Submitted by:

Infante Harold G.
A-436
November 11- January 10, 2014
BS Accounting Technology
Submitted to:
Ms. Caroline G. Intal and Ms. Joy Anne S. Evaristo








Criteria % %
1. Organization 10%
2. Content 20%
3. Visual Aids 10%
4. Analysis 20%
5. Recommendations 20%
6. Punctuality 10%
7. Neatness, presentation, cleanliness 10%
Total 100%
I.THE GOALS OF MY OFF-CAMPUS PRACTICE

A. Personal Skills
To acquire the skills in engaging with complicated clients.
To gain confidence in engaging with the clients
To gain confidence in engaging with the clients
The knowledge in dealing with new people like employees.
To have the sense of team work.

B. Business Skills
To enhance communication skills.
To know how things work out in the large industry.
To apply my basic knowledge in accounting.
To put my knowledge from school at practice.
To have the experience that I can use for my future.
I. COMPANYS BACKGROUND/ PROFILE
A. INTRODUCTION
Porac Bank (RB) was the first bank in Porac located at Poblacion,Porac
Pampanga. Its infrastructure looks like an old house. It gives services to people who
live at porac and other nearby towns. It offers different services like savings account,
time deposits, and loans. And as time goes by, the Porac Bank became more popular
and other investors tried to build some competition but the foundation of RB is
tough and deep already.



B.BRIEF HISTORY
Porac Bank is a rural bank that provides commercial and consumer
banking services in Pampanga. It is founded on more than 40 years of
banking experience.

Since it started operations in 1968, Porac Bank has helped many Filipinos.
Porac Bank has grown to include 11 business offices, over a hundred
employees and close to P1.0 billion assets.
Incorporated on November 12, 1968 by founders:
Primo David
Servillana David
Marciano Dizon
Juan Cuyugan
Mamerto De Mesa
Vicente David
Irmelo David

Initially opened for business on January 06, 1969.
Authorized to accept and service savings and time deposits on February 24,
1970. Established Manibaug Savings Agency in 1976 to service and accomodate
growing number of depositors.
First branch office at Magalang, Pampanga was inaugurated on October 29, 1992.
Started to accept and create demand deposits on September 18, 1996.
Branches at Angeles City, Balibago, Arayat, Mabalacat, Mexico, Dolores, Florida Blanca Sto.
Rosario and Plaridel were opened simultaneously in 1997.

II. NATURE OF MY WORK
At first since Im the only ojt on the company I can say that my duty is
all around.
Auditing checks were my first assignment, after that photocopying
receipts, faxing documents and arranging loan documents were my job, basically
thats for my first week. Another week came and one other ojt join me and thats
when Ive been assigned to book keeping department. Ive become the assistant
book keeper, so my work was changed into updating GL (general ledgers),
Income books, Expense book, Due from main office, Withholding tax, Accounts
Payable, Documentary Stamps, computation for the CC (cashiers check) and
using the check writer. As an assistant book keeper(trainee) Ive applied the
basic learnings that I got from school, like the use of Trial Balance which is used
to all of the those books that I have to update, the normal balances of the
accounts, proof sheets etc. Doing those things are not easy, because its not just
writing it is writing with understanding with its effect to the assets and liabilities
of the company and of course it is computation. For my several weeks of stay
there Ive encountered several mistakes of computations already, like for their
normal balance, difference of decimal points, wrong addition or subtraction to the
destined accounts. My mentor, Ms. Lily, always remind me that if I have a query,
or uncertainty I must not be ashamed to ask and I always got good feedbacks
from her saying that its really good that Im aware to those mistakes and because
of me they are being corrected. Doing all those things exposed me to the real
deal, real transactions and not just any problem in the books that I have to solve.



