Beruflich Dokumente
Kultur Dokumente
Sr. No.
1
2
3
4
5
6
7
8
9
10
Ratio
Net Profit Margin
Operating Cashflow Ratio (in times)
Gross Spread Ratio
Non-Interest Income to Total Income Ratio
Spread Ratio (in times)
Advance/Deposits Ratio (in times)
Return on total equity ratio
Debt Ratio
Debt/Equity Ratio (in times)
Price Earning Ratio (in times)
Net Profit
Net Sales/Gross Income
Operating Cf
Current Liabilities
Interest Earned
Net Mark-up
Non-Interest Income
Net Income
Interest Expense
Total Advances
Total Deposits
Shareholder equity
TotaL Liabilities
Total Assets
MV per share
EPS
Interest Margin
Average Equity
1.543665437
8.285714286
FY '12
3.87%
2.96
29.10%
13%
1.41
0.47
10.12%
94.42%
18.86
11.18
FY '11
4.97%
13.24
30.72%
9%
1.44
0.52
15.40%
94.83%
19.75
4.36
1,255,362
32,402,187
10,938,544
3,700,156
32,402,187
6,740,546
4,117,366
1,729,727
22,973,781
143,726,962
306,937,216
17,677,422
333,367,621
353,055,627
17.22
1.54
9,428,406
17,093,082
1,627,698
32,766,351
36,491,839
2,756,032
32,766,351
8,235,926
2,902,921
2,412,751
22,699,583
150,710,709
291,502,993
16,508,782
325,980,040
343,756,306
10.03
2.30
10,066,768
15,664,660
815170.13
707694.78
1.54
2.30
FY '10
3.45%
11.59
34.37%
10%
1.52
0.60
9.11%
94.92%
20.16
11.95
943,177
27,328,908
35,810,096
3,089,984
27,328,908
6,327,910
2,800,297
1,273,136
17,936,616
152,784,137
255,936,503
14,820,578
298,740,410
314,744,552
17.69
1.48
9,392,292
13,981,633
637281.76
1.48
11.18182
Ratio
Net Profit Margin
Operating Cashflow Ratio (in times)
Gross Spread Ratio
Non-Interest Income to Total Income Ratio
Spread Ratio (in times)
Advance/Deposits Ratio (in times)
Return on total equity ratio
Debt Ratio
Debt/Equity Ratio (in times)
Price Earning Ratio (in times)
Net Profit
Net Sales/Gross Income
Operating Cf
Current Liabilities
Interest Earned
Net Mark-up
Non-Interest Income
Net Income
Interest Expense
Total Advances
Total Deposits
Shareholder equity
TotaL Liabilities
Total Assets
MV per share
EPS
Net Interest Margin
Av Equity
FY '12
66%
13.69
8.69%
129.39%
1.10
5.62
13.45%
96.27%
29.79
3.46
FY '11
1.68%
38.78
-1.88%
9.62%
0.98
0.53
7.99%
96.17%
26.66
8.20
FY '10
-22.11%
5.08
-3.19%
10.34%
0.97
0.58
-145.93%
98.40%
76.51
-1.28
1,633,841
2,466,024
20,546,543
1,500,709
24,666,024
2,771,496
3,190,745
1,403,892
22,522,918
149,605,002
26,605,571
10,733,043
319,739,551
332,111,054
11
3
2,143,106
10,434,066
347,973
20,685,011
32,984,625
850,569
20,685,011
244,320
1,989,708
522,747
21,073,271
127,129,501
237,896,700
10,135,089
270,224,941
280,997,531
5
1
(388,260)
6,541,283
(4,029,277)
18,220,175
2,949,102
581,100
18,220,175
(3,901,795)
1,883,333
(6,186,396)
18,801,642
120,818,021
