Lunch, Entertainment & Bingo Noon-2:30 pm FREE Admission - Open to the Public Stoughton Wellness and Athletic Center 2300 US Highway 51-138, Stoughton, WI presents our 6th Annual The 2014 event is proudly sponsored by: Skaalen Retirement Services With special thanks to: Entertainment by Tony Rocker 2 - Senior Expo - October 2, 2014 INDEPENDENT CONDOMINIUMS Low-maintenance residence designed for carefree living oering a wide variety of comforts and conveniences. ASSISTED LIVING Providing assistance with the activities of daily living while oering the security of having a licensed nursing sta available 24 hours a day. THERAPY AND WELLNESS CENTER In-patient and out-patient therapy services for people of all ages, following an illness, surgery or accident. Wellness programs tailored to meet individuals personal tness goals. SKILLED NURSING Rehabilitative and restorative care to meet each individuals need for long-term or short-term residency. MEMORY CARE Specially trained nurses, nursing assistants, social worker and coordinators provide programming for those with memory impairment. Skaalen RETIREMENT SERVICES Whether you are considering Skaalen for yourself or someone you love, we invite you to take a tour of our campus by going to our website www.skaalen.com or stop in for a personal visit. 400 North Morris Street Stoughton, Wisconsin 53589 608.873.5651 www.skaalen.com a d n o = 3 7 0 0 9 5 - 0 1 October 2, 2014 - Senior Expo - 3 Providing Help. Creating Hope. Adult Day Health Care: A Better Choice Why Consider Specialized Care? Because we are dedicated to older adults in need of: Personalized Support for Medical Conditions Custom Program for Memory Loss Affordable Alternative to In-Home Care Trained, Staff Engaging Daily Activities Safe, Social, Structured Environment Call to visit: 608-663-7117 x 101 or Learn more: AdultDayCenterMadison.org Catholic Charities Adult Day Health Center Conveniently located near Dane Co. Regional Airport 2917 International Lane, Madison, 53704 a d n o = 3 7 3 3 5 9 - 0 1 a d n o = 3 7 1 9 4 2 - 0 1 Annual Senior Expo provides unique wealth of knowledge SCOTT DE LARUELLE Unified Newspaper Group For seniors looking for some entertainment and information, the Senior Expo will have it all, and then some. Now in its sixth year, the expo, located at the Stough- ton Senior and Wellness Center (2300 Hwy. 51/138), is bigger than ever, with a wide variety of exhibits and vendors that is growing each year. Hundreds of people vis- ited last years event, and even more are expected this year as the expos offer- ings continue to expand, said David Enstad, Unified Newspaper Group general manager, one of the expos main sponsors. We continue to grow and were excited about the opportunity to present more exhibitors and reasons for folks to attend, he said. Once again, this will be a first-class event in all ways, and a great opportunity for goers to find all kinds of useful information. The expo will kick off at 9 a.m. with more than 40 vendors on hand from all over the area provid- ing unique information and expertise on subjects rang- ing from estate planning to health and wellness, and plenty more. Stoughton Hospital per- sonnel will be on hand to offer a variety of health screenings, including blood pressure and bone density screenings and information about their senior-related services. The hospitals Rehabili- tation and Sports Medicine Clinic, conveniently located in the Wellness and Ath- letic Center, will once again host an open house that will feature a senior fitness test, health fitness assessments and depressi on screen- ings. Miracle Ear of Madi- son will offer free hearing screenings. Things will really spice up for the second portion of the expo, which includes lunch, entertainment by Elvis impersonator Tony Rocker and bingo. Lunch will be served for a nomi- nal fee from noon to 1 p.m., followed by a rocking per- formance by Rocker, with bingo and door prizes to follow. For more information about the Senior Expo, call 845-9559. Photo by Scott Girard Aloha from Stoughton Elvis will be in the building at the Senior Expo, as the popular Tony Rocker is set to entertain the crowd with an impressive set list of Presley classics. Dont be cruel make sure you get a front row seat for this energy-filled performance from one of the best in the business. Photo by Scott De Laruelle The Senior Expo attracts people from all over the Dane County area who are interested in learning about a variety of senior-related issues and of course, having some serious fun in the process. Here, Vi Bergum makes a bit of a splash decked out in Packers gear. 4 - Senior Expo - October 2, 2014 As the communitys nonprot hospice, we listen to each patients goals and make them our mission. Joy possible, for 35 years. Care & Support Through the Stages of Serious Illness 800-553-4289 agrace.org ENJOYING WHAT MATTERS ... POSSIBLE Ask for Agrace adno=362001-01 People You Know & Trust We Are Your Neighbors Cress Funeral & Cremation Service is more than just a funeral home, we are people you know and trust. For generations, providing the Circle of Care, before, during and after the loss of your loved one. Day or Night (800) 235-9681 www.CressFuneralService.com McFarland ~ Deerfeld ~ Stoughton East Madison ~ West Madison Middleton ~ Waunakee ~ Sun Prairie a d n o = 3 7 0 0 9 4 - 0 1 a d n o = 3 7 1 0 1 1 - 0 1 Jefferson Memory Care A Happier Life For Everyone 24 Hour Supervision 3 Chef Prepared Meals plus Snacks Medication Management Secured Facility & Courtyard Personalized Dietary & Activity Plans Private Rooms & Baths Respite Care & much more 414 Cty Hwy Y, Jefferson Call us at 715-797-6027 to arrange a private visit for you and your family Virtual tour at jeffersonmemorycare.com O p en in g