III. GETTING ALONG ON THE JOB
A.NEW FRIENDS
1.Ms. Lily Vergara (book keeper) she is my mentor so, in other
words I owe a lot. She shared her knowledge to me without anything in return.
Shes in charge of keeping the transactions balanced. Her job is not a joke
and Im a witness of it. A lot of transactions, receipts and documents are all
over her desk.
2. Mr. Christobal (loan department) He stands like a brother to us,
we are always happy when he is around. He tell jokes, he gave us lessons in
life that he encountered before. He is very supportive when we have
assignment and upcoming quizzes. He entertains clients who wants to pay for
their loan interest of if they would want to acquire new loan.
3. Mr.William David (verifier)- another brother for us. He jokes all the
time and he never failed to smile, which made our OJT days lighter. He gives
us the chance to try something new. He verifies signatures of the clients who
would want to deposit or windrow, and also encashment of checks.
He is also in charge of filing the new accounts to the computer and
verifying the requirements needed.
4. Mr. Nerfe Musni (MA) a very friendly person, he doesnt have a
bad aura since the day I met him. Like the others he is always there to
support and have fun with us. He collects money outside the bank, for those
who are interested in saving their money but they dont have the time to go to
the bank.
5. Ms. Che ( teller)- a big sister, very open-minded and outgoing
person. She is sweet and shes always thankful whenever we did something
for her. The person who never failed to say bye and take care when were
about to go to school. She entertains clients in the front desk.
6. Mr. Vincent Lusung (MA) a big guy with big jokes. When he is
around my stomach always ache because of laughing. He is a reliever, he
goes to different branches who ever needs him. He can be a teller or MA.
7. Mr. Bryan (Maintenance)- he is very dedicated to work, he looks
like he doesant have problem, hes always there when we need him. He
cooks for the workers at the bank, he takes orders of food, he cleans the
bank, he is all around.
8. Mr Oliver (maintenance)- same with kuya Bryan, very dedicated to
work, its just that he is naughtier. He does the same with kuya Bryan, he
cooks, cleans and he gets the supplies from the stockroom.
9. Mr. Rico(MA)- small guy with a big heart. Hes serious when it
comes to work but he is a joker after work. Just like kuya Nerf, he collects
money from the outside from different places.
10. Ms. Lalaine (loan department)- she always laugh and her clients
love her. Shes like a big sister to me who always check my supplies, if I need
anything or something that she can help with. He entertains clients who want
to pay their debts, or if they just wanted to inquire if how much their interest
already is.
11. Ms.Mimi Claire Manalastas (loan Department)- she looks serious
at first but shes really nice when you get to know her more. Just like the other
from loan department she entertain clients as well, even though shes eating,
she will leave her food and go straight to her table.
12. Ms. Luzviminda Lusung (cashier )- shes cool and she always
turn her phone to set up the music. She looks serious but in reality she throws
a lot of jokes, EVERYTIME. She do the over ride thing and she clears the
checks and also she hold the petty cash funds.
13. Ms. Wilma (teller)- very nice and simple, soft voice and soft smile.
When she talks to us about something we need to do, it sounds like a lullaby
14. Ms. Celine Magtoto (teller)- shes very pretty and we get a lot of
doughnuts because of her suitors. Just like the normal tellers, she entertain
clients and count money etc.
15. Mr. Aaron- even though he is new to the company he easily
adjust to his new environment. He is a trainee to loan department but he can
also do teller works.
16. Manong guard- whenever I go in and out of the bank he always
greets me and tell my name. He is a nice person. He protects us from the
unwanted people who wants to do something bad to the bank and to its
employees.
17. Ms. Rhia Santiago (manager)- of course our manager, very
funny, outgoing, happy, cool and dedicated person. Im really happy because
Ive been assigned at Porac Bank under her. My Ojt days have never been
boring because of her. Shes in charge of the general orders around the bank.
18. Jissele Punsalan and Jessica Mae Serrano(co-ojt) even
though they are smy classmate in high school, I got the chance to know them
better and be close to them even more. It is fun being with some persons like
them.







