UPSCALING

ORGANICVEGETABLE
FARMING
IN
METROBAGUIOANDBENGUET
a FundedBy:
qlf l rounaolon
lor o Sustotnobte
soctety,Inc

First SemesterTechnicaland FinancialProgreesReport

For the PeriodJuneto December2008
La Trinidad,Benguet

JaimeV, OngpinFoundation,Inc.
Enabling Con munitb s Towatds Setf-RelianLE

{,{E"doS^f f f
t ffiffi&!r(fr-fr{F
+**ffi*sas,
I
I Jaime V. Ongpin Foundation, Inc.
t Enabling Communities Towards5elf-Re[iance
December15,2008
I
I EMMALIM-sANDRINO
ExeculiveDirector
Foundalionfora SuslainableSociety,hc
46-ESamafAvenuecomerEugenioLopezStreet,
t southTriangle,Quezoncity 1103

ATTENTION : MR.AUGUSTOCAMBA

I DearMS.SANDRINo:

t Encfosedare our Technical and FinancialProgressStalus Reporls of lhe "Upscaling Organlc

Fatming in Metrc Baguio and Benguet Prcject" coveringthe pe.iod June to December10,
2008.

I For lhe period,we have comploledmajordeliverables

pertormance
orOanizational
such as lhe ass€ssmenlof the LaTOP
and status,conduc{of capabililybuildingtrainingsand wo*shopsfor
LaTOPfooJsedon improvingtheir cur€nt organizalion, financialand inlemalcontrolsyslems.

I We havealsoforoeda Memorandum of Agreement withLaToP and installeda frnsncingsystem

foa the Prcvisionof the Green Financing.For lhe period,loan was releasedlo 22 fsmer-
mernbersof LaTOPfor conslruc{ion of greenhouses.Relativelo lhe demonstration of organic
farm model operations,we have sladedthe programwith an awarcnessseminarlo provide
I famers a better understanding oI organicfarmjng.we have conducted4 batchesof organic
farmingswarenessseminarsatlendedby 370 farmersfrom Tuba, Tublay,Sablan,Buguias
includingsome farmersfrom |tugao.For lhe sub-sectorstudy on organicfarmingfinancing

I support,production, and markellng,we are alreadycompleting

certification
gatheringand haveslartedwith interviewsof key informants-
the secondarydata

To maximizeutilizationof funds,mosl of the majoractivitiesfor the periodwerefundedfromthe

I PACAPprojecifunds.We are also expectingthe greenfinancingloan applicatjons to be fasl-
trackedin the nexts€mesterwiththe releaseof the loansby rcviewoftho tems andconditions of
the loansto addressthe concemsaaisedby the farmeB

T We hopothat you lind our fepo s in order. Pleasecall us if you havequeriesregardingthe

reports.

I Thankyou andChristmasholidaygreelingsto you!

t Verylrulyyours,

*o.y'ot#,o *..or*^,nA
I Executive'Dircctor ll '
I

I
I nod offie. 275ofiadevey6 cor Road2, o@zoi Hill, P0Box1142,2600Baglioci9, Phibppjnes
http://jNwrvr.
ti..on otfic.:0n€Co@onte Ptaza,
E-mi! jvofr@codewan.con-ph,
mozcom.coh/-jvofr
845AinalzAvenue,
jvofi@mdcom.com
ret/hx 63 74'446'2a07:2&'1

Teyhx632-8131391
1223ilakaticity,Philippines
T
I
I
I
I UPSCALINGORGANICVEGETABLEFARMINGIN
METROBAGUIOAND BENGUET
I faf FundedBv:
qlfl roundotlon
lor o sustolnobb
locietv. Inc
I
I
I FirstSemesterTechnicaland FinancialProgressReport
For the PeriodJuneto December2008
I LaTrinidad,Benguet

T
I
I
I
t JaimeV. Ongpin Foundation,Inc.
EnablingCommunitiesTowatdsSelf-Reliance

I
t dffi6
ffi$$
I
I
I
I
IABLEOF CONTEN1S
I
l. ProjectInformolion ... l
I ll. ProjecfObjectives

I lll. Monitoringof ProieclSlotusond Accomplishmenls

l. Accomplishmenlsvs-Objeclives
2. PerformonceIndicotors/Resulls
... I
... 5

t lV. Key Questions ... I B

t V.

Vl.
Plonsfor lhe Nexl Period/Semesler

FinonciolRepori
... l9

...24

t Vll. Documentoiions
L Photo Documentolions
2. Documentolion of ihe Green FinoncingPrcgrom

t Vlli. Annexes
I Green FinoncingPolicy
2. Green FinoncingLoqn Applicolion FormSomple
I 3. Activiv Reports
.4. LoIOPMinulesof Meelings
5. Memorohdum of Ageemenls ond LoTOPResolulions
I
t
I
t
I
I
t
I
I
I
I
ProieclSlolusReporl
T PeriodCovered:June2008lo December10,2008

t l. ProjeclInformdllon

ProjeclTiile UpscolingOrgdnic Vegeloble Produclionin Melro

Boquio
T ProjectLocotion

Norne of Proponenl
Benguet(Buguios,Lo Trinidod,Atok, Soblon,Tubo,
Tub{ovl
Joime V. Onqpin Foundotion,Inc

T Proiecl Durolion
Prooosed Slorl-uo Dote
Dote Gront FundReleosed
3 veors
June2008
June I7, 2008

I Totol ProieclCosi
. ADoroved bv FSSI Pr.r20.000.00
Green tinoncinq for LoTOP: P525,000.00
Copociiy Buildingof LoTOPond ils individuol
I o

o
Window 2

Window 3
members:P295,00.00
Reseorch(OrgonicVegetoble Sub-Sector):
P300.000.00
I .
.
Proponent'sEquiv
LOIUH S EdU IV
P53r.250
P120,000

I . Prolecl Oblectives

L Generol Obl_ectives

I Promotethe economic viobilityof orgonic tormingos on oppropriote method ond

iechnology forincreosingporlicipolion by smollformeBin lhe forming sector.

! 2. SoecificObiecfives

2.1. ProvideGreen Finoncingto ot leost30 formerslo expond exislingorgonic forms;

T 2.2. Conduct o sub-secforstudyon o.gonic forming finoncingsuppori,production,
ceriificolionond mo*eling
2.3. Copociloie the Lo TrinidodOrgonic ProclilionersMulti-PurposeCooperotivein Lo

t Trinidod,Benguelos model orgonic torm cooperolive

2.4. Demonslrotemodel fo,ms with use of composling lechnologies,monqgemenl
proclices ond other susloinobilitydimensionsos showwindowsforvisuolizinglhem os

I t.
compelilive rnodelsof intemotionolstondords.

Monilodngol ProjeclSldlui qnd Accomplishmenli

I l. Accomplishmenlsvs. Obieclives

Pqdiculors
I ProvideGreen Finoncingto ol leosl
AccomDlishmenfu
Signingof
nemolkt

30 formersto expand exjsting Memorondumof

T orgonic forms
o. 30 Formersoble lo qenerqle
Agreemenl on Green
Finoncinqbetween

I JoimeV. Ongpin Foundolion.Inc

Enobling Communiti5laworcls Seff Reronce

I
t upscolinsOrgonicVegeiobie Productionin Meiro Boguioond Bensuet
ij semesierProsresSlolusRepoir
PeriodCovered:June to Decenrber2008

I Podiculdts

odditionol income of ol leosl

AccomolGhmenlr
JVOFIond LoTOP,
lemorkr
qccounlobililiesond
t PHP8,000per month
responsibiljliesof IoTOP
clorified.

t Documenlotionof the
processond green
finoncing policy.

I Green finoncing syslems

instolled.

t Green FinoncingLoon
releosedto 22 fo,mer-
l5 initiolloon opplicotions
for greenhouseswere

t members of LoTOPfor
conslruclionof green
funded through lhe PACAP
funds-

7 loon opplicotionswere
I gronted ihrough ihe FSSI
proiect funds
Conducl o rub-seciorstudyon Submissionond

I orgonic formingfinoncing support,

producfion,cerlificofion ond
morkeling
opprovol of the Orgonic
Vegeloble Forming
Volue-Cho;nReseorch
o. Locdl govemmentsyslem
I regulotingorgonic lobeling
b. Summoryof yjeld {production Hiredo reseorch
per lond oreo) ossislont.
I c. Sofetyond quoliiy stondords
d, Newer orgonic proctices
e. Morketingstrolegiesond
Conducled secondory
dolo golhering ot key

I susloinobiliVof orgonic
ogdcullure
f. Inpul in the formulolionof
insiilulions

Iniliolvolue choin/ sub-

govemmenr ono ogency sector mop pfeporeo
! interventionsuppori bosed on interviewsond
secondorydolo
qothered

I Copocitote the LoTOPos o model

orgonic form cooperolive
o. lmproved businessouicomes of
Assessmenl of the LoTOP
orgonizolionol
performonce/ stotus

I formers
b- Presenceof efficientrecord
Keeprng
usingthe COOP
indicotors.

I Conducted lhe
following lroiningsond
workshopsfor LoTOP
officers:
I
I JaimeV- OngpinFourdation,
inc
E abliDI Cmnuhities TNd.ls Selt-ReliaDce
I
Upscoingorgonic Vegeloble Produclionin Meiro Boguioond Befguel

I I'Semener ProSress stolls Reporr

PeriodCovered:Juneio December2004

t Porliculdrs
Accotnb{rhmenlt
d Orgonizolionol
lemork
Documenlqtion of
diognosis workshopsolloched
I fl ftsk Assessmenl
O Cooperolive
Governonce ond
I lntemol Conlrol
0 How lo conduct ond
documenl meetings

I resolulions.

ldeniificolion of possible
I risksond millgoling
meosureslo reouce
impocts of such risks
I during lhe risk
monogemenl Plonning
workshoPs

I Developed/ idenlified
iniliolcopobility building
troiningplonsfor LoTOP
I bosed on ihe resulhof
the orgqnizolionolond
riskossessmenl ond
I Demonslroiemodel formswith use
of composling technologies,
monooemenl
Inslruciionolrroledols
on orgonic forming

I monogement prociices ond other

susioinobilitydimensionsos show
windowsfor vhuolizinglhem os
oworenesswere
Prepored. Thesewere
in lhe form of komiksfor
compeiiiive modelsof inlernolionol formersond powe.point
I stonooros
o. Demonstroiionof model form
presenlolion.( somple
moleriol ottoched)
operolrons
I b. Demonsirol'onof sound
environmentolstewordship
c. lmproved understondingond
Conducted 4 bolches
of Orgonic Forming
Bosedon the initiol
ossessments wilh LoTOP,
there ore mony ogencies
Aworenessseminor/

I occeplonce in wider community

d. lncreoseof pure orgonic
growers from 30 formers to ot
orienfoiionot the involvedin providing
Municipo'ifiesof Tubloy, orgonic forming
Tubo, Buguiqsond demonstrotiontroiningsbut
leost 100formersofier I year
I e. Increosein volue of crops
f. Concomilonl effectsof bdnging
Soblonincludingsome
formeB from the
province of lfugoo. llre
stillresullinglo low number
of formersodopting orgonic
forming proclices.
obout gender equity,ond oworenesssemrnors
I enhonced self-employmenl
opporlunilies
were ollended by 370
formers.
liwos reolized in ihe
Processthot orgon'c
formingoworeness

I compoign progrcm will

ollow formerslo belter

I JaimeV. OngpinFoundation,
inc
EdablingConnuriis rowatds Solt-Reliance
:

I UpscolingOrgonicVegeiobLeProduclionin Meifo Boquioond Bensuei

ln SemeslerProgress
SlotusReporl
PeriodCovefed:Junelo December2O0a

I Porllculort
AccomplBhmenti lerurlB
undectond lhe concepts of
orgonic forming prior to lhe
! conducl of orgon;c forming
demonslrolioniroining-

t Asidefrom these,lhe
orgonic forming oworeness
progrom would ensurethol

! only formerscommitted lo
odopt/ shiftto orgonic
formingwould be

I occepled os membersof
LoTOPond quolifiedlo
ottend the orgonic demo
troinings.
I Reviewof lhe
documenls/
LoTOPofficersinformed lhot
the inlemol quolii,,,ond
t requiremenlsforOCCP
group cerllficotion
contol stondordslsior-
ronkingsystem)shouldbe
reconsideredio be in

I occordonce with ihe OCCP

slondords

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 UpscolingOrgonicVegetoble pfoducijonin Metro Boguioond Benguei
lsrSemesierprogress
SiotusRepod
PeriodCovered:June io Decernber2008

KeyQue3lions

L Howdoesproponentmonitoriisoctivitiesond occomplishments
in reloiionto the plon?
weekly/periodicmeeingswith ihe projecttmplemenling Teom{composedof progrom
Monoger,projeclOfficer,LoTOpBODS qnd cenerol MonogerJ,ond ioTop committees
responsiblefor detiveringof outputsof the projectore conduciedto checf if the oction
pronsprepored ror rhe project impremenrorion ore sril on troci. Action pronswere
revjewedvis-d-vis occomplishments. Asidefromupdolinglhe oclion plons,rne meefings
included ioskingond delegolion of responsibilities foi the speclficpr;ject octivitie"s,
porficulorlyfor the idenlificofion/ossessment of loon opplicqnts.tiiues rorseOwitn
referencelo setbocksh projeci implementolionsuch o, slow ovoilment
rnoncrng Loonsond other problemswere discussedond provided with ol Green
ortemotive
solulions.

Asidefrom the weektymeetings,o project MonogementTeom composedot

,'rogromMonoger,LoTOPChoirpersonAgricutjureOfficersond plonning JVOFI
Development
Coordinqlors ot boih lhe provinciotond MunicipotLevelswos orgonizejto ossislin the
monitoringof fhe projecioutpufs.Thiswouldolsoensurelhol tech-nicolosstslonce
duly providedin the implementotionof ihe project.The pro1;;i M;;;;emenr wi be
wouldotsoossislin focilitoiingthe formutotion teqm
of iocql orsqni;iorm;a stirnoordsTobe
promoted/qdoptedfor the province.

2. Are ocluol octiviies qnd resultsoccording to plon? lf not, whol

iorgets
occomptishedond/or fesulls ihol did nol moteriolized? whv ftiey ore nol
were not
occomplished?whol ore the possible repercussions?
Forthe reporlingperiod,oll of lhe mojo_riorgetswere occomplishedoccordtngto plon
excepi lor the iormulotionof locot poticiesond regutolionsioi oijonf
iorming.fnitiof
o,ois were.okeodymode with rhe-concernedto.ioisiuernmenrun,r,
,olt-:yrrl:l:.910,
IooTn.Frovrnctot ond Municipot)for lhe possibleodoplion of the
prqcticesos the locol slondordfor orgonjcforming.I,iowever, LoTOpstondordsond
LoTOpi;iormed thot they
slillhove to reviewqnd reviselheir internolquotilyqnO controliysteniii
sronoorasto
elevotethe stoiusof orgonicformingin lhe province.

I 3. Howthe proponenlmitigotedthe polenliotrisks

jdentiied?
hvolvementof the LocolcovemmentUnifond lhe officersof lhe LoTOp
in lhe decision
mokingrelotivelo projeclconcems.
I 4- Wholore the unforeseen problemsencounfered?Wholoctionsdid lhe proponenl
underlokelo solvethe problem{s)?
I Inlefiol conflict/ mjsundersionding
omong the officersond monogement
LoTOP.Conducted orgonjzolionoldiognosisond provided o "troini;gstoff of lhe
on good
I governonceqnd occountingond inlemolcontrolsfor cooperotive
ond responsibitities
ond occountobilities
ot eoch otficer.
highligh.iing
theioles

I
JaimeV. OngpinFoun

t EnablingConnunities Td ards Self-Retiance

t
Itse.tfg Orgsic Vegetoble pfoducijonin Meiro Boguioond Benguet
Ir' Semesierprogress
SlolusReporl
PedodCovered: JLJne to December2008

Finon_cing Loonsthroughprovi$onof greenhousemoteriolswos o teorning

ll:9199"
processfor ,he Foundofion.The releoseof lhe green
fin"n.inj
motenotsensuredlhol {oonfundswere utilizedforthe intendua LJ,, in-ttre torm or
I 9],.-:l1oy,r.r
iur-porl lt.rrooiirning
for orsonrcforming.Thisoho ensuredth.i ;;;-dJ;;;sle
rotow o stondorddesignond technorogyidentifiedby the LoroF wrrrot reosr
I
losifor severolyeors. oi iuiJoie ono wouro

However,sevefolissuesond difficultieswere encounleredwith

to-ons. lhis fofm ot releoseof
Firslond foremost,lhe looncouldnot be exoctedto ihe ;oximuil
tJn omountot
I P25,000.0O. lt wosdiFficuti
to odjustlhe neeoeomoteriots
with the Joonobleomounrof pr5.ooo.oo. for the greenhouses ro oe exoct
other thon this,ihe fl;iiu"iioiiin'in. pn.u, or
lhe mqteriqlsotsocontributedin the difficullVfo oOiusttne
omoi,i;;;;jJ;;i,

t ll wos otsoobservedlhol it isdiflicult10coordinolethe releose

with.lhe identifiedsupprierconsideringthol deriveryp.i"[
Additionoity,
ond deljveryot moterjols
1,.. #L..]nr rocotions.
withdrowotofthe moieriolsis depenOenton the ovoifoOiity-oiinu
"t
I iheywillbe choosinglhe moteriolstheywillwithdrow.

