Statement of Account February 26, 2008 to December 01, 2009

00492533
Dr. Mrugesh R Doctor Date: December 01,2009
Second Floor Signature Policy Number: 00492533
peresonal Floor Nr Sarkari
Panch Bunglows Gulabi Tekra,
Panchvati Ahmedabad
Gujarat
380015

Policy Owner Dr. Mrugesh R Doctor

Life Insured Dr. Mrugesh R Doctor
Policy Status In Force
Plan Met Smart Plus
Fund Multiplier , Protector
Sum Assured (in Rs.) 15000000
Premium Mode Annual
Modal Premium (in Rs.) 300000.00
Consolidated Charges for the period from May 01, 2009 to December 01, 2009
Charges Value
Premium Allocation Charges Rs.0.00
Top-up charges Rs.0.00
Fund Switch Charges Rs.0.00
Total Amount Rs.0.00

Summary Of Account
Account Summary as on December 01,2009
Fund Option Multiplier
Transaction Description Amount (Rs.) Units
Opening Balance - 0.00000
Premium Collection 600000.00 35373.52480
Premium Allocation Charges -30000.00 -1768.67630
Policy Administration Charge -2850.00 -161.87820
Mortality Charge -145237.26 -8338.56005
Service Tax -10481.96 -711.59903
Unit Adjustment -7837.60 -649.51620
Service Tax - Mortality Charge -2443.98 -120.65201
Additional Cess -24.68 -1.21838
Educational Cess -49.33 -2.43527
Fund Switch -481669.14 -23618.98957
Auto Unit Journal 0.00 0.00000
Closing Balance - -0.00021
Summary of Total Balance of accounts as on December 01,2009 Rs . -0.00483

Page 1 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
Fund Option Protector
Transaction Description Amount (Rs.) Units
Opening Balance - 0.00000
Fund Switch 481669.14 35609.55908
Mortality Charge -32627.26 -2391.97618
Policy Administration Charge -300.00 -21.99372
Service Tax -30.00 -2.19937
Service Tax - Mortality Charge -3262.73 -239.19792
Additional Cess -32.95 -2.41564
Educational Cess -65.85 -4.82761
Closing Balance - 32946.94864
Summary of Total Balance of accounts as on December 01,2009 Rs . 456176.86148

