Simple Savings Calendar FINAL

SimpleSavings
.com.au

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2014 WEALTHY HABITS
Show me the money!
www. si mpl esavi ngs. com. au SI MPLE SAVI NGS | CALENDAR 2014 2 2005- 14 Si mpl e Savi ngs I nt er nat i onal Pt y Lt d.
At Simple Savings we dont like saving money to be hard
or tedious. We like it to be easy and fun even if you have
a LOT to save! No matter your goal; whether youre saving
for a holiday or new TV, or aiming to be debt free, when it
comes to saving money you want to see results for your
eforts. THE FASTER, THE BETTER!
This year is all about achieving those results. Simple
Savings has been helping people slash debt and
accomplish their dreams for over a decade. We know
what works and this calendar is a fantastic tool to help you
succeed. Each month you will fnd a diferent challenge
a new way to save. These 12 challenges have been
specifcally chosen because they will help you to make
some BIG savings FAST.
HERES HOW WERE GOING TO DO IT:
We will be starting January by setting goals and getting
a budget together, then roaring into top savings gear
in February with a No Spend month. March is all about
getting a better deal and in April were going to show you
how to slash your food bill to an all-time low. In May we
all get to enjoy a little low-cost luxury and in June were
bringing back some good old fashioned skills. July is full
steam ahead with PowerCooking and in August were
getting out in the garden to grow our own food. Spring
is all about decluttering and chemical-free cleaning in
September and October and in November were making
some big savings close to home with Buy Local month.
To fnish the year of in December, were going to help you
enjoy the most low-cost, low-stress Christmas ever!
HERE FOR
YOU
SimpleSavings
.com.au
Well be here 365
days of the year to
support and motivate
you through our
newsletters and
Members Forum.
Its going to be a
fantastic year;
WE CANT WAIT TO
GET STARTED!
S
how
m
e the m
oney!
JOIN US IN 2014 AND SEE YOUR
SAVINGS REALLY ADD UP!
2014 | YOUR MONTHLY CHALLENGES ...
GET INTO
GEAR
NO
SPEND
BETTER
DEAL
LOW-COST
LUXURY
HERITAGE
MONTH
$21
CHALLENGE
FEBRUARY JANUARY MARCH APRIL MAY JUNE
TIME FOR SOME
REAL ACTION!
This month, you are
ONLY allowed to
spend money on
absolute essentials
such as bills.
Put an end to frittering
and watch your
savings grow!
Can you get a better
deal on your power,
phone, insurance and
interest rates?
YOU BET!
A little efort spent
shopping around this
month could save you
hundreds of dollars
fast.
After a few hectic
months of really good
saving, its time to
wind down a little and
REWARD YOURSELF.
We show you how you
can enjoy a touch of
luxury every day for
next to nothing!
Do you know how
to sew, knit, build or
mend?