Aside from these issues,lhe ovoiting..ofloons is relolively

"r,unr
o,

oppticonrsinformedthot thev ore h;rilont io oppry ro|. slow. For one, potenliol
difllcullto roisethe neededcounterpofi rociniince inui',i,gnt iina it
Tosupptement ihe greenfinoncing loons.olhef
memberson the otherhond,coutd not presentcottoteroti
ond ore hesilonllo ovoilof the loonsbecouselhey might t6 cJvu. il. it ."ioln o.orn,
encount., proOi.i r,n poyrng
lhe monlhryomodizorions on time, especiolysincert6r" *irioL iotln-io",n rheir
Theymightnot be qble io regutorlypoy ihe njontnfvomortizoiiJni sores.

5 . Whotoclion ilemsrequireoiientjonot monogemenl

ond/orstokeholders?
th..
l:I:*-, "l ,green finoncing procedures,especioy since lhere is o ditficutty
in the
::,"::,1tur"d releoseof the greenhouse.ossisionce, poriicutorlyin meerrngthe
exocrroonomount,purchoseond withdrqwotot moteriots
wosrecommendedlo sludythe possibility fiom th" ;O.l,tiii.j ,uppr.u. n
of releosingtne greenboul! oss"is;once,n rne
lormof cosh

Whotore?theTechnicolAssislonce/Eco
Enierprise
DevelopmeniServices needed
IEEDS)

Developmenlof the soflworefor eosierrecoroingond

moniioringof the LoToPfinonces
ono memoersnip loio

V. Plonslor lhe Nexl period/Semerfe.

J. Toimproveeconomicviobiliiy

. Regulormeetings/plonning
prolect monogemenlieom lo ,workshopswith ihe prolect implemeniing feom ond
discussond resolveencounlered projeat issues
concerns. ond
. CopocitoteLoTOP oso modelorgonicformers,cooperotiveihroughthe
o . troiningon porliomeniory foilowing:
procedures
b . r-retd
coochingon occounling ond inlernolconkol

_ Laimev. o nfpinTiiiiEii6i]iii- 19
tnabhng Conmunites TowatdsSelf_Retiance
 llpscolingorgonlc Vegetoble Produciionin Melro Boguioond Benguel
l" SemesierProgressStolusReporl
PedodCovered:June io December2008

. Completion of the LoToPformer-membersprofileond income doto

. Provisionof Green Finqncingloon to ot leost 15formers
. Monitoringof lhe loon colleclion role from the firstbotch of loon oppliconh

2. To improve Sociql/CommunityOutreoch
. Conducl ot leosl I follow-through/orgonic forming demonslroiiontroiningfor ot leost
20 formersos o resullof the flrstbotch of orgonic formingoworenessseminor
. At leosl 20 new members tor LoTOPos o resultof the orgonic forrning oworeness
seminorond demonslroliontroining
. Monitoringof the former-membersincome ond prodoclion chonge bosed on the fist
botch of green finoncing loons

3. EnvironmentolConcerns
. Reviewof the LoTOPInternolQuolityond ControlSlondords(membership-criterio ond
s'torronking)os documentqlion for OCCP cerlificolionond for possibleconsiderolion
os locolorgonic iorming stondord in the Province
. Conduci orientotion/ lroining for lhe former-membersof LoTOPon the OCCP
slondords
. stort of ihe dotq golhering for the orgonic Forrningsub-sector Reseorchstudy ond
presentotionof the Orgonic FormingSub seclor Mop.

PreDoredBv:

JeifreyH.Jovier
Projecloficer
Dole:

by:
Reviewed
I

RHODA'E D. BUENAVISIA
ProgrqmMondger
Ddle:

Approvedby:

MA. ROSARIO R.TOPEZ

ExeculiveDireclor
Dole:

20
JaimeV. OngpinFoundation,inc
EnablingComnunitiesTowarclsSelf-Reliance
 .JJ E V, ONGPTNFOUNDATION,
tNC,
:OST VARIANCE REPORT
=S9 PROJECT
As ol November30,2008

525,000.00 1 7 50 0 0 . 0 0 350,000.00
525,000,00 17500000 350,000,00

10.000.00 5,210.20 4,789.80

10.000.00 4,188.75 5,811.25

I
10.00000 3,508.88 6 , 4 9 11 2
10.000.00 8,063.49 1,936.51
40.000.00 20,971.32 19,028.68

I Svstem6Insiallation

I!q,419 I'Iodure Developm;;-

80.000.00
20.000.00
20.000.00
1 78 9 50 0
6 30405
52.105.00
13,695.95
20000.00
40,000.00

I 600r(eephg Coachrnq
7000000
25.000.00
266.000.00 24,199.06
| 40.000.00
70000.00
25,000.00
230,800,s5

I w Inte&les
40,000.00
20000.00
4000000
20,000.00
-- .-- 5.000.00

I DataAiarysts
25,000.00
20,000
00
10.000.00
5.000.00
25,00000
20000.00
10,000.00
2 00 0 00 0

I Rosearcher !!,000.00i
1qq!q0.00
|
300,000.00
2000000
60.00000
100.000.00
300.000.00

I 1,120,000,00
I ,oJ7o,i-T----6ieJ-tt6i

I /aMr
EOcacdac/JAs
sCoio
 PHOTODOCUMENTATTONS

Upscaling
Organic.Vegetable
Farming
In MetroBaguioandBenguet
progressReport
1srSemester
PeriodCovered:
Juneto December10,2OOg

.Jl;"rs:a&:- !-t m

GreenFinancing
Component

Ii"TtrHffi "Ji,tFi:?.,i3:if toa.rdress

lolf :::_1-lo.:vrsed theissues
snd
,T[_rtrJ.lf
:,1H'J"ili"H:?""'#:Fff#ff;JffJ"j::r#;J?f,"."T3
.4.*megl- d
 GreenFinancing
Component

rs hcorpoalsdIntorhe Gr3€nFinancing poticypan or

ln8 sgr66n6nrrsthat to.n payrBntswi[ b6 automarrelydedudsdby Llioirrom
rha
wa€klys6r€3oftho famer to tacititstetoancofloclionand avoiddstaud.

.j}",.:'"::s1"#:".,. lril.t m

GreenFinancing
Component

For thes€mestsr,gre€nhouse
ioanaEsistancs
w's provdedto 22 famoFm€mbets.
j5
D.n rs|€rE6s
w6r€tundod|hroughthepAoqp tund6and7 throughFSS|tu.ds.

.4"-i,#,*sfl"",* b-t !d
 Capability
Building
Component

A d€!.il€dprcjed impl€montation ptanwas fomutatedand aglgedupondudngtns ld

s€med€r. Ths acllon plan hlghllghbdand d€tin€drh6 ot6s and Esponstbitliosot oach
siak€holderpanbobny in th€ pfoviljon ot the 9|s€nhow6 assistanc€fun&.

,il.."i:;H"s:1,r. trr.t m

Capability
Building
Component

An o€arizationald€v€topmsnt and lrainingptanwas ataodewtopodbrsed on ihe

€eult3 of ths oEanizatlon.l diagno8tg_Asids from thb, a nsk manag€mentptan w66
dovelop€d to addr€ss possibr€ tu1(5 $at coutd be oncouorsred dunng potecl

,fi"*Hlsg"l" lrrrt F
 -----------

Capability
Building
Component

I
I
I
I IL!!e :?oftt,lg
rssuE€nd
e€rig!|1t'atnin$w€reoonductsd
probtam!.W h rh6rlatnlnss.
forLaropro€ddre$oreanizatjonar
rhoLaropBOos*.
and '"sponlrbiri€s€nd ddinsu!,hrhff "ur.
rhos
r" p.pl,ryiii,ii"
oi ii,'r,,i;rv-'iili
:::r""H,,1,,:"*
I .S"",ft:*!'u:,,r"" lrilt m
I
I Capability
Building
Component

I
I
I
The.tahingr atso enabtodthe LaIOp offceF io
arvs Et timetydscBiom and lBsanod
e€_um€nts.mong th€ otrrcgBdudns mo€{nss.with
rhas€,1,".r-rrop eOo," *lllt"
rc_amend.andupdat€€xEUngpolicb. and fornutai.
$s6nt,at polcias and syEt]e;;;;
rm 3mooh opgrationof th€ cooosra vo

.fi*rmuu"" trr{ m
 Capacity
Building
Component

*;Et#flif#ffi FFi{!#,:'#;ffi
;g;$;1plp;g{trfi
.4"*rrugr- tr'rr lE

OrganicFarmModeling

#i{f''[rid:'fu1{$#Tti*}r;+}i*
-4**xr*,r* bil|? tt
 Organic
FarmModeling

Orgrnic Fsming Awa€noss semina/ ori€ntationsw€r€ condudsd icl th€ nunicipatitios

of Tubby Tubs, Buguiasand SaDtanThb lwercnssssmrnars wilt snruE rh,t antv
farm€E with ths €ommibngnrro adopv shrffto oBsn,c ra-,"g ri q,;t,f;i ; ;t
lho orgsn,cd6motrrinhgs. "ln ";i

.Jl".,1'":rsr"*s,r- b'.r ld

Organic
FarmModeling
'-" ""'"
m l{?l tffistufrmndi.@

1r4 til
F
t
I
OrganicFarmingSub-sector
Study
I . Subsector Development Researchandplannino
-
I 9:lltl:-t:g
Insttuttons:::"lgary
' DA-CAR
datasarherins
and offices:
atrhefoilowin;

t 'NEDA
' CDA
'BSU
. EasterSchool
I - gonqqcted initialinteruiew
withfarmer_members
of
LaTOPandotherorganicfarminggroupsduringthe

r organicfarmingawareness seminars

r lrr.t m
I
t Organic
Farming
Sub-sector

r
|l
F"o"bcl,l
I ll:lt!. I

orh"to,o*d-

BenSu.!O€anicFarner
Suppiiorot Fam InpuL- unteat"Os""a", t-

I
MIK€B "qripn ",,t
9ls*Liiitilil"i-,.,.. .,,,,-,-"",; Irr.; tt
I
I
I
 ProjectLaunching

t
I
I
I
I .il"*xnffii^" lril{ m
I
I LaTOPPMES

t
I
t
I L8TOP ft€-M€mb€lshrp and Edu6rion S.rninar(pn ES) co.ductodat Tubt6yand

I sablan Coop ofics'3 exptarnedrha potid€s and requnsm€nbro bccome

a m€nber of

I S',*t";"-.o'*,^" I'f.' ;il

I
I
 UPSCAI,ING
ORGANICVEGEIAEI.E
fARMINGIN METTOBAGUIOAND BENGUEI
DOCUMENIAIIoNoF THEGnEE fINAiIcING PRoGRAJIA

I. BACKGROUND

Projecl Bockground

The increose of productiviiy hos oiwoys been lhe primory concem in every ogrjculturol
ond rurol development efforf. VodorJsmeihods ond technology system; nove
been
employed ond looked inlo for possiblesolulionsto ensure high iiop yields.But certoin
employed lechniquesrequire high cosr of inpurssuch os pesiicidesond ferririzers
which
imposessevereburden to smollformer5.

io sto_yvisitqnt ond seorch for ofternotivesotutionsin moking

f:l:,!l"l:n?,o": :greed
Lo Innrdoo vegetobtes compel;i;ve. Some 30 fqrmerssoughf the ossislonceof the Lo
Trinidod Locol Governmeni Unil ond o[gonized the Lo Trinjdod Orgonic proctiioners
Mulli-Purposeor LoTOpin 2005.The group pioneered orgonic formjn;os lhe olternoiive
solulionio ihe vegetoble induslryconcems.

Increased consumer oworenessof food sofety issuesond environmeniolconcems

hos
coniributed io the growth in orgonic forming over the lost few yeo6. With ihe increosing
demond of orgonic vegelobles, lhe LoIOp never found difficulty in morkeling
ono nos
never altempled io occepl conlrocls with Monilo buyers of orgonic producrs
oue ro
feor of noi being oble to cope wiih ils curent produclion. LoTOi is irr/ing lo
convtnce
to understondthot orgonic forming is port of o susloinobleflrmrng sysrem
1:oj._f:,rll:l
ono o vrobreorrerrtotiveio ,he more ftod;ljonoldpprooches ro ogricL,Jlure.

Thus,this project is the springboord to o proboble big leop in lhe orgonic

vegerobte
induslry.. proiect sholt empower formers lo reloin soit fertiliry: improve
_This rnerr
competilivenessond lheir environmenf.lhe projeci hos the followjngspecitic'oOlectives:

l. Providegreen finqncing ossisloncelo on iniliol of ot Ieqst ISOformers

to enoble
them to increoseorgonic formsfrom overoge of IOOsquore meiersto 200
squore
melers ond increose net income lo PHP9,OOB.O0 from pHp4,46Sper monlh tor
eoch former
2- CopociioJe ihe Lo TrinidodOrgonic proctilionersMpC os o model
orgonacform
- cooperotive 1oincreoseprocfitionersto ol leosi 3m formers;
3. Esloblkho locql quoliiy conlrol ond certificolionfor orgonic proctitioners;
4. Conducl o sub-sectorsludy on orgonic forming finoincingsupporl,
cerlificqlion ond morketing_ frooucrron,

For ihis purposes,lhe documenlolion will only focus on documenling

lhe expenences
ond leorningsfrom the Green Finoncingprogrom.

A. Goolof the Green Finoncingprogrom

The gool of the Green Finoncingprogrom is to uplifl ihe economic

condjlion of
rurol communily ond smoll formersby exlending o cosf effeciive ond
green tinoncing progrom. The progrom olso oims to promote simplified
orgonic formrngto
sofeguord rurollivelihoodsond revitolizesmollholderogdcullure.

JairneV. ongpin Foundation.tn--

EnaUing Communities TowarcE Sett-Reliance
 Upscaling
OrganicV€etabteFarmingin MetroBaguioandBenguet
Doaumentation program
ot thecreenFinaocing

The green finoncing progrom is iniended for the conslructionof greenhousesos

opporently, this wqs one of the mojor hindronces in lhe odoplion of orgonic
forming in ihe province.

B. QuqlifiedApplicontsfor lhe Green Finoncingprogrom

Quolified oppliconts for lhe green flnoncing progrom ore bonofide members of

I LoTOPwho hove possed lhe cooperotive's screening process. fuide from fhis,
oppliconls should hove demonstroled commilmenl to susloinorgonic iorming.
This is detemined through their susloined delivery of orgonic products to the
cooperolive's mqrkel/ prodUcl oullels.

II. GREEN
fINANCINGPROGRAMS
PROCEDURES

One of lhe unique chorocterislicof lhe Green Finoncingprogrom is lhot toons ore
designed io be exclusivelyused lo finonce greenhousesfor orgonic forming. The
loonsore grqnied os greenhouseconstruclionmoleriolsbosed on o designidentified
by LoTOP.Thedesignsot the greenhousesore bosed on o lechnology thJt will ensure
durobilifyond usobililyfor ol leost5 yeors.

L Screeningof Loon Appliconls

Screeningof ioon oppticolionsis focililoted by lhe LoTOpcredil committee. The

commiltee idenlifiespolentiol loon oppliconls ond simulloneouslyconoucls qn
ossessmenT on lhe loqn oppliconl,s copocit to poy. Accordingly, ihh ts done
eiiher through householdond form visitor bockground investigo6n on the toqn
oppliconi's oiher qcliviliesond sourcesof income.

Addilionqlly,iniliollyquolified loon oppliconls ore required io hove ot leost iwo

co-mokers (olso members of LoTOpl,who ore finonciolly copoble of ossuming
poyment of lhe loon, or presenf colloterols ihoi could be used lo obsoro
rne
poymenl of the loon_ Loons lhrough co mokers musl hove o combneo
un-
obligoied shore-copitol equol or more lhon the loon omouni. In coses thol
collolerols ore presented, fhe foce-volue of the collolerol should nol be tower
thon the omounl ofloan.

2. Workshopswith ihe Loon Appliconts

Afler lhe screening process,quoljfied loon oppliconts wilj undergo o worKsnop

with ihe LoTOpcredil commiffee. Duing ihese workshops,the lion opptrconts
ore lurlher informedof the ierms ond condiiionsof fhe loons:
a. Moximizeloon omount of p25,000.00 in lhe form of moferiols.
b. iniereslrole of 1.5%,poyc,5lein 12monihs ond po;d on o monrh,vDosls.
c. The conesponding penoltiesin cose of defoult in poyment in the port of
the opplicont. tl is exploined ihot o lO% per monlh of loon (princpot +
interest)wi be compuied os penofiy for eoch monlh of defouli.
d. Benefitsof religiouspoyments.Theporliciponisore olso info.med lhot they
moy opply foro new loon ofie, completing oll lheir poymenls.Thesecond
loon could be used for their olher needs in their oigonic fonns.lney ore
olso informed thol intereslson the remoining bolonce will be woived on

JaimeV OngpinFoundation.GE
Ehauing Communities Towads Setf-Retiance
r|
UpscalingOrganicVegetsbleFarmingin lvletroBaguioand Eenguet
I Documentationof the GreenFlnancingProgram

oons fully poid before lhe 12 monfhs period provided lhot lhey hqve

T followed the following:

l. On iime povmenl of ol leosl6 monlhsomorlizofion
2. Religiouslyfollowed ihe orgonic forming proclices

F
t
Dudng the workshops,the loon oppliconls will prepore o loy-oul of thek own
greenhouse poltemed ofter ihe stondord design of greenhousesidentified by
LoTOPond ideniiry the needed moferiols- The design ond the b;ll of moleriols
prepored by the qpplicont would be the boses to determine whot molerjols
would be covered by the loon- Furthermore.lhis isolso the bosisto delermine lhe

I
counlerport needed lo be roisedby lhe opplicqnl lo compleie the greenhouse.

Asidefaornthis,lhe workshopsolso seryeos one woy for lhe Credil committee to

verifylhol the loon isreollyintended for the conslruclionof greenhouses.

