Loan Amortization Schedule

Enter values
Loan amount $ 31,392,323.00
Annual interest rate
15.25 %
Loan period in years
10
Number of payments per year
12
Start date of loan
10/17/2011
Optional extra payments

Loan summary
Scheduled payment
Scheduled number of payments
Actual number of payments
Total early payments
Total interest

Lender name: NIB BANK TERM LOAN 1

Pmt.
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

Payment Date
11/17/2011
12/17/2011
1/17/2012
2/17/2012
3/17/2012
4/17/2012
5/17/2012
6/17/2012
7/17/2012
8/17/2012
9/17/2012
10/17/2012
11/17/2012
12/17/2012
1/17/2013
2/17/2013
3/17/2013
4/17/2013
5/17/2013
6/17/2013
7/17/2013
8/17/2013
9/17/2013
10/17/2013
11/17/2013
12/17/2013
1/17/2014
2/17/2014
3/17/2014
4/17/2014
5/17/2014
6/17/2014
7/17/2014
8/17/2014
9/17/2014
10/17/2014
11/17/2014

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

31,392,323.00
31,279,982.39
31,166,214.13
31,051,000.05
30,934,321.80
30,816,160.76
30,696,498.10
30,575,314.72
30,452,591.30
30,328,308.27
30,202,445.81
30,074,983.84
29,945,902.05
29,815,179.85
29,682,796.38
29,548,730.54
29,412,960.95
29,275,465.95
29,136,223.62
28,995,211.75
28,852,407.85
28,707,789.16
28,561,332.60
28,413,014.83
28,262,812.18
28,110,700.71
27,956,656.15
27,800,653.95
27,642,669.21
27,482,676.76
27,320,651.06
27,156,566.29
26,990,396.28
26,822,114.52
26,651,694.18
26,479,108.08
26,304,328.71

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

112,340.61
113,768.27
115,214.07
116,678.25
118,161.04
119,662.67
121,183.38
122,723.42
124,283.03
125,862.46
127,461.96
129,081.79
130,722.21
132,383.47
134,065.84
135,769.59
137,495.00
139,242.33
141,011.87
142,803.89
144,618.69
146,456.56
148,317.78
150,202.65
152,111.47
154,044.56
156,002.21
157,984.73
159,992.46
162,025.69
164,084.77
166,170.01
168,281.76
170,420.34
172,586.10
174,779.38
177,000.53

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

398,944.10
397,516.44
396,070.64
394,606.46
393,123.67
391,622.04
390,101.33
388,561.29
387,001.68
385,422.25
383,822.75
382,202.92
380,562.51
378,901.24
377,218.87
375,515.12
373,789.71
372,042.38
370,272.84
368,480.82
366,666.02
364,828.15
362,966.94
361,082.06
359,173.24
357,240.15
355,282.51
353,299.98
351,292.25
349,259.02
347,199.94
345,114.70
343,002.95
340,864.37
338,698.61
336,505.33
334,284.18

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

31,279,982.39
31,166,214.13
31,051,000.05
30,934,321.80
30,816,160.76
30,696,498.10
30,575,314.72
30,452,591.30
30,328,308.27
30,202,445.81
30,074,983.84
29,945,902.05
29,815,179.85
29,682,796.38
29,548,730.54
29,412,960.95
29,275,465.95
29,136,223.62
28,995,211.75
28,852,407.85
28,707,789.16
28,561,332.60
28,413,014.83
28,262,812.18
28,110,700.71
27,956,656.15
27,800,653.95
27,642,669.21
27,482,676.76
27,320,651.06
27,156,566.29
26,990,396.28
26,822,114.52
26,651,694.18
26,479,108.08
26,304,328.71
26,127,328.17

Pmt.
No.
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88

Payment Date
12/17/2014
1/17/2015
2/17/2015
3/17/2015
4/17/2015
5/17/2015
6/17/2015
7/17/2015
8/17/2015
9/17/2015
10/17/2015
11/17/2015
12/17/2015
1/17/2016
2/17/2016
3/17/2016
4/17/2016
5/17/2016
6/17/2016
7/17/2016
8/17/2016
9/17/2016
10/17/2016
11/17/2016
12/17/2016
1/17/2017
2/17/2017
3/17/2017
4/17/2017
5/17/2017
6/17/2017
7/17/2017
8/17/2017
9/17/2017
10/17/2017
11/17/2017
12/17/2017
1/17/2018
2/17/2018
3/17/2018
4/17/2018
5/17/2018
6/17/2018
7/17/2018
8/17/2018
9/17/2018
10/17/2018
11/17/2018
12/17/2018
1/17/2019
2/17/2019