S o o n Choosing between adult day and senior centers Medical need is key factor in decision Seniors have many choic- es when deciding where to spend time socializing, going on recreational out- ings and participating in exercise programs. Most communities have senior centers, adult day centers, supportive and social day programs, and other services to help people stay active in their communities. With all of the choices available, it can be confus- ing to know which option is best for you or your loved one. On the surface it seems they all offer social and rec- reational activities, meals and special clubs. Whats the difference between a senior center and adult day center? Why do some options cost as little as $5 a day, while others cost $100 a day? Why does my mom go to an adult day cen- ter, but her friend goes to the senior center? The short answer in only two words is medical need. Senior centers offer many activities and services for people who are age 50+ and are able to be independent. Those who are able-bodied and capable of making their own decisions do not need supervision, direction from a leader or medication moni- toring. People who spend time at senior centers can get around on their own, have t he ment al capaci t y t o decide where they will go and what they will do, and are able to attend to their own medical needs. Some people need more support because of medi- cal conditions. Those who are too frail, have physical or mental disabilities, suffer from Alzheimers, dementia or other memory loss, have cognitive impairments or other medical issues need professional assistance and specialized activity options. Adult day centers offer the same sort of activities as senior centers, but are adapted to fit the needs of the participant, are more structured and done under supervi si on. Adul t day centers also accommodate special diets, assist with medications, eating, walk- ing/mobility, toileting, bath- ing and health monitoring. Adult day centers operate during normal daily busi- ness hours Monday through Friday. When a car egi ver i s certain their loved one is receiving professional care and having fun in the com- munity, they feel secure going to work or getting a much needed break during the day. Those who attend adult day centers arent indepen- dent enough to use senior centers, but do not require 24-hour supervision offered by nursing homes and assist- ed living facilities. One of the main goals of an adult day center is to bridge this gap and help adults stay active in their community, receive care during the day and stay out of institutions for as long as possible. The cost of running an adult day center is higher than a senior center. Because of the professional medi- cal services offered by adult day centers, staff mem- bers include CNAs and RNs and they are required to operate under state and agency (such as the National Adult Day Services Associ- ation) regulations. In 2014, the nationwide average rate for an adult day center costs participants $65 a day. However, according to the Administration on Aging, the cost of long-term care provided by adult day cen- ters is the least expensive option currently available. Adult day care and adult day health care are, without question, the most economic way to provide supervision and personal care for an elderly loved one on a daily basis. When compared wi t h home care for an equal number of hours, adul t day care usual l y cost s at least 50 percent less, according to the website payingforseniorcare.com. October 2, 2014 - Senior Expo - 5 a d n o = 3 6 1 8 1 7 - 0 1 6 - Senior Expo - October 2, 2014 Long Term Care can often mean long term debt 092014-03203AC 0213-534HO Bret Sullivan 608-277-0106 a d n o = 3 7 2 6 1 4 - 0 1 adno=372570-01 Beautiful and Spacious 1 and 2 Bedroom Apartments Available for those age 55+ Amenities Free Parking A/C Dishwashers Community Room & Kitchen Same Floor Laundry Storage Locker included in Rent Heat, Water & Sewer included in Rent Resident Organized Activities & Meals 4809 Dale Street, McFarland, WI 53558 (608) 838-6515 913 Acewood Boulevard, Madison, WI 53714 (608) 819-6288 500 Bassatt Street, DeForest, WI 53532 (608) 846-7265 Income restrictions may apply. Professionally managed by Oakbrook Corporation EQUAL HOUSING OPPORTUNITY a d n o = 3 6 8 9 9 2 - 0 1 Call TODAY for a FREE hearing exam Manufacturer-direct pricing Why pay a middle-man 4x more? a d n o = 3 6 1 8 1 1 - 0 1 Advanced Digital, State of the Art Hearing Aid Technology Finally: A rechargeable hearing aid NEVER BUY BATTERIES AGAIN! Madison (608) 831-7334 8444 Old Sauk Rd., Madison, WI 53562 To fnd out more, visit www.ZoundsMadison.com FREE rechargeable remote control* FREE charging station* Up to 90% noise cancellation Amazing clarity 20 channel *With purchase of a pair of Imprezo hearing aids. Delaying retirement has its social and financial benefits The need to save for retirement is critical The need t o save for retirement is something professionals start hear- ing about from the moment they begin their careers. Whet her i t s par ent s extolling the virtues of retirement plans or employ- ers who encourage their employees to take advan- tage of their retirement programs, saving for retire- ment is never far from the minds of professionals. As important as such