208,176,988
2,947,477
225,521,803
229,190,273
10
(8)
(581,467)
4,239,196
Ratio
Net Profit Margin
Operating Cashflow Ratio (in times)
Gross Spread Ratio
Non-Interest Income to Total Income Ratio
Spread Ratio (in times)
Advance/Deposits Ratio (in times)
Return on total equity ratio
Debt Ratio
Debt/Equity Ratio (in times)
Price Earning Ratio (in times)
Net Profit
Net Sales/Gross Income
Operating Cf
Current Liabilities
Interest Earned
Net Mark-up
Non-Interest Income
Net Income
Interest Expense
Total Advances
Total Deposits
Shareholder equity
TotaL Liabilities
Total Assets
MV per share
EPS
Net Interest Margin
V Equity
FY '12
29.26%
6.31
62.67%
23.50%
2.68
0.51
45.67%
86.04%
6.65
8.28
9,108,265
31,133,594
38,874,454
6,164,867
31,133,594
15,882,924
7,315,946
23,198,870
11,623,723
135,184,145
266,670,061
50,330,966
334,579,723
388,872,017
12.42
1.50
19,509,871
50,800,703
FY '11
26.37%
8.88
64.24%
19.44%
2.80
0.55
45.01%
84.68%
5.89
5.71
8,430,702
31,975,248
40,644,683
4,576,789
31,975,248
16,058,859
6,215,073
22,273,932
11,435,212
129,620,134
235,952,722
51,270,439
301,816,263
356,404,874
7.99
1.40
20,540,036
49,485,304
FY '10
19.90%
-1.75
61.80%
22.16%
2.62
0.63
41.07%
84.13%
5.63
9.56
5,562,718
27,958,232
(9,969,983)
5,691,864
27,958,232
12,846,853
6,195,482
19,042,335
10,680,185
139,269,413
220,265,762
48,100,169
270,849,833
321,922,977
8.60
0.90
17,278,047
46,368,196
11.18182
AKBL
BOP
SCBPL
2010
3.45%
-22.11%
19.90%
2011
4.97%
1.68%
26.37%
2012
3.87%
66.00%
29.26%
2012
3.87%
66.00%
29.26%
AKBL
BOP
SCBPL
2010
2011
2012
AKBL
BOP
SCBPL
Year `12
1255362 / 32402187 * 100 = 3.87 %
1633841 / 24666024 * 100 = 66 %
9108265 / 23198870 *100 = 29.26 %
Year `11
1627698 / 32766351 *100 = 4.97 %
347973 / 20685011 *100 = 1.68%
8430702 / 31975284 *100 = 26.37%
AKBL
BOP
SCBPL
Year `12
1255362 / 32402187 * 100 = 3.87 %
1633841 / 24666024 * 100 = 66 %
9108265 / 23198870 *100 = 29.26 %
16
347
843
Year `10
943177 / 27328908 *100 = 3.45 %
(4029277) / 18220175 *100 = -22.11 %
5562718 / 27985232 *100 = 19.9 %
Year `12
55362 / 32402187 * 100 = 3.87 %
3841 / 24666024 * 100 = 66 %
8265 / 23198870 *100 = 29.26 %
Year `11
1627698 / 32766351 *100 = 4.97 %
347973 / 20685011 *100 = 1.68%
8430702 / 31975284 *100 = 26.37%
Year `10
943177 / 27328908 *100 = 3.45 %
(4029277) / 18220175 *100 = -22.11 %
5562718 / 27985232 *100 = 19.9 %
0
00 = 3.45 %
100 = -22.11 %
00 = 19.9 %
AKBL
BOP
SCBPL
2010
11.59
5.08
-1.75
2011
13.24
38.78
8.88
2012
2.96
13.69
6.31
2012
2.96
13.69
6.31
AKBL
20
BOP
15
SCBPL
10
5
0
-5
2010
2011
2012
AKBL
BOP
SCBPL
AKBL
BOP
SCBPL
Year `12
10938544 / 3700156 = 2.96 times
20546543 / 1500709 = 13.69 times