Account Details as on December 01,2009

Fund Option Multiplier

Transaction Transaction Description Amount(Rs) NAV NAV Date Units Bought/ Total Units
Date Sold
26/02/2008 Opening Balance - - - 0.00000 0.00000
27/02/2008 Premium Collection 300000.00 23.89920 27/02/2008 12552.72140 12552.72140
27/02/2008 Premium Allocation Charges -15000.00 23.89920 27/02/2008 -627.63610 11925.08530
27/02/2008 Policy Administration Charge -200.00 23.89920 27/02/2008 -8.36850 11916.71680
27/02/2008 Mortality Charge -7505.46 23.89920 27/02/2008 -314.04650 11602.67030
27/03/2008 Policy Administration Charge -200.00 21.76670 27/03/2008 -9.18830 11593.48200
27/03/2008 Mortality Charge -7522.01 21.76670 27/03/2008 -345.57420 11247.90780
28/04/2008 Policy Administration Charge -200.00 22.94620 28/04/2008 -8.71600 11239.19180
28/04/2008 Mortality Charge -7519.18 22.94620 28/04/2008 -327.68740 10911.50440
27/05/2008 Policy Administration Charge -200.00 22.00980 27/05/2008 -9.08690 10902.41750
27/05/2008 Mortality Charge -7528.33 22.00980 27/05/2008 -342.04450 10560.37300
27/06/2008 Policy Administration Charge -200.00 18.99800 27/06/2008 -10.52740 10549.84560
27/06/2008 Mortality Charge -7548.49 18.99800 27/06/2008 -397.33080 10152.51480
28/07/2008 Policy Administration Charge -200.00 19.58600 28/07/2008 -10.21140 10142.30340
28/07/2008 Mortality Charge -8310.28 19.58600 28/07/2008 -424.29690 9718.00650
27/08/2008 Policy Administration Charge -200.00 19.57240 27/08/2008 -10.21850 9707.78800
27/08/2008 Mortality Charge -8315.13 19.57240 27/08/2008 -424.83960 9282.94840
27/08/2008 Service Tax -1052.47 19.57240 27/08/2008 -53.77320 9229.17520
29/09/2008 Policy Administration Charge -200.00 17.84280 29/09/2008 -11.20900 9217.96620
29/09/2008 Mortality Charge -8329.47 17.84280 29/09/2008 -466.82530 8751.14090
29/09/2008 Service Tax -1054.24 17.84280 29/09/2008 -59.08500 8692.05590
29/10/2008 Policy Administration Charge -200.00 13.33220 29/10/2008 -15.00130 8677.05460
29/10/2008 Mortality Charge -8356.86 13.33220 29/10/2008 -626.81780 8050.23680
29/10/2008 Service Tax -1057.63 13.33220 29/10/2008 -79.32880 7970.90800
28/11/2008 Policy Administration Charge -200.00 13.63570 28/11/2008 -14.66740 7956.24060
28/11/2008 Mortality Charge -8360.90 13.63570 28/11/2008 -613.16250 7343.07810
28/11/2008 Service Tax -1058.13 13.63570 28/11/2008 -77.59980 7265.47830
29/12/2008 Policy Administration Charge -200.00 14.30930 29/12/2008 -13.97690 7251.50140
29/12/2008 Mortality Charge -8363.55 14.30930 29/12/2008 -584.48350 6667.01790
29/12/2008 Service Tax -1058.45 14.30930 29/12/2008 -73.96970 6593.04820
27/01/2009 Policy Administration Charge -200.00 13.72140 27/01/2009 -14.57580 6578.47240
27/01/2009 Mortality Charge -8371.13 13.72140 27/01/2009 -610.07840 5968.39400
27/01/2009 Service Tax -1059.39 13.72140 27/01/2009 -77.20730 5891.18670
27/02/2009 Policy Administration Charge -75.00 13.72060 27/02/2009 -5.46620 5885.72050