sav- ings can be, many workers are deciding to delay their retirements. As much as men and women envision retiring to a faraway seaside villa for their golden years, such retirements are not ter- ribly common, and many older workers have begun to recognize the economic and social benefits of delay- ing retirement. Those undecided about when t hey want t o say goodbye t o t he of f i ce should consider the fol- lowing benefits to delaying retirement. Many advantages Fewer years to worry about financing your life- style. Thanks to advance- ments in medicine and more and more people living healthier lifestyles, men and women are now living longer than in years past. Whi l e l i vi ng l onger , healthier lives is a plus, it does have an effect on retirement. Because people can now expect to live lon- ger, they must ensure their money lasts long enough. By delaying retirement, men and women will have fewer retirement years to finance. More chances to save money. It might be your dream to retire early, but you could be doing yourself a great disservice by ending your career prematurely. Men and women at or near the end of their careers are often making more money than they ever have, which enables them to save more than they have in the past, especially if children are full grown and supporting themselves. Take advantage of these high-salary years, even if it means working an extra few years. If you do, when you retire you could have substantially more in sav- ings than you would have had you retired early. Stay socially active. In addition to economic ben- efits, delaying retirement has social benefits as well. Many people get the bulk of their social interaction with colleagues and cowork- ers. When men and women retire, these opportunities for social interaction can dwindle rather quickly, and its not uncommon for retirees to battle feelings of isolation. Delaying retire- ment allows you to eas- ily maintain contact with friends and colleagues, and can lead to a better quality of life. The chance t o gi ve back. Many older profes- sionals view retirement as being put out to pasture, where their years or expe- ri ences arent ut i l i zed. However, individuals who delay retirement can use their extra years around the office as an opportunity to leave a legacy for the next generation. Th i s i s s o me t h i n g professionals find espe- cially valuable as their retirement draws nearer and they want to leave a lasting mark, be it on their com- pany, within their indus- try or in the community in which their company oper- ates. Delaying retirement provides more time to build this legacy, and can create a greater sense of fulfillment when men and women do decide to retire. Delaying retirement is growing increasingly popu- lar. Men and women often see it as a chance to build a bigger nest egg and leave a more lasting legacy within their company and commu- nity. October 2, 2014 - Senior Expo - 7 a d n o = 3 7 0 0 9 8 - 0 1 8 - Senior Expo - October 2, 2014 Charity scams target seniors Learn how to protect yourself from calls Donating money to char- ity is one of the most self- less things a person can do. Unfortunately, criminals can easily prey on these selfless acts, using a per- sons desire to help the less fortunate for their own per- sonal gain. According to the Federal Bureau of Investigation, seniors should be especially mindful of fraud schemes. Thats because seniors are considered easy targets for criminals for a number of reasons. The FBI not es t hat seni ors are most l i kel y to have a nest egg and an exceptional credit rating, making them very attractive to criminals. Whats more, seniors are more likely to be ashamed if they feel they have been victimized and therefore are less prone to report the fraud. But seniors should know that con artists dont dis- criminate when it comes to their victims, and people of all ages are victimized each and every year, particularly during the holiday season when men and women most commonly donate. Before donating to charity this year, older donors should take the following precau- tions to reduce their risk of being victimized by con art- ists posing as charities. Get off t he phone. Seniors are commonly vic- timized by con artists over the phone. No reputable charity will want you to donate over the telephone. Instead, the charity will want you to familiarize yourself with their mission and history and then make a donation based on your research. If a caller wants you to donat e over t he phone, simply request they mail you information about the charity and then hang up. If theyre a reputable charity, this should not be a prob- lem. If the caller continues to pressure you for a dona- tion over the phone, just hang up. A caller soliciting a dona- tion might be a con artist, an employee of a for-profit fundraiser or an employee of the charity itself. Ulti- mately, if you decide to make a donation, dont do so over the phone. Instead, send that donation directly to the charity to ensure the charity receives the entire donation, instead of a por- tion going toward a fund- raiser. Dont feel pressured. No reputable charity pres- sures prospective donors into making contributions. Thats because they dont need to. A reputable charity can afford to keep its lights on and its programs running with or without your dona- tion. If a caller or a letter is pressuring you to donate, dont succumb to that pres- sure and kindly decline to donate. Dont let gifts pres- sure you. Anot her t ool employed by con artists or even less reputable