Satya Gyaneswar Panda

PLOT NO – 4346, PANDAV NAGAR

TANKAPANI ROAD, ROAD NO – 02
BHUBANESWAR – 18
PH – 9000755319 (M)
satya.panda74@gmail.com

CARRIER OBJECTIVE:-

With my qualification & experience I would like to work in a esteemed organization where I
will get full exposure to utilize my knowledge and experience that will help to increase my
efficiency & fulfill the organizational goal as a whole.

TOTAL EXPERIENCE : - 09+ Yrs.

SKS MICROFINANCE LTD : - A Non-Banking Finance Company (Incorporated by RBI).

As an Assistant Manager (Internal Audit) from July’ 2008 to till today.Key tasks handled :-

01.Management of audit of assigned branches of operation. Preparing schedule of audit, assigning

branches to audit associates, monitoring schedule of audit executives, and ensure completion of
audit in time.
02. Audit of loan disbursements process, documents, approval & collections.
03.Preparing of branch trial balance, reporting of lapses in processes, policies, Identification &
reporting of high risks issues, preparation of BRS of the branch.
04. Audit of all types of books of a/c’s , trial balance ,collections, dues and the issues relating to the
NPA and periodical review of bad debt of the branches.

05.Audit of health insurance & Retail Insurance products (Swayam Shakti Suraksha, A joint venture
of Bajaj Allianz Life Insurance & SKS Microfinance).

06.Review of audit reports, consolidation of reports, finalization of reports, and grading of

Branches. Releasing final reports & grading to management and analysis of risks under high,
medium and low category and suggesting measures for minimizing risk.

07.Analysing reasons of down/up grading of branches, preparing action plan for improvement of
branch operational efficiency, and close monitoring of fund management by branches.
RELIANCE COMMUNICATION :- From March’2004 to June’2008. As Executive (Finance).
 Reconcillation of postpaid, prepaid, broadband & PCO collections of Orissa circle, Channel
Partner’s GL a/c and customer GL a/c reconcillation in SAP- FICCO Module . Revenue
Accounting Details : -

• Customer accounts Reconciliation i.e. Payment Posting, adjustment, Refund processing,

Channel Partner’s account Reconciliation. Monitoring the Daily Bank Reconciliation of CAF
accounts, Billing Accounts, Accessories Accounts, PDC accounts, Credit cards etc for Orissa.

• Monitoring of collections , reporting of dues , weekly MIS to circle office and analysis of
open items in all revenue GL a/c.

• Monitoring fund transfers and bring to the notice of the delays, discrepancies etc,handling legal
cases & interacting with lawyers for criminal cases for default customers.Training the towns
and our own people for the systems, processes, Reconciliation in SAP and the error resolution
methods to be followed.

• Customer Application Form Audit for ORISSA. Management and reporting of compliances to
circle office .

• Imprest a/c Management for Orissa Circle. Controlling & restricting fraudulent Practices against
Payments at Channel partner level and resolution of PNR cases .

UNITECH LTD : - A Construction and infrastructure developing Company . From April, 2000 to March
2004. As an Accountant. Key tasks handled :-
• Facilitating Negotiation with Vendors, Preparation of letter of Intent (LOI), Preparation of IV’s .
• Vendor A/c reconcillation, Preparation of vouchers of various parties in ORACLE and processing,
releasing of Payments.
• Claim Processing of employees, imprest handling, Preparation of Bank reconcillation statements,
analysis of open items.
• Finalization of ledgers of Vendor’s , Preparation of trial balance of Project Site, closing of quarterly
A/c.
• Preparation of weekly MIS, reporting to management, and compliance to external audit.

ACHIVEMENTS: Outstanding performance award for Bank reconcillation in

RELIANCE COMMUNICATION LTD.
ERP PACKAGE: SAP-(FICCO, MM ), ORACLE , Ms Office.

ACADAMIC QUALIFICATION M.Com, MBA(Finance)

Passed MBA exam in 1st division with specialization in Finance
from Utkal University in 2003.
PROJECT (MBA) Management of NPA in public & private sector Banks.

DOB 28th Jannuary 1972.

DECLARATION :
I do hereby declare that all statements made in the application are true, complete & correct to the
best of my knowledge and belief.

SATYA GYANESWAR PANDA