B. OBSERVATION ON THE RULES AND REGULATIONS OF THE OFFICE
A.FOR THE EMPLOYEES
1. Wearing of uniform is a must.
2. They dont wear IDs but the guard checks their presence
3. The use bio metric for their time in and out
4. Guys cant wear blue jeans
5. Only the book keeper, assistant book keeper and the manager
can see the Trial Balance, if theres any query relating to trial balance,
they must have permission from the book keeper first
6. Only the cahier have the code for the first vault
7. Only the book keeper have the code for the second vault
8. They cannot re touch their make ups in front of the customers
9. They cant eat in front of a client
10. They cant show anger in front of a client
11. They cant address their clients informally
12. Regarding lunch breaks, they must follow the first batch and
second batch policy.
B.FOR THE STUDENT TRAINEES
1. They are not strict when it come to dress codes just as long as
it is decent and not revealing
2. We need to inform the manager if ever we will have to be out
because of school matters like seminars
3. We cannot put make ups in front of the customers.
4. We cant use our cell phones during work hours
5. We cant eat in front of a client

B. LAYOUT OF THE OFFICE WHERE THE STUDENT-TRAINEE IS
DEPLOYED





-HEAD OFFICE MAP






IV. AN EVALUATION OF MY TRAINING
A. OFFICE PROCEDURES LEARNED AND APPLIED
->ORGANIZATIONAL CHART OF THE DEPARTMENT



The teller entertains the clients in which they (clients) ask for the service that they
would want to have like deposit, windrow and encashment of checks
The slips that the clients filled up will be given to the verifier to verify its signature by
the use of SD or signature cards.
If the amount is more that 10,000 the manager would have to sign it first.
LOAN: if the client is interested in acquiring a loan, he/she should talk to the manager
and negotiate.
The manager then will conduct a CI or an inspection to the land or property that will
be used as collateral for the loan, if how much will it be.
If the loan will be approved, the papers that should be filled up and requirements that
should be submitted to the loan department.
For the upcoming payments of interest, the client can go straight to the loan
department already.
For the opening of the new accounts, there is a certain place for entertaining clients;
they should prepare the requirements like 2 valid ID and 2, 2x2 pictures.
The new client should fill up the forms that will be given; 2 signature card and 1
application form
The employee then will collect the papers along with the photocopied ID, and turn
over them to the verifier for further inspection.
The client then would have to prepare 1 deposit slip for the transaction
After inputting the information to the computer, the verifier will turn it over to the teller
and do the transaction.




->ACCOUNTING SYSTEM
The bank uses a system called CYBER ONE. Just like SAP Business
One and Exelcius, it helps the bank to run the business smoothly and
easily. They put their soft copy records in there. And whenever they
have to search a clients name or account they can easily access it
just by typing. It requires internet connection.
->RECORDING OF TRANSACTIONS
The bank collects both soft copy and hard copy. There is a certain
room for documents of loans. It contains their records of transactions
and payments. Even the old papers are still in a good shape. There is
also certain place for proof sheets and other documents like receipts
and contacts. For the books like general ledger, income, expense,
withholding tax, surplus, accounts payable, document stamps etc.
Have their separate place as well; they are kept safely at a room with
locks. For the signature cards, there are cabinets and wooden racks to
keep them safe. All hard copies of the transactions and receipts as
well as for the documents have their own place. And for the soft copy,
employees use the Cyber One system. They also have their own
computers to use; they save their own transactions through that.







B. OFFICE EQUIPMENT OPERATED
1. PHOTOCOPY MACHINE
- It is used by almost everyone. It is very useful in terms of opening of
new accounts; since the clients must have 2 valid ID our job is to get a
copy of those that is why we use the photocopy machine. The other
employees use it as well like the book keeper, she/ he use it for
receipts.
2. SCANNER
- It is use for scanning the documents most of them are receipts, to
transfer to the other branches; or if they would want to have a soft
copy of a certain document.
3. PRINTER
- It is very useful for printing documents like the Trial Balance, contracts
etc.
4. PRINER FOR THE CONTINOUS PAPER
- It is used mostly for printing many and cant be cut documents like the
list of names for the SSS pensioners, list of clients for savings etc.
5. FAX MACHINE
- It is used to deliver or to give a copy of something like receipts to the
other branches. It can be also used as a normal telephone.
6. TELEPHONE
- One of the busiest equipment at the bank. Clients, employees from
the other branches and the senior management calls from time to time
to check or to ask for something.
7. CELLPHONE
- Telephones are not enough that is why we also have several cell
phones at the bank

8. LAPTOP and COMPUTERS
- The manager uses laptop because she needs her files where ever she
goes because sometimes there will be urgent meetings.
- For employees, computers. Since they stay inside the bank, no need
for a movable computer. They store their soft copies and personal
documents in there.
9. ADDING MACHINES
- They have normal or manual calculators, but for long transactions
involving money, adding machine must be used because it can
produce a receipt-like paper to check if your figures are correct.