NOW IS THE TIME TO
LEARN!
This month is all
about resurrecting old
fashioned skills. See
how many you can use
around your home to
make some valuable
savings.
HOW LOW CAN YOU
GO?
This is the month to
fnd out as we all have
fun slashing our weekly
food bills together in
our classic challenge.
The more CREATIVE
you are, the more you
can SAVE!
SimpleSavings
.com.au
Its going to be a
fantastic year full of
BIG SAVINGS, so this
month we want you to
prepare yourself.
Make plans, fll in
diaries, set goals
and get your budget
organised for the year.
Well be on hand with
some great resources
to help you.
2014 | YOUR MONTHLY CHALLENGES ... cont.
POWER
COOKING
GET
GROWING
DE-
CLUTTER
BUY
LOCAL
NEEDS NOT
WANTS
CHEMICAL
FREE
AUGUST JULY SEPTEMBER OCTOBER NOVEMBER DECEMBER
Time to get back to
the great outdoors
and get planting.
Nothing is cheaper,
tastier or more
rewarding than
growing your own
food.
GET SOWING, GET
GROWING AND GET
SAVING!
This month, make
some extra cash fast
by selling or donating
your unwanted goods.
REDUCING, REUSING
and RECYCLING are
great ways to help the
planet and help others
save too!
Choosing to spend
your hard earned cash
close to home is better
for the planet and
better for your wallet.
This month, whether
its groceries or
Christmas gifts,
aim to SUPPORT
LOCAL growers and
businesses.
This month, lets
put our Christmas
spending in focus
and really think about
what were buying
and why.
Shopping smart
instead of going crazy
means you can enjoy
a more RELAXED
CHRISTMAS and a
STRESS-FREE
NEW YEAR!
Once you try making
your own cleaning
products youll never
go back!
SUPER CHEAP, SUPER
EASY and SUPER
EFFECTIVE, this
month we show you
how to get your home
sparkling clean the SS
way.
SimpleSavings
.com.au
Winters here and
its time to CRANK
UP THE HEAT in the
kitchen!
With PowerCooking
were going to teach
you how you can whip
up a whole weeks
worth of meals in just
ONE hour!
Fill in the sum at the top, then put it up
in a prominent place to keep everyone
motivated and reminded of your goal all
year.
Dont forget to fll in the total as you
save, thats the best part! And when
youve flled in your own Save-O-Meter,
be sure to go to
https://www.simplesavings.com.au/
saveometer/ and add your fgure to our
giant communal savings tally.
To date, Simple Savings members have
saved over $35,000,000 together and still
climbing!
To help you see exactly how much you
are saving, and to help make flling
in your Save-O-Meter easier each
month, we highly recommend also
signing up for our free Savings Diary
at https://www.simplesavings.com.au/
savingsdiary/ This is a place where you
can keep track of all your spending and
see where every cent is going (AND
where you can make improvements!).
The Savings Diary is completely personal
to you and is simply a spending record.
It contains no banking or other fnancial
information and only you can see or
access it.
FRIENDLY
REMINDER
SimpleSavings
.com.au
We will even email you
a reminder at the end
of each day to remind
you to fll it in, so you
CANT go wrong!
Your 2014
S
ave-O
-M
eter!
THIS IS YOUR OWN PERSONAL
SAVE-O-METER FOR YOUR HOUSEHOLD.
$
SimpleSavings
.com.au
January Its going to be a fantastic year full of BIG SAVINGS, so this month we want you to
prepare yourself. Make plans, fll in diaries, set goals and get your budget organised
for the year. Well be on hand with some great resources to help you.
GET INTO GEAR MONTH!
Notes
Plan your GOALS

Plan your DIARY
Plan your BUDGET
Plan your FUN!
MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY
GOAL
1
6
13
20
27
2
7
14
21
28
3
8
15
22
29
4
9
16
23
30
5
10
17
24
31
11
18
25
12
19
26
$
New Years Day NZ: Day after New
Years Day
Term 1 begins NT NZ: Wellington
Anniversary
Australia Day
Australia Day
holiday
NZ: Auckland
Anniversary,
Term 1 begins
Term 1 begins
Vic, Qld and SA
Term 1 begins NSW Term 1 begins WA Term 1 begins ACT
SimpleSavings
.com.au
February
TIME FOR SOME REAL ACTION! This month, you are ONLY allowed to
spend money on absolute essentials such as bills. Put an end to frittering
and watch your savings grow!
NO SPEND MONTH!
Notes
Plan your MENU and

SHOPPING LIST
BORROW, SWAP
or OP-SHOP
Show me
the MONEY!
GOAL
3
10
17
24
4
11
18
25
5
12
19
26
1
6
13
20
27
2
7
14
21
28
8
15
22
9
16
23
$
Term 1 begins Tas
NZ: Nelson
Anniversary
NZ: Waitangi Day
Valentines Day
W
ri te down
every cent
you SPEND!
SimpleSavings
.com.au
M
arch Can you get a better deal on your power, phone, insurance and interest
rates? YOU BET! A little efort spent shopping around this month could
save you hundreds of dollars fast.
BETTER DEAL MONTH!
Notes

