ICICI Bank Answers - About MySavings Rewards

There is no time span for the MySavings Rewards Program.
You can earn reward

investments and activations done after the launch of the program. However bank rese
program parameters as well as withdraw the program at any given point of time.
Reward points for MySavings Rewards program shall be given for all eligible transaction
carried out on or after September 1st, 2012.
There is wide range of products where you can earn reward points. They include:
Transaction related: Family Banking, Online Shopping (payments through Internet Banki
payments through Internet Banking, Internet Banking and iMobile activation, Travel Card, O
Please refer the table below:

Transactions Details Points*
Activate Internet Banking For first time login
100 Points for
first time login
only
Shop online with Internet
Banking
Minimum transaction value
>=Rs. 200
1 Point for
every Rs. 100
spent
Set Auto Debit for Home
Loan
On successful EMI Payment
for ICICI Bank Home Loan
through Auto debit on ICICI
Bank Savings Account
10 Points per
lakh of loan
Pay bills with Internet
Banking
For every bill over Rs. 200
paid online via ICICI Bank
Internet Banking
10 Points for
every bill paid
Set Auto Debit for RD
For every successful debit
on your ICICI Bank Savings
Account for RD
10 Points for
every
successful
debit
Activate iMobile For first time login
100 Points for
first time login
only
ICICI Bank Answers | About MySavings Rewards http://www.icicibank.com/Personal-Banking/faq/detail.page?identifier=p...
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g g
only
Shop on iMobile
Minimum transaction value
>=Rs. 200
1 Point for
every Rs. 100
spent
Add members to Family
Banking
To add / link an existing
account or a new account to
family banking
400 points per
addition
Activate iDirect Account For iDirect account activation
100 Points for
account
activation
Set Auto Debit for Auto
Loan
for ICICI Bank Auto Loan
through Auto debit on ICICI
Bank Savings Account
10 Points per
lakh of loan
Set Auto Debit for
Personal Loan
for ICICI Bank Personal
Loan through Auto debit on
ICICI Bank Savings Account
10 Points per
lakh of loan
Shop with Debit Card For every offline transaction
Up to 10 Points
for every Rs.
200 spent
No, currently there are no charges applicable for the program.
No registration is required for participating in the MySavings Rewards program. PAYBAC
eligible transactions, on or after September 1st, 2012.
Yes, the MySavings Rewards program is applicable for all new as well as old Savings Acco
Currently the ICICI Bank MySavings Rewards program is for individual customers holding
only (this does not inc
Account customers are currently not eligible for the MySavings Rewards program.
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For a particular month a delinquent customer will not earn any PAYBACK points in tha
non-delinquent, he will start earning PAYBACK points for the loan product. Please Note
linked ICICI Bank Savings Account is also excluded from participating in the program,
becomes normal. This check is carried out on monthly basis.
MySavings Rewards program is applicable for all Retail Savings Bank Account individual c
certain set of criteria based on customer segment for the customer to be eligible to earn po
Value Banking and Privilege Banking customers have to maintain a minimum MAB of R 1.
All Wealth management and Private Banking Client customers are eligible for the p
criteria).
2.
No, the points structure is the same for all customer segments.
Points are accumulated in your PAYBACK account. The PAYBACK account is opened auto
Savings Account is opened. Your PAYBACK points summary will be sent along with the
statement.

E.g Points earned in the month of September 2012 would reflect in the linked PAYBA
2012.
The PAYBACK number linked to your ICICI Bank Savings Account can be viewed under th
at www.icicibank.com . You can also call up our 24 hr customer care.
The various ways to know the total points accumulated are :
1. Log in at www.icicibank.com and visit the 'Rewards' Section
2. Check your monthly ICICI Bank account statement to know how many points you have a
3. Call our 24-hour Customer Care and inquire about your accumulated points
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ICICI Bank Savings Account statement will share a clear bifurcation on points earned thro
Account(MySavings Rewards) and through your debit card.