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

26,127,328.17
25,948,078.26
25,766,550.37
25,582,715.57
25,396,544.54
25,208,007.58
25,017,074.64
24,823,715.25
24,627,898.59
24,429,593.42
24,228,768.13
24,025,390.68
23,819,428.64
23,610,849.17
23,399,619.00
23,185,704.44
22,969,071.39
22,749,685.30
22,527,511.17
22,302,513.58
22,074,656.65
21,843,904.03
21,610,218.94
21,373,564.09
21,133,901.76
20,891,193.71
20,645,401.26
20,396,485.19
20,144,405.81
19,889,122.92
19,630,595.82
19,368,783.26
19,103,643.50
18,835,134.26
18,563,212.72
18,287,835.50
18,008,958.70
17,726,537.84
17,440,527.88
17,150,883.21
16,857,557.64
16,560,504.39
16,259,676.09
15,955,024.76
15,646,501.83
15,334,058.08
15,017,643.69
14,697,208.20
14,372,700.51
14,044,068.87
13,711,260.86

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

179,249.92
181,527.88
183,834.80
186,171.03
188,536.96
190,932.95
193,359.39
195,816.66
198,305.17
200,825.29
203,377.45
205,962.04
208,579.47
211,230.17
213,914.55
216,633.05
219,386.10
222,174.13
224,997.59
227,856.93
230,752.62
233,685.10
236,654.85
239,662.33
242,708.04
245,792.46
248,916.07
252,079.38
255,282.89
258,527.11
261,812.56
265,139.76
268,509.24
271,921.55
275,377.22
278,876.80
282,420.86
286,009.96
289,644.67
293,325.57
297,053.25
300,828.30
304,651.33
308,522.94
312,443.75
316,414.39
320,435.49
324,507.69
328,631.64
332,808.00
337,037.44

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

332,034.80
329,756.83
327,449.91
325,113.68
322,747.75
320,351.76
317,925.32
315,468.05
312,979.54
310,459.42
307,907.26
305,322.67
302,705.24
300,054.54
297,370.16
294,651.66
291,898.62
289,110.58
286,287.12
283,427.78
280,532.09
277,599.61
274,629.87
271,622.38
268,576.67
265,492.25
262,368.64
259,205.33
256,001.82
252,757.60
249,472.16
246,144.95
242,775.47
239,363.16
235,907.49
232,407.91
228,863.85
225,274.75
221,640.04
217,959.14
214,231.46
210,456.41
206,633.38
202,761.77
198,840.96
194,870.32
190,849.22
186,777.02
182,653.07
178,476.71
174,247.27

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,948,078.26
25,766,550.37
25,582,715.57
25,396,544.54
25,208,007.58
25,017,074.64
24,823,715.25
24,627,898.59
24,429,593.42
24,228,768.13
24,025,390.68
23,819,428.64
23,610,849.17
23,399,619.00
23,185,704.44
22,969,071.39
22,749,685.30
22,527,511.17
22,302,513.58
22,074,656.65
21,843,904.03
21,610,218.94
21,373,564.09
21,133,901.76
20,891,193.71
20,645,401.26
20,396,485.19
20,144,405.81
19,889,122.92
19,630,595.82
19,368,783.26
19,103,643.50
18,835,134.26
18,563,212.72
18,287,835.50
18,008,958.70
17,726,537.84
17,440,527.88
17,150,883.21
16,857,557.64
16,560,504.39
16,259,676.09
15,955,024.76
15,646,501.83
15,334,058.08
15,017,643.69
14,697,208.20
14,372,700.51
14,044,068.87
13,711,260.86
13,374,223.43

Pmt.
No.
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

Payment Date
3/17/2019
4/17/2019
5/17/2019
6/17/2019
7/17/2019
8/17/2019
9/17/2019
10/17/2019
11/17/2019
12/17/2019
1/17/2020
2/17/2020
3/17/2020
4/17/2020
5/17/2020
6/17/2020
7/17/2020
8/17/2020
9/17/2020
10/17/2020
11/17/2020
12/17/2020
1/17/2021
2/17/2021
3/17/2021
4/17/2021
5/17/2021
6/17/2021
7/17/2021
8/17/2021
9/17/2021
10/17/2021

