Business Funding In Canada : Climb Aboard The Traditional And

Alternative Financing Train

Time To Put Away Those Mourning Clothes When It Comes To Business Funding
O!"I!W # In$ormation on business $unding %aths $or Canadian business
owners and $inancial managers& Alternative $inancing and traditional solutions
comes with di$$erent re'uirements and obligations & The debt vs& e'uity conundrum
Business funding needs come with two other ' minor' complications - assessing how
much financing you need and oh yes... where to get it .Let's dig in.
Many types of financing in fact may be totally in appropriate for your needs, and its
critical to focus on both immediate needs and longer term needs. When it comes to debt
financing and monetizing business assets the funding search is comparable to what equity
seeers go through in their ' rounds ' of capital searching.
!our business needs funds to increase re"enue and to ensure it has some sort of ' cushion'
for unforeseen circumstances. #ome firms are much more reliant on the need for new
capital assets, placing further strain on the capital search. #er"ice oriented firms don't
need those assets - but the double edged sword here is that they ha"e no assets to finance
or collateralize.
#ales re"enues are ey to planning business funding needs. $nd for firms that are in start
up mode careful planning has to be done around one time initial costs and needs Most
entrepreneurs don%t realize that the ma&ority, almost '() of original financing for
businesses in the #M* sector comes from personal sources. +h yes, and those ,-%s,
shars and dragons that we read about and see on .,... they fund only a whopping /-0)
of all new businesses.
1ebt financing and asset monetization, done properly allows the owner2owners to
maintain their full ownership. #olutions include business credit lines, equipment
financing, woring capital loans, etc. 3f there is any good news about ' debt ' and asset
monetization it%s that in comes in a "ariety of fla"ors- that includes4
A(" Financing
Inventory Finance
Franchise )oans
!'ui%ment Financing ( *ale )easebac+s
AB) loans , asset based credit lines that moneti-e A(". inventory and e'ui%ment
into one revolving $acility
PO(Contract Financing
"oyalty(*ales Finance *olutions
*"en the -anadian go"ernment wades in with it's much sought after /ovt /uaranteed
*mall business loan, pro"iding financing up to 56( for new and e7isting businesses and
franchises.
What does the business owner2manager need to now with respect to debt and asset
moneti-ation0 3ssues to consider include the amount and timing of your cash flows,
qualification issues, collateral and personal guarantees.
8etting ' reasonable rates ' will always be tied to business financials and asset quality.
While ban rates are low they come with restrictions and demands in the form of
ratios2co"enants and bac up collateral respecti"ely.
9or proper direction and ad"ice in your business funding needs consider seeing the
ser"ices of a trusted. credible and e1%erienced Canadian business Financing Advisor
with a trac+ record o$ success
*tan Pro+o% - 2 Par+ Avenue Financial :
htt%:((www&2%ar+avenue$inancial&com
Business financing for -anadian 9irms , specializing in woring capital, cash flow, asset
based financing , *quipment Leasing , franchise finance and -dn. .a7 -redit 9inance .
9ounded :((0 - -ompleted in e7cess of '( Million ; of financing for -anadian
corporations . 3nfo 2-ontact 4
2 PA"3 A!45! FI4A4CIA) 6 CA4A7IA4 B5*I4!** F547I4/
!8P!"TI*!
9ave A :uestion (Comment On Our Blog Or Canadian Business Financing
Alternatives 0
CO4TACT:
< =ar $"enue 9inancial
#outh #heridan *7ecuti"e -entre
:'/( #outh #heridan Way
#uite 5(/
+a"ille, +ntario
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!mail A sproopB<para"enuefinancial.com
; Canadian Business Financing With The Intelligent 5se O$ !1%erience ;
*tan Pro+o%