The ICICI bank credit card statement will share details on PAYBACK points earned on you
PAYBACK points are available for redemption for maximum 3 years (i.e. 36 months).
The details on the PAYBACK points earned for each transaction is available through:
1. The rewards section (post login) at www.icicibank.com
2. ICICI Bank Customer care.
3. Our Loyalty partner (PAYBACK).
Information on the PAYBACK points earned can be retrieved by calling PAYBACK Cont
between 10:00 AM to 9:00 PM(Local call charges apply) or by visiting www.payback.in
No, the existing PAYBACK account will be linked to the MySavings Rewards program.
The PAYBACK points earned can be redeemed in the following ways:
1. By visiting the reward section(post login) at www.icicibank.com
2. By calling up ICICI Bank customer care
3. By calling up our loyalty rewards partner PAYBACK or visiting their website www.paybac
4. At exclusive PAYBACK merchants
For your convenience, the redemption of PAYBACK points can also be done through thei
or through the ICICI Bank Phone Banking channel.
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For every new ID addition of Cust ID, 400 points are given (the maximum points earned wi
In Family banking, every new cust ID addition under the Primary account will earn PAYBAC
You can earn a maximum of 800 points in a month for Family Banking.
You can earn 1 point per Rs.100 of transaction . Please note the minimum amount of trans
The maximum points earned will be 100 points per transaction i.e the same is capped at R
case of multiple online shopping transactions , max of 800 PAYBACK points could be earne
Purchases from specific sites are eligible for the PAYBACK points credit . All major se
covered under the program . These include IRCTC, Travel, E commerce / Consumer Sho
Merchant, DTH, Quick Pay, Education & Utility etc.
You will earn 100 PAYBACK points on activation of an iDirect account.
Yes, PAYBACK points are credited for the same.
For Bill Pay, 10 points are earned for every transaction (minimum transaction amount has t
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For Bill Pay, 10 points are earned for every transaction (minimum transaction amount has t
Maximum points earned for Bill Pay will be 10 per transaction per month and maximum o
PAYBACK points i.e. in case of multiple Bill Payments in a month, customer can earn upto
All major billers are covered under the program. This includes both Payment and Pres
Transfers and DTH.
Yes, the bill payment will be considered for PAYBACK points under Shopping Mall.
Currently, ICICI Bank Credit card payments, through ICICI Bank Savings Account are
program.
Maximum points earned for Recurring Deposit will be 10 per transaction per month and
would earn PAYBACK points i.e. in case of multiple Recurring Deposit in a month, c
PAYBACK points only.
You will earn PAYBACK points on any successful auto debit transaction from your ICICI B
ICICI Bank Recurring Deposit (initiated post the launch of the Program).
Currently there is no minimum amount or tenure limit for Recurring Deposit.
Recurring deposits opened through any channel of the bank are eligible for earning PAYB
points are given post a successful auto debit transaction from the Savings Account . The S
auto debit post the launch of the program is only considered.
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PAYBACK points are awarded post the successful Auto debit, every month for the complet
Yes. iwish accounts are included for reward points calculation for every standing instr
towards your iWish goal.
Currently the Loan Products applicable for the Rewards are:
1. Home Loan
2. Auto Loan
3. Personal Loan
10 PAYBACK points are rewarded per lakh of Loan (the disbursal date has to be post lau
Maximum of 800 PAYBACK points per month can be earned for each of the eligible loan pr
No , 800 is the maximum points earned for each Loan product individually .
Currently for loan products the PAYBACK points, would be credited for 12 months from th
1st EMI / Pre- EMI. PAYBACK points would be given only on successful auto debit.
PAYBACK points are not given to delinquent accounts for the month for which they are d
loan account is delinquent for 3 months out of the 12 months from the 1st EMI/ Pre-E
PAYBACK points for 9 months only.
For loan products, PAYBACK points are given for the disbursal amount, post the s
EMI/Pre-EMI.
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EMI/Pre-EMI.
No, PAYBACK points are not awarded for Part Payments under the Program.
For earning PAYBACK points the mode of payment has to be Auto Debit for Loan Produc
will be awarded PAYBACK points.
No, at present PAYBACK reward points are only eligible for the following Loan Products:
1. Home Loan
2. Auto Loan
3. Personal Loan through ICICI Bank.
For Internet banking activation and I Mobile activation, you will be awarded 100 PAYB
points which a you can get is 100).
Currently for the program, PAYBACK points are given only for creation of new USER ID for
No, PAYBACK points are given for generation of new user ID only once.
Prepaid mobile recharge, DTH Recharge and Movie Ticket Booking are considered under
will be awarded PAYBACK points.
You can earn 100 points on your ICICI Bank Travel Card on a minimum value of Rs.25
Bank Savings account You can earn 50 points on every additional load of INR 10,000 on yo
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Bank Savings account You can earn 50 points on every additional load of INR 10,000 on yo
Yes, you can earn maximum of 800 points.
You earn Reward points on transactions done through your ICICI Bank Savings account on
Yes, the reward points are earned on the amount uploaded in value equivalent to Indian Ru
No, As of now the reward points are earned on amount uploaded on Travel Card.
As of now,reward points are given on the individual card which is issued to retail individu
holder.
No. As of now the service tax applicable on transactions involving foreign exchange is no
points.
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You earn Reward points if the other Bank transaction is getting routed through your ICICI S
Yes, reward points are earned on remittance requests received through any channel,prov
routed through ICICI Bank Savings Account.
200 points will be given for linking(activating) a new Gold Loan account with ICICI Bank
cust id.
300 points will be given for linking(activating) every Gold Loan account opened subseq
with ICICI Bank savings account in the same cust id.
300 points will be given for linking(activating) on renewing Gold Loan account with ICIC
same cust id.
Only those customers holding individual savings account (excluding joint savings accou
points on linking the GOLD Loan account.
All Gold Loan accounts opened on or after 1st September 2013 linked to a ICICI Bank s
PAYBACK points under MySavings Rewards.
No.There are no extra parameters for minimum limit on amount / tenure on Gold Loans
under MySavings Rewards.

Existing gold loan parameters of minimum loans of Rs 10000 and maximum of Rs 15 lacs
No.Points given are irrespective of loan amount disbursed, provided all the gold loans are
in the same cust id.
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No.There is no limitation since you can earn points every time you avail a Gold loan.
As of now, only two type of transactions are eligible for PAYBACK points - Linking(activa
ICICI Bank savings account in the same cust id, Linking(activating) on renewing Gold L
savings account in the same cust id Gold Loan account opening and linking to savings ac
are eligible for PAYBACK points.
Rewards points can be earned once you have activated or linked the Gold Loan accoun
account in the same cust id.
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ICICI Bank Answers - About MySavings Rewards

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ICICI Bank Answers - About MySavings Rewards

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There is no time span for the MySavings Rewards Program.

You can earn reward

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