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

13,374,223.43
13,032,902.81
12,687,244.57
12,337,193.59
11,982,694.05
11,623,689.41
11,260,122.42
10,891,935.09
10,519,068.73
10,141,463.85
9,759,060.24
9,371,796.92
8,979,612.13
8,582,443.32
8,180,227.16
7,772,899.50
7,360,395.39
6,942,649.04
6,519,593.82
6,091,162.29
5,657,286.10
5,217,896.06
4,772,922.11
4,322,293.29
3,865,937.72
3,403,782.64
2,935,754.33
2,461,778.16
1,981,778.55
1,495,678.94
1,003,401.82
504,868.67

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
511,284.71
504,868.67

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

341,320.62
345,658.24
350,050.98
354,499.54
359,004.64
363,566.99
368,187.32
372,866.37
377,604.88
382,403.61
387,263.32
392,184.79
397,168.81
402,216.16
407,327.66
412,504.11
417,746.35
423,055.21
428,431.54
433,876.19
439,390.03
444,973.95
450,628.83
456,355.57
462,155.09
468,028.31
473,976.17
479,999.61
486,099.61
492,277.12
498,533.15
498,452.63

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

169,964.09
165,626.47
161,233.73
156,785.17
152,280.07
147,717.72
143,097.39
138,418.34
133,679.83
128,881.10
124,021.39
119,099.92
114,115.90
109,068.55
103,957.05
98,780.60
93,538.36
88,229.50
82,853.17
77,408.52
71,894.68
66,310.76
60,655.89
54,929.14
49,129.63
43,256.40
37,308.54
31,285.10
25,185.10
19,007.59
12,751.56
6,416.04

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

13,032,902.81
12,687,244.57
12,337,193.59
11,982,694.05
11,623,689.41
11,260,122.42
10,891,935.09
10,519,068.73
10,141,463.85
9,759,060.24
9,371,796.92
8,979,612.13
8,582,443.32
8,180,227.16
7,772,899.50
7,360,395.39
6,942,649.04
6,519,593.82
6,091,162.29
5,657,286.10
5,217,896.06
4,772,922.11
4,322,293.29
3,865,937.72
3,403,782.64
2,935,754.33
2,461,778.16
1,981,778.55
1,495,678.94
1,003,401.82
504,868.67
-

$
$

Loan summary
511,284.71
120
120
29,961,842.29

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

398,944.10
796,460.55
1,192,531.19
1,587,137.64
1,980,261.32
2,371,883.36
2,761,984.69
3,150,545.98
3,537,547.66
3,922,969.91
4,306,792.66
4,688,995.58
5,069,558.09
5,448,459.33
5,825,678.20
6,201,193.32
6,574,983.03
6,947,025.41
7,317,298.25
7,685,779.07
8,052,445.09
8,417,273.24
8,780,240.17
9,141,322.24
9,500,495.48
9,857,735.63
10,213,018.14
10,566,318.11
10,917,610.37
11,266,869.38
11,614,069.33
11,959,184.02
12,302,186.97
12,643,051.35
12,981,749.96
13,318,255.29
13,652,539.47

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

13,984,574.27
14,314,331.09
14,641,781.00
14,966,894.68
15,289,642.43
15,609,994.20
15,927,919.52
16,243,387.57
16,556,367.11
16,866,826.53
17,174,733.79
17,480,056.46
17,782,761.70
18,082,816.25
18,380,186.40
18,674,838.06
18,966,736.68
19,255,847.26
19,542,134.38
19,825,562.16
20,106,094.26
20,383,693.87
20,658,323.74
20,929,946.11
21,198,522.78
21,464,015.03
21,726,383.68
21,985,589.01
22,241,590.83
22,494,348.44
22,743,820.59
22,989,965.54
23,232,741.01
23,472,104.18
23,708,011.67
23,940,419.58
24,169,283.43
24,394,558.19
24,616,198.23
24,834,157.37
25,048,388.83
25,258,845.24
25,465,478.62
25,668,240.40
25,867,081.36
26,061,951.68
26,252,800.90
26,439,577.92
26,622,230.99
26,800,707.70
26,974,954.97