F
I
3. Convossof ihe Moteriols

Jnifiolly,il wos ogreed lhot LoTOPwill fociliiote convossof the needed moter-tols
to ol leosi three (3) suppliers.LotOPwould then cerlifu thoi their chosen suDolier
will provide the best quoliiy of molerioh ot the reosonoble price. However, io
ensure thot lhere would be no bios jn the selection of lhe supplier ohd to
I {ocilitoreconvoss.JVOrIhondledlhe oclvily.

The convqss of pfices including the totol price needed lo consirucl lhe

I greenhousesis then forworded to lhe LoTOPcredit commillee for informolion of

lhe loon oppliconi. lt isol lhissioge thol oppliconls ore mode 10decirdeon whor
motedo s wili be included in lheir loon ond whol would be lhejr counterpori.

I 4. Submission
ond opprovolof Loon Applicor|on

upon delermining lhe loonoble molerjols, lhe Credit committee mokes ihetr
I recommendofions/ opproves the loon opplicoiions ond forwords lhem lo the
cooperotive's Generol Monoger for opprovol ond veriticoiion ot the loon
opplicont's un-obligoled shorecopitol or voiidotion of lhe oppliconl,s collotera.

I Afler lhe Generol Monoger's initiol opprovol, the loon opplicolions ore
lronsmilied 10 lhe LoTOP'sBODChoirmon for finotopprovol ol lhe cooperolive s
s de.

I Ihe loon opplicolions ore then forworded by the Credit commiilee lo the JVOFT
forreview, finolopprovol, purchoseond releoseof the moleriols.

I 5. Purchoseof Mo'leriols

JVOFIpoys ihe supplierupon opprovol of the convossesond purchase Orders.

I One of lhe ogreemenis is lhol ihe opplicont would be the one io selecj ond
wiihdrow lhe moteriolsfrom lhe supplierbul under the supervisjonof jhe LoTOp
credil commillee. Thisis to ensureihot selected moteriolsare occordinq to ihe

I needs/ specificotionsof the client.

Deliveryof mofedols,on lhe other hond, could be requesledfrom lhe suoolierbul

t lhese ore done in boiches (occording io the clienl,slocolions).In coses,delivery

I JaimeV OngpinFoundation,lnc.
Enabling Communitis Tothr.ts Self-Retiance
I

II
UpscalingOrgan:cVegetableFarmingir tvetroBaguioandBenguet
Documentationof the Gre€nFinancingprogram

of moieriolscould not be focilitoted by the supplier;pick-up ond lronspo.tof the

rroreriolswouto oe odded up os counterport of the clierr.

I
The client/ oppliconl will then sign o receiving copy upon delivery/ receipt of oli
the moleriols.The receiving copy is signed in tdplicole,wherein one copv will be
reloined by the clienf, one copy tor LoTOpond lhe other copy will be ottqched
lo lhe loon controct with JVOFI.Thiswill be ihe bosisfor the sfol-tof lhe collecion

F
of the loon poymenfs.

6. Colleclion of loon oqvmenis

I To focililote loon collecfion, LoTOp oulomoiicolly deducls povmenls of lhe

individuollocns from lhe clienl's weekly soles.To ovoid lhe rjskof non-povmeni of
loons,lhe pqymenl of loons is done consistentwith LoTOp'sdisldbutionof soles/

I proceeds 1o formers.LoTOPlhen remits the loon poymenis to the JVOFIevery

end of ihe monlh.

I 7 . Moniloring

The LoTOP8OD inqui.esfrom ihe loon oppliconls of the loon siolus or how ine
moleriols were used during their monthly ownership meeiings. The Credit
I commitlee and inspection commiilee verjfies if lhe loons were reollv used
occording to the desjred purpose. Generolly.the following were ihe reporled
use of the Green FinoncingLoonsj

I o, Repoirsof Greenhouses
b. Conslructionof Greenhouses

I III. IMPI.EMENTATION

The Green FinoncingLoonslhrough provisionof greenhousemoteriolswos o leqrnino

I processfor the Foundoiion.Wilh the releoseof lhe green finoncing loonsin the
forri
of mofedols,it wos ensuredthot loon funds were ulilizedfor the in6nded purpose ol
esloblishing greenhouses for organic forming. This olso ensured lhor eocn

I greenhousewill ot teosi follow o stondord design ond technotogy identified by

LoTOPos duroble ond woLrldlostfor severolyeors.
the

T However,severolissuesond diificullieswere encountered wilh lhis form of reteoseot

loons. Firslond foremosl, lhe loon could noi be exocted lo lhe moximum loon
omouni of P25,000.00.One of ihe difficulliesencounlered by ihe clientsis odjusiing
lhe needed motedolsfor ihe greenhousesio ihe exocl ii wiih lhe loonoble omounl
I of P25,000.00. Other thon fhis, the ftucluolions in the prices of the moienols olso
contribuled in the difficulV io odjust lhe omounl of moierjols.The motedolsidenlified
by the opplicont/ client ore oflen lower or hjgher thon lhe loon omount ot

I P25.000.00.

Secondly,ii wos observed thol ii isdifficull lo coordinole lhe wilhdrowol ond delivery

I of moierjoh wilh the identified supptier considering lhot dellvery poinls ore ot
difierent locolions. Additionolly,wilhdrowol of the moterjols is dependent on lhe
ovoilobilijyof the clienl os they wil be choosinglhe moteriotsthey wiitwilhdrow.

I
t Enabting Comm uni ties Tovta rds Setf-Reti ance
 UpscalingOrganicVegetabteFarmiDgin MetroBaguioand Benguet
Documeotationof the creen Financingprogram

Aside from lhese issues,the ovoiling of loons is relotively slow. For one, poleniiol
op_plicanisinformed thoi lhey ore hesi.tontfo opply for toonssince they mighl find it
difficult to roise the needed counterport to supplemenl the green finoncing Joons.
Accordingly, ihey could beller rnoximizethe green finoncing loon if this woutd be
releosedin cosh bosisos lhey could used thiseilher qs pqyment for lobor or purchose
of rnqteriolsol supplerswithiniheirform,svicinity.

However,one drow bock of lhe loons releosed os cosh k lhol lhe moteriolsof lhe
green houseswould no longer be slondord os there mighl be olherswho will be using
indigenousmoieriolssuch os bomboos. Another downside is that the loon might nol
be utilizedfor the desired purpose of lhe loon_ A shingent monitoring shoud be
esioblkhed with this condition lo ensure lhol the loqn omount went iolhe desired
purposeond the moleriolspurchosedore durob,e,

Olher members,on the olher hond, could not presenl collolerqlsio cover tor the
loon omounl. ln order lo oddress this, LoTOp should formulole slrolegies io
occommodole loon opplicoiionsof old memberswho connof provide collolerolsby
evoluoling ihe following:
l. Producisoles
2. Avoiloble ShoreCopitol
3. Olher Sourcesof lhcome

Other membersore olso hesilqnl to ovoil of the loons becouse they mighi encounler
problemsin poying ihe monthtyomortizotionson time, especiollysinc; these
will be
tdken. from iheir sqles. They might nol be oble lo regulorly poy fhe monrnty
qmorlizoiions.

Another contributoryfoclor lo fhe slow ovoilmenl of loons is lhe rigid proceouresIn

occeplrng new memberslo the cooperolive. Asidefrom lhis,o new member could
not oulomoticolly ovoil of the joon unlessofier compleling the probolionory period
ot ot leosi 6 months.

IV. RECOMMENDAIIONS

There ore severolsleps idenlified to fost lrock ihe releose of loons ond oddressthe
identifiedconcerns.On lhe other hond, ihese proceduresshouldfurlher be revrewed
lo ensurethoi ihe loon progrom would be properlyul ized.

1. LoTOPcould consideropplicotionsfor loon of new members

{ihosethoi hove not
yel contribuled lheir shore-copifot)by evoluoling ony of lhe following:
o. Colloterolpresenled
b. Productssoles
c. Copocity lo poy os indicqted by lheir oiher sourcesof income

As desired,the purpose of the Green Finoncingprogrom is for lhe esiqblishmenl

of greenhousesthol would ossislformersin odopling o sustoinobleproduclion
of
orgonic vegeiobles through orgonic forming. The progrom views lhol lhe
greenhouseis qn essenliolcopilol requiremenlfor orgonic forming.As
mentioned

Enabting Cotnmun ities Towar.ts Setf_Re!iance

 Upscaling_Organic
VegetabteFarming;nMetroBaguioandBenguet
Documentation piooram
ofthe creenFinancina

by lo.mer-membersof LoTOp.one of lheir problemsis susloiningtheir produclion

is ihe obsence of o greenhouse.With the progrom. new former-members
will be
immediotelygiven lhe opporlunily of enslJrjngsusloinobleproduction.

2. Loqnsreleosedqs cosh

Wilh the loonsto be releosedos cosh, the followingcould be ochieved

os result:

o. Therewould be o cutbock in lhe processingof loons.

Overoll,lhere wil be
o reduclion in lhe poper worksond proceduresneeded in ihe processino
of the loon. For o']e. lhe process ot convosring moreriols would
b;
eliminoled os the clienls/ bonowersthemselveswill be given ihe
chonce
I to ideniify iheirown suppliersimmediotelyovoiioblewilhin their tocolitv.
b. rhe clients/bonowe^ will be given rhe chonce lo rrorimze {l-e
omounl. As pointed out by toTop members,they will be obJe
loon
to idenfitu
I mo'eriols locolly ovoiloole ot rheir site ot o cheoper pice. Aod:tionollv.
'Fe oo'1 omount will
noi only be used tor purchose of moleriotsoL. con
olso be used for poymenl of lobor.

T However, il is imporlont lo emphosize lhol o siringenl moniloring

should be
esiobrishedond put in proce wirh rhiscondirion to eisure thor the
r;qn omounr
I went 1o lhe desked pu.pose ond the molerjqls purchosed qre
siroiegy is io stilt let the ctient/ bonower pr"poL o gr"*f,;rrJ
duroOle. One
o.ogn onO
ideniify oll the moierioh needed. Thiswill be usea in cro-ss_cnecting
ogoinst the
loon ornounl-

3. Considercltionof gronling lhe loon for olher slrucluresneeded

in orgonic forming
Anolher considerolionjhot con help foc ilole lhe ovoiling of
loons ison groning
il for oiher slrucluresneeded in orgonic forming. n. m.-nfionea
tV in" AOO ot
LoTOp,there qre olreody coop members with;xisting gr"enhous!,
our neeos
composring sheds. This wourd herp in ensuring o susioinobre piooucrion
orgonic vegetobles. of

Similqr with the qreenhouses.one imporlonl considerolion

is to identify ihe
needed cost lo put.up o composling shed

V. SUMMARY

Overoll,the p/ovisionof_ihegreen finoncing progrom is o timely

ossistonceprovided
lo lhe orgonic forme6/ producers. As mentioned by one
of ihe Seneticiory,me
green. flnoncing loons is o greot ossistonce in
tn" e.t"Ltirt menl l, ni, o*n
greenhouse. Wilhoui ihe Joonfocility,il mighl even
toke him o lon; tim; before he
could pul up hisown greenhouse.

However,improvernentcould stillbe mqde lo focililole t'he

releose of loons To,ne
LoTOPmembers. Releoseof the loon omounl could be considered
cosh. As menlioned, ihis coutd be beiier mo*mized by ln ihe torm of
ihe cllentTton oppticont.
Loon oppricoiionsof new membe'. courd o.o be consriered
upon coJ,rt ."ui"* of

.raffi
EnabIing Communit ies Tow arctsSdf -Rerianc e
 Upscating
OrganicVegetabte
Farmingin MetroBagu;oandBenguet
Documentation
ofthe creenFinancinoprooram

iheirJinonciol cqpobilijy ond colloterolspresented. Loslly,considerotioncouto

otso
be given for lhe releoseof the loon io be used in other strucfuresneeded tn orgontc
lorming other thon greenhouses,such os compostingsheds.

Wilh oll of lhese considerofions,o moniloring syslemshould be esloblishedond pul

into place lo ensurethqt the creen Finoncingprogromwould be ulilizedoccoro
ng
io iis desiredpuroose.

PrepqredBy:

eYH.Jovier

Noied By:

RHODAFED. BUENAVISTA
ProgromMonoger

J"ffi
EnabIing Comh uni ties Towad s Sdf- Retia r|ce
 Annexes
l. GreenFinoncingPolicy
2. Green FinoncingLoon Applicoiion FormSomple
3, Acljvity Reports
4. LqTOPMinulesof Meeiings
5. Memorondumof Agreemenlsqnd LoTOPResolulions

I
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I
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IT
I
I JAIMEV. ONGPINFOUNDATION, INC.
I Green Flnoncing Policy
!r
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I
I

I TABTEOT CONTENTS

I of the GreenFinoncingprogrom
Goolsond Objectives

I Scopeond Limitotion

AreoSeleciion

I I
Membership
Cdterio,
membership
LqTOP
in ihe JVOFI
Members qnd Co-mqkers,
progrom
creen Finoncing
ond Terminoiion
of

I Responsibilities Orgonicprqcfitioners
of ihe LoTOp Muliipurpose

I Cooperoiive

Loonto Clients

t I.
2.
3.
Objectives
Roquisiies
on loonavoilmenl
Approvolof loonsl
4. Loonopplicotion,inleresi
ond term
5. Loondisbursemeni
6. LoqnColleciionProcedure

F
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F
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\tL-
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I GOATOF THEPROGRA,\A

t The gool of the JVOFIcreen Finoncing progrcmis to uplili the economrc

condiiion of rurol communiliesqnd smqll iormers by exlending q cosl
effective qnd simplifiedgreen finoncing progrom. The progrom qlso oims lo
promole orgonic formjng io sofeguord rurol livelihoods ond revilqlize
Il smollholder ogriculture.As o resull,it con be on effectivelool for proteclng
troditionolknowledgeqnd reducing rurol-urbonmigrolion.ln oddifion, rrre

rr emphosison formers'groupsqnd knowledge-bosed qpproqchesin orgonic

qgricullure con leod lo strengihened sociol orgqnjzolionsqnd norr;s
monogjng collective noturolresources.
for

I OIJECIIVESOFTHEPROGRAM

+
t
ll l
ll
l. Instllullonolleyel
q. To ensureeosy occessto credil for greenhousefinoncing lor rurol
poor formen;
b. Toreducedependencyon chorityond grqntsol qll evels;ond,
c. To conkibutelo ihe socio-economic developmentof lhe rurol

+
formers.

2. Cllenllevel

i o. To fociliiqleond developorgonicformingos ollernotive

methodio improvetheeconomicslolusof lhe formfomilies;
forming
b. To promole 'ihe rights of wornen ot ql ievels throuoh iheir
involvemeni in orgonicformingond morkeiingond to focili.lole
theirinvolvemenljn the porticipoiorydecisionmokingprocessj
;

+
c. To help clienis lo sirive lowords self-relionceihrough income
generotion ond copitqibuiid-up;
d. Toreducedependency on locolmoneylenders.

l.
;
ThismonuolcoversJVOFIpolicies,systems ond procedureswhereopplicqblein
the GreenFinoncingProjecl.Tnismonuolispreporedbosedon existing

+ conditions
ond operotingenvironment of the Foundoiion.
shouldbe updoledio reflectchongesin thefuture.
Whennecessorv,ihis

?
:
fi,,
L
"t
I
Selecllon
I
I WOR(INGAREASET.ECIION
r.otp|''orirv
oreolroi.li""|.o ,
ousrJros LoTr;nidod. orBBLosfT
tBogu,o.
J u .?:Itfto-Bg9uio
o,"*.,"Jil ruoo ond Tubtoy).