C.DUTIES AND RESPONSIBILITIES/WORK DONE IN THE OFFICE

MY FIRST TASK (sorting and auditing of checks)

MY MENTOR Ms. LILIY


COUNTING OF MONEY

ARRANGING OF DOCUMENTS

NEW ACCOUNTS





COMPUTATIONS


UPDATES (General Ledger,Income control and expense Accounts Payable,
Withholding Tax, Document Stamps and Due from Main)













WITH OUR PORAC BANK FAMILY






JESSICA AND JISSELE







VI. OBSERVED ORGANIZATIONAL VALUES
-Interpersonal Relationships
At first I dont too much because Im new and dont really know what kind of
environment they have. And I dont want them to think that Im feeling close to them.
After few more days I started to talk a bit and get to know them better.
-Working Relationships with the Executive & Co-Workers
Our manager is very friendly and such a happy person that is why its not really a
problem to approach her. She never treated us low and instead she made us feel at home.
Our co-workers are very friendly too; they always say that we must join them in gatherings
specially in eating because we are one of them already and not others. They help us with
our work and they support us in our school issues and give us advice for the near future.
-Teamwork
They never let one of their co workers stresses about a problem. They always stay
at each others back. They solve the problems with a smile and never give up.
ALL-FOR-ONE AND ONE- FOR ALL
-Quality of Service Delivered
The kind of service they give to their clients is wonderful and satisfying. They dont
judge their clients if their rich or poor. They serve their clients fairly and just. They make sure
that the quality of their service is the best that they would surely come back.
-Punctuality
Before the time of work (8:30am) they are all inside the bank and ready for the
clients. They make sure that if there will be traffic on their way to the office; theyve adjusted
their travelling time. With us, they are not strict with the time but still we dont want to be late.


-Personal Grooming
The guys cant wear blue jeans. Our manager is a little strict when it comes to proper
grooming, she doesnt want her employees to look pale and sad but not to colourful or to
shabby; she wants it to be more like professional looking.
VII.Problems Encountered During my Training and how I solved them
On the travelling matters, I didnt have a problem because its just near our house
and I can just walk. Waking up early in the morning is hard for me because I admit that I
sleep a lot even though I sleep early. But when it comes to work problem, I didnt have
any serious problem because people around me are really nice and supportive. The
clients are nice as well but there are few who are snobbish and feeling important to the
point that theyve wanted to serve first and served special. Ive encountered few already
and I think Ive handled it well. Even though theyve been demanding I just stayed calm
and took their orders and served them well. All I think is that if they want to be special,
Ill treat them special









VIII. Recommendations/Feedback of the student on the schools Practicum
Training Program
The whole training and the seminars are big help to me and to my future. Ive applied
what I learned from the seminars and it helped me a lot. And with the ojt, I believe that it
will be a big help for me when I graduate. Ive been exposed to different kinds of work
even though its just for the beginners I know Ive already stepped one ahead. Being with
other people that you dont know, those adjustments that Ive been through, makes me
feel satisfied. I felt that Ive succeed on something with my own abilities. Regarding the
Practicum Training Program, Its been really hard with all the requirement but I know its
part of the training already so I dont mind. I hope that our coordinators will be given
incentives to their works because I feel that their job is really stressful considering that
we are thousand in numbers so it means a lot of manuals to check. I just wanted to say
Thank you to them for being patient in answering our questions. And never failed to
encourage us and give us reason to continue our training. GODBLESS.



















Submitted by:
Harold G Infante
A-436
XPRACTICUM