nations Educational Scientific & Cultural Organisation:
India Nominated its 11
th
Century Step Well Rani-Ki-Vav Located in Patan of Gujarat
Constructed by Queen Udatyamati of Solanki Dynasty for UNESCOs World Heritage
Site Status in March , 2014
India Nominated its the Great Himalayan National Park Located on Western Part of
Himalayan Mountains in Kullu District of Himachal Pradesh for UNESCOs World
Heritage Site Status in March , 2014
2 UNESCO World Heritage Sites Located in Assam Kaziranga National Park & Manas
Wildlife Sanctuaries
UNESCO suspended the voting rights of USA and Israel as both stopped paying Dues to
UNs cultural Arm protesting against its granting full membership to the Palestinians in
October 2011

# Polluted Paris Issued Partial Car Ban for 1
st
Time in Nearly 20Years to Tackle Dangerous Air
Pollution Levels By Launching Alternate Driving days
# 2014- 3
rd
International Nuclear Security Summit at Hague in Netherlands
# 2014 E.U Summit held at Brussels in Belgium
Gujarat Riots-2002:
Zakia Jafri , Widow of Former Congress MP Ehsan Jafri Moved to Gujarat High Court
Over SITs Clean Chit to Narendra Modi & Others in Connection with Gujarat Riots-
2002 as Whose Husband was Killed by a Mob during Riot at Gulberg Housing Society

Communal Violence against Religious Minorities Including Gujarat Riot(2002)
Targeting Muslims , Mob Attacks against Christians in Odisha in 2007 & Anti-Sikh
Riots (1984)
#Govt of India Revoked Ban on Pain-Killer & anti-PyreticDrug Analgin&All Formulations
Containing Analgin which was Banned in June,2013 due to Fears of Risk to Human Lives since
there were Alternative Drugs Available
# 2014 Digital Activism Award from UK- based Charity Organisation Index on Censorship
Shubhranshu Choudhary (Journalist & Author of Book Lets Call Him Vasu )
# In 2013, Chinese Troops Came Forward at Daulat Beg Oldi/ DBO in Ladakh
# 2014 Fortune Magazines Worlds 50 Greatest Leaders List Pope Francis (Top Rank)
,Anand Mahindra(40
th
@CMD of M&M) , Lakshmi Mittal (48
th
@CEO of Arcelor Mittal) &
also Nobel Peace Prize Winner Aung San Suu Kyi , Tibetan Spiritual Leader Dalai Lama
# Indias Most Prolific Writer , Historian & Columist Khushwant Singh (99Years)was Died


# 2014 Shaurya Chakra (All Posthumous) Gallantry Awards Bikramjeet Singh , Praveen
,Manish &Darryl Castelino (For his Role in Operation Rahat @ Uttarakhand Floods)
# The Smallest & Rarest Wild Pig / Pygmy Hog Enlisted as Critically Endangered Species in
India which Found in Manas National Park in Assam
# 2014 Bird Singing Contest Held in Thailand
# Spains 1
st
Post Franco Premier / PM who Led to Democracy - Adolfo Suarez was Died
# Axis Bank to Pay 5lakh Compensation to Squash Player Dipika Palllikal for Deficiency in
Banking Service in 2011 within 2Months with 10% Interest from 3
rd
Feb,2012 + Litigation Cost
of 5000/- as a Axis Bank Debit-Card to settle Payment for 490Euros /30,000/- But Transaction
Failed Repeatedly
# Arvind Mayaram Committee: on to Probe 5600Crore NSEL Payment Crisis
# 2014 -Asian Tours Player of the Decade Award - Ace Indian Golfer Jeev Milkha Singh
Nominated who was 2-Time Asian Tour Order of Merit Champion & winner of 6 Tournaments
# 2014 23
rd
G.D.Birla Award for Scientific Research for 2013(Instituted in 1991 by K.K.Birla
Foundation) Rajesh Gopakumar(1.5lakh)
# Noor Inayat Khan :

Britains Royal Mail Issued a Postage Stamp of Noor Inayat Khan(Indian-Origin) who
was WW-II Heroine who fought Fascism
She Worked for a Secret Organisation Started by British PM-Winston Churchill
Special Operations Executive
1
st
woman Radio Operator to be Flown Undercover to Paris
She was Betrayed ,Arrested & Finally Executed in Dachau Concentration Camp in
Germany
She Awarded with Highest Honour George Cross by Britain & France Awarded Her
Croix de Guerre
# 2014 Music for Peace Concert at UN Head Quarters in New York Performed by Sarod
Maestro Ustad Amjad Ali Khan with His Sons Amaan & Ayaan
# Bollywood Actress Nanda was Passed Away
European Union / E.U:
E.U. Member States Imposed Ban Import of 5 Types of Fruits & Vegetables (Includes
Mangoes , Aubergines , Taro Plant & 2 Types of Gourd) from India after It Found to Be
Contaminated by Pests Such as Fruit Flies
India E.U Talks for FTA / Free Trade Agreement
E.U Imposed Ban on Import of Alphonso Mangoes & 4-Varities of Vegetables from
India Until December ,2015 due to Non-European Fruit Flies & India is Biggest Producer
of Golden Fruit and 80% of Which Exports to West Asia

# Price Harry Launched Invictus Games in U.K for Injured Members of Armed Forces
#

# The Flightless Bird Weka Endemic in New Zealand
# Archaeological Survey of India Joined Hands with Google to launch 360
0
Online View of 30
Heritage Sites
# Boom Boom Nickname Connected with Tennis Great Boris Becker & Pakistani Cricketer
Shahid Afridi
# Venom GT is The Super Car Became Worlds Fastest Production Model after Hitting
270.49mph on NASAs Space Shuttle Landing Runaway
# Worlds Longest Free Wi-Fi Zone Covering a 20-km Stretch Patna(Bihar) of India

# Microsoft Unveiled Its Anticipated Product Threshold as Next Generation of Windows
# Jaguar is Largest Species of Cat Found in South America
# Tolkien Society Choose 25
th
March as Tolkien Reading Day as It was on this Date Sauron Fell
# Creation of 1
st
Practical Model of DishwasherEquipment Nowadays Common in Many
Households is Attributed to a Lady Named Josephine Cochrane
# Asian Country Vietnams National Flag has a Single Gold Star on a Red Back Ground
# The Term Crestfallen was Taken from Activity of Cock-Fighting
# Virender Sehwag was 1
st
Indian to Score Triple Century in Tests While Polly Umrigar was 1
st

to Score Double Century
# French Olympic Champion Renaud Lavillenie Achieved on 15
th
February 2014 that He
Broke Legendary Sergey Bubkas 21-Year Old Poll Vault World Record with a 6.16m Effort
# The Olympic Medallist M.C.Mary Kom Appointed as Brand Ambassador for CRPF
# Legendary Hollywood child Star who Later became a US Ambassador Shirley Temple
Passed Away
# At 13.7Bn Years Old , Star SMSS J031300.36-670839.3 , 6000 Light years from Earth
Created Buzz in World of Astronomy as It is Being Described as Oldest Star Ever Observed
# Magnificent Sagrada Familia in Barcelona City of Europe
# Iconic Indian Car whose Production was Stopped Recently after a Run of 30 years - Maruti
800
# Sachin Tendulkar is Going to Lead Marlyebone Cricket Club in Match to Celebrate 200
th

Anniversary of Lords Cricket Ground
# The Daily Train is Running B/W Bangalore & Kolhapur Named after Brave Queen - Rani
Chennamma of Kittur
# Sydneys Opera House & Harbour Bridge Observed Earth Hour Environmental Campaign on
29
th
March,2014 as 1
st
Nation in World & Concept of Earth Hour was Began in 2007 in Sydney

# Robert Baden Powell Choose a 3-Finger Salute for Guides & Scouts Because to Represent 3
Aspects of Scout / Guide Promises
# Frankincense was an Aromatic Resin that was Given as a Gift to Baby Jesus
# Only Bangladeshi Player to Score a Century & take a Hat-Trick in a Test Match Sohag Gazi

# Spotted Wrenbabbler / Elachura is Unique Bird that with No Closest Living Relatives in
Passerida Group of Perching Birds
# Swisss Basel-Based Drug Maker Novartis Filed patent Suit / Case on its Diabetes Drug Galvus
against Indian Company Biocon Launching a Generic Versions of Galvus / Vidagliptin & Delhi High
Court Ordered Biocon Couldnt Manufacture , Sell / Export Drug Until it Permits
# USAs FDA / Food & Drug Administration Banned Imports from Canada Drug Maker -
Apotex Incs Manufacturing Plant in Bangalore of India as They failed to Meet FDAs Quality
Standards
# One of Saturns Moon has Sea of Water Beneath its Icy Veneer & Above its Rocky Core at
Size of Lake Superior
# 2014 Reporting Facebook Bugs India (1
st
Rank@136 Bugs ) , USA
# India, Bangladesh & UK Joined Hands to Honour Rabindranath Tagore in House of Commons
as One of Greatest Poets of Commonwealth
# 2014 Asias Top 100 Most Influential People Xi Jinping(1
st
Rank ) , Le Keqiang(3
rd
)
Narendra Modi(4
th
) , Rahul Gandhi (5
th
) , Manmohan Singh(6
th
) , Ban-Ki Moon (8
th
) , Shinzo
Abe (9
th
) , Park Guen-Hye(10
th
) , Chidambaram(11
th
) , Pranab Mukherjee(19
th
)
# The New Mandela is a Woman Samia Nkrumah(Daughter of Ghanas 1
st
President Kwame
Nkrumah)
# 18 Countries Including 5 Worlds Leading Arms Exporters Ratified Landmark Treaty
Regulating Multi-Billion Dollar Global Arms Trade on 2
nd
April ,2014
Titanium Bribery Scam /Andhra Mining Scam:
US Grand Jury / Federal Court Indicted 6 Persons Including KVP Ramachandra
Rao & 5-Others Relating to Charges of International Racketeering Conspiracy +
Money Laundering + 2-Counts of Inter-State Travel in Aid of Racketeeringc(He
who Received $18.5Mn In Bribes from American Firm to Secure Licences to
Mine Titanium in A.P) Involving Bribes of State & Central Govt officials to
Allow Mining of Titanium Minerals in $18.5Mn Titanium Mining Scam under
US Foreign Corrupt Practices Act / FCPA by a Venture that Expected to Net
>$50Mn Annually from Sale of Titanium Products Including Sales to Company
A with H.Q -Chicago




# Sun Pharmaceutical Industries Bought / Acquired 100% of Ranbaxy Laboratories for $4Bn
All- Share Transaction as This Combined Entity will create 5
th
Largest Specialty Generics
Company in World & Largest Pharmaceutical Company in India with leadership in 13 Special
Segments
# Pratyush Sinha Committee :- On Distribution of All-India Service Officers of A.P Cadre B/W
Telangana & Seemandhra
# Kamalanathan Committee :- on Distribution of State-Level Employees B/W Telangana &
Seemandhra
# 2014 ICC World Twenty20 Winner Sri Lanka Vs India

# 2014 ICC Womens World Twenty20 Winner Australia Vs England
# 2014 National Junior Hockey Mens Championship Punjab Vs Odisha
# 2014 Asias Largest Tulip Flower Garden Siraj Bagh / Indira Gandhi Memorial Tulip
Garden Located on Foothills of Zobarwan on Banks of Dal Lake in Srinagar of J&K Opened for
Tourism & 1
st
Opened in 2008 by Then CM of J&K Ghulam Nabi Azad
# Australias Queensland Court Granted Conditional Clearance to $10Bn Alpha Coal Mine
Project Developed by Indias GVK Corporation
# Philippines Apex Court Approved Controversial Birth Control Law / RH Law / Reproductive
Health Law
# 2014 Wisden(1889) Cricketer of the Year for 2013 Shikhar Dhawan
# 1
st
Person to Scale Mount Kilimanjaro Nico Calabria (USAs Teenaged Disabled Footballer)
# 2014- ICC World Twenty20s Player of the Tournament Virat Kohli (India)
# 2014 - 125
th
Birth Anniversary of Cinema Icon Whom George Bernard Shaw Dubbed as The
Only Genius to Come Out of the Movie Industry Celebrated on 16
th
April ,2014 Charlie
Chaplin
# Scientists have Estimated that Moon Enceladus which is Satellite of Planet - Saturn has an
Ocean of Water Beneath its Frozen Surface
# The Popular Professional Wrestler- Undertaker / Mark William Calaways Streak of 21 Wins
Came to an End in 2014
# The Philosopher Confucius / Kongzi/Master Kong of China
# Afrikaans of African Language was Once Called as Cape Dutch
# Worlds Famous Leader & USAs Former President - Abraham Lincoln was shot Dead on
Good Friday in 1865
# 1
st
Woman to Cross / Fly across Atlantic in 1932 Amelia Earhart

# Nobel-Winning Author of Columbia - Gabriel Garcia Marquez / Gabo was Passed Away &
His Famous Books/ Writings One Hundred Years of Solitude , The Autumn of the
Patriarch , Love in the Time of Cholera
# President of India Pranab Mukherjee Watched The Film Bhootnath Returns along
with Amitabh Bachchan / Big B at a Private Screening in Rashtrapati Bhavan

# Library of Islamic Seminary for Girls Named after Al-Qaeda Chief - Osama Bin Laden in
Pakistan as Martyr of Islam to Pay Tribute to him Who was Kille by Us Commandos in 2011
# Worlds Largest Swarm of Genetically Modified Mosquitoes Frankenskeeter Released
in Brazil to Combat Infectious Disease Dengue Fever (Mosquito-Borne tropical Disease )
# Former Liberian President Gyude Bryant was Passes Away
# Anantha Padmanabhaswamy Temple:
K.P.Indira Committee On to Administer Sree Padmanabha Swamy Temple
# Supreme Court Lifted Ban on Mining Iron Ore in Goa But Put an Annual Cap of 20Mn
Tonnes on Excavation
# USA Built Atlas Most Advanced Humanoid Robots (6-Foot-2-Inch)
# 2014 Beijing Film Festival Best Film Siddharth (Hindi) Directed by Indian Canadian
Director Richie Mehta Out of 837 Submissions from 88 Nations
Bhutan:
India Bhutan Signed Agreement for Development of Joint Hydro Projects through
Public Sector Undertakings of 2 Govts
Bhutan Set to Become Worlds 1
st
Wholly Organic Country in its Food Production within
in a Decade
# 2014 TIMEs Annual List of Worlds 100 Most Influential People Narendra Modi (Leaders
Category) , Arvind Kejriwal(Pioneers) & Arundhati Roy(Icons)

# 2011 World Banks International Comparison Programme India (3
rd
Largest in GDP &
129
th
/177
th
in PPP )
# Indian Computer Football Gamer Santanu Basu Ranked 41
st
Among 2.5Mn Players Globally
# Indias 3
rd
Most Polluted River Sabarmati River in Gujarat
# Govt withdrawn Arjuna Award for Triple Jumper Renjith Maheswary Before Presentation
Ceremony in 2013
# C.Rangarajan Committee :- on Poverty Estimation Measures
# 2014 The Hindu MetroPlus Playwright Award In the Name of Bully by Anshuman
Acharya

# Worlds 1
st
Anti-Biotic Medicine Pencillin by Alexander Fleming
# India is Asias 1
st
Animal Cruelty-Free Cosmetics Zone as India Bans Imports of Animal-
Tested Cosmetics
# Indias 1
st
Voter Shyam Saran Negi Casted His Vote in Himachal Pradesh Who Casted His
Vote on 25
th
October ,1951 in Kinnaur
# In 2013 , India Denied of Patent of Drug to Swiss Company Novartis on Ground that Only
Incremental Innovation was Involved
# New Super - Heavy Element (SHE are Elements having their Atomic Number Beyond 104 &
Do Not Exist in Nature) -117
# Sivaramakrishnan Committee :- On Deciding Capital for Seemandhra
# KKR FDI Proposal is Tipped to be Largest Private Entity Deal in Indian Healthcare Sector
@1200Crore
# Worlds 1
st
Electric Aircraft is E-Fan
# Indian-American Indira Talwani Confirmed by US Senate as Federal Judge in Massachussets
making her as 1
st
Asian-Pacific American federal Judge
Mullaperiyar Dam Case / 999Years Lease Case :-
An Agreement B/W Madras Presidency & Princely State of Travancore in 1886 in
Iddukki District of Kerala
# Qatar to Abolish its Controversial Sponsorship System for Foreign Workers which Exist Most
in Gulf Countries that Employs Millions of Foreigners Especially from Asia due to UNHRC
Criticism & Modern day Slavery
#