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

27,144,919.06
27,310,545.53
27,471,779.27
27,628,564.44
27,780,844.51
27,928,562.23
28,071,659.61
28,210,077.96
28,343,757.79
28,472,638.89
28,596,660.28
28,715,760.20
28,829,876.11
28,938,944.66
29,042,901.71
29,141,682.31
29,235,220.66
29,323,450.16
29,406,303.33
29,483,711.86
29,555,606.53
29,621,917.30
29,682,573.18
29,737,502.32
29,786,631.95
29,829,888.35
29,867,196.90
29,898,482.00
29,923,667.10
29,942,674.68
29,955,426.25
29,961,842.29

Loan Amortization Schedule

Enter values
Loan amount $ 37,607,678.00
Annual interest rate
15.00 %
Loan period in years
10
Number of payments per year
12
Start date of loan
2/9/2012
Optional extra payments

Loan summary
Scheduled payment
Scheduled number of payments
Actual number of payments
Total early payments
Total interest

Lender name: NIB BANK TERM LOAN 2

Pmt.
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

Payment Date
3/9/2012
4/9/2012
5/9/2012
6/9/2012
7/9/2012
8/9/2012
9/9/2012
10/9/2012
11/9/2012
12/9/2012
1/9/2013
2/9/2013
3/9/2013
4/9/2013
5/9/2013
6/9/2013
7/9/2013
8/9/2013
9/9/2013
10/9/2013
11/9/2013
12/9/2013
1/9/2014
2/9/2014
3/9/2014
4/9/2014
5/9/2014
6/9/2014
7/9/2014
8/9/2014
9/9/2014
10/9/2014
11/9/2014
12/9/2014
1/9/2015
2/9/2015
3/9/2015

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

37,607,678.00
37,471,030.66
37,332,675.24
37,192,590.36
37,050,754.43
36,907,145.55
36,761,741.56
36,614,520.02
36,465,458.21
36,314,533.12
36,161,721.47
36,006,999.68
35,850,343.86
35,691,729.85
35,531,133.16
35,368,529.02
35,203,892.32
35,037,197.66
34,868,419.32
34,697,531.25
34,524,507.08
34,349,320.10
34,171,943.29
33,992,349.27
33,810,510.33
33,626,398.40
33,439,985.06
33,251,241.57
33,060,138.77
32,866,647.20
32,670,736.98
32,472,377.88
32,271,539.29
32,068,190.22
31,862,299.28
31,653,834.71
31,442,764.34

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

136,647.34
138,355.43
140,084.87
141,835.93
143,608.88
145,403.99
147,221.54
149,061.81
150,925.08
152,811.65
154,721.79
156,655.82
158,614.01
160,596.69
162,604.15
164,636.70
166,694.66
168,778.34
170,888.07
173,024.17
175,186.97
177,376.81
179,594.02
181,838.95
184,111.93
186,413.33
188,743.50
191,102.79
193,491.58
195,910.22
198,359.10
200,838.59
203,349.07
205,890.93
208,464.57
211,070.38
213,708.76

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

470,095.98
468,387.88
466,658.44
464,907.38
463,134.43
461,339.32
459,521.77
457,681.50
455,818.23
453,931.66
452,021.52
450,087.50
448,129.30
446,146.62
444,139.16
442,106.61
440,048.65
437,964.97
435,855.24
433,719.14
431,556.34
429,366.50
427,149.29
424,904.37
422,631.38
420,329.98
417,999.81
415,640.52
413,251.73
410,833.09
408,384.21
405,904.72
403,394.24
400,852.38
398,278.74
395,672.93
393,034.55

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

37,471,030.66
37,332,675.24
37,192,590.36
37,050,754.43
36,907,145.55
36,761,741.56
36,614,520.02
36,465,458.21
36,314,533.12
36,161,721.47
36,006,999.68
35,850,343.86
35,691,729.85
35,531,133.16
35,368,529.02
35,203,892.32
35,037,197.66
34,868,419.32
34,697,531.25
34,524,507.08
34,349,320.10
34,171,943.29
33,992,349.27
33,810,510.33
33,626,398.40
33,439,985.06
33,251,241.57
33,060,138.77
32,866,647.20
32,670,736.98
32,472,377.88
32,271,539.29
32,068,190.22
31,862,299.28
31,653,834.71
31,442,764.34
31,229,055.58