38874454 / 6164867 = 6.31 times
Year `12
10938544 / 3700156 = 2.96 times
20546543 / 1500709 = 13.69 times
38874454 / 6164867 = 6.31 times
Year `11
36491839 / 2756032 = 13.24 times
32984625 / 850569 = 38.78 times
40644683 / 4576789 = 8.88 times
Year `11
36491839 / 2756032 = 13.24 times
32984625 / 850569 = 38.78 times
40644683 / 4576789 = 8.88 times
Year `10
35810096 / 3089984 = 11.59
2949102 / 581100 = 5.08 tim
(9969983) / 5691864 = -1.75
1
= 13.24 times
38.78 times
8.88 times
Year `10
35810096 / 3089984 = 11.59 times
2949102 / 581100 = 5.08 times
(9969983) / 5691864 = -1.75 times
Year `10
35810096 / 3089984 = 11.59 times
2949102 / 581100 = 5.08 times
(9969983) / 5691864 = -1.75 times
AKBL
BOP
SCBPL
2010
34.37%
-3.19%
61.80%
2011
30.37%
-1.88%
64.24%
2012
29.10%
8.69%
62.67%
AKBL
BOP
SCBPL
70.00%
60.00%
50.00%
AKBL
40.00%
BOP
30.00%
SCBPL
20.00%
10.00%
0.00%
-10.00%
2010
2011
2012
AKBL
BOP
SCBPL
94284
277149
158829
Year `12
Year `11
9428406 / 32402187 * 100 = 29.10 % 10066768 / 32766351 * 100 = 30.37 %
2771496 / 5962241 * 100 = 46.48 %
244320 / 4234028 * 100 = 5.77 %
15882924 / 23198870 * 100 = 68.46 % 16058859 / 22273932 * 100 = 72.10 %
AKBL
BOP
SCBPL
Year `12
Year `11
Year `10
9428406 / 32402187 * 100 = 29.10 % 10066768 / 32766351 * 100 = 30.37 % 9392292 / 27382908 * 100 = 34.3
2771496 / 5962241 * 100 = 46.48 %
244320 / 4234028 * 100 = 5.77 %
(3901795) / (2018462) * 100 = -1
15882924 / 23198870 * 100 = 68.46 % 16058859 / 22273932 * 100 = 72.10 % 12846853 / 19042335 * 100 = 67.
Year `10
9392292 / 27382908 * 100 = 34.376 %
(3901795) / (2018462) * 100 = -193.31 %
12846853 / 19042335 * 100 = 67.46 %
`11
Year `10
51 * 100 = 30.37 % 9392292 / 27382908 * 100 = 34.376 %
100 = 5.77 %
(3901795) / (2018462) * 100 = -193.31 %
2 * 100 = 72.10 % 12846853 / 19042335 * 100 = 67.46 %
AKBL
BOP
SCBPL
2010
30.68%
-93.31%
32.54%
2011
26.06%
46.99%
27.90%
2012
37.92%
53.52%
31.54%
AKBL
BOP
SCBPL
AKBL 4117366
BOP 3190745 /
SCBPL 7315946 /
100.00%
50.00%
AKBL
BOP
0.00%
2010
-50.00%
-100.00%
2011
2012
SCBPL
Year `12
4117366 / 10857912 * 100 = 37.92 %
3190745 / 5962241 * 100 = 53.52 %
7315946 / 23198870 * 100 = 31.54 %
Year `11
2902921 / 11138847 * 100 = 26.06%
1989708 / 4234028 * 100 = 46.99 %
6215073 / 22273932 * 100 = 27.90 %
Year `12
AKBL 4117366 / 10857912 * 100 = 37.92 %
BOP 3190745 / 5962241 * 100 = 53.52 %
SCBPL 7315946 / 23198870 * 100 = 31.54 %
Year `11
2902921 / 11138847 * 100 = 26.06%
1989708 / 4234028 * 100 = 46.99 %
6215073 / 22273932 * 100 = 27.90 %
Year `10
2800297 / 9128207 * 100 = 30.68 %
1883333 / (2018462) * 100 = -93.31 %
6195482 / 19042335 * 100 = 32.54 %
Year `10
2800297 / 9128207 * 100 = 30.68 %
1883333 / (2018462) * 100 = -93.31 %