GOAL
3
31
10
17
24
4
11
18
25
5
12
19
26
1
6
13
20
27
2
7
14
21
28
8
15
22
29
9
16
23
30
$
Labour Day WA
Otago Anniversary
SA Public Holiday,
Labour Day Vic,
Eight Hours Day Tas,
Canberra Day ACT
NZ: Taranaki
Anniversary
Phone
and Internet
Energy Insurance
Loans and
savings interest
rates
SimpleSavings
.com.au
A
pril HOW LOW CAN YOU GO? This is the month to fnd out as we all have fun
slashing our weekly food bills together in our classic challenge. The more
CREATIVE you are, the more you can SAVE!
$21 CHALLENGE MONTH!
Notes

GOAL
7
14
21
28
8
1
15
22
29
9
2
16
23
30
5
10
3
17
24
6
11
4
18
25
12
19
26
13
20
27
$
Term 1 ends Vic,
Qld and NT
Term 1 ends WA,
SA, ACT and NSW
Term 2 begins NT
Easter Monday
Term 2 begins WA,
SA and ACT
Term 2 begins NSW
Term 2 begins
Vic and Qld
NZ: Southland
Anniversary
Anzac Day
Term 1 ends Tas
and NZ
Good Friday Easter Saturday Easter Sunday
Daylight Savings
ends Tas, Vic, NSW,
SA , ACT and NZ
STOCKTAKE
cupboards, fridge
and freezer
PLAN
a weeks recipes
from your shop
at home
WRITE
a shopping list
and stick to i t
SHOW me the
MONEY!
S
HO
P
at
HO
M
E
!
SimpleSavings
.com.au
M
ay
After a few hectic months of really good saving, its time to wind down a
little and REWARD YOURSELF. We show you how you can enjoy a touch
of luxury every day for next to nothing!
LOW-COST LUXURIES MONTH!
Notes

GOAL
5
12
19
26
6
13
20
27
7
14
21
28
3
8
1
15
22
29
4
9
2
16
23
30
10
17
24
31
11
18
25
$
May Day NT,
Term 2 begins Tas
and NZ
National Sorry Day,
Aus
Mothers Day
ENJOY!
Treat YOURSELF!
Treat a FRIEND!
SimpleSavings
.com.au
June
Do you know how to sew, knit, build or mend? NOW IS THE TIME TO
LEARN! This month is all about resurrecting old fashioned skills. See how
many you can use around your home to make some valuable savings.
HERITAGE MONTH!
Notes

GOAL
2
9
16
23
3
10
17
24
4
11
18
25
5
30
12
19
26
1
6
13
20
27
7
14
21
28
8
15
22
29
$
Western Australia
Day
NZ: Queens
Birthday
Term 2 ends NT
Term 2 ends Vic,
Qld and NSW
Queens Birthday
(except WA),
Volunteers Day SA
I
h
a
v
e

a
lw
a
y
s

w
a
n
te
d

to
...
Borrow a book, Google, join a group or class
Learn, enjoy and pass your knowledge on!
SimpleSavings
.com.au
July
Winters here and its time to CRANK UP THE HEAT in the kitchen! With
PowerCooking were going to teach you how you can whip up a whole
weeks worth of meals in just ONE hour!
POWER COOKING MONTH!
Notes

GOAL
7
14
21
28
8
1
15
22
29
9
2
16
23
30
10
3
17
24
31
6 5
11
4
18
25
12
19
26
13
20
27
$
Term 2 ends WA, SA,
Tas, ACT and NZ
Term 3 begins
Vic and Qld
Term 3 begins NSW
Term 3 begins
WA, SA, Tas, NT,
ACT and NZ
O
n
e

h
o
u
r
=
2
0

s
e
r
v
e
s
!
Visi t www.powercooking.com.au
Create a Power Plan
Cook three meals in your Power Hour!
SimpleSavings
.com.au
A
ugust Time to get back to the great outdoors and get planting. Nothing is
cheaper, tastier or more rewarding than growing your own food.
GET SOWING, GET GROWING AND GET SAVING!
GET GROWING MONTH!
Notes