Pmt.
No.
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88

Payment Date
4/9/2015
5/9/2015
6/9/2015
7/9/2015
8/9/2015
9/9/2015
10/9/2015
11/9/2015
12/9/2015
1/9/2016
2/9/2016
3/9/2016
4/9/2016
5/9/2016
6/9/2016
7/9/2016
8/9/2016
9/9/2016
10/9/2016
11/9/2016
12/9/2016
1/9/2017
2/9/2017
3/9/2017
4/9/2017
5/9/2017
6/9/2017
7/9/2017
8/9/2017
9/9/2017
10/9/2017
11/9/2017
12/9/2017
1/9/2018
2/9/2018
3/9/2018
4/9/2018
5/9/2018
6/9/2018
7/9/2018
8/9/2018
9/9/2018
10/9/2018
11/9/2018
12/9/2018
1/9/2019
2/9/2019
3/9/2019
4/9/2019
5/9/2019
6/9/2019

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

31,229,055.58
31,012,675.46
30,793,590.59
30,571,767.16
30,347,170.94
30,119,767.27
29,889,521.05
29,656,396.75
29,420,358.40
29,181,369.56
28,939,393.37
28,694,392.48
28,446,329.07
28,195,164.87
27,940,861.12
27,683,378.58
27,422,677.50
27,158,717.65
26,891,458.31
26,620,858.23
26,346,875.65
26,069,468.28
25,788,593.32
25,504,207.43
25,216,266.71
24,924,726.73
24,629,542.50
24,330,668.47
24,028,058.52
23,721,665.94
23,411,443.45
23,097,343.18
22,779,316.66
22,457,314.81
22,131,287.93
21,801,185.72
21,466,957.23
21,128,550.88
20,785,914.45
20,438,995.07
20,087,739.20
19,732,092.63
19,372,000.47
19,007,407.17
18,638,256.45
18,264,491.34
17,886,054.17
17,502,886.54
17,114,929.31
16,722,122.61
16,324,405.83

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

216,380.12
219,084.87
221,823.43
224,596.22
227,403.67
230,246.22
233,124.30
236,038.35
238,988.83
241,976.19
245,000.89
248,063.41
251,164.20
254,303.75
257,482.55
260,701.08
263,959.84
267,259.34
270,600.08
273,982.58
277,407.37
280,874.96
284,385.90
287,940.72
291,539.98
295,184.23
298,874.03
302,609.96
306,392.58
310,222.49
314,100.27
318,026.52
322,001.85
326,026.88
330,102.21
334,228.49
338,406.35
342,636.43
346,919.38
351,255.87
355,646.57
360,092.15
364,593.31
369,150.72
373,765.11
378,437.17
383,167.63
387,957.23
392,806.70
397,716.78
402,688.24

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

390,363.19
387,658.44
384,919.88
382,147.09
379,339.64
376,497.09
373,619.01
370,704.96
367,754.48
364,767.12
361,742.42
358,679.91
355,579.11
352,439.56
349,260.76
346,042.23
342,783.47
339,483.97
336,143.23
332,760.73
329,335.95
325,868.35
322,357.42
318,802.59
315,203.33
311,559.08
307,869.28
304,133.36
300,350.73
296,520.82
292,643.04
288,716.79
284,741.46
280,716.44
276,641.10
272,514.82
268,336.97
264,106.89
259,823.93
255,487.44
251,096.74
246,651.16
242,150.01
237,592.59
232,978.21
228,306.14
223,575.68
218,786.08
213,936.62
209,026.53
204,055.07

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

31,012,675.46
30,793,590.59
30,571,767.16
30,347,170.94
30,119,767.27
29,889,521.05
29,656,396.75
29,420,358.40
29,181,369.56
28,939,393.37
28,694,392.48
28,446,329.07
28,195,164.87
27,940,861.12
27,683,378.58
27,422,677.50
27,158,717.65
26,891,458.31
26,620,858.23
26,346,875.65
26,069,468.28
25,788,593.32
25,504,207.43
25,216,266.71
24,924,726.73
24,629,542.50
24,330,668.47
24,028,058.52
23,721,665.94
23,411,443.45
23,097,343.18
22,779,316.66
22,457,314.81
22,131,287.93
21,801,185.72
21,466,957.23
21,128,550.88
20,785,914.45
20,438,995.07
20,087,739.20
19,732,092.63
19,372,000.47
19,007,407.17
18,638,256.45
18,264,491.34
17,886,054.17
17,502,886.54
17,114,929.31
16,722,122.61
16,324,405.83
15,921,717.59