6195482 / 19042335 * 100 = 32.54 %
00 = 26.06%
0 = 46.99 %
00 = 27.90 %
Year `10
2800297 / 9128207 * 100 = 30.68 %
1883333 / (2018462) * 100 = -93.31 %
6195482 / 19042335 * 100 = 32.54 %
AKBL
BOP
SCBPL
2010
1.52
0.97
2.62
2011
1.44
0.98
2.80
2012
1.41
0.11
2.68
AKBL
BOP
SCBPL
3.00
2.50
2.00
AKBL
1.50
BOP
1.00
SCBPL
0.50
0.00
2010
2011
2012
AKBL
BOP
SCBPL
32402
246602
311335
Year `12
32402187 / 22973781 = 1.41 times
2466024 / 22522918 = 0.11 times
31133594 / 11623723 = 2.68 times
AKBL
BOP
SCBPL
Year `11
32766351 / 22699583 = 1.44 times
20685011 / 21073271 = 0.98 times
31975248 / 11435212 = 2.80 times
Year `12
32402187 / 22973781 = 1.41 times
2466024 / 22522918 = 0.11 times
31133594 / 11623723 = 2.68 times
Year `11
Year `10
32766351 / 22699583 = 1.44 times 27328908 / 17936616 = 1.52 times
20685011 / 21073271 = 0.98 times 18220175 / 18801642 = 0.97 times
31975248 / 11435212 = 2.80 times 27958232 / 10680185 = 2.62 times
Year `10
27328908 / 17936616 = 1.52 times
18220175 / 18801642 = 0.97 times
27958232 / 10680185 = 2.62 times
r `11
Year `10
99583 = 1.44 times 27328908 / 17936616 = 1.52 times
3271 = 0.98 times 18220175 / 18801642 = 0.97 times
5212 = 2.80 times 27958232 / 10680185 = 2.62 times
AKBL
BOP
SCBPL
2010
0.60
0.58
0.63
2011
0.52
0.53
0.55
2012
0.47
5.62
0.51
AKBL
BOP
SCBPL
AKBL
3.00
BOP
2.00
SCBPL
1.00
0.00
2010
2011
2012
Year `12
143726962 / 306937216 = 0.47 times
149605002 / 26605571 = 5.62 times
135184145 / 266670061 = 0.51 times
Year `11
150710709 / 291502993 = 0.52 times
127129501 / 237896700 = 0.53 times
129620134 / 235952722 = 0.55 times
Year `12
AKBL 143726962 / 306937216 = 0.47 times
BOP 149605002 / 26605571 = 5.62 times
SCBPL 135184145 / 266670061 = 0.51 times
Year `11
150710709 / 291502993 = 0.52 times
127129501 / 237896700 = 0.53 times
129620134 / 235952722 = 0.55 times
Year `10
152784137 / 255936503 = 0
120818021 / 208176988 = 0.
139269413 / 220265762 = 0.
Year `10
152784137 / 255936503 = 0.60 times
120818021 / 208176988 = 0.58 times
139269413 / 220265762 = 0.63 times
ar `11
02993 = 0.52 times
96700 = 0.53 times
52722 = 0.55 times
Year `10
152784137 / 255936503 = 0.60 times
120818021 / 208176988 = 0.58 times
139269413 / 220265762 = 0.63 times
2010
9.11%
-145.93%
41.07%
AKBL
BOP
SCBPL
2011
15.40%
7.99%
45.01%
2012
10.12%
13.45%
45.67%
0.00%
2010
-50.00%
2011
2012
AKBL
BOP
SCBPL
AKBL
BOP
SCBPL
-100.00%
-150.00%
AKBL
BOP
SCBPL
Year `12
Year `11
Year `10
AKBL 1729727 / 17093082 * 100 = 10.12 % 2412751 / 115664660 * 100 = 15.40 % 1273136 / 13981633 * 1
BOP 1403892 / 10434066 * 100 = 13.45 % 522747 / 6541283 * 100 = 7.99 %
(6186396) / 4239196 * 1
