1/28/2014

www.vijayabank.com/Userfiles/Financial/11f.htm

Financial Reports
VIJAYA BANK : FINANCIAL RESULTS FOR THE NINE MONTHS ENDED ON 31.12.2009

Sl.
No.

Particulars

01 Interest earned [(a)+(b)+(c)+(d)]

(a) Interest/discount on advances/bills
(b) Income from investments
(c) Interest on balances with Reserve Bank of India and other
inter bank funds
(d) Others
02 Other Income
03 TOTAL INCOME (1+2)
04 Interest Expended
05 Operating Expenses (i) + (ii)
(i) Employee costs
(ii) Other operating expenses
06 TOTAL EXPENDITURE (4+5) (Excluding provisions and
contingencies)
07 OPERATING PROFIT (3 6)
(Profit before provisions and contingencies)
08 Provisions (other than tax) and Contingencies
09 Exceptional items
10 Profit/(Loss) from Ordinary Activities before tax (7-8-9)
11 Tax Expenses[(i)+(ii)+(iii)+(iv)]
(i) Current Tax
(ii) Deferred Tax
(iii) Fringe Benefit Tax
(iv) MAT credit
12 Net Profit/(Loss) from Ordinary Activities after tax (10-11)
13 Extraordinary Items (Net of Tax Expense)
14 Net Profit/(Loss) for the period (12-13)
15 Paid up equity share capital
(Face value of each share-Rs.10/-)
16 Reserves excluding Revaluation Reserves (As per Balance
Sheet of previous accounting year)
17 Analytical Ratios
(i) Percentage of shares held by Government of India
(ii) Capital Adequacy Ratio (%)
Basel I
Basel II
(iii) Earnings per share (EPS) (Not annualized)
(a) Basic and Diluted EPS before Extraordinary Items (Net
of Tax Expenses
for the period, for the year to date and for the previous
year)
(b) Basic and Diluted EPS after Extraordinary Items for the
period, for the
year to date and for the previous year
(iv) NPA Ratios
a) Amount of Gross Non Performing Assets
b) Amount of Net Non Performing Assets
c) Percentage of Gross Non Performing Assets
d) Percentage of Net Non Performing Assets
(v) Return on Assets (Annualised) (%)
18 Public share holding
- Number of shares
- Percentage of share holding
19 Promoters and Promoter Group Shareholding
a) Pledged / Encumbered
Number of Shares
Percentage of shares (as a percentage of total
shareholding of promoter and promoter group)
Percentage of shares (as a percentage of total share
capital of the company)

http://www.vijayabank.com/Userfiles/Financial/11f.htm

Quarter ended
(Reviewed)

(Rupees in lakh)

Nine Months Ended

(Reviewed)
31.12.2009 31.12.2008
398279
387360
287805
283171
105888
98429
23
406

Year
ended
(Audited)
31.03.2009
523782
382996
131641
419

31.12.2009
134431
96673
36382
-

31.12.2008
137673
103051
32003
19

1376
10310
144741
88973
25880
17392
8488
114853

2600
25825
163498
106369
29120
21507
7613
135489

4563
38564
436843
282271
80313
54201
26112
362584

5354
44075
431435
306985
65907
43153
22754
372892

8726
69881
593663
411302
92470
59747
32723
503772

29888

28009

74259

58543

89891

13131
16757
4300
5521
(1221)
12457
12457
43352

(6190)
34199
18500
14677
3248
75
500
15699
15699
43352

19575
54684
17047
21359
(4312)
37637
37637
43352

19322
39221
23198
15177
7741
280
16023
16023
43352

35741
54150
27902
21843
1273
380
4406
26248
26248
43352

188455

167289

188455

167289

188455

53.87

53.87

53.87

53.87

53.87

12.01

11.40

12.01

11.40

13.08

13.34

13.34

13.15

2.87

3.62

8.68

3.70

6.05

2.87

3.62

8.68

3.70

6.05

99532
51228
2.53
1.30
0.77

64754
26325
1.77
0.73
1.05

99532
51228
2.53
1.30
0.77

64754
26325
1.77
0.73
0.36

69882
29230
1.95
0.82
0.59

200000000
46.13

200000000
46.13

200000000 200000000
46.13
46.13

200000000
46.13

Nil
Nil

Nil
Nil

Nil
Nil

Nil
Nil

Nil
Nil

Nil

Nil

Nil

Nil

Nil
1/3

1/28/2014

www.vijayabank.com/Userfiles/Financial/11f.htm

capital of the company)

b) Non-encumbered
Number of Shares (in million)
Percentage of shares (as a percentage of total
shareholding of promoter and promoter group)
Percentage of shares (as a percentage of total share
capital of the company)

233.52
100.00

233.52
100.00

233.52
100.00

233.52
100.00

233.52
100.00

53.87

53.87

53.87

53.87

53.87

(Rupeess in lakhs)
Sl. No.