T..-Tlj"l'l Criterio,Co_mokers ond

I JuembershlD Termlnofion Of

I 4pp
j::ncrns: lsq..1'
w'ro',,
#h:,iiiiifiFY'll' ?:*':: r'beDono,,de
ji:l;[uffi
;::::s;TH:;;","_,,1*#:Ti*;.*r**i:=,g*
I i
',
,, i
101 Torgeiclients
ore lhe poor oro.rni.r^._^- ^---,,,.
3";"il$$H.l:ti:i""ijai!ffrfl,n::i;".il
MulliPurp_ose "" lLo "rn'dodo'gonjc orodLcers
C..o""r.riJi
: '"
, ,.,.,
I i; oroseThjs
is
i!!llJPl,'J'#J:i:ff5il,i:?llf lrk6:j"e^o.s
T ,..F*ffiJ:,ff
I
ii:,,,:i$!::nkl*:i,l*[ir:./
I onorner
2.00 r.ATOp rr"n'u*. onaJ_".1
ff J;ff .'J';%';0".
orsonizljl:'r:'[t^t11;;l:;'ff:'
neaneconnoibecomeon
oppriconi. "
2.O1 Individuols
musl ot tn" toToPpolicies
on membership
^ ^^ copitot buitd-rolo'ou ond
z.uz An individr.lolmusrbe
willinglo ottendthe reguror
^z.uJ
^- An
Tegtils. Loropmonrhry
individuolmu
wi,hou,
foi,
jmli:fi ::",$!i*;1f""*:ifii:"1'"1ion
l;lg,:l'
poymentqrroroo8:,:i;:,Tiil".,*J,,*tr"fi fi,;]',f"1:[
poymentof loqns.-
LoTop,f.,"i in;r.lrr""'"jy reduceriskof non-
'",grlo-,.,
,.0, ["otl"",i,lij1l""ol,,:t-ln" ;il;;;;;, t;'Jomoncqrrv deduct
::t !:si,tl"t i^?:: :l:'"1::f|i*:r, *.
g,orpo,goniroti,|:i
l;m,:l*jf#{,!:,'i,l!.1,3:?il;
::?.:ffi.
;;ffi;T;:;1",?:'J:JtJ,ff $isij#i:
j:1,:l;**
:JiX._;:,nm.

lu-
rt
I
bilitlesol fhe LoTrlnidodOrgonlc Procfilioners
I be CooperoliYe

I Cdterloof selecllon of members ond

l.0l
qppllcqntsfor gteen flnqncing'
membersono
the LoTOPshollset theirown crileriofor seleciinglheir shoI include
i.iint greenfinoncingprogrom such criterio
I 'lhe
"i"orlJ."rt
following:
- Theo=pplicont iso permonentresidentof the oreqsspecifiedor
in theoreoforot leost1 yeorokeody
I hosbeenresiding
- ir'. .pplil""i .ins lhe lond thothe tillsio ensure
."il[i"inouiritv .r his/herown orgonic form or
commilment
wos giventhe
rightto lillihe londwitho writtenoqreement'
I - tie qoolicontisnot knownto irequenlly
one Dlqcelo onolher'
lronsfer resldencelrom

F
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- Theoppliconlisknownlo be ol good.morolchoracle-
- the oopliconlhosno vicessuchosdrinking
- in. o'p'pficont
seminor
nosottendedoll required
ol gomDl'ng'
pre-membership
ond otherl'oin:'9sreouireqoy LorOP
- Theoppliconthosbeeniroinedoi orgonic'ormlng oy.Lorri'
- Theoppliconlison ociiveond produclivernernber Lolur' oI

t t.02 TheLoTOP shollforgeo memoronoum

,p."itv i.tpontiUifiiies
of ogreemeniwiththe JVOFI
in thegreenfinoncingprogromwhichsholl
io

includethe following:
I 1. Be responsible fo|'r59 q61l96i9nof +l-emon'hly o'norlizolio''
willinglyogree
thol eoch of two co-mokersin the loon form
t ' Ensure
2.
;;;
".;;d;;;'esoonsibiritv of poving the omo'rnr snouldhis/he'
co-oppliconi foilio ooy occordinglo ie'rr5
ol poyne-r'

t 3. Instqllsubsidioryledger for individuqlswho

ond
inieresi
ovoiled of the loon
ils
-4. Poylo JVOFIoll unco|ecled occou^lsirom rre"noers
when the
penoltres'
i.ilnt nou"r"o"nedmolurilylncluding
t - Willinoto undergobookkeepingono
5.
rroiniiqt
tinq'lciormonogement
inttqllon elficientbookkeeoingsysiem'
t "no
6. Keepbooksof occountsior inspeciion
ql onytimeb'ythe JVOFI

7. Willing10undergooudil onytimeby the JVOFI'

I " JVOFIsholl
8. provideinceniiveio LqTOPof % oi.l%of the inl"j:t].on
lr.,-"tOoi"i." ocluol colleciions Thislncentive
shqllbe qdded
by the LoTOPto iis copiiol build-up'
!
I
I l'u
 CTIENTS

OBJECTIVES& SIRATEGIES
OFTHEI.OANACTIVITY
LOI. Theloonsno'lexclusively
be useoto f'noncegreenhoJses io. orgorrc
forming'ondolherorgonicfoming, needssuchqsseds ond olherform
inputs. Thedesignof greenhouses shollbe identifledby LoTOpbosed
on o technologythot will ensuredurobilityqnd usobililyfor oi leosis
y9or5.

NEQUISITES
ON I.OANAVAII.MENT
2.01
. Eqchond everygroupmemberof LoTOP musibe weilinformed qboul
lhe loqnpolicyqnd delinquency
monogementstrolegies
of ihe LoTOp
ond JVOFt.
problerns
2.02. ldentified or risksmusibe recordedby ihe LoTOP wiih
recommended mjtigoiion per poteniiolproblemor risk.
APPROVAT
OFI.OANS
3.01 Loonopplicolions in o prescribed
willbe submiited printediorm lo the
LqTOP.
3,02 LoTOPCredllCommitleeshollreviewloon opplicolions.
TheLqTOP
Choirmon
ond JVOFI
shollopproveollloonoppljcolions.
3.03 TheLoTOPwillverlfy
ihe loonopplicotionthrough
group/household/form
visitond willopproveihe loonomouni.
3.04 LqTOP shollsubmitthe loonopplicotion
withilsrecommendotion
oi
leostone week beforelhe disbursementdqte.
3.05 Theloonomountwillbe disbursed in kindqt L5 % lnierestpermonrn.
.. lnterestsshollnot be pre-deduciedto moximizeuseof ihe fund for
greenhouseconstruciion.
g.OA two {2) co-mokers who orefinonciollycopobleof qssuming ihe
poymen't of the loonin coseof delinquency shouldolsobe identified
by lhe clientin cqsesthereare no colloierolpresentedby the
borrower.Theseco-mokersshouldnot be o memberof the JVOFI
microfinonce ond greenfinoncingprogromof LoTOP sincethey moy
hovedifficuliy loierpoyjngforhisloonoswellosihot of the memberin
defoult.
1ousegreenhouses
3.07 Theopplicqnihossignedwillingness exclusively
for
orgonicforming,

\t*
 ofier complelingc i
3.OB The clientmoy opply for o new loon only
poymen'I5.

IOAN APPIICATION, ANDTERM

INTEREST
I 4.Ol Loon sizeis o moximum of P25'000'
pqyobleln I 2 monlhs
4.02 Loonsshqllhove qn inlereslof I 5%per monlh'
t ' Amortizqtions qre poid on o monthlybosjs'
period'intereston ine
-- On loonsfullypoid befdrethe l2 months
-4.03
t ,.r"ti"i"g o.ionce will be woived on the following
o. pqymentof ot leqst6 qmorlizolions
condiiions:

t b. On time PoYment
b followingihe orgqniciqrmingprocrrces
Religiously
I 5.OO TOANDISEURSEMENT
5.0] Allopproveclloons willbe disbursed'bythe IVOFI office ^tothe
T tuppiitr ot greennousemolerjolswith the
proceduresos lollows:
ot lhe
q. LoToPshollconducl convosswiih otleosithree (3)suppliers

I needed moleriqlsfor greenhouseorgonicfqrming

b. LqToPogree thot the chosensupplierwill
providebestquqlily

II
' moferlqls.
of convossond
c lVOFlshollpoy the supplierupon provision
opproved PurchqseOrder ol the LoTOP'
ihe greenhouse
d Former- memoersof LoToPwho received
with the Receivingcopy
mgteriakshouldhout iig*O o toon"ontrocl

I ot'ioched.
PROCEDURE
6.00 TOANCOI.TECTION

I 6.0lThetoto|receivobleomounimonih|ywil|beco|cu|oiedbyoddingl.5
%,nterestto rne p'incipolornountdisbursed'
povmenlsoJ,loqn^ofthe indivicluol
6.02 LoTOpsnott outomotiotiy deduci
I formersfromthelrweek|ysq]esondremlloJVUr|evE|y'endoflhe
monTn.
ony clculsill9es excepi for
6.03 Porliol poymenl rsnot occepted under the LoTOP ls undertoken
forge mojeureln *n'"n (:ott on oppeol by
ond qpproved bY JVOFI'
per.monih of loons-lprincipol+ inlerest)
6.04 penqltiesequivotentio t0%
for the ronln
shorlbe qppliedon lhe omodizoliondue

I W
I
 sisnatureovei prrnteaiZiE
RMATION:

Contact Numbers2l z/z C,S? 4a?

r|€ce ot 6t.i.n: L1rF44ltuD /t&ti1ale-
No.of.Dependents:+ .1 1.-
occupation
ot spouE@

-::_-
Nemeof Makai Un{bIgat6dShareCaprtal

, Un-obtigatedShar;a;6iit

Namsofco-Makai UnontrgateoElare-dffi
,.:i
"6;-d
,4m o. t,"",^
Clerk
^noot(keeperrAcctg.
bqnalureoverprintedname
aeREDtTcot| |TTEE:

L4 APPROVED
O DISAPPROVED

46eiaoieo 1 ) OISAPPROVED

(4APPROVED( ) D|SAPPROVED
vru"rr.io

-CONFORME: .APPROVED
B
Cttirtz
t)
LaTOPChai.|nail J JVOFI
 . :iri
DateLoanG€nied:
Term
t
T
I
I
In caseof defaultof overdueloanrcp4ymant6, JVOFIand LaTOPare ellowedlo lakethe necessary measures, or legal
actionslo ensurorepayment or me, and evenif
of the loan.No objectionwill be raisedin this fegardby my successors
suchobjectioniq Bised,lvillhav€no validityin coprt I withmy knowingandfreemindsignthispromissory note. I
ln caseof judicialexecution or any padof it the dobtofwavesall out righlsunderthoprovisiori
of lhis obligation of Rules
3, S€ction1l andRule3s, Sectiofl12of the Rulesof court

In cas€thisnoteis referedto an atloheyfor collection,eitherjudigially jointlyandseverally,

lruVealsobindourselves, to
I
payto lhe pay66,rtssuccessor, assign,or endorce,the slm as andfor attorney's to (50%)percentof the
fee equivalent
pdncipaland intgresldue in thisnote., butsuchchargein no eventto be lesslhan P5,00000
I
of Bofiow6r
Signalure I
CO.MAKER 1, CO.MAKER2

CTCNo.
SPOUSE
(Signature Name)
overPrinted (Signature
overPrinted
CTCN9..-=_-
Name) (Slgnature
CTCNo _
overPrintedNarne) I
tssueo
on: tssueo0nl
lssu6d
at: lssuodat: lssled at:
I
II
AGREEMENT

I, b€inga memberof the La TdnidadOrganicPractiliqners Cooperative

Nlllti-Purpose agreethat rn case of
defaulton my monthly€monizaiion,I am willingto surrenderlhe sec! ties oflefedfor this loan as paymentfor the
balanceon principalamountincludingthe inlerestand penaltiesaccrueddue io my non-payment. LaTOPis
l\,'loreovef,

I
herebygiventhe righiof lienuponanyor all ot the saidprcperiy.LaTOPis herebygivenflll powerandauthorityto sell
assign,deliverall of any pad of tha property,uponwhichit may havelien,at any publicor piivatesalewiihoutdemand,
advenisement or noticeof anykind,all ofwhichare€xpressly waived.

Bgrro$/eri

'/4/at/^-
4/J7/otJv e. lt/^/ /a'4^/ I
II
overpdniedname
Signature

suBscRtBEDAND sWoRNto beforeme thi6 _ day of 2008 at La Trinidad,Bdnguet,

Afiantsexhibited
Phllippines; io metheirespectiveCommunity
Tax Cedncate(CTC)bearinginfomation'swrittenthelr
names

f,oc No
PageNo.

S€.Es ol20OB
Irl
I
t
I -. I
t ' tEps. ,E OrganicVegdtabie
Productionin Metrc rguio
I (kseasingfanners'incomethroughhighvalue-organic
ilitYBuildin
vegelables)

I AclivityReport
Acfion Ptonningwith the Lo trinidqd Orgonic ProctiiionersMPC (LoTOP)lor the
lmplementolionof lhe UpscolingOrgonic Formingin

I LoTrinidodond Adjocenl Munlclpdlilies

JVOFIHedd Office, Eaguio Cify
July 3.2008

I l. Rolionole

I Orgonic proctitionerswilhin the Municipolilyhove orgqnizedlhemselvesinto the

Lo TrjnidodOrgonic Proclitioners{LATOP}MPC to foster lhe pfomolion of orgonic
forming in Lo Trinidod.the JVOFIwqs oble to ocquire funding ossisloncefrom the
I Foundotionfor o SusioinobleSociely lnc (F551) 10 help the LoTOPln lhe pfomotion of
crgonic fotming.Plonstor the lmplementotionof thispfoject wil now be formtrcrtecllC)
oul logeiher iis objectivesond ensurethoi oil tofgelsore ochieved wiihin lhe specified
I iime lrome qnd projecischedule.
I
ll. Oblectlver

I . Formuloiedond finollzedon ocllon plon in fhe lmpler.eniotlonof thc projcct

in lhe provisionond re eose of the greenhoLJse
porticulorJy osslsloncefunds/
loons10lo're benel ciories
I . Designoiionond clorificoiionof totks ond rerponsibili|es
ond JVOFIin ihe implemenlotionof the qction plonsclnd
omong ihe LATOP
project

II lll. Proceedings:

Ms. Rhodo Fe D. Buenovisto,JVOFI Progrom Monoger informed ihe LdTOP

officersthot the proposolsubmilledio PACAPwos iinollyopproved ond the 1'llronche
of the budgei is expected lo be releqsed io.IVOF before end oi.luy 2008 She
meniionedihot ihe projecl wil be irnplementedfor l4 months.

I The projeci objecirvesper componenf. expected outpuls oncl outcornesweTe

presented.Since the projecl durolion i5 only l4 rnonlhs,lhe Pfoject lmplemeniolon

I Plon {PlP}wqs olso presented.One of the moior componentsoi ihe project which w l
be implementedon the Jn month is gfeen flnoncing.The ProjecllmplemenioilonTeom
composed of JVOFIond LoTOPrevewed the drofi loon form qnd greef finoncng

I poIcy.

Commenis/Agreemenis:

t I . Torgelfor releoseunt I AugustisP750,000.

. 15formers- ln boich 1obe releosedbeJoreend of JuLy2008
l5 formers- 2ndbolch for releoseon Augusi I5, 2008

T
II
t
t ,! uos. ,,g organlcvegelableProduclionin N4etr., /glro

I (lfireasi.rgfarmersincomethroughhighvalue-organic
Buldir
Capability
vegetables)

Agreerreni is beNveen JVOF oncl former.

I IOP lo ic:.iiiy o conlroctor to prepore ihe des gn ond

eteennouse5.
,{. kElJde iig LoTOPchqirmon io recomrnendclpprovol JVOFl

t f
t
opp..ovoi.
5. Poyn eni of loonsfrom LoTOPio.lVOFl wlll be monthly.LoTOPcoop to rernt
poyment every end ol lhe monlh.

T 6, JVOFIto give the .05%inleresf/lncentive

7- LoTOP
JVOFIlo
to pTeporer
prepore
convoss
check
(ot
poyment.
leost 3
to LoTOPofter f!l poyment of ioon.
suppiefs)
Purchosed
bcrseclon bi of nlolefiols.
nlolerios lo be deliveredto Mf.

T
Loruons residenceior sofekeeplng.
8. On the crllerio of seleclion of ffrembefsqnd opp cqnlsl lf the opplicont
. doesn I own ihe lond, he mLJsl hove been given the rlght lo fll the ond with

I . o wriltenogreernentwith the ownef of lhe ond.

id$:.rt1*'5?. An ocknow eclgeraeni receipt/ receving copy incllcqtlng rnolerols
pufchosedond cleliveredto individuolfclrmers be occornp shed

I
I NOle

T C. TIBERATO
ESIER
ProgromOfficer
R H O D FED. EUENAVISIA
Progr m Monqgef

II
I
I
I
I
I
I
I
 Activity Report
Acllon Plonnlngwith lhe Lo Trinidodprqctitioners
MpC (LoIOp)
(Orgqnizolionol Asses5menl ond plonning)
JVOFIHeod Office, Boguio City
July 16,2008

Rotlonole

Plonsfor the imp emenlotion of lhis project hove been formutoledond 1()put
logeiher lo ochieve lhe tclrgeledobjectiveswilh lhe seriesof plol,rning
oclivitiesAside
lrom the FSSIfunding, the JVOF wos obe lo ocquke funding ossilfonce fron the
PACAPto supplemenlihe iundslfom FSSI ond help in lhe promolionof orgcrr,]icfdrnting.
A plonningselsionisnecessoryfo ensurethot ol objectivesore slreomlneooncl con oe
, oef$dved!^,'h;r1.e 5pe-i'ied t:-e rorne.

l{. Objeclive3
,t
li,iii
rrlil
Formuloiedond fino ized on ociion ptclnin the implemenlotionof the oro e cr
c o r ( o h d o l i n gl h e P a C p Do 1 d . S S o r g e i , o o | i - L c r / i 1 r h e p , o . i s ; o rr . ,
releoseof the greenhouseossistonce funds/loonsto form€rbeneficioresj
Designoiiononcl clorificolionof fosksond responsibililies omonq ihe LATOp
ond JVOFI,r the ;rlp eme.llo-;or oi ,re o( I.o^ pton. orcl orotec-.

l. Floceedlng!:

The ponning sessionsiotled wiih the presenlotiono1 drqll loon iofors ror r|oi
reviewby the LoTOPofiicefs.S nce therewere no c onrmenls, twqs slrggerleclihol f nol
pfiniingond reproduciionof forrnsbe done for dislrbution10me.nbers.

Ms. Rhodq Fe D. Buenovisio,JVOF progrom Monoger presentectthe COOp

performqnce indicoion of ihe Cooperotive Deveopment ALlihorilv.She menroneo
thoi ihe qssessment
wit help ln identifyingocliv lieglo be !nderioken clnd l| coming up
wilh plons.LoTOPofficerswere oskedio role il.leperformonceof lheircooperotivew h
the diifereniporomelersset by CDA.

I ORGANIZATIONAL - COOPIndicotors
ASSESSMENT

I L
;'
-/'
Aciuol

I .
'
Updoied bond of occounfoble officers
Regislrolionof omendmenls,if ony
^l
;
;l
I .
.
Allocolionof net surplus
lssucrnceof ShoreCopitolCeftificotes

t
!
I
 OrganicVegetableproduciionir [retro ruio
Upsca,,,rg
(hctedsilgfar-e.s 'ncometfroJgn| .gt-\alJe o,gd1. v6q-rdooq

.iis:lcn of AnnuolRepoft,Audited FSoncl

i!1foarrciic.l 5heel
), A-.aauoi internolRevenue
. Reglsirotionos non,EVAT l
. Flingof Accouni
. Withholoingof opproprioteloxes (inctuoestoxes
on honororium)
l
. Ceatificofeof tox exemption I
. Regislrolionof Booksof Accounls . L-
3. LocolGovernrnenlUnit{LGU)
. Business
permilsond lcenses
4. Deporimeniof Loborond Empoymenl{DOLE)
. MinimumWoge ond l3rhMonlh po/
sss
Phllheolth
Pog-{big

t Retirements
anlzollon
Benefits
(267"

I
.
membershipeducolion
p Port,cpolion (rs%)
;overao.rceo-o Me.''lbersn
I Gender Integroiion
Altendonceof the r.rojoriiy
of mennbers

CBUqnd SovitlgsMobilizoiion
in GA .".T I
2
I
2

I .