chari- ties is to send gifts to prospective donors. These can include mailing labels or cards. The hope is that recipients will feel pres- sured into donating once they receive a gift. How- ever, a charity that is worth a donation does not need to resort to such tactics, which are a waste of resources as well as a dishonest way to solicit donations. Verify all information. Con artists are especially good at impersonating a reputable charity, sending e-mails with a well-known charitys logo but a link that directs donors to a dif- ferent website entirely. Never make a dona- tion without first verify- ing a charitys informa- tion, including how your donation will be used and how much of the charitys budget goes toward the ser- vices and programs it pro- vides. To avoid donating to a fraudulent or unworthy charity, research the charity and make sure your money will be going where you intend it to go. Save al l records of donations. Its important to save records of any dona- t i ons for t ax purposes, but its also important for seniors to keep records to avoid fraud. Many con artists prey on seniors by pretending to represent charities seniors have donated to in the past. By keeping records of all past donations, seniors can easily verify if they have donated to a specific charity in the past and whether or not the person on the phone or the author of an e-mail or letter is telling the truth. a d n o = 3 7 1 2 3 2 - 0 1 We are planning for future growth with additional services for the Verona Community! Watch for Updates. 303 South Jefferson St., Verona, WI (608) 845-6465 www.fourwindsmanor.com Four Winds Assisted Living Living services for those individuals support with Medications, Housekeeping, Meal Preparation, and Personal Care. Adjacent to Four Winds Skilled Nursing, we provide a Continuum of Care should your loved ones needs change, requiring a higher level of services. Four Winds Skilled Nursing A 60 bed Skilled Nursing Community nestled in the quiet, residential community of Verona. Award winning activities, Social Services, dedicated Nursing and ancillary Staf ensure our residents lives are achieving their full potential. Our primary goal is to mentor our residents growth and livelihood through our Individualized Care services. Therapy Services Caring and attentive Physical, Occupational and Speech Terapists who will assist you through every step of your recovery stage. We specialize in Orthopedic, Pulmonary, Cognition, Pain, Low Vision, Falls Reduction as well as other specifc programs that will be tailored to your needs. Call to Schedule your Tour today! a d n o = 3 6 1 8 1 6 - 0 1 BETTER CARE. BETTER LIVING. Is Your Estate Plan Up-To-Date? Dont Wait Another Day. Our specialized team helps families protect their assets and plan for security. 116 Spring Street in Oregon Client Reviews: We felt very confdent in the information and service. In fact, we have already given their name to 2 people. We feel relieved in the fact that we have a trust in the works. -Mr. & Mrs. W. Their expertise in family law and estate planning provided us with a complete will and trust package that met all of our needs. The offce staff was also very friendly and helpful. I do not know why we waited so long to get our affairs in order and have peace of mind. -Mr. & Mrs. A. Call us to discuss your options. 268-5751 Nelson Donovan & Dan Krause A Partnership of Veterans Defending Your Legacy. a d n o = 3 7 2 9 7 3 - 0 1 Photo by Metro News Service October 2, 2014 - Senior Expo - 9 Spacious community room On-site laundry Emergency call system in every room Chair lifts/elevators Near Stoughton Senior Center Beautiful landscaping Friendly management and staff Greenspire Apartments 924 Jackson Street 873-7855 This institution is an equal opportunity provider and employer Greenspire Apartments are designed for older adults 62+ and disabled persons. Our community consists of one and two bedroom apartments nestled in a park-like area and is just a few blocks from downtown Stoughton. EQUAL HOUSING OPPORTUNITY a d n o = 3 7 0 1 0 1 - 0 1 a d n o = 3 6 8 3 1 6 - 0 1 Losing your HEARING or are your ears just plugged with EARWAX? SENIOR EXPO Wednesday, October 8 Stoughton Wellness & Athletic Center Call now to avoid waiting! Its All FREE! FREE Complete Electronic Hearing Test This Audiometric evaluation will precisely show what youve been missing. FREE Video Otoscope Ear Inspection This show-all Picture of your ear canal is displayed on a color TV monitor, so youll see exactly what we see. FREE In-Offce Repairs All in-offce Miracle Ear hearing aid repairs shall be free. FIND OUT FOR YOURSELF! You are invited to the Senior Expo to visit our booth! Call today to reserve your time slot! Meet our Miracle-Ear Manufacturer Experts 6692 Odana Road, Madison (608) 829-3777 Get 2 Audiotone
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$ 990 Only Fits up to 35dB hearing loss Aging brings changes. You make choices. We provide options. STOUGHTON AREA SENIOR CENTER Social & Recreation Resource & Community Services Home Delivered Meals Nutrition Site Exercise & Wellness Volunteer Opportunities Education/Classes Support Groups Loan Closet Equipment Resource Library www.ci.stoughton.wi.us/senior 248 W. Main Street, Stoughton WI, 53589 (608) 873-8585 Accredited by the Wisconsin Association & National Institute of Senior Centers adno=370102-01 PT/INR Self-Testing: Is It Right for You? As a Coumadin
(Warfarin) patient, you now have the