SCBPL 23198870 / 50800703 * 100 = 45.67 % 22273932 / 49685304 * 100 = 45.01 % 19042335 / 46368336 * 1
31329540
Year `12
1729727 / 17093082 * 100 = 10.12 %
1403892 / 10434066 * 100 = 13.45 %
23198870 / 50800703 * 100 = 45.67 %
Year `11
2412751 / 115664660 * 100 = 15.40 %
522747 / 6541283 * 100 = 7.99 %
22273932 / 49685304 * 100 = 45.01 %
17677422+16508742 / 2 = 17093082
10733043+10135089 / 2 = 10434066
50330966+51270439 / 2 = 50800703
Average Equity
16508742+14820578 / 2 = 15664660
10135089+2947477 / 2 = 6541283
51270439+48100169 / 2 = 49485304
34186164
20868132
101601405
17,093,082
10,434,066
50,800,703
31329320
13082566
99370608
15,664,660
6,541,283
49,685,304
Year `11
Year `10
115664660 * 100 = 15.40 % 1273136 / 13981633 * 100 = 9.11 %
41283 * 100 = 7.99 %
(6186396) / 4239196 * 100 = - 145.93 %
49685304 * 100 = 45.01 % 19042335 / 46368336 * 100 = 41.07 %
Year `10
1273136 / 13981633 * 100 = 9.11 %
(6186396) / 4239196 * 100 = - 145.93 %
19042335 / 46368336 * 100 = 41.07 %
14820578+13142688 / 2 = 13981633
2947477+5530914 / 2 = 4239196
48100169+44636503 / 2= 46368196
27963266
8478391
92736672
13,981,633
4,239,196
46,368,336
22+16508742 / 2 = 17093082
43+10135089 / 2 = 10434066
66+51270439 / 2 = 50800703
Average Equity
16508742+14820578 / 2 = 15664660
10135089+2947477 / 2 = 6541283
51270439+48100169 / 2 = 49485304
14820578+13142688 / 2 = 13981633
2947477+5530914 / 2 = 4239196
48100169+44636503 / 2= 46368196
3981633
9196
6368196
2010
94.92%
98.40%
84.13%
AKBL
BOP
SCBPL
2011
94.83%
96.17%
84.68%
2012
94.42%
96.27%
86.04%
AKBL
BOP
SCBPL
90.00%
BOP
85.00%
SCBPL
80.00%
75.00%
2010
2011
2012
Year `12
333367621 / 353055627 * 100 = 94.42 %
319739551 / 332111054 * 100 = 96.27 %
334579723 / 388872017 * 100 = 86.04 %
Year `11
325980040 / 343756306 * 100 = 94.83 %
270224941 / 280997531 * 100 = 96.17 %
301816263 / 356404874 * 100 = 84.68 %
Year `12
AKBL 333367621 / 353055627 * 100 = 94.42 %
BOP 319739551 / 332111054 * 100 = 96.27 %
SCBPL 334579723 / 388872017 * 100 = 86.04 %
Year `11
325980040 / 343756306 * 100 = 94.83 %
270224941 / 280997531 * 100 = 96.17 %
301816263 / 356404874 * 100 = 84.68 %
298740
2255218
2708498
Year `10
298740410 / 314744552 * 100 = 94.92 %
225521803 / 229190273 * 100 = 98.40 %
270849833 / 321922977 * 100 = 84.13 %
Year `11
0040 / 343756306 * 100 = 94.83 %
941 / 280997531 * 100 = 96.17 %
263 / 356404874 * 100 = 84.68 %
Year `10
298740410 / 314744552 * 100 = 94.92 %
225521803 / 229190273 * 100 = 98.40 %
270849833 / 321922977 * 100 = 84.13 %
AKBL
BOP
SCBPL
2010
20.16
76.51
5.63
2011
19.75
26.66
5.89
2012
18.86
29.79
6.65
AKBL
BOP
SCBPL
AKBL
40.00
BOP
30.00
SCBPL
20.00
10.00
0.00
2010
2011
2012
Year `12