.
Acceplonce of the Audited FSby ihe cenerol
Assembly
Approvolof ihe Developmentp on by the GA
2
2
2
I

I . Acloptionof ProperProcedLleslof the E ection of

BODs
@-[
T Afflliolion
'
'
ond Linkqgef
LoboroioryCooperoilve
CommuniiyServices/lnvolvemenl
I

I . Pofiicipqted
o^d orogromr
qctiveyinfederotion/union

. Poidonnuo dues,CETF, loctns

oc|vities ]

ond occounlsto the I

I Federqllon/Union
. Business A lioncewithl
Federoiion {l) 0
OtherCooperolives (t)
I ,l
I
I
. S u b n , r s : o 'tla Lo i r e oL So r o a r - J o R F p o r- -o . h -
Fedeorior/Union
I .5
0

_r I O
I.
-

.
.
Operolion ond Monoqemenl - 40%
M O n U oO t O O e r o r , O rPOol . i e 5 i l 4 d o )
Membership
Looning(credif)
2 1

! .
'
Sovings/TimeDeposits
Finonciol
Monooement
2

I
!
t
 n t l :'
U p : r d q O - g a r r ' V e o ' t a o r eP ' o d r c r o r
_ p r s : / a l u P _ood
f i n c r e a Sqr a r I on'la'olohl'ol-
CaPaoi'l' B L " d r g

Asset/LlobllilY
Accouni ng
lnierno Conlrol
DeveJoPmenl
Humon ResoLlrce
Hiring,Promotiononcl Firing 1 a

I
- SioffDeveloPmeni
- ComPensotion/Benefits
PerfotmonceAPProlsor

Boordof Direciors/Cor.millees 2
. BoordComposilion in Accordoncew lh ByLows
Meetingof the BODs
I I

lI
I
Meeling of the Commrltees 2
PeriodicRevlewof Policies I
lJpdotedMinutesoi Meellng I

3 l
3 0
ol Monoger ond olher ToP
\ 0
l

onlzoliotlsl4lclgre
- l I I 1

? - Plqni 14%
]lPresenceoi ihe following:
r Vision.
Mission ond Gool
. DeveloPnreni Plon
. ApprovedAnnuolPloncrndBudgel
. Code o{ ElhLcs

TOIAT

reqLrirernenhoPd
io odrn nlgtrotive-
Bqsed on the ossessmenlon rne cor'pLionce overollotins Theofricers fecrued
;:;;;;.;i LoloFgoi a+2"out oi looz ior the policles lo
doesnr novJ crJequote sysierns,
lhol ihe cooperotive ,ond.proceclufes
to nrembers Acivliies lo fr"
service
ensure efflcient operoTlonsout'r ."ifetlue instolloilononcl coTne \lp wllr
underioken by JVOFILncLuoes sysremsTmonogemenl
LoTOPoPerotlonsmonuol
perforrnclncellre followng lrolnLng
lAfter the ossessmenlof LoTOP's monogement
ldentllled:
needswete oLso
. CrisisMonoqement/Risk Mclnogemenr
. Vision, ond
f,4lssion Goo s Setting
. Bookkeeping
. CooperoUveGovefnclnce
. Teombuildlng
. PorliornenloryPfocedures- Conduclot Meellngs
 'J!€
Ups&,,iilgOrganicVegetabteProductionin lvletro
Fse€slng farme.s'incomethrcughhighvalue-o.ganic !ege'€b+si
Building

-€11ai'ig bc c.ce be wo;ved on the iollowingconditionsl

. Poyn'e.t ol oi eost 6 rnonlhsomortizolions
. On time poyment of loons
followingthe orgoniciorming prociices
. Rellgio'JsLy

Ailocned isthe llfolcopy of the Green FinoncingPollcy.

Agreementson other concerns:

i L Purchoseoi compuier wilh LCD monilor.LoTOPlo shoulderoddiliono cosl for
ihe monilor-
JVCIFIto oclvonce poyment ol compuier. A Deed of Asslgnmentwrl rre
executed fot lhe turn-overof properlylo LoTOP.

,,i.,''LoTOPto provide subsidiqryleclgerof members olher f les oncl recorcjsto ihe

b'ookkeePer.
sho\.lldbe
Coordinqiionof IVOFIin the conduct of troinlngsleloled io blrslnese
coordindled to Mr. Jeffrey Loruqn while Mr' Cesor Govey for orgon zoiLorlcll
troinings.

PreporedBy:
--S4,tAtwV
C. I.IBERAIO
ESIER RH DA FED. BUENAVISTA
ProgromOfficef fom Monogef
I

I lrE J lan;LVegerable proauction

r=rrn!-s .tco.nethrough rn t\4!.J Baguio
highval!,e_organrc vegetabies)
QlgqjhtyBuitdrns
I rrcnnrn,g-.with
AclivilyReporl
lhe LoTrinidodproclitioner5

I ( '11s,:Monosement ond ptonning)

Jv\)rt Hedd Office,Bdguio
J u t y2 3 . 2 0 0 8
Cily
M P C( t o I O p )

I t. lotionole

t :,'=:".;=". ;;?;;:;l:i$#
::.'::''- "::.';:"i ffi;,;.::i';';':'.::')-"
::I
5 p-ror€
! | hoven!$ bcc, o,,,,roled o,,dpur
'n ' o o"
I : ;c 7 )- -, :i, ) . ,d
'-f
..ooo o \e *,
n,*,
.'.e .
o.
'' o
.
rto o,-n-"
,r.,iu.' 9'
,
d oD
.91
v\'L o ro . ,
f-.ilS".il;r '"'i""J,iii,li,
fuoo'n''ho,.,'*:}.r.
J11,,
nryruy.jl:
I ll. Objeclives

I i ' ' ldentiftedthe gops, focto

Loroe i, ,
' u! os ond rrsksoccornpofyir"rg
the dlfferqn ve f iLrr.r5
' "J.rt'oiing.
I :';J:',:"::. oo1 ,i.,o
,,,n.i.ri...
runcrs/rocrnsjoiorme,o;;.iiLlii".Jli;,",
ooo'|. ' '!'
ln"l;ljlll,]lij:
. , i, ,

IIl. P16s6scli6g5,

The Is, o5ses5meni . oh,,.t,.r^,r

o"""o"oo.oioj .;."::":'51,:;.l, ',jl^?oul ', o-cl(. .o- ,
-,o^,t;;," !r' ri)r orr\" -o i.r,r
,, ,
ris s occoroi s 'o o,ol" oI .,
', o 'e.'
. ' r o ' e g i eo. n o o ( - , o , e. o r,'o" r d ..on
oo,"if
o . , oo g ' a e do r - " ^ , , r q ", -- oo o. t , o . . , o n 1 l l - - o: n ' o ' . ' o . ' - . . o '.. '.
obs'6'6,rn.r'6o6.. ;;., ! 4 - c o ( n
.;;;:, :j$;'
RISK
ASSESSMENT
& MIIIGATING
MEASTJRES
PotentiotRisks lmpocl of Rjsk Miiigoting
Meosu;;
n i noncing . 8od debis

throUglrcoiloierol
5LJDmrt
original

rortlre green
r|
'n-LJ'ga1rc VegetableProductionin l\,4. r B"gLio

I fam..ersincomethroughhighvalue-organic
Capability
Building
vegelables)

I Designoi
a: _,:^::^ €tc.

I shoulddepen.Jo_

I
C!,e.suppr of . McrkeTerponsiol

I pro!lr.rmnrng
crop pro0rcrrnnring r 'arn nel orl(l

I vo re.rd.lltlor -

Aroilgro!p
I disobiliiydeolh.
(occideni,
disobilily.
death.

r opobil ty
uilding
Lock ol iorm

formefs
Enhonc.irrreni
sk s lhforrllT
i r o l r i, 9 5
ol Con.lu.rlof

I Awarferes!lrr]i1l-rq
tr[xnrro o n]odL)l

I lormrng

I Differe|]i Tron nator L0IOP Cofrcjuclol

sicrndordlzed rron nq

I orgonic forming
prociicesihoi
of!:lcrnc rcrm rlj

I lobllty
EmerCJinel . O C C Pc e r if c o l o f i
irc OCCP
orgonlc orgo r a groups

I . Mo I il.rirr pro.lu.l

. MarnioLncuslomer
' ComP-'1-'

Requirem--l]
t5 Ior
occP
I
toTOPto
I
I
I
I
scalingOrganicVegetable Production in ML.,oBagulo
I ing
- farners income
througf' high
CapabilitiBuild
vegetables)
value-o'gdric

I
t Non Compiolion ot C o i r e L r o! i r a

I poiclesof Operotons

I
LoTOP
ConclLrcl L]1

Periodlcreviewof

I Troinln0on Crish ConcJu.l Ol

t
rronrng
deliveryof c o n c l i o io n

poriicipollon

I Troiningon
O'gonizcrio r,
Conduci of
lroinirrg

I
skis
linoncol

I presenied to LoTOP. Activllies to

, e P A C A PP r o g r o ml r n p e m e n l o l o nP l o n ( P P )w o s
A f i e r t h e p o n n i n gw o r k s h o pt h
be unclerloken dudngnlonlhsI ond 2 wefe dhcussed

t Agreements:
GreenFlndnclng:
L lnspeciioncommiiiee to submil lnspecled orecrsof ldeniifieclboTroweTs lo MI
bilof
I Cesor Go vey/JefffeyLoruonos boss lor
rnoietiqls-
the pfeporotion of

2. Mr. Golvey io prepqfe lndivlduoldesignond bil of moteriqls

deslgn crn'l

3. LqTOPio submiiconsolidqledlistol moierlos neecledby oll borrowert

I while LoTOPfor the piqslc
4. JVOFIto ossislin the convossof conslrucllonmcrieriqls
roofing.
5. Submitio .lVOFloccomplishedloon form opplicoton of I5 formers{l'i botch) orr
I July28,2008.

InslructlonolMolellols:
I Mr. Pot Acoslo ond Ms.Dqwn Co inon, Anreiiconvolunteerlo prepore insfructono
moteiolt.

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 xrlg'LrrgantcVegetable production jn
r",r"'"'
in"o1_I,9,p; t\'4h 'J Baquio
;;il;#::';:;;?lE!Eo*")
rarmers rn.^h6 rL-^..-.l i ,

r| -I_ uapabitityBuitdrno

? bcrsedon ogreed design/specificolion

ot

T forming should be

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I.IBERATO
Officer
ffi"***
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:,iillil'
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ORGANIC PRACITIIOMR (LTTOP)MULTI PURpOSE
I EOO*ERATIT'E
StEll# 36 Lr Trini(M MErkeqpico (KrtrS)La Trinida4 Benguet
Cp#: 09?0{54.8489
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BOD RenEtoDingwsserggeitedthst wc will mrke onedesignfor thewhql€
I gtouP,hi!.thorclsir.$884gadlharlle h&veto Ba&aindividqattybecaqse
dlFc(€lf terreial
everyfarln has

! Beforetakinga brea\ thegroupwent!o sn onsitevi$it oftha constructed

8lrcnlnrla od.G.ocrd,M!!ag€q"6r usto have-aai&a in makingout planandesdm*e"

I After thebreak,thetnanagerexplain€dfurtherthenatureofthis loanto the body

rod.to eoeoungolbe body.

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Eanb$ cootitruato m{.q th9ir
plan&d costof ,n terials.

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"--r:^^-
il;:l,j,'.:
-- - ..,
-:
ru.+ 'nEED.lasubarnred
-.Ts.day.wuh plansndcost
esdmsteof marerisls
thsjr aollbrsral(oR c& Tci,
j
T*;;.;"
I ' lold
a$ioUc.co$ of,nNrerislsip 301,?46,00,

n4s!hgi$r4&sqiout[cd,at430 FnL
I
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 aatlvrfv DE!^6r
ptonnrns
Acnon rvirh
rhe
(tdentnico
aoi,rrm".rr-.,iiiiji'i.ilnivr.rnorons
on Mpc' (LoTop]
,', '*i . .,,.,-.,,* '
"i;tJlJltJ8[3fl
otTorts o"oir""rr"",
""ctirioneB
orsoo,r) ,."r., ..,' .
"iio-dii" ' I '
)
!t . .;,'
.;,'' r..-.
l. Atfcndonce \ "_,1,,1''
- A*ochedortendonce
sheer
I .,
iin,, lt; ,
ll. Obrectlv€i t,
r,'.,,.r'_
--': .

ffi[rfl'm#*,ln*;{F#flil
I'
.
. ;:ey havepreviousry
il, :l',ri, u"f,,'
iOenfiirJ

*, ,]
Lroiicotjon rh.torr^_, _ ,l

,,,0,, :ri:;T:'Hiff
;;;tffiJi,ff:iljtt"t;*ot tt'" i ^,
ril"",H
ii{ff*}fr:iifl:;ft1ii}lUdl:5y;trr:: omons
c.i,J".iiEl'"no theEoord
oroi'u-"r"oi
os,u"."nt'in';.ffi::1":".?'li:i::';!#"creenhouse -''\ ,, ..
. 'i,ti,,,.)#+l ,''
'

ililffitiiiiiJit, Assisionce ,i'

Fund
:ll,4
j
""opjkr(),,
,,.
.
lll HbhtlghtroncAgreemed! ,Jt ,. . . i : .
, r,.t) ,

l
Thetosks,function.^"..r ^,,^,,"

1;,H,tr5$igj,,i-1'#Fdilbdffi:l;n, .
l|
i .

^
c**' e,:it;
i1fl;i;{l;';H"q;:-#gii{l,l*h*,.*::,,
llliloo!'i':T:|"oHitheerecied
BoDs
wirbeknowredseobre
oriheocrviiies i
ond il*; ,,,"
S Roles,
Relponsib;tities
'
ond Functionsj l.j 1^.J
t t

ffi,fl*,:ttliii-$;gffi$',,,f
,r^'h*
trll',nfffi',ti";il,,ffi"*:fi$
#f ::
Presenlser-up: t
Jt\u.".,r

i:h:'ffi f iffr':::iifr.J;ifi:i[Tio{permon
en
rsis
no,oryr
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i"ilff
"...l.L"fi
;;il:";*":-T:f'Jil',",nu.ncrr-,.,:-
T,fl
2.
(
s,od
o,or"a -c.
I 3.
iiji:?truuxiii: ?"",'#:i;lffiilhF
1. rermonenl signoiory- Treo5urer
5. No [m]t Inomounl lo be disburse.i

I The-oilicers were Informed

;jj1$inlpSii{:i"-:#trn;:r
jp;",Ti"tx,ili4;ft
thot ideo v r

I ff"fiLB"* ;-'fl:'i::.1
:i1J::J.'J#
J,:,:1fi
.t*",1;';;,l;;;i* ;:'';.?J.,*;
f:,'{1
I ^:"

,:::l;::"-oror,esshou,dho,drhe.nc.k
,,'r

I z. uehlrotrzed

: ::;,;::,,';,trn:i "-
requesl lor check pov

Liiiihmt#[",:{il"iff
!je] ]" o.eno'e "r.ec/ ond voucher,,or sisnoru,F
I i
; Ejiti
13lil3,Ii"ili1J,l,i#;il:L:,J:,T,*fli;j:,:.
Formol of Logbook: "...."",.,"
Sqlonce o, Slgnolurc ot ChGck Dole
sovlng3 Slphqture
ol tormer/
Rcclplcnl
:r.r
,{VgrJst
'14. P10.000.00
2008 12345 A U g
-__.--+ 14
-.___.>+
-_*_-_...}+
Responslbitity/
Taskof Cterk Taskof Bookkoeper Respongibrtity/
T6skof Clerk
AdditionolResponrbi[iie5
of BookkeeDer:
cosnporirion
j iffii" 155,i1,1.3i,T"" reoorr,
To ensure lhof lhese procedures
FUncfions wilJ be ,Jnde oren Iae ,o,,owing
wereossignedio ihe cMl oodit:o'lol

' o"liciesmodebv theBoDsro be eirecred

i$"J::;;;1,'' on rhemembers
or
2. StLrdyond provide onotysi,-
of Drodu
P'vuucion'rnonlhlycrop regisfrotion,
- roporlsond deJiveryf1-' inspeclion
" H*ili::lJ:ff oninspeciions
soJes
ondpurfouls.
cusJomer
cornproinls
ond
1. Kevrew
l::l:l:9:"9 ou..lose t morerio,s
ord ood,io,o p.oduc
15
.r. weekttfosh pdidion reporJs

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I tLa n^*L*r' u"r t'' . '
/y'.fk- lz-,ltUl .e:'-1'- t,i,'.t ti! /" '-i":
n
t on of the offce bosedslofl- monogemenlslofl

t 'GM lo otlend monogementlroinings.