a)

b)

c)
d)
e)
f)
g)
h)
i)
j)

k)

SEGMENT-WISE RESULTS, ASSETS AND LIABILITIES FOR THE NINE MONTHS ENDED 31.12.2009
Particulars
Quarter Ended 31.12.2009
Nine Months Ended 31.12.2009
(Reviewed)
(Reviewed)

Business Segment #
Segment Revenue
i) Treasury Operations
ii) Wholesale Banking
iii) Retail Banking
iv) Other Banking Operations
Total
Segment Result
i) Treasury Operations
ii) Wholesale Banking
iii) Retail Banking
iv) Other Banking Operations
Total
Unallocated Expenses
Operating Profit
Provisions & Contingencies
Income Tax
Extraordinary Profit
Net Profit
Other Information
Segment Assets
i) Treasury Operations
ii) Wholesale Banking
iii) Retail Banking
iv) Other Banking Operations
v) Unallocated Assets
Total Assets
Segment Liabilities
i) Treasury Operations
ii) Wholesale Banking
iii) Retail Banking
iv) Other Banking Operations
v) Unallocated Liabilities
Total Liabilities

Year Ended
31.03.2009
(Audited)

31.12.2009

31.12.2008

31.12.2009

31.12.2008

39885
56060
40614
8182
144741

49308
58780
44271
11139
163498

123501
161937
125869
25536
436843

121930
158303
124868
26334
431435

171537
208541
174455
39130
593663

8582
11858
8741
1762
30943
1055
29888
13131
4300
12457

8508
10380
7971
1954
28813
804
28009
(6190)
18500
15699

22021
28875
22444
4551
77891
3632
74259
19575
17047
37637

17230
22303
17568
3747
60848
2305
58543
19322
23198
16023

27037
32841
27455
6256
93589
3698
89891
35741
27902
26248
-

2408682
2447842
1684619
26622
85614
6653379

1989702
2234338
1590269
19782
111664
5945755

2408682
2447842
1684619
26622
85614
6653379

1989702
2234338
1590269
19782
111664
5945755

2150193
2190419
1747091
39917
110640
6238260

2311317
2348893
1616522
25546
351101
6653379

1939003
2177405
1549747
19278
260322
5945755

2311317
2348893
1616522
25546
351101
6653379

1939003
2177405
1549747
19278
260322
5945755

2078507
2117392
1688845
38586
314930
6238260

# The Bank operates only in domestic segment.

NOTES:
1. The Bank has followed the same Accounting Policies in preparation of these financial statements as were followed in the Annual financial
statements for the year ended 31 st March, 2009
2. The above results have been subjected to limited review by the Statutory Central Auditors and were taken on record by the Board of
Directors of the bank at its meeting held on 23.01.2010.
3.
Working results for the nine months ended on 31.12.2009 have been arrived at after making necessary provisions.
In one account, which was declared as non-performing asset, the provision has been made to the extent of Rs.130.42 crore as on 30th
September 2009, and the balance has to be provided for in ensuing two quarters, as permitted by RBI. However, the bank has made
full provision of Rs.113.17 crore during the quarter.
4. Pending finalization at Industry level settlement and wage revision, a sum at Rs.25 Crore has been provided for on an estimated basis during
the quarter towards arrears and included under Employees cost. The total provision on this account is Rs.110 crore during the nine months.
Provision for staff retirement benefits are provided for the nine months ended on 31st December, 2009, on an estimated basis.
5.
In terms of Agricultural Debt Waiver and Debt Relief Scheme, 2008 framed by the Government of India, the Bank has made provision
for inadmissible interest, expenses and differential amount of eligible claim based on the Certification by Statutory Central Auditors.
The Final claim of Rs.147.12 Crore is submitted to Reserve Bank of India being the amount waived after due verification by the
Statutory Central Auditors of the Bank and a difference of Rs.5.95 crore has been written off during the nine months ended on 31st
December, 2009, out of which the Bank has received Rs.99.05 crore during the period.
Provision of Rs.5.98 crore towards loss in present value in case of other farmers has been made as per Management calculation, in
line with RBI guidelines.
6. The audit qualification as at March 31, 2009 with regard to provision towards diminution in the fair value of restructured advances has been
http://www.vijayabank.com/Userfiles/Financial/11f.htm

2/3

1/28/2014

www.vijayabank.com/Userfiles/Financial/11f.htm

complied with by making adequate provision during the period.

7. The figures of the previous period have been regrouped / rearranged, wherever necessary
8. The number of shareholders' complaints pending is Nil. Number of complaints received and resolved during the quarter are 1580.

Place : Bangalore
Date : 23rd January, 2010

SHUBHALAKSHMI PANSE
Executive Director

ALBERT TAURO
Chairman & Managing
Director

Copyright 2012 Vijaya Bank. All rights reserved.

http://www.vijayabank.com/Userfiles/Financial/11f.htm

3/3