SPECIAL FOR OUR CUSTOMERS

We want to thank you for choosing BRD - Groupe Societe Generale and we want you to
know that we are dealing with constantly improving our offer of products and services.
Next, for your appropriate information, we keep you up to date and present you the new
modifications of fees for individuals:

Current operations in effect starting with November 6th, 2014

Commission type

Current

From 06.11.2014

Intra-banking incomings (receiving an amount in

your BRD account from another BRD account)

2 LEI/operation

Free

Intra-banking payments to other BRD accounts

through MyBRD Mobile/ MyBRD Contact/ MyBRD
Net (including standing orders defined on MyBRD Net):
50 LEI
1 LEU/operation
(50 500) LEI
2 LEI/operation
[500 50.000) LEI
4 LEI/operation
Transfers between your accounts opened at BRD,
whether opened at the same entity or at different
entities:
500 LEI
(500 50.000) LEI
50.000 LEI

3 LEI/operation
7 LEI/operation
10 LEI/operation

Providing the information concerning your current

account balance:
at ATM/POS from BRD network
through MyBRD Contact

0.5 EUR
0.25 EUR

Addition of a new empowered on your BRD

account

1.50 EUR (equivalent

in account currency)

Free

Free

Free
Free

Current operations in effect starting with January 6th, 2015

Commission type

Current

Current account management fee

0.8 EUR/month/account 4.2 LEI/month/account

(equivalent in account
(equivalent in account
currency)
currency)

Cash withdrawals from your account in RON.

0.50%, min 3.5 LEI

Intra-banking incomings (receiving an amount in

your BRD account from an account of another bank):
500 LEI
3 LEI/operation
(500 50.000) LEI
7 LEI/operation
50.000 LEI
10 LEI/operation
Intra-banking payments in LEI over the counter
(transfering an amount from your BRD account opened
in the payment currency to another BRD account):
500 LEI
(500 50.000) LEI
50.000 LEI

BANCA TA. ECHIPA TA

3 LEI/operation
7 LEI/operation
10 LEI/operation

From 06.01.2015

0.50%, min 5 LEI

4 LEI/operation

7 LEI/operation

Current operations in effect starting with January 6th, 2015

Commission type

Current

Intra-banking payments in foreign currency over

the counter (transfering an amount from your BRD
Free
account opened in the payment currency to another
BRD account)

From 06.01.2015
2 EUR/operation

Inter-banking payments in LEI over the counter

(transfering an amount from your BRD account opened
in the payment currency to an account from another
bank)*:
500 LEI
(500 5.000) LEI
[5.000 50.000) LEI
50.000 LEI

Inter-banking payments in LEI through MyBRD

Mobile/MyBRD Net (including standing orders
defined on MyBRD Net)*:
500 LEI
(500 50.000) LEI
[5.000 50.000) Lei

3 LEI/operation
5 LEI/operation
7 LEI/operation

3.5 LEI/operation

Inter-banking payments in foreign currency over the

counter (transfering an amount from your BRD account
opened in the payment currency to an account from
another bank)**

0.20%(min 15 EUR,
max 1,000 EUR)
+ SWIFT fee
+ external commission

0.20%(min 20 EUR,
max 1,000 EUR)
+ external commission

Inter-banking payments in foreign through MyBRD

Mobile/ MyBRD Net (including standing orders defined
on MyBRD Net)**

0.15%(min 10 EUR,
max 25 EUR)
+ SWIFT fee
+ external commission

0.15%(min 10 EUR,
max 25 EUR)
+ external commission

SWIFT fee

15 EUR

Free

External commission (only for OUR payments)**:

Payments performed in UE/EEA and in currencies
of UE/EEA states:
12,500 EUR
12,500 50,000 EUR
50,000 EUR
Payments perfomed outside UE/EEA, in other
currencies

5 LEI/operation
8 LEI/operation
10 LEI/operation
21 LEI/operation

10 EUR
18 EUR
25 EUR

9 LEI/operation

25 EUR

20 EUR at bank
counter
10 EUR on MyBRD
Mobile/ MyBRD Net

ATM usage for cash withdrawals

ATM from BRD network
ATM from other banks in Romania

0.2% min 0.5 LEI

1% + 4 LEI

0.2% min 0.9 LEI

1% + 5 LEI

Interest rate on current account

0.10%

0%

MyBRD Net
Service usage
Token device (including replacement)

1 EUR/ month
5 EUR

4.5 RON/ month

20 RON

MyBRD Mobile
Service usage
USSD usage

1 EUR/ month
0.10 EUR/ session

4.5 RON/ month

0.5 RON/ session

MyBRD services:

Servicies usage of MyBRD Net and MyBRD Mobile 1.5 EUR/ month

6 RON/ month

MyBRD SMS
Service usage
Alert

0.5 EUR/ month

0.2 EUR

2 RON/ month
0.9 RON

MyBRD Contact
Providing ministatement

0.25 EUR

0.9 RON

BANCA TA. ECHIPA TA

* Commissions corresponding to the up mentioned payments include

also NBR commision
** Also applied for SEPA payments.

These changes are part of a process of revision of our pricing policy. The guide for
Commissions in RON and foreign currency for individuals updated with changes in
effect starting with 06.11.2014, and the list of fees that will be modified starting with
06.01.2015, are available, on the institutional site www.brd.ro, as well for free at customer
request at any counters of BRD agencies/branches.
We believe is important to remind you of some of the products and services related to current
account. We assure, they are of quality and are available to you in maximum safety conditions:

range of cards with various features tailored to your needs (card with custom
design, features that allow fast payment journey with public transport, small
retail payments made without PIN)

MyBRD services (MyBRD Net, MyBRD Contact, MyBRD SMS, MyBRD Mobile)

diverse offer ot term deposits that can be created both in the bank agencies
and through Internet banking

consumer loans and housing/ mortgage, whose pre-acceptance can be
achieved by MyBRD Contact.
We expect you in our BRD agencies, where our consultants will provide complete information
only for you to do the best choices for you.
We remain at your disposal and we assure you that we will make every effort to ensure that
you will continue to enjoy the benefits of quality products and services.

Sincerely,
BRD Team

MyBRD Contact
0800.803.803
free of charge in Telekom network
021.302.61.61
number reachable from any network
*BANCA (*22622)
regular-charge number, reachable
from Orange or Vodafone network
mybrdcontact@brd.ro

BANCA TA. ECHIPA TA