OlherDiscussions/
Agroemenls:
I Prepototionof Aworeness/
Instrucliohol
Moleriols:
- Theywere no commenlson lhe pr€senledmolerjoh

I Fobdcolionof Shreddels:
- -lhe ofiicers of the LoTOPwere inlormed lhol lhe ollocoted budoel of
PHP]89,0OO.OO shouldbe for ihe fobricolionof 5 unilsof shreddet5,
3 etec-trcr-:rry

t drivenond 2 tuelddven.
- LoTOPinquiredif ihere is o possibilit thot only 4 unils ol shredders uld be
fobricoted(3eleckic ond I tueldriven)ond 1 unil would be purchosed( hond
Hondymon Shredder).Accordingly,.they informed lhot mosl of thei

I memberspfeferlhe eleciricollydiven shreddersover lhe luel driven

the cosfs.Ar for the 2ndhond unit of Hondy Mon Shrodder,ihey i
bosedon theirexperience,thh ismore effrcienl.
ouse ol
thot

t
. l\l!. Buonqvisloinformedthol lhis would entoil o re-olignmenlof pro I lunds
ond the opprovolof the donor would be required.LoTOPcommilled to
tho cofiespondingsupportingdocumentsfor the juslificotionof the re-o ment
[BoordResolution tromthe LoTOP MPC].

t 2ndbotch of LoonAppiiconlst
- StotLls
i
of th€ 2.d botch of loon oppliconts,only 5 oppliconlswos so for identiiied
by the LoTOPofficors.Additlonoloppliconlswill be screenedby lhe officbrstrom
I th€ newoppllconh. l
. A workshopon the preporalionof the loon documenlswill be conducted by the
Lo\OPolficerr,togetherwilh lhe loon oppliLonrs,lor jhe orcpo,olionof the tool

II documenls(scheduled:Augusl20,20oBol JVoFIoifice)

Pr€poredbyl

T
I DA FED, BUENAVISTA
ogrqmllonqger

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 Activity Repo ry{4"
Pbnning with the t aTOp Officers
August29,2008
t^w
l4ltf ,'t I
AGfEEt Ei{TS b"
qd

t: L6.
lcitil)i]
ffi, ,or$l, "'=;
^
J. :=e<!|Gid A.lvisers dbuln w.tlaa
1 r ffi.a : Inspectiod Credit
,n
' Iir trtop

I t _ Ittl|ate end
_ lirrdirrs.
ff ;ffiHr"'[:j:"n#,*J"#"11ff_",i:Tfl:1l;"11i:: y n e e qt o
l e s k sa n d
4' t1z"a"

I
;BT#:;X*g:1*""rorn applicarions
lomeer
rheiarsers
jil::*"J::*d.,tii;;;#;;il,:,"i#il:fl of44farmer,
I i#",1: *illfiJ:ff
j,;T#;liiil::#:i*""iiJ::,T:l.JiJfi: s:
""T;
embersfor

r#rffi,#f
[:S R"#:-.;;
:]#i;;ffi ffiffi; ffi;';f 3j fora
"g'l*':,Hr:':r.:T
. $A ",:"T::,,"!"311X1;119
l1"d;{.i;:","'#,;iilffi
il:fff,J:: " butshoutd
I roi
r",n
oi
f".,,T"1L:n::,^:r::i"",io""
lhelr slare.c€pttat)-by ffi;H ii:::"ilT'r?:
evn*ringrn" rollo;g,
1. Colletsreipresented
""*
agreed).
contributed

I L2.Prcductssales
3. Capacily
to paygs indi€€ted
bylheirothersources
of income

I waivins
rhecolate,ar,
diil;:;il;Lil,#: :;:fflH:n::: sideringlhe
Ii:,j;l3f:ir.ilT,l1l""l".T"l^r^",i^,]l:.r":ibiriryof
1fr.ffi .1T
lTf #::"::,,:fl
asso e members

Policy. '11"
-
w:ta

il,l-
'il.l'
l) b ot) lv,,l a ,/ rr,!lt
.-,
.&tr" y1*. 11.f, 3,"",'..
la"^ a-";t' I /1 .st
sr.(a't" tri :
trert1,D
/"-
 il

I
wharkindof sh,edders
t lllll:"n:T
DeIndudedin ll".T"-oers.
IheifResolution
forJustific€tion
(erecrricau
ruet)theyprerer
ofthe ShreddeBfor PACA;
to

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I 6. srSTqsoFoccPoocuMENTs
September5,
20O8

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I :,';;$,ffqgffi{rH,*il*ff
l}i;;r"r:i,xft##
#f:ij:$:,lii;j["
"Jlr,iil'ri[:1""ffi:t**i"il:"1%
'Tl?ff
Lll: ;rfilqpmumof 3 srarsbeforesee
ff t'i$
llffii?:
I ,,ffiijiffi**"Tfr
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bA FE D. BUENAvtsTA
t gramManager

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Itx,t.
I ACTIVITY REPORT
fu,^1,
/ an*'*
yt"-
I Up6.atr||gOrgsfc Veg€AHe Produc{ionin Metlo Baguioand Benguet
Irteetingwith LaToPoflicers
JVOFT Ofiice,Baguiocity
September 26,2000

I Anendance-Attached p! 'l''""tY.
'.Ur'Pi'iii{iiftY'
r*1k,,ft"*i,X;| ,,
e
< 'Wq
C,t,,,u
/"
k *";
t;,,,'
lanp'r"nt
tu- /'*,.(1,,+[
''Jii.;fu t"nt
Hishrishts
andAsreemenrs u{Aid 7l-
I s reised
bytheotficers
regardinq
( ^UL**%:,
2'dBerchorLoanappricanrs-rorrhe2''barch,r"r";";;;l*)"00,'""r,
lssuesandconcem theloanaoptrcat
ons:
,, r 0lW/"it.t/f1
vS 't"t l Il '
I a. MonlhtyAmortzation/
Accordjngly,
craceperiod
somemembers
forpayment
oftoan ltTtltlfi
are hesiGnilo availof lhe loansbecause ihey might' ,',ad
'ii, encounter pmblemsin payingthe monthlyamonizations on time, especially
since

I thesewill be takenfromihe sates. Thei mightnot be ebteto iegutartydav tne -{

monlhlyamortizatons.
?

b. Difllculty
in ra|stng
lhe counlerparts
I Othef membeFcannotmise the neededcountenartto supplement
tinancing loanamountto complete oftheifgreenhouse.
theconstruction
ttre grcen.-{ ./

i Theoffrcers
arealsoseeking Ihepossibily ofgivinOoulthe toanamounls in monetary 1

I cssh instoadof malerials.

ptrrchas€
Accordingly,
or as payment
matodals
Wheretheycouldpurchase
they couldmaximize
for labor.Theloanapplicants
the neededmateriats
vatue/
lhe use of the toantb eilhef
wouldbetheonestOchoose
fo. lhe greenhouses. l\Ionitoingwilt be
bnr
I ostablished
by lhe LaTOPofficerslo ensureIhal the loan amountwentIo the desrreo
pumogeofloanandmaiedals aredurable, w4
H9r€verlne drawbackof thisis lhatthe desagn of the greenhouseswouldno iongerbe
@
I /6tand€dy'slhere mightbe otheN whomight be using indigenous
mateials(bamboos,
(Ofrlce)y'wereInformedthat this woutdbe raisedto lhe JVOFTManagement
dnfmentsandconsiderslions
etc).
for furthof ltnlcn
uV
I ResulvFeedback
fromlhe PMESconductedat Tublay
Thereare interested
indivilualswtto aheactypassedappticelion
for membership
to lne
LaTOPandsomeolhors\ ho areinquiring ontheapdicalion
formembership.
I Accordingly,
in-house
mostapplicanls areconcemed
truiningandmembership
on thepaymenls ofduessuchas theinspectiofl,
fees.TheLaTOpoffc€rsinformed thatlhe inspection fees

T
couldbe,padially collededsincetheywillbe condocting seriesof inspeclions.However, 1or
lhe in-housekainingfees,theydo notknouit thismuld be collected partiallv
sincethjswitl
nolgo dircdlyrolhe cooperativehn to theresourc".pert"r.1/Jgr,a
tAn ,7 lO /t,r.n )

T The LaTOPotficerswereinformedthat the in-housetrainingof new appljcanls

subsidized by the prcjectunderihe demo-training
wouldbe betterinsteadof doingthe demo-tBining
nocess€ry equipmenl
cou'dbe
progmm.The officersagreedthal this
oGsilewttereyou will transporta lhe
foathe handgonwo.kshops. However,they soggested that ihe in-
I housetminingshouldnotbe fullysub6idized
ensu€thatlheywillvaluethe training.
in-housetraining
andappticant shouldraisesomecounterparl
Theywiltalsotry to fomotalea policyregardjng
to makeit affodauetor newappticants,especiallyafiertheproject.
to
th€

I TheexactnumtJ€r willbeprovided
of applicarns
trainingprogram.
by LaTOPforconsideration
in thesubsidizeo

I Jaine U Ongttn Fo,tdatiott, Irc

En 2N i nE Comnu n itt65 Toerrds Sdt-R€ttarce

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Vqalauo Muction in ttetto Bagu^
l|
I 3. Fabricationof Shredders- they intormedthey al.eady agreedthat Mr
.jejl
facilitatefabricationof the shredders.Bi[ of maiedalsand scop€ of woJt wi:i :a1e- *jl
Seplember 29,2008.
be E-i-:le:

t Follow-up status on OCCP Cetification

The BOD \rjll have lo refinelheir poticieson lhe star rankjngto meel the
OCCP standards
lh"ii ,p"ll:"I*rns. I,nh{
I :li._"i:,oj They inrormedthat lhere sliit 3 ster rankedln"rnGoil",
courdnot psssthe OCCPStandards
ulLM
5. T.asks-andFunctions of MenagementSlaff _ discussedon the specifictasks
and functrol|s 014-
I of lhe followingmanaoemenldaff:
e, S_ecret€ry--

b. Bookkeepea
lo preparereponsi/recordsof farmers,minutesof meetings,resoluiions
ofthe BOD and fromtime to time assistthe storekeeoer
- to preparellnanciatreports,check vouchers,
wx
fi&/il
checksand coodinate
Mlh farmers on svailable fund baldnces. fN^lrftY'
|| c Utilily'Driver- pict-upand deliveryof produce,packirEof produce.
q. I reasurcr_to preparecashbookreports ,n !fll
e. l\ranagor- lo be funherdiscussedduringthe TminirE on Cooperative

l| ,.rl
1 on October9-10. 2008
covernanoc

r lii ,i 6' Others

a. Reqlesl for training of the trookkeepersnd Treasufer fegarding the financial
I ,'4' recording/accountingfor cooperalives
b. Asststanceto Mt. Latuanduringthe OrganicAwareness/Speakingeng€gemenl;n

r|
Seblan.October2, 2008.

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I Noled By;

T Rhoda Fe . Buenavista
Prcgram enager

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T .tztne v. Ong6n rounaation,li-
EnaHIngConmuhitis TowarctsSetf-Retiance

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I L Trlnldad Organlc Pr.ctltloneF MPC

#36 a{GwPubll. l.{arl(et, La Trinld.d, 8€nguet

I llonthlyGeneralksembly

r| october04,2008
of Agriculture
College
BenguetStateuniveBity

t AGEl{DA

I r. Callto fr6r

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II. FSSI
PAGAP/

., STA]USOF15' BATCH
LOANORROWERS
b. STATSUS LOAXBORROWERS
oF 2NDSATCH

I ut. STATUS
of SHREDDER

APPOINTI'"IENTS
/ RESOffiON

t MANAqEMFfiT
REPORT

SIATUS
96SA|(AN

I CROP
wt. OCCP
FROOMMMING
CERTTFTCANON

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tx. coN6imrrtgN
X
&By-LAws
r_rrAI[ERs
oTriER

t-
I Atondlncc:

I C6arGrlvey . Chainnan
Fal&iTan
Anthony Annlban
- Vte Chairman
- 8OO
R6nato olngwl9,-,8O0.
I ' Elaonaraivtr.cph. -
6OD,.
anr 0. Thaa!,,j,.9ags6cper

I
r'*dtrchad attcndanae
! 6heet

'..1.'..

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I t

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I Jh:.rytiE gllg tg o4er at 2:30p.mbyChainrBn
ledby Mr.RjckyChlok,BoardS€cretary.
CesarGalveyand wifi .n crrrirs re,€r

I IL l4eetingProper
Mr.Galve/,Chainnan;
reportedthestatusof theawareness
campaign
conducted
in thefo o,,lrng
I qqang .s i

a. Tublay - he materials inthEgdrangay

Drovid€d weregivento tf|epaticipants
ofTublatth€resultofthls
I rewwereaDresuDmit
-
b. SabtanrCport
c. AtoN_ In progress
camDargn,
the membeEhip
manyattlnded
form.
wiflbegvenbyMr.JerLaruan,
he campirgn
Manager.
brt o4jy

* ttr. Cesar<a
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d, Buguias
according
' awareness.
e. LaTdnidad
F
edtheattention
M..Grlo6,onOctober
- In progress
of Engr,Grtosregardjnb
29,20OB
thismatter,
thiswassch€dubfiorthesajd

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, "''i't"
. i Tuh - ln progr.sg

1, statusof f, batchtornborrcwer
i
]

I ''
...,r r .
,r- Mr.Galvey,
Charrman a€ked
the15joanbonowers aboottheirsbtusoftib s€idtoan,
Th€gencrallFmbty was6k€d to ratsetheirhandsif tiey f. underthe[o owing
c4togories:

I # of.epalr- I
-3
# of greenhouseconshuction
f oo.90in9-1

I al
Outof 15bonowers
Mr.CesarGalvey,
onlyI cspondedonthesaidrnatter,
askedthe loanboriowelsif hey canafforddle 500,m*eekt
anqrtlpuonbutthe rcspons€ of thet onowerswasthattfieyhavEa ha.dtimeoauno

I tne500,mv,reekly
Inst;d theyrequested
am9lgRtiohintormntfiV amortizatjon.
b theBoardtjochanqetie weekjv

I . Mrs,MagslarequGledtheBoardfor a 3 nbnthteeway
requestdtiBt he firstpayrnent
to a toanbonowelsatsooev
of toitnswrltst rt onoctober3t, 2008.

I ne Soaidrytvedb tabtetherequest
on thenextBODmeetjng.

I 'neOarOim
UreZ" Oatctr
Inlorfil€dby I'lr. C€Far
loanbonoweEonty5 membeE apDedfor to6ns.Thevwere
GalveythattheJ,V.O,Iis wi lngbotie upwth cashbasisinslead

T or nElena6oepeoding O,n
cash.It wasaboemphasized
ror prcouction purposes.
thedecbionofthe boftowers.Mr.Chatrman
Dorowe6whoarein favorof cashbasbjrEteadof rndteriab
askedthe
andmajorityvotedfor
thatthecashto beissuedwill becheciedi/ it wasused
16tonoweEIncluding be 5 bonowers or 2d bakhtoan

I Donorvcrs signfiedthekappro/alfor loansin lenrEof Gsh.

I Mr,FelixTan,ViceChainrBn,
,manuricfured
Gportedthathe 6 shrcdders
byMr Jef Laruan,
fiom!fie FSSIorantwJlbe
All witlbeelectricoFlated

I The_6-shrcddeG
wil belo€nedto rnembeE
30,0@.mgr.ice.l4embers
for three(3) yearsUrlebas€onthe
wiulg@dperforrEnce jn tijioope€tive wi beg;Gnpriority

:
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I r, Onarnemberwill,beloanedwith shrcddereveryaftef 6 n|lJntlstiereon unblatl
membeFhaveUleirown. The folbwing registeredfor Ureloanofshredder:
I- I. FrankGok{an
,, 2. &nesA6yo

r| 3. JadntoLingb6nan
. 4, Magsia Phitip
5.. L€onoraVersota
Jr

t
6. l"lacario
Toyan
4,l!pai oentsS-8sdidiotr

* j;^I';:Y-'j'j"j:fllh:.*T!"l rf* a Resorution.was

made
byrhesoard
I f*E'p-9-"-"yl,,trgi.ol!:_11tg1'9r
tflbry
lRog€llvtrl6a0astheheadof thesaldCbmmittee.
gll:ti1?Ifll*
cgnrror-:)5r€rn
colntn,rc
u,iimii.opo.* r,,.
It wasatsoreiteFt€d
belrder th€l,4anagenEnt
norunder
theBoard.Mr.Ros{M.6an
the posltioh, ",ll
I . , l!":" "t"o ""I!oncd thst tfie boardhada rcsotulonappoinbngt4rs.BemadeheWitt and l!lf,
Jondpidtoawang as thc.nhmb6rsof the audit and tnventoryCommttee(AIC)of LaToo. Wfierea.
'
t 51.Lrqb.q yerc
:?:T-[arfio
L9oparauva.
ll't' tl
cry:3ntorvo*widrtrepr€s€nt
Er.yclrrtdtuncttonwdt

-.. ,
Chairma;,
Mr.Vaterio' i;"*
bas€dontheircapacity,
knowtedge
andexpefiln.ein tiF

l
b*"il; il;

I ' jI
d. MAT{AGEMENT
.. 4.

#ffi#,ffgy"ffi
MAr.tAcEMEr\I[
REPORT
8EPORT
c-;;.;il;;fi
f#rff#"ffi*peBtive ;*s.;;;;;ffi:[';";;#Fl;
andtempo,ary
se.retary
rrothed)ard,
An;,;l; i""
*"
I
Mr.r .6alwy annolncodthe 2 nelvtyhircd empioyeg underlhe Managernent
M TeBmnarilebAboarl

I ..
:t]
Sa.rrbrfsR4pon:

h ., Ms,AbDrlt,s€cretary.
lmplcmantad
,'
announced
a6s@nasp6lble. Attached
thattfierewereOfflcepolcresmadebyhe Team@be
hereviitharetheOfficepoficies.

- . iffio sp(1dtryopenedthc tablebr quesionsandsugg€stions.