# Japanese Scientists Unveiled New Humanoid Robot with Sense of Humour is EMIEW2
# DRDOs Rail Track Rocket Sled / RTRS Penta Rail Supersonic Track Unveiled to Test
Aerospace Technologies at Terminal Ballistic Research Laboratory in Chandigarh
# 2014 Palme dOr Prize in Cannes Film Festival Winter Sleeps (Directed by Nuri Bilge
Ceylan of Turkey)
# 2014- Wealth-X Researchs Top-10 Richest Film Personalities -- Jerry Seinfeld (1
st
Rank
@$820Mn) ,Shah Rukh Khan (2
nd
Rank @ $600Mn) & Tom Cruise (3
rd
Rank - $480Mn)

# Sachin Tendulkar Co-Owned Kochi Football Franchise as Kerala Blasters
# SIT / Special Investigation Team on Black Money Unearthing Headed by Justice M.B.Shah
& Arjit Pasayat as SIT Includes Revenue Secretary , Deputy RBI Governor , Director of IB , ED
, CBI ,RAW , CBDT , Financial Intelligence & DG of Revenue Intelligence
# Worlds Largest Passenger Aircraft Singaopore Airliness Airbus A 380
# 2014 Scripps National Spelling Bee - Sri Ram Hathwar & Ansun Sujoe
#



K.SATISH KUMAR MCA, LLB & IAS ASPIRANT
G.K. FACULTY OF T.I.M.E.
VIZAG 530026
Mail: satishkumar.k18@gmail.com/facebook.com
Ph: 8686299233

-!-ERG
Geggggc 12 -a-voe- 2014 N-O-uo Aj-u.R-
-u 2ggxhjbxxb
Current Affairs & Banking -2014




1. As per the order of RBI, the existing 'No-Frill'
accounts may be treated as ......
1) Basic Savings Bank Deposit Account
(BSBDA)
2) Basic Savings Book Deposit Account
(BSBDA)
3) Basic Savings Bank Deposit Amount
(BSBDA)
4) Base Savings Bank Deposit Account
(BSBDA)
5) None
2. In which Monetary Policy review, the introduction
of BSBDA proposed by RBI?
1) Monetary Policy Statement for the year
2013-14
2) Monetary Policy Statement for the year
2011-12
3) Monetary Policy Statement for the year
2009-10
4) Monetary Policy Statement for the year
2012-13
5) Monetary Policy Statement for the year
2014-15

3. One individual can have how many BSBDA
accounts in one bank as per the order of
RBI?
1) three 2) two 3) four 4) five 5) one
4. The Basic Savings Bank Deposit Account
(BSBDA) scheme of RBI to be opened in
which of the following banks?
1) Public sector banks
2) Private sector banks
3) Foreign banks operating in India
4) Foreign banks operating in foreign
countries
5) 1 & 2 & 3 only
5. Whether the account holder can open another
savings account or permitted to continue
his old savings account, after opening of
BSBDA?
1) Yes, it is the right of customer
2) Yes, if he takes special permission from
Government of India
3) No, he should close the other existing savings
accounts and he is not permitted to
open new savings accounts
4) Yes, provided he pay penalty of Rs. 1
Lakh to bank
5) None of above
6. The balance to be maintained by the
Customer in the BSBDA is .......
1) Rs.1000 2) Rs.500 3) Rs.250
4) Rs.50 5) No minimum balance required
7. To open the BSBDA , the initial deposit to
open the account must be ......
1) Rs.100 2) Rs.10 3) Rs. 1000
4) Rs.5000 5) No initial deposit needed
8. The facility not available in the BSBDA is.....
1) deposit amount 2) withdrawing of cash
3) using ATM / Debit Card
4) taking account statement
5) All above facilities available
9. As per the order of RBI, the total credits in
the BSBDA should not exceed .... (in Lakhs )
1) 1 Lakh per year 2) 5 Lakh per year
3) 10 Lakh per year 4) 8 Lakh per year
5) 2 Lakh per year
10. Maximum balance in the BSBDA ......... at
any time.
1) should not exceed Rs.1 Lakh
2) should not exceed Rs.2 Lakh
3) should not exceed Rs.50,000
4) should not exceed Rs.10,000
5) should not exceed Rs.3 Lakh
11. In the BSBDA account, the total of debits by
way of cash withdrawals and transfers will
not exceed Rs.10,000 ........
1) in a year 2) in a quarter
3) in the two months 4) in a month
5) in the 6 months
12. Reserve Bank allowed urban cooperative
banks (UCBs) with total deposits of over .....
to graduate to scheduled bank category.
1) Rs 1750 crore 2) Rs 150 crore
3) Rs 750 crore 4) Rs 500 crore
5) None
13. On 6 April 2014, SBI selling off its non-performing
assets (NPA) of around Rs. 3,500 -
4,000 crore for the financial year 2013-14 to
ARC. ARC stands for .......
1) Asset Rebuild Companies
2) Account Reconstruction Companies
3) Asset Roll Companies

4) Arbitrage Reconstruction Companies
5) Asset Reconstruction Companies
14. In the first bi-monthly monetary policy for
2014-15, RBI governor declared the adoption
of the new CPI (combined) as the key
measure of inflation on the recommendations
of which committee?
1) K.C.Chakravarthy 2) Usha Thorat
3) Nachiket M.Mor 4) Urjit R. Patel
5) Anand Sinha
15. Monetary Policy Review
announcement on 1 April 2014,
said that the issue of certificate
of registration of NBFCs will be
kept in abeyance for .......
1) 3 years 2) 4 years
3)1 year 4) 5 years
5) 10 years
16. The present definition of willful
default was adopted by the RBI on the recommendation
of which of the following
committees?
1) KC Chakrabarty 2) C Rangarajan
3) HR Khan 4) Usha Thorat 5) SS Kohli
17. Doha bank got license to start the banking
operations in ......
1) New Delhi 2) Hyderabad
3) Pune 4) Mumbai 5) Chennai
18. Which two state-owned entities together
bought 10% stake in Indian Oil Corporation
(IOC) during March 2014?
1) HPCL and BPCL 2) NTPC and GAIL
3) ONGC and OIL 4) OIL and HPCL
5) HPCL and GAIL
19. Disinvestment Commission in India was
firstly established in .......
1)1999 2) 2010 3) 1951 4) 1996 5) 2011
20. Maulana Azad Sehat Scheme announced
by Union Government on 4 March 2014 for
the benefit of Minority students in schools
to provide .........
1) finance 2) IT education
3) loans 4) health care 5) None
21. Employees' Provident Fund Organization
(EPFO), on 24 March 2014 announced to
provide Universal Account Number from .....
1) 1 April 2014 2) 1 May 2014
3) 1 June 2014 4) 1 August 2014
5) 1 October 2014
22. Union Agriculture Ministry issued the
detailed guidelines of NMOOP. NMOOP
stands for .......
1) National Mission on Oilseeds and Oil Palm
2) National Market on Oilseeds and Oil Palm
3) National Mission on Oil and Oil Products
4) National Mission on Oilseeds and
Organic Palm
5) None
23. Which state has been providing the highest
average employment for the past five years
under the Mahatma Gandhi National Rural
Employment Guarantee Scheme (MGNREGS)
as announced on 4 April 2014?
1) Nagaland 2) Karnataka
3) Tripura 4) MP 5) UP
24. How much amount worth of tax evasions
was detected during 2013-14 by the
Directorate General of Central Excise
Intelligence (DGCEI)?
1) Rs. 800 Crore 2) Rs. 1.8 Lakh crore

3) Rs. 8000 crore 4) Rs. 1400 crore
5) None
25. Importers and Exporters of India should follow
the rules of FEMA Act. What does the
letter 'E' denotes in 'FEMA'?
1) Economics 2) Earning
3) Equal 4) Exchange 5) Equation
26. According to an analysis by the industry
group Assocham, which of the following
states has attracted most investment proposals
as on December 2013?
1) Maharashtra 2) Karnataka 3) Odisha
4) Gujarat 5) Andhra Pradesh
27. Badla means .......
1) transfer of shares to debentures
and vice-versa
2) deferring either payment for
shares purchased or delivery of
shares sold
3) not honouring the cheque and
demand draft deposited in a bank
4) Instant transfer of money from one
account to other account
5) None
28. Debits and credits maintained under broad
heads to know the strength of the business
is called ........
1) Trading Account
2) Profit and Loss Account
3) Petty Cash Book
4) Balance Sheet 5) None
29. Debt security issued by companies, having
a certain maturity and having coupon rate
is ........
1) Share 2) Dividend
3) Prospectus 4) Debenture 5) None
30. First phase of Lok Sabha Elections 2014
commenced peacefully on 7 April 2014 in
the two states of .......
1) Assam and Tripura
2) Assam and Meghalaya
3) A.P and Kerala
4) Haryana and Delhi
5) Delhi and Odisha
31. Indian Space Research Organization
(ISRO) launched a satellite on 4 April 2014
,offers navigational services, for both civilian
and defense purposes. The name of
satellite is .........
1) IRSS-1B 2) IRNSS-1A
3) IRNSS-1C 4) IRNSS-1B 5) IRNSS-1D
32. At which rank India stood out of 132 countries
on the Social Progress Index (SPI)
published by Social Progress Imperative,
the US-based non-profit organization on 3
April 2014?
1) 102 2) 85 3) 104 4) 91 5) 1
33. 51st Femina Miss India is ..........
1) Shanthi Swamy from Andhra Pradesh
2) Prdyuman Vihari from Maharashtra
3) Gail Nicole Da Silva of Goa
4) Jhataleka Malhotra of Mumbai
5) Koyal Ranaof Jaipur
34. Fifth edition of the ICC T 20 World Cup
(men) lifted by ..........
1) Sri Lanka 2) India
3) Pakistan 4) South Africa 5) Australia
35. Sixth edition of the ICC T 20 World Cup
(men) to be hosted by .........
1) England 2) South Africa

3) West Indies 4) India 5) New Zealand
36. 4th edition of ICC T 20 Women's World Cup
lifted by .........
1) India 2) Pakistan
3) South Africa 4) Australia 5) Sri Lanka
37. 5th edition of ICC T 20 Women's world cup
to be hosted by ..........
1) Sri Lanka 2) New Zealand
3) Dubai 4) Australia 5) India
38. Viktor Orban was elected as the new Prime
Minister of .......
1) Mali 2) Hungary
3) South Sudan 4) Bulgaria 5) Argentina
39. R.Gandhi newly appointed as ........
1) Secretary, MoF , Government of India
2) Economic Advisor to Prime Minister of
India
3) Deputy Governor, RBI
4) Chairman of 14th Finance Commission
5) Deputy Chairman of Planning
Commission
40. Marie-Lousie Coleiro Preca became the
President of ........
1) Switzerland 2) Afghanistan
3) Malta 4) Croatia 5) Uganda
41. The next Commonwealth Summit in 2015
to be held in Malta. What is the capital of
Malta?
1) Juba 2) Kabul
3) Jakarta 4) Mali 5) Valetta
1-1
2-4
3-5
4-5
5-3
6-5
7-5
8-5
9-1
10-3
11-4
12-3
13-5
14-4
15-3
16-5
17-4
18-3
19-4
20-3
21-5
22-1
23-3
24-3
25-4
26-1
27-2
28-4
29-4
30-1
31-4
32-1
33-5
34-1
35-4
36-4
37-5
38-2
39-3
40-3

41-5.
Answers
A. Veeraswamy
Templeton Award details
Templeton Prize was established in 1972.
It was set up by the late American-born investor and
philanthropist John Templeton.
$ 1.7 billion cash reward to be given.
2014 Templeton Prize declared to Tomas Halik, the Czech
priest on 13 March 2014.
-U-Rc 21 -a-voe- 2014 N-O-uo Aj-u.R
--u 1
1. Expand the term CTS.
1) Cheque Tracking System
2) Cheque Transfer System
3) Cheque Timing System
4) Cheque Total System
5) Cheque Truncation System
2. Which of the following statements wrong
regarding the Cheque Truncation System
(CTS)?
1) CTS stops the flow of physical cheques
issued by Drawer.
2) Generally truncation takes place at the
collecting branch, which sends the electronic
image of the cheques to the paying
branch through the clearing house.
3) CTS slow down the process of collection
of cheques resulting the bad service to
customers.
4) In this system, electronic image of the
cheque is transmitted.
5) Clearing related frauds and cost of
collection are reduced
3. The advantage of CTS is....
1) No geographical restrictions as to
jurisdiction
2) Shorter clearing cycle
3) Superior verification and reconciliation
process
4) Reduction in operational risk and risks
associated with paper clearing
5) All of above
4. CTS-2010 (Cheque Truncation System) form
of cheques stress the need of .....
1) Fashion in designing
2) Uniform in size
3) Uniform security features
4) Same number of cheque
5) Same number of cheque leaves
5. The uniform security features in CTS - 2010
include......
1) Water Mark
2) Bank's logo in invisible ink
3) Void pantograph
4) Quality paper 5) All of above
6. Who among the following is not the director
of the Central Board of the Reserve Bank of
India?
1) Dr. Raghuram Rajan 2) Urjit Patel
3) P. Chidambaram
4) Dr. Indira Rajaraman
5) Arvind Mayaram
7. On 20 March 2014, RBI has proposed to
setup of a Trade Receivables and Credit
Exchange for financing (TCE) to finance.....