option of checking your PT/INR at home, anytime. It all adds up to greater quality of care and greater quality of life! For more information about mdINRs PT/INR Home Monitoring Service, talk to your physician today. Coumadin is a registered trademark of Bristol-Myers Squibb Pharma Company. CoaguCheck is a registered trademark of Roche Diagnostics. HemoSense INRatio product reprinted with permission of Alere. 2012 MD-12-25 (07/12) 01325 Take Charge of Your PT/INR Testing Today! Home monitoring with mdINR means: Convenience of managing your care while at home or traveling. Medicare covered program Regular testing to help keep you within your target range. (608) 221-5260 (866) 614-0947 2217 S. Stoughton Rd., Madison, WI 53716 a d n o = 3 7 2 7 7 9 - 0 1 Exercise is still important People with limited mobility have options Exercise is important for all people, even those who dont move as well as they used to. Exercise is beneficial for seniors because it keeps muscles from atrophying, improves mental alertness, strengthens bones and leads to a healthier metabolism, among other things. To get started, all one needs is some loose-fitting clothing and a chair. Begin by doing some stretching movements of the neck, arms and legs. Rotate the head left and right and in circles to stretch the neck and back muscles. Lift arms over the head and slowly drop down to the sides of the body to stretch arms and back muscles. Lift and lower the legs a few times to warm them up. To begin exercises, start slowly and gradually build up repetitions. Exercises to try include boxing or punching into the air, arm circles, and arm curls. For the legs, work the back and front of the legs. Kick the legs out in front of the body several times. Hold legs parallel to the floor (as much as possible) and do leg crosses. Put feet flat on the floor and lift up the heels. Keep feet on the floor and push down to work the buttocks and the top of the thighs. Those looking to change things up from day to day can think about doing yoga in a chair or even tai chi exercises. Deep breathing and meditation after work- outs can be part of a cool down and stress-relief pro- gram. If swimming is possible, or even simply entering a pool, water provides gentle resistance and could be a good way to work the body in a gradual manner. Remember t o al ways consult a doctor before beginning any type of exer- cise regimen, be it with a personal trainer or on your own. Seniors stretch their arms in the air to help avoid muscular atrophy, increase mental alertness and strengthen bones. Photo by Metro News Service 10 - Senior Expo - October 2, 2014 a d n o = 3 6 6 2 2 2 - 0 1 The expertise of a Madison frm conveniently located in Stoughton. Estate Planning Wills & Trusts Business Law We make House Calls We offer Free Consultations (608) 662-0442 www.dfgrams.com 221 Kings Lynn Road, Suite B Stoughton, WI 53589 Attorney Eric Christoffersen lives in Stoughton with his wife Eve (Dibble) and their daughter Lily. adno=371541-01 a d n o = 3 7 3 3 7 5 - 0 1 At the Corner of Main & Division Superior Customer Service With A Friendly Small Town Atmosphere! Locally Owned, Competitive Prices, & Free Delivery (within the city limits & a small fee outside city limits) www.mcglynnrx.com 100 East Main Street, Stoughton 873-3244 Monday-Friday 8:00am - 6:00pm; Saturday 8:00am - 5:00pm Sunday 8:00am - 12:00 Noon Services & Home Health Products For Your Daily Needs Pride Lift Chairs Dr. Comfort Orthopedic Footwear Reachers MedSync Refll Program Walkers Cassette Filling Service Wheelchairs Bathroom Aids adno=370100-01 1 or 2 bedroom units available Prices start at $ 695 per month (Includes heat, water and sewer) Professionally managed with onsite manager Visit us at Senior Expo! 300 Silverado Drive 321 Dvorak Court STOUGHTON 877-9388 adno=370093-01 Te Foundation works with an expanding pool of charitable dollars donated by people willing to invest in the future of the Stoughton area and enhance the quality of life for its citizens. Last year the SACF awarded over $80,000 in grants to community nonprots and scholarships to graduating Stoughton High School students. M A D Join us in investing in the future of Stoughton. Please consider making a tax deductible charitable gift. Contact us at 608-873-8456 or StoughtonFoundation.org or write to Stoughton Area Community Foundation, PO Box 84, Stoughton, WI 53589 Connecting people who care with causes that matter! Community Wellness Children and Youth Historic Preservation Community Development a d n o = 3 7 0 2 5 4 - 0 1 Baby boomers urged to start planning ahead Number of seniors has doubled since 2000 The seni or popul a- tion is growing by leaps and bounds. U.S. Census Bureau figures showed the senior population like- ly doubled between 2000 and 2011. That's because the first of the generation of Baby Boomers turned 65 that year. Boomers shoul d start thinking about estate pl anni ng now i f t hey haven't already. Estate planning is the process of di ssol vi ng the items and property owned, as well as making end-of-life arrangements. Taking steps while one is physically and mentally able ensures that plans will be carried out as a person desired. It can also alleviate some of the bur- den on surviving family members when the time comes. What you can do There are a number of things individuals can keep in mind when plan- ning their estates and making other important decisions. An est at e pl an i s important regardless of personal wealth. A person with only $10 to his name can still draw up a plan. It' s never too soon to start estate planning. Whi