Pmt.
No.
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

Payment Date
7/9/2019
8/9/2019
9/9/2019
10/9/2019
11/9/2019
12/9/2019
1/9/2020
2/9/2020
3/9/2020
4/9/2020
5/9/2020
6/9/2020
7/9/2020
8/9/2020
9/9/2020
10/9/2020
11/9/2020
12/9/2020
1/9/2021
2/9/2021
3/9/2021
4/9/2021
5/9/2021
6/9/2021
7/9/2021
8/9/2021
9/9/2021
10/9/2021
11/9/2021
12/9/2021
1/9/2022
2/9/2022

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

15,921,717.59
15,513,995.75
15,101,177.39
14,683,198.79
14,259,995.47
13,831,502.10
13,397,652.56
12,958,379.91
12,513,616.35
12,063,293.24
11,607,341.09
11,145,689.55
10,678,267.35
10,205,002.38
9,725,821.60
9,240,651.06
8,749,415.89
8,252,040.27
7,748,447.47
7,238,559.75
6,722,298.43
6,199,583.85
5,670,335.34
5,134,471.22
4,591,908.80
4,042,564.34
3,486,353.09
2,923,189.19
2,352,985.74
1,775,654.75
1,191,107.13
599,252.65

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
606,743.31
599,252.65

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

407,721.84
412,818.36
417,978.59
423,203.33
428,493.37
433,849.54
439,272.65
444,763.56
450,323.11
455,952.15
461,651.55
467,422.19
473,264.97
479,180.78
485,170.54
491,235.17
497,375.61
503,592.81
509,887.72
516,261.31
522,714.58
529,248.51
535,864.12
542,562.42
549,344.45
556,211.26
563,163.90
570,203.45
577,330.99
584,547.63
591,854.47
591,762.00

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

199,021.47
193,924.95
188,764.72
183,539.98
178,249.94
172,893.78
167,470.66
161,979.75
156,420.20
150,791.17
145,091.76
139,321.12
133,478.34
127,562.53
121,572.77
115,508.14
109,367.70
103,150.50
96,855.59
90,482.00
84,028.73
77,494.80
70,879.19
64,180.89
57,398.86
50,532.05
43,579.41
36,539.86
29,412.32
22,195.68
14,888.84
7,490.66

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

15,513,995.75
15,101,177.39
14,683,198.79
14,259,995.47
13,831,502.10
13,397,652.56
12,958,379.91
12,513,616.35
12,063,293.24
11,607,341.09
11,145,689.55
10,678,267.35
10,205,002.38
9,725,821.60
9,240,651.06
8,749,415.89
8,252,040.27
7,748,447.47
7,238,559.75
6,722,298.43
6,199,583.85
5,670,335.34
5,134,471.22
4,591,908.80
4,042,564.34
3,486,353.09
2,923,189.19
2,352,985.74
1,775,654.75
1,191,107.13
599,252.65
-

$
$

Loan summary
606,743.31
120
120
35,201,519.39

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

470,095.98
938,483.86
1,405,142.30
1,870,049.68
2,333,184.11
2,794,523.43
3,254,045.20
3,711,726.70
4,167,544.93
4,621,476.59
5,073,498.11
5,523,585.60
5,971,714.90
6,417,861.53
6,862,000.69
7,304,107.30
7,744,155.96
8,182,120.93
8,617,976.17
9,051,695.31
9,483,251.65
9,912,618.15
10,339,767.44
10,764,671.81
11,187,303.19
11,607,633.17
12,025,632.98
12,441,273.50
12,854,525.23
13,265,358.32
13,673,742.53
14,079,647.26
14,483,041.50
14,883,893.88
15,282,172.62
15,677,845.55
16,070,880.11

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

16,461,243.30
16,848,901.74
17,233,821.63
17,615,968.72
17,995,308.35
18,371,805.44
18,745,424.46
19,116,129.42
19,483,883.90
19,848,651.02
20,210,393.43
20,569,073.34
20,924,652.45
21,277,092.01
21,626,352.78
21,972,395.01
22,315,178.48
22,654,662.45
22,990,805.68
23,323,566.41
23,652,902.35
23,978,770.70
24,301,128.12
24,619,930.71
24,935,134.05
25,246,693.13
25,554,562.41
25,858,695.77
26,159,046.50
26,455,567.32
26,748,210.37
27,036,927.16
27,321,668.62
27,602,385.05
27,879,026.15
28,151,540.97
28,419,877.94
28,683,984.82
28,943,808.75
29,199,296.19
29,450,392.93
29,697,044.09
29,939,194.10
30,176,786.69
30,409,764.89
30,638,071.03
30,861,646.71
31,080,432.79
31,294,369.41
31,503,395.94
31,707,451.01