1) Exporters of Iron 2) Importers of Gold
3) Foreign Exchange Dealers
4) Bankers and Pawn Brokers
5) Micro, Small and Medium Enterprises
(MSMEs)
8. RBI has extended the date for exchanging
pre-2005 bank notes and has advised banks
to facilitate the exchange of these notes for
full value and without causing any inconvenience
to the public. Now exchange will be
available till ......
1) 31 Jul 2014 2) 30 Sep 2014
3) 1 Jan 2015 4) 31 Jan 2015
5) 31 Mar 2015
9. How many banks can participate to facilitate
a consortium advance?
1) Two 2) Three 3) Four
4) Five 5) Any number
10. Which of the following is a leading electronic-
payment technology firm?
1) Nifty 2) I-Max 3) Visa
4) APEC 5) LIEN
11. Which of the following private sector
lenders introduced its own card 'Kisan Card'
through which a farmer can withdraw up to
Rs. 1 lakh per day from ATMs?
1) HDFC 2) ICICI 3) Axis Bank
4) Federal Bank 5) Indus Ind Bank
12. On 1 April 2014, Asian Development Bank
(ADB) estimated India's GDP is poised to
accelerate at what per cent in 2014-15?
1) 6.5% 2) 4.5 % 3) 5.9 %
4) 7.0 % 5) 5.5%
13. In view of Public Sector Banks deteriorating
asset quality and rating downgrades, the
RBI has recommended the Centre to
reduce its holdings in these banks. Under
the Banking Regulation Act, the government
has to hold at least ......... stake in
public sector banks.
1) 26% 2) 49% 3) 74% 4)51% 5) 100 %
14. Reserve Bank of India (RBI) has capped
the Ways and Means Advances (WMA)
limit for the central govt in the first half of
the new financial year 2015 at.....
1) Rs.25,000 cr 2) Rs.30,000 cr
3) Rs.35,000 cr 4) Rs.40,000 cr
5) Rs.45,000 cr
15. The Planning Commission was established
in ......
1) 1956 2)1935 3)1982
4) 1969 5) 1950
16. Planning Commission Deputy
Chairman is Montek Singh
Ahluwalia. Who is the present
secretary of Planning
Commission?
1) Sindhushree Khullar
2) Sudha Pillai
3) Usha Anatha Subramanian
4) Mrs. Poonam Malakondiah 5) None
17. As per the estimates of Planning
Commission, the number of persons living
below the poverty line in the country has
declined from 40.74 crore in 2004-05 to ......
in 2011-12.
1) 27 crore 2) 32 crore 3) 37 crore
4) 38 crore 5) 39 crore
18. The recent estimates of the Planning
Commission say which of the following

states had the highest number of poor
people (5.98 crore) living below the poverty
line in 2011-12?
1) West Bengal 2) Maharashtra
3) Madhya Pradesh 4) Bihar
5) Uttar Pradesh
19. Union Minister for of State for Planning and
Parliamentary Affairs Rajeev Shukla said ,
planning Commission estimates poverty
line on the basis of .......
1) Monthly Per Capita Consumption
Expenditure (MPCE)
2) Monthly Per Capita Income (MPCI)
3) Yearly Income of Individual
4) Average Expenditure of Months (AEM)
5) None
20. Which Committee recommended MPCE of
Rs. 447 for rural areas and Rs. 579 for
urban areas as the poverty line for 2004-05,
accepted by Planning Commission?
1) Kelkar 2) Abhijith Sen
3) Suresh Tendulkar 4) Amartya Sen
5) None
21. For 2011-12, the MPCE was at Rs 816 in
rural and Rs........ in urban areas, fixed by
Planning Commission.
1) 1000 2) 850 3) 950 4) 1200 5) 2000
22. Planning Commission in June 2012,
constituted an expert group under the chairmanship
of whom ........ to review the
methodology for measurement of poverty.
1) C. Rangarajan
2) Montek Singh Ahluwalia
3) Chaturvedi 4) Manmohan Singh
5) Divya Swamy
23. The President conferred Padma awards
recently on eminent personalities from
different fields. Who among the following
has been conferred the Padma Vibhushan,
the second highest civilian award this year?
1) Anumolu Ramakrishna (Posthumously)
2) Jawahar Lal Kaul 3) Sudarshan Pattnaik
4) P Gopichand 5) RA Mashelkar
24. Who among the following is the winner of
the best actor Oscar in the 86th Academy
awards?
1) Jared Leto 2) Leonardo DiCaprio
3) Matthew McConaughey
4) Woody Harrelson 5) None of above
25. Who among the following has been conferred
Green Crusader of the Year
Award at the prestigious IAA Olive
Crown Awards recently?
1) Prasoon Joshi 2) Shashi Tharoor
3) Maneka Gandhi 4) Medha Patkar
5) None of above
26. 3rd Nuclear Security Summit held
between 24-25 March 2014 held
at ........
1) Rome 2) Tokyo 3) The Hague
4) Berlin 5) Washington
27. Which of the following countries will host
the 18th SAARC Summit on 14th Nov
2014?
1) Maldives 2) Sri Lanka 3) Nepal
4) Pakistan 5) Bhutan
28. China has allowed direct domestic trading
of its currency Yuan against the currency of
which of the following countries on 18
March 2014 to encourage such trading as it

internationalizes the Chinese currency?
1) Japan 2) South Korea 3) New Zealand
4) USA 5) None of above
29. Who among the following became the
national ambassador of the Earth Hour
2014 that was observed on 29 Mar at 8.30
pm? Earth Hour is an annual global event
at which hundreds of millions of households,
businesses and govts around the
world turn off their lights for one hour.
1) Ranveer Singh 2) Ranbir Kapoor
3) Arjun Kapoor 4) Salman Khan
5) Irfan Khan
30. World Health Day is observed on:
1) 2 Apr 2) 4 Apr 3) 7 Apr
4) 8 Apr 5) 12 Apr
31. On World Health Day 7 April 2014, WHO
highlighted the serious and increasing
threat of vector-borne diseases (VBDs),
with the slogan .......
1) Let Vectors die 2) Small life, big threat
3) Free world from Vectors
4) Say no to Vectors
5) Small bite, big threat
32. Financial guarantees and performance
guarantees issued by banks on behalf of
their clients is called?
1) Bank Guarantee 2) Bank Undertaking
3) Bank Insurance 4) Bank Avoidance
5) Bank Notice
33. Credit instrument that originates from the
creditor (drawer) on which the debtor
(drawee) acknowledges his Liability is called?
1) Bill of Lading 2) Bank Guarantee
3) Bill of Exchange
4) Bank Promissory Note
5) Payment Receipt
34. Who became the new chairman of industry
body CII (Confederation of Indian
Industries)?
1) S.Chandrasekaran 2) Rana Kapoor
3) Ajay Shriram 4) Nandan Nilekani
5) Ratan TATA
35. Jens Stoltenberg will take over as new chief
of the 28-nation military alliance NATO in
Oct 2014. He is the former prime minister of
which of the following countries?
1) Denmark 2) Belgium 3) Croatia
4) Bulgaria 5) Norway
36. IUCN is an international union associated
with which of the following?
1) Cure and Neutralisation
2) Consumption of Nutrients
3) Countries with Nuclear power
4) Conservation of Nature
5) None of above
37. On 9 April 2014, which Indian cricketer was
named as one of the five cricketers of 2014
for his performance in 2013 by WISDEN?
1) Virat Kohli 2) Dhoni 3) Rohit Sharma
4) Ravichandran Ashwin
5) Shikhar Dhawan
38. Deodhar Trophy is associated with which of
the following games?
1) Football 2) Hockey 3) Basketball
4) Cricket 5) None of above
39. Who is the winner of Deodhar Trophy
2014 ...........
1) East Zone 2) North Zone
3) West Zone 4) Central Zone

5) South Zone
40. TROPEX drill recently conducted by....
1) Indian Army 2) CRPF
3) BSF 4) US Army on Indian soil
5) Indian Navy
41. The National Voters' Day is celebrated
every year on which of the following dates
in India?
1) 21 Jan 2) 22 Jan 3) 23 Jan
4) 24 Jan 5) 25 Jan
42. As per the data available with SEBI, the
Foreign Institutional Investors (FIIs) have
made net inflows of a staggering nearly
.......... in the Indian stocks during fiscal
year 2013-14.
1) Rs.80,000 cr 2) Rs.70,000 cr
3) Rs.60,000 cr 4) Rs.90,000 cr
5) Rs.1,00,000 cr
1-5
2-3
3-5
4-3
5-5
6-3
7-5
8-3
9-5
10-3
11-3
12-5
13-4
14-3
15-5
16-1
17-1
18-5
19-1
20-3
21-1
22-1
23-5
24-3
25-3
26-3
27-3
28-3
29-3
30-3
31-5
32-1
33-3
34-3
35-5
36-4
37-5
38-4
39-3
40-5
41-5
42-1.
Answers
A. Veeraswamy
The Empowered Group of Ministers (EGoM) cleared an assistance
of Rs 352 cr for replanting horticultural crops in hailstorm-
hit four States. Which of the following states is NOT
among these four states?
1) Rajasthan 2) Karnataka 3) Maharashtra
4) Madhya Pradesh 5) Tamil nadu
Ans: 5

iR-Rc 1 -E 2014 N-O-uo Aj-u.R-
-u 2
1. Committee on Comprehensive Financial
Services for Small Businesses and Low-
Income Households headed by ....
1) C.Rangarajan 2) Y.V.Reddy
3) Nachiket Mor 4) Urjit Patel 5) None
2. On 7 January 2014, which panel suggested
sweep changes in the banking structure?
1) Deepak Mohanthy 2) Chaturvedi
3) K.C.Chakravarthy 4) Bimal Jalan
5) Nachiket Mor
3. As per the Nachiket Mor committee, the
banks exclusively should be established for
the welfare of..
1) low income households
2) industries 3) small scale industries
4) bankers 5) All of above
4. By what date every adult citizen of India
must hold a savings account as per the
report of Nachiket Mor?
1) 31 March 2015 2) 1 Jan 2016
3) 31 Dec 2015 4) 15 Dec 2016
5) 31 March 2016
5. To provide payment services and deposit
products to small businesses and lowincome
households, what types of banks
suggested by Nachiket Mor committee
report, submitted on 7 January 2014?
1) Deposit banks 2) Ultra small branches
3) Satellite banks 4) PI banks
5) Payment banks
6. Nachiket Mor Committee suggested in the
payment banks the maximum balance must
be allowed upto .......
1) Rs.10000 2) Rs.25000 3) Rs.40000
4) Rs.50,000 5) Rs.5000
7. Which committee suggested the facility for
withdrawal, payment and deposit should be
set up within a 15-minutes walking distance
for any person anywhere in the country?
1) Vijay Bhaskar 2) Anil Kumar Sharma
3) Nachiket Mor 4) C.Rangarajan
5) None of above
8. Payment banks can initiate the establishment
with minimum core capital of....
1) Rs.50 crore 2) Rs.150 crore
3) Rs.500 crore 4) Rs.100 crore 5) None
9. A combination of ........ must be issued to
each citizen of India as per Nachiket Mor
committee?
1) Savings account and Aadhar Card
2) Savings Account and PAN card
3) Passport and Savings Account
4) Aadhar card and Ration card 5) None
10. In his 7th January 2014 committee report,
Nachiket Mor preferred ....
1) banks continue the low base rate system
to rural and Agricultural households.
2) to drop the banks give less base rate to
Agriculture and RBI should give them
directly.
3) to increase the banks present system of
low base rate system to Agriculture.
4) to lift the present low base rate system to
Agriculture sector, instead give direct
benefit to farmers.

5) None
11. On the regulatory front, Nachiket Mor
committee suggested...
1) continuation of SLR 2) increase SLR
3) merge both SLR and CRR
4) only public sector banks should follow
SLR
5) gradual abolition of SLR
12. Which bank got the government permission
for its Rs.9,576 - crore capital - raising plan
through the Qualified Institutional
Placement (QIP) route?
1) PNB 2) OBC 3) SBI
4) RBI 5) Indian Bank
13. On 22 March 2014, which committee submitted
the "Report of the Committee to
Recommend Data Format for Furnishing of
Credit Information to Credit Information
Companies"?
1) Usha Thorat 2) Nachiket Mor
3) Anand Guru 4) Narasimham
5) Aditya Puri
14. Rural Water Supply and
Sanitation Project for Low
Income States of Assam, Bihar,
Jharkhand and Uttar Pradesh to
be funded by .......
1) IMF 2) IDA 3) World Bank
4) ODA 5) ADB
15. The statements related to
NASSCOM (National Association
of Software and Services Companies)
details are given. Pick up wrong statement.
1) Established in 1988.
2) Head office located in New Delhi.
3) It is established to facilitate business and
trade in software and services and to
encourage advancement of research in
software technology.
4) Its present Chairman is R.Chandrasekaran
5) It is integral part of ASSOCHAM
16. Lara Super Thermal Power Project is in ......
1) Jharkand 2) Chhattisgarh
3) Tamilnadu 4) Odisha 5) Assam
17. Parliamentary Standing Committee on
Finance recommended raising the income
tax exemption limit to Rs.3 lakh on 1 April
2014. Who is the head of this committee?
1) Yashwant Sinha 2) P.Chidambaram
3) Jaswanth Singh 4) Manmohan Singh
5) None of above
18. On 14 April 2014, the Economic Affairs
Secretary Arvind Mayaram has been designated
as ......
1) Deputy Chairman, Planning Commission
2) Chief Advisor to Finance Minister of India
3) Advisor to Planning Commission
4) Chief Economist, World Bank
5) Finance Secretary
19. Present Chairman of National Human
Rights Commission is .....
1) K.G.Balakrishnan 2) P.L.Punia
3) Rameshwar Oran 4) Ramadorai. S
5) None of the above
20. Who was appointed as the interim president
of the Indian cricket board for IPL affairs, in
place of the tainted incumbent
N. Srinivasan on 28 March 2014?
1) Deepak Parekh 2) Saurav Ganguly
3) Sunil Gavaskar 4) Alan Issac 5) None

21. Who heads the committee constituted by
Union of India to study and examine the
demand of a separate Bodoland state?
1) Sushil Kumar Shinde
2) K. Sivaramakrishnan
3) G.K. Pillai 4) A.K. Singh 5) None
22. Ramanujan Mathematics Award 2014
conferred on .......
1) Sakuntala Devi 2) K. Chandrasekharan
3) Anand Kumar 4) Akshay Venkatesh
5) None of the above
23. Who has been recently conferred with Polio
Eradication Champion Award?
1) Amitabh Bacchan 2) Amir Khan
3) Sheila Dikshit 4) Manmohan Singh
5) None
24. Shigeru Ban won the Pritzker Architecture
Prize 2014 on 25 March 2014. He won the
award for his creative and inexpensive
designs for disaster relief shelters. He
belongs to ........
1) China 2) Russia 3) Korea
4) Japan 5) Sweden
25. Global remittance flows to India
have witnessed a sharp surge to
$7.18 billion in 2013. Which of
the following states in India is
the top recipient, contributing
33% to the total remittances?
1) Gujrat 2) Kerala
3) Maharashtra
4) Odisha 5) Delhi
26. The first unit of coal based Kalisindh Super
Thermal Power Plant commenced power
generation in Jhalawar district in which of
the following states recently?
1) Madhya Pradesh 2) AP 3) Gujarat
4) Maharashtra 5) Rajasthan
27. Unaccustomed Earth, The Namesake,
Interpreter of Maladies are written by ......
1) Jumpha Lahiri 2) Kushwanth Singh
3) Chetan Bhagath 4) Robin Sharma
5) None
28. ''Harry Potter and the Deathly Hallows, The
Cuckoo's Calling, Fantastic Beasts and
Where to Find Them" written by ......
1) Shidney Sheldon 2) Salman Rusdie
3) J.K.Rowling 4) Vikram Seth
5) George Bernard Shaw
29. For Baileys Women's Prize for Fiction 2014
on 8 April 2014, which book of Jhumpa
Lahiri was selected?
1) The Lowland 2) The Namesake
3) The Kills 4) The Spinning Heart
5) None
30. World Water day observed on every .....
1) 22 April 2) 22 January
3) 22 March 4) 22 June 5) None
31. Who recommended the creation of World
Water day in 1992?
1) UNO 2) UNESCO 3) UNCED
4) IWA 5) None
32. On the recommendation of UNCED (United
Nations Conference on Environment and
Development), UNO Celebrating world
water day from ......
1) 1992 2) 1995 3) 2001 4) 1991 5) 1993
33. Nirbheek is ......
1) Indian Navy ship 2) Missile
3) Government of India new program to

protect woman.
4) Lightweight revolver designed by Indian
Ordnance Factory to protect the women.
5) None
34. Miami Masters title again won by .....
1) Rafael Nadal 2) Roger Federer
3) Novak Djokovic 4) Andy Murray
5) None of above
35. Who won silver medal of 10 m Air Pistol
Women at the ISSF World Cup held in USA?
1) Tejaswini Sawan 2) Rajeswari Perumal
3) Heena Sidhu 4) Deepika Kumari
5) Anjali Bhagwat
36. Ukraine acting President on 13 April 2014
said Russian forces are behind riots in his
nation. Who is the acting president of
Ukraine?
1) Oleksandr Turchynov
2) Arseniy Yatsenyuk 3) Roduyu Tothenk
4) Vladimir Putin 5) None of above

1-3
2-5
3-1
4-2
5-5
6-4
7-3
8-1
9-1
10-4
11-5
12-3
13-5
14-3
15-5
16-2
17-1
18-5
19-1
20-3
21-3
22-3
23-3
24-4
25-2
26-5
27-1
28-3
29-1
30-3
31-3
32-5
33-4
34-3
35-3
36-1.
ANSWERS
A. Veeraswamy
Central Vigilance Commissioner is...?
1) Justice Swatantra Kumar 2) A.K.Ganguly
3) Pradeep Kumar 4) Rajiv Sharma 5) D.Tripathi
Ans: 3
An Indian term for a negotiable instrument that is similar to a bill of
exchange is called...?
1) Hundi 2) Garnishee 3) Pledge 4) Bill of Lading 5) None
Ans: 1