l e i t ' s hopeful t o expect a long life, sudden illness or other conditions are impossible to pre- dict. Taking the time now to create an estate plan ensures that desires will be met and family will be left knowing how to carry out a person's wishes. Es t a t e p l a n n i n g i nvol ves a number of components: a will, pow- er of attorney/executor of estate, living will or healthcare proxy and a trust. A will is perhaps one of the most important est at e pl anni ng docu- ments to draw up. It wills where assets will go and who will be in charge of financial and personal affairs when a person dies. It is inexpensive to draw up a will (there are even legal forms a person can purchase to do it one- self) even if an attorney is hired. At the least, every- one should have a will. Compi l e a l i st of all personal assets and account numbers. It will help others sort through personal effects when the time comes. Boomers should talk about their plans. Inheri- tances and wills can be tricky business and one that causes heated debate during a time of great emotion. Talking about plans beforehand allows sur vi vi ng f ami l y and friends to be aware of what lies ahead. Consi der reduci ng your estate. Individuals can give up to $13,000 per year ($26,000 if gift- ing as a couple). This can reduce the potential tax burden on a spouse or a family member if estate funds are given to them after a person' s death. Unlimited medical and educational bills can be paid if they are made pay- able directly to the insti- tution where the expense was incurred. Baby Boomers in the prime of life may not want to think about estate planning and end-of-life issues. However, i t ' s never too soon to set a plan in motion to protect loved ones. October 2, 2014 - Senior Expo - 11 a d n o = 3 6 4 4 9 9 - 0 1 12 - Senior Expo - October 2, 2014 Beware buying medicines online They could be ineffective or deadly The Internet has made it possible for consumers to buy just about anything without ever leaving their homes. Whether looking for a pizza or a car, consumers can find whatever they need with a few clicks of the mouse. But buying merchandise online always comes with a degree of risk, and thats especially so when buying medicine over the Internet. Not all websites that sell medicine are trustworthy, and many physicians feel buying medicine online is never a viable option. Rec- ognizing the risk involved in such a transaction, the Food and Drug Adminis- tration offers the following advice to consumers con- sidering purchasing medi- cines over the Internet. Consumers should know- what the medicine looks like, including its color, texture, shape, and pack- aging. If the medicine has a particular taste or smell, make note before taking any medication purchased over the Internet. Many websites that sell medicine are perfectly legal and trustworthy. However, just as many, if not more websi t es sel l medi ci ne that has not been checked or approved by the FDA. These drugs might contain the wrong active ingredient or too much or too little of the active ingredient, mak- ing them ineffective and possibly even deadly. What to look for When shopping for medi- cine online, the FDA notes the following signs of a website thats trustworthy: The site is located in the United States. The website is licensed by the state board of phar- macy where the website is operating. The s i t e of f er s a licensed pharmacist avail- able to answer any ques- tions. The site provides acces- sible contact information that allows consumers to talk to a person if they have any comments or questions. The site has an acces- sible and understandable privacy and security policy for its consumers. The website only sells prescription drugs to con- sumers with an existing prescription. Mor e i nf or mat i on i s available at fda.gov. DO YOU NEED HELP WITH MEDICARE SUPPLEMENTS? About BIA: Licensed With Local & National Carriers Well Explain Your Options Well Help You Enroll No Fees For Our Services (608) 210-2500 www.beckerinsuranceadvisors.com Medicare Supplements | Health | Dental | Life a d n o = 3 6 8 9 4 6 - 0 1 a d n o = 3 7 1 6 2 9 - 0 1 adno=370985-01 Proudly serving you today and for generations to come! Community Banking Since 1904 Downtown Stoughton Offce 207 S Forrest Street 608.873.6681 Lake Kegonsa Offce 3162 County Highway B 608.873.2010 Also in McFarland & Sun Prairie www.msbonline.com NMLS# 596586 a d n o = 3 7 0 0 9 2 - 0 1 Photo by Metro News Service October 2, 2014 - Senior Expo - 13 Income Eligible Apartments Available Call Caitlin to schedule a tour! adno=372545-01 a d n o = 3 7 0 0 9 6 - 0 1 adno=372587-01 a d n o = 3 7 2 0 2 5 - 0 1 Educational Travel for Adults over 50! Road Scholar, the not for proft leader in educational travel since 1975 Offers 5,500 educational tours in all 50 states and 150 countries. Alongside local and renowned experts, experience in depth and behind the scenes learning opportunities, with cultural tours and study cruises with walking, biking and more! Stop by our table and enter our raffe to win a $ 250 gift certifcate good towards any of our educational travel adventures. To learn more, call or visit our website: www.roadscholar.org 877-426-8057 a d n o = 3 7 2 4 3 7 - 0 1 Tips on safeguarding a home for an elderly relative More families living with grandparents According to the Pew Research Center, 20 percent of individuals age 65 and older lived in a multigener- ational household in 2008. That marked a 3 percent increase from 1990. While theres no single reason why