Page 2 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
27/02/2009 Mortality Charge -8376.47 13.72060 27/02/2009 -610.50320 5275.21730
27/02/2009 Service Tax -870.50 13.72060 27/02/2009 -63.44480 5211.77250
04/03/2009 Premium Collection 300000.00 13.14590 04/03/2009 22820.80340 28032.57590
04/03/2009 Unit Adjustment -12565.78 13.14590 04/03/2009 -955.87040 27076.70550
04/03/2009 Premium Allocation Charges -15000.00 13.14590 04/03/2009 -1141.04020 25935.66530
04/03/2009 Unit Adjustment 628.29 13.14590 04/03/2009 47.79350 25983.45880
04/03/2009 Service Tax -1545.00 13.14590 04/03/2009 -117.52710 25865.93170
27/03/2009 Policy Administration Charge -75.00 15.06180 27/03/2009 -4.97950 25860.95220
27/03/2009 Mortality Charge -8203.12 15.06180 27/03/2009 -544.63080 25316.32140
27/03/2009 Service Tax -852.65 15.06180 27/03/2009 -56.60990 25259.71150
22/04/2009 Unit Adjustment 4099.89 15.85660 22/04/2009 258.56070 25518.27220
27/04/2009 Policy Administration Charge -75.00 16.38340 27/04/2009 -4.57780 25513.69440
27/04/2009 Mortality Charge -8187.12 16.38340 27/04/2009 -499.72040 25013.97400
27/04/2009 Service Tax -851.00 16.38340 27/04/2009 -51.94270 24962.03130
27/05/2009 Service Tax - Mortality -815.64 19.56580 27/05/2009 -41.68703 24920.34427
Charge
27/05/2009 Mortality Charge -8156.42 19.56580 27/05/2009 -416.87128 24503.47299
27/05/2009 Service Tax -7.50 19.56580 27/05/2009 -0.38332 24503.08967
27/05/2009 Additional Cess -0.08 19.56580 27/05/2009 -0.00409 24503.08558
27/05/2009 Additional Cess -8.16 19.56580 27/05/2009 -0.41705 24502.66853
27/05/2009 Policy Administration Charge -75.00 19.56580 27/05/2009 -3.83322 24498.83531
27/05/2009 Educational Cess -0.15 19.56580 27/05/2009 -0.00767 24498.82764
27/05/2009 Educational Cess -16.31 19.56580 27/05/2009 -0.83360 24497.99404
29/06/2009 Educational Cess -0.15 20.23490 29/06/2009 -0.00741 24497.98663
29/06/2009 Educational Cess -16.29 20.23490 29/06/2009 -0.80504 24497.18159
29/06/2009 Policy Administration Charge -75.00 20.23490 29/06/2009 -3.70647 24493.47512
29/06/2009 Additional Cess -0.08 20.23490 29/06/2009 -0.00395 24493.47117
29/06/2009 Additional Cess -8.14 20.23490 29/06/2009 -0.40228 24493.06889
29/06/2009 Service Tax -7.50 20.23490 29/06/2009 -0.37065 24492.69824
29/06/2009 Mortality Charge -8144.66 20.23490 29/06/2009 -402.50557 24090.19267
29/06/2009 Service Tax - Mortality -814.47 20.23490 29/06/2009 -40.25075 24049.94192
Charge
27/07/2009 Service Tax - Mortality -813.87 21.02250 27/07/2009 -38.71423 24011.22769
Charge
27/07/2009 Mortality Charge -8138.68 21.02250 27/07/2009 -387.14140 23624.08629
27/07/2009 Service Tax -7.50 21.02250 27/07/2009 -0.35676 23623.72953
27/07/2009 Additional Cess -0.08 21.02250 27/07/2009 -0.00381 23623.72572
27/07/2009 Additional Cess -8.14 21.02250 27/07/2009 -0.38720 23623.33852
27/07/2009 Policy Administration Charge -75.00 21.02250 27/07/2009 -3.56761 23619.77091
27/07/2009 Educational Cess -0.15 21.02250 27/07/2009 -0.00714 23619.76377
27/07/2009 Educational Cess -16.28 21.02250 27/07/2009 -0.77441 23618.98936
12/08/2009 Fund Switch -481669.14 20.39330 12/08/2009 -23618.98957 -0.00021
09/10/2009 Auto Unit Journal -3331.18 22.58180 09/10/2009 -147.51633 -147.51654
09/10/2009 Auto Unit Journal 3331.18 22.58180 09/10/2009 147.51633 -0.00021
01/12/2009 Closing Balance - - - -0.00021 -0.00021

Current Unit Balance : -0.00021 NAV as on November 30,2009 :22.97800 Current Fund Value: -0.00483

Page 3 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
Fund Option Protector