AA-o 2014'eA
1. What is meant by Repo Rate?
1) At what rate of interest banks
offer the funds to Reserve Bank
of India.
2) At what rate of interest World
Bank offer the funds to Central
Government for not less than
the period of 364 days.
3) At what rate of interest banks
barrow the funds from Reserve
Bank of India for short term.
4) At what rate of interest banks
barrow the funds from the other
banks for long term.
5) At what rate of interest Central
Government barrow the funds
from the other banks for long
term.
2. Present Repo Rate is ...
1) 8.00 percent 2) 8.25 percent
3) 7.00 percent 4) 9.00 percent
5) 23 percent
3. The repo rate of RBI not applicable
to?
1) Public Sector Banks
2) Private Sector Banks
3) SBI 4) IDBI
5) Non-Banking Finance
Companies
4. If the Repo Rate increases by
Reserve Bank of India, rate of
interest of the loans offered by the
banks...
1) decrease 2) become zero
3) become 100 percent
4) increase 5) None of above
5. To control Inflation...
1) RBI decreases the Repo Rate
2) RBI ask the Central Government
to increase the Repo Rate
3) RBI cancels the option of Repo
Rate
4) RBI declares Repo Rate as
zero percent
5) RBI increases the Repo Rate
6. Reverse Repo Rate means?
1) The rate at which Reserve Bank
of India (RBI) borrows money
from Central Government.
2) The rate at which state governments
borrows money from
banks.
3) The rate at which Reserve Bank
of India (RBI) borrows money
from banks.
4) The rate at which Reserve Bank
of India (RBI) borrows money
from State Government.
5) The rate at which Reserve Bank
of India (RBI) borrows money
from World bank.
7. The present Reverse Repo Rate is?
1) 8.25 percent 2) 8.50 percent
3) 9.00 percent 4) 23.00 percent
5) 7.00 percent
8. A financial contract that derives its
value from another asset or an

index of asset values is called...
1) Derivative 2) Share
3) NAV 4) Maturity
5) None
9. In the Interim Budget 2014-15, the
Finance Minister promised to provide
how much capital in the form
of capital infusion to Public Sector
banks?
1) Rs.10,000 crore
2) Rs.14,500 crore
3) Rs.8,750 crore
4) Rs.11,200 crore 5) None
10. Finance Ministers and Central
Bank Governors of the G-20 major
economies organized between 22
February and 24 February 2014 in?
1) Australia 2) India
3) USA 4) UK
5) Canada
11. Which private bank of India which
has commenced its operations at
Shanghai in China on 8 Jan 2014?
1) Kotak Mahindra Bank
2) KVB 3) Axis Bank
4) ICICI 5) YES Bank
12. Presenting the Interim budget for
2014-15, the Finance Minister
P.Chidambaram proposed a venture
capital fund to promote entrepreneurship
among scheduled
castes and scheduled tribes. What
will be the initial capital for the fund?
1) Rs.200 cr 2) Rs.100 cr
3) Rs.150 cr 4) Rs.50 cr
5) Rs.250 cr
13. On 10 March 2014, the Central
Government declared to build 200
low cost airports in the coming...
1) 5 years 2) 15 years
3) 100 years 4) 50 years
5) 20 years
14. In a landmark judgment, the
Supreme Court recognized whom
as third category of gender and
directed Centre and states to grant
them all facilities including voters
ID, passport and driving license on
15 April 2014?
1) Lesbians 2) Homosexuals
3) 1 & 2
4) Transgender
5) None of above
15. India Inclusive
Innovation Fund (IIIF)
was launched by the
National Innovation
Council (NIC) and the
Union Ministry of Micro,
Small and Medium Enterprises
(MSME). NIC headed by?
1) Santha Sinha 2) P.L.Punia
3) Rameswar Oran
4) Sam Pitroda 5) S.Ramadorai
16. Which nation maintained the top
spot in the world in foreign
exchange remittances from its
migratory workforce during 2013?
1) China 2) Japan
3) India 4) Zimbabwe

5) Australia
17. Global remittance flows to India
have witnessed a sharp surge to
$7.18 billion in 2013. Which of the
following states in India is the top
recipient, contributing 33% to the
total remittances?
1) Gujarat 2) Kerala
3) Maharashtra 4) Odisha
5) Delhi
18. Kalisindh Super Thermal Power
Plant located in...
1) Rajasthan 2) Odisha
3) West Bengal 4) AP
5) None
19. One of the famous Indian
sportspersons released his/ her
autobiography 'Unbreakable' in the
month of December 2013. Name
the sportsperson correctly?
1) Saina Nehwal
2) Sachin Tendulkar
3) Sushil Kumar
4) K.Srikanth 5) Mary Kom
20. 'Crusader or Conspirator?
Coalgate and other Truths' written
by whom released on 14 April
2014 in New Delhi?
1) Sanjaya Baru
2) Pavan Choudary
3) PC Parakh
4) Kushwanth Singh
5) None of above
21. Global Indian Award conferred on
whom on 26 April 2014 for his
remarkable vision and leadership?
1) Sam Pitroda
2) Narayana Murthy
3) Ratan Tata
4) Pallonji Mistry 5) None
22. Eugene Fama, Lars Peter Hansen
and Robert Shiller received Noble
Prize 2013 in the field of
Economics for their work on creating
a deeper knowledge of...
1) how demand and supply
determine the prices.
2) how stock markets respond to
political decisions.
3) how WPI inflation method go
wrong.
4) how EU crisis down the growth
of world economy.
5) how market prices move.
23. Who won the Millennium
Technology Prize 2014 for discoveries
leading to a thousand-fold
increase in digital data storage on
magnetic disks?
1) Ratan Tata
2) Laxmi Nivas Mittal
3) Stuart Parkin
4) Milan Vojnovic 5) None
24. Which women
Economist became the
Chairman of USA
Federal Reserve on 3
February 2014?
1) Navaneetham Pillai
2) Suma Chakravarthi

3) Janet Yellen
4) Christine Lagarde 5) None
25. Prime Minister of Nepal is ...
1) Sushil Koirala
2) Khil Raj Regmi
3) Baburam Bhattarai
4) Jhala Nath Khanal
5) Madhav Kumar Nepal
26. Matteo Renzi sworn in as the
youngest Prime Minister of?
1) Sweden 2) Canada
3) Italy 4) Philippines 5) None
27. Abdelaziz Bouteflika elected as the
President of Algeria for the fourth
time consecutively on 18 April
2014. Currency of Algeria is..
1) Dinar 2) Rupee 3) Yuan
4) Dirham 5) Dollar



1-3
2-1
3-5
4-4
5-5
6-3
7-5
8-1
9-4
10-1
11-3
12-1
13-5
14-4
15-4
16-3
17-2
18-1
19-5
20-3
21-2
22-5
23-3
24-3
25-1
26-3
27-1
Key
1. What is the term applied to evolution of vegetation
so that it becomes increasingly adapted
to its environment?
A) Organic evolution B) Plant succession
C) Climatic climax D) Adaptation
2. Where do you find the clock and calendar in /
on your computer?
A) Task Bar B) Recycle Bin
C) Library D) Start Menu
3. Who is the author of the book 'We Indians'?
A) Khushwant Singh B) Mulk Raj Anand
C) Nirad C. Chaudhary
D) Subramanya Swamy
4. The north pole of the earth's magnet is near
the geographical
A) South B) East C) West D) North
5. Where did India play its 1st one day international
match?
A) Lords B) Headingley
C) Taunton D) The Oval
6. The Academy Award is also known as

A) Matthews Award B) Oscar Award
C) BAFTA Award D) Palm's de Affaire
7. The ozone layer absorbs
A) infrared radiation B) microwaves
C) radio wave D) ultraviolet rays
8. The Oldest coal-field in India is
A) Raniganj B) Jharia
C) Bokaro D) Karanpura
9. The term 'Butterfly stroke' is associated with
A) Kabaddi B) Wrestling
C) Swimming D) Rowing
10. Mouse technique used for access in properties
of any object is
A) Dragging B) Dropping
C) Right clicking D) Shift clicking
11. Which of the following gas do not considered
as polluting agent of air?
A) CO2 B) CO C) NO2 D) SO2
12. What is URL?
A) It is software used in the defragmentaiton
of disk of computer.
B) It is software to make the computer
screen bright.
C) It is specific character straight that constitutes
a reference to an internet resource.
D) It is a specific uniform alignment of the
computer software to make run it faster.
13. Which one of the following pairs is not
correctly matched?
A) Kalinga Award : Popularization of Science
B) David Cohen Award : Literature
C) Borlaug Award : Agriculture
D) Pulitzer Prize : Progress in religion
14. In terms of area, India is the ....... largest
country of the world.
A) second B) fourth C) sixth D) seventh
15. What was the pen name of Bankim Chandra
Chattopadhaye?
A) Kamla Kant B) Anila Devi
C) Jarasandha D) Dhananjoy Bairagi
16. When did Humayun first attack Chunar fort?
A) AD 1531 B) AD 1532
C) AD 1533 D) AD 1536
17. The total number of judges of the
International Court of Justice (ICJ) is
A) 10 B) 12 C) 15 D) 18
18. 15th August is the Independence Day of
India and
A) South Korea B) Indonesia
C) China D) Pakistan
19. Jawaharlal Nehru Award is given for
A) Government Science B) Literary work
C) International Understanding
D) Social Work
20. 'World Food Day' is celebrated on
A) Oct 15th B) Oct 19th
C) Oct 12th D) Oct 16th
21. Which one of the following is not a plantation
crop?
A) Tea B) Coffee C) Rubber D) Sugarcane
22. Which of these keys is not on the number
keypad?
A) Ctrl B) Del C) Enter D) Num Lock
23. The largest standing army of the Sultanate,
directly paid by the state was created by
A) Iltutmish B) Alauddin Khilji
C) Mohammad - bin - Tughlaq
D) Sikander Lodhi
24. Manav Seva Award has been instituted in
the memory of

A) Dr. Rajendra Prasad B) Indira Gandhi
C) Acharya Vinoba Bhave D) Rajiv Gandhi
25. A Computer portable and easy to carry by
travelers is
A) Super computer B) Laptop
C) Minicomputer D) File servers
1. A
2. A
3. A
4. D
5. B
6. B
7. D
8. A
9. C
10. C
11. C
12. C
13. D
14. D
15. A
16. B
17. C
18. A
19. C
20. D
21. D
22. A
23. B
24. D
25. B
1. A
2. A
3. A
4. D
5. B
6. B
7. D
8. A
9. C
10. C
11. C
12. C
13. D
14. D
15. A
16. B
17. C
18. A
19. C
20. D
21. D
22. A
23. B
24. D
25. B
--u.-Rc 28 -E 2014 N-O-uo Aj-u.R-
-u 2
1. The delivery of financial services, at affordable
costs or at no costs, to sections of
disadvantaged and low income segments of
society is called ..........
1) Financial exclusion
2) Financial interpretation
3) Financial selection
4) Financial declaration
5) Financial inclusion

2. Which among the following statements is
correct regarding the financial inclusion?
i) bringing of banking services to rural areas
as it is a formal route of deposits and
lending.
ii) creating the awareness about the legal
financial services to escape from the
clutches of money lenders.
iii) creating the cheap and best modes of the
services in the fields of deposits and fund
transfers.
iv) introducing the financial inclusion to
bring the transparency in the application
of central and state government
schemes.
v) not providing the CBS (Core Banking
Scheme) to rural people as the majority of
them are farmers. Financial inclusion
excluded the illiterates.
1) i, ii, iii 2) ii, iii, iv 3) i, ii, iii, iv
4) iv, v 5) i, iii, v
3. Which commission recommendations were
incorporated in RBI monetary review policy,
proposed to introduce No Frill Accounts as a
part of financial inclusion?
1) Rangarajan 2) Subba Rao 3) Khan
4) P.J.Nayak 5) None
4. Who appointed Nachiket Mor committee to
assess the approach to financial inclusion on
4 September 2013?
1) SEBI 2) Government of India
3) RBI 4) NHB 5) NABARD
5. Which campaign aims to bring banking
services to large rural areas launched on 10
February 2011?
1) Swawalamban 2) Swayam
3) Swabhimaan 4) Sthiramaann
5) Sakthiman
6. A person/ institution/ organization represents
the bank in village areas to provide banking
services is called ........
1) Business Correspondent Scheme
2) Banking Friendly Scheme
3) Banking Flag Scheme
4) Banking Rupee Scheme 5) None
7. As the Business Correspondent Scheme is
also the part of financial inclusion as per the
order issued by RBI on 25 January 2006,
the services can be provided includes .........
i) cash deposit ii) disbursal of small credit
iii) recovery of loan
iv) sale of micro insurance/ mutual fund
products/ pension products
v) opening of locker in the premises of village
1) i, ii, iii, iv 2) i, ii, iv, v 3) ii, iii, v
4) i, v 5) i, ii, iii, iv, v
8. Which branches can be opened to co-ordinate
the work of Business Correspondent?
1) BC branch 2) Head branch
3) Ultra small branch 4) Top branch
5) None
9. Ultra small branches are part of financial
inclusion to be opened in rural areas. In
2013-14, these rural branches extensively
opened in .........
1) Central India 2) North India
3) East India 4) West India
5) North west of India
10. Regional Rural Banks must open at least
.................... percent of branches in the

populated areas less than 10000 as a part
of financial inclusion.
1) 15 2) 50 3) 25 4) 75 5) 40
11. Which bank opened Customer Service
Point (CSP) to extend financial inclusion
targeting urban poor?
1) Union Bank of India 2) ICICI
3) SBI 4) Syndicate Bank 5) Yes Bank
12. For financial inclusion and to facilitate
low-income group customers, which SBI
subsidiary inaugurated NO FRILLS
ACCOUNT by name 'Saral Bachat Khata'?
1) State Bank of Bikaner and Jaipur
2) State Bank of Hyderabad
3) State Bank of Mysore
4) State Bank of Travancore
5) State Bank of Patiala
13. Project Namaskar launched by which bank
as part of financial inclusion ..........?
1) PNB 2) Axis Bank
3) ICICI 4) CBI 5) SBI
14. On 26 January 2014, who
appreciated the work of Central
Bank of India financial
inclusion?
1) World Bank 2) IMF
3) IDA 4) ADB 5) UNDP
15. Madhya Pradesh Government's
financial inclusion model is ........
1) Samrat 2) Sammelan
3) Samruddhi 4) Swalamban 5) None
16. Vidyut Vyapar Nigam, the unit of NTPC
provide uninterrupted 250 megawatt power
supply to .........
1) Sri Lanka 2) Bangladesh
3) Myanmar 4) Pakistan 5) Afghanistan
17. Asian Development Bank released a report
on 1st April 2014, stating that the Gross
Domestic Product (GDP) of India to be .......
in 2014-15.
1) 5.5 percent 2) 8.5 percent
3) 6.5 percent 4) 7.5 percent 5) None
18. On 30 March 2014, the President of India
cleared the re-promulgation of the SEBI
Ordinance Securities Laws (Amendment)
Bill 2013. The ordinance aims to give powers
to Securities and Exchanges Board of
India (SEBI) to act against what/ whom?
1) Insider trading 2) FDI
3) Ponzi schemes 4) Cross selling
5) Stock frauds
19. On 19 March 2014, where SEBI launched
its local office for spreading financial literacy
and redressing center?
1) Mumbai 2) Hyderabad 3) Chennai
4) Bangalore 5) Ranchi
20. Which state registered India's fastest growing
State with its Gross State Domestic
Product (GSDP) growing at 15.05 percent
during 2012-13, as per the latest data
released by the Central Statistics Office
recently?
1) Gujarat 2) Madhya Pradesh 3) Bihar
4) Goa 5) AP
21. Time period during the loan term when the
borrower is not required to make any repayment,
is termed as ..............
1) Amortization 2) Waiver 3) Probate
4) Default 5) Moratorium
22. We often come across the term CSR used