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

31,906,472.48
32,100,397.43
32,289,162.15
32,472,702.13
32,650,952.08
32,823,845.85
32,991,316.51
33,153,296.26
33,309,716.46
33,460,507.63
33,605,599.39
33,744,920.51
33,878,398.85
34,005,961.38
34,127,534.15
34,243,042.29
34,352,409.99
34,455,560.49
34,552,416.09
34,642,898.08
34,726,926.81
34,804,421.61
34,875,300.80
34,939,481.69
34,996,880.55
35,047,412.61
35,090,992.02
35,127,531.89
35,156,944.21
35,179,139.89
35,194,028.73
35,201,519.39

Loan Amortization Schedule

Loan amount $
Annual interest rate
Loan period in years
Number of payments per year
Start date of loan
Optional extra payments

Enter values
3,672,000.00
14.50 %
5
12
8/14/2013

Loan summary
Scheduled payment
Scheduled number of payments
Actual number of payments
Total early payments
Total interest

Lender name: NIB BANK TERM LOAN 3

Pmt.
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

Payment Date
9/14/2013
10/14/2013
11/14/2013
12/14/2013
1/14/2014
2/14/2014
3/14/2014
4/14/2014
5/14/2014
6/14/2014
7/14/2014
8/14/2014
9/14/2014
10/14/2014
11/14/2014
12/14/2014
1/14/2015
2/14/2015
3/14/2015
4/14/2015
5/14/2015
6/14/2015
7/14/2015
8/14/2015
9/14/2015
10/14/2015
11/14/2015
12/14/2015
1/14/2016
2/14/2016
3/14/2016
4/14/2016
5/14/2016
6/14/2016
7/14/2016
8/14/2016
9/14/2016

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

3,672,000.00
3,629,974.15
3,587,440.49
3,544,392.88
3,500,825.12
3,456,730.90
3,412,103.89
3,366,937.63
3,321,225.61
3,274,961.24
3,228,137.84
3,180,748.65
3,132,786.85
3,084,245.51
3,035,117.63
2,985,396.12
2,935,073.81
2,884,143.44
2,832,597.65
2,780,429.03
2,727,630.03
2,674,193.05
2,620,110.36
2,565,374.18
2,509,976.61
2,453,909.64
2,397,165.20
2,339,735.10
2,281,611.05
2,222,784.67
2,163,247.47
2,102,990.86
2,042,006.15
1,980,284.55
1,917,817.14
1,854,594.91
1,790,608.75

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

42,025.85
42,533.66
43,047.61
43,567.77
44,094.21
44,627.02
45,166.26
45,712.02
46,264.37
46,823.40
47,389.18
47,961.80
48,541.34
49,127.88
49,721.51
50,322.31
50,930.37
51,545.78
52,168.63
52,799.00
53,436.99
54,082.68
54,736.18
55,397.58
56,066.96
56,744.44
57,430.10
58,124.05
58,826.38
59,537.20
60,256.61
60,984.71
61,721.61
62,467.41
63,222.22
63,986.16
64,759.33

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

44,370.00
43,862.19
43,348.24
42,828.08
42,301.64
41,768.83
41,229.59
40,683.83
40,131.48
39,572.45
39,006.67
38,434.05
37,854.51
37,267.97
36,674.34
36,073.54
35,465.48
34,850.07
34,227.22
33,596.85
32,958.86
32,313.17
31,659.67
30,998.27
30,328.88
29,651.41
28,965.75
28,271.80
27,569.47
26,858.65
26,139.24
25,411.14
24,674.24
23,928.44
23,173.62
22,409.69
21,636.52

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

3,629,974.15
3,587,440.49
3,544,392.88
3,500,825.12
3,456,730.90
3,412,103.89
3,366,937.63
3,321,225.61
3,274,961.24
3,228,137.84
3,180,748.65
3,132,786.85
3,084,245.51
3,035,117.63
2,985,396.12
2,935,073.81
2,884,143.44
2,832,597.65
2,780,429.03
2,727,630.03
2,674,193.05
2,620,110.36
2,565,374.18
2,509,976.61
2,453,909.64
2,397,165.20
2,339,735.10
2,281,611.05
2,222,784.67
2,163,247.47
2,102,990.86
2,042,006.15
1,980,284.55
1,917,817.14
1,854,594.91
1,790,608.75
1,725,849.43