Transaction Transaction Description Amount(Rs) NAV NAV Date Units Bought/ Total Units
Date Sold
11/08/2009 Opening Balance - - - 0.00000 0.00000
12/08/2009 Fund Switch 481669.14 13.52640 12/08/2009 35609.55908 35609.55908
27/08/2009 Mortality Charge -8151.51 13.51270 27/08/2009 -603.24806 35006.31102
27/08/2009 Policy Administration Charge -75.00 13.51270 27/08/2009 -5.55033 35000.76069
27/08/2009 Service Tax -7.50 13.51270 27/08/2009 -0.55503 35000.20566
27/08/2009 Service Tax - Mortality -815.15 13.51270 27/08/2009 -60.32473 34939.88093
Charge
27/08/2009 Additional Cess -0.08 13.51270 27/08/2009 -0.00592 34939.87501
27/08/2009 Additional Cess -8.15 13.51270 27/08/2009 -0.60314 34939.27187
27/08/2009 Educational Cess -0.15 13.51270 27/08/2009 -0.01110 34939.26077
27/08/2009 Educational Cess -16.30 13.51270 27/08/2009 -1.20627 34938.05450
29/09/2009 Educational Cess -0.15 13.57240 29/09/2009 -0.01105 34938.04345
29/09/2009 Educational Cess -16.31 13.57240 29/09/2009 -1.20170 34936.84175
29/09/2009 Additional Cess -0.08 13.57240 29/09/2009 -0.00589 34936.83586
29/09/2009 Additional Cess -8.16 13.57240 29/09/2009 -0.60122 34936.23464
29/09/2009 Service Tax - Mortality -815.57 13.57240 29/09/2009 -60.09033 34876.14431
Charge
29/09/2009 Service Tax -7.50 13.57240 29/09/2009 -0.55259 34875.59172
29/09/2009 Policy Administration Charge -75.00 13.57240 29/09/2009 -5.52592 34870.06580
29/09/2009 Mortality Charge -8155.65 13.57240 29/09/2009 -600.89962 34269.16618
27/10/2009 Additional Cess -0.08 13.62830 27/10/2009 -0.00587 34269.16031
27/10/2009 Additional Cess -8.16 13.62830 27/10/2009 -0.59875 34268.56156
27/10/2009 Educational Cess -0.15 13.62830 27/10/2009 -0.01101 34268.55055
27/10/2009 Educational Cess -16.32 13.62830 27/10/2009 -1.19751 34267.35304
27/10/2009 Mortality Charge -8159.68 13.62830 27/10/2009 -598.73058 33668.62246
27/10/2009 Policy Administration Charge -75.00 13.62830 27/10/2009 -5.50325 33663.11921
27/10/2009 Service Tax -7.50 13.62830 27/10/2009 -0.55033 33662.56888
27/10/2009 Service Tax - Mortality -815.97 13.62830 27/10/2009 -59.87321 33602.69567
Charge
27/11/2009 Educational Cess -0.15 13.85240 27/11/2009 -0.01083 33602.68484
27/11/2009 Educational Cess -16.32 13.85240 27/11/2009 -1.17814 33601.50670
27/11/2009 Additional Cess -0.08 13.85240 27/11/2009 -0.00578 33601.50092
27/11/2009 Additional Cess -8.16 13.85240 27/11/2009 -0.58907 33600.91185
27/11/2009 Service Tax - Mortality -816.04 13.85240 27/11/2009 -58.90965 33542.00220
Charge
27/11/2009 Service Tax -7.50 13.85240 27/11/2009 -0.54142 33541.46078
27/11/2009 Policy Administration Charge -75.00 13.85240 27/11/2009 -5.41422 33536.04656
27/11/2009 Mortality Charge -8160.42 13.85240 27/11/2009 -589.09792 32946.94864
01/12/2009 Closing Balance - - - 32946.94864 32946.94864

Current Unit Balance : 32946.94864 NAV as on November 30,2009 :13.84580 Current Fund Value:
456176.86148

The units allocated to your account are subject to clearance of the cheque(s). Please notify us in writing, within 14 calendar days
from the date of the receipt of this statement, in case of any discrepancy in your Account Statement.

IRDA vide its Circular No.053/IRDNActl_ULIP_G/February-07, dated 20th February 2007, has permitted Insurance companies to
invest in Money Market Instruments upto 40% (increased from 20%) of its Unit Linked Funds. This has been done with the
intention to enhance the flexibility in operation of the Unit Linked Funds. In compliance with this circular MetLife India Insurance
Co. Ltd has written to IRDA and received approval to enhance the Money Market exposure in all its unit linked funds upto 40%.
This is the maximum permissible exposure and not targeted exposure which would be much lower.