in Company Law. What does letter S
denote in the word CSR?
1) Stolen 2) Special 3) Social
4) Solo 5) Stimulate
23. World Green Economy Summit (WGES)
2014 recently held at ..........
1) The Hague 2) Madrid 3) Dubai
4) New Delhi 5) Tokyo
24. On 14 April 2014, which nation announced
that it would not contribute its funding to the
Commonwealth Secretariat, as it was
unable to stand for the defence of the basic
principles of freedom, democracy and
respect for human dignity in Sri Lanka?
1) India 2) UK 3) Pakistan
4) New Zealand 5) Canada
25. 8th G-20 summit held at
St. Petersburg (Russia) in 2013. In 2014
the 9th summit to be held at Brisbane in...
1) Italy 2) Canada 3) Australia
4) South Africa 5) Germany
26. AQUATM release one liter water
for one rupee and also it can be
operated through prepaid card
launched by Vandana
Foundation, a non - profit company.
First AQUATM launched on
23 March 2014 at....
1) Mumbai 2) Kolkatta 3) Chennai
4) Pune 5) None
27. First double-decker flyover of India was
opened for public use on 18 April 2014 in ....
1) Mumbai 2) Delhi 3) Hyderabad
4) Pune 5) Chennai
28. Who was ranked No. 10 in Women's
Squash Association (WSA) rankings
released on 1 May 2014, after her winning
in Texas open 2014?
1) Joshna Chinappa 2) Deepika Kumari
3) Dipika Pallikal 4) Anaka Alankamony
5) None
29. Which famous female snooker player won
the World Women's Senior Snooker title
2014 on 22 April 2014?
1) Kalanidhi Parker 2) Reanne Evans
3) Chitra Magimairaj
4) Rama Panditha Malini 5) None
30. The terms Advantage, Bully, Centre
Forward, Flick, Goal Line, Halfway Line and
Stick used in ........
1) Foot ball 2) Billiards 3) Volley ball
4) Cricket 5) Hockey
31. Which nation crossed South Africa to
become Africa's biggest economy on 7 April
2014?
1) Kenya 2) Ghana 3) Nigeria
4) Cameroon 5) None
32. Chung Hong-won tendered his resignation
on 27 April 2014 over a ship accident that
claimed several lives in the country. He is
the Prime Minister of ..........
1) Hong Kong 2) Macau 3) South Korea
4) Malaysia 5) None
33. Robert Edwards, the British Nobel Laureate
who pioneered the development of In Vitro
Fertilization (IVF) that led to the birth of the
world's first ''test tube baby'', died on 10
April 2014. He belongs to ........
1) USA 2) France 3) UK
4) Germany 5) Italy

34. On 1 May 2014, the Union Cabinet
approved to set up Polavaram Project
Authority (PPA) to see that Polavaram irrigation
project construction go well. Where
is polavaram irrigation project?
1) Tamilnadu 2) Karnataka
3) Madhya Pradesh 4) Maharashtra
5) Andhra Pradesh
35. On 24 April 2014 Supreme Court ordered
that the special audit of property, assets
and accounts of Kerala's Sree
Padmanabha Swamy temple to be conducted
under the supervision of ..........
1) Pratip Chaudari 2) Shashikanth Sharma
3) Sadasivam 4) R.M. Lodha 5) Vinod Rai
36. India and which other two nations join
hands on 18 April 2014 and proposed an
initiative for Kanchenjunga trans-boundary
landscape to address biodiversity conservation
in a sustainable way in the
Himalayan region?
1) Pakistan and Bhutan
2) Bangladesh and Myanmar
3) Sri Lanka and Maldives
4) Nepal and Bhutan
5) Nepal and Bangladesh
37. Union Home Ministry on 13 April 2014 for
the first time approved the recruitment of
young women as combat officers in SSB,
the second largest border guarding force.
SSB stands for .............
1) Sashastra Seema Bal
2) Secondary Seema Bal
3) Standard Seema Bal
4) Second Seema Bal 5) None
38. India made EVMs (Electronic Voting
Machine) to be exported to ........ to use in
the elections held in the month of
November 2014?
1) Somalia 2) Myanmar 3) Zimbabwe
4) Namibia 5) None
39. EU banned the import of which major fruit
from India recently?
1) Guava 2) Pineapple 3) Black grape
4) Red orange 5) Alphonso mango
40. World Malaria day observed on ..........
1) 4 April 2) 13 April 3) 25 April
4) 15 April 5) None
41. Supreme Court asked which committee to
investigate the IPL 2013 spot fixing and betting
scandal, further on 22 April 2014?
1) Gavaskar 2) Sivalal Yadav
3) N.Srinivasan 4) Mukul Mudgal
5) Gurunath Meiyappan
42. India successfully test fired Astra missile on
4 May 2014. It is ..........
1) Air to Surface missile
2) Surface to Air missile
3) Surface to Surface missile
4) Air to Air missile 5) None
1-5
2-3
3-3
4-3
5-3
6-1
7-1
8-3
9-1
10-3

11-3
12-1
13-1
14-5
15-3
16-2
17-1
18-5
19-5
20-3
21-5
22-3
23-3
24-5
25-3
26-1
27-1
28-3
29-3
30-5
31-3
32-3
33-3
34-5
35-5
36-4
37-1
38-4
39-5
40-3
41-4
42-4.
Key
A. Veera Swamy
Hatf III (Ghaznavi) missile test fired on 22 April 2014 by....
1) Afganistan 2) India 3) Pakistan
4) China 5) None Ans: 3
'India at Turning Point: The Road to Good Governance' written by ..
1) Abhijith Sen 2) Manmohan Singh
3) Raj Singh Doorai 4) TSR Subramanian
5) None Ans: 4





Banking Practice Bits -2014



3.NDTL consists of (Net Demand
Time Liability) ...
a) Current Accounts
b) Savings Accounts
c) Term Deposits

d) All the above with a few adjustments
4. Interest Rate paid on CRR balances
Is0%
5. CRR balances are to be kept by
banks in Cash balance with RBI
8. CRR/SLR is kept under .....RBI Act & Banking Regulation
Act
9. SLR money is to be kept by Banks
in.....
Gold&G-securities only (or) G-bands
10. REPO stands for and present
REPO rate is..
b) Repurchase offer, 7.25%
11. Under REPO, RBI ...
a) Gives loans to commercial
banks
13. Under Reverse REPO facility ....
b) Banks get interest on deposits
15. Bank Rate is the interest rate
charged on Loans taken by banks under
Bills Re-discounting.
16. MSF of RBI stands for and is
meant for....
b) Marginal Standing Facility for
Liquidity Adjustment
17. SCC (Selective Credit Control)
directives on food grains & Oil
Seeds are given by RBI for
Controlling Hoarding& Controlling speculation
18. PMLA 2002 is for...
b) Arresting money laundering
19. KYC Day is observed on ....1st Aug
20. Bank Notes means
.
Rs. 2 and above up to
Rs.1000/-
21. When did the RBI become a
State owned institution1949
22. RBI head quarter's is there in?
Mumbai
23. How many regional offices do
RBI has?29
25. Which of the following is not
included in the foreign-exchange

reserves of India?
a) Foreign-currency assets held
by the RBI
b) Gold holding of the RBI
c) Silver holding of the RBI
d) Personal Deposit Accounts
Key
1. Which of the following is known as Plastic
Money?
Credit Card&Debit Card
2. KYC guidelines followed by banks have
been framed on the recommendations of
the ...........
5) Reserve Bank of India
3. Business Correspondents in banking are for:
4) Serving the weaker sections of society
5. CMD of a public sector bank is appointed by:
3) Central Government
8. Micro finance development equity fund is
managed by:
NABARD
11. When banks borrow fund for overnight, it is
called:
Call Money

13. Electronic Cheque means :
4) Cheque signed digitally
14. What is the minimum amount for NEFT
transaction?
4) There is No minimum limit
16. Which of the following committees has
given its recommendations on 'Financial
Inclusion'
2) Rangarajan Committee
17. Rise in Stock Market is usually
referred to as:
Bull
18. The term 'insider trading' is associated with:
Stock Markets
19. Which of the following is implemented in
India in all the districts of the country for
providing employment?
3) Mahatma Gandhi National Rural
Employment Guarantee Act

20. Which of the following is the purpose of
introducing 'Know Your Customer' and AML
norms by the banks?
3) To Identify the customer and identifying
the source of funds deposited in banks
21. Which of the following organisations
has been established mainly to promote
micro, small and medium industrial
sector in India?
SIDBI
22. Which of the following is not one of the
major functions of the National Bank for
Agricultural and Rural Development
(NABARD)?
1) Acting as regulator for cooperative
banks and RRBs
2) Extending assistance to the government
and others in matters related to
rural development
3) Providing refinance to lending institutions
in rural areas.
4) Acting as a coordinator in the operations
of rural credit
institutions
5) Review of
monetary and
credit policy
23. Banks in India are
required to maintain
a portion of
their demand and
time liabilities with the Reserve Bank of
India. This portion is called:
Cash Reserve Ratio
24. Which of the following organisations /
agencies has specifically been set up to
boost overall rural development in India?
NABARD
25. Banks in India are regulated
under:

Banking Regulation Act, 1949
26. A savings bank account opened with a
commercial bank with zero or very minimal

balance is known as:
3) No Frill Account
27. Banks in their daily business face various
kinds of risks. Which of the following is one
such major risk?
5) Operational Risk
28. Which of the following schemes was
launched by the RBI in 2004, under which
Govt of India stated that Securities/
Treasury Bills could be issued to absorb
surplus/ durable liquidity?
Market Stabilisation Scheme
29. 'Base Rate' in banks is:
The minimum interest rate fixed by individual
banks below which they cannot
lend funds, except cases like government-
sponsored schemes.
30. Banking sector falls under .........
Service Sector
32. Which of the following is a payment and
settlement system used by the banks in
India?
Real Time Gross Settlement

-U--Rc 29 -AeOd-R 2012 N-O-uo Aj-u.R--u 1
1. Which Bank is called Apex Bank?
Reserve Bank of India
2. First Indian appointed as the Governor of
Reserve bank of India ......
Sir C. D. Deshmukh
3. Which among the following banks has more
ATMs?
State Bank of India
4. ICICI Bank made an agreement with ECO
bank to extend the banking regulations on
15th October 2012. ECO bank original base
is in...
Africa
5. Vostro Account means .....
An account maintained by foreign bank in
India in Indian Rupees
Garnishee , Lien&Crossing ?
9. The Base Year of Consumer Price Index
Numbers for Industrial Workers (CPI-IW) is...

2001
11. Which bank is not in Private Sector?
1) Axis Bank 2) ICICI Bank
3) Repco Bank 4) HDFC Bank
5) South Indian Bank Ltd
12. FERA 1993 passed to control the foreign
exchange dealings. FERA means...
1) Foreign Exchange Regulation Act
1) Bhide Committee-
Commercial banks and State
Financial Corporations
2) Bhuchar Committee-Term lending institutes
and commercial banks
3) K B Chore Committee-Cash credit
4) Cook Committee-Capital Adequacy
Ratio of Banks
14. Which among the following is not the
Negotiable instrument?
1) Cheque 2) Demand Draft
3) Cash Deposit form 4) Bill of Exchange
5) Promissory Note
15. Gilt-edged securities mean ........
High-graded and low risk securities
21. Expand IFRS?
International Financial Reporting
Standards
22. Who is 'Drawer' in the Bank cheques?
Who issue the cheques
23. Who is 'Drawee' in the Bank
Cheques?
Always the banker
24. Who is 'payee' in the Bank Cheques?
Who encash the cheques
25. Drawer can be payee in the Bank
Cheques .....?
Yes
26. The money avail at high rate of interest is
called .....
Dear money
31. Bill of Exchange means ....
Unconditional order issued by a person
or business which directs the recipient to
pay a fixed sum of money to a third party
at a future date

32. Who gives the Order to pay OR maker of
the Bill of exchange is called ......
Drawer
33. In the Bill of Exchange, on whom the obligation
to pay rests is called ......
Drawee

34. In the Bill of Exchange, to whom the bill is
payable, he is called ....
Payee
1. Which among the following statements is
correct?
1) RBI is a Banker to the Government of
India
2) RBI frames and administers the Monetary
Policy of India
4) RBI deals with the borrowing programs of
Government of India
2. On 6 September 2012, World Bank
approved $ 106 million loan to India to
improve ..........
the nutritional outcomes for children less
than six years of age, with a particular
focus on 0 - 3 year old children
3. Which bank launched a mobile wallet
'Mobicash' in partnership with Oxigen
Services (India)?
State Bank of India

4. Andhra Bank's head office is at Hyderabad.
Pick the correct statement relating to Andhra
Bank.
a) Andhra Bank was founded by the
eminent freedom fighter, Dr. Bhogaraju
PattabhiSitaramayya
b) The Bank commenced business on 28th
November 1923 with an authorised
capital of Rs. 10.00 Lakhs
c) Andhra Bank's new mascot is Dolphin
named as DOLLe.
d) Friendly, Intelligent, Responsive are the
mascot slogans of this bank

5. From Jan 2010, with which bank, Bank of

Baroda and Legal & General (UK)
commenced a Life Insurance Joint Venture
by name M/s India First Life Insurance Co
Ltd?
Andhra Bank
11. What is meant by Public Sector Bank?
Government of India or RBI or both have
the least 51 % shares in the bank
15. Which commission distributes the taxes
between centre and states?
Finance Commission
23. The College of Agricultural Banking at ......
rains staff of co-operative and commercial
banks, including regional rural banks. This
college runs by Reserve Bank of India.
Pune
24. Reserve Bank of India is funding to
encourage advance training and research
on banking issues, economic Growth. It is
funding National Institute of Bank
Management (NIBM) at ...........
Pune
25. Where is the Indira Gandhi Institute of
Development Research (IGIDR)? This
Research institute funding by Reserve
Bank of India.
Mumbai
-!-ERc 10 --c-R 2012 N-O-uo Aj-u.R--u 1
1. An Institution whose principle business is
accepting deposits and forwards the Loans
is called .............
Bank
2. The chief activities of bank do not include -
1) Providing loans 2) Accepting deposits
3) Providing lockers
4) Issuing Negotiable instruments
5) Selling Real Estate properties
3. Chief functions of banks do not include .......
1) Accepting Cheque in the form of deposit
2) Allowing the transfer of funds
3) Doing agriculture activity
4) Providing foreign exchange 5) None
5. Payment and Settlement Systems Act
passed in ..............

2007
6. The MICR cheque details given.
1) MICR means Magnetic Ink Character
2) MICR introduced to increase the
standards of the cheques
3) MICR issued by bank
4) In the MICR portion, the customer not
allowed to write anything
7. The MICR cheque details given.
1) In the MICR cheques, MICR bears 9 digits
2) First 3 digits represent city name/ district
name etc.
3) Next 3 digits represent bank name
4) Last 3 digits represent branch code
9. SFMS means ..............
Structured Financial Messaging Solution
10. INRFS means ..............
Indo-Nepal Remittance Facility Scheme
11. NEFT means ..............
National Electronic Fund Transfer
12. Which electronic fund transfer system run
on the basis of 'Deferred Net Settlement'?
NEFT
13. RTGS means ...............
14. Minimum amount to be remitted through
RTGS is ...............
Rs. 2 Lakh&The upper limit in the transactions of RTGS
is
There is no upper limit
16. Beneficiary bank has to credit the beneficiary's
account within .......... hours of
receiving the funds transfer message as
per the order of RBI.
Two

17. In the both cases of RTGS and NEFT, the
service charges are decided by ........

Banker
18. In Online transactions, IFSC code given.
1) IFSC is an alphanumeric code that
uniquely identifies a bank-branch participating
in the NEFT system and RTGS
system

2) IFSC means Indian Financial System
Code
3) It will have 11 digits
4) First 4 digits does not tell the location of bank
head-office
5) Fifth digit is always zero and the last 6
digits tell about
the branch
code
19. On 26th September
2012, World Bank
opened Climate
Innovation Centre in -
Kenya
21. 'e - Choupal' is the Rural marketing network
initiative of .............
ITC
29. New issue of shares is made in ............
Primary Market
30. An important source of capital formation in
India has been .............
Household savings
Banking History
1. As per the modern definition of the bank,
which is the first bank established in India in
1786?
The General Bank of India
2. One of the earliest banks in India, Bank of
Hindustan was established in .....
1790
3. Few Indian Merchants established Union
Bank in 1839 (not Union Bank of India) at....
Calcutta

4. One of the oldest joint stock banks, Bank of
Upper India in 1863, merged with ....
Alliance Bank of Shimla
5. First entirely Indian joint stock bank Oudh
Commercial Bank was established in 1881
at...
Faizabad (Uttar Pradesh)
6. The first phase of Indian banking runs
between 1786 to 1969. The highlights of this
period include .......