Saclrtaryto ftimishosd oncof themof thesad poticies.
TheGen€ral
AssemHy
lskedthe

ltt EootqcipefsReporti

F
Ms.Ana,iapqredfte nna0ctal
batances
of thef:

1. lql.Ary{!_-111q,461.80 _ (..counrs
recervabre)
L t b.t- p !2S,916.00
3; DRFrytrcnt- p 4,3m.OO

F 4. jln8p€F0qnt- p PB,95O.0O
5,. $t.ry - P 52;978.45
: 1;,{6, SharcFirtbt,r*gg!,3S.Bo

I
7. Sivhgsasof Sept-p25,563,87
8; Gr6 S.tes(Jan- Sept2@8)_ p 2,876,515
':
l; i:.
atp.rtnded theGenerai
Assembty
l€Aardrng
rhefornBbeingus€din theOfice&

II
..-i -..15.-fn"
$or! sucll
as: l

, l.TbtvC,eOttl,tenro_ wiltbeissoedlf thercareno@sh

' FVqWmCn!
2. OficiatR€.etit(oR)- willbeissuedftiere arecashpaynentmade.

T i; ;li;;;t .;g*U*psf4)-
prcducbdetivered.
i.su6.by,rj,"
an*rs rohe srore
cte*asbasis
ortheir

I
I
t ?\,
lt theymustgivetheirOriginalDR3to theStore
ddi\EryAansadjon

I ,..,,,1'l9rAnafiillbcrissuingthefanr|elsthejrindividualled€eronamontilybasisitw*announced
tnit U|cyhar,eb pry for theprinbutoopyof P 5-m/ page,bL,tMr.FetixViceChairnandlotjoned tnar

i
dlef5jD{b€twah/dtothe Coopsexpense andw l notbecharued to thqfarmersanyfioh. If a farmer
tlqltrtld angdracopydtheir ifldividual
ledOer asidefromthe monblyprintouttheywi{ becharged of
P 10,m/ FtCe,jhbwasrbv€d andseconded.

t 4.. BAGSAKAN
:..
STATUS
Mr,Falixnas askedb reportthegrantgivenby theDepartment
of Agriculture to p
aniountinq

I IQUAMMY UNNPRICE
W/ TOTAL

I lof$if ) i, I .PP001
, ..
] .:i,, ,
wil, I colorprint 20,000

tI
pcs. 0.952 19,04O
1 0 x 1 5 ) : , : -t{ro- 200mpcs 1,064 21,2@
, r,r do. 25000pcs 0.784 19.6m
.rt:i

59,920,@

I QUAMTIIY UNITPRICE
w/ TOTAL

I l.4lxlis x
16'(rwH) 8a9
Multj"nJ4Ge /foldable 9,00pcs
,Wlth2 Col,Jr
78 19,000
ftinung,z

I sld.6qstap&buttons
( ruluence
: ruster
cad b.g )
Gnvassifat€rial
***tess 20olo

T 'l;.I

total 31,2m

I ; 3j'i&9wnBag/:PapciBag,

I
T *l+ thc pric tobl .f dlesaidbagswas

t Ju* a draft€dirnatesinceVATis noty€tinctuded.

It wasinfonrEdthattheaboveoacraging rnaErialg
willbecharged
of th€.Ctlvat5ba95wlllbegivento theclhnb anomrnDe6asgveawaysto U|ecuslomerg. Anosome

t 8rg6*.n ,roj.ct whtdlwasrpvrd fro|hOdober24b ttovemUe,

.., .Mr.FetkInffi theGenerat

br
O,ZO<ii
$e launchinq.ot
the

Asembvthati ch terwil beinstaedinthesbre,Mr.fet,xdraw

ln t}|e.blftidoad
I th€innovawedestgnof th€said(fii er. r,rr.tan Aatansi.
Si;rp Cni-l;i'; ,.i* *.
It
I
r|
||
liStadaEryewlllthencfioosea TeamLeaderto reDresent
ch 4fi0reportto
ilttlie fi44u9qhq$en
bythegrcuparebeingpoduced.Since
nq'tie clopprogramming
andthe crop the Board

It qSthe ICSHgadhe Informedthe Board$at th will nodjly

y in a(ordance with the occP modfliedsome the policies,

II 'o$la
,$rir 'Assembly that nbrefarmelsareInterested
andtherefore it isnecessary
to amend
i andndnfamer& Investor
rcsolutlon
to
thetite
F, Theareaof coveEgetlill betheCordtltera
mbe|s willbecalk
called
the
other
R n. All
aboutthismatterandinform General

Ey"Laws
be

I
T Cty TlaVeI

I
cilitatorwas
s€minar.
member

I
I flOTED& ATTfSTED8Y I

I CESARGALYEY
Chalrfian'

F
I
I
 ^€

WAD ORGANTC qRACTtT'c.NERS MULTT-puRpOSE

'' g2-A COapERATtvE
Slatl NewpubhcMartet,Km.SLa I nnrctact
Benouet

ArJF;dPANCE
SHEEr

I
I
I
:
I
I
I
I
I
I
I
I
I
I
 I r 'rif];'l
I

I
i - -T-

r| II.
I
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r '_--t_ --'

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I

I5 purpose
M s M a r i eL o p e zp r e s e r t c dt t r oC a t e n , t a, r tI r t + ' r r ' t o n lpt rj o j e do r l A T O f r ! | , { )
ofthlsmeetig waslo 0o ba0ktrorrrlhe,)rgtratp
:lf:,:^Tlil5::g:11:-{.:ir,nq,rh€pA,_Anrr,n
she'drso
rcriiirrded
Seplemb€r2009.
rhstrherie-lpbetiv'e'LAiop ,rti,r

I ' A.Green
housefinancing
kran
rviri,"iiri"i

T h et a e e t o f t h € P A C A P* n w : . r , r , ,
a r j nJ V O F r
airsreganln!rnr eAcap1,i,,. f+i.ior",
rlrer,:ncyiegrrlinorfsr*t,,i
.r,,,,,.ifr".iii"r"*r"
",.,,
""lvi",
il i;,;;i,; i,;,;r1,tu1;;;l:

i l r i l + . r )n o r r o w e fasn ( l t h i i i y( 3 0 )r l n 0 \ \ t , l l jt . r rf S S .

A c i d r d i n gl o L € t o pr e c o r i r s1. ' b . l c t r r n . r r i o r r ) $ o r s a r € c o n . r i s r o r f r { r . , r ( r i l , r . } . . , / r c r s r n , J 2 - b r k ,

5
,
l o a n b o f i o w e r c o n s i sol i f i v e ( 5 )b o f f o w . : r :A , .r l . - ] l t r D r o w e f c s i x l e e f ( j 6 ) b o a r . r / r s i r r j r . r c { l l o i r t i t y i i , f i h o
said loan,

E
l t w a s e x p J a i ' r et od L j ! L . r n e z , ! r ,r/ l , L t rv , t r er n e nh . f s n o l i r p f t y i n gr i , l n . j , i i l r : r f a l t d
. r/ ,
m e m b e B c h O O S e l h e q r o n r f ' , r , , , r o1 I. ar ' rr'. ..,5' .a.,:.

5
-l

I ;r
"*"3",iijit'L-
j""nous naieri'r!j'crasbarnboo
andolhe,exsurs,rnreri2rjj
i{rrhiii,a,ea

'. _.

I Thisjustification
wil be ndjcar€d
in thereso]rtion
ortlreBolil.
O u n n gt h e d r s c u s s i o lnr ,s L o r e zw a r n r . , m F ,
)o(P500
rlr '1Ll'r nor'L:_ lun ' 1rorh^r/
ilT"'"",1?#:,fl?,31'ff;ily.ill"*::t;:;;:^:.i;;'i;j;"':j.T;.I"'r:'
0 0 )o e s o sw F F l r " --
:l::':'i
t rhe
Boerd
mee'ns
1oerabo,.,t";a
-r",r,i"ii,"
".i^'ji;i;,;:;:';r.
, i l , r : r s Ti;.;llii,:,;i.,i:l
e x p e n s ces i , j s a i e sillf;,;;iLli,,li;lil
F i r s l ,M s . L o p e zt i s r e dt h o5 . o m r n o |c r o D s, ) , r r 4 I
t; I .;'ll,]l;'."''1j"l
.,I
n
I y I t , et . a r , - ^ r , e , , I f . , ,r
:T;T:'Jl"J"g:l'lg,:l'l;x,:'.::::'r:lil;,.!;;;:;i;;il1;i;[v",;
:ad",;;;iai:;n::i;v_ll,,.i'
ll osttmai€d
o(penses
risre<t
ocrow
isaner.inipr";irr; "1tt

t crop 1sah

{l€es) i
] roan,ram
JDRlfines

I Letluc€t 240.00
I {resg

Fn $0- ulililbs

t ls00-
200.paoka 12Q- lranspo

I P L600
_ l*"-"
P24a ]orrruo

I
T , Stnoq,th€greenhorsctinancjrB
mEl€dals
& designsof lhe sinrr,ture
lorn wrrrrc ssuoct
as an a,,u,,,,,r,,c
irscaslt,lho ioa bofio!r'{x$
m!s! lubnrii7lLitioi
rrrailhcywi[ irsellr€cashnrrlhfrstnd!nJ
_ of
- 0r,",, hounl

T pupos€sonlylhe4

,
someonewillbe assign{rdrocholjklho itilcturesofthegreentroLr:c.
B . F S S I P l a n - wbi a a p fe d t o r h c r r c l cv lrl l b e N w h o a f e i n t c r e s t c d l o a p p t y l o r t l r e t L a n .

T As a summary
ofthis,necrinorrrs t.op.zristldtre dearrineota0roome.rrberlvo,rn

1. Mr.FellxTanto speak
wilhMr F,rtAcljrjlD
,cgadino
lhcinslructional
LAlroPt,.r.rvgi i

OfgiIicI.ar rirrq
M,rrrrt]]

I 2. Mf, Laruaf& Mr Javiertosu nntit|zejr salesrccod of fltenberclor therno|ltrofAlr0usi2nfi8to

ie sLrbmilied
as soonas pos\.o,

3 Recodloftendingoffamrefs
salescroAlri/JelJavicr.

T --_--1
8,r!,08.M, n ,tynrL!r|!
..l9LgT99:
mefiDers pALAPt,,rl
wnodrdnolavailoitLe
thcIoanlwirdiscuss
anrJ
irss!sslrr. iilrerremarrr
f!

T ,^___
r0a0sDerore /illll
rarkrnq
"^l;.-9llf.f
an c,rriorcF
m€clinQ
cv riftr rs ro reMewaro drscuss
withtheBoa.l
anychanresof polrciljs
rellrilir$

6. Cr€com& 8OD-ro reviewa poctes& toar!;heioreNovember

! 132008- EOD/ CREcOtvl

7. November fvtffrlin!vrlh JVOF|
8,:006

T
G. Olhe'Maite-s

1 Boad rcquestedN,4s
Lopezir s t,Ossrtr
e lo reeaserhetoans{)i2 batch
toenborowers
wilhinlhisweekTh-p
rasorr{ton
lorttris
to.n wit besrbm lcr|lolhe]roiice
byAbi.

T
I
=l
O n i l o v e m b c|r' 2 0 0 Et o i d ! n t j i vf f e [ r b e r sv r h od o e s nr n a v e

I ! i f c 3 n, ) 3 ] r s e

I shrcdder,
thebuyercanat teastdo somerep: rs or no,,t,,
u ,," n,r*li,"l ir;,;;;":,;;
' * ',
"luor,,

I 3. Construction of Drqanic ft4an iil$

_ tlw€s discusseddunrg rhe mee|nOth€1some niefe.lfd innne* c,n.i afioid rh€ rrrijllito
orraroe'""t'o'"stheIr.niner
inorsanic
ii,,r'i,rlr,
,rvortarre;;y
L;rL,;,",,,i.
De l
i..,;,li;iilli 'r.-,,".
t ilif;|;t
S i n c e M a . A c o s l a w a s l t r e o n e c o n d r r t n o | j ( C[ag!l..rt n] t.rt r. n
possiblo
fofMr.Fe,rx Ta lo cood na'e& tal .v V, ^,o,rar. rro.r.'j
r ng . M s . ! t , , r s . r s t r f ! r r r r : i
rrr, maic .
I To be abteto acquireth-"saidtVarratfrcm[,,1rAcostaitf Laruansulgesledrhr,
|\,1r4;o\la w]tl
nowrruchwillbetl-eco(to, 't,eVa,u,t d..I I r. *r r owtr .onv,,.h,rh:r,.,- , ,,
d€cide ,.-
asrons
-__cresle6shispric€ isanortarre. edirr.a,.
Ar;o5ia;;ii; ; ; ir;il;;:; ;llJll;i ;',1l!;i:li"lri:?,'ilii;i
I a Manualb€s€d on thetrai ingstheyacquiretro [,1r.Acosla

4.[ Prpposalof ICSbv Mr. Roqelt4arsa,r

I __ I lL{rL
Mar53n
MaEan requ€s1ed
M?rssnwas inviledby l]le Boaftjlo elrtrorateand ctrsrus!rhe propo ,ri nt lC,, C!flrml ee. .,1l
lequ€sledlhe lhe Eoerd
Eoardto rnak€ner-assary
lo rnak€ n€c-;ssarupotictes
.ntint." ,"aanO;,""-"-r"
ircorporate . ^,r^ ,, ,wittr
sanitions ",', ', ,rris
,,-;^:ll:,..
r u n n e r o r s c u s s r o n s , M . L a a r a n v o r . n l e o r , r . ! r ! . , ^ & 4 r v ." J "L t r e "D . o o u . -r}rooriiars
V d _ r 1 , , - t . , i n s ,.r , / , o
, .,-
, o r M r i,rr:
allBosd ofbircdors. Mr Cesarcatveythensirr,:itut€.t
I $9:l"SY:l_r"-!h,".T
sanclrons -l!"
mse or tre olense ra!j?byl\cr.cflo.L
Nn!c,nher.r2008arLoo , in ,,,ir" oifi"o,o u,"*ro
Boaru,wrsrminrrize,daro.minc
rh€mi,rof/rnajorissu(j0air]lo ncdrporalc

5. OtherMatlers
I .,-..I\Iarsan
Mr. l-lh€ 993nj
and
a:\edtlreSecr€taryro
lheexisfing
Ionnof LAToP
rcvs,,
/sri,phfy
rhe e,rhersh
p {, ^nr".,, ,,,,nf"ub,un,,,,,0,
l
I >
- ., Th-e_Boerd-ultanlmolsly
lo p 16,000,00.
TheManalemeni
agrocrJ
lo puftlrrsca 6 cubcfeeichoslkeellf ai CailCoyee!]an
Wasgivcf lhc t sk lo purchrsoihe sajdf,eeror
ari!?ur]r|
!r

I > ThePaogmm
Management.
, Mr Ces€f]^'ill,be
ofAuguiasAwareness
TheAwareness
Inlofinln0
atBu0uiaswi||)e
wasgivc jo JrtI.Javiarto pftvidcr.{)l)y to ;r Bd.roh cl
o Odal)rr29,200t.[4r.Aco,itr
t\,1rAcoslaabtiullhi.'iInateriJrahsence
wi ljr invted1rs rNlitrak]l
or Mr Ar:o5trNls VcrTor.vlll lakcr)vty ii
ever lhe lwo (2) speakersafe not available,a y of the tio l1l/ N4rn:roonrenl
wil| bc fjoiirili|{l the pro.Jrnrn.

I
t
t
T .
RENATODIN(;WAIJ'
RENATODIN(;WAIJ
BOD
AN-THONY
ANIN]tsI\N
bOD

t
F
l-r,
(t rdr
.\x
ABIGAiC-EADIAS
'!,:arv

T
I
 noD
Mulli Purpo3eCooDerrtive

BOD SFECIALMEETIIIG
UI{ICIPAL HALI.OFTUBLAY

l{orrEMsER
6,2OOa

I
I ll

t ril CesarGalvey
,iill F€lixTan
- Chairman
- ViceCharrman
-
I AnthonyAnniban BOD
I : j i LeqnqraVerzola - BOD
, JeffelsonL5ruan - GeneralManger
' I , AbigailCadias'S€cretary
' I JeffSotero - MAOfficer/ Tublay
I r JacintoLlngbanan - Adino ChairmanofTublaygroup

f** pls.seeattachedattendance
sh€et

t l I. Ptocsodlngs
Themeetingstartedat 2:30 p.m, an openingprayerled by lvlr,Anthony

I i It, lile€tlng Proper

1. Conc€rnsofTublav Grouo

I meetng
heywant

I mbersof

I by
y group

I
purposeor, Lcreaunga

I grouPbut they fhouldnot

Also,Mr. FelixTanexplained that thBrewouldbe a conflictof intere$t

I ,betwe€ntheir groupar!4the CoopeFative
llfor
for UC
UC.&to
in termr of production
& to the Cooperative.Thequestion,
ouestion,is
isthe
the loyalty
lovaltvoF
ofthe
delivery,productddelivered
the farmerto wherehe/she
h6/sheis

II
goingto delivertheir productsa.ldto whomthey shouldpriorrtjze their deliveries.
 tirat the cropsbeingproducedby the groupare o.ganicatjy

2. Anyincjdenttnat wi endangerthe nameof LATOP.The

nn_mecanbe destroyedby onefarmer-because Cooperative.s
he I ste OiOnot fottowin-eI
procedure
s|.andard of LATOP,
Mr. Soteroexptatned .l
that their.grouphasno intentionto destroythl nameor
IATOPor evento comp€terviththe Cooperative
.l
-- ,-,,. _,_.-,- l!.ordinS to M_r,.Sotero
theylvantto join the Cooperativ" a g.oul . not
as In0rvrouatbecause someof the farmerscannotaford Ltrefeei Uein!;" "saJ;. -f -anA

erouprhatthefarmers
whoarep]annins to
Y;.?j1111.,::I9r]l:l_tllrubray
,^t,l,l!:,t::p..:::1".1:"-Ilg:,1-"j:-"1!"S*.a"o
6"'""itiu'*i,."Laiil'i;r"J;;[1ili:;
9,9""'J?* to-sutiiaizetth"
b€inggrantedTt-litlare^"rrtins
0""";i;"r;i"il;;, ;;1i:J:"Ji"'.TT
to an memoers
ror ttre improvem";t.f i'h;;;;;ili";:
l| ' :: !;,t!F r
! ; , t t 9 r;; lYr.Felixthen_explained
oetrarneo
thatjoiningthe Cooperarve
iuor.rr
as an jndiviclu I will help
Y."-3i:n:f .9::i1':-:lA-wirr tnesrandard
procedures
ororsanlfarming
wtrereln
tt'ey wirrioniiair lr'tr:u-.i'riiit"iriJ
oppo.runnv.
I| Il;5j"-"1-r"j$i
qualified
plalned
that the inemb€rshtp p3o0.oo
feets p sosandlf
asa member, ue memoersrrip ree o"'.!irrio"a'iJti".,i rmer.He
"iir t4i be usedro ins e d &
.thatthe Insp€ctionfee a.ounting iJir,0Oo.OO
l| farms,
9llo.!91!i!ue
area.soit.etc.
|ti-s/hg.membership
n'e rarme.-wiilnoiionr;i";i;;;;;;ri:i
because
theinrpucion*iri Jio-o an
mon€yif
advantaged
for them especialy if theyagai; d-e.td;ilb";;il;;;;;i; i;#"; n tne

I future.