Page 4 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
In case of any queries related to the information provided in this notice or any other, please feel free to
contact us at our 24 Hour helpline: 1-800-425-6969 (from all landline and mobile) or email us at indiaservice@metlife.com.
Our customer service executives would be happy to help and assist you
Yours Sincerely,
MetLife India Insurance Co. Ltd.

Page 5 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
 Service Guidelines
Premium Allocation Premium Allocation Charge The Premium Allocation Charges are applied
Charge whenever the Regular premium and Top-up premium is applied to the policy.
Please refer the Terms and Conditions enclosed along with the Policy
Document for details on the percentage of Premium Allocation Charge
applicable on your policy.
Mortality Charges Mortality charge is deducted at the beginning of each month by cancellation of
an appropriate number of units at the relevant Net Asset Value.
The Mortality charge is deducted from the fund with the highest Fund Value and
the balance if any from next such fund and so on.
Please refer the Cost of Insurance Rate table enclosed along with the Policy
Document for details on the monthly mortality charges arrived at on your policy.
Policy Administration The following policy administration charges are deducted from the fund value as
Charge given below:
Met Smart Plus Met Smart Premier Met Advantage
Plus
Year 1 (each month) Rs.200 Rs.200 Rs.25
Year 2+ (each month) Rs.75 Rs.75
The above charges will be deducted at the beginning of each month by
cancellation of an appropriate number of units using the relevant Net Asset
Value of these units. The policy administration charge is deducted from the fund
with the highest Fund Value and the balance if any from next such fund and so
on.
Premium Payment 1. For all Renewal Premium Payments (including Advance premium), the
reference NAV date considered is the Payment Date or the Due Date of
payment, whichever is later. The below mentioned points shall be applicable
when the Payment Date is post the Premium Due Date.
2. To get the same day's NAV pay your premium/ Dump in/ Top up premium
before 1500 hours at your nearest MetLife Office. Outstation Cheques and
Demand Draft payments would be given an NAV as on the date of clearance.
3. When you pay Dump in/ Top up amounts, do indicate this in writing. If this is
not indicated, the money would be treated as outlined in the terms and
conditions of your policy. In case there is a past due payment on your policy or
the policy is lapsed, the payment would first be appropriated towards the past
due payment or towards reinstating your policy, as the case may be.
4. For local cheques / DD's payments sent through post, drop box, etc the NAV
will depend on the date and time of receipt at MetLife's Office, If received before
1500 hours on any day, the NAV would be that of the same valuation date.
Outstation Cheques and Demand Draft payments would be given an NAV as on
the date of clearance.
5. Please pay your premium within the grace period (30 days from due date) to
keep your policy in-force and continue enjoying the benefits & privilege under
the coverage.
Frequency of premium Can be changed at any time by giving a request in writing. The change will be
payment effective from the next policy anniversary only.
Switch of Fund Options Facility of switch between fund options is available after 6 months from the date
of issue of your policy. This can be done by submitting the Fund Switch Request
Form by 1500 hours to get the same day's NAV.
Withdrawal Facility of partial withdrawal from the Policy Account is available after 3 years
from the date of issue of the policy. This can be done by submitting the
Withdrawal Request Form by 1500 hours to get the same day's NAV. (applicable
for Met Smart Plus, Met Smart Premier, Met Smart Plus Single Pay and Met
Smart Premier Single pay.)
Sum Assured You have the option to increase/decrease the Sum assured after the first 3
policy years by making a written request to the Company prior to the Policy
Anniversary date.
Address Change Address changes may be done anytime by giving us a request in writing.
Assignment You may change/add a beneficiary to the policy by submitting the beneficiary
change request form.
Beneficiary Change To assign your policy to another person / institution, please fill up our
assignment deed in 2 originals and submit along with the policy document.
Page 6 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in