1) Establishment of banks in India
2) Report of Hilton-Young Commission
3) Establishment of Reserve Bank of India
4) Establishment of State Bank of India
7. The second phase of Indian banking runs
between 1969 to 1991. The highlights of this
period include...
1) Nationalization of banks
2) Insurance of bank deposits
3) Setting up of Regional Rural Banks
4) Establishment of NABARD
8. Third phase of Indian Banking runs between
1991 till today. The highlights of this period
include ...
1) Introduction of banking reforms
2) Infusion of Information Technology
3) More entry of Foreign banks
4) Customer Banking
9. Economic and Banking pundits divide the
functions of RBI into three categories. They
are ....
Traditional, Promotional and Supervisory
10. ......functions of Reserve Bank of India
include Banker to the government, issuing
of currency notes, control the foreign
exchange, and fight against
the economic crisis.
Traditional
11. New innovations in the banking business,
promoting loans to poorer and small sections
of society, engaging other agencies to
float credit like NABARD etc. are to be
termed as the ...... functions of RBI.
Promotional
12. Licensing, controlling other institutions
which do the part banking, and review of
banks performance are the ......functions of
RBI.
Supervisory
13. On 8th November 2012, which bank and
Vodafone declared they offer 'm-pesa', a
mobile - money transfer and payment
service?
ICICI

14. On 2nd November 2012, which bank
declared to set up 24-hour multi-function
self service counters at its 500 branches
by March 2013?
Punjab National Bank

2. Statutory Liquidity Ratio ....
is the proportion of demand and time
deposits that banks have to keep invested
in unencumbered, approved government
securities, gold or cash.
4. If Statutory Liquidity Ratio increases, the
availability of bank loans ..
decrease
5. To control inflation, Statutory Liquidity Ratio
to be ...
increased
10. If Cash Reserve Ratio reduces, then availability
of bank loans .......
increase
11. On Cash Reserve Ratio funds, the banks....
do not get rate of interest
12. RBI set up the panel to review the structural
constraints in the rural credit delivery
system. It is headed by ....
Prakash Bakshi
24. Global Competitiveness Report
(GCR) is a yearly report published
by the ....
World Economic Forum
28. On 1st October 2012, the Finance Minister
Chidambaram unveiled 12-point revival
package for the ....
Insurance Sector
1. What is meant by Repo Rate?
At what rate of interest banks barrow the
funds from Reserve Bank of India for
short term.
3. If the Repo Rate increases by Reserve Bank
of India, rate of interest of the loans offered
by the banks..
Increase
4. To control Inflation.
RBI increases the Repo Rate

5. Reverse Repo Rate means
the rate at which Reserve Bank of India
(RBI) borrows money from banks.
NOTE: 20Directors of the Central Board of the
Reserve Bank of India?
One of the main attractive points of this
bank is Pigmy Deposit Scheme, which
accepts as low as Rs. 5 at the door steps
of depositors through its agents.
10. SBI SMILE provides interest-free seed
capital to.
Small and medium enterprises
11. Committees relating to banking given. Pick
1) Janakiraman Committee - Securities
transactions of banks
2) Kalia Committee - Banks and NGO,
SHG loans
4) Khanna Committee - Supervisory framework
for Non-banking Financial
Companies
5) Kusro Committee - Agriculture Credit
13. On 19th November 2012, RBI ordered the
banks not to give loans
to buy Gold
16. Which card provides the instant and needy
loan to farmers in India.?
Kisan credit card

27. Disposable Income means..
The amount of current income available
to households after the payment of
taxes, insurance and pensions
1. is not a feature of Demand Deposits?
1) Multiple deposits allowed
2) Multiple withdrawals allowed
3) Withdrawals permitted through ATM
4) Withdrawals not permitted through ATM
2. At the time of opening of Savings Account,
the Account Holder can write Nominee
name. If Nominee dies first ..
the account holder can write another
nominee name
3. Praveen has an account in Union Bank of
India. He issued a cheque of Rs.10000 to

Ravi Kumar. Who is drawee in the above
case?
Union Bank of India
4. A has an account in State Bank of India. He
issued a crossed cheque to B. Then B
should deposit cheque in his bank
account
5. Dr. Santosh deposited Rs.10000 in his savings
account and got counterfoil. In his pass
book the deposit entry made and his present
balance is Rs.15,000. Later he got mobile
alert that he deposited Rs.1000 only.
Then
He need not worry because mobile alerts
need not resemble the accurate balance
in account. His balance stands at
Rs.15,000.
6. A received PIN (personal identification number)
for his debit card by post. Then ..
he should not share this number with
anybody
7. Vijay deposited Rs.5000 in Andhra Bank and
got Demand Draft. He wants to cancel the
Demand Draft. Then
Demand Draft can be cancelled by
Andhra Bank. However the cancellation
charges may be there.
8. World Bank is a vital source of financial and
technical assistance to
Developing countries
11. How many member nations have the membership
in IBRD?
188On 18th April, 2012 which country took
membership in IBRD, becoming the latest
member in IBRD?
South Sudan
13. Who became the president of World Bank
Group on 1st July 2012? He is the 12th
President of the Group.
Jim Yong Kim
15. World Bank has agreed to grant Rs 800
crore for the second phase of the watershed
development programme called
Gramya in the state of

Uttarakhand
16. approved a $ 60-million credit
to the Karnataka Watershed Development
Project II (KWDP II) to improve watershed
planning and management in project areas
on 7th September 2012?
World Bank
17. Central Government, Karnataka
Government and the World Bank have
signed a $70 million additional credit agreement
for the ongoing ..
Karnataka Health System Development
and Reform Project















35. Which committee recommendations
brought Universal Banking in India?
R.H.Khan Committee
36. Which Committee suggested establishing
the United Financial Agency?
B.N.Krishna

1. Who has the sole right to mint coins in India?
Government of India

2. Whose signature appears on coins?
Coins do not bear the signature
3. Government of India withdrawn coins of
denomination of 25 paise and below from circulation
with effect from.....?
30 June 2011

5. To whom the world bank granted a concessional
loan of $100 million for the implementation
of low-income housing scheme?
National Housing bank
6. On 4 April 2013, K.H.Muniyappa, the
Minister of State (Independent Charge) of
the Ministry of Micro , Small and Medium
Enterprises (MSME) given the statement.
His statement does not include.....
1) MSME sector contribute 9% of GDP
2) It accounts for around 45% of the manufacturing
output
3) It contributes 36% of total value of exports
4) The sector has been growing consistently
above 10% for the last five years
7. Who was appointed as
the chairman to suggest
the measures for
enhancing MSME
exports recently?
R.S.Gujral
8. The Indian Life Assurance Companies Act
was the first statutory measure to regulate
life business in India. It was passed in ......?
1912
15. Factoring means......
business of buying trade debts at a
discount and making a
profit when debt is realized
19. Stagflation means .........?
Persistent high inflation combined with
high unemployment and slow economic
growth
23. Where is the head office of Insurance
Regulatory Development Authority?
Hyderabad
27. On 13 June 2013, RBI slapped fine on new
generation private banks. The main reason
is for ......?
violating rules of KYC (Know Your
Customer)
29.USSD stands for .......?
Unstructured Supplementary Service Data
32. In which country Bank of Baroda opened its

100th overseas branch on 28 March 2013?
Dubai
33. Savings account become inoperative, if.... ?
not operated at all during certain period
as per the bank rules
Key
1. Which Banks are established to help small
and marginal farmers, agricultural labour,
artisans and small entrepreneurs etc?
Regional Rural Banks
2. In which year, the Banking commission submitted
the report to establish rural banks?
1972
3. Which prime minister mentioned the concept
of 'Rural Banks' in Twenty-Point Programme
announced on 1 July 1975?
Indira Gandhi
4. On 30 July 1975, the working group on Rural
Banks submitted report to the government of
India. It was headed by ...?
Narasimaham
5. In which year, the President of India issued
the ordinance to establish Regional Rural
Banks?
1975
6. Regional Rural Banks Act passed in...?
1976
7. In Regional Rural Banks, Central government
holds 50% capital and Sponsored
bank holds 35% capital. Who holds the
remaining 15% capital?
State government
8. Financial regulation of RRBs seen after by..?
Reserve Bank of India
9. Supervisory powers of RRBs have been
vested with....?
NABARD
10. The first Regional Rural Bank India started
by Syndicate Bank on 2 October 1975. It
is.....?
PrathamaGrammen bank at Moradabad
in Uttar Pradesh
11. Regional Rural Banks are not found in the
state of.....?

Sikkim and Goa
12. Which committee recommended to permit
RRBs to invest Non-SLR surplus funds in
profitable areas?
Bhandari
13. Which committee recommended for the
amalgamation of RRBs?
Vyas
14. On 22 April 2013, the Regional Rural Banks
(Amendment) Bill, 2013 introduced to
increase the authorized capital of RRB from
Rs. 5 crore to Rs... (in crores) ?
500
15. As per the statement given on 24 June
2013, Companies planning to apply for
bank licenses will be allowed how much per
cent foreign direct investment (FDI) in their
holding companies?
100%
16. Which international monetary organization
granted $110 million to help Urban services
in Jammu and Srinagar on 17 May 2013?
Asian Development Bank
17. Maturity of Inflation Indexed Bonds issued
by RBI on 15th May 2013 is.......?
10 Years
18. Clean Note Policy issued by RBI on 14 May
2013. As per RBI, on
average what percentage
of notes is
disposed off after getting
solid every year?
20%
19. Closed-end fund scheme
means.......?
A scheme of an investment company in
which a fixed number of shares are
issued
4) Company's offer to sell the assets at the
lowest rate
20. AamAdmiBimaYojana, a Social Security
insurance Scheme for rural landless
household introduced by union government
on 2nd October 2007. The scheme

administered by...?
LIC
21. Aim of Swavalamban is......?
To encourage the people from the unorganised
sector to voluntarily save for
their retirement
22. Operation Ganga Prahar relates to.....?
rescue operation of Army to rescue the
stranded pilgrims in Uttarakhand
29. By which year, India surpass
China to become most populous
country in the world as per the estimates
of United Nations report?
2028
31. The rate at which Reserve Bank of India
(RBI) borrows money from banks is.....?
Reverse Repo Rate
33. If the Reverse Repo Rate increases, then
bank...?
funds decrease, as bank lend the funds
to RBI due to rate hike
34. If the Reverse Repo Rate increases, then
interest on loans offer by banks usually'
increase
36. In the RBI's mid-quarter monetary policy
review declared on 17th June 2013, RBI
seriously concerned about ...?
Rupee fall, external sector risks and elevated
food inflation
37. As per the Annual monetary policy statement
2013-2014 announced on 3 May
2013 by RBI , which of the following BRICS nations
showed the accelerated growth during
2012?
South Africa and Brazil
Aj-u.R--u 1
1. Which of the following is not the Traditional
function of RBI?
1) Issue of Currency Notes
2) Banker to the Government
3) Subsidies to people
4) Banker to Bank
2. Exchange Rate Management is the
..................... function of RBI.

Traditional
3. Which Paper Currency denomination not
issued by RBI?
Rs.1
4. Currency issued by RBI (and also by government
of India) is called .............
Legal Tender
5. On the RBI issued paper currency, who put
the signature?
Governor
6. Rs.1 paper currency issued by ......
Government of India
7. Rs. 1 paper currency sign by ...........
Finance Secretary
8. Which Act conferred the monopoly on
Government of India to issue currency notes,
ending the issue of currency by presidency
and private banks?
Paper Currency Act 1861
9. Government of India issued the entire currency
notes till .............
establishment of RBI
10. In which year the RBI first time issued Rs.5
Bank Note bearing the portrait of
George VI?
1938
11.The denomination of any paper currency to
be minted by RBI decides by ...
Government of India
12. As per the present rules, RBI can issue the
paper currency denomination up to the
value of .............
Rs.10,000
13. First time Rs.1000 and Rs.10000 bank
notes were demonetized in........
1946
14. In which year again the large value denomination
bank notes Rs. 1000, Rs.5000 and
Rs. 10000 were reintroduced?
1954
15. Second time Rs. 1000 and Rs.10000 (also
Rs.5000) demonetized in the year of .....
1978


16. Who decides the volume and value of bank
notes to be printed each year?
RBI
18. Which NBFC got the permission from RBI
to establish 9000 White Label ATMs in the
coming 3 years@2013-2016
Muthoot Finance
22. DICCI SME Fund is India's first ...........
SEBI registered fund for Dalits

25. Put Option means ............
Right to sell a certain amount of shares at
a specific price and within a given time
frame
42. In which bank recently, LIC purchased
Rs.500 crore non-convertible bonds?
United Bank of India
43. On 1 July, 2013 RBI declared that Banks
face the huge asset-liability mismatch
in ..............
home Loans
44. Certificates of Deposit (CDs) were introduced
in India in ...........
1989
45. Certificates of Deposit is a .........
negotiable money market instrument or a
Promissory Note against funds deposited
at a bank
46. Certificate of deposit issued by banks
except ...........
1) Public Sector Banks
2) Private Sector Banks
3) Regional Rural Banks
4) all of above 5) None
47. The minimum amount of Certificate of
Deposit can be issued Rs ........ (In lakhs)
1
48. Bank's Certificate of Deposit maturity period
minimum period is 7 days and maximum
period is ..............(in years)
1
49. Financial Institutions' Certificate of Deposits
minimum period is 1 year and maximum
period is .............. (in years)

3
50. As per RBI order, whether loan can be
granted against the Certificate of Deposit...
loan can not be granted


2. The highlight of demand deposit is .......
1) multiple deposits 2) multiple withdrawal
3) Any time banking
4) Electronic mode of withdrawals
3. As per the direction of RBI on 18 March
2013, which facility provided to the customers
on savings account must be discouraged?
Receiving post datescheques in the case
of EMI
4. The Savings Account can be opened by.....
1) Senior Citizen 2) Woman 3) Student
4) Billionaire
5. Whether Savings Account can be opened
Jointly (Joint Account)?
Yes
6. A bank given advertisement that SWAP facility
available in Savings Account. It means.....
the higher amounts in the account move
to higher interest accounts
7. In the opening of Savings Account (few other
accounts also) bank ask to write
Nominee name. Who shall be nominee?
Close blood relation only
8. Nominee's age in the savings account ......
any age
9. Savings account become inoperative, if the
account .........
not operated at all during certain period
as per the bank rules
10. Consider the following statements.
a) A person saves money from his regular
income
b) He wants to save the money in an
account which permits withdrawals any
time with rational rate of interest
c) He also want to issue cheques in favour
of others
d) He wants to use ATM card also