more and more elderly residents are mov- ing in with their adult chil- dren, the still-struggling economy has likely played a significant role. Elderly men and women who lost retirement savings as the market t umbl ed can no longer afford the costly expense of an assisted liv- ing facility, causing many of those people to move back in with their children. For adult children wel- coming a parent or an in- law into their home, a com- mon priority is to ensure the home is safe for an elderly resident. Some safety mea- sures might be easier to plan than others, but the following guidelines should help adults prepare their homes for the arrival of an elderly housemate. Reduce risk of injury in the bathroom Perhaps no room can be more difficult for seniors to navigate than the bathroom. Wet tiled floors can greatly increase the risk of fall- ing, so men and women should make sure to have bathroom rugs that are slip- resistant. Slip-resistant rugs typically have a rubber bot- tom and wont move even if the floor is wet. Another step to secure the bathroom is to install grab bars on the walls, including in the bathtub and next to the toilet. Also, make sure the towel bars are secure. As for the bathtub, be sure to place a non-skid mat or strips on the stand- ing area. This can help secure arguably the riski- est part of a home not just for elderly residents but all inhabitants of a home. According to the National Safety Council, most falls in the home occur in the bathroom. Securing a slip- pery tub with non-skid mats or strips can greatly reduce the risk of a fall. Keep the home illuminated Understandably, many homeowners look to save money around the house, and turning off the lights at night is both common and financially savvy. How- ever, when a home has an elderly resident, its best to ensure the home is at least partially illuminated. Nightlights should be used in hallways and along the staircase as well as in the bathroom and the kitch- en. Elderly residents likely wont be fami l i ar wi t h where the light switches are, at least not immedi- ately. So keep t he house at least partially illuminated overnight in case a senior housemate must wake up to use the restroom or get a glass of water in the middle of the night. Clear out the clutter A cluttered home is a fire hazard regardless of whom is living inside. However, a cluttered home is also a considerable safety risk for seniors. When prepar- ing a home for an elderly resident, be sure the bed- room is not overcrowded. Make certain there is a clear path in which elderly resi- dents can walk around the bed. Clutter can also collect in the living room. Ideally, elderly residents should have a clear path on which to walk from room to room. Make sure cords from the entertainment system are bundled and not lying open in the floor. Clutter can also collect outside the home, particu- larly in homes with young children. Explain to kids that their toys need to be put away and kept off of walkways to help grandma and grandpa avoid injury. 14 - Senior Expo - October 2, 2014 Humana is a Medicare Advantage organization with a Medicare contract. Enrollment in a Humana plan depends on contract renewal. Reach Humana sales and customer service at 1-800-336-6801 (TTY: 711), 5 a.m. 8 p.m., 7 days a week. Y0040_GHHHXDDENAccepted Get Medicare Ready! Call your local licensed Humana sales agent for a free consultation. 1-800-378-1847 (TTY: 711) 8 a.m. 4:30 p.m., Monday Friday a d n o = 3 5 7 1 1 9 - 0 1 a d n o = 3 7 0 2 5 8 - 0 1 HELPING SENIORS THRIVE! We are a non-proft Social Service that mobilizes and matches community volunteers, workers and resources with persons in need who are 60 years and older. These supportive/supplementary services help the aging maintain their in-home residential independence and enhance their quality of life in a dignifed manner. Senior Services of Rock County, Inc. 120 N. Crosby Ave., Janesville, WI 53545 We are an equal opportunity employer 608-757-5940 seniorservicesrock.com 24-Hour peace of mind 3401 Maple Grove Drive Madison, WI (608) 845-1000 stmaryscarecenter.net MEMBER OF SSM HEALTH CARE Tour our beautiful care facilities and talk with our friendly staff. Call today to set up your visit. Short-term Rehabilitation Long-term Nursing Care Memory Care Visit our booth at Stoughton Senior Expo! a d n o = 3 7 0 4 1 1 - 0 1 Sunshine Where Youre Family! Individualized homecare for your domestic necessities and transportation companionship. David Festge Licensed Practical Nurse, CPR Certifed 608-658-5621 a d n o = 3 7 2 5 4 4 - 0 1 a d n o = 3 6 8 3 1 8 - 0 1 Never too early: Learn the basics of estate planning Essential life documents more than just a will With regards to finances, the future is a big part of many peoples financial planning efforts. Be it the kids college tuition or the day when retirement finally arrives, financial planning is all about the future. Though col l ege and retirement funds garner the most attention, men and women must also make time for estate planning. Estate planning is the process of arranging for the disposal of an estate and is done to help minimize uncertainty upon an individuals death. This planning also reduce taxes and additional expens- es that might arise if a per- son passes away without having left a will or another means of disposing of his or her estate. Regardless of the size of an individuals estate, theres no reason not to have an estate plan in place. In addition to a will, an estate plan should assign power of attorney, which gives a person of