This is the official illustration issued by HDFC Standard Life Insurance Company Limited.
Illustration of any other type is not supported by the company.
Upon this payment, the policy terminates and no further benefit becomes payable. The above mentioned surrender benefits allow for the Survival payments made during the policy term. Upon the payment of death or surrender benefit, the policy terminates and no further benefit becomes payable. Depending on the prevailing market conditions, the special surrender value may be revised. Ver: 30(20)d-30.21-30 22-Aug-2014 - 11:47:36 Page 1 SPL Illustration for your HDFC Life YoungStar Udaan Policy YOUR DETAILS Name: komal rathod Age last Birthday : 33 Gender : Female YOUR POLICY DETAILS Product Name: HDFC Life YoungStar Udaan Death Benefit Option: Classic UIN: 101N099V01 Maturity Benefit Option: Career Date of Policy Commencement: 22-Aug-2014 Sum Assured (in Rs) 157,299 Policy Term: 15 year(s) Premium (excluding taxes) 12,000 Premium Paying Term: 10 year(s) Premium (including taxes) - Year 1 12,371 Premium Frequency: Half-Yearly Premium (including taxes) - Year 2 Onwards 12,186 Premium Payment Method: ECS/SI Next Premium Due date 22-Feb-2015 YOUR POLICY BENEFITS This illustration has been produced by HDFC Standard Life Insurance Company Limited to help you understand the benefits of your HDFC Life YoungStar Udaan. This must be read in conjunction with the sales literature, which describes the features of this product. Survival & Maturity Benefits Benefits after the completion of Policy Year YoungStar Udaan (Spl) - Career Plan 10 11 12 13 14 15 Survival Benefits (% of SA) 15% 15% 15% 15% 15% 40% Survival Benefits (Rs) 23,595 23,595 23,595 23,595 23,595 62,920 Guaranteed Additions (Rs) 0 0 0 0 0 23,594 Maturity Benefits - Scenario @ 4% p.a. 0 0 0 0 0 57,240 Maturity Benefits - Scenario @ 8% p.a. 0 0 0 0 0 162,803 Death and Surrender Benefits Benefits after the completion of Policy Year Death Benefit Surrender Benefit Guaranteed Death Benefit Total (including Non-Guaranteed) Guaranteed Surrender Value Special Surrender Value (Non-Guaranteed) Scenario @ 4% p.a. Scenario @ 8% p.a. Scenario @ 4% p.a. Scenario @ 8% p.a. 1 244,719 246,292 250,224 0 0 0 2 249,438 252,584 260,449 0 0 0 3 254,157 258,876 270,673 22,394 33,719 39,158 4 258,876 265,168 280,898 49,217 53,951 62,653 5 263,595 271,460 291,122 61,751 80,922 93,973 6 263,595 273,033 296,627 74,013 101,491 118,406 7 263,595 274,606 302,133 86,315 124,841 146,156 8 263,595 276,179 307,638 108,261 151,263 177,570 9 263,595 277,751 313,143 121,860 181,122 213,084 10 275,595 291,324 330,649 111,925 191,206 229,563 11 275,595 292,897 336,154 88,857 170,210 212,610 12 275,595 294,470 341,660 89,870 149,251 195,738 13 275,595 296,043 347,165 66,972 128,331 178,946 14 275,595 297,616 352,670 44,182 107,403 162,182 IMPORTANT NOTES Somebenefitsareguaranteedandsomebenefitsarevariablewithreturnsbasedonthefutureperformanceofyourlifeinsurancecompany.Ifyourpolicyoffersguaranteedreturns then these will be clearly marked guaranteed in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. Theassumedinvestmentreturnsof4%and8%p.a.arenotfuturebonusrates.Futurebonusratesarenotguaranteedandwoulddependontheexperienceofthewith-profits fund. ThePremiumandtheSumAssuredstatedaboveisbasedontheinformationprovided.Theymayvaryasaresultofunderwriting. Theillustratedbenefitsareapplicableforastandardlifeandprovidedallpremiumsarepaidwhendue. Anystatutorylevyorcharges(suchasServiceTax&EducationCess)includinganyindirecttaxmaybechargedtothePolicyholdereithernoworinfuturebytheCompanyand such amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium. TaxBenefitsareaspertheIncomeTaxAct,1961,andaresubjecttoanyamendmentsmadetheretofromtimetotime. I have understood the above illustration and the terms and conditions of this product before entering the contract. Proposer's Signature / Thumb Impression : Date : Place :