The most suitable account for him is ....?
Saving account
11. The facts relating to the current account
deficit as told by RBI on 3 May 2013 given.
1) Current Account Deficit (CAD) as the
biggest risk to Indian economy.
2) had touched a record high of 6.7 percent
in the December quarter of last fiscal year
3) outlook for Advanced Economies (AEs)
remains uncertain, and even if there may
be no event shocks, there could well be
process shocks which could result in capital
outflows from emerging developing
economies.
4) It said it concern over rising external debt
and short-term borrowings to meet the
widening CAD.
12. In a continue effort to
curb the rupee volatility,
which of the measure
not taken by RBI
on 16th July 2013?
Increased the SLR to 25% to curb the circulation
of money up to Rs.1,20,000
crores
13. World Bank has approved a concessional
loan of $ 100 million for the National
Housing Bank on 17 May 2013.
1) The loan was granted implementation of a
low-income housing programme
2) The programme will support NHB in refinancing
mortgage loans
4) NHB is the regulator of Home loans given
by HFC
14. Which International Monetary Organization
granted $ 100 million to Jammu & Kashmir
for the development of infrastructure?
ADB
15. $84 million granted by ... to strengthen panchayath
project in Bihar on 27 June 2013.
World Bank
19. Which familiar
combination come
under ''Demand

Deposits''?
Saving Account, Current Account
25. The general level of prices increase over
time is called .........
inflation
26. Sustained decrease in the average price
level is called ..........
deflation
27. Demand-pull inflation is an inflation that
results from an initial .........
increase in aggregate demand
28. Where the inflation of a nation increases
gradually, but continually, over time is
called .......
creeping inflation

29. 'Very rapid inflation which is almost impossible
to reduce it' is called.......
galloping inflation
30. If the cost of production rise, for one reason
or another, and force up the prices of finished
goods and services it is called .......
cost-push inflation
31. In its mid-quarter review of the monetary
policy, announced on 17 June 2013, what
reason told by RBI for the continuation of
inflation in India?
Food prices
34. ......... committee look in to issues relating to
financial bench-marking and examine if
they have become obsolete and need
changes. The committee appointed by RBI
on 28 June 2013.
Vijay Bhaskar
35. According to a recent ruling by the
Supreme Court, in cheque bouncing case
for a cheque issued from a joint account,
who can be prosecuted under Section 138
of the Negotiable Instruments Act?
Only the person who signed the cheque
36. The British Indian business tycoon Sanjeev
Kapoor bought Hypo AlpeAdria bank
having headquarters in .......
Austria

2. Details of Bank of Baroda given. Pick the
2) Its logo has dual B letter forms that
hold the rays of the rising sun.
3. Statements relating to Bank of Baroda
1) Bank of Baroda head office is in
Mumbai.
2) BOB Cards limited, BOB Capital
Markets Ltd and Nainital Bank Limited
are its subsidiaries.
3) CNBC TV18 conferred the India Best
Banks and Financial Institutions Awards
2012 award on Bank of Baroda.
5) It recently opened 100th overseas office
in Dubai on 28th March 2013.
4. Which bank in India provides rural counseling,
financial literacy and other services,
are now operational in 52 centers under the
name of GrameenParamarshKendras?
Bank of Baroda
5. 'India's International Bank' is the punch line
of .........
Bank of Baroda
6. On 22 June 2013, which bank inaugurated
the national pilot agri-loan factory at
Himatnagar in Gujarat?
Bank of Baroda
7. Legal & General (UK), Andhra Bank and
which another Indian Bank commenced a
Life Insurance joint venture by name M/s
India First Life Insurance Co Ltd?
Bank of Baroda
10. Which is the first nationalized bank in
India to start the fully computerized
branch?
Bank of India
11. Which is the first nationalized bank in
India to start ATM in 1989 in Mumbai?
Bank of India
12. First Indian bank to open a branch outside
the country, at London, in 1946 is....
Bank of India
13. 'Star Union Dai-ichi Life Insurance Co.
Ltd' is the joint
venture of Union Bank of

India, Dai-ichi Mutual Life Insurance
Company and ..........
Bank of India
14. India's 4th largest Public sector
bank is ...
Bank of India
16. 'ABHAY' is the credit counseling center
of .........
Bank of India
17. On 11 June 2013, RBI raised the limit for
online repatriation of export proceeds to...
$ 10000
18. RBI made it mandatory for units in Special
Economic Zones to repatriate full value of
exports within..
12 months
19. On 25 June 2013 CRISIL launched a
financial inclusion index. It is .......
Financial Inclusix
20. As per CRISIL index on Financial inclusion
which part of India is top in the financial
inclusion?
South India
21. Top three States/ Union territories in
terms of financial inclusion are ...... as per
CRISIL index.
Puducherry, Chandigarh and Kerala
22. To whom the Central Govt. had given
ample powers to tackle ponzi schemes?
SEBI
23. Former Goldman Sachs Bank Chairman Rajat Gupta is
accused in ..........
Insider trading scam
25. Statements relating
to IFCI given.
1) IFCI means Industrial
Finance Corporation of
India.
2) It was established on 1
July 1948 under the
Industrial Finance
Corporation Act of 1948.
3) It provides medium and long term financial
assistance to large scale industrial

undertakings.
26. As per the recent report published by
FATF, an inter-governmental body, India
has addressed shortfalls in its black
money fight. Expand the term FATF.
Financial Action Task Force
27. IRDA (Insurance Regulatory
Development Authority) removed .......
percent investment limit on reverse repo
transactions for insurance companies on
3 April 2013.
10
2. First full pledged legislation to allow the formation
of Co-operative Societies is .......
Co-operative Credit Societies Act, 1904
3. The first Act to pass to pave the establishment
of Co-operative banks -
Co-operative Credit Societies Act, 1912
4. Which committee was appointed in 1944 to
give recommendations to improve co-operative
movement?
MacLagan
5. Which sector is the major beneficiary of Cooperative
banking system till 1969?
Agriculture
6. Indian Co-operative Bank system is ........
Federal
7. On 13 April 2013, RBI decided to cancel the
licenses of 26 loss-making co-operative
banks as they got losses. Majority of them
are in .....
UP
8. ......... is the apex of the three-tier co-operative
structure in India.
State Co-operative banks
9. Which bank finance, coordinate and control
the working of District Central Co-operative
Banks in the states?
State Co-operative Bank
10. State Co-operative Banks (SCB) usually
lend .......
1) District Central Co-operative Banks
2) Primary Co-operative banks
3) to individuals in exceptional cases

11. Capital of State Co-operative Banks (SCB)
mobilized from ........
1) Members of District Central Co-operative
Banks
2) Members of Primary Cooperative banks
12. The external lending agencies to State Cooperative
Banks (SCB) are ......
1) NABARD 2) Development Banks
3) State Government 4) Financial institutes
13. ........ is the intermediate rung in the threetier
Co-operative Credit structure.
District Central Co-operative Banks
14. The funds of District Central Co-operative
Banks arisen from ..........
1) NABARD lending 2) State government
3) Affiliated Co-operative societies
4) Funds from State Co-operative Banks
15. Gross level of arms of the short term cooperative
credit structure is ........
Primary Agricultural Credit Society
16. The functions of Primary
Agricultural Credit Society
is .......
1) lending 2) mortgage
3) pledge
4) accepting deposits
17. Primary Urban Co-operative banks
established with the aim of giving
delivering banking services in ....
areas.
Urban
18. By which date, the Urban Co-operative
banks must implement CBS facility
in all its branches as per the order of
RBI on 13 March 2013?
31 December 2013
19. The recent actions/ orders of RBI to control
Co-operative banks given. Pick the correct
one.
1) Customers of Pune-based Rupee Cooperative
Bank restricted by limiting the
amount of money that depositors can
withdraw up to Rs.1000 only. It is pune
based bank.

2) On 5 March 2013, RBI asked Urban Cooperative
Banks (UCBs) to take necessary
steps to ensure smooth transition to
new international accounting norms IFRS
from April 2014.
3) Amanath Co-operative Bank can conduct
a financial transaction of not more than
Rs.1,000 per account a day as per the
directions of RBI on 7 April 2013. It is
Karnataka based bank.
4) On 8 January 2013, RBI notified that all
co-operative banks should not issued cobranded
ATM cards without approval of
RBI.
20. Primary Urban Co-operative Banks norms
reviewed on the recommendations of .......
committee.
K.MadhavaRao

22. Which is India's largest co-operative bank
in India looking to acquire the Pune-based
Rupee Co-operative Bank?
Saraswat Co-operative bank
23. In an effort to defend rupee, the Union government
proposed to hike in the foreign
investment limit in government debt by .....
$ 5 billion
36. Informal method of borrowing is familiar
from .......
Money lenders
37. State Bank of Pakistan is the central bank
of Pakistan. Its headquarters is in .......
Karachi
--u 1
5. Which among following served as the governor
of RBI and Finance Minister of India?
C.D. Deshmukh and Manmohan Singh
6. Board of Financial Supervision (BFS) of RBI
started in .........
1994
7. Board of Financial Supervision of RBI
formed as a committee of the central Board
of Directors of RBI. The Committee headed
by .............

Governor of RBI
8. Aim of Board of Financial Supervision (BFS)
of RBI to undertake the consolidated supervision
of the financial sector comprising the
financial organizations, Commercial banks
and ............
NBFC
9. Which legislation authorized RBI to inspect
commercial banks?
Banking Regulation Act, 1949
10. Which among the following is not the
function of BFS of RBI?
1) Off-site supervision of banks
2) Strengthening of inspections
3) Orders relating to payment gateways
4) Strengthening role of Auditors 5) None
11. Finacle Core Banking and McCamish
Insurance products are going to be
launched by ........
Infosys
13. SWIFT started its live operations from 9th
May .........
1977
14. SWIFT has headquarters at ..........
Brussels
15. The upgraded SWIFT II system introduced
in ........... to which system the most Indian
banks are hooked.
1989
16. To use SWIFT based system, each country
required to install CBT. CBT means ...
Computer Based Terminal
18. G. Padmanabhan committee appointed by
RBI to give the recommendations on ..........
Export Finance
19. RBI constituted committee under the chairmanship
of ........ to review the Ombudsman
Scheme on 7 January 2013.
Suma Verma
20. Reconstituted the advisory
board on bank, commercial
and financial frauds headed
by .....
ShyamalaGopinath

21. High powered committee headed
by ..... will submit recommendations
of merger of SBI Associates
with SBI?
S. Vishwanathan
23. Who heads the RBI panel recently said that
to encourage housing activity, introduction
of fixed-rate loans for up to 30 years?
K.K.Vohra
24. R J Kamath given recommendations on ...
Education Loan
25. Narasimhan committee relates to banking
reforms, UshaThorat committee deals with
Financial Inclusion, Rajmannar committee
recommends on ........
Changes in Banking Laws and regarding
cheque bounce
26. RBI permitted to open first Sharia based
Non Banking Finance Company in ........ ?
Kerala
27. High level panel headed by Deepak Parekh
has recommended increasing tariff for both
the imported coal-based thermal station.
Deepak Parekh is ....... ?
Chairman, HDFC
34. POS' is the acronym used in banking. It
means .........
Point of Sales Terminal
35. NIM stands for ............. ?
Net Interest Margin
36. Ways and Means is the load of Advances
provided by the RBI to ........
State Government
39. First woman Managing
Director of SBI?
1) Arundhati Bhattacharya
40. Which bank opened Customer Service
Point (CSP) to extend financial inclusion
targeting urban poor?
SBI
41. 'MaaThota' scheme in Andhra Pradesh
sponsored by ........... to improve the lot of
tribal families.
NABARD

42. Which Bank in India opened India's first
offshore banking Unit?
SBI
43. .......... promoted Securities Trading
Corporation of India Limited (STCI) jointly
with the Public sector Banks.
RBI
44. Which banks have comfortably retained the
top rank in terms of profits/ employee, as
per the data released by the Reserve Bank
of India on 30 June 2013?
Foreign Banks
Key
1. Which international Committee formulates
broad supervisory standards and guidelines
and recommends statements of best practice
in banking supervision?
BASEL
2. Basel Committee on Banking Supervision
(BCBS) is a committee of banking supervisory
authorities, having headquarters at
Basel in --------?
Switzerland
3. Present Chairman of BASEL committee is
Stefan Ingves, belong to -----?
Sweden
4. RBI rescheduled the start date for implementation
of Basel III norms to ---------- from
1 January 2013?
1 April 2013
5. RBI has set up a supervisory college for SBI
and ICICI bank to help its members ---------?
to develop a better understanding of the
risk profile of the banking group






14. A system of recording all of a country's economic
transactions with the rest of the
world over a period of one year Is called ---
-------------?

Balance of Payments
15. Fiscal Policy refers to -----------?
Government Taxes, Expenditure and
Barrowings
18. Banks established to help small and marginal
farmers, agricultural labour, artisans
and small entrepreneurs are ---------?
Regional Rural Banks
19. On 27 December 2012, the Chikmagalur
KodaguGramin Bank sponsored by
Corporation Bank was amalgamated with
Cauvery KalpataruGrameena Bank, sponsored
by ------------?
State Bank of Mysore
20. As per RBI report on 2 Jan 2013, the
Regional Rural Bank's CD (credit-deposit)
ratio increased to
63.3 per cent
from the earlier --
--------?
59.5 per cent
21. On 18 December 2012, LokSabha cleared
the Banking Amendment Bill. The correct
statement is ------------?
1) It dropped the idea of entering of banks
into commodity futures trading
2) Competition Commission of India (CCI)
got the power to investigate and clear
mergers and acquisitions in the banking
sector
3) The cap on voting rights for investors in
private sector banks rise to 26 percent
from 10 percent
4) The cap on voting rights for investors in
public sector banks rise to 10 percent
from 1 percent
5) All of above
22. On 13th February 2013,
Securities and Exchange Board
of India (SEBI) ordered freezing
of bank accounts and attachment
of properties of two ---------
----?
Sahara group firms

31. Rs ------ crore of capital infusion of Public
sector banks agreed by Union Cabinet on
10 January 2013?
12,517
32. Recently, RBI ordered the banks not to give
loans to buy -------------?
Gold
33. Usually the Banks in our country, declare
the additional rate of interest to ------ on
retail domestic term deposits?
Senior Citizens

1. What does 'I' denote in the abbreviation FIPB?
Investment
2. Which is the largest bank in the private sector in India in terms of number of branches?
ICICI Bank
3. Which organization was set up to boost overall rural development in India?
NABARD
6. Which agency was set up to boost foreign investments in India?
FIPB
7. Expand the term FSDC?
Financial Stability and Development Council
8. Expand the term CCEA?
Cabinet Committee on Economic Affairs
9. Which agency/institution has launched a micro ATM that would enable beneficiaries
like MGNREGA workers with Aadhar to withdraw money near their doors through core
banking system?
UIDAI
10. The value of all final goods and services produced in a country in a given year is
known as?
GDP

12. Which of the following financial institutions was established in 1990 to promote
micro, small and medium-scale enterprises in India?
SIDBI
16.DEPB is an export incentive scheme of the Indian Govern-ment provided to exporters
in India. What is its full form?
Duty Entitlement Pass Book


17.What does the letter 'M' denote in the abbreviation MRTP, an act that has been
repealed?
Monopolies
22.Which of the following banks was merged with the State Bank of India on August 26,
2010?
State Bank of Indore

23.Banking falls under which of the following sectors?
Service


24.A savings bank account with zero or minimum balance is known as?
No Frills Account

25.Which of the following Acts controls banking activities in India?
Banking Regulation Act, 1949

26.Which of the following banks has reappointed Shikha Sharma as Managing Director
and Chief Executive Officer for a further period of three years with effect from June 1,
2012 to May 31, 2015?
Axis
27. Lack of access to financial services is called?
Financial inclusion
29. Which of the following is not a function of the National Bank for Agriculture and
Rural Develop-ment (NABARD)?
It formulates, implements and monitors the monetary policy.