an indi- viduals choosing the right to manage that individuals financial affairs if they are unable to do so themselves. Power of attorney should be assigned in the case of a persons death, but also if an unforeseen medical issue arises and a person is no longer capable of managing their affairs. There are two types of power of attorney that are essential to know when estate planning. Springing power of attorney goes into effect when circumstances that the individual speci- fied, such as incapacitation, occur. In order for this to go into effect, the agent designat- ed must typically produce proof of an individuals i ncapaci t at i on. Durabl e power of attorney goes into effect immediately and the agent does not need to prove incapacitation. When choosing an agent to assume power of attor- ney, individuals need to make this decision wisely, choosi ng someone t hey trust who can competently manage their affairs. Assessing your assets Assets include a host of things, from investment accounts to real estate to retirement savings. Individ- uals must take careful inven- tory of all of their assets and determine to whom these assets should go if they die or who should gain con- trol of them if individuals become incapacitated. If there are any questions about specific assets, then legal wrangling or even government taxation upon these assets is likely to take place. Understanding trusts Many people hear the word trust associated with f i nanci al deal i ngs and i mmedi at el y assume i t only applies to the wealthy. Nothing could be further from the truth. A trust enables men and women to put conditions on the distribution of their assets upon their death, including when and how these assets will be distrib- uted. In addition, a trust might just protect these assets from creditors or lawsuits and help any heirs avoid probate court, which can be a costly and tedious pro- cess. Allocation of assets Individuals can leave an unlimited amount of money to their spouse upon their death, and that money can- not be taxed. However, when the surviving spouse dies, if he or she leaves that money to their surviving children, then they are like- ly going to pay significantly more in estate tax. What s mor e, shoul d both husband and wife pass away in an accident at the same time and all assets were left to a spouse, this can make it very difficult, contentious and costly for surviving family members to divide up any assets left behind. October 2, 2014 - Senior Expo - 15 a d n o = 3 7 4 1 9 7 - 0 1 Do you know the 10 warning signs of Alzheimers Disease? 1. Memory loss that disrupts daily life Memory loss is one of the most common signs of Alzheimers. This is especially so if men and women forget things that happened very recently, which can nega- tively impact their daily lives. Additional signs include forgetting important dates and events; asking for the same i nformat i on over and over again; or rely- ing on memory aides such as reminder notes or even family members for things i ndi vi dual s coul d once remember on their own. 2. Difficulty planning Some people might start to exhibit difficulty fol- lowing a plan or working with numbers, be it follow- ing a recipe or paying the monthly bills. Concentra- tion is often difficult for those exhibiting symptoms of Alzheimers. 3. Difficulty completing familiar tasks Daily tasks such as driv- ing to work or remembering the rules of a familiar game will prove difficult for peo- ple with Alzheimers. 4. Disorientation with time and/or place Nearly everyone has had momentary lapses where they forget what time it is or what day it is. But such lapses are not momentary for people with Alzheim- ers, who might even get lost on their own street and not remember how to get home. 5. Understanding images and spatial relationships S o me p e o p l e wi t h Alzheimers have diffi- culty reading, judging dis- tance or determining color or contrast. For example, a person with Alzheimers might walk past a mirror and not realize he or she is the person in the mirror. 6. New problems with words People with Alzheimers might experience trouble holding or joining a con- versation. An example is stopping in the middle of a conversation and having no idea how to continue. They might also struggle wi t h vocabul ary, oft en having trouble finding the right word to express what theyre thinking. 7. Misplacing things People with Alzheimers might put things in unusual places and then experience difficulty retracing their steps to find those items. This tends to occur more frequently over time, and they often accuse others of stealing items they simply cant find. 8. Decreased or poor judgment Poor judgment, such as not visiting the doctor or mishandling finances, is another warning sign for Alzheimers. These poor decisions can extend to per- sonal grooming, which men and women with Alzheim- ers might neglect. 9. Withdrawal from society Men and women with Alzheimers might start to withdraw from society, removing themselves from social activities, projects at work or hobbies. 10. Changes in mood and personality People with Alzheimers mi ght experi ence mood swings for no apparent rea- son and can become anx- ious, confused, depressed, f ear f ul , or suspi ci ous. Acting out of character might also be indicative of Alzheimers. Find out more Mor e i nf or mat i on i s available at alz. org and alzheimer.ca. adno=361813-01 a d n o = 3 7 1 2 2 8 - 0 1 16 - Senior Expo - October 2, 2014 4002 EVAN ACRES RD. 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