GOAL
4
11
18
25
5
12
19
26
6
13
20
27
7
14
21
28 29
3 2
8
1
15
22
9
16
23
30
10
17
24
31
$
Picnic Day NT, Bank
Holiday NSW
ENJOY!
Find a sunny spot in or around your home
Plant up some seeds or seedlings
Watch and water, replant if necessary
This month, make some extra cash fast by selling or donating your
unwanted goods. REDUCING, REUSING and RECYCLING are great ways
to help the planet and help others save too!
DECLUTTERING MONTH!
Notes

GOAL
8
1
15
13
20
27
14
21
28 22
29
9
2
16
23
30
10
3
17
24
5 7
11
4 6
18
25
12
19
26
$
Fathers Day
Queens Birthday
WA, Family and
Community Day
ACT
NZ: Daylight
Savings begins
Term 3 ends Vic,
Qld and NSW
Term 3 ends WA,
SA, Tas, NT, ACT
and NZ
NZ: South
Canterbury
Anniversary
SimpleSavings
.com.au
S
ep
tem
ber
Work your
way through
each room
Label three
boxes - Sell,
Recycle, Rubbish
Sell i tems via
eBay/Gumtree/
local paper/
garage sale
Take
Recycle i tems to
chari ty bins
Pat
yourself on
the back!
General
cleaners
Floor
cleaners
Once you try making your own cleaning products youll never go back!
SUPER CHEAP, SUPER EASY and SUPER EFFECTIVE, this month we
show you how to get your home sparkling clean the SS way.
CHEMICAL-FREE CLEANING MONTH!
Notes

GOAL
7
14
21
28
8
1
15
22
29
9
2
16
23
30
10
3
17
24
31
6
5
11
4
18
25
12
19
26
13
20
27
$
Daylight Savings
begins Tas, Vic,
NSW, SA and ACT
Term 4 begins Vic &
NT, Labour Day Qld,
SA, ACT and NSW
Term 4 begins WA,
SA, Tas, ACT and NZ
NZ: Labour Day
NZ: Hawkes Bay
Anniversary
Term 4 begins Qld
and NSW
SimpleSavings
.com.au
O
ctober
Ki tchen
cleaners
Bathroom
cleaners
SimpleSavings
.com.au
N
ovem
ber
Choosing to spend your hard earned cash close to home is better for the
planet and better for your wallet. This month, whether its groceries or
Christmas gifts, aim to SUPPORT LOCAL growers and businesses.
BUY LOCAL MONTH!
Notes

GOAL
3
10
17
24
4
11
18
25
5
12
19
26
1
6
13
20
27 28
2
7
14
21
8
15
22
29
9
16
23
30
$
Melbourne Cup Vic NZ: Marlborough
Anniversary
Remembrance Day,
Aus
NZ: Armistice Day
Canterbury
Anniversary
S
HO
P

L
O
CA
L
!
Check out your
local markets
Check out your
local businesses
Check out
your local
growers
Buy
from a local
butcher, frui t
store or shop
This month, lets put our Christmas spending in focus and really think about
what were buying and why. Shopping smart instead of going crazy means you
can enjoy a more RELAXED CHRISTMAS and a STRESS-FREE NEW YEAR!
NEEDS NOT WANTS MONTH!
Notes

GOAL
7
14
21
28
8
1
15
22
29
9
2
16
23
30
10
3
17
24
31
6 5
11
4
18
25
12
19
26
13
20
27
$
Term 4 ends NT
Term 4 ends ACT
and NSW
Term 4 ends
(secondary and
composite) NZ
Term 4 ends WA
Christmas Day
New Years Eve
Boxing Day,
Proclamation Day
SA
Term 4 ends Vic &
Tas, (primary and
intermediate) NZ
Term 4 ends Qld
and SA
NZ: Westland &
Chatham Islands
Anniversary
SimpleSavings
.com.au
D
ecem
ber
Make a list
Think
of making, cooking
or growing
something special
Set a
spending limi t
It
IS

th
e

th
oug
h
t
th
a
t
coun
ts

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SimpleSavings

Plan your GOALS

Plan your MENU and

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

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