30. What does the letter 'M' denote in the abbreviation MFI?
Micro
31. The bank rate is set by?
The Reserve Bank of India

32. Which of the following is not a name of the Securities Exchange Board of India
(SEBI) approved Indian Credit Rating Agency?
CRISIL
33. Special Drawing Rights (SDRs) are the international reserve ass-ets created by which
of the following institutions in 1969 to supplement its member countries' official
reserves?
International Monetary Fund

29. The minimum interest rate fixed by individual banks below which they cannot lend
funds is called?
Base Rate


30. In which of the following accou-nts the amounts are deposited and are withdrawn as
per the requirement of the customers?
Savings bank accounts

38. Business Correspondents (BCs) are used by banks to achieve?
Financial Inclusion

39. Which of the following is a foreign bank having branches in India?
Standard Chartered Bank

3. Which of the following is/are considered as retail loans?
1) Personal loans
2) Educational loans
3) Auto loans 4) Home loans
5) All the above

9. Which state has become the first state in the country to issue e-stamp papers in all
denomi-nations?
Delhi
18. Which of the following is an asset reconstruction company?
ARCIL
28. Which country has developed a rating index called ' Comparative Rating Index of
Sovereigns' (CRIS) on the basis of sovereign ratings of various countries compiled
through rating data of Moody's and GDP data of the International Monetary Fund?
India
29. Which of the following private banks is/are eligible to handle central and state
government business as agents of the Reserve Bank of India, at par with public sector
banks?
All private sector banks


32. Which of the following is a non institutional source of credit?
Moneylenders


35. What is the full form of NRE deposit?
Non Resident External
36. Which bank has introduced the Tiny card with biometric iden-tification to achieve
Financial Inclusion? (The Tiny card prov-ides easy banking services for underprivileged
communities)
State Bank of India


38. What is the maximum balance amount that is eligible for earning interest in a normal
savings bank account?
No limit
40. Expand CDR as used in banking sector?
Corporate Debt Restructuring
41. The security paper is used for printing currency notes. Where is the Security Paper
Mill located?
Hoshangabad
42. Expand the term IPR as used in the field of world trade?
Intellectual Property Rights
43. Expand the term FATF?
Financial Action Task Force
44. The rate at which banks lend their surplus funds to RBI is called?
Reverse Repo Rate
45. In which of the following cities is the head office of the Bank of Maharashtra
located?
Pune
46. 'Carbon Credit' is concerned with which of the following issues?
Environment protection
47. 'Deficit Financing' means the Government borrows money from the?
RBI
48. What is the full form of ASBA?
Application Supported by Blocked Amount

49. What is the full form of 'CEPA'?
Comprehensive Economic Partnership Agreement
50. What is the full form of BIFR?
Board for Industrial and Financial Reconstruction
51. What does the term 'Depreciati-on' mean?
Reduction in the value of an asset as a result of wear and tear
52. What is the full form of IRAC as used in financial sector?
Income Recognition Asset Classification
53. CRR is maintained in the form of?
Cash balances with RBI
54. What is the minimum capital required for opening new banks in the private sector
according to the new guidelines issued by the Reserve Bank of India?
Rs.500 crore

55. Insurance that is purchased by an insurance company from another insurance
company as a means of risk management is called?
Reinsurance
56. What is the full form of BPLR?
Benchmark Prime Lending Rate
57. What is the first quarter (April-June) gross domestic product (GDP) growth for the
year 2012-13?
5.5%
58. Which of the following is a function of the Reserve Bank of India?
Issuing Banknotes
59. An excess of expenditures over revenues is called?
Budget deficit
60. What does the letter 'C' denote in the term 'ECB' as used in the banking and financial
operations?
Commercial

63. What is Bancassurance?
Sale of insurance products through a bank
64. What is the full form of PIN in ATM card?
Personal Identification Number
65. Which Act was framed to deal more effectively with the problem of Non Performing
Assets (NPAs) in banking system?
SARFAESI Act
66. Money deposited at a bank that cannot be withdrawn for a preset fixed period of time
is known as?
Term Deposit
67. Which of the following provides a network that enables financial institutions
worldwide to exchange messages about financial transactions in a secure and reliable
environment?
SWIFT
68. Who headed the committee to review the structure of the National Small Savings
Fund (NSSF)?
ShyamalaGopinath

69. Which of the following is not required to open a bank account?
Domicile Certificate

70. Which banks are insured by the Deposit Insurance and Credit G-uarantee Corporation
(DICGC)?

1) Public Sector Banks 2) Private Banks 3) RRBs
4) Foreign Banks functioning in India 5) All the above
71. RBI has made it mandatory for all banks to print which of the following on the
Passbook and Statement of Account of the customers?
MICR code and IFSC code
72.An economic system combining private sector and public sector is called?
Mixed economy
73.Which of the following is not decided by the Reserve Bank of India?
Rate of Dearness Allowance to Government employees

75. Which of the following has launched 'Bank Branch Locator', a dynamic database that
gives information on location of branches of a bank?
RBI
78. Which of the following committees dealt with reforms in Banking sector?
Narasimham Committee


80. Which of the following state-ments is correct with regard to the basic savings
accounts?
1) RBI introduced 'no-frills' accounts in 2005.
2) These accounts will provide basic banking facilities to the poor and promote financial
inclusion.
3) RBI has asked banks to convert the existing 'no-frills' accounts into 'Basic savings
bank deposit accounts'.
4) There is no limit on the number of deposits that can be made in a month but the basic
savings bank deposit account holders will be allowed a maximum of four withdrawals in
a month, including through ATMs.
5) A minimum balance should not be maintained in these accounts.
82. Which of the following is not a scheduled commercial bank?
NABARD
83. Which of the following is an effort in the direction of Financial Inclusion?
No-Frills Accounts

84. How many banks were nationalized on July 19, 1969?
14

85. Which of the following is called as the Bankers' Bank in India?
Reserve Bank of India


88. ANZ is a foreign bank based in?
Australia
89. Which of the following stock exchanges has become the world's largest bourse in
terms of the number of trades in equity segment for the first six months of 2012?
NSE

93. Which of the following is the central bank of Pakistan with its headquarters in
Karachi?
State Bank of Pakistan


94. Department of Economic Affairs is part of which of the following Ministries?
Finance
95. Union Budget which is presented by the Finance Minister every year is also known
as?
General Budget

99. Which of the following statements about Regional Rural Banks (RRBs) is not
correct?
The first RRB was established in 1982.
101. Which of the following is considered an informal method of getting credit/finance?
Going to money lenders


103. RBI Governor D.Subbarao declared which of the following as the first district in the
country to achieve total and meaningful financial inclusion on Nove-mber 22, 2012?
(This district with a population of 32 lakh, has 37 lakh savings bank accounts)
Ernakulam (Kerala)

104. The Government of India exten-ded the term of SubirGokarn till December 31,
2012. He is?
Deputy Governor of RBI

108. The terms Bulls and Bears are used in?
Stock Market


TEST - V: GENERALAWARENESS
161. A worldwide financial messaging network
which exchanges messages between

banks and financial institutions is known
as?
SWIFT
162. Buy now & pay later refers to?
Credit Cards
163. Which one of the following is not 'Money
Market Instrument'?
Fixed Deposit

164. Which one of the following is a retail banking
product?
Corporate Term Loans
165. Finance Ministry has asked the RBI to
allow common ATMs that will be owned
and managed by non-banking entities hoping
to cut transaction costs for banks.
Such ATMs are known as?
White label ATMs
166. Which of the following is NOT a function of
the Reserve Bank of India?
Fiscal Policy Functions
167. Which of the following is NOT required for
opening a bank account?
Domicile Certificate
168. What is the maximum deposit amount
insured by DICGC?
Rs.1,00,000 per depositor per bank
169. The present Foreign Trade Policy of India
will continue till?
Mar 2014
170. With reference to a cheque who is
drawee?
The bank upon which the cheque is
drawn.
171. In which of the following fund transfer
mechanisms, funds can be moved from
one bank to another and where the transaction
is settled instantly without being
bunched with any other transaction?
RTGS
172. Banking Ombudsman Scheme is applicable
to the business of ?
All Scheduled commercial banks including
RRBs.

173. Nationalization of banks aimed at all of the
following except?
Provision of credit to big industries only.
174. Which one of the following banks is headed
by a woman CEO?
ICICI
175. Base Rate is the rate below which no Bank
can lend their funds. Who sets up this
'Base Rate' for Banks?
Individuals Banks Board
176. What is a 'Debit Card'?
It is a card which can be used for withdrawing
cash or making payment at Point
of Sales (POS) if there is balance in the
account.
177. Axis Bank is a?
Private Sector Bank
178. By increasing repo rate, the economy may
observe the following effects ______
Rate of interest on loans and advances
will be costlier.
179. Increased interest rates, as is existing in
the economy at present will_______
mean higher cost of raw materials.
180. Which of the following schemes is
launched to provide pension to the members
of unorganized sectors in India?
Swavalamban
181. A cheque returned for insufficiency of
funds. Payee will have right to issue notice
and approach court of law for justice under
section 138 of which act?
Negotiable Instrument Act
182. Which of the following is an example of
Financial assets?
1) National Saving Certificate
2) Infrastructure Bonds
3) Indira Vikas Patra
4) Krishi Vikas Patra
183. Bank branches
which can undertake
foreign
exchange business
directly are

known as:
Exchange branches
184. The Financial Literacy does include
which of the following?
1) How to invest the funds
2) How to use the limited funds carefully
3) How to minimize the risks
4) How to reinvest the money earned
185. 'ADB' refers to-
Asian Development bank
186. When a banker talks about CDR, what is
he talking about?
Corporate Debt Restructuring
187. Expand the term ALM as used in Banking/
Finance sector?
Asset Liability Management

193. The Head of the Public Sector Bank in
India is designated as?
Chairman and MD

2. On 11 September 2013, RBI said the BSBDA
account is also applicable to Foreign banks
as they are also Scheduled Banks. It provides
zero balance accounts to poor people.
What is the expansion of BSBDA?
Basic Savings Bank Deposit Account
3. SBI opened its 15000th branch in Sooranam
in .......... on 17 August 2013.
Tamilnadu
4. If the involvement of financial intermediary in
aiding credit creation without regulatory
oversight is called ...
Shadow banking
5. On 23 August 2013, RBI sold 48 days CMB
to meet the temporary cash flow mismatches
of the Government of India. CMB means ....?
Cash Management Bill
6. On 8 August 2013, RBI declared the .......
sale of government bonds to decrease the
liquidity of funds in the market?
weekly
7. As per the promise given to World Trade Organization
earlier, India should allow how many

branches of foreign banks in India per year?
12
8. The Reserve Bank of India had given statement
relating to the growth of bank deposits
and credit of 2012-13 given. Pick the correct
statement.
1) Banks have recorded credit and deposit
growth of 14 percent each in 2012-13.
2) RBI had projected credit and deposit
growth of 16 percent and 15 percent during
the same period.
3) It means banks had shown the credit
grow by Rs.6,76,176 crore and deposit
grow by Rs.8,65,208 crore.
4) credit demand was sluggish due to slowdown
in the economy and Deposits
accretion also was impacted as inflation -
adjusted returns were negative due to
high inflation.
9. First breast milk bank inaugurated on 7
August 2013 at ......
Kochi
10. On 4 September 2013, Raghuram
announced constitution of a panel to
strengthen monetary policy framework
headed by ....
Urjith Patel
11. Nachiket Mor appointed as the head to
assess the approach to financial inclusion
by ...
RBI12. ...... heads the panel to take a close look at
rising NPAs and suggest steps to improve
the recovery of bad debts as announced by
RBI on 4 September 2013?
K.C.Chakravarthy
15. ..... became the first state to disburse salary
of its staff through their Aadhaar-linked
bank accounts as declared on 7 August
2013?
Maharashtra

16. How many banks taken as
share holders to widen the
shareholding of National

Payments Corporation of
India (NPCI)?
49 banks
18. A method of paperless banking to
augment environment conservation
through paperless banking transactions,
which are also faster than conventional
transactions is called .....?
Green Banking Channel
19. e-Gift card facility first time introduced by...
Axis bank
20. Which bank of Andhra Pradesh opened 1.5
lakh no-frills accounts in eight districts on a
single day as part of Direct Benefit Transfer
(DBT) scheme of the Union Government
recently?
APGVB
21. On 2 September 2013, which bank became
the first bank to translate financial literacy
curriculum into Gujarati?
Axis
22. RBI asked banks to link the disbursal of
home loans to ...... on 3 September 2013,
as it advised the banks not to go for the
upfront disbursal of loans.
stages of construction
23. To help mutual funds, how much fund borrowing
window opened by the RBI recently?
Rs.25,000 cr
24. On 14 August 2013, RBI cut down the
amount of foreign exchange an Indian may
use to invest or spend abroad from the current
annual limit of $ 200,000 to ......
$ 75,000
25. On 21 July 2013, RBI reduced realization
period for exporters to .....
9 Months
26. China Central Bank lifted the ban on .... to
motivate the economy to boost its growth
on 19 July 2013?
lending rates
Mail your comments and suggestions to
General Awareness
A. Veeraswamy

Key
1. ''My Journey: Transforming Dreams into
Actions'' written by
1) Hamid Ansari
2) Chetan Bhagat
3) Abdul Kalam
4) Sarojini Naidu
5) Bhagat Singh
2. If the Interest that has been earned but not
yet paid is called ......
Accrued Interest
3. In a merger, the bank that absorbs the bank
acquired is called .....
Acquiring Bank
4. Which among the following is not correct
regarding the Adjustable-Rate Mortgages
(ARMS)?
In this loan, the customer must open
Fixed deposit account
5. Any change involving an erasure or rewriting
in the date, amount, or payee etc. called....
Alteration
6. Cost of credit on a yearly basis, expressed
as a percentage, is called....
Annual Percentage Rate (APR)
7. Return on an investment over the course of
a year is called ....
Annual Percentage Yield (APY)
8. Act of evaluating and setting the value of a
specific piece of personal or real property is
called .....
Appraisal

9. When funds deposited into an account will
be available for withdrawal is called ......
Availability date
10. Usually process of moving an outstanding
balance from one credit card to another
credit card is called .....
Balance Transfer
11. Person, firm, or corporation has insufficient
assets to cover their debts is called .......
Bankrupt
12. Which certificate signed by a lender indicating

that a mortgage has been fully paid and
all debts satisfied?
Certificate of Release
13. Conversion of data on cheque into an electronic
image after a check enters the processing
system, which eliminates the need
to return cancelled checks to customers is
called ......
Cheque truncation
14. If the credit to be repaid in full along with
any interest and finance charges by a
specified future date is called ....
Closed-End Credit
15. Deposits in the form of cheques that have
been presented for payment and for which
payment has been received is called ......
Collected funds
16. The assets that are offered to secure a loan
or other credit called ...
Collateral Assets
17. Company hired by a creditor
to collect a debt that is
owed called as....
Collection agency
18. National Media Center opened on
25 August 2013 at .......
New Delhi
19. If an agency collects individual
credit information and sells it for a
fee to creditors to make a decision on
granting loans is called ......
Credit Bureau
20. Detailed report of an individual's credit history
prepared by a credit bureau and used
by a lender to take loan is called ....
Credit report
21. Percentage of a consumer's monthly gross
income that goes toward paying debts is
called .....
Debt -to- Income Ratio
22. Deferred Payment means .....
payment postponed until a future date

23. If a debt not paid when due is called ......

Delinquency
28. For improving the payment and settlement
systems, RBI declared ...
Vision statement for Payment Systems in
India (2012-15)
29. Which account refers to an arrangement
where assets or revenue streams are held
in the safe custody of a Bank as safety
against a situation when a contract is not
fulfiled?
Escrow account
30. The advantage of Escrow account ....
1) more security and comfort
2) compliance with regulatory requirements
3) safe custody of cash/ documents
4) easy monitoring
31. The Escrow accounts familiar in the use of..
1) buy back shares
2) take over of the companies
3) purchase and sale of land
4) project financing
33. Recent measures taken by RBI or government
of India to curb the gold imports given.
1) banning the import of gold in the form of
coins and medallions declared on 14
August 2013
2) hikes import duty on gold to 10 percent
on 13 August 2013
4) customs duty on gold bars, ore or concentrate
increased to 8 percent on 13
August 2013
5) RBI moves to tighten gold imports again,
making them dependent on export volumes
on 22 July 2013


ALL THE BEST