Pmt.
No.
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88

Payment Date
10/14/2016
11/14/2016
12/14/2016
1/14/2017
2/14/2017
3/14/2017
4/14/2017
5/14/2017
6/14/2017
7/14/2017
8/14/2017
9/14/2017
10/14/2017
11/14/2017
12/14/2017
1/14/2018
2/14/2018
3/14/2018
4/14/2018
5/14/2018
6/14/2018
7/14/2018
8/14/2018
9/14/2018
10/14/2018
11/14/2018
12/14/2018
1/14/2019
2/14/2019
3/14/2019
4/14/2019
5/14/2019
6/14/2019
7/14/2019
8/14/2019
9/14/2019
10/14/2019
11/14/2019
12/14/2019
1/14/2020
2/14/2020
3/14/2020
4/14/2020
5/14/2020
6/14/2020
7/14/2020
8/14/2020
9/14/2020
10/14/2020
11/14/2020
12/14/2020

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,725,849.43
1,660,307.59
1,593,973.79
1,526,838.46
1,458,891.91
1,390,124.34
1,320,525.83
1,250,086.33
1,178,795.70
1,106,643.63
1,033,619.73
959,713.45
884,914.14
809,211.00
732,593.12
655,049.44
576,568.77
497,139.80
416,751.05
335,390.95
253,047.74
169,709.55
85,364.36
-

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
85,364.36
-

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

65,541.83
66,333.80
67,135.33
67,946.55
68,767.57
69,598.51
70,439.49
71,290.64
72,152.07
73,023.90
73,906.28
74,799.31
75,703.14
76,617.88
77,543.68
78,480.67
79,428.98
80,388.74
81,360.11
82,343.21
83,338.19
84,345.19
84,332.88
-

Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

20,854.01
20,062.05
19,260.52
18,449.30
17,628.28
16,797.34
15,956.35
15,105.21
14,243.78
13,371.94
12,489.57
11,596.54
10,692.71
9,777.97
8,852.17
7,915.18
6,966.87
6,007.11
5,035.74
4,052.64
3,057.66
2,050.66
1,031.49
-

Ending Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,660,307.59
1,593,973.79
1,526,838.46
1,458,891.91
1,390,124.34
1,320,525.83
1,250,086.33
1,178,795.70
1,106,643.63
1,033,619.73
959,713.45
884,914.14
809,211.00
732,593.12
655,049.44
576,568.77
497,139.80
416,751.05
335,390.95
253,047.74
169,709.55
85,364.36
-

Pmt.
No.
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

Payment Date
1/14/2021
2/14/2021
3/14/2021
4/14/2021
5/14/2021
6/14/2021
7/14/2021
8/14/2021
9/14/2021
10/14/2021
11/14/2021
12/14/2021
1/14/2022
2/14/2022
3/14/2022
4/14/2022
5/14/2022
6/14/2022
7/14/2022
8/14/2022
9/14/2022
10/14/2022
11/14/2022
12/14/2022
1/14/2023
2/14/2023
3/14/2023
4/14/2023
5/14/2023
6/14/2023
7/14/2023
8/14/2023

Scheduled
Payment

Beginning Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85
86,395.85

Extra Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Total Payment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Interest
-

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Ending Balance
-

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$
$

Loan summary
86,395.85
60
120
1,511,750.89

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

44,370.00
88,232.19
131,580.43
174,408.51
216,710.14
258,478.98
299,708.56
340,392.39
380,523.87
420,096.32
459,102.98
497,537.03
535,391.54
572,659.51
609,333.84
645,407.38
680,872.85
715,722.92
749,950.14
783,546.99
816,505.86
848,819.02
880,478.69
911,476.96
941,805.84
971,457.25
1,000,423.00
1,028,694.80
1,056,264.27
1,083,122.91
1,109,262.15
1,134,673.29
1,159,347.53
1,183,275.97
1,206,449.60
1,228,859.28
1,250,495.81

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,271,349.82
1,291,411.87
1,310,672.39
1,329,121.69
1,346,749.96
1,363,547.30
1,379,503.65
1,394,608.86
1,408,852.64
1,422,224.59
1,434,714.16
1,446,310.70
1,457,003.41
1,466,781.38
1,475,633.54
1,483,548.72
1,490,515.60
1,496,522.70
1,501,558.44
1,505,611.08
1,508,668.74
1,510,719.40
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89

Cumulative Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89
1,511,750.89

56.61

5.661224

56.61

5.661224