ATM (Automated Teller Machine)

AIM: Develop Requirement specification document of ATM.

Purpose:- This document is made to explain the purpose of atm
i.e. automated teller machine. Created for dispensing cash to
customers and helps them to check their account balance.

Overview:-





SPECIFIC REQUIREMENTS:

1. FUNCTIONALITY:



An ATM allows users to perform basic financial transactions like :
it view their account balance, withdraw cash, deposit funds (You
can deposit cheque or cash. Atm can accept a bundle of 30
cheques at a time. Besides ATM can calculates 8 notes per sec. It
checks the cash for quality and also checks if the cash is
genuine.).
Each user can have only one account at the bank.

2.USABILITY:-
Cash Withdrawal and Balance Enquiry
In spite of a number of innovative services being made available
at many ATMs, cash withdrawal stills remains the most accessed
service at ATMs. However, the migration of routine bank
transactions like cash withdrawals and balance enquiries from
teller counters to ATMs significantly raises the potential for
savings in employee costs and greater employee focus on value-
added revenue-enhancing activities such as selling other
financial products and advisory services to customers.
3. RELIABILITY:-
Before an ATM is placed in a public place, it typically
has undergone extensive testing with both test money and
the backend computer systems that allow it to perform
transactions. Banking customers also have come to expect
high reliability in their ATMs, which provides incentives to
ATM providers to minimise machine and network failures.
Financial consequences of incorrect machine operation also
provide high degrees of incentive to minimise malfunctions.
ATMs and the supporting electronic financial networks
are generally very reliable, with industry benchmarks
typically producing 98.25% customer availability for ATMs
[91]

and up to 99.999% availability for host systems that manage
the networks of ATMs.

4.INTERFACES:-

User Interface->
screens have proper format and text
buttons correspond to proper items on screens
keypad entries are properly displayed
can backspace to delete entries


Hardwar Interface->
the ATM network has to provide hardware interfaces to:
various printers
various ATM machines
several types of networks. the exact specification of the
hardware interface is not part of this topic.
Software Interfaces->
the ATM network has to provide software interface to:
the network used by different banks
different network softwares
the exact specification of the software interface is not part
of this topic.

Communication Interfaces->
there is no restriction of the ATM network to a specific
network protocol as long as the performance requirements
are satisfied.



5.PURCHASED COMPONENTS:-

The four output devices of the ATM Automated Teller
Machine are:
Speaker The speaker provides the cardholder with an
audio signal when a key on the keypad is pressed.
Display screen The display screen guides the cardholder
through each step of the transaction process. Leased-line
ATMs usually use a monochrome or colour CRT (cathode ray
tube) display. Dial-up machine normally use a monochrome
or colour LCD (liquid crystal display).
Receipt printer The receipt printer provides the
cardholder with a paper receipt of the transaction.
Cash dispenser The safe and cash-dispensing mechanism
are located deep inside the ATM Automated Teller Machine.
This mechanism stores and dispenses cash when prompted
by an ATM user.

Scope :-

Account Information
1) debit or credit card information
2) pin code
3) transaction charge
4) deposit limit per transaction
5) deposit limit per day
6) withdrawal limit per transaction
7) withdrawal limit per day
8) account status
a) card active
b) card inactive
- expired
- replaced
- reported stolen
- suspicious activity (internal)

Insert Card
1) improper card
2) proper card
a) wrong way
b) upside down
c) correctly
3) asks for pin
a) proper pin
b) improper pin

Check Balance
1) of checking account 2) of savings account
3) another transaction
a) yes
b) no
5) transaction charge (none)

Deposit
1) to checking account
2) to savings account
3) amount
a) upper limit (+.01 and -.01)
b) lower limit (+.01 and -.01)
c) nothing
4) correct amount
a) yes
b) no
- reenter
5) another transaction
a) yes
b) no
6) get receipt
a) yes
b) no
7) transaction charge (none)

Withdrawal
1) from checking account
2) from savings account
3) amount
a) upper limit (+.01 and -.01)
b) lower limit (+.01 and -.01)
c) nothing
4) correct amount
4) get receipt
a) yes
b) no

a) yes
b) no
- reenter
5) another transaction
a) yes
b) no
6) get receipt
a) yes
b) no
7) transaction charge (amount + acct type)
Fast Cash Withdrawal
1) from checking account
2) from savings account
3) amount - 10, 20, 30, 50, 100 or 200
4) correct amount
a) yes
b) no
- reenter
5) another transaction
a) yes
b) no
6) get receipt
a) yes
b) no
7) transaction charge (amount + acct type)

DEBIT CARD: BACKSIDE OF ATM
:-


ATM is a cash recycling machine meaning the cash you
deposit is recycled ie the same cash is withdrawn by another
customer. It consists of a compartment having 5 cassettes. Each
cassette stores cash of about 2500 notes of a particular
denomination. It has a A4 thermal printer inside for printing
bills. Also one can perform bill payment. For this purpose ATM
has a barcode reader. One can also distribute cash using the
dispenser. After each transaction ATM generates a bill. It can also
produce a list of transactions previously performed.
The machine is so designed that a customer when is in front
of the machine, he/she completely owns the machine & No one
can look off over his shoulders. Also there are consumer
awareness mirrors so that when a person is transacting with the
machine, he is able to look who is standing behind his back.
There is also a provision for security camera on the machine
itself, which records whoever is using the machine. Also high
security is provided to the card reader. The shape of the bazzle
is choosen carefully to prevent skimmer (inserting false card).
The bazzle blocks the card if its shape doesnt match.

CONCLUSION:
Thus the requirements specification document of ATM is
successfully developed.