333367621 / 17677422 = 18.86 times
319739551 / 10733043 = 29.79 times
334579723 / 50330966 = 6.65 times
Year `11
325980040 / 16508782 = 19.75 times
270224941 / 10135089 = 26.66 times
301816263 / 51270439 = 5.89 times
Year `12
AKBL 333367621 / 17677422 = 18.86 times
BOP 319739551 / 10733043 = 29.79 times
SCBPL 334579723 / 50330966 = 6.65 times
Year `11
325980040 / 16508782 = 19.75 times
270224941 / 10135089 = 26.66 times
301816263 / 51270439 = 5.89 times
298740410
225521803 /
270849833 /
Year `10
298740410 / 14820578 = 20.16 times
225521803 / 2947477 = 76.51 times
270849833 / 48100169 = 5.63 times
Year `11
5980040 / 16508782 = 19.75 times
0224941 / 10135089 = 26.66 times
1816263 / 51270439 = 5.89 times
Year `10
298740410 / 14820578 = 20.16 times
225521803 / 2947477 = 76.51 times
270849833 / 48100169 = 5.63 times
AKBL
BOP
SCBPL
2010
126.30
-8.45
61.40
2011
43.60
60.11
5.70
2012
114.80
35.60
54.00
AKBL
BOP
SCBPL
AKBL
80.00
BOP
60.00
SCBPL
40.00
20.00
0.00
-20.00
2010
2011
2012
Year `12
AKBL 17.22 / 0.15 = 114.8 times
BOP 10.7 / 0.3 = 35.6 times
SCBPL 12.42 / 0.23 = 54 times
Year `11
Year `10
10.03 / 0.23 = 43.6 times 17.69 / 0.14 = 126.3 times
5.41 / 0.09 = 60.11 times 9.81 / (1.16) = -8.45 times
7.99 / 1.4 = 5.70 times
8.6 / 0.14 = 61.4 times
Year `12
17.22 / 0.15 = 114.8 times
10.7 / 0.3 = 35.6 times
12.42 / 0.23 = 54 times
Year `11
Year `10
10.03 / 0.23 = 43.6 times 17.69 / 0.14 = 126.3 times
5.41 / 0.09 = 60.11 times 9.81 / (1.16) = -8.45 times
7.99 / 1.4 = 5.70 times Year
8.6`12
/ 0.14 = 61.4 times
Year `11
Year `10
AKBL 17.22 / 0.15 = 114.8 times
10.03 / 0.23 = 43.6 times 17.69 / 0.14 = 126.3
13.57
10.88
15.22
BOP 10.7 / 0.3
= 35.6 times
5.41 / 0.09
= 60.11 times 9.81 / (1.16) = -8.45
SCBPL 12.42 / 0.23
7.99 / 1.4
= 5.70 times
8.6 / 0.14 = 61.4 tim
7.68
5.84= 54 times
10.08
11.46
8.22
7.35
Year `12
AKBL 17.22 / 0.15 = 114.8 times
BOP 10.7 / 0.3 = 35.6 times
SCBPL 12.42 / 0.23 = 54 times
Year `11
Year `10
10.03 / 0.23 = 43.6 times 17.69 / 0.14 = 126.3 times
5.41 / 0.09 = 60.11 times 9.81 / (1.16) = -8.45 times
7.99 / 1.4 = 5.70 times Year
8.6`12
/ 0.14 = 61.4 times
Yea
AKBL 17.22 / 0.15 = 114.8 times
10.03 / 0.23
BOP 10.7 / 0.3 = 35.6 times
5.41 / 0.09 =
SCBPL 12.42 / 0.23 = 54 times
7.99 / 1.4 = 5
Year `12
AKBL 17.22 / 0.15 = 114.8 times
BOP 10.7 / 0.3 = 35.6 times
SCBPL 12.42 / 0.23 = 54 times
Year `11
10.03 / 0.23 = 43.6 tim
5.41 / 0.09 = 60.11 tim
7.99 / 1.4 = 5.70 times
Year `10
/ 0.14 = 126.3 times
(1.16) = -8.45 times
.14 = 61.4 times
Year `11
Year `10
10.03 / 0.23 = 43.6 times 17.69 / 0.14 = 126.3 times
5.41 / 0.09 = 60.11 times 9.81 / (1.16) = -8.45 times
7.99 / 1.4 = 5.70 times
8.6 / 0.14 = 61.4 times