:1".,
I:,.pdi: t{si{"fl
and,jolnthls Cooperative.
*:l"s:",::llff
It wasalsoexplained "ix.J
why
l[T [",::#
the Cooperative
Hs$13:,
rsstnct i;
embers,

I .1he
!_111-tjt1..gl-.-r1j!t
mafket oforsanicproducs
because
llll:i9nlle-t!: eglr:les orthes;odn".i g,ii*iiir."iiviii"o'r,ir,"a by LATOP
rubtaysroup
rrisirieaay
w;sencouragea
been
toiointheCbopeiaiiveJ
estabrii"ai,iiii,Ji'"iljii,ii!'pj!"
causethe

I .Ihe Boardalsoinformed
belngusedbeforewaschanged
fo.the_entire
thegroupthattheLaTrinidad
to LATOP-MPC
Organic praltjoners
,ihe scopeof areai=noifo-iG irifr,a-"0
regionof cAR.Therearectassificati"" riirsil;;;;L'[;d
or.
itAssodate.nesutar.members arefhose;ilil;;;iliffti#;:;
"i,i,"ro".i, H'J::h]i,S
I I l?*^"j: T-11b]1t"practjce
Associate
members
appr,ovgd
theabove
theirrightto voteaurins
- arethose
amendments
nem6ers
lastoctober
whot;;;ii;il
4,2008.
eeneiirrsse;bt;;;d.'
iil;;;Jiii'*iin"
--''-. *"i-'

_l | 2. Comm;nl< / Suooestions

A. Mr.-bruansuggested
. that insteadof creatinga newgroup,theycancreated

I iLflll,,T"gfXlSlIlY?Il,::,.:l g:,j^':.T:T^Trr-apprv-inr"iau6irv-ii
tley fays to.payand folow the procedures
aii".r", o-iinrop;
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RENATO
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.4)'.Incharg€of pettycashdisbursemeni
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TIIf, IIEW FAAMS
Mrft i PurpoocCooperattee
La TrinidadPLlbtclvlarket,L,aTrinidad,Benguet
cP # 0920-6598489

I Meeting
1& 2008

t ftdrman
Vl.€.Chairman
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80D
BOD

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neMJo,Ib. 31g, ZW
INFORIIINoTI]EJAIMEV,ONOHN.FOUNDANON
I IIAIORI|YOF Lr',IIOPMENAERS
NCORPOP,.TED
REi'ARbI O 7HEOFEEIV
UVO| OF
FINANCIN3
L
tFjorityoflhg membertmcnllon€dwhat'sIn thetrintndr€g8dlngth€ Ore€n
'llloy preforlho oashloen ov€rtho mat€rialsdueto tho fotlotyinglga$onsl
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squaemetcrrru-q.
p€sosrsnolsuffrdenr
(p25,rto0.00) ro s hundred

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3.. They prEor Indllenousmitodal 6uoh
covorI nidararsq.
b9oqupg.ltrrvlll
6udt as
ss bambooand oth6f oxldlng
oxldtngmetorials
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4. Olhorchavoexlsttm mdteial€ txrt cennotsrsct the slructuredu€to lack of
thei.arca
forlabor.

I ,I lhsrsv€ll slxtosn(16)momt€lgwhoaloadyslgnltiod
WHEREAS,
W'iEREA€,qemOors
thohintontion
to
worgilifolrnodlhsttheg|bgnfnancingloenls fo. gruonhouse r sndorfor
forcashloen.

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end
Fl) of the

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THf, Nf,W FARMS
Mrlti Purto$c CoopcrstiYc
#36, LaTrinidadPublicl4arket,LaTrlnldad,Bengu€t
cP # 0920-6598489
mD Regular
M€eting
Ocbber1& 2008
i!lll
' ?Fsent:

i '' C€sarA. Galvey Chaiman

ii F€lhran Vice{hairman
: , Renato
Dlngwas BOD
' Anthony Anniban BOD
veEola
Leonbra BOD
- Gdias
AblgEll secretary
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Rsolutionlb. 32 Ss,2N8
INFORMINGTHEJAIME V. ONGHNTUNDA|ION INC.,.OF THE FINALD c/s/oNoF
I IHE SHREDDERS-
LA|OP4.IPC MEMEERSREG,qRDTNG

il wss obseNedlhat eleclricallyoperstedshr€ddersare morecosl-eflici€nt

I ;{h€6llocet6d
budgetof P210,000.00 couldbe usedto fabicale6 unilsof el ctrically
bas€don the quotalionsof ths autho zedfabricator;

I r' WHEREAS,
oo€ratgd$r6dd€rs:
Mr.Jeffs6onLeruanwsssuthorlzod
by th€BoDto fabricate
theinitial6un

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Theamounl
ndIntor€st.
lt willno longorbe rcntedlolhe memboNbutil willbea re to ownsystemlVviercinthe
irst glx (6) shr€dderswill be loanedto mernbolspayEbloin an installmenlbasisfor pedodof lhrqo (3) yearswlth
of€8chshr€dderis
P 35,000.00;
withgoodperformgnce
inembors
WHEREAS, willbegivenprioilyto
in th6coopsrstive
I .
Sh€dders.Anerev6ryaffsrsix(6)monlhsone(1)additional
Celdby lhofrst six(8)members
hFVOhls OWn. l
newsh.edderwill befabricatsd,ou oflhe funds
whoavailedof the machine.Thissystemwillconlinueuntilalln embe|swill

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I BOD
ANNIBAN LEONORA'VERSOLA

AfiESTED BYI
;

la2g@-no'o"

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 MEMORANDUMOF AGREEMENT

ALL MDN BY TIIESE PRESENT:

jmnn v. oNGPINFouNDATrox rnc. lrvcin; a lbundation withthe

registered
lor NGO
Securitiesand ExchangeCommissionand with the Philippine Councjl
' St cor' Road2' QuezonHill'
Certification,with principaladdressat #27 Sofiade Veyra ,
Baguio City, represintedby its ExecutiveDirector MA' ROSARIO R' LOPEZ:

- and-

LA TRINIDAD ORGANIC PRACTTIIONERS MULTIPURPOStr

ioopnnrrrw INc. (LxToP), a cooperative registeredwith the Cooperative
DdvelopmentAuthorityand with address
at #36 PublicMarket,Km 5' ['a Trinidad'
CESAR
hereinby its Chairman,
Bengueirepresented A' GALVEY:

WITNESSETH- that

a projectentitled,Upscalingthe^-organic
lwrmf.g.{S, the JVOFI is implementing
andConsumption
Production
Vegetable withtheLaTOP'
in pa'tnership
in Benguet

WHEREAS,the projecthasbeenprovidedwith fundsfrom the Philippines-Australra

, CommunityAssiitanceProgram(PACAP)with the objectiveof .promoting the
economiciiability of organicfarmingas an appiopriate melhodand lechnolog)tor
panioipation
increasing by smallfarmersin thefarmingsector'

theprojectincludes
WHEREAS, thefollowingcomponents:
.- Greenfinancingprogram- to €xtenda costeff€ctiveandsimplified
creditprogram io organicfatmersfor theconstftlctioof greenhouses
. CapacityBuilding- capacitate the LaTOPas a modelorganicfarm
' cooperative to increasepractitionets
' QualityControlandCertificatjon - establish a localqualitycontroland
cirti{iiationfor organicpractitioners the OrganicCertificaiion
ftom
CenterofthePhiliPPines (OCCP)
l
panies
NOW TIIEREFORE,for and in considerationof the following premises,the
herebyagreeto as follows:

JVOFI shall:

l . Implementthe gre€nfinancing program tbrough LaTOP accotdingto the

geen
financingpolicy. AnnexA.
2 . Cnaryel\% i;terest on loansto LaTOP membersto be distributed as followsl

t l%t; JVOFI to coveroperatingcostsand the remaining0 5oloshall be paid to

LaTOPat the endof eachmonthprovidedthat 1000 of loanamortizations
IVOFI are remitted to JVOFI no later than the end of eachmonth
dueto

I 3 Capacitatethe La Trinidad Organic PractitionersMultipurpose Cooperative as a

model organic farm cooperative
4. Assistiniecuring cenificationofLaTOP ftom the OrganicCertificationCenterof
rL- D!.:l:--ina" /r\aaD\
 t€aching,training, demonstmtionto other farmersand €nsurethe
spread-effect
of theprojectby extendingthedevelopment to otherfarms

Activelyco-implement thegreenfinancingprogramto members with the

followingresponsibiliti€s:
a. ensurethatmemb€rs endorsedto bor.owfTo JVOFImeetthe
minimumcriteriaofLaTOP,asindicatedin the loanpolicvmanual

a. I havecompleted requiredorganicl'armingtraining;
a. 2 havecompleted PMES;
a. 3 havepaidthe membership feeandrequiredminimumpaid-upcapital;
a. 4 haveund€rgone inspeclion by tlrcLaTOp& haved€morstrated
commi{mentto convertto organicfarming.
b. requireall loanrecipientsto attendmonthly meeting.
c. LaTOP shall aulomaticallydeductpaymentsof loan of the individual
farmersliom the weeklvsales
d. shallexert effortto collect all weekly payments whentheybccome
due. LaTOPshallbe liableto payfor unpaidbalanoes including
penalties afterloanmaturitv
e, payto JVOFI no laterthanendof eachmonth
t ensurethat eachofthe co-makers ofthe loanperfarmerntenberof
LaTOP willingly agreeandaccepttheresponsibility ofpayingthe loan
amountshouldhivherco-applicant fail to payaccording to termsof
payment

t s
h.
installsubsidiaryledgerfor individuaLs
attendall bookkeeping
who availedolthe lo.ln
andfinancialmanagement trainingsandinsrallan

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j
k.
efiicientbookkeeping system.
keepbooksofaccountsfor inspection at anylimeby thc JVOI;1.
ensurewillingnessto undergoauditanylimeby theJVOFI
ensurethatall provisionscontainedin theCreen!'iDancingPolicyare

I adhered to

4. Prepareinstructionalmaterialsand modulcsfor orgonic lbrum demonstration

lralnlng.
I 5 . Ensureproperutilizationof the shredders
renralleesftom members
providedby this projectand collect
for repairsandmaintenancc
6. Provide cash and in kind contributionas indicatedin rhe pACAp Crant
I Agreement amounting
to P243,200.
"t. AcknowledgePACAPandJVOFI'scontriburions to LaTOp'sdevelopment in its
activities,launchings,
pressreleases,photo.eleases
andmediareports.
I VALTDITY AND TIiRMTNATION OF CONTRACT

I The agreement shall take eflect immediatelyafler signingof both partiesand remarn
validuntil rueurt 2009. tn the eventofa seriousdefaultby oneofrhe contractirrg
partiestowardsanycommitmentor obiigationunderthis Agreement,
I terminatethis Agreementwithout delayor written notice
the otherpartymay

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 WEEREOF, the partieshave hereuntoset their handsthis dav of
2008d BaguioCity,Philippines

For JVOFI: For LRTO

MA. ROSARJO CDSAR

ExecutiveDirector Chairpersoll

Signedin thepresence
ot
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 ACKNOWLEDGEMENT

MA.ROSARIOR. LOPEZ, CTC No.,issuedat, issuedon

CESARGAL\'EY, CTCNo , issuedat, issuedon

1 Represented
to me andto me know! to bethe samepersons who executed the foregoing
instrumentandthattheyacknowledged to methat thesameis theirfreeactandvol;ary
deedandofthe entitiesthevreoresent

This instrumentrefersto a Memorandum of j pageswherern

ofAgreementand consists
ti", thisacknowledgement is written,signedon ea;h andeverypag€hereofbythJ concerned
parliesandtheirinstrumental witnesses.
'rll
I furthercenifythatbeforesigningofthe saidAgieem€nl,the samewasreadoverand
fully explained
to themandthattheydeclared beforeme that they fully and thoroughly
understood thecontents
thereof

WTNEssMY HANDANDNoTARTAL t t-jll

sEAr ,hi. l(|i - . 2008,
atBasuio
City,PhilippineV

DocNo 260 \
PageNo. 51 ,.
BookNo. |LV i
Series
of2008

V L 8 P t l . R . l l f l . l il.,:; . .
llM t-l0S LliPit
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9.I[!il!,{
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l,li]ji iililiiI lllY
I I,A TRINIDADORGAN]CPRACTITIONI]RS
MULTIPURPOSE
COOPtrRATIVE

I Stell#36La Trinidad PublicM.rket, Km 5, La Trinidad, B€nguet

ContactNumber: 09206598489
RegularMeeting
Date: May 15,2008
I RESOLUTION
N0_2008

r| , WEEREAS, the JAIME y. FOUNDATIONINC is implementing

' , Upscalingthe OrganicVegetable
:
a projecientiiled.
in Benguetin partnership
ProductionandConsumption
, ith the LA TRINIDAD ORGANIC PR-ACTITIONERSMLILTIPURPOSE

I COOPEMTI\€ INC. tLaTOP).

WIIEREAS, the project has been provided with funds liom the PtllLPPlN[-
AUSTRAIIA 'COI4MLINITY ASSISTANCE PROGRAM with the objective of
I promoting the economicviability of organiclarming as an appropriatemethodand
participation
for increasing
technology by smallfarmersin thefanningsector

t WEEREAS, the pfojectincludesa greenfinancingprogram.the goal of which is to

extenda cost effectiveand simplified credit programto organic thrmers for the
of greenhouses.
construction
I Onmotionof Mr AnthonyAnniban, Dingwas,
by Mr R€nato
socoDdcd bc 11

I RESOLVDDTHAT LITOP shall:

L Providecounterpan asindicatedin theapprovcdpro.jec!proposal.

t 2. Ensuretheparticipation ol LaTOPofficersandDrembers
buildingtrainidgsto beconducted
2. Conductteaching.
by JVOil.
training,denonstration
in all capabilily

10otherfarnefsancl ensurelhe
spread-effectof the projectby €xtendingthe development to othertbrms.
I 3. Activelyco-implementthe8re€nfinancing
followingresponsibilities
progra,tto members wiLhlhc

a ensurethatmembers endorsed to borrowliom JVOFImeetthe

I minimumcriteriaofLaTOP,asindicatedin theloanpolicvmanualand.

a. t havecompleted r€quir€dorganicfarminghaining;

I a. 2
a. 3
a 4
havecompleted ?MES;
havepaidthemembership
haveundergone inspection
feeandrequiredminimumpaid-upcapital;
by theLaTOP& havedemonstrated

I b.
c
committed to coirverl
requireall loanrecipients
roorgdnic
to attend
LaTOP shall aulomaticallydeducl
fatming
monthly
payments
meeiing.
of loan of the individual

r d.
farmersfromthebi-weeklysales
shallexert eflortto collect all bi-weeklypayments
due. LaTOPshallbe liableto payfor unpaidbalances
penaltiesafter loanmaturity.
whentheybecome
including

I e. Payto JVOFI L5o%iDterest on loansto LaTOPmembers

bedistributedasfollows:1%to JVOFIto coveroperating
to be
coslsandihe
remaining0.5%shallbepaidto LaTOPat th€endofeachmonthprovided

I i
that 100%ofloan amortizations

ensurethateachofthe co-makers
dueto JVOFIareremittedto JVOFIno
later thanthe 15d'and€ndof eachmonth
ofthe loanperfarmermemberof
LaTOP willinglyagreeandaccepttheresponsibiliry ofpayingthe loan
amountshouldhis/herco-applicant fail to payaccordingto termsof

a s.
paym€nt.
installsubsidiary ledserfor individuals who availedofihe loan.
{
 k. Lnsurethat all provisionscontainedin the GreenFinancing
adheredto.

4 Ensureefficientulilizarionof rhe shreddersto be grantedby the projectthrough

maintenance
ae users feesto membersto generatefundsfor repairs
"n*tlng
andiepiacem.ntuponfull depreciation ol'lheunil'

)f to the JAIME V ONCPINFOUNDATIONINC

. RESOLVED, finallv to tumishcopiesherec
for their infomratlon

UNANIMOUSLY CARRIED'

CERTIFIOD CORRECT

CESARG
Chajrperson

Board ofDllector

-L
ANTHONY ANNIBAN